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Payday Loans Laws By State

State Legal APR Regulations Max Loan Amt Loan Terms Cost per $100 Small Loan Rate Cap Alabama Yes 456.25% $500 10 – 31 days $17.50 N/A Alaska Yes 520% $500 Min: 14 days $20 N/A Arizona No N/A N/A N/A N/A 36% per year plus 5% fee Arkansas No N/A ...

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10 Tips to Find Legit Loans Online

Legit Online Loan Companies Company Loan Features Amount Rating 1) PersonalLoans Apply Now APR: 5.99% – 35.99% Loan Term: 36-60 months Min. Credit Score: 0 Loans For Any Purpose Up to $35,000 2) Prosper Apply Now APR: 5.32% to 35.97% Loan Term: 36-60 months Min. Credit Score: 0 Loans For ...

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Types of The Most Common Loan Scams

Are you constantly solicited by loan lenders who constantly promise you the best rate along with service? Small business lending can be a lucrative business, so loan officers are constantly looking for sales. As a small business owner, you’ll likely have financing needs to grow your business. Thus, you should ...

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How to Solve Student Loan Problems?

Are student loans another bubble yet to burst that will crash the US economy? It might seem that way as the total debt is $1.4 Trillion and the average class of 2016 graduate owing $37,172. However, hope isn’t lost and there are potential ways to mitigate this 800-pound gorilla. I believe that ...

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A Personal Loan – Or a Payday Loan?

Credit Freeze vs Fraud Alert vs Monitoring

If you are in urgent need of a cash loan, there are basically 2 types of loans you can consider. One is known as a payday loan, and the other is what is known as a personal loan. The difference between the two is quite substantial, with the emphasis being ...

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