ALERT : Your Wordpress Theme Expire with in next 5 days . Please update the theme or change the theme with new sahifa wordpress theme Sahifa Admin

Home / Privacy

Privacy

PRIVACY POLICY

 

Latest Update:    May 30, 2017

This Policy explains what information ElitePersonalFinance collects about its Users, how ElitePersonalFinance uses and/or shares this information, and how such information is maintained.

By visiting the Site, you accept the terms of this Policy.

ElitePersonalFinance may modify: Terms of Use, Privacy Policy, Advertising Disclosure from time to time, and any such modifications shall be effective upon posting by ElitePersonalFinance of the modified Terms of Use on the Site. You agree to be bound by these changes every time You visit ElitePersonalFinance, after any such modification has been posted on the Site. It is therefore important that You review these pages every time You access Site to ensure that You are aware of any changes or modifications to them. Here are the links to our legal pages:

http://www.elitepersonalfinance.com/terms/

http://www.elitepersonalfinance.com/privacy/

http://www.elitepersonalfinance.com/advertisement-disclosure/

Users are able to communicate with us by email, or by posting a comment under any of the pages of the site.

Before you submit any information on or through the Services, please carefully review this Policy. By using any part of the Services, you consent to the collection, use, and disclosure of your information as further outlined in this Policy. Your continued use of the Services will signify acceptance of the terms of the updated Policy.

This Policy applies regardless of the device used to access the Services (e.g., personal computer, mobile device, consumer electronics device, or any other technology or software known today or developed in the future).

 

Information That we Collect

We collect information in multiple ways, including when you provide information directly to us, and when we passively collect information from you, such as from your browser or device.

  1. Information You Provide Directly to Us

    We may collect information from you during your use of or access to the Services, such as when you:
  • Register for an account;
  • Make a purchase;
  • Enter a sweepstakes or contest or register for a promotion;
  • Complete a survey or provide us with feedback;
  • Request certain features (e.g., newsletters, updates, and other products);
  • Use certain features that require your information to function (e.g., vendor price quotes or using our mobile apps to scan and search for products, find coupons, and promotions);
  • Communicate with us; or
  • Post user-generated content, including comments, to or on any of our Services, including on community forums and blogs.

The information you provide directly to us may concern you or others and include, but is not limited to: (i) name; (ii) email address; (iii) age; (iv) home or business address; (v) username and password; (vi) phone numbers; (vi) demographic information; and (vii) birthdate. In order to take advantage of certain functionalities of certain Services, such as the ability to purchase certain products or services, our third party payment processor may collect certain financial information from you, such as your name, address, credit or debit card information or ACH information, applicable card expiration dates and security codes in order to process your transactions. We do not collect, store or otherwise maintain this financial information, including credit, debit or similar information from individuals who make purchases using the Services, and use and storage of that information is governed by the payment processor’s applicable terms of service and privacy policy.

  1. Information that is Passively or Automatically Collected

    a. Device/Usage Information
    We may automatically collect certain information about the computer or devices (including mobile devices or tablets) you use to access the Services. As described further below, we may collect and analyze information such as (a) IP addresses, geolocation information, unique device identifiers, IMEI and TCP/IP address, and other information about your computer or device(s), browser types, browser language, operating system, mobile device carrier information, the state or country from which you accessed the Services; and (b) information related to the ways in which you interact with the Services, such as: referring and exit web pages and URLs, platform type, the number of clicks, domain names, landing pages, pages and content (such as advertisements) viewed and the order of those pages, statistical information about the use of the Services (such as barcodes scanned through certain of our mobile apps), the amount of time spent on particular pages, the date and time you used the Services, the frequency of your use of the Services, error logs, and other similar information. As described further below, we may use third-party analytics providers and technologies, including cookies and similar tools, to assist in collecting this information.
  2. Location Information
    We and our service providers may automatically collect location information, including general information (e.g., IP address, zip code) from your computer or mobile device. If you access the Services through a mobile device, we may also ask you to share your specific geo-location information with us. The Services use this location information to provide customized location-based services, content, promotional offers and other information that may be of interest to you. We may also use location information to improve the functionality of the Services and our other products services.
  3. Cookies and Other Electronic Technologies
    We may also collect data about your use of the Services through the use of Internet server logs, cookies and/or tracking pixels. A web server log is a file where website activity is stored. A cookie is a small text file that is placed on your computer when you visit a website, that enables us to: (i) recognize your computer; (ii) store your preferences and settings; (iii) understand the web pages of the Services you have visited; (iv), enhance your user experience by delivering content specific to your interests; (v) perform searches and analytics; and (vi) assist with security administrative functions. Some cookies are placed in your browser cache while those from Flash technologies are stored with your Adobe Flash Player files. Tracking pixels (sometimes referred to as web beacons or clear GIFs) are tiny electronic tags with a unique identifier embedded in websites, online ads and/or email, and that are designed to provide usage information like ad impressions or clicks, measure popularity of the Services and associated advertising, and to access user cookies. As we adopt additional technologies, we may also gather additional information through other methods.

Please note that you can change your settings to notify you when a cookie is being set or updated, or to block cookies altogether. Please consult the “Help” section of your browser for more information (e.g. Google Chrome). You can also manage the use of Flash technologies, including cookies and local storage objects with the Flash management tools available at Adobe’s website. Please note that by blocking any or all cookies, you may not have access to certain features or offerings of the Services.

Note! At this time we have installed Google Analytics on our site. Please, if you want, review their Terms of Use and Privacy Policy for more detailed information on what they collect from users and how they do that.

  1. Information Collected By and From Social Media and Other Content Platforms

When you “like” or “follow” us on Facebook, Twitter, Google Plus or other social media sites, we may collect some information from you including your name, e-mail address, and any comments or content you post relevant to us. We may also collect your information if you sign up for one of our promotions or submit information to us through social media sites.

For more information on what personal information is revealed to us by these social media sites, please refer to their privacy policies. Here are some of our social media accounts:

https://www.facebook.com/pages/Elite-Personal-Finance/369463733242732

https://twitter.com/ElitePersonalFi

https://plus.google.com/105318272106131024465

  1. Information from Affiliates and Non-Affiliated Third Parties

We may also obtain information about you, such as demographic information, from our affiliates or from third parties, such as marketers, partners, researchers and others.

 

How We Use Your Information

We may use your information for the following purposes:

  • For the purposes for which you provided it;
  • To process a transaction you initiate or to provide the features, services and products available through the Services;
  • To send you information about your relationship or transactions with us, account alerts, or other communications, such as newsletters to which you have subscribed;
  • To notify you about new features and offerings of the Services, including, but not limited to, discounts, events, shows news about our Services, products, and/or special offers;
  • To contact you with information, surveys, or advertising that we believe may be of interest to you both regarding our products and Services and those of third parties;
  • To process and respond to your inquiries or to request your feedback;
  • For internal research and reporting;
  • To improve the content and features of the Services or develop new Services;
  • To personalize the content and advertising that you see on the Services or on other websites, including across different devices and browsers (see “Personalized Content and Advertising” section below);
  • To enforce the legal terms that govern your use of the Services; and
  • To administer and troubleshoot the Services.

Please note that we may combine information that we collect from you and about you (including automatically-collected information) with information we obtain about you from our affiliates and/or non-affiliated third parties, and use such combined information in accordance with this Policy.

We may aggregate and/or de-identify information collected through the Services. We may use de-identified and/or aggregated data for any purpose, including without limitation for research and marketing purposes, and may also share such data with any third parties, including advertisers, promotional partners, sponsors, event promoters, and/or others.

When we Disclose Your Information

ElitePersonalFinance may disclose and/or share your information to or with any non-affiliated third parties under the following circumstances:

  • We may disclose your information to any third parties based on your consent to do so.
  • Service Providers. We may provide access to or share your information with select third parties who perform services on our behalf and for any other legitimate business purpose. These third parties provide a variety of services to us, including without limitation billing, sales, marketing, advertising, market research, customer support, fulfillment, data storage, analysis and processing, and legal services.
  • Business Partners. We may provide your information to individuals and companies with whom we have business relationships to provide you with special coupons, discounts, or promotions, or to offer products and services to you for purchase. We encourage these partners to adopt and post privacy policies. However, the use of your Information by such parties is governed by the privacy policies of such parties and is not subject to our control.
  • Protection of ElitePersonalFinance and Others. By using the Services, you acknowledge, consent and agree that we may access, preserve and disclose your information, including, but not limited to, any user content, if required to do so by law or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce ourTerms of Use this Policy, or other contracts with you, including investigation of potential violations thereof; (c) respond to claims that any content violates the rights of third parties; (d) respond to your requests for customer service; and/or (e) protect the rights, property or personal safety of ElitePersonalFinance, its agents and affiliates, its users and/or the public. This includes exchanging information with other companies and organizations for fraud protection, and spam/malware prevention, and similar purposes.
  • Business Transfers. As we continue to develop our business, we may buy, merge or partner with other companies. In such transactions, (including in contemplation of such transactions, e.g., due diligence) user information may be among the transferred assets. If a portion or all of ElitePersonalFinance’s assets are sold or transferred to a third-party, customer information (including your email address) would likely be one of the transferred business assets.
  • Public Forums. Our Services offer publicly accessible blogs and community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. Please also remember that if you choose to provide information on public features of the Services, individuals reading such information may use or disclose it to other individuals or entities without our control and without your knowledge, and search engines may index that information. We therefore urge you to think carefully about what you choose to disclose publicly and make sure it’s information you want to share with the public.

 

PERSONALIZED CONTENT, ADVERTISING, AND YOUR CHOICES

1. Online and Email Analytics

We may use third-party web analytics services on our Services, such as those of Google Analytics. These service providers use the sort of technology previously described in the “Cookies and other electronic technologies” section to help us analyze how users use the Services, including by noting the third-party website from which you arrive, and provide certain features to you. For example, the Google Trusted Store badge displayed on some of the Services is served to you through the use of cookies. The information (including your IP address) collected by the technology will be disclosed to or collected directly by these service providers, who use the information to evaluate your use of the Services. We also use Google Analytics for certain purposes related to advertising, as described in the following section.

If you receive email from us, we may use certain tools, such as clear GIFs to capture data such as when you open our message or click on any links or banners our email contains. This data allows us to gauge the effectiveness of our communications and marketing campaigns.

THIRD PARTY LINKS AND SERVICES

ElitePersonalFinance may contain links to third-party websites, applications and other services. Please be aware that we are not responsible for the privacy practices of such other sites and services. We encourage our users to be aware when they leave our Services and to read the privacy statements of each and every site they visit that collects their information. Some of these links may be affiliate marketing links encoded by third parties. This means that we may earn a commission when you click on or make purchases via affiliate links, and affiliate partners may use cookies to understand your use of the Services. For more information about our affiliate marketing practices, read our Advertisement Disclosure.

The Services may also include widgets and social media features such as the Facebook “Like” button, which are interactive mini-programs that provide specific services from another company (e.g. displaying the news, opinions, music, etc.). Information such as your email address may be collected through these features. These features may collect your IP address and set cookies to enable them to function properly. We are not responsible for nor do we endorse the privacy practices or the content of such third-party services. Any information you provide via those services is subject to their applicable privacy policies and is not covered by this Policy.

Also, third parties whose products or services are accessible or advertised via the Services may place cookies or other tracking technologies on your computer, mobile phone, or other device to collect information about you. We are not responsible in any way for using other sites! You use the sites linked or recommended by us on your own risk. It’s up to you to read and agree with their terms of use, privacy policies and other legal documents.

If you have any questions, contact us.