ALERT : Your Wordpress Theme Expire with in next 5 days . Please update the theme or change the theme with new sahifa wordpress theme Sahifa Admin

Home / Fraud / Safest US States By Fraud and Scams 2017

Safest US States By Fraud and Scams 2017

Residents in some states are more vulnerable to identity theft, fraud and scams according to a review of federal data by Elite Personal Finance.  There were 3,050,374 complaints in the U.S., data from the Federal Trade Commission in 2016.

 

Total Numbers of Companies

 

Total Numbers of Complains by Crime Types

 

Here is what is behind these numbers

 

According to Consumer Sentinel Network, US consumers said that they had paid $744 million in fraud complaints in 2016, while the average sum paid was $450.

You wouldn’t be wrong if you said that identity theft and fraud are more prevalent in urban areas. In fact, you can check our post on Safest US Cities by Identity Theft which clearly confirms this point, especially if you compare the results with those that we provided for Safest US States in the same category. This is another post in the series of posts by Elite Personal Finance in which we analyzed safety levels across the country. This time, we picked fraud in cities as our category.

Let’s analyze states by fraud.

But before that, more information on How we rank states.

METHODOLOGY & RANKING SYSTEM

For this analysis, Elite Personal Finance collected data from 2016 Federal Trade Commission’s Consumer Sentinel Network Data Book. (January 1st – December 31st 2016.)

To determine the safest states, after analyzing the data, we calculated the number of fraud and other scams complaints per 1000 residents. This lead to the safest states having the ‘lowest scores’. For example, the safest state, North Dakota, has a score of 2.847, which means that 2.847 in 1000 of its residents reported fraud.

The least safe state is Florida, with a score of 13.056, or 13.056 complaints per 1000 residents.

*Please note that not all cases were reported by victims.

 

10 Safest States In The US

 

1st Place – North Dakota

Fraud reports per 1000: 2.847

Total fraud reports: 2,158

Congratulations! First place well deserved. Not only did North Dakota top all other states in this category, but it also scored very high on our identity theft safety list.

 

2nd Place: South Dakota

Fraud reports per 1000: 3.206

Total fraud reports: 2,775

This time, the two Dakotas remain unseparated, unlike in the previous category. In this one, the two sisters are a great example of maintaining fraud safety at a formidable level.

 

3rd Place: Iowa

Fraud reports per 1000: 3.425

Total fraud reports: 10,735

With the 7th place in the previous category and the 3rd place in this one, Iowa is definitely one of the safest states when it comes to finance-related crimes.

 

4th Place: Alaska

Fraud reports per 1000: 3.589

Total fraud reports: 2,663

The land of ice and snow scored much better on this test than on the identity theft safety test. When it comes to fraud, its residents can stay relatively calm.

 

5th Place: Hawaii

Fraud reports per 1000: 4.038

Total fraud reports: 5,768

The winner in the previous category ranked 5th in this one. Overall, a fantastic result and definitely something to be proud of. Well done, Hawaii!

 

6th Place: Vermont

Fraud reports per 1000: 4.054

Total fraud reports: 2,532

Another state with small population got in the top 10. Vermont remains adamant and leaves no big space for fraudsters to threaten its residents.

 

7th Place: Nebraska

Fraud reports per 1000: 4.119

Total fraud reports: 7,855

After Alaska, one more state with significantly better result in this category compared to the previous. If Nebraska keeps the good work, it might as well score great in all categories next year.

 

8th Place: Wyoming

Fraud reports per 1000: 4.162

Total fraud reports: 2,437

The least populated of all states can boast its safety levels when it comes to fraud. With 585,501 residents, this state scored high on our list, and we can only congratulate it on that.

 

9th Place: Utah

Fraud reports per 1000: 4.179

Total fraud reports: 12,750

This time, Utah ranked 9th on our list. Together with South Dakota, North Dakota, Wyoming, Nebraska and Iowa, it makes this region undoubtedly the safest part of the US.

 

10th Place: Maine

Fraud reports per 1000: 4.237

Total fraud reports: 5,642

This northeast state took the last train to our top 10. Anyhow, they made it and should be looked up to when it comes to fraud safety.

 

If you want to see the entire list of US states by fraud, take a look at our list below:

Full List of US States By Fraud

(Washington D.C. was not included in this list)

RANKSTATETOTAL NUMBER OF FRAUD & AND OTHER COMPLAINTSFRAUD SCORE
1North Dakota
2,158
2.847
2South Dakota2,775
3.206
3Iowa
10,7353.425
4Alaska
2,663
3.589
5Hawaii
5,768
4.038
6Vermont
2,532
4.054
7Nebraska
7,855
4.119
8Wyoming
2,437
4.162
9Utah
12,750
4.179
10Maine
5,642
4.237
11Montana
4,600
4.412
12Idaho
7,800
4.634
13Wisconsin
26,921
4.659
14Minnesota
25,980
4.707
15Kansas
14,635
5.034
16Oklahoma
20,350
5.187
17Arkansas
15,510
5.19
18Kentucky
23,948
5.397
19West Virginia
9,948
5.433
20Oregon
22,385
5.468
21Massachusetts
37,271
5.472
22Washington
40,423
5.547
23Indiana
37,329
5.628
24New Hampshire
7,525
5.638
25New York
112,006
5.673
26Illinois
73,829
5.767
27Connecticut
21,117
5.904
28Colorado
33,745
6.091
29Mississippi
18,210
6.093
30New Jersey
56,951
6.367
31North Carolina
65,059
6.412
32Arizona
45,528
6.569
33Pennsylvania
84,2706.592
34Ohio
77,213
6.648
35New Mexico
13,900
6.679
36Rhode Island
7,206
6.821
37South Carolina
34,7677.008
38Virginia
58,991
7.013
39Louisiana
32,861
7.019
40Missouri
43,050
7.065
41California
279,887
7.131
42Tennessee
51,036
7.673
43Delaware
7,593
7.975
44Maryland
48,5948.077
45Alabama
39,344
8.09
46Nevada
25,636
8.72
47Texas
265,347
9.523
48Michigan
107,557
10.833
49Georgia
117,189
11.366
50Florida
269,117
13.056

 

 

Key Findings

  • There were 3,050,374 total fraud reports from January to December 2016.
  • The average US identity fraud score is 6.12854, which means that there were 6.12854 fraud reports per 1000 people in all states combined.
  • The safest state is North Dakota, with a score of 2.847 and 2,158 reports overall.
  • The least safe state is Florida, with 13.056 reports per 1000 people and 269,117 total complaints.
  • The ratio between less safe and the safest state is: Florida / North Dakota = 4.59
  • Again, similar to the pattern in our identity theft analysis, there are five states with fewer than 1 million residents in the top 10 states.
  • Among 10 states with the lowest score, four have more than 10 million people. This and last point lead us to the same conclusion as in our previous analysis:
  •  The least populated states are obviously safer than those with the largest population.

 

After a careful analysis, we decided to make 3 additional lists according to states’ population.

*Total rank is indicated in brackets.

 

  • States with fewer than 1 million residents

RANK (TOTAL RANK)STATETOTAL NUMBER OF FRAUD & OTHER COMPLAINTSFRAUD SCORE
1 (1)North Dakota2,1582.847
2 (2)South Dakota2,7753.206
3 (4)Alaska2,6633.589
4 (6)Vermont2,5324.054
5 (8)Wyoming2,4374.162
6 (43)Delaware7,5937.975

 

  • States with 1-10 million residents

RANK (TOTAL RANK)STATETOTAL NUMBER OF FRAUD & OTHER COMPLAINTSFRAUD SCORE
1 (3)Iowa10,7353.425
2 (5)Hawaii5,7684.038
3 (7)Nebraska7,8554.119
4 (9)Utah12,7504.179
5 (10)Maine5,6424.237
6 (11)Montana4,6004.412
7 (12)Idaho7,8004.634
8 (13)Wisconsin26,9214.659
9 (14)Minnesota25,9804.707
10 (15)Kansas14,6355.034
11 (16)Oklahoma20,3505.187
12 (17)Arkansas15,5105.19
13 (18)Kentucky23,9485.397
14 (19)West Virginia9,9485.433
15 (20)Oregon22,3855.468
16 (21)Massachusetts37,2715.472
17 (22)Washington40,4235.547
18 (23)Indiana37,3295.628
19 (24)New Hampshire7,5255.638
20 (27)Connecticut21,1175.904
21 (28)Colorado33,7456.091
22 (29)Mississippi18,2106.093
23 (30)New Jersey56,9516.367
24 (32)Arizona45,5286.569
25 (35)New Mexico13,9006.679
26 (36)Rhode Island7,2066.821
27 (37)South Carolina34,7677.008
28 (38)Virginia58,9917.013
29 (39)Louisiana32,8617.019
30 (40)Missouri43,0507.065
31 (42)Tennessee51,0367.673
32 (44)Maryland48,5948.077
33 (45)Alabama39,3448.09
34 (46)Nevada25,6368.72
35 (48)Michigan107,55710.833

 

  • States with more than 10 million residents

RANK (TOTAL RANK)STATETOTAL NUMBER OF FRAUD & OTHER COMPLAINTSFRAUD SCORE
1 (25)New York112,0065.673
2 (26)Illinois73,8295.767
3 (31)North Carolina65,0596.412
4 (33)Pennsylvania84,2706.592
5 (34)Ohio77,2136.648
6 (41)California279,8877.131
7 (47)Texas265,3479.523
8 (49)Georgia117,18911.366
9 (50)Florida269,11713.056

 

How Safe Is Your State?

In case you are concerned about fraud in your state, you can share it in the comments below. Likewise, if you are satisfied with safety level in your state, please feel free to comment on that.

 

Sources:

– Federal Trade Commission: Consumer Sentinel Network Data Book for January – December 2016

– Javelin Strategy & Research: 2017 Identity Fraud Study

United States Census Bureau: Annual Estimates of the Resident Population for the United States, Regions, States, and Puerto Rico: April 1, 2010 to July 1, 2016

– List of U.S. States and Territories by Population

 

Do you want to prevent identity theft? We can help.

100 Tips to Prevent Identity Theft – the most comprehensive list on the planet!

Read More About Identity Theft Here – we work everyday to provide you with the highest quality information on identity theft.

Identity Theft SafeGuard – The most comprehensive guide on how to prevent identity theft, written by Elite Personal Finance expert team!

About The Fastest Growing Personal Finance Blog in 2017

The Fastest Growing Personal Finance Blog in 2017

Check Also

Best Places to Raise a Family in Texas 2017

Texas is definitely one of the most beautiful US states. The Lone Star State, as ...

Leave a Reply

Your email address will not be published. Required fields are marked *