$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
Best Loans in Florida, Payday, Auto Title Laws of August 2026
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Loans By State •
Last Update: August 18, 2026
Best Loans in All States
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$100 - $40,000
CS: 0 • 5.99% - 35.99%
$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
$100 - $20,000
CS: 0 • 5.99% - 35.99%
$200 - $5,000
CS: 0 • 5.99% - 35.99%
The Florida Consumer Finance Act caps lines of credit at $25,000.
Licensed lenders can charge:
- 30% annual interest on the first $3,000.
- 24% annual interest on the next $3,001 to $4,000.
- 18% annual interest on the next $4,001 to $25,000.
Other allowable charges include:
- Up to $25 for conducting a credit check.
- Up to $25 annually for managing the account.
- For loans repaid monthly, a delinquency charge (after at least 10 days in default) of up to $15.
- For loans repaid semi-monthly, a delinquency charge (after at least 10 days in default) of up to $7.50.
- For loans repaid bi-weekly, a delinquency charge (after at least 10 days in default) of up to $7.50 when two payments are due within the same calendar month, and up to $5 when three payments are due within the same calendar month.
- A bad check charge of up to $20 or the amount levied by the depository institution.
If a borrower is overcharged, the lender must reimburse the funds within 20 days of discovering the error.
Best Bad Credit Loans in Florida of August 2026
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For additional support, consult our guide on bad credit loans.
Best Personal Loans for Good Credit in Florida of August 2026
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Payday Loan Laws in Florida of August 2026
Maximum Loan Amount: $500
Minimum Loan Term: 7 days
Maximum Loan Term: 31 days
Maximum Fee: 10% + $5 verification fee
Maximum APR: 304%
Rollovers: Prohibited
Loan Limit: 1 per customer
Payday loans are legal in Florida.
You can borrow up to $500, and the maximum finance charge is 10% of the amount borrowed plus a $5 verification fee. Borrowers can only have one payday loan at a time, and a 24-hour period is required before you can apply for another loan. The waiting period is used to help borrowers find alternative financing.
If you default on the loan, you have a 60-day grace period to gather the funds without incurring additional charges. However, to be eligible, you need to contact a Consumer Credit Counseling Service within 7 days of the default and complete a counseling program within the 60-day grace period.
Payday Loan Laws in Florida by Country of August 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of Florida.
We haven’t found a significant difference between the payday loan laws in Florida. If you are with bad credit, here are the laws in Florida by country.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Jacksonville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tampa | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Orlando | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Petersburg | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hialeah | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tallahassee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port St. Lucie | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Lauderdale | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cape Coral | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pembroke Pines | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hollywood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miramar | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Coral Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gainesville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lehigh Acres | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Clearwater | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Brandon | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Bay | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pompano Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Palm Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Spring Hill | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lakeland | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Davie | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Boca Raton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sunrise | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Plantation city | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Riverview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Deltona | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Alafaya | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Town ‘n’ Country | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Coast | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Largo | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Melbourne | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Deerfield Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:The Villages | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Myers | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Boynton Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pine Hills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kendall | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lauderhill | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Weston | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kissimmee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Homestead | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Delray Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Poinciana | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Daytona Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tamarac | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Port | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wellington | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jupiter | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Harbor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port Orange | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Miami | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port Charlotte | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:The Hammocks | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Coconut Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fountainebleau | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sanford | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ocala | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kendale Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Doral | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tamiami | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Margate | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sarasota | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bradenton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wesley Chapel | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Beach Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bonita Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pensacola | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pinellas Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Coral Gables | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Apopka | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Country Club | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Cloud | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:University CDP | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Titusville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Miami Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Pierce | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ocoee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cutler Bay | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Oakland Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Lauderdale | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Altamonte Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Winter Garden | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ormond Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Fort Myers | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Greenacres | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:The Acreage | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Winter Haven | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Oviedo | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kendall West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hallandale Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Four Corners | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Royal Palm Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Valrico | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Plant City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Richmond West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Miami Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Aventura | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Worth | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Egypt Lake-Leto | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Land O’ Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Panama City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Merritt Island | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dunedin | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Meadow Woods | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:University | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Winter Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Navarre | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cooper City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lauderdale Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Carrollwood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Golden Glades | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ferry Pass | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Riviera Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Buenaventura Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Clermont | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Little River | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fruit Cove | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Horizon West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:East Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Estero | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dania Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:DeLand | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lakeside | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Princeton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Parkland | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Westchester | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Winter Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Golden Gate | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Magdalene | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:East Lake-Orient Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fleming Island | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Casselberry | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Oakleaf Plantation | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Rockledge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Immokalee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bayonet Point | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Citrus Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:University Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Leisure City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Temple Terrace | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:New Smyrna Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Bradenton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Coral Terrace | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Key West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tarpon Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Keystone | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palmetto Bay | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sebastian | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Vero Beach South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hialeah Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bloomingdale | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pace | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Oak Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Crestview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Westchase | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm River-Clair Mel | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:The Crossings | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sun City Center | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ruskin | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Haines City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wekiwa Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jacksonville Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wright | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ensley | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hunters Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ives Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Venice | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Northdale | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Leesburg | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sunny Isles Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Brent | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Edgewater | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Walton Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jasmine Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Naples | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Valley | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Holiday | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Melbourne | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lutz | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Florida Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lealman | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bellview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Pensacola | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sweetwater | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lynn Haven | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:DeBary | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bayshore Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Eustis | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fish Hawk | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Apollo Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pinecrest | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Belle Glade | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Punta Gorda | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bartow | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Butler CDP | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Seminole | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cocoa | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gibsonton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Glenvar Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:San Carlos Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Midway CDP | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Marco Island | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Safety Harbor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Maitland | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ojus | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Brownsville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Country Walk | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Upper Grand Lagoon | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pinewood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Myrtle Grove | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Vero Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:World Golf Village | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Opa-locka | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Mary | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tavares | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Stuart | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Three Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palmetto Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:New Port Richey | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sarasota Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sunset | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Wales | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Auburndale | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Englewood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Callaway | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lady Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bellair-Meadowbrook Terrace | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Southchase | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Lealman | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Niceville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Zephyrhills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Azalea Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lockhart | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Longwood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Olympia Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Warrington | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Oldsmar | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Venice | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Iona | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Forest City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Augustine | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Thonotosassa | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gonzalez | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hobe Sound | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fruitville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mount Dora | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Conway | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palmetto | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Homosassa Springs and Jensen Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Destin | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Middleburg | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Atlantic Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gladeview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Nocatee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Union Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Goldenrod | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cypress Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:East Milton and Key Biscayne | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Palm Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Daytona | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Panama City Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Elfers | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lakewood Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Yulee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wilton Manors | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hudson | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Groveland | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Shady Hills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lakeland Highlands | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gulfport | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Miami | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Westwood Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Florida City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fernandina Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Holly Hill | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Villas | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jupiter Farms | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port St. John | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pine Castle | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cocoa Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Goulds | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Orange City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Richmond Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lantana | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Doctor Phillips | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port Salerno | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fairview Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mango | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Viera East | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Viera West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lighthouse Point | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Westview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Minneola | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gulf Gate Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Satellite Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Naranja | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miami Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Trinity | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Highland City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sebring | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cheval | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gateway | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Perrine | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Avon Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cypress Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fuller Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palatka | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pine Ridge CDP | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cape Canaveral | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pasadena Hills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:New Port Richey East | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Progress Village | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Westgate | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bee Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Key Largo | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Alachua | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Milton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Medulla and Gifford | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Pete Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bardmoor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Asbury Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Laurel | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Springfield | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bithlo | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Augustine Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Beverly Hills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Celebration | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Sarasota | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Silver Springs Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Micco | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Rotonda | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sugarmill Woods | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Memphis | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Seffner | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Miramar Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Marathon | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hernando | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Orange Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Vero Corridor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Odessa | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Citrus Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Indian Harbour Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Venice Gardens | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fern Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pebble Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Bay Village | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Broadview Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:McGregor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Brooksville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Williamsburg | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Arcadia | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Southwest Ranches | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Weeki Wachee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Southeast Arcadia | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Samoset | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wedgefield | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Clewiston | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Inwood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Green Cove Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wimauma | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Quincy | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Citrus Hills | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Miami | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Southgate | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ormond-by-the-Sea | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Marianna | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Longboat Key | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sanibel | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Inverness | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Lorraine | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Neptune Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Pierce North | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Osprey | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Myers Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dade City and Fort Myers Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Indiantown | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Willow Oak | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Perry | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Indian River Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Live Oak | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Augustine Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Treasure Island | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Beacon Square | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Belle Isle | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:River Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Patrick Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Naples Manor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Crystal Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pembroke Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fruitland Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lauderdale-by-the-Sea | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Orlovista | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wildwood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kathleen | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Macclenny | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Islamorada, Village of Islands | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jan Phyl Village | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Gulf Breeze | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Heathrow | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lely Resort | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Gate Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Combee Settlement | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Inverness Highlands South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lecanto | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:DeFuniak Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Naples Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mims | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pahokee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cocoa West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sky Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Apopka | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Meade | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tequesta | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ocean City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bay Harbor Islands | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:High Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pelican Bay | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Surfside | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Newberry | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. Augustine South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Siesta Key | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Okeechobee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fellsmere | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mount Plymouth | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Alfred | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mascotte | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Palm Springs North | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wahneta | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Starke | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Rio Pinar | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Highpoint | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Sarasota | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Floral City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Timber Pines | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Zephyrhills West | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Samsula-Spruce Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pine Manor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hutchinson Island South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:River Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Zephyrhills South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Warm Mineral Springs | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tice | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Bay | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:LaBelle | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Pasadena | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bay Hill | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Valparaiso | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Whiskey Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Plantation | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kenneth City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port LaBelle | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Loughman | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Flagler Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Butler Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sawgrass | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Big Pine Key | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Vamo | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Wauchula | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Belleview | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Nassau Village-Ratliff | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Sarasota | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ridge Manor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Kensington Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Parker | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:White City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Brookridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pea Ridge | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Crawfordville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Connerton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cortez | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lochmoor Waterway Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Daytona Beach Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Stock Island | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fort Pierce South | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:The Meadows | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Moon Lake | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West Bradenton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Three Oaks and Suncoast Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dundee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:West DeLand | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Samoset | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Goulding | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Madeira Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:June Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Orangetree | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Mary Esther | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Belvedere Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Indian Rocks Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lower Grand Lagoon | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Holmes Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Taylor Creek | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Indian River Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ridge Wood Heights and Davenport | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Laguna Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Jasper | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Grant-Valkaria | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Belleair | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Charlotte Harbor | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Buckingham and Mulberry | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Fussels Corner | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Brooksville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Vineyards | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:San Castle | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Highland Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Montura | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ellenton | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Balm | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:High Point | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Umatilla | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Pretty Bayou | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Alturas | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North River Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Feather Sound | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Clarke Shores | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Harbour Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tierra Verde | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:South Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Juno Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Chipley | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lely | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Watertown | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Whitfield | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Holden Heights | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Royal Palm Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Flagler Estates | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Loxahatchee Groves | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bagdad | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Port St. Joe | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Point Baker | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:St. James City | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ridgecrest | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tyndall AFB | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cedar Grove | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Island Walk | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Desoto Lakes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Windermere | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Nokomis | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Lake Panasoffkee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Midway city | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Cleveland | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Melbourne Beach | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bay Pines | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Ponce Inlet | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Frostproof | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Biscayne Park | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:North Brooksville | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Hilliard | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Tiger Point | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Chattahoochee | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Crystal River | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Zellwood | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Sharpes | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bushnell | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dade City North | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Dover | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
| City:Bal Harbour | Amount Allowed:$500 | APR Allowed:304% | Status:Legal |
Car Title Loans in Florida of August 2026
Car title loans are legal in Florida.
However, any unlicensed loans are immediately void – with both principal and interest forfeited.
Chapter 537 of Florida’s title loan statute allows licensed lenders to charge:
- 30% annual interest on the first $2,000.
- 24% annual interest on the next $2,001 to $3,000.
- 18% annual interest on any balance > $3,000.
The legislation also stipulates the “maximum annual percentage rate that may be charged is 12 times the maximum monthly rate, and the maximum monthly rate must be computed based on one-twelfth of the annual rate for each month.” Rollovers are allowed, as loans can be extended one or more 30-day periods if mutually agreed upon by the lender and the borrower.
However, when in default, the lender can immediately seize your car. But it needs to do so through a licensed agent. When the lender sells the vehicle, it must notify you 10 days in advance of the transaction. After a sale occurs, you are no longer liable for any payments. However, if the lender earns a surplus on the sale, it must return the excess amount to you within 30 days.
Alternative Payday Loans in Florida of August 2026
As a reputable alternative lender, OppLoans is licensed in the state of Florida. Through FinWise Bank –which is regulated by the Federal Deposit Insurance Corporation (FDIC) – OppLoans services loans are approved and underwritten by FinWise.
Typical installment loans in Florida range from $500 to $4,000 and have average APRs of 160%. As well, terms range from 9 to 18 months.
Best Auto Loans for Bad Credit in Florida of August 2026
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Best Auto Loans for Good Credit in Florida of August 2026
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Credit Unions in Florida of August 2026
| Name: | APR: | Amount: |
|---|---|---|
| Name:Suncoast Credit Union | APR:9.25%+ | Amount:Up to $30,000 |
| Name:VyStar Credit Union | APR:7.99% – 14% | Amount:$750 – $100,000 |
Suncoast Credit Union
At Suncoast Credit Union, you can choose from three types of personal loans:
- Signature Loans allow you to borrow upwards of $30,000 with APRs as low as 10.5%. Terms extend up to 60 months, and loans are unsecured, so no collateral is required.
- Computer Loans vary by amount, but APRs are as low as 9.25%. Financing is available for computers, monitors, and printers, and terms extend up to 36 months.
- Personal Credit Lines allow you to borrow up to $30,000 and APRs are as low as 9.5%. Your minimum monthly payment is 3% of the outstanding balance.
Suncoast operates 9 branches across Florida, with locations in Riverview, Brandon, Odessa, and Tampa.
VyStar Credit Union
Like Suncoast, VyStar Credit Union also has three personal loan options:
- Pay & Save Loans are VyStar’s payday loan alternative. You can borrow up to $750 with an APR of 14%. Loans are repaid within 6 months, but 10% of the proceeds must be deposited in a VyStar savings account until the balance is paid in full. However, the product is a great way to avoid predatory payday loans.
- Personal Credit Lines allow you to borrow anywhere from $300 to $100,000. APRs are set at 13.24%. However, they fluctuate with the Wall Street Journal Prime Rate. As well, your minimum monthly payment is 3% of the outstanding balance or $25 – whichever is greater.
- Signature Loans allow you to borrow anywhere from $300 to $100,000 and APRs vary by term.
Signature Loan APRs are structured as:
- Up to 12 months: 7.99%.
- 13 to 24 months: 8.25%.
- 25 to 36 months: 8.49%.
- 37 to 48 months: 9.25%.
- 49 to 60 months: 9.49%.
- 61 to 72 months: 10.99%.
- 73 to 84 months: 11.49%.
VyStar operates branches across Florida, located in Jacksonville, Orange Park, Middleburg, Neptune Beach, etc.
All Licensed Credit Unions in Florida of August 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:SUNCOAST SCHOOLS FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$4,928.57 | Members:520428 |
| Name:VYSTAR CREDIT UNION | City:Jacksonville | Size (Millions):$4,389.88 | Members:405916 |
| Name:SPACE COAST CREDIT UNION | City:Melbourne | Size (Millions):$3,026.22 | Members:376465 |
| Name:GTE FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$1,451.48 | Members:176486 |
| Name:GROW FINANCIAL FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$1,732.92 | Members:154590 |
| Name:MIDFLORIDA CREDIT UNION | City:Lakeland | Size (Millions):$1,597.45 | Members:154556 |
| Name:FAIRWINDS CREDIT UNION | City:Orlando | Size (Millions):$1,581.75 | Members:147636 |
| Name:CENTRAL FLORIDA EDUCATORS FEDERAL CREDIT UNION | City:Lake Mary | Size (Millions):$1,290.59 | Members:121171 |
| Name:PUBLIX EMPLOYEES FEDERAL CREDIT UNION | City:Lakeland | Size (Millions):$631.42 | Members:116952 |
| Name:EGLIN FEDERAL CREDIT UNION | City:Fort Walton Beach | Size (Millions):$1,408.38 | Members:109962 |
| Name:PEN AIR FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$1,120.06 | Members:106785 |
| Name:COMMUNITY FIRST CREDIT UNION OF FLO | City:Jacksonville | Size (Millions):$1,135.65 | Members:104959 |
| Name:TYNDALL FEDERAL CREDIT UNION | City:Panama City | Size (Millions):$1,074.82 | Members:103179 |
| Name:DADE COUNTY FEDERAL CREDIT UNION | City:Doral | Size (Millions):$527.73 | Members:98437 |
| Name:ACHIEVA CREDIT UNION | City:Clearwater | Size (Millions):$967.25 | Members:97307 |
| Name:IBM SOUTHEAST EMPLOYEES FEDERAL CREDIT UNION | City:Boca Raton | Size (Millions):$831.42 | Members:73640 |
| Name:CAMPUS USA CREDIT UNION | City:Gainesville | Size (Millions):$1,080.64 | Members:63497 |
| Name:SOUTH FLORIDA EDUCATIONAL FEDERAL CREDIT UNION | City:Miami | Size (Millions):$772.33 | Members:63444 |
| Name:MCCOY FEDERAL CREDIT UNION | City:Orlando | Size (Millions):$431.69 | Members:59527 |
| Name:INSIGHT CREDIT UNION | City:Orlando | Size (Millions):$435.53 | Members:54341 |
| Name:TROPICAL FINANCIAL CREDIT UNION | City:Miramar | Size (Millions):$562.28 | Members:54149 |
| Name:KENNEDY SPACE CENTER FEDERAL CREDIT UNION | City:Merritt Island | Size (Millions):$566.84 | Members:51814 |
| Name:FLORIDA CREDIT UNION | City:Gainesville | Size (Millions):$459.53 | Members:49486 |
| Name:GULF WINDS FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$397.27 | Members:48951 |
| Name:BRIGHTSTAR CREDIT UNION | City:Fort Lauderdale | Size (Millions):$349.36 | Members:47348 |
| Name:CITY COUNTY CU OF FORT LAUDERDALE CREDIT UNION | City:Margate | Size (Millions):$295.61 | Members:45831 |
| Name:FLORIDA CENTRAL CREDIT UNION | City:Tampa | Size (Millions):$356.12 | Members:45752 |
| Name:POWER FINANCIAL CREDIT UNION | City:Pembroke Pines | Size (Millions):$491.72 | Members:42641 |
| Name:FIRST FLORIDA CREDIT UNION | City:Jacksonville | Size (Millions):$390.13 | Members:38660 |
| Name:FLORIDA COMMERCE CREDIT UNION | City:Tallahassee | Size (Millions):$349.23 | Members:36233 |
| Name:121 FINANCIAL CREDIT UNION | City:Jacksonville | Size (Millions):$420.19 | Members:36172 |
| Name:USF FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$400.34 | Members:33482 |
| Name:COMMUNITY CREDIT UNION | City:Rockledge | Size (Millions):$383.81 | Members:32502 |
| Name:JAX FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$302.72 | Members:30909 |
| Name:ENVISION CREDIT UNION | City:Tallahassee | Size (Millions):$229.64 | Members:30080 |
| Name:PBC CREDIT UNION | City:West Palm Beach | Size (Millions):$103.90 | Members:29520 |
| Name:TAMPA BAY FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$212.29 | Members:27289 |
| Name:SUNSTATE FEDERAL CREDIT UNION | City:Gainesville | Size (Millions):$282.59 | Members:26948 |
| Name:UNIVERSITY CREDIT UNION | City:Miami | Size (Millions):$182.35 | Members:26187 |
| Name:VELOCITY COMMUNITY FEDERAL CREDIT UNION | City:Palm Beach | Size (Millions):$262.56 | Members:25446 |
| Name:RAILROAD & INDUSTRIAL FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$260.75 | Members:24466 |
| Name:STATE EMPLOYEES CREDIT UNION | City:Jacksonville | Size (Millions):$299.62 | Members:23858 |
| Name:ORLANDO FEDERAL CREDIT UNION | City:Orlando | Size (Millions):$160.60 | Members:21044 |
| Name:GOLD COAST FEDERAL CREDIT UNION | City:West Palm Beach | Size (Millions):$120.80 | Members:19693 |
| Name:INNOVATIONS FEDERAL CREDIT UNION | City:Panama City | Size (Millions):$144.30 | Members:17089 |
| Name:JETSTREAM FEDERAL CREDIT UNION | City:Miami Lakes | Size (Millions):$127.20 | Members:16605 |
| Name:MEMBERS FIRST CREDIT UNION OF FLORI | City:Pensacola | Size (Millions):$141.35 | Members:16294 |
| Name:FIRST COAST COMMUNITY CREDIT UNION | City:Palatka | Size (Millions):$96.60 | Members:15578 |
| Name:HEALTHCARE’S COOPERATIVE CREDIT UNION | City:Jacksonville | Size (Millions):$107.26 | Members:15383 |
| Name:MARTIN FEDERAL CREDIT UNION | City:Orlando | Size (Millions):$113.38 | Members:15090 |
| Name:FLORIDA STATE UNIVERSITY CREDIT UNION | City:Tallahassee | Size (Millions):$115.52 | Members:14441 |
| Name:MIAMI POSTAL SERVICE CREDIT UNION | City:Miami | Size (Millions):$110.46 | Members:13871 |
| Name:HARVESTERS FEDERAL CREDIT UNION | City:Cantonment | Size (Millions):$116.98 | Members:13677 |
| Name:PINELLAS FEDERAL CREDIT UNION | City:Largo | Size (Millions):$84.78 | Members:13561 |
| Name:PEOPLES CREDIT UNION | City:Pembroke Pines | Size (Millions):$74.48 | Members:13252 |
| Name:CENTRAL CREDIT UNION OF FLORIDA | City:Pensacola | Size (Millions):$114.70 | Members:13176 |
| Name:FIRST CHOICE CREDIT UNION | City:West Palm Beach | Size (Millions):$101.91 | Members:12576 |
| Name:COASTLINE FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$123.12 | Members:12182 |
| Name:MAGNIFY CREDIT UNION | City:Mulberry | Size (Millions):$85.23 | Members:11744 |
| Name:FOCUS CREDIT UNION | City:Chattahoochee | Size (Millions):$119.61 | Members:11668 |
| Name:PANHANDLE EDUCATORS FEDERAL CREDIT UNION | City:Panama City | Size (Millions):$113.84 | Members:11450 |
| Name:SAN ANTONIO CITIZENS FEDERAL CREDIT UNION | City:San Antonio | Size (Millions):$126.82 | Members:11295 |
| Name:FINANCIAL FEDERAL CREDIT UNION | City:Miami | Size (Millions):$55.63 | Members:10969 |
| Name:SANTA ROSA COUNTY FEDERAL CREDIT UNION | City:Milton | Size (Millions):$80.95 | Members:10912 |
| Name:KEYS FEDERAL CREDIT UNION | City:Key West | Size (Millions):$125.48 | Members:10045 |
| Name:BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION | City:Miami | Size (Millions):$43.13 | Members:9570 |
| Name:INDIAN RIVER FEDERAL CREDIT UNION | City:Vero Beach | Size (Millions):$53.95 | Members:9458 |
| Name:PRIORITY ONE CREDIT UNION | City:Sunrise | Size (Millions):$70.48 | Members:9453 |
| Name:BROWARD HEALTHCARE FEDERAL CREDIT UNION | City:Fort Lauderdale | Size (Millions):$52.69 | Members:9255 |
| Name:BUCKEYE COMMUNITY FEDERAL CREDIT UNION | City:Perry | Size (Millions):$68.14 | Members:9206 |
| Name:CENTRAL FLORIDA POSTAL CREDIT UNION | City:Orlando | Size (Millions):$56.04 | Members:9087 |
| Name:BAY CREDIT UNION | City:Panama City | Size (Millions):$66.37 | Members:9072 |
| Name:MEMORIAL EMPLOYEES FEDERAL CREDIT UNION | City:Hollywood | Size (Millions):$47.52 | Members:8881 |
| Name:FLORIDA WEST COAST CREDIT UNION | City:Brandon | Size (Millions):$78.88 | Members:8866 |
| Name:FLORIDA HOSPITAL CREDIT UNION | City:Altamonte Springs | Size (Millions):$37.44 | Members:8273 |
| Name:OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION | City:Crestview | Size (Millions):$64.91 | Members:7768 |
| Name:COMMUNITY SOUTH CREDIT UNION | City:Chipley | Size (Millions):$88.86 | Members:7717 |
| Name:TAMPA POSTAL FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$58.61 | Members:7498 |
| Name:J. M. ASSOCIATES FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$90.97 | Members:7044 |
| Name:DUVAL FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$54.46 | Members:6726 |
| Name:FLORIDA TRANSPORTATION CREDIT UNION | City:Fort Lauderdale | Size (Millions):$61.68 | Members:6670 |
| Name:BAY PINES FEDERAL CREDIT UNION | City:Bay Pines | Size (Millions):$46.88 | Members:6518 |
| Name:CITY & POLICE FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$67.13 | Members:6453 |
| Name:T M H FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$46.31 | Members:6450 |
| Name:TALLAHASSEE-LEON FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$38.51 | Members:6259 |
| Name:HCA FEDERAL CREDIT UNION | City:Gainesville | Size (Millions):$28.14 | Members:6199 |
| Name:SUN CREDIT UNION | City:Hollywood | Size (Millions):$55.40 | Members:6039 |
| Name:S C O R E FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$49.25 | Members:5637 |
| Name:RYDER SYSTEM FEDERAL CREDIT UNION | City:Miami | Size (Millions):$41.86 | Members:5571 |
| Name:SEMINOLE SCHOOLS FEDERAL CREDIT UNION | City:Sanford | Size (Millions):$35.97 | Members:5402 |
| Name:FIRST CREDIT UNION OF GAINESVILLE | City:Gainesville | Size (Millions):$46.61 | Members:5377 |
| Name:DARDEN EMPLOYEES FEDERAL CREDIT UNION | City:Orlando | Size (Millions):$21.35 | Members:5373 |
| Name:FLAG CREDIT UNION | City:Tallahassee | Size (Millions):$35.86 | Members:5365 |
| Name:MIAMI FIREFIGHTERS FEDERAL CREDIT UNION | City:Miami | Size (Millions):$75.17 | Members:4688 |
| Name:COUNTRY FEDERAL CREDIT UNION | City:Macclenny | Size (Millions):$49.72 | Members:4649 |
| Name:POWERNET CREDIT UNION | City:Tampa | Size (Millions):$72.21 | Members:4550 |
| Name:CORAL COMMUNITY FEDERAL CREDIT UNION | City:Fort Lauderdale | Size (Millions):$23.12 | Members:4526 |
| Name:JAX METRO CU CREDIT UNION | City:Jacksonville | Size (Millions):$36.63 | Members:4493 |
| Name:JACKSONVILLE POSTAL & PROFESSIONAL CREDIT UNION | City:Jacksonville | Size (Millions):$44.32 | Members:4458 |
| Name:CALHOUN-LIBERTY EMPLOYEES CREDIT UNION | City:Blountstown | Size (Millions):$27.57 | Members:4416 |
| Name:UNITED POLICE FEDERAL CREDIT UNION | City:Miami | Size (Millions):$45.74 | Members:4392 |
| Name:EMERALD COAST FEDERAL CREDIT UNION | City:Port St Joe | Size (Millions):$35.40 | Members:4341 |
| Name:ECU CREDIT UNION | City:Seminole | Size (Millions):$34.26 | Members:4279 |
| Name:PENSACOLA GOVERNMENT FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$45.58 | Members:4246 |
| Name:SOUTH FLORIDA FEDERAL CREDIT UNION | City:Miami | Size (Millions):$33.26 | Members:4083 |
| Name:GULF STATES CREDIT UNION | City:Maitland | Size (Millions):$23.75 | Members:4057 |
| Name:FL. DEPT. OF TRANSPORTATION’ CREDIT UNION | City:Tallahassee | Size (Millions):$45.96 | Members:3954 |
| Name:EVERGLADES FEDERAL CREDIT UNION | City:Clewiston | Size (Millions):$30.38 | Members:3858 |
| Name:GPCE CREDIT UNION | City:Pensacola | Size (Millions):$31.22 | Members:3659 |
| Name:FLORIDA STATE EMPLOYEES FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$34.02 | Members:3505 |
| Name:MANATEE COMMUNITY FEDERAL CREDIT UNION | City:Bradenton | Size (Millions):$24.40 | Members:3375 |
| Name:FLORIDA A & M UNIVERSITY FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$20.97 | Members:3271 |
| Name:WALTON COUNTY TEACHERS FEDERAL CREDIT UNION | City:Defuniak Springs | Size (Millions):$14.77 | Members:3240 |
| Name:JACKSONVILLE FIREMEN’S CREDIT UNION | City:Jacksonville | Size (Millions):$29.57 | Members:3139 |
| Name:WEST COAST FEDERAL EMP. CREDIT UNION | City:Sarasota | Size (Millions):$31.86 | Members:3127 |
| Name:JACKSON COUNTY TEACHERS CREDIT UNION | City:Marianna | Size (Millions):$22.90 | Members:3099 |
| Name:MIAMI FEDERAL CREDIT UNION | City:Miami | Size (Millions):$27.35 | Members:2955 |
| Name:SUWANNEE RIVER FEDERAL CREDIT UNION | City:Live Oak | Size (Millions):$13.07 | Members:2752 |
| Name:ST. JOSEPHS HOSPITAL FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$28.02 | Members:2748 |
| Name:SOUTH ATLANTIC FEDERAL CREDIT UNION | City:Boca Raton | Size (Millions):$12.37 | Members:2696 |
| Name:FLORIDA RURAL ELECTRIC CREDIT UNION | City:Tallahassee | Size (Millions):$20.06 | Members:2649 |
| Name:SERVICE 1ST CU CREDIT UNION | City:Tampa | Size (Millions):$13.74 | Members:2549 |
| Name:FLORIDA BAPTIST CREDIT UNION | City:Jacksonville | Size (Millions):$23.57 | Members:2544 |
| Name:COMMUNITY TRUST FEDERAL CREDIT UNION | City:Apopka | Size (Millions):$5.59 | Members:2491 |
| Name:WEST COAST FEDERAL CREDIT UNION | City:Clearwater | Size (Millions):$12.51 | Members:2411 |
| Name:SARASOTA MUNICIPAL EMPLOYEES CREDIT UNION | City:Sarasota | Size (Millions):$23.10 | Members:2399 |
| Name:OCALA COMMUNITY CREDIT UNION | City:Ocala | Size (Millions):$26.61 | Members:2315 |
| Name:FINANCIAL EDUCATORS FEDERAL CREDIT UNION | City:Daytona Beach | Size (Millions):$16.56 | Members:2169 |
| Name:CITY-COUNTY EMPLOYEES CREDIT UNION | City:Clearwater | Size (Millions):$15.33 | Members:2115 |
| Name:PENSACOLA FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$16.36 | Members:2101 |
| Name:COMPASS FINANCIAL FEDERAL CREDIT UNION | City:Hialeah | Size (Millions):$15.49 | Members:2097 |
| Name:METRO NORTH FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$14.67 | Members:2083 |
| Name:BAPTIST REGIONAL MEDICAL FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$7.89 | Members:2019 |
| Name:MERCY CREDIT UNION | City:Miami | Size (Millions):$20.25 | Members:1976 |
| Name:FIRST COAST FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$7.06 | Members:1900 |
| Name:SOUTHERNMOST FEDERAL CREDIT UNION | City:Key West | Size (Millions):$10.59 | Members:1873 |
| Name:HIALEAH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | City:Hialeah | Size (Millions):$11.15 | Members:1747 |
| Name:POMPANO BEACH CITY EMP. CREDIT UNION | City:Pompano Beach | Size (Millions):$15.59 | Members:1557 |
| Name:MONROE COUNTY TEACHERS FEDERAL CREDIT UNION | City:Key West | Size (Millions):$15.13 | Members:1400 |
| Name:DUCOTE FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$3.32 | Members:1362 |
| Name:FARMERS FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$12.73 | Members:1358 |
| Name:PENSACOLA L & N FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$7.94 | Members:1354 |
| Name:CLAY ELECTRIC EMPLOYEES CREDIT UNION | City:Keystone Heights | Size (Millions):$7.71 | Members:1209 |
| Name:ECCO CREDIT UNION | City:Pace | Size (Millions):$19.25 | Members:1036 |
| Name:JEFFERSON COUNTY TEACHERS CREDIT UNION | City:Monticello | Size (Millions):$6.85 | Members:1028 |
| Name:SHAW-ROSS EMPLOYEES CREDIT UNION | City:Miami | Size (Millions):$5.66 | Members:1014 |
| Name:CONTAINER MUTUAL CREDIT UNION | City:Fernandina Beach | Size (Millions):$8.38 | Members:999 |
| Name:NORTH DADE COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION | City:Miami Gardens | Size (Millions):$4.60 | Members:987 |
| Name:FLORIDA CUSTOMS FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$8.63 | Members:969 |
| Name:LEE COUNTY POSTAL EMP. CREDIT UNION | City:Fort Myers | Size (Millions):$4.07 | Members:911 |
| Name:SUNLAND CREDIT UNION | City:Marianna | Size (Millions):$2.52 | Members:892 |
| Name:WEST FLORDIA MEDICAL FEDERAL CREDIT UNION | City:Pensacola | Size (Millions):$3.67 | Members:876 |
| Name:ELECTRICIANS’ LOCAL 349 CREDIT UNION | City:Miami | Size (Millions):$3.95 | Members:803 |
| Name:FCAMEC FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$1.77 | Members:762 |
| Name:MADISON EDUCATION ASSOC. CREDIT UNION | City:Madison | Size (Millions):$4.03 | Members:715 |
| Name:F.R.S.A. CREDIT UNION | City:Winter Park | Size (Millions):$2.96 | Members:708 |
| Name:TALLAHASSEE FEDERAL CREDIT UNION | City:Tallahassee | Size (Millions):$5.81 | Members:653 |
| Name:ANCHOR SEVEN FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$2.68 | Members:551 |
| Name:ST. JAMES A M E CHURCH FEDERAL CREDIT UNION | City:Miami | Size (Millions):$0.49 | Members:509 |
| Name:LOCAL 606 ELECTRICAL WORKERS FEDERAL CREDIT UNION | City:Orlando | Size (Millions):$8.43 | Members:434 |
| Name:JAX GLIDCO EMPLOYEES FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$2.42 | Members:397 |
| Name:TOWN OF PALM BEACH FEDERAL CREDIT UNION | City:West Palm Beach | Size (Millions):$2.69 | Members:395 |
| Name:SWC CREDIT UNION | City:Tampa | Size (Millions):$2.32 | Members:360 |
| Name:TAMPA LONGSHOREMEN’S FEDERAL CREDIT UNION | City:Tampa | Size (Millions):$0.41 | Members:359 |
| Name:LEE COUNTY MOSQUITO CONTROL CREDIT UNION | City:Fort Myers | Size (Millions):$0.51 | Members:197 |
| Name:MAC NEILL EMPLOYEES CREDIT UNION | City:Sunrise | Size (Millions):$0.93 | Members:176 |
| Name:MIAMI SHORES VILLIAGE EMP FEDERAL CREDIT UNION | City:Miami Shores | Size (Millions):$0.29 | Members:63 |
| Name:SIX THIRTY FEDERAL CREDIT UNION | City:West Palm Beach | Size (Millions):$0.00 | Members:1 |
Student Loans in Florida of August 2026
Access to Better Learning and Education Grant (ABLE)
Offering $1,500 per year to qualifying students, Florida’s ABLE Grant provides tuition assistance if you attend eligible colleges and universities.
To qualify:
- You must be a resident of Florida and a U.S. citizen or eligible non-citizen.
- You must not possess or be in default of a federal student loan or grant.
- You must not have a bachelor’s degree.
- You must enroll for at least 12 credit hours per term.
- You must not pursue a degree in theology or divinity.
- You must meet Florida’s general eligibility requirements.
Florida Student Assistance Grant (FSAG)
The FSAG Grant is a needs-based scholarship that’s broken down into four subgroups:
- The Florida Public Student Assistance Grant is awarded to students attending state universities and public colleges.
- The Florida Private Student Assistance Grant is awarded to students attending private, non-profit, 4-year colleges and universities.
- The Florida Postsecondary Student Assistance Grant is awarded to students attending institutions exempt from the Florida Private Student Assistance Grant.
- The Florida Public Postsecondary Career Education Assistance Grant is awarded to students attending eligible Florida community colleges and career centers operated by district school boards.
The qualification requirements are the same as above except:
- You must enroll for at least 6 credit hours per term to participate in the public program.
- You must enroll for at least 12 credit hours per term to participate in the private and post-secondary programs.
Federal Housing Administration (FHA) Loans in Florida of August 2026
There are 67 counties in Florida where FHA loans are applicable. The lowest loan amount of $314,827 is available in 51 counties, while the highest loan amount of $1,017,300 is available in Monroe County.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Alachua County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Baker County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Bay County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bradford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Brevard County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Broward County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Calhoun County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Charlotte County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Citrus County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clay County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Collier County | Single Unit Limit (lowest):$450,800 | Four-Plex Limit (highest):$866,950 |
| County:Columbia County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Desoto County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Dixie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Duval County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Escambia County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Flagler County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Franklin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gadsden County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gilchrist County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Glades County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gulf County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hamilton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hardee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hendry County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hernando County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Highlands County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hillsborough County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Holmes County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Indian River County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jackson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jefferson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lafayette County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lake County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Leon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Levy County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Liberty County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Madison County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Manatee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marion County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Martin County | Single Unit Limit (lowest):$350,750 | Four-Plex Limit (highest):$674,500 |
| County:Miami-Dade County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Monroe County | Single Unit Limit (lowest):$552,000 | Four-Plex Limit (highest):$1,061,550 |
| County:Nassau County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Okaloosa County | Single Unit Limit (lowest):$391,000 | Four-Plex Limit (highest):$751,900 |
| County:Okeechobee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Orange County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Osceola County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Palm Beach County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Pasco County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pinellas County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Polk County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Putnam County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Santa Rosa County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sarasota County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Seminole County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:St. Johns County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:St. Lucie County | Single Unit Limit (lowest):$350,750 | Four-Plex Limit (highest):$674,500 |
| County:Sumter County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Suwannee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Taylor County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Union County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Volusia County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wakulla County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Walton County | Single Unit Limit (lowest):$391,000 | Four-Plex Limit (highest):$751,900 |
| County:Washington County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
Business Loans in Florida of August 2026
If you’re looking for a reliable online lender, consider the options below:
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For a local alternative, take a closer look at Treasure Coast Business Loans:
Treasure Coast Business Loans
At Treasure Coast Business Loans, you have three options to choose from:
- A Business Line of Credit allows you to borrow up to $725,000 with fixed terms of 18 months. APRs vary by the borrower, but there are no maintenance, application, or access fees. As well, loans are unsecured, so no collateral is required.
- A Merchant Cash Advance Loan exchanges a lump sum for a small percentage of your company’s future credit card sales. You can borrow anywhere from $20,000 to $250,000, and no collateral is required. However, to qualify, you need a FICO score of at least 500, at least $12,500 in monthly sales, be in operation for at least 9 months, and be cash-flow positive.
- A Working Capital Loan allows you to borrow anywhere from $100,000 to $150,000 with variable APRs as low as 8.25%. Terms extend up to 10 years, and no collateral is required. However, you need a FICO score of at least 680 to qualify, and your business must be in operation for at least 1 year.
To get in touch with Treasure Coast, you can visit their Florida location at 203 N.W. Zanzibar Place Port St Lucie, FL 34986. You can also call them at 1-800-561-9086 or email them at treasurecoastloans@gmail.com.
Conclusion
Florida law does not restrict small credit lines, payday loans, or car title loans. Interest rates are capped at 30% for credit lines, but additional charges usually result in higher APRs. For payday loans, they’re legal in Florida, and APRs can extend beyond 300%. However, the state restricts payday loan rollovers and requires a 60-day grace period so borrowers can overcome a default. For car title loans, APRs are similar, but there is no grace period for default. The lender has the right to seize your car immediately. However, you’re not liable for any amount remaining. If the car is sold at a surplus to the loan balance, the lender is required to return the excess funds.
