Best Loans in Maryland, Payday, Auto Title Laws of August 2026

ElitePersonalFinance • Loans By State •

Last Update: January 13, 2026

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Maryland’s Consumer Loan Law requires licensed lenders to limit loan proceeds to $25,000. Allowable interest rate charges also vary depending on the loan amount.

For loans of $2,000 or less, licensed lenders can charge:

2.75% per month on the first $500.
2% per month on balances > $500 but ≤ $700.
1.25% per month on balances > $ 700 but ≤ $2,000.

For loans exceeding $2,000 but less than or equal to $3,500, the maximum interest rate is 1.75% per month. For loans exceeding $3,500 but less than or equal to $5,000, the maximum interest rate is 1.5% per month. For loans exceeding $5,000, the maximum interest rate is 1.35% per month.

Loan terms are also regulated:

For loans ≤ $700, terms are capped at 30 months and 15 days.
For loans > $700 but ≤ $2,000, terms are capped at 36 months and 15 days.
For loans > $2,000, terms are capped at 72 months and 15 days.

After six months, licensed lenders can only charge 6% per year on the remaining balance if a loan remains in default.

Best Bad Credit Loans in Maryland of August 2026

ZippyLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in Maryland:

Yes

Get started

Upstart

Apply Now

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in Maryland:

Yes

Get started

LifeLoans

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Get started

VivaLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Get started

NextDayPersonalLoan

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Get started

FundsJoy

Apply Now

Amount:

$200 - $5,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Get started

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in Maryland:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in Maryland:

Yes

Get started

To learn more about how to obtain a bad credit loan, see our complete guide.

Best Personal Loans for Good Credit in Maryland of August 2026

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Maryland:

Yes

Get started

Prosper

Apply Now

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Maryland:

Yes

Get started

Credible

Apply Now

Amount:

$1,000 – $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Maryland:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Maryland:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Maryland:

Yes

Get started

Upgrade

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Maryland:

Yes

Get started

PayOff

Apply Now

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Maryland:

Yes

Get started

Discover

Apply Now

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Maryland:

Yes

Get started

Freedomplus

Apply Now

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Maryland:

Yes

Get started

Payday Loan Laws in Maryland of August 2026

Traditional payday loans are prohibited in Maryland.

However, licensed lenders can operate in the state if they follow the Consumer Loan Law regulations written above.

Payday Loan Laws in Maryland by Country of August 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of Maryland.

We haven’t found a significant difference between the payday loan laws in Maryland. If you are with bad credit, here are the laws in Maryland by country.

City:	Amount Allowed:	APR Allowed:	Status:
Baltimore	N/A	33%	Prohibited
Columbia	N/A	33%	Prohibited
Germantown	N/A	33%	Prohibited
Silver Spring	N/A	33%	Prohibited
Waldorf	N/A	33%	Prohibited
Ellicott City	N/A	33%	Prohibited
Frederick	N/A	33%	Prohibited
Glen Burnie	N/A	33%	Prohibited
Gaithersburg	N/A	33%	Prohibited
Rockville	N/A	33%	Prohibited
Dundalk	N/A	33%	Prohibited
Bethesda	N/A	33%	Prohibited
Bowie	N/A	33%	Prohibited
Towson	N/A	33%	Prohibited
Aspen Hill	N/A	33%	Prohibited
Wheaton	N/A	33%	Prohibited
North Bethesda	N/A	33%	Prohibited
Severn	N/A	33%	Prohibited
Bel Air South	N/A	33%	Prohibited
Potomac	N/A	33%	Prohibited
Odenton	N/A	33%	Prohibited
Catonsville	N/A	33%	Prohibited
Essex	N/A	33%	Prohibited
Hagerstown	N/A	33%	Prohibited
Clinton	N/A	33%	Prohibited
Annapolis	N/A	33%	Prohibited
Woodlawn	N/A	33%	Prohibited
Severna Park	N/A	33%	Prohibited
Chillum	N/A	33%	Prohibited
Olney	N/A	33%	Prohibited
Randallstown	N/A	33%	Prohibited
Owings Mills	N/A	33%	Prohibited
Montgomery Village	N/A	33%	Prohibited
Pikesville	N/A	33%	Prohibited
Salisbury	N/A	33%	Prohibited
College Park	N/A	33%	Prohibited
Parkville	N/A	33%	Prohibited
Bel Air North	N/A	33%	Prohibited
Eldersburg	N/A	33%	Prohibited
Milford Mill	N/A	33%	Prohibited
Carney	N/A	33%	Prohibited
Crofton	N/A	33%	Prohibited
Pasadena	N/A	33%	Prohibited
Perry Hall	N/A	33%	Prohibited
South Laurel	N/A	33%	Prohibited
Reisterstown	N/A	33%	Prohibited
Ilchester	N/A	33%	Prohibited
Lochearn	N/A	33%	Prohibited
Edgewood	N/A	33%	Prohibited
Laurel	N/A	33%	Prohibited
Middle River	N/A	33%	Prohibited
Fairland	N/A	33%	Prohibited
North Laurel	N/A	33%	Prohibited
Suitland	N/A	33%	Prohibited
Fort Washington	N/A	33%	Prohibited
North Potomac	N/A	33%	Prohibited
Clarksburg	N/A	33%	Prohibited
Arnold	N/A	33%	Prohibited
Greenbelt	N/A	33%	Prohibited
Cockeysville	N/A	33%	Prohibited
Landover	N/A	33%	Prohibited
Camp Springs	N/A	33%	Prohibited
Elkridge	N/A	33%	Prohibited
Lake Shore	N/A	33%	Prohibited
Arbutus	N/A	33%	Prohibited
Ballenger Creek	N/A	33%	Prohibited
Cumberland	N/A	33%	Prohibited
Rosedale	N/A	33%	Prohibited
Langley Park	N/A	33%	Prohibited
White Oak	N/A	33%	Prohibited
Westminster	N/A	33%	Prohibited
Seabrook	N/A	33%	Prohibited
Hyattsville	N/A	33%	Prohibited
Calverton	N/A	33%	Prohibited
Maryland City	N/A	33%	Prohibited
Oxon Hill	N/A	33%	Prohibited
Glassmanor	N/A	33%	Prohibited
Takoma Park	N/A	33%	Prohibited
Beltsville	N/A	33%	Prohibited
Ferndale	N/A	33%	Prohibited
Redland	N/A	33%	Prohibited
Easton	N/A	33%	Prohibited
Glenmont	N/A	33%	Prohibited
Parole	N/A	33%	Prohibited
Hillcrest Heights	N/A	33%	Prohibited
Adelphi	N/A	33%	Prohibited
Aberdeen	N/A	33%	Prohibited
Elkton	N/A	33%	Prohibited
East Riverdale	N/A	33%	Prohibited
Rossville	N/A	33%	Prohibited
Damascus	N/A	33%	Prohibited
Cloverly	N/A	33%	Prohibited
Brooklyn Park	N/A	33%	Prohibited
California	N/A	33%	Prohibited
Glenn Dale	N/A	33%	Prohibited
Colesville	N/A	33%	Prohibited
Kemp Mill	N/A	33%	Prohibited
Summerfield	N/A	33%	Prohibited
Kettering	N/A	33%	Prohibited
Havre de Grace	N/A	33%	Prohibited
Bensville	N/A	33%	Prohibited
New Carrollton	N/A	33%	Prohibited
Riviera Beach	N/A	33%	Prohibited
Joppatowne	N/A	33%	Prohibited
Cambridge	N/A	33%	Prohibited
Overlea	N/A	33%	Prohibited
Mays Chapel	N/A	33%	Prohibited
Ocean Pines	N/A	33%	Prohibited
Accokeek	N/A	33%	Prohibited
Lexington Park	N/A	33%	Prohibited
Urbana	N/A	33%	Prohibited
Walker Mill	N/A	33%	Prohibited
Forestville	N/A	33%	Prohibited
Brock Hall	N/A	33%	Prohibited
Travilah	N/A	33%	Prohibited
Largo	N/A	33%	Prohibited
Annapolis Neck	N/A	33%	Prohibited
Mitchellville	N/A	33%	Prohibited
Linthicum	N/A	33%	Prohibited
Halfway	N/A	33%	Prohibited
Rosaryville	N/A	33%	Prohibited
Burtonsville	N/A	33%	Prohibited
Lake Arbor	N/A	33%	Prohibited
Lanham	N/A	33%	Prohibited
Fort Meade	N/A	33%	Prohibited
Timonium	N/A	33%	Prohibited
Bel Air town	N/A	33%	Prohibited
Marlboro Village	N/A	33%	Prohibited
Friendly	N/A	33%	Prohibited
Brandywine	N/A	33%	Prohibited
Chesapeake Ranch Estates	N/A	33%	Prohibited
Edgewater	N/A	33%	Prohibited
Chevy Chase CDP	N/A	33%	Prohibited
Coral Hills	N/A	33%	Prohibited
White Marsh	N/A	33%	Prohibited
Scaggsville	N/A	33%	Prohibited
Bladensburg	N/A	33%	Prohibited
Mount Airy	N/A	33%	Prohibited
North Kensington	N/A	33%	Prohibited
Leisure World	N/A	33%	Prohibited
La Plata	N/A	33%	Prohibited
Marlton	N/A	33%	Prohibited
Westphalia	N/A	33%	Prohibited
Linganore	N/A	33%	Prohibited
Cape St. Claire	N/A	33%	Prohibited
Fallston	N/A	33%	Prohibited
South Kensington	N/A	33%	Prohibited
Edgemere	N/A	33%	Prohibited
Frostburg	N/A	33%	Prohibited
Lansdowne	N/A	33%	Prohibited
Four Corners	N/A	33%	Prohibited
Garrison	N/A	33%	Prohibited
Jessup	N/A	33%	Prohibited
Mayo	N/A	33%	Prohibited
Robinwood	N/A	33%	Prohibited
Mount Rainier	N/A	33%	Prohibited
Baltimore Highlands	N/A	33%	Prohibited
Temple Hills	N/A	33%	Prohibited
Woodlawn CDP	N/A	33%	Prohibited
Bryans Road	N/A	33%	Prohibited
Riverdale Park	N/A	33%	Prohibited
Ocean City	N/A	33%	Prohibited
Stevensville	N/A	33%	Prohibited
Taneytown	N/A	33%	Prohibited
Lutherville	N/A	33%	Prohibited
Savage	N/A	33%	Prohibited
Forest Glen	N/A	33%	Prohibited
Thurmont	N/A	33%	Prohibited
Bowleys Quarters	N/A	33%	Prohibited
Cheverly	N/A	33%	Prohibited
Darnestown	N/A	33%	Prohibited
Hampstead	N/A	33%	Prohibited
Hillandale	N/A	33%	Prohibited
Brunswick	N/A	33%	Prohibited
Glenarden	N/A	33%	Prohibited
Ashton-Sandy Spring	N/A	33%	Prohibited
Walkersville	N/A	33%	Prohibited
Fairwood	N/A	33%	Prohibited
Cresaptown	N/A	33%	Prohibited
District Heights	N/A	33%	Prohibited
Chesapeake Beach	N/A	33%	Prohibited
Marlow Heights	N/A	33%	Prohibited
Spring Ridge	N/A	33%	Prohibited
Shady Side and Riverside	N/A	33%	Prohibited
Naval Academy	N/A	33%	Prohibited
Fountainhead-Orchard Hills	N/A	33%	Prohibited
Friendship Heights Village	N/A	33%	Prohibited
Fruitland	N/A	33%	Prohibited
Poolesville	N/A	33%	Prohibited
Chestertown	N/A	33%	Prohibited
Silver Hill	N/A	33%	Prohibited
Deale	N/A	33%	Prohibited
Manchester and Layhill	N/A	33%	Prohibited
Seat Pleasant	N/A	33%	Prohibited
Hampton	N/A	33%	Prohibited
Centreville	N/A	33%	Prohibited
Peppermill Village	N/A	33%	Prohibited
Berlin	N/A	33%	Prohibited
Chester	N/A	33%	Prohibited
Middletown	N/A	33%	Prohibited
Woodmore	N/A	33%	Prohibited
Capitol Heights	N/A	33%	Prohibited
Fulton	N/A	33%	Prohibited
Denton	N/A	33%	Prohibited
Kingsville	N/A	33%	Prohibited
Perryville	N/A	33%	Prohibited
National Harbor	N/A	33%	Prohibited
West Ocean City	N/A	33%	Prohibited
West Laurel	N/A	33%	Prohibited
Pocomoke City	N/A	33%	Prohibited
Riva	N/A	33%	Prohibited
Sykesville	N/A	33%	Prohibited
Indian Head	N/A	33%	Prohibited
Pleasant Hills	N/A	33%	Prohibited
Leonardtown	N/A	33%	Prohibited
Melwood	N/A	33%	Prohibited
Brookmont	N/A	33%	Prohibited
North East	N/A	33%	Prohibited
Huntingtown	N/A	33%	Prohibited
Grasonville	N/A	33%	Prohibited
Boonsboro	N/A	33%	Prohibited
Marlboro Meadows	N/A	33%	Prohibited
Brentwood	N/A	33%	Prohibited
Princess Anne	N/A	33%	Prohibited
La Vale	N/A	33%	Prohibited
Braddock Heights	N/A	33%	Prohibited
Berwyn Heights	N/A	33%	Prohibited
Prince Frederick	N/A	33%	Prohibited
Delmar	N/A	33%	Prohibited
Maugansville	N/A	33%	Prohibited
St. James	N/A	33%	Prohibited
Emmitsburg	N/A	33%	Prohibited

Best Auto Loans for Bad Credit in Maryland of August 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Maryland:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Maryland:

Yes

Get started

StandardAutoFinancial

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Maryland:

Yes

Get started

MaxCarLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Maryland:

Yes

Get started

FirstChoiceAutoLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Maryland:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Maryland:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Maryland:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Maryland:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Maryland:

Yes

Get started

CarsDirect

Apply Now

Amount:

$1,000 - $45,000

Min. Credit Score:

APR:

From 0.99%

Licensed in Maryland:

Yes

Get started

Auto Credit Express

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Maryland:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Maryland:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Maryland:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Maryland:

Yes

Get started

Best Auto Loans for Good Credit in Maryland of August 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Maryland:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Maryland:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Maryland:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Maryland:

Yes

Get started

Lightstream

Apply Now

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Maryland:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Maryland:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Maryland:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Maryland:

Yes

Get started

Usbank

Apply Now

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Maryland:

Yes

Get started

Bank Of America

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Maryland:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Maryland:

Yes

Get started

Clearlane

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Maryland:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Maryland:

Yes

Get started

FHA Loans in Maryland of August 2026

Maryland has 24 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Allegany County to a high of $1,472,550 for a 4-bedroom unit in Calvert County.

County:	Single Unit Limit (lowest):	Four-Plex Limit (highest):
Allegany County	$331,760	$638,100
Anne Arundel County	$520,950	$1,001,850
Baltimore City	$520,950	$1,001,850
Baltimore County	$520,950	$1,001,850
Calvert County	$765,600	$1,472,550
Caroline County	$331,760	$638,100
Carroll County	$520,950	$1,001,850
Cecil County	$408,250	$785,100
Charles County	$765,600	$1,472,550
Dorchester County	$331,760	$638,100
Frederick County	$765,600	$1,472,550
Garrett County	$331,760	$638,100
Harford County	$520,950	$1,001,850
Howard County	$520,950	$1,001,850
Kent County	$331,760	$638,100
Montgomery County	$765,600	$1,472,550
Prince George’s County	$765,600	$1,472,550
Queen Anne’s County	$520,950	$1,001,850
Somerset County	$345,000	$663,450
St. Mary’s County	$347,300	$667,900
Talbot County	$382,950	$736,450
Washington County	$331,760	$638,100
Wicomico County	$345,000	$663,450
Worcester County	$345,000	$663,450

Business Loans in Maryland of August 2026

SuperMoney - Compare Business Loans

Apply Now

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

Licensed in Maryland:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Maryland:

Yes

Get started

LendingTree

Apply Now

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Maryland:

Yes

Get started

Kabbage

Apply Now

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Maryland:

Yes

Get started

SmartBiz SBA Loans

Apply Now

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Maryland:

Yes

Get started

CredibilityCapital

Apply Now

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Maryland:

Yes

Get started

Live Oak Bank

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Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Maryland:

Yes

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Funding Circle

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Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Maryland:

Yes

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OnDeck

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Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Maryland:

Yes

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BlueVine

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Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Maryland:

Yes

Get started

CaminoFinancial

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Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

Licensed in Maryland:

Yes

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TheLoanExchange

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Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

Licensed in Maryland:

Yes

Get started

All Licensed Credit Unions in Maryland of August 2026

Name:	City:	Size (Millions):	Members:
STATE EMPLOYEES CU OF MARYLAND, INC CREDIT UNION	Linthicum	$2,256.09	220551
TOWER FEDERAL CREDIT UNION	Laurel	$2,371.38	123167
MUNICIPAL EMPL.CREDIT UNION OF BALT	Baltimore	$1,124.41	98663
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION	Aberdeen	$876.02	94249
ANDREWS FEDERAL CREDIT UNION	Suitland	$870.10	93863
NASA FEDERAL CREDIT UNION	Upper Marlboro	$1,160.95	79642
MONTGOMERY COUNTY TEACHERS FEDERAL CREDIT UNION	Derwood	$384.09	59550
FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION	Lutherville-Timonium	$913.95	57254
POINT BREEZE CREDIT UNION	Cockeysville	$705.31	48279
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION	Rockville	$540.63	44071
MARRIOTT EMPLOYEES FEDERAL CREDIT UNION	Bethesda	$158.18	41803
EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION	Greenbelt	$367.74	39203
JOHNS HOPKINS FEDERAL CREDIT UNION	Baltimore	$301.58	37070
SECURITYPLUS FEDERAL CREDIT UNION	Baltimore	$352.25	32192
CEDAR POINT FEDERAL CREDIT UNION	Lexington Park	$368.81	32080
FREEDOM OF MARYLAND FEDERAL CREDIT UNION	Bel Air	$244.80	29976
CHESSIE FEDERAL CREDIT UNION	Cumberland	$238.89	28751
BALTIMORE COUNTY EMPLOYEES FEDERAL CREDIT UNION	Towson	$306.76	28220
SIGNAL FINANCIAL FEDERAL CREDIT UNION	Kensington	$297.11	28149
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION	Cumberland	$312.84	27683
WEPCO FEDERAL CREDIT UNION	4, Bloomington	$193.63	24778
US POSTAL SERVICE FEDERAL CREDIT UNION	Clinton	$199.77	22795
FEDCHOICE FEDERAL CREDIT UNION	Lanham	$308.26	22345
BULL DOG FEDERAL CREDIT UNION	Hagerstown	$112.23	22045
MID-ATLANTIC FEDERAL CREDIT UNION	Germantown	$254.78	21753
MARKET USA FEDERAL CREDIT UNION	Laurel	$95.54	20892
N R L FEDERAL CREDIT UNION	Oxon Hill	$459.05	20088
HAR CO MARYLAND FEDERAL CREDIT UNION	Bel Air	$187.95	20005
COMSTAR FEDERAL CREDIT UNION	Frederick	$220.37	19914
APL FEDERAL CREDIT UNION	Laurel	$364.64	19303
PRINCE GEORGE’S COMMUNITY FEDERAL CREDIT UNION	Upper Marlboro	$130.79	15538
ENERGY FEDERAL CREDIT UNION	Rockville	$104.45	15494
ANNE ARUNDEL CO EMPLOYEES FEDERAL CREDIT UNION	Hanover	$82.40	14501
LAFAYETTE FEDERAL CREDIT UNION	Kensington	$337.39	13902
MONTGOMERY COUNTY EMPLOYEES FEDERAL CREDIT UNION	Germantown	$83.74	13510
MONEY ONE FEDERAL CREDIT UNION	Largo	$103.61	12368
ATLANTIC FINANCIAL FEDERAL CREDIT UNION	Cockeysville	$95.44	11254
POLICE FEDERAL CREDIT UNION	Upper Marlboro	$145.67	10769
FIRST EAGLE FEDERAL CREDIT UNION	Owings Mills	$76.39	9879
AFL CIO EMPLOYEES FEDERAL CREDIT UNION	Hyattsville	$66.76	9364
OLDHAM FAMILY ALLIANCE FEDERAL CREDIT UNION	Perry Hall	$9.20	8528
ALLEGANY CO TEACHERS FEDERAL CREDIT UNION	Lavale	$84.00	8513
DESTINATIONS CREDIT UNION	Parkville	$56.23	8501
REALTORS FEDERAL CREDIT UNION	Rockville	$77.86	7312
ST. AGNES EMPLOYEES FEDERAL CREDIT UNION	Catonsville	$44.34	7089
FEDFINANCIAL FEDERAL CREDIT UNION	Rockville	$72.11	6087
KEL-CO FEDERAL CREDIT UNION	Cumberland	$53.18	5831
CENTRAL CREDIT UNION OF MARYLAND, IN	Towson	$20.24	5219
CENSUS FEDERAL CREDIT UNION	Suitland	$61.31	5000
MEMBERS FIRST CREDIT UNION	Baltimore	$34.89	4914
FORT MEADE CREDIT UNION	Fort Meade	$34.17	4816
FERKO MD FEDERAL CREDIT UNION	Frederick	$29.49	4182
WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION	Hagerstown	$55.27	3935
US COAST GUARD YARD CREDIT UNION	Baltimore	$32.99	3914
POST OFFICE CU OF MD, INC. CREDIT UNION	Baltimore	$32.70	3825
H C T A FEDERAL CREDIT UNION	Ellicott City	$17.93	3721
AL GAR FEDERAL CREDIT UNION	Cumberland	$35.92	3701
CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION (CCSEFCU)	Elkton	$21.96	3593
LM FEDERAL CREDIT UNION	Middle River	$28.65	3584
N A R C FEDERAL CREDIT UNION	Beltsville	$26.00	3500
PERRY POINT FEDERAL CREDIT UNION	Perry Point	$18.44	3460
NONE SUFFER LACK FEDERAL CREDIT UNION	Suitland	$15.41	3437
I B E W 26 FEDERAL CREDIT UNION	Lanham	$25.44	3271
HEALTHCARE FAMILY FEDERAL CREDIT UNION	Hagerstown	$11.19	3145
GREENBELT FEDERAL CREDIT UNION	Greenbelt	$26.28	2940
HEALTHCARE UNITED FEDERAL CREDIT UNION	Baltimore	$8.32	2833
POTOMAC FEDERAL CREDIT UNION	Cumberland	$21.03	2792
W S S C FEDERAL CREDIT UNION	Laurel	$20.14	2788
HEMA FEDERAL CREDIT UNION	Silver Spring	$11.18	2566
TAYLOR MODEL BASIN FEDERAL CREDIT UNION	Cabin John	$28.38	2393
BALTIMORE WASHINGTON FEDERAL CREDIT UNION	Glen Burnie	$9.35	2180
MNCPPC FEDERAL CREDIT UNION	College Park	$11.72	2099
THIOKOL ELKTON FEDERAL CREDIT UNION	Elkton	$21.90	2098
ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION	Towson	$13.68	1992
ABLE FEDERAL CREDIT UNION	Cresaptown-Bel Air	$8.19	1849
LOCAL 355 MD FEDERAL CREDIT UNION	Baltimore	$3.54	1746
DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION	Salisbury	$14.43	1558
HEALTHCARE 1ST FEDERAL CREDIT UNION	Cumberland	$8.48	1509
SELFRELIANCE BALTO FEDERAL CREDIT UNION	Baltimore	$21.46	1473
G.B.B.R. FEDERAL CREDIT UNION	Lutherville-Timonium	$6.14	1466
BEE FEDERAL CREDIT UNION	Salisbury	$7.97	1333
DOR WIC FEDERAL CREDIT UNION	Salisbury	$6.89	1309
PENINSULA GEN HOSP&MED CENTR EMPLS FEDERAL CREDIT UNION	Salisbury	$2.09	1296
REID TEMPLE FEDERAL CREDIT UNION	Glenn Dale	$1.69	1000
MERCY HEALTH SERVICES EMPLOYEES FEDERAL CREDIT UNION	Baltimore	$2.39	984
CAPITAL AREA REALTORS FEDERAL CREDIT UNION	Rockville	$9.32	933
AMERICAN HAMMERED FEDERAL CREDIT UNION	Baltimore	$5.66	850
WOR CO FEDERAL CREDIT UNION	Pocomoke City	$2.42	811
TRIPLE C 16 FEDERAL CREDIT UNION	Baltimore	$4.77	769
AUTOMOTIVE AFTERMARKET EMPLOYEE FEDERAL CREDIT UNION	Severna Park	$2.69	718
MONTGOMERY COUNTY POSTAL FEDERAL CREDIT UNION	Gaithersburg	$3.10	605
RELAY FEDERAL CREDIT UNION	Baltimore	$5.52	605
ASE FEDERAL CREDIT UNION	Dundalk	$2.97	602
CARCO FEDERAL CREDIT UNION	Denton	$4.47	588
W R GRACE MARYLAND EMPLOYEES FEDERAL CREDIT UNION	Baltimore	$3.70	586
FIAFE FEDERAL CREDIT UNION	Glen Burnie	$8.53	500
JUDD’S FEDERAL CREDIT UNION	Gaithersburg	$1.96	486
BOYDS FEDERAL CREDIT UNION	Boyds	$1.93	397
MASTERS, MATES & PILOTS (MM&P) FEDERAL CREDIT UNION	Linthicum	$0.93	375
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION	Rockville	$5.24	361
CHOPTANK ELECTRIC COOP EMPLOY FEDERAL CREDIT UNION	Denton	$2.30	351
KOREAN CATHOLIC FEDERAL CREDIT UNION	Olney	$1.48	348
THE MOUNT LEBANON FEDERAL CREDIT UNION	Baltimore	$0.50	282
NOTRE DAME 2901 FEDERAL CREDIT UNION	Baltimore	$1.91	280
M B F T FEDERAL CREDIT UNION	Thurmont	$0.67	226
ABACO MD FEDERAL CREDIT UNION	Baltimore	$0.26	95