Best Private Student Loan Rates 2020

If you are with bad credit, it wouldn’t be easy to qualify for a student loan or refinance an existing one. But still there are some options.

In brief chances are:

    You will qualify for a cheap student loan, but you will be required to find a cosigner with good credit score.

    You will qualify for a no consider loan but, it will be more expensive.

    You won’t qualify for a student loan at all.

Pro tip:

Do you know that federal student loan require no credit history. If you are with bad credit, then federal student loans are the best places to start your research. The problem is that federal loans are limited and in many cases they don’t provide enough money. To fill the gap you have to apply with online lenders, banks or credit unions for student loan.

ElitePersonalFinance found the best for you.

There are hundreds of lenders. That is why we highly recommend that you start your research from: SuperMoney and Credible. These are the best student loan comparison sites. Register with them, it’s free and apply. These sites work with thousands of student loan lenders. They will instantly match you with many student refinance lenders and try find you the best.

NameAmountTermsFixed APRVariable APR

Super Money

$1,000 / $100,000

No Max

Undergrad / Grad Max Loan

4.99%-
35.99%

Fixed APR

Variable APR

Not Available

Highly Recommended

Credible

$1,000 / $100,000

Information Not Available / Information Not Available

Undergrad / Grad Max Loan

4.99%-
35.99%

Fixed APR

Variable APR

Not Available

2326 Reviews
Amount

$23,000 - $31,000

Min Credit Score

None

APR

4.53 - 6.08%

Approval

< 1 Day

Terms

10 to 25 years repayment

Get started

Chosen 11156 times

Alternative Payday Loan
More Information
Customer type:
All
Borrow up to:
31,000 $
Low credit score:

Weekend payout:

Credit check:
No
Age:
18
From 2326 Reviews
Interest Costs
Flexibility Terms
Website Functionality
Support Service
2326 Reviews
Amount

$2,000 to $200,000

Min Credit Score

600

APR

4.02 - 12.93%

Approval

-

Terms

-

Get started

Chosen 11156 times

Alternative Payday Loan
More Information
Customer type:
All
Borrow up to:
200,000 $
Low credit score:

Weekend payout:

Credit check:
No
Age:
18
From 2326 Reviews
Interest Costs
Flexibility Terms
Website Functionality
Support Service
2326 Reviews
Amount

$2,001 to $50,000

Min Credit Score

N/A

APR

7.52 - 13.63%

Approval

-

Terms

10 years

Get started

Chosen 11156 times

Alternative Payday Loan
More Information
Customer type:
All
Borrow up to:
50,000 $
Low credit score:

Weekend payout:

Credit check:
No
Age:
18
From 2326 Reviews
Interest Costs
Flexibility Terms
Website Functionality
Support Service