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Best Loans in Indiana, Payday, Auto Title Laws of September 2026

ElitePersonalFinance • Loans By State •
Last Update: September 1, 2026
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According to Indiana’s Uniform Consumer Credit Code, supervised lenders can levy the following finance charges for installment loans:

  • 36% per year on the first $2,000.
  • 21% per year on amounts > $2,000 but ≤ $4000.
  • 15% per year on amounts > $4,000.
  • 25% on the entire principal.

The maximum loan term is 25 months for loans of up to $300 or less and 37 months for loans above $300.

Best Bad Credit Loans in Indiana of September 2026

Apply Now
Amount:

$100 - $15,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 72 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $50,000
Min. Credit Score:

300
APR:

5.6% - 35.99%
Approval:

5 Minutes
Terms:

3 - 5 Years
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$100 - $40,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$100 - $15,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$100 - $40,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$200 - $5,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

< 1 Day
Terms:

12 - 120 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $35,000
Min. Credit Score:

580
APR:

5.99% - 35.99%
Approval:

< 1 Day
Terms:

90 Days - 72 Months
Licensed in Indiana:

Yes
Get started

If you require additional assistance, see our complete guide on bad credit loans.

Best Personal Loans for Good Credit in Indiana of September 2026

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

4.99 - 35.99%
Approval:

1 Day
Terms:

12 - 120 months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$2,000 - $40,000
Min. Credit Score:

640
APR:

7.95% - 35.99%
Approval:

1 - 3 Days
Terms:

36 - 60 months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 – $100,000
Min. Credit Score:

0
APR:

4.99 - 35.99%
Approval:

1 Day
Terms:

12 - 120 months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 – $35,000
Min. Credit Score:

580
APR:

5.99% – 35.99%
Approval:

< 1 Day
Terms:

90 Days – 72 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 – $50,000
Min. Credit Score:

500
APR:

3.99% – 35.99%
Approval:

< 1 Day
Terms:

1 – 5 Years
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 – $50,000

Min. Credit Score:

600
APR:

7.99% - 35.97%
Approval:

< 1 Day
Terms:

3 - 5 Years
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 – $35,000
Min. Credit Score:

640
APR:

5.99% – 24.99%
Approval:

1 – 7 Days
Terms:

2 - 5 Years
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$2,500-$35,000
Min. Credit Score:

660
APR:

6.99-24.99%
Approval:

1 Day
Terms:

24 - 84 Months
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$7,500 - $40,000
Min. Credit Score:

680
APR:

6 - 15%
Approval:

1 - 7 Days
Terms:

36 - 84 months
Licensed in Indiana:

Yes
Get started

Payday Loan Laws in Indiana of September 2026

Maximum Loan Amount: $550

Minimum Loan Term: 14 days

Maximum Loan Term: Not specified

Maximum Fee: 15% for loans ≤ $250

Maximum APR: Average 382%

Rollovers: Prohibited

Loan Limit: Two at a time

Payday loans are legal in Indiana.

But according to Indiana’s Small Loan Law, licensed lenders are required to cap loans at $550. The minimum loan term is 14 days, and the average APR is 382%. Rollovers are prohibited. However, lenders can offer borrowers three extensions if they cannot repay the loan on time.

Finance charges are:

  • For loans of ≤ $250, licensed lenders can charge upwards of 15%.
  • For loans of $251 to $400, licensed lenders can charge upwards of 13%.
  • For loans of $401 to $550, licensed lenders can charge upwards of 10%.

As well, licensed lenders are allowed to levy one non-sufficient fee of up to $20.

Payday Loan Laws in Indiana by Country of September 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of Indiana.

We haven’t found a significant difference between the payday loan laws in Indiana. If you are with bad credit, here are the laws in Indiana by country.

City: Amount Allowed: APR Allowed: Status:
City:Indianapolis Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Fort Wayne Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Evansville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:South Bend Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Carmel Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Fishers Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bloomington Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hammond Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Gary Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lafayette Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Muncie Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Noblesville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Terre Haute Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Kokomo Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Greenwood Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Anderson Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Elkhart Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Mishawaka Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lawrence Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Columbus Amount Allowed:$550 APR Allowed:382% Status:Legal
City:West Lafayette Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Jeffersonville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Westfield Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Portage Amount Allowed:$550 APR Allowed:382% Status:Legal
City:New Albany Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Richmond Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Merrillville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Goshen Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Valparaiso Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Plainfield Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Michigan City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Granger Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Crown Point Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Schererville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:East Chicago Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hobart Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Marion Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Zionsville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Brownsburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Franklin Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Munster Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Highland town Amount Allowed:$550 APR Allowed:382% Status:Legal
City:La Porte Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Greenfield Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Clarksville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Seymour Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Shelbyville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Logansport Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Vincennes Amount Allowed:$550 APR Allowed:382% Status:Legal
City:New Castle Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Avon Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Huntington Amount Allowed:$550 APR Allowed:382% Status:Legal
City:St. John Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Griffith Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Frankfort Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Crawfordsville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:New Haven Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Dyer Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lebanon Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Jasper Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Warsaw Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Beech Grove Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Chesterton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bedford Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Auburn Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Connersville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Cedar Lake Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Speedway Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Washington Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lake Station Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Madison Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Greensburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Martinsville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Peru Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Yorktown Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Greencastle Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Decatur Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Wabash Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Plymouth Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bluffton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Danville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Mooresville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lowell Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Kendallville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Columbia City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Sellersburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Angola Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Princeton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Elwood Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Brazil Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Charlestown Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Tell City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lakes of the Four Seasons Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Whitestown Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bargersville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Nappanee Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Huntertown Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Scottsburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:North Vernon Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Garrett Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Huntingburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Ellettsville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Notre Dame Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Batesville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:McCordsville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Mount Vernon Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Westville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Boonville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Salem Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Rushville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Dunlap Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Rochester Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Portland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:New Whiteland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hartford City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:North Manchester Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Gas City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Cumberland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Rensselaer Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bright Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Winfield Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hidden Valley Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Monticello Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Linton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:South Haven Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Tipton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Simonton Lake Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Alexandria Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Lawrenceburg Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Winchester Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Winona Lake Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Cicero Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Highland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Whiting Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Porter Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Clinton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Edinburgh Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Ligonier Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Roselawn Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bremen Amount Allowed:$550 APR Allowed:382% Status:Legal
City:North Terre Haute Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Fortville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Whiteland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Mitchell Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Pendleton Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Greendale Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Sullivan Amount Allowed:$550 APR Allowed:382% Status:Legal
City:De Motte Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Berne Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Austin Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Melody Hill Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Leo-Cedarville Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Paoli Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hebron Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Aurora Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Knox Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Middlebury Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Upland Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Hanover Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Chandler Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Union City Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Ossian Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Pittsboro Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Smithville-Sanders Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Newburgh Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Georgetown Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Attica Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Heritage Lake Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Delphi Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Corydon Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Country Squire Lakes Amount Allowed:$550 APR Allowed:382% Status:Legal
City:Bicknell Amount Allowed:$550 APR Allowed:382% Status:Legal

Car Title Loans in Indiana of September 2026

Car title loans are illegal in Indiana.

However, lenders from neighboring Illinois still offer the product to Indiana residents. APRs average 300%, and many car title borrowers lose their vehicle or become trapped in a cycle of debt.

Alternative Payday Loans in Indiana of September 2026

Through its partner institution – FinWise Bank – OppLoans offers installment loans to residents of Indiana. The company is licensed in the state and services all loans issued by FinWise.

Typical installment loans range from $500 to $4,000, and APRs average 160%. As well, loan terms range from 9 to 18 months.

Best Auto Loans for Bad Credit in Indiana of September 2026

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$8,000 - $100,000
Min. Credit Score:

500
APR:

2.74% - 27%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

500
APR:

From 3.09%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$250 - $500,000
Min. Credit Score:

640
APR:

2.99% - 21.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,500 - $20,000
Min. Credit Score:

0
APR:

18.00% - 35.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $45,000
Min. Credit Score:

0
APR:

From 0.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $35,000
Min. Credit Score:

0
APR:

From 1.99%

Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$7,500 - $50,000
Min. Credit Score:

500
APR:

From 3.39%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 – $55,000
Min. Credit Score:

510
APR:

3.99% - 24.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

3.90% - 27.90%
Licensed in Indiana:

Yes
Get started

Best Auto Loans for Good Credit in Indiana of September 2026

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

500
APR:

From 3.09%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$250 - $500,000
Min. Credit Score:

640
APR:

2.99% - 21.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000-$100,000
Min. Credit Score:

660
APR:

4.99% to 9.19%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$7,500 - $50,000
Min. Credit Score:

500
APR:

From 3.39%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$8,000 - $100,000
Min. Credit Score:

500
APR:

2.74% - 27%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

3.90% - 27.90%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$3,000 - $100,000
Min. Credit Score:

650
APR:

From 3.12%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 - $100,000
Min. Credit Score:

640
APR:

From 3.54%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 – $55,000
Min. Credit Score:

510
APR:

3.99% - 24.99%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 - $100,000
Min. Credit Score:

600
APR:

3.54% - 10.24%
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$1,500 - $20,000
Min. Credit Score:

0
APR:

18.00% - 35.99%
Licensed in Indiana:

Yes
Get started

Credit Unions in Indiana of September 2026

Name: APR: Amount:
Name:Elements Financial APR:9.49% – 11.74% Amount:$500 – $25,000
Name:Centra Credit Union APR:10.50% – 18.00% Amount:Varies

Elements Financial

At Elements Financial, you can choose between an unsecured signature loan and an EZ line of credit:

  • An Unsecured Signature Loan allows you to borrow up to $25,000 and comes with an average APR of 9.49%. No collateral is required, and the loan is repaid in fixed monthly installments.
  • An EZ Line of Credit offers anywhere from $500 to $2,500 and comes with an average APR of 11.74%. You can access funds when you need them, and repayment terms range from 6 to 12 months.

Elements Financial operates 6 branches across Indiana, with locations in Indianapolis and Greenfield.

Centra Credit Union

While loan amounts vary depending on your credit quality, Centra Credit Union offers competitive APRs for its unsecured loans:

  • 36 Month Terms: APRs range from 10.50% to 18%.
  • 48 Month Terms: APRs range from 11.25% to 18.00%.
  • 60 Month Terms: APRs range from 11.50% to 18.00%.

Centra Credit Union operates 24 branches across Indiana, located in Carmel, Clarksville, Columbus, Indianapolis, etc.

All Licensed Credit Unions in Indiana of September 2026

Name: City: Size (Millions): Members:
Name:TEACHERS CREDIT UNION City:Great Bend Size (Millions):$2,160.03 Members:273615
Name:CENTRA CREDIT UNION City:Columbus Size (Millions):$986.49 Members:123276
Name:INDIANA MEMBERS CREDIT UNION City:Indianapolis Size (Millions):$1,330.59 Members:110522
Name:FORUM CREDIT UNION City:Indianapolis Size (Millions):$906.97 Members:105973
Name:INDIANA UNIVERSITY CREDIT UNION City:Bloomington Size (Millions):$682.81 Members:66581
Name:ELI LILLY FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$968.21 Members:65548
Name:THREE RIVERS FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$673.29 Members:65433
Name:MIDWEST AMERICA FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$465.48 Members:65308
Name:EVANSVILLE TEACHERS FEDERAL CREDIT UNION City:Evansville Size (Millions):$829.10 Members:61606
Name:NOTRE DAME FEDERAL CREDIT UNION City:Notre Dame Size (Millions):$432.62 Members:61185
Name:PURDUE FEDERAL CREDIT UNION City:West Lafayette Size (Millions):$699.62 Members:60168
Name:INTERRA CREDIT UNION City:Goshen Size (Millions):$576.51 Members:48770
Name:FINANCE CENTER FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$419.03 Members:45492
Name:BEACON CREDIT UNION City:Wabash Size (Millions):$925.78 Members:45397
Name:PROFESSIONAL FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$330.95 Members:45200
Name:HERITAGE FEDERAL CREDIT UNION City:Newburgh Size (Millions):$412.42 Members:41699
Name:TECH CREDIT UNION City:Crown Point Size (Millions):$294.46 Members:40644
Name:FORT FINANCIAL FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$156.95 Members:39484
Name:COMMUNITYWIDE FEDERAL CREDIT UNION City:South Bend Size (Millions):$285.38 Members:38594
Name:INDUSTRIAL FEDERAL CREDIT UNION City:Lafayette Size (Millions):$143.97 Members:33375
Name:CRANE FEDERAL CREDIT UNION City:Odon Size (Millions):$378.43 Members:29560
Name:PARTNERS 1ST FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$239.61 Members:28608
Name:SOLIDARITY COMMUNITY FEDERAL CREDIT UNION City:Kokomo Size (Millions):$171.51 Members:25233
Name:INOVA FEDERAL CREDIT UNION City:Elkhart Size (Millions):$245.17 Members:24851
Name:HOOSIER HILLS CREDIT UNION City:Bedford Size (Millions):$365.14 Members:24171
Name:VIA CREDIT UNION City:Marion Size (Millions):$267.03 Members:23576
Name:REGIONAL FEDERAL CREDIT UNION City:Hammond Size (Millions):$121.22 Members:21846
Name:DIAMOND VALLEY FEDERAL CREDIT UNION City:Evansville Size (Millions):$133.29 Members:20374
Name:ADVANCE FINANCIAL FEDERAL CREDIT UNION City:Schererville Size (Millions):$150.05 Members:19816
Name:PRIMETRUST FINANCIAL FEDERAL CREDIT UNION City:Muncie Size (Millions):$138.41 Members:19271
Name:ENCOMPASS FEDERAL CREDIT UNION City:Tipton Size (Millions):$127.42 Members:16887
Name:CHIPHONE FEDERAL CREDIT UNION City:Elkhart Size (Millions):$83.94 Members:16008
Name:ALLEGIUS FEDERAL CREDIT UNION City:Burns Harbor Size (Millions):$152.45 Members:15207
Name:MIDWEST CARPENTERS & MILLWRIGHTS FEDERAL CREDIT UNION City:Hobart Size (Millions):$83.79 Members:15194
Name:NATCO CREDIT UNION City:Richmond Size (Millions):$52.43 Members:13910
Name:BALL STATE FEDERAL CREDIT UNION City:Muncie Size (Millions):$88.39 Members:13397
Name:FINANCIAL BUILDERS FEDERAL CREDIT UNION City:Kokomo Size (Millions):$62.46 Members:12648
Name:FIRST TRUST CREDIT UNION City:Michigan City Size (Millions):$86.81 Members:12583
Name:MADISON COUNTY FEDERAL CREDIT UNION City:Anderson Size (Millions):$63.07 Members:11973
Name:LAMPCO FEDERAL CREDIT UNION City:Anderson Size (Millions):$55.08 Members:11057
Name:FAMILY HORIZONS CREDIT UNION City:Indianapolis Size (Millions):$88.37 Members:10927
Name:HORIZON ONE FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$64.55 Members:10881
Name:INDEPENDENT FEDERAL CREDIT UNION City:Anderson Size (Millions):$75.52 Members:10422
Name:STERLING UNITED FEDERAL CREDIT UNION City:Evansville Size (Millions):$56.14 Members:9163
Name:GENERAL CREDIT UNION City:Fort Wayne Size (Millions):$80.03 Members:8949
Name:VIGO COUNTY FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$39.58 Members:8933
Name:MEMBERS SOURCE CREDIT UNION City:Merrillville Size (Millions):$70.35 Members:8898
Name:MEMBERS ADVANTAGE CREDIT UNION City:Michigan City Size (Millions):$80.58 Members:8787
Name:CROSSROADS FINANCIAL FEDERAL CREDIT UNION City:Portland Size (Millions):$35.93 Members:8483
Name:U S #1364 FEDERAL CREDIT UNION City:Merrillville Size (Millions):$81.00 Members:8421
Name:CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION City:Kokomo Size (Millions):$25.65 Members:8120
Name:KEMBA INDIANAPOLIS CREDIT UNION City:Indianapolis Size (Millions):$57.23 Members:7818
Name:CENTURION FEDERAL CREDIT UNION City:Evansville Size (Millions):$33.69 Members:7703
Name:FIRE POLICE CITY COUNTY FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$83.97 Members:7695
Name:INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$79.11 Members:7488
Name:HARVESTER FINANCIAL CREDIT UNION City:Indianapolis Size (Millions):$50.32 Members:7424
Name:FINANCIAL HEALTH FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$26.02 Members:7401
Name:AFENA FEDERAL CREDIT UNION City:Marion Size (Millions):$52.84 Members:7337
Name:PERFECT CIRCLE CREDIT UNION City:Hagerstown Size (Millions):$48.31 Members:7238
Name:LA PORTE COMMUNITY FEDERAL CREDIT UNION City:La Porte Size (Millions):$27.44 Members:7068
Name:AAA FEDERAL CREDIT UNION City:South Bend Size (Millions):$56.37 Members:7035
Name:PINNACLE CREDIT UNION City:Fort Wayne Size (Millions):$26.09 Members:6962
Name:EVANSVILLE FEDERAL CREDIT UNION City:Evansville Size (Millions):$52.70 Members:6863
Name:NORTHPARK COMMUNITY CREDIT UNION City:Zionsville Size (Millions):$57.42 Members:6856
Name:NORTHERN INDIANA FEDERAL CREDIT UNION City:Merrillville Size (Millions):$28.26 Members:6627
Name:FIREFIGHTERS CREDIT UNION City:Indianapolis Size (Millions):$51.87 Members:6269
Name:BUSINESS AND INDUSTRIAL FEDERAL CREDIT UNION City:Columbus Size (Millions):$31.45 Members:5998
Name:INDUSTRIAL CENTRE FEDERAL CREDIT UNION City:Muncie Size (Millions):$44.00 Members:5972
Name:TAPER LOCK CREDIT UNION City:Mishawaka Size (Millions):$33.22 Members:5606
Name:ADVANTAGEPLUS OF INDIANA FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$16.79 Members:5487
Name:EASTERN INDIANA FEDERAL CREDIT UNION City:New Castle Size (Millions):$21.11 Members:5438
Name:CHARLES ST. COMMUNITY FEDERAL CREDIT UNION City:Marion Size (Millions):$27.80 Members:5068
Name:BAR-CONS FEDERAL CREDIT UNION City:Columbus Size (Millions):$29.11 Members:4805
Name:INDIANAPOLIS POST OFFICE CREDIT UNION City:Indianapolis Size (Millions):$52.38 Members:4598
Name:POLICEMEN’S FEDERAL CREDIT UNION City:Huntingburg Size (Millions):$61.05 Members:4513
Name:LAKES FEDERAL CREDIT UNION City:Monticello Size (Millions):$18.35 Members:4188
Name:ENERGY PLUS CREDIT UNION City:Indianapolis Size (Millions):$27.02 Members:4098
Name:LINK FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$19.78 Members:4078
Name:ONE VISION FEDERAL CREDIT UNION City:Clarksville Size (Millions):$38.48 Members:4004
Name:DIVERSIFIED GENERAL FEDERAL CREDIT UNION City:Logansport Size (Millions):$5.98 Members:3852
Name:ITT EMPLOYEES FORT WAYNE DIV FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$32.97 Members:3768
Name:SOUTH BEND FIREFIGHTERS FEDERAL CREDIT UNION City:Great Bend Size (Millions):$32.17 Members:3668
Name:FINANCIAL PARTNERS FEDERAL CREDIT UNION City:Woodburn Size (Millions):$22.24 Members:3554
Name:HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION City:Richmond Size (Millions):$17.39 Members:3487
Name:PROFESSIONAL POLICE OFFICERS CREDIT UNION City:Indianapolis Size (Millions):$36.54 Members:3476
Name:LOCAL 697 FEDERAL CREDIT UNION City:Merrillville Size (Millions):$31.18 Members:3307
Name:MEMBERS CHOICE FEDERAL CREDIT UNION City:Bloomington Size (Millions):$14.90 Members:3231
Name:HAYNES COMMUNITY FEDERAL CREDIT UNION City:Kokomo Size (Millions):$21.87 Members:3118
Name:MIDWEST FAMILY FEDERAL CREDIT UNION City:Portage Size (Millions):$24.92 Members:3111
Name:WHITING REFINERY FEDERAL CREDIT UNION City:Whiting Size (Millions):$47.18 Members:3089
Name:HOMETOWN FEDERAL CREDIT UNION City:Peru Size (Millions):$15.20 Members:3007
Name:PUBLIC SERVICE #3 CREDIT UNION City:Fort Wayne Size (Millions):$26.14 Members:2887
Name:L.C. SCHOOL EMPLOYEES FEDERAL CREDIT UNION City:Gary Size (Millions):$25.06 Members:2861
Name:I.K.I.B.E.W. FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$7.33 Members:2779
Name:INDIANA LAKES FEDERAL CREDIT UNION City:Warsaw Size (Millions):$17.70 Members:2753
Name:GRAND HERITAGE FEDERAL CREDIT UNION City:La Porte Size (Millions):$15.35 Members:2722
Name:EVANSVILLE FIREFIGHTERS FEDERAL CREDIT UNION City:Evansville Size (Millions):$17.41 Members:2698
Name:FIRST COUNTY FEDERAL CREDIT UNION City:Muncie Size (Millions):$16.53 Members:2663
Name:HOWARD COUNTY SCHOOL EM FEDERAL CREDIT UNION City:Kokomo Size (Millions):$31.56 Members:2654
Name:WEATHERHEAD C C FEDERAL CREDIT UNION City:Columbia Size (Millions):$10.60 Members:2543
Name:DEARBORN COUNTY HOSPITAL FEDERAL CREDIT UNION City:Lawrenceburg Size (Millions):$11.81 Members:2475
Name:CENTRAL SOYA FEDERAL CREDIT UNION City:Decatur Size (Millions):$22.11 Members:2441
Name:HUNTINGTON SCHOOLS FEDERAL CREDIT UNION City:Huntington Size (Millions):$7.38 Members:2346
Name:UNITED CREDIT UNION City:Warsaw Size (Millions):$10.62 Members:2331
Name:LAKESIDE FEDERAL CREDIT UNION City:Hammond Size (Millions):$9.97 Members:2315
Name:PROFINANCE FEDERAL CREDIT UNION City:Merrillville Size (Millions):$14.61 Members:2296
Name:FORTRESS FEDERAL CREDIT UNION City:Marion Size (Millions):$15.03 Members:2286
Name:WARREN M S D FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$17.97 Members:2283
Name:ELCOSE FEDERAL CREDIT UNION City:Elkhart Size (Millions):$14.29 Members:2281
Name:FREEDOM FINANCIAL FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$8.51 Members:2281
Name:EAST ALLEN FEDERAL CREDIT UNION City:New Haven Size (Millions):$12.89 Members:2213
Name:COMMUNITY LINK FEDERAL CREDIT UNION City:Huntington Size (Millions):$17.15 Members:2126
Name:MUNCIE FEDERAL CREDIT UNION City:Muncie Size (Millions):$11.56 Members:2124
Name:JEFFERSON COMMUNITY FEDERAL CREDIT UNION City:Madison Size (Millions):$10.58 Members:2117
Name:A A FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$9.13 Members:2064
Name:POWER ONE FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$10.87 Members:1986
Name:MUNSEETOWN COMMUNITY FEDERAL CREDIT UNION City:Muncie Size (Millions):$9.61 Members:1977
Name:INDIANA HEARTLAND FEDERAL CREDIT UNION City:Kokomo Size (Millions):$6.12 Members:1960
Name:KOKOMO HERITAGE FEDERAL CREDIT UNION City:Kokomo Size (Millions):$6.44 Members:1955
Name:DUBOIS-PIKE FEDERAL CREDIT UNION City:Jasper Size (Millions):$21.25 Members:1871
Name:A H E PLANT 3 FEDERAL CREDIT UNION City:Winchester Size (Millions):$4.55 Members:1860
Name:GESB SHEET METAL WORKERS FEDERAL CREDIT UNION City:Portage Size (Millions):$9.24 Members:1845
Name:ALL SEASONS FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$7.79 Members:1801
Name:SHEET METAL WORKERS FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$8.42 Members:1737
Name:FINANS FEDERAL CREDIT UNION City:Hammond Size (Millions):$12.45 Members:1732
Name:CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION City:Madison Size (Millions):$12.26 Members:1712
Name:WAYNE TEACHERS FEDERAL CREDIT UNION City:Richmond Size (Millions):$9.76 Members:1671
Name:HOOSIER FARM BUREAU CREDIT UNION City:Indianapolis Size (Millions):$9.75 Members:1662
Name:DEL MET FEDERAL CREDIT UNION City:Muncie Size (Millions):$8.70 Members:1615
Name:CLARK COUNTY INDIANA TEACHERS FEDERAL CREDIT UNION City:Jeffersonville Size (Millions):$9.85 Members:1609
Name:STATE SERVICE CREDIT UNION City:Indianapolis Size (Millions):$5.15 Members:1594
Name:COMMUNITY SPIRIT CREDIT UNION City:Lawrenceburg Size (Millions):$14.19 Members:1564
Name:GENERATIONS FEDERAL CREDIT UNION City:La Porte Size (Millions):$7.68 Members:1562
Name:WHITEWATER REGIONAL FEDERAL CREDIT UNION City:Connersville Size (Millions):$6.34 Members:1442
Name:SOUTH BEND POST OFFICE CREDIT UNION City:South Bend Size (Millions):$10.07 Members:1420
Name:GAS AND ELECTRIC EMPLOYEES FEDERAL CREDIT UNION City:Evansville Size (Millions):$7.61 Members:1412
Name:N & W FEDERAL CREDIT UNION City:New Haven Size (Millions):$4.62 Members:1400
Name:INDIANAPOLIS’ NEWSPAPER FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$8.44 Members:1385
Name:SULLIVAN COUNTY CREDIT UNION City:Sullivan Size (Millions):$11.10 Members:1271
Name:WUFFACE FEDERAL CREDIT UNION City:Richmond Size (Millions):$3.74 Members:1254
Name:TIPPECANOE FEDERAL CREDIT UNION City:Lafayette Size (Millions):$10.61 Members:1202
Name:IMECO FEDERAL CREDIT UNION City:South Bend Size (Millions):$7.66 Members:1162
Name:JACKSON COUNTY CO-OP CREDIT UNION City:Seymour Size (Millions):$18.81 Members:1138
Name:MARTIN COUNTY COOPERATIVE CREDIT UNION City:Loogootee Size (Millions):$10.07 Members:1129
Name:T H P FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$4.38 Members:1064
Name:FINANCIAL MEMBERS FEDERAL CREDIT UNION City:Auburn Size (Millions):$3.87 Members:1051
Name:SOUTH SHORE RAILROAD EMP FEDERAL CREDIT UNION City:Michigan City Size (Millions):$4.29 Members:1050
Name:RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION City:Richmond Size (Millions):$4.78 Members:1027
Name:CITY TRUST FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$8.31 Members:1011
Name:ADAMS COUNTY CREDIT UNION City:Monroe Size (Millions):$14.08 Members:988
Name:RIVER BEND FEDERAL CREDIT UNION City:South Bend Size (Millions):$4.95 Members:981
Name:HUNTINGTON COUNTY FEDERAL CREDIT UNION City:Huntington Size (Millions):$4.26 Members:938
Name:GREAT HORIZONS FEDERAL CREDIT UNION City:Hammond Size (Millions):$2.97 Members:837
Name:HULMAN FIELD TECHNICIANS FEDERAL CREDIT UNION City:Terre Haute Size (Millions):$7.31 Members:832
Name:FO ME BO CO FEDERAL CREDIT UNION City:Wabash Size (Millions):$3.05 Members:725
Name:RICHMOND STATE HOSPITAL EMPLOYEES CREDIT UNION City:Richmond Size (Millions):$1.33 Members:672
Name:VULCRAFT EMPLOYEES FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$2.57 Members:662
Name:ASSOCIATED FEDERAL CREDIT UNION City:Elkhart Size (Millions):$5.98 Members:571
Name:OUR SUNDAY VISITOR EMPLOYEES FEDERAL CREDIT UNION City:Huntington Size (Millions):$1.93 Members:511
Name:I & M TANNERS CREEK EMPLOYEES FEDERAL CREDIT UNION City:Lawrenceburg Size (Millions):$3.29 Members:502
Name:CLAY COUNTY FARM BUREAU CO-OP CREDIT UNION City:Brazil Size (Millions):$8.06 Members:477
Name:HOBART IND SCHOOL EMPLOYEES FEDERAL CREDIT UNION City:Hobart Size (Millions):$1.70 Members:476
Name:AMAIZO FEDERAL CREDIT UNION City:Whiting Size (Millions):$1.52 Members:458
Name:HAMMOND FIREFIGHTERS ASSN. CREDIT UNION City:Hammond Size (Millions):$1.64 Members:447
Name:SEABOARD GATEWAY FEDERAL CREDIT UNION City:Evansville Size (Millions):$1.41 Members:446
Name:GARY FIREFIGHTERS ASSOCIATION FEDERAL CREDIT UNION City:Gary Size (Millions):$2.05 Members:411
Name:INDIANA UNITED METHODIST FEDERAL CREDIT UNION City:Kokomo Size (Millions):$2.03 Members:410
Name:KOKOMO POST OFFICE CREDIT UNION City:Kokomo Size (Millions):$2.61 Members:410
Name:MT ZION INDIANAPOLIS FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$0.54 Members:405
Name:ELKHART POSTAL EMPLOYEES FEDERAL CREDIT UNION City:Elkhart Size (Millions):$1.54 Members:388
Name:SOUTH BEND TRANSIT FEDERAL CREDIT UNION City:South Bend Size (Millions):$3.47 Members:346
Name:PUBLIC SERVICE EDWARDSPT PL E FEDERAL CREDIT UNION City:Linton Size (Millions):$1.29 Members:337
Name:UNION BAPTIST CHURCH FEDERAL CREDIT UNION City:Fort Wayne Size (Millions):$0.42 Members:315
Name:BATTERY EMPLOYEES FEDERAL CREDIT UNION City:Attica Size (Millions):$1.18 Members:303
Name:MUNCIE POST OFFICE CREDIT UNION City:Muncie Size (Millions):$1.05 Members:301
Name:H A L E FEDERAL CREDIT UNION City:Indianapolis Size (Millions):$0.55 Members:297
Name:CABLE FEDERAL CREDIT UNION City:Marion Size (Millions):$1.69 Members:286
Name:MUNICIPAL EMPLOYEES CREDIT UNION City:La Porte City Size (Millions):$1.08 Members:286
Name:CONCORA WABASH FEDERAL CREDIT UNION City:Wabash Size (Millions):$1.16 Members:271
Name:EAST CHICAGO FIREMEN’S CREDIT UNION City:East Chicago Size (Millions):$0.84 Members:267
Name:BLUFFTON MOTOR WORKS/FRANKLIN ELECT CREDIT UNION City:Bluffton Size (Millions):$1.61 Members:265
Name:GARY POLICE DEPARTMENT EMPLOYEES FEDERAL CREDIT UNION City:Gary Size (Millions):$1.43 Members:237
Name:RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION City:Richmond Size (Millions):$1.09 Members:230
Name:GARY MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION City:Gary Size (Millions):$0.36 Members:192
Name:ST. MONICA FEDERAL CREDIT UNION City:Gary Size (Millions):$0.16 Members:179

Student Loans in Indiana of September 2026

Frank O’Bannon Grant

As a needs-based scholarship, the Frank O’Bannon Grant provides financial assistance to Indiana residents who attend eligible public, private, and proprietary post-secondary institutions within the state.

To qualify, you must:

  • Be a U.S. citizen or eligible non-citizen and be an Indiana resident for at least 1 year before applying.
  • Be a high school graduate or possess a GED.
  • Attend an eligible institution.
  • Be a full-time student or enroll as a full-time student.

You also need to meet specific course completion requirements:

  • ‘Full-Time’ awards are offered to students who complete 24-29 credits.
  • The maximum ‘On-Time’ award is offered to students who complete 30 or more credits.

You must submit a Federal Student Aid application by April 15th – the year before you plan to attend college to apply for the grant.

Federal Housing Administration (FHA) Loans in Indiana of September 2026

There are 92 counties across Indiana that offer FHA loans. The lowest loan amount of $314,827 is available in 72 counties, while the highest loan amount of $707,700 is available in 4 counties.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
County:Adams County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Allen County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Bartholomew County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Benton County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Blackford County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Boone County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Brown County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Carroll County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Cass County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Clark County Single Unit Limit (lowest):$333,500 Four-Plex Limit (highest):$641,350
County:Clay County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Clinton County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Crawford County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Daviess County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Dearborn County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Decatur County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Dekalb County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Delaware County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Dubois County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Elkhart County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Fayette County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Floyd County Single Unit Limit (lowest):$333,500 Four-Plex Limit (highest):$641,350
County:Fountain County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Franklin County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Fulton County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Gibson County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Grant County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Greene County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Hamilton County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Hancock County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Harrison County Single Unit Limit (lowest):$333,500 Four-Plex Limit (highest):$641,350
County:Hendricks County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Henry County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Howard County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Huntington County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Jackson County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Jasper County Single Unit Limit (lowest):$368,000 Four-Plex Limit (highest):$707,700
County:Jay County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Jefferson County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Jennings County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Johnson County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Knox County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Kosciusko County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Lagrange County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Lake County Single Unit Limit (lowest):$368,000 Four-Plex Limit (highest):$707,700
County:Laporte County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Lawrence County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Madison County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Marion County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Marshall County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Martin County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Miami County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Monroe County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Montgomery County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Morgan County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Newton County Single Unit Limit (lowest):$368,000 Four-Plex Limit (highest):$707,700
County:Noble County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Ohio County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Orange County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Owen County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Parke County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Perry County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Pike County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Porter County Single Unit Limit (lowest):$368,000 Four-Plex Limit (highest):$707,700
County:Posey County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Pulaski County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Putnam County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Randolph County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Ripley County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Rush County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Scott County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Shelby County Single Unit Limit (lowest):$355,350 Four-Plex Limit (highest):$683,350
County:Spencer County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:St. Joseph County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Starke County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Steuben County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Sullivan County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Switzerland County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Tippecanoe County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Tipton County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Union County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Vanderburgh County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Vermillion County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Vigo County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Wabash County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Warren County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Warrick County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Washington County Single Unit Limit (lowest):$333,500 Four-Plex Limit (highest):$641,350
County:Wayne County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Wells County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:White County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Whitley County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100

Business Loans in Indiana of September 2026

For reliable service at an affordable rate, the online lenders below offer business financing at the click of a button.

However, to consult with a local lender in Indiana, consider Indiana Local Biz.

Apply Now
Amount:

Up to $10,000,000
APR:

Vary
Min. Credit Score:

0
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 - $500,000
APR:

9.77% - 35.98%
Min. Credit Score:

600
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$5,000 - $500,000
APR:

5.99% – 35.99%
Min. Credit Score:

500
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $250,000
APR:

24% – 99%
Min. Credit Score:

560
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $350,000
APR:

9.28 - 10.52%
Min. Credit Score:

650
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $350,000
APR:

10.00 - 25.00%
Min. Credit Score:

680
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$75,000 - $5,000,000
APR:

5.50 - 8.25%
Min. Credit Score:

650
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $500,000
APR:

12.18 - 36.00%
Min. Credit Score:

660
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $500,000
APR:

9.00 - 99.00%
Min. Credit Score:

600
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $5,000,000
APR:

15.00 - 78.00%
Min. Credit Score:

600
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

Up to $1,000,000
APR:

Vary
Min. Credit Score:

0
Licensed in Indiana:

Yes
Get started
Apply Now
Amount:

$6,000 to $250,000
APR:

Vary
Min. Credit Score:

0
Licensed in Indiana:

Yes
Get started

Indiana Local Biz

Offering SBA loans, revenue-based loans, equipment leasing, Equipment sale/leaseback, startup business lines of credit, and commercial real estate loans, Indiana Local Biz is a business lending network with more than 4,000 partners worldwide.

Loans range from $10,000 to $1 million and can extend up to $4 million under certain circumstances. Funding is provided in as little as 5 to 7 business days, and through its platform, lenders can advance up to 2x your monthly gross sales. For example, if you gross $50,000 in sales for October, you can qualify for up to $100,000 in financing.

For due diligence purposes, Indiana Local Biz requires:

  • 3 months of merchant statements.
  • 3 months of business bank account statements.
  • Additional documents if necessary.

To learn more, you can visit Indiana Local Biz at 450 E. 96th Street, Suite 500 Indianapolis, IN 46240. You can also call them at (317) 344-8166 or fill out their website’s contact form.

Conclusion

Indiana state officials do a great job of regulating the cost of borrowing for installment loans. With a 36% APR cap, financing costs remain in line with comparable personal loans. Similarly, car title loans are banned within the state of Indiana. However, out-of-state lenders still manage to fill the void and offer the product. Indiana law requires licensed payday lenders to cap loans at $550. APRs average 382% and are slightly less than other states where payday loans are legal.

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