Best Private Student Loan Rates 2021

ElitePersonalFinance

Last Update: December 22, 2020 •

ElitePersonalFinance helps you find the best student loans from banks, credit unions and online lenders.

Use our free loan comparison to find the best loan.

Request a student loan for up to $500,000.

Comparing offers doesn’t affect your credit score.

Ascent Apply Now	Fixed APR 3.53% - 14.50%	Variable APR 2.71% - 12.99%	Min. Credit Score Mid-500s	Get started
Best for Private student loan + No co-signer + International students

Sallie Mae Apply Now	Fixed APR 4.25% - 12.35%	Variable APR 1.25% - 11.15%	Min. Credit Score Does not disclose	Get started
Best for Private student loan

College Ave Apply Now	Fixed APR 3.49% - 12.99%	Variable APR 1.24% - 11.98%	Min. Credit Score Mid-600s	Get started
Best for Private student loan

Earnest Apply Now	Fixed APR 3.49% - 12.78%	Variable APR 1.24% - 11.44%	Min. Credit Score 650	Get started
Best for Private student loan

SoFi Apply Now	Fixed APR 4.13% - 11.98%	Variable APR 1.80% - 11.89%	Min. Credit Score Does not disclose	Get started
Best for Private student loan

Discover Apply Now	Fixed APR 4.59% - 12.39%	Variable APR 1.59% - 10.99%	Min. Credit Score Does not disclose	Get started
Best for Private student loan

Custom Choice Apply Now	Fixed APR 4.26% - 10.74%	Variable APR 1.25% - 9.73%	Min. Credit Score 625	Get started
Best for Private student loan

CommonBond Apply Now	Fixed APR 6.98% - 10.74%	Variable APR 6.61% - 9.42%	Min. Credit Score 660	Get started
Best for Private student loan

LendKey Apply Now	Fixed APR 4.25% - 12.35%	Variable APR 1.25% - 11.15%	Min. Credit Score 660	Get started
Best for Private student loan

Citizens Apply Now	Fixed APR 4.25% - 11.53%	Variable APR 1.24% - 11.00%	Min. Credit Score Does not disclose	Get started
Best for Private student loan

Funding U Apply Now	Fixed APR 7.99% - 14.99%	Variable APR N/A	Min. Credit Score None	Get started
Best for No co-signer

MPOWER Apply Now	Fixed APR 7.52% - 13.63%	Variable APR N/A	Min. Credit Score N/A	Get started
Best for International students

College Ave Apply Now	Fixed APR 3.49% - 12.97%	Variable APR 1.24% - 11.93%	Min. Credit Score Mid-600s	Get started
Best for Parent loan

Advantage Education Apply Now	Fixed APR 3.75% - 6.99%	Variable APR N/A	Min. Credit Score Does not disclose	Get started
Best for Part-time students

Stride Apply Now	Fixed APR N/A	Variable APR N/A	Min. Credit Score None	Get started
Best for Income share agreement

About Elite Personal Finance

Popular Loans

Learn

Privacy and Security

We always use a secure and up-to-date SSL certificate to provide a private connection to our site.

Rankings

Guides

Top Picks

Rankings

Guides

Top Picks

Loan Rankings By Credit Score

Loan Rankings By Type

Guides

Best Loans and Laws by State

Guides

Rankings

Reviews

Auto Loans

Debt Consolidation Loans

Student Loans

Personal Loans by Credit Score

Bad Credit Loans

Mortgage Rates

Business Loans

Calculators

Student Credit Cards

Credit Cards for Bad Credit

Credit Cards for Good Credit

Rewards Credit Cards

Business Credit Cards

Credit Report

Credit Repair

Best Private Student Loan Rates 2021

About Elite Personal Finance

Popular Loans

Learn

Privacy and Security

Loan Help Center