Best Private Student Loan Rates 2020

ElitePersonalFinance helps you find the best student loans from banks, credit unions and online lenders.

    Use our free loan comparison to find the best loan.

    Request a student loan for up to $500,000.

    Comparing offers doesn’t affect your credit score.

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Fixed APR

3.53% - 14.50%

Variable APR

2.71% - 12.99%

Min. Credit Score

Mid-500s

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Best for Private student loan + No co-signer + International students
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Fixed APR

4.25% - 12.35%

Variable APR

1.25% - 11.15%

Min. Credit Score

Does not disclose

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Best for Private student loan
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Fixed APR

3.49% - 12.99%

Variable APR

1.24% - 11.98%

Min. Credit Score

Mid-600s

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Best for Private student loan
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Fixed APR

3.49% - 12.78%

Variable APR

1.24% - 11.44%

Min. Credit Score

650

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Best for Private student loan
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Fixed APR

4.13% - 11.98%

Variable APR

1.80% - 11.89%

Min. Credit Score

Does not disclose

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Best for Private student loan
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Fixed APR

4.59% - 12.39%

Variable APR

1.59% - 10.99%

Min. Credit Score

Does not disclose

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Best for Private student loan
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Fixed APR

4.26% - 10.74%

Variable APR

1.25% - 9.73%

Min. Credit Score

625

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Best for Private student loan
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Fixed APR

6.98% - 10.74%

Variable APR

6.61% - 9.42%

Min. Credit Score

660

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Best for Private student loan
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Fixed APR

4.25% - 12.35%

Variable APR

1.25% - 11.15%

Min. Credit Score

660

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Best for Private student loan
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Fixed APR

4.25% - 11.53%

Variable APR

1.24% - 11.00%

Min. Credit Score

Does not disclose

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Best for Private student loan
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Fixed APR

7.99% - 14.99%

Variable APR

N/A

Min. Credit Score

None

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Best for No co-signer
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Fixed APR

7.52% - 13.63%

Variable APR

N/A

Min. Credit Score

N/A

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Best for International students
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Fixed APR

3.49% - 12.97%

Variable APR

1.24% - 11.93%

Min. Credit Score

Mid-600s

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Best for Parent loan
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Fixed APR

3.75% - 6.99%

Variable APR

N/A

Min. Credit Score

Does not disclose

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Best for Part-time students
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Fixed APR

N/A

Variable APR

N/A

Min. Credit Score

None

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Best for Income share agreement

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