Best Personal Loans for Good Credit of April 2024

Last Update: September 25, 2023 Credit Report Loan Reviews Loans

If you have good or excellent credit, affordable personal loans are available. For example, most lenders offer financing up to $100,000, and APRs range from 5% to 10%. Moreover, borrowers with good and excellent credit receive the most flexible terms due to their upstanding records. Also, a guarantor or cosigner can help lower your APR if you have fair credit. And if you’re willing to provide upfront collateral, a secured personal loan also has lower borrowing costs.

To find the best personal loans for good credit, see our marketplace. It has several competitively-priced products issued by the most reputable lenders. Moreover, checking your rate won’t impact your credit score, and there is no upfront commitment. As a result, please browse the available options before settling for an expensive loan.

Best Personal Loans for Good Credit of April 2024

When searching for a personal loan, you can browse products offered by lenders or use loan comparison sites. For context, the former issues loans directly, while the latter connects you with lenders willing to provide financing.

But which is better?

The reality is that loan comparison sites like Even Financial and SuperMoney partner with the most prominent and most respected lenders in the marketplace. Moreover, they make the selection process easy because they consolidate several competing offers in one place.

For example, you can browse personal loan offers from Upgrade, BestEgg, and Marcus by Goldman Sachs and compare the pros and cons. Or, you can use a loan comparison site and analyze several loans at once. Moreover, loan comparison sites let you filter your results by loan amounts, credit scores, and why you need financing. This way, the personalized results have the highest chance of approval.

On the flip side, if you enjoy conducting research, you can’t go wrong by spending an afternoon browsing your options. However, if you want to find the best personal loans for good credit in the shortest time, comparison sites are your best bet.

Lender:Loan Amount:APR:Min. Credit Score:Best For:
SuperMoney$600 – $100,0004.99% – 35.99%600Comparing multiple offers
SoFi$5,000 – $100,0005.74% – 20.28%680No-fee personal loans
Prosper$2,000 – $40,0007.95% – 35.99%640Obtaining multiple personal loans
Upgrade$1,000 – $50,0008.49% – 35.99%560High DTI ratios