Best Loans in North Carolina, Payday, Auto Title Laws 2021

ElitePersonalFinance
Last Update: September 4, 2021 Loans By State
Best Loans in All States

Article 15 of North Carolina’s Consumer Finance Act requires licensed lenders to cap installment loans at $15,000. The minimum loan term is 12 months, while the maximum loan term is 96 months. Licensed lenders can levy a non-sufficient funds fee (NSF) of $25 for loans of $2,500 or less or charge a fee of 1% of the amount financed for loans greater than $2,500 – up to a maximum of $40.

Allowable finance charges for loans of $10,000 or less are:

  • 30% per year on the first $4,000
  • 24% per year on amounts > 4,000 but ≤ 8,000
  • 18% per year on amounts > 8,000 but ≤ 10,000

For loans over $10,000, the maximum APR is 18% per year.

Licensed lenders can also levy a delinquency charge – after the loan is at least 10 days past due – $15. If borrowers return the loan proceeds in full within three business days, they will not incur any finance charges.

Best Bad Credit Loans in North Carolina 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in North Carolina:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in North Carolina:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in North Carolina:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in North Carolina:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in North Carolina:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in North Carolina:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in North Carolina:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in North Carolina:

Not a direct lender

See our comprehensive guide for an in-depth breakdown of everything you need to know about bad credit loans.

Best Personal Loans for Good Credit in North Carolina 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in North Carolina:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in North Carolina:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in North Carolina:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in North Carolina:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in North Carolina:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in North Carolina:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in North Carolina:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in North Carolina:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in North Carolina:

Yes

Payday Loan Laws in North Carolina 2021

Traditional payday loans are illegal in North Carolina. All lenders are required to follow the installment loan regulations listed above – which means loans must have a minimum term of at least 12 months, and APRs cannot exceed 30% for loans of $4,000 or less.

Payday Loan Laws in North Carolina by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of North Carolina.

City: Amount Allowed: APR Allowed: Status:
Charlotte N/A 36% Prohibited
Raleigh N/A 36% Prohibited
Greensboro N/A 36% Prohibited
Durham N/A 36% Prohibited
Winston-Salem N/A 36% Prohibited
Fayetteville N/A 36% Prohibited
Cary N/A 36% Prohibited
Wilmington N/A 36% Prohibited
High Point N/A 36% Prohibited
Greenville N/A 36% Prohibited
Asheville N/A 36% Prohibited
Concord N/A 36% Prohibited
Gastonia N/A 36% Prohibited
Jacksonville N/A 36% Prohibited
Chapel Hill N/A 36% Prohibited
Rocky Mount N/A 36% Prohibited
Huntersville N/A 36% Prohibited
Burlington N/A 36% Prohibited
Wilson N/A 36% Prohibited
Apex N/A 36% Prohibited
Kannapolis N/A 36% Prohibited
Hickory N/A 36% Prohibited
Wake Forest N/A 36% Prohibited
Indian Trail N/A 36% Prohibited
Mooresville N/A 36% Prohibited
Goldsboro N/A 36% Prohibited
Monroe N/A 36% Prohibited
Salisbury N/A 36% Prohibited
Holly Springs N/A 36% Prohibited
Matthews N/A 36% Prohibited
New Bern N/A 36% Prohibited
Sanford N/A 36% Prohibited
Garner N/A 36% Prohibited
Cornelius N/A 36% Prohibited
Thomasville N/A 36% Prohibited
Statesville N/A 36% Prohibited
Mint Hill N/A 36% Prohibited
Fuquay-Varina N/A 36% Prohibited
Asheboro N/A 36% Prohibited
Morrisville N/A 36% Prohibited
Kernersville N/A 36% Prohibited
Carrboro N/A 36% Prohibited
Lumberton N/A 36% Prohibited
Kinston N/A 36% Prohibited
Havelock N/A 36% Prohibited
Clayton N/A 36% Prohibited
Shelby N/A 36% Prohibited
Clemmons N/A 36% Prohibited
Leland N/A 36% Prohibited
Lexington N/A 36% Prohibited
Boone N/A 36% Prohibited
Lenoir N/A 36% Prohibited
Elizabeth City N/A 36% Prohibited
Morganton N/A 36% Prohibited
Albemarle N/A 36% Prohibited
Murraysville N/A 36% Prohibited
Pinehurst N/A 36% Prohibited
Hope Mills N/A 36% Prohibited
Mount Holly N/A 36% Prohibited
Harrisburg N/A 36% Prohibited
Laurinburg N/A 36% Prohibited
Stallings N/A 36% Prohibited
Mebane and Knightdale N/A 36% Prohibited
Eden N/A 36% Prohibited
Henderson N/A 36% Prohibited
Roanoke Rapids N/A 36% Prohibited
Graham N/A 36% Prohibited
Waxhaw N/A 36% Prohibited
Piney Green N/A 36% Prohibited
Reidsville N/A 36% Prohibited
Hendersonville N/A 36% Prohibited
Southern Pines N/A 36% Prohibited
Lewisville N/A 36% Prohibited
Newton N/A 36% Prohibited
Davidson N/A 36% Prohibited
Spring Lake N/A 36% Prohibited
Smithfield N/A 36% Prohibited
Belmont N/A 36% Prohibited
Archdale N/A 36% Prohibited
Tarboro N/A 36% Prohibited
Summerfield N/A 36% Prohibited
Elon N/A 36% Prohibited
Kings Mountain N/A 36% Prohibited
Lincolnton N/A 36% Prohibited
Weddington N/A 36% Prohibited
Myrtle Grove N/A 36% Prohibited
Mount Airy N/A 36% Prohibited
Waynesville N/A 36% Prohibited
Washington N/A 36% Prohibited
Dunn N/A 36% Prohibited
Winterville N/A 36% Prohibited
Morehead City N/A 36% Prohibited
St. Stephens N/A 36% Prohibited
Kings Grant N/A 36% Prohibited
Rockingham N/A 36% Prohibited
Oxford N/A 36% Prohibited
Wesley Chapel N/A 36% Prohibited
Pineville N/A 36% Prohibited
Clinton N/A 36% Prohibited
Conover N/A 36% Prohibited
Roxboro N/A 36% Prohibited
Lake Norman of Catawba N/A 36% Prohibited
Black Mountain N/A 36% Prohibited
Siler City N/A 36% Prohibited
Fletcher N/A 36% Prohibited
Marion N/A 36% Prohibited
Porters Neck N/A 36% Prohibited
Brevard N/A 36% Prohibited
Butner N/A 36% Prohibited
Ogden N/A 36% Prohibited
Half Moon N/A 36% Prohibited
Oak Island N/A 36% Prohibited
Etowah N/A 36% Prohibited
Aberdeen N/A 36% Prohibited
Mills River N/A 36% Prohibited
Forest City N/A 36% Prohibited
Hillsborough N/A 36% Prohibited
Kill Devil Hills N/A 36% Prohibited
Gibsonville N/A 36% Prohibited
Rolesville N/A 36% Prohibited
King N/A 36% Prohibited
Oak Ridge N/A 36% Prohibited
Wendell N/A 36% Prohibited
Unionville N/A 36% Prohibited
Trinity N/A 36% Prohibited
Selma N/A 36% Prohibited
Woodfin N/A 36% Prohibited
Hamlet N/A 36% Prohibited
Silver Lake N/A 36% Prohibited
Marvin N/A 36% Prohibited
Carolina Beach N/A 36% Prohibited
Cullowhee N/A 36% Prohibited
Cherryville N/A 36% Prohibited
Boiling Spring Lakes N/A 36% Prohibited
Hampstead N/A 36% Prohibited
James City N/A 36% Prohibited
Nashville N/A 36% Prohibited
Whiteville N/A 36% Prohibited
Bessemer City N/A 36% Prohibited
Angier N/A 36% Prohibited
Williamston N/A 36% Prohibited
Stokesdale N/A 36% Prohibited
Wadesboro N/A 36% Prohibited
Wrightsboro N/A 36% Prohibited
Mocksville N/A 36% Prohibited
Zebulon N/A 36% Prohibited
Sawmills N/A 36% Prohibited
St. James N/A 36% Prohibited
Ayden N/A 36% Prohibited
Walkertown N/A 36% Prohibited
East Flat Rock N/A 36% Prohibited
Erwin N/A 36% Prohibited
Long View N/A 36% Prohibited
Royal Pines N/A 36% Prohibited
Raeford and Ahoskie N/A 36% Prohibited
Midway N/A 36% Prohibited
Pleasant Garden N/A 36% Prohibited
Archer Lodge N/A 36% Prohibited
Edenton N/A 36% Prohibited
Mount Olive N/A 36% Prohibited
Farmville N/A 36% Prohibited
Bayshore N/A 36% Prohibited
Dallas N/A 36% Prohibited
Granite Falls N/A 36% Prohibited
Newport N/A 36% Prohibited
Boiling Springs N/A 36% Prohibited
Creedmoor N/A 36% Prohibited
Valdese N/A 36% Prohibited
Seven Lakes N/A 36% Prohibited
Beaufort N/A 36% Prohibited
Cramerton N/A 36% Prohibited
Swannanoa N/A 36% Prohibited
Welcome N/A 36% Prohibited
Canton N/A 36% Prohibited
Spindale N/A 36% Prohibited
North Wilkesboro N/A 36% Prohibited
Elkin N/A 36% Prohibited
China Grove N/A 36% Prohibited
Westport N/A 36% Prohibited
Randleman N/A 36% Prohibited
Pittsboro N/A 36% Prohibited
Trent Woods N/A 36% Prohibited
Wingate and Brices Creek N/A 36% Prohibited
Burgaw N/A 36% Prohibited
Bethlehem N/A 36% Prohibited
Rutherfordton N/A 36% Prohibited
Jamestown N/A 36% Prohibited
Tabor City N/A 36% Prohibited
Shallotte N/A 36% Prohibited
Gamewell N/A 36% Prohibited
Carolina Shores N/A 36% Prohibited
Franklin N/A 36% Prohibited
Wallace N/A 36% Prohibited
Tyro N/A 36% Prohibited
Weaverville N/A 36% Prohibited
Mountain Home N/A 36% Prohibited
Sunset Beach N/A 36% Prohibited
Lake Park N/A 36% Prohibited
Elroy N/A 36% Prohibited
Moyock N/A 36% Prohibited
Mountain View N/A 36% Prohibited
Hudson N/A 36% Prohibited
Fairview town N/A 36% Prohibited
Emerald Isle N/A 36% Prohibited
Eastover N/A 36% Prohibited
Forest Oaks N/A 36% Prohibited
Northchase N/A 36% Prohibited
Benson N/A 36% Prohibited
Stanley N/A 36% Prohibited
Rockfish N/A 36% Prohibited
Lowell N/A 36% Prohibited
Dana and Southport N/A 36% Prohibited
Ranlo N/A 36% Prohibited
Plymouth N/A 36% Prohibited
Elizabethtown N/A 36% Prohibited
Windsor N/A 36% Prohibited
Lillington N/A 36% Prohibited
Wilkesboro N/A 36% Prohibited
Midland N/A 36% Prohibited
Louisburg N/A 36% Prohibited
Kitty Hawk N/A 36% Prohibited
Red Springs N/A 36% Prohibited
Red Oak N/A 36% Prohibited
Maiden N/A 36% Prohibited
River Road N/A 36% Prohibited
Locust N/A 36% Prohibited
Troy N/A 36% Prohibited
Flat Rock village N/A 36% Prohibited
Mar-Mac N/A 36% Prohibited
East Rockingham N/A 36% Prohibited
Surf City N/A 36% Prohibited
Spencer N/A 36% Prohibited
Whispering Pines N/A 36% Prohibited
Polkton N/A 36% Prohibited
Denver N/A 36% Prohibited
Swansboro N/A 36% Prohibited
Rural Hall N/A 36% Prohibited
Warsaw N/A 36% Prohibited
Landis N/A 36% Prohibited
Murfreesboro N/A 36% Prohibited
River Bend N/A 36% Prohibited
Lake Junaluska N/A 36% Prohibited
Pembroke N/A 36% Prohibited
Lowesville N/A 36% Prohibited
Wallburg N/A 36% Prohibited
Glen Raven N/A 36% Prohibited

Best Auto Loans for Bad Credit in North Carolina 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in North Carolina:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in North Carolina:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in North Carolina:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in North Carolina:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in North Carolina:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in North Carolina:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in North Carolina:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in North Carolina:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in North Carolina:

Yes

Best Auto Loans for Good Credit in North Carolina 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in North Carolina:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in North Carolina:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in North Carolina:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in North Carolina:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in North Carolina:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in North Carolina:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in North Carolina:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in North Carolina:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in North Carolina:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in North Carolina:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in North Carolina:

Yes

FHA Loans in North Carolina

North Carolina has 100 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Alamance County to a high of $1,472,550 for a 4-bedroom unit in Pasquotank County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Alamance County $331,760 $638,100
Alexander County $331,760 $638,100
Alleghany County $331,760 $638,100
Anson County $331,760 $638,100
Ashe County $331,760 $638,100
Avery County $331,760 $638,100
Beaufort County $331,760 $638,100
Bertie County $331,760 $638,100
Bladen County $331,760 $638,100
Brunswick County $331,760 $638,100
Buncombe County $331,760 $638,100
Burke County $331,760 $638,100
Cabarrus County $331,760 $638,100
Caldwell County $331,760 $638,100
Camden County $458,850 $882,400
Carteret County $331,760 $638,100
Caswell County $331,760 $638,100
Catawba County $331,760 $638,100
Chatham County $414,000 $796,150
Cherokee County $331,760 $638,100
Chowan County $331,760 $638,100
Clay County $331,760 $638,100
Cleveland County $331,760 $638,100
Columbus County $331,760 $638,100
Craven County $331,760 $638,100
Cumberland County $331,760 $638,100
Currituck County $458,850 $882,400
Dare County $391,000 $751,900
Davidson County $331,760 $638,100
Davie County $331,760 $638,100
Duplin County $331,760 $638,100
Durham County $414,000 $796,150
Edgecombe County $331,760 $638,100
Forsyth County $331,760 $638,100
Franklin County $353,050 $678,950
Gaston County $331,760 $638,100
Gates County $458,850 $882,400
Graham County $331,760 $638,100
Granville County $414,000 $796,150
Greene County $331,760 $638,100
Guilford County $331,760 $638,100
Halifax County $331,760 $638,100
Harnett County $331,760 $638,100
Haywood County $331,760 $638,100
Henderson County $331,760 $638,100
Hertford County $331,760 $638,100
Hoke County $331,760 $638,100
Hyde County $483,000 $928,850
Iredell County $331,760 $638,100
Jackson County $331,760 $638,100
Johnston County $353,050 $678,950
Jones County $331,760 $638,100
Lee County $331,760 $638,100
Lenoir County $331,760 $638,100
Lincoln County $331,760 $638,100
Macon County $331,760 $638,100
Madison County $331,760 $638,100
Martin County $331,760 $638,100
Mcdowell County $331,760 $638,100
Mecklenburg County $331,760 $638,100
Mitchell County $331,760 $638,100
Montgomery County $331,760 $638,100
Moore County $331,760 $638,100
Nash County $331,760 $638,100
New Hanover County $331,760 $638,100
Northampton County $331,760 $638,100
Onslow County $331,760 $638,100
Orange County $414,000 $796,150
Pamlico County $331,760 $638,100
Pasquotank County $765,600 $1,472,550
Pender County $331,760 $638,100
Perquimans County $765,600 $1,472,550
Person County $414,000 $796,150
Pitt County $331,760 $638,100
Polk County $331,760 $638,100
Randolph County $331,760 $638,100
Richmond County $331,760 $638,100
Robeson County $331,760 $638,100
Rockingham County $331,760 $638,100
Rowan County $331,760 $638,100
Rutherford County $331,760 $638,100
Sampson County $331,760 $638,100
Scotland County $331,760 $638,100
Stanly County $331,760 $638,100
Stokes County $331,760 $638,100
Surry County $331,760 $638,100
Swain County $331,760 $638,100
Transylvania County $331,760 $638,100
Tyrrell County $331,760 $638,100
Union County $331,760 $638,100
Vance County $331,760 $638,100
Wake County $353,050 $678,950
Warren County $331,760 $638,100
Washington County $331,760 $638,100
Watauga County $331,760 $638,100
Wayne County $331,760 $638,100
Wilkes County $331,760 $638,100
Wilson County $331,760 $638,100
Yadkin County $331,760 $638,100
Yancey County $331,760 $638,100

Business Loans in North Carolina

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in North Carolina:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in North Carolina:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in North Carolina:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in North Carolina:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in North Carolina:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in North Carolina:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in North Carolina:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in North Carolina:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in North Carolina:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in North Carolina:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in North Carolina:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in North Carolina:

Yes

All Licensed Credit Unions in North Carolina

Name: City: Size (Millions): Members:
STATE EMPLOYEES’ CREDIT UNION Raleigh $23,695.26 1723570
LOCAL GOVERNMENT FEDERAL CREDIT UNION Raleigh $1,151.34 206196
COASTAL FEDERAL CREDIT UNION Raleigh $2,014.04 191988
TRULIANT FEDERAL CREDIT UNION Winston-Salem $1,494.54 184921
MARINE FEDERAL CREDIT UNION Jacksonville $689.38 107262
ALLEGACY FEDERAL CREDIT UNION Winston-Salem $908.10 105201
LATINO COMMUNITY CREDIT UNION Durham $106.12 53223
FORT BRAGG FEDERAL CREDIT UNION Fayetteville $386.68 50447
MEMBERS CREDIT UNION Winston-Salem $228.88 49869
SELF-HELP FEDERAL CREDIT UNION Durham $399.40 49858
PIEDMONT ADVANTAGE CREDIT UNION Winston-Salem $214.39 42421
SELF-HELP CREDIT UNION Durham $564.96 38578
FIRST FLIGHT FEDERAL CREDIT UNION Cary $148.09 36345
CHARLOTTE METRO FEDERAL CREDIT UNION Charlotte $267.36 34224
CAROLINAS TELCO FEDERAL CREDIT UNION Charlotte $354.28 34050
SUMMIT CREDIT UNION Greensboro $134.41 23362
PREMIER FEDERAL CREDIT UNION Greensboro $128.23 23142
CHAMPION CREDIT UNION Canton $156.70 21111
MOUNTAIN CREDIT UNION Waynesville $129.45 18645
DUKE UNIVERSITY FEDERAL CREDIT UNION Durham $97.68 16408
TELCO COMMUNITY CREDIT UNION Asheville $84.86 16337
R T P FEDERAL CREDIT UNION Raleigh $103.82 12665
FREEDOM FEDERAL CREDIT UNION Rocky Mt $50.91 12516
BRAGG MUTUAL FEDERAL CREDIT UNION Fayetteville $48.05 11495
UNITED SERVICES CREDIT UNION Asheville $56.16 11019
FIRST LEGACY COMMUNITY CREDIT UNION Charlotte $49.22 10681
LION’S SHARE FEDERAL CREDIT UNION Salisbury $30.45 10256
WINSTON SALEM CITY EMP FEDERAL CREDIT UNION Winston-Salem $63.01 9712
RIEGELWOOD FEDERAL CREDIT UNION Riegelwood $94.29 9599
WELCOME FEDERAL CREDIT UNION Morrisville $86.56 9361
TELCO CREDIT UNION Tarboro $56.21 9219
GENERATIONS COMMUNITY CREDIT UNION Durham $23.21 9000
CAROLINA POSTAL CREDIT UNION Charlotte $78.06 8942
CAROLINA COOPERATIVE FEDERAL CREDIT UNION Charlotte $41.54 8637
AMERICAN PARTNERS FEDERAL CREDIT UNION Reidsville $46.35 8093
VISION FINANCIAL FEDERAL CREDIT UNION Durham $38.88 8042
HANESBRANDS CREDIT UNION Winston-Salem $53.85 7905
NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION Goldsboro $54.51 7713
GREATER PIEDMONT CREDIT UNION Durham $14.79 7304
ECUSTA CREDIT UNION Pisgah Forest $48.94 7243
ELECTEL COOPERATIVE FEDERAL CREDIT UNION Raleigh $38.27 7228
WEYCO COMMUNITY CREDIT UNION Plymouth $77.85 7064
ACCLAIM FEDERAL CREDIT UNION Greensboro $29.29 6503
GREATER KINSTON CREDIT UNION Kinston $16.83 6062
GREENSBORO MUNICIPAL FEDERAL CREDIT UNION Greensboro $42.00 5867
SOUTHERN SELECT COMMUNITY CREDIT UNION Kannapolis $34.33 5842
GREENSBORO HEALTH CARE CREDIT UNION Greensboro $28.20 5009
LORILLARD FEDERAL CREDIT UNION Greensboro $32.94 4849
WNC COMMUNITY CU CREDIT UNION Waynesville $67.54 4595
SHUFORD FEDERAL CREDIT UNION Hickory $23.91 4345
BLUE FLAME CREDIT UNION Charlotte $37.64 3880
CAROLINA FEDERAL CREDIT UNION Cherryville $31.74 3815
CORNING CABLE SYSTEMS CREDIT UNION Hickory $32.46 3678
CHARLOTTE FIRE DEPARTMENT CREDIT UNION Charlotte $50.05 3391
MCDOWELL CORNERSTONE CREDIT UNION Marion $23.30 3196
COMM-SCOPE CREDIT UNION Catawba $25.23 3191
CITY OF RALEIGH EMPLOYEES CREDIT UNION Raleigh $25.18 3062
OTEEN V. A. FEDERAL CREDIT UNION Asheville $24.90 3044
HAMLET FEDERAL CREDIT UNION Hamlet $15.19 2983
BCBSNC CREDIT UNION Durham $12.96 2884
GREENSBORO POSTAL CREDIT UNION Greensboro $24.63 2852
TEAM AND WHEEL FEDERAL CREDIT UNION Winston-Salem $11.32 2706
OXFORD CREDIT UNION Oxford $17.45 2621
EAST COAST CREDIT UNION Wilmington $8.75 2445
I-R EMPLOYEES FEDERAL CREDIT UNION Mocksville $10.61 2372
EMERGENCY RESPONDERS CREDIT UNION Winston-Salem $15.73 2145
GUCO CREDIT UNION Greenville $12.62 1917
HANOVER FEDERAL CREDIT UNION Wilmington $6.90 1881
HICKORY SPRINGS FEDERAL CREDIT UNION Hickory $4.12 1803
FIRST CAROLINA PEOPLE’S CREDIT UNION Goldsboro $19.93 1733
FAYETTEVILLE POSTAL CREDIT UNION Fayetteville $6.65 1606
B I P FEDERAL CREDIT UNION Lenoir $5.39 1408
CENTURY EMPLOYEES’ SAVINGS FUND CREDIT UNION Hickory $8.49 1397
PIEDMONT CREDIT UNION Statesville $4.30 1377
NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION Raleigh $5.15 1375
INTERNAL REVENUE EMPLOYEES FEDERAL CREDIT UNION Greensboro $26.04 1346
ARCADE CREDIT UNION Asheville $7.04 1343
ALLVAC SAVINGS AND CREDIT UNION Monroe $6.50 1336
TCP CREDIT UNION Rural Hall $14.00 1320
SHEPHERD’S FEDERAL CREDIT UNION Charlotte $0.63 1317
PUROLATOR EMPLOYEES FEDERAL CREDIT UNION Fayetteville $3.26 1207
LINCOLN NATIONAL FEDERAL CREDIT UNION Greensboro $19.69 1153
V.A.M.C. FAYETTEVILLE FEDERAL CREDIT UNION Fayetteville $1.96 965
LITHIUM FEDERAL CREDIT UNION Bessemer City $6.07 942
BAPTIST EMPLOYEES CREDIT UNION Cary $4.01 901
ASHEVILLE POSTAL CREDIT UNION Asheville $4.29 746
CONBRACO CREDIT UNION Matthews $3.70 721
ELIZABETH CITY COAST GUARD EMPLOYEE CREDIT UNION Elizabeth City $3.23 698
TEXAS GULF CAROLINA EMP CREDIT UNION Aurora $2.95 680
YALE SECURITY INC. FEDERAL CREDIT UNION Monroe $1.86 652
CABISCO FEDERAL CREDIT UNION Elon $2.25 642
UNITED CHEMI-CON MANUFACTURING EMP. CREDIT UNION Lansing $5.96 628
DILL FEDERAL CREDIT UNION Roxboro $1.21 377
MOUNT VERNON BAPTIST CHURCH CREDIT UNION Durham $0.22 295
SHAW UNIVERSITY FEDERAL CREDIT UNION Raleigh $0.78 140
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