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Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws of December 2024

ElitePersonalFinance
Last Update: December 1, 2024 • Loans By State •
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Best Personal Loans for Bad Credit in Vermont of December 2024

Apply Now
Amount:

$100 - $15,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 72 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $50,000
Min. Credit Score:

300
APR:

5.6% - 35.99%
Approval:

5 Minutes
Terms:

3 - 5 Years
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$100 - $40,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$100 - $15,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$100 - $40,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$200 - $5,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

5 Minutes
Terms:

1 - 60 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

5.99% - 35.99%
Approval:

< 1 Day
Terms:

12 - 120 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $35,000
Min. Credit Score:

580
APR:

5.99% - 35.99%
Approval:

< 1 Day
Terms:

90 Days - 72 Months
Licensed in Vermont:

Yes
Get started

If you are with bad credit and are looking for a loan, start by reading our advanced guide on bad credit loans. This is the most comprehensive guide online! There we will give you all of the information that you have to know.

We also recommend that you watch our video guides.

Here is how to get a personal loan if you are with bad credit (APR 5.99% – 35.99%):


There are many types of loans available for people with bad credit that are not payday loans. Do you know them? Here they are:


Recommended links from our Marketplace:

Best Personal Loans for Bad Credit 2022

Best Personal Loans for Really Bad Credit 2022

Best Alternatives to Payday Loans for People with Bad Credit 2022

Best Personal Loans for Fair Credit 2022

Best Personal Loans from Credit Unions 2022

Best Secured Personal Loans 2022

Best Personal Loan Comparison Sites 2022

Best Loan Apps 2022

Best Good Credit Loans in Vermont of December 2024

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

4.99 - 35.99%
Approval:

1 Day
Terms:

12 - 120 months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$2,000 - $40,000
Min. Credit Score:

640
APR:

7.95% - 35.99%
Approval:

1 - 3 Days
Terms:

36 - 60 months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 – $100,000
Min. Credit Score:

0
APR:

4.99 - 35.99%
Approval:

1 Day
Terms:

12 - 120 months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 – $35,000
Min. Credit Score:

580
APR:

5.99% – 35.99%
Approval:

< 1 Day
Terms:

90 Days – 72 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 – $50,000
Min. Credit Score:

500
APR:

3.99% – 35.99%
Approval:

< 1 Day
Terms:

1 – 5 Years
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 – $50,000

Min. Credit Score:

600
APR:

7.99% - 35.97%
Approval:

< 1 Day
Terms:

3 - 5 Years
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 – $35,000
Min. Credit Score:

640
APR:

5.99% – 24.99%
Approval:

1 – 7 Days
Terms:

2 - 5 Years
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$2,500-$35,000
Min. Credit Score:

660
APR:

6.99-24.99%
Approval:

1 Day
Terms:

24 - 84 Months
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$7,500 - $40,000
Min. Credit Score:

680
APR:

6 - 15%
Approval:

1 - 7 Days
Terms:

36 - 84 months
Licensed in Vermont:

Yes
Get started

Payday Loan Laws in Vermont of December 2024

According to the law in Vermont, payday loans are prohibited.

Payday Loan Laws in Vermont by Country of December 2024

ElitePersonalFinance analysis of payday loan laws by countries in the State of Vermont.

We haven’t found a significant difference between the laws in Vermont by countries. Here are the payday loan laws in Vermont by country.

City: Amount Allowed: APR Allowed: Status:
Burlington N/A 18% Prohibited
Essex N/A 18% Prohibited
South Burlington N/A 18% Prohibited
Colchester N/A 18% Prohibited
Rutland city N/A 18% Prohibited
Bennington N/A 18% Prohibited
Brattleboro N/A 18% Prohibited
Milton N/A 18% Prohibited
Essex Junction N/A 18% Prohibited
Hartford N/A 18% Prohibited
Williston N/A 18% Prohibited
Springfield N/A 18% Prohibited
Barre city N/A 18% Prohibited
Middlebury N/A 18% Prohibited
Barre N/A 18% Prohibited
Shelburne N/A 18% Prohibited
Montpelier N/A 18% Prohibited
St. Johnsbury N/A 18% Prohibited
Winooski N/A 18% Prohibited
St. Albans city N/A 18% Prohibited
Swanton N/A 18% Prohibited
St. Albans N/A 18% Prohibited
Northfield N/A 18% Prohibited
Lyndon N/A 18% Prohibited
Morristown N/A 18% Prohibited
Waterbury N/A 18% Prohibited
Rockingham N/A 18% Prohibited
Jericho N/A 18% Prohibited
Georgia N/A 18% Prohibited
Randolph N/A 18% Prohibited
Fairfax N/A 18% Prohibited
Castleton N/A 18% Prohibited
Hinesburg N/A 18% Prohibited
Stowe N/A 18% Prohibited
Derby N/A 18% Prohibited
Newport city N/A 18% Prohibited
Manchester N/A 18% Prohibited
Richmond N/A 18% Prohibited
Rutland N/A 18% Prohibited
Bristol N/A 18% Prohibited
Charlotte N/A 18% Prohibited
Cambridge N/A 18% Prohibited
Brandon N/A 18% Prohibited
Highgate N/A 18% Prohibited
Johnson N/A 18% Prohibited
Shaftsbury N/A 18% Prohibited
Williamstown N/A 18% Prohibited
Hartland N/A 18% Prohibited
Pownal N/A 18% Prohibited
Windsor N/A 18% Prohibited
Norwich N/A 18% Prohibited
Poultney N/A 18% Prohibited
Underhill N/A 18% Prohibited
Westminster N/A 18% Prohibited
Chester N/A 18% Prohibited

Auto Title Loan Laws in Vermont of December 2024

Auto title loans in Vermont are prohibited.

Best Auto Loans for Bad Credit in Vermont of December 2024

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $100,000
Min. Credit Score:

0
APR:

Vary
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$8,000 - $100,000
Min. Credit Score:

500
APR:

2.74% - 27%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

500
APR:

From 3.09%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$250 - $500,000
Min. Credit Score:

640
APR:

2.99% - 21.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,500 - $20,000
Min. Credit Score:

0
APR:

18.00% - 35.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $45,000
Min. Credit Score:

0
APR:

From 0.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $35,000
Min. Credit Score:

0
APR:

From 1.99%

Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$7,500 - $50,000
Min. Credit Score:

500
APR:

From 3.39%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 – $55,000
Min. Credit Score:

510
APR:

3.99% - 24.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

3.90% - 27.90%
Licensed in Vermont:

Yes
Get started

Best Auto Loans for Good Credit in Vermont of December 2024

Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

From 1.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

500
APR:

From 3.09%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$250 - $500,000
Min. Credit Score:

640
APR:

2.99% - 21.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000-$100,000
Min. Credit Score:

660
APR:

4.99% to 9.19%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$7,500 - $50,000
Min. Credit Score:

500
APR:

From 3.39%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$8,000 - $100,000
Min. Credit Score:

500
APR:

2.74% - 27%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,000 - $100,000
Min. Credit Score:

0
APR:

3.90% - 27.90%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$3,000 - $100,000
Min. Credit Score:

650
APR:

From 3.12%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 - $100,000
Min. Credit Score:

640
APR:

From 3.54%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 – $55,000
Min. Credit Score:

510
APR:

3.99% - 24.99%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 - $100,000
Min. Credit Score:

600
APR:

3.54% - 10.24%
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$1,500 - $20,000
Min. Credit Score:

0
APR:

18.00% - 35.99%
Licensed in Vermont:

Yes
Get started

FHA Loans in Vermont of December 2024

Vermont has 14 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Addison County to a high of $707,700 for a 4-bedroom unit in Chittenden County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Addison County $331,760 $638,100
Bennington County $331,760 $638,100
Caledonia County $331,760 $638,100
Chittenden County $368,000 $707,700
Essex County $331,760 $638,100
Franklin County $368,000 $707,700
Grand Isle County $368,000 $707,700
Lamoille County $331,760 $638,100
Orange County $331,760 $638,100
Orleans County $331,760 $638,100
Rutland County $331,760 $638,100
Washington County $331,760 $638,100
Windham County $331,760 $638,100
Windsor County $331,760 $638,100

Business Loans in Vermont of December 2024

Apply Now
Amount:

Up to $10,000,000
APR:

Vary
Min. Credit Score:

0
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 - $500,000
APR:

9.77% - 35.98%
Min. Credit Score:

600
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$5,000 - $500,000
APR:

5.99% – 35.99%
Min. Credit Score:

500
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $250,000
APR:

24% – 99%
Min. Credit Score:

560
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $350,000
APR:

9.28 - 10.52%
Min. Credit Score:

650
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $350,000
APR:

10.00 - 25.00%
Min. Credit Score:

680
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$75,000 - $5,000,000
APR:

5.50 - 8.25%
Min. Credit Score:

650
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $500,000
APR:

12.18 - 36.00%
Min. Credit Score:

660
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $500,000
APR:

9.00 - 99.00%
Min. Credit Score:

600
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $5,000,000
APR:

15.00 - 78.00%
Min. Credit Score:

600
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

Up to $1,000,000
APR:

Vary
Min. Credit Score:

0
Licensed in Vermont:

Yes
Get started
Apply Now
Amount:

$6,000 to $250,000
APR:

Vary
Min. Credit Score:

0
Licensed in Vermont:

Yes
Get started

All Licensed Credit Unions in Vermont of December 2024

Name: City: Size (Millions): Members:
NEW ENGLAND FEDERAL CREDIT UNION Williston $858.76 82239
VERMONT STATE EMPLOYEES CREDIT UNION Montpelier $573.36 49893
VERMONT FEDERAL CREDIT UNION Burlington $335.78 32395
HERITAGE FAMILY FEDERAL CREDIT UNION Rutland $288.59 32317
NORTH COUNTRY FEDERAL CREDIT UNION South Burlington $350.25 25941
ONE CREDIT UNION Springfield $123.89 15648
RIVER VALLEY CREDIT UNION Brattleboro $66.38 15306
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION Barre $72.08 12131
OPPORTUNITIES CREDIT UNION Winooski $32.62 8557
WHITE RIVER CREDIT UNION Rochester $29.99 5250
GREEN MOUNTAIN CREDIT UNION South Burlington $19.43 4162
NORTHERN LIGHTS CREDIT UNION St Johnsbury $17.49 3513
GRANITE HILLS CREDIT UNION Barre $31.82 3014
COVERED BRIDGE CREDIT UNION Windsor $13.05 2866
VERMONT VA FEDERAL CREDIT UNION Hartford $22.15 2756
CREDIT UNION OF VERMONT Rutland $29.21 2690
MEMBERS 1ST CREDIT UNION Brattleboro $11.58 2118
CVPS EMPLOYEES’ CREDIT UNION Rutland $16.85 1856
CENTRAL VERMONT MEDICAL CENTER, INC. CREDIT UNION Berlin $9.36 1596
ORLEX GOVERNMENT EMPLOYEES CREDIT UNION Newport $5.59 1320
P. M. H. CREDIT UNION Bennington $3.62 1300
WINDSOR COUNTY SOUTH CREDIT UNION Springfield $6.31 1196
NORTHEAST SCHOOLS AND HOSPITAL CREDIT UNION Newport $3.38 1155
BORDER LODGE CREDIT UNION Derby $3.00 1090
RUTLAND CTY TEACH & MUNICIPAL EMP CREDIT UNION Rutland $2.47 785
BENNINGTON E/E FEDERAL CREDIT UNION Bennington $3.53 532
ST. PATRICK S PARISH CREDIT UNION Fairfield $0.45 293
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