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Category: Loans By State

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Best Personal Loans In Illinois, Bad Credit Loans, Payday, Auto Title Laws 2019

EPF September 7, 2019

View All Studies [toc] For installment loans of $4,001 to $40,000, Illinois’ Consumer Installment Loan Act requires licensed lenders to cap APRs at 36%. Terms are capped at 181 months

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Best Personal Loans In Idaho, Bad Credit Loans, Payday Loan Laws 2019

EPF September 1, 2019

View All Studies [toc] According to the Idaho Credit Code, APRs for installment loans are negotiable and finalized rates are determined by the borrower and the lender. The state does

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Best Personal Loans Good and Bad Credit Hawaii, Payday Laws 2019

EPF August 20, 2019

View All Studies [toc] Citing Article 9 of Hawaii’s Code of Financial Institutions, licensed lenders are required to cap consumer loans at $25,000. For precomputed loans, interest rates are capped

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Best Loans In Georgia, Payday, Auto Title Laws 2019

EPF August 18, 2019

View All Studies [toc] The Georgia Industrial Loan Act requires licensed lenders to cap loans at $3,000 and terms at 36 months and 15 days. However, banks, trust companies, credit

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Best Loans In Florida, Payday, Auto Title Laws 2019

EPF August 17, 2019

View All Studies [toc] The Florida Consumer Finance Act caps lines of credit at $25,000. However, the ceiling does not apply to banks, savings institutions, trust companies, credit unions, industrial

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Best Loans In Delaware, Payday, Auto Title Laws 2019

EPF August 15, 2019

View All Studies [toc] Licensed Lenders in Delaware are required to cap short-term installment loans at $1,000. These are loans of less than 60 days that are “not secured by

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Best Loans In Connecticut, Payday, Auto Title Laws 2019

EPF August 12, 2019

View All Studies [toc] Connecticut’s usury law puts a 12% APR-cap on all non-regulated loans. However, lenders registered with Connecticut’s Department of Banking (DOB) can levy APRs upwards of 36%

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Best Good and Bad Credit Loans In Colorado, Payday Laws 2019

EPF August 1, 2019

View All Studies [toc] Colorado’s Supervised Lenders Statute caps APRs on all installment loans administered throughout the state: For unpaid balances ≤ $1,000, APRs are capped at 36% For unpaid

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Best Loans In Arkansas, Payday, Auto Title Laws 2019

EPF July 28, 2019

View All Studies [toc] To protect consumers from predatory payday loans, in 2008, Arkansas’ Attorney General’s Office began a crusade to eliminate all forms of payday loans in the state.

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Best Loans In Arizona, Payday, Auto Title Laws 2019

EPF July 25, 2019

View All Studies [toc] Subject to Arizona’s Consumer Lenders Act, licensed financiers are required to follow a tiered interest rate structure for all installment loans: For loans ≤ $3,000, the

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