Loans By State
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Category: Loans By State

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Best Personal Loans In Ohio, Payday, Auto Title Laws 2019

EPF November 14, 2019

Chapter 4712 of the Ohio Credit Services Organization Act mandates a $5,000 minimum for installment loans issued within the state. APRs cannot exceed 28% and licensed lenders must offer repayment

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Best Loans In North Dakota, Payday, Auto Title Laws 2019

EPF November 10, 2019

View All Studies [toc] North Dakota does not regulate traditional installment loans. However, its Money Brokers Act requires licensed lenders to cap loans at $1,000 and terms at 24 ½

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Best Loans In North Carolina, Payday, Auto Title Laws 2019

EPF November 10, 2019

View All Studies [toc] Article 15 of North Carolina’s Consumer Finance Act requires licensed lenders to cap installment loans at $15,000. The minimum loan term is 12 months, while the

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Best Loans In New York, Payday, Auto Title Laws 2019

EPF November 10, 2019

View All Studies [toc] Article 9 of New York’s Licensed Lenders Law limits personal installment loans to $25,000. Finance charges are set by Title 5 of New York’s General Obligations

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Best Loans In New Mexico, Payday, Auto Title Laws 2019

EPF November 10, 2019

View All Studies [toc] New Mexico’s Small Loan Act prohibits licensed lenders from offering loans in excess of $5,000. APRs are capped at 175%, while terms require a minimum of

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Best Loans In New Jersey, Payday, Auto Title Laws 2019

EPF November 10, 2019

View All Studies [toc] According to Title 17 of New Jersey’s Financial Code, installment loan APRs are determined by the lender and the borrower. Finance charges are not regulated, however,

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Best Loans In Nebraska, Payday, Auto Title Laws 2019

EPF November 5, 2019

View All Studies [toc] Nebraska’s Installment Loan Act requires licensed lenders to cap APRs at 24% for loans of $1,000 or less and 21% on any excess balance. Terms are

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Best Loans In Nevada, Payday, Auto Title Laws 2019

EPF November 5, 2019

View All Studies [toc] Unlike many other U.S. jurisdictions, Nevada’s Installment Loan Act allows lenders and borrowers to determine their credit terms. There are no maximum loan limits or finance

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Best Loans In New Hampshire, Payday, Auto Title Laws 2019

EPF November 5, 2019

View All Studies [toc] New Hampshire’s Small Loan Statute requires licensed lenders to cap installment loans at $10,000. APRs are capped at 36% and include allowable annual charges – of

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Best Loans In Montana, Payday, Auto Title Laws 2019

EPF November 2, 2019

View All Studies [toc] Montana’s Consumer Loan Act requires licensed lenders to cap installment loan APRs at 36%. Deferral and delinquency charges are capped at 5% of the outstanding balance,

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