Loans By State

Best Loans in Massachusetts, Payday, Auto Title Laws 2020

EPF Last Update: June 7, 2020

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Massachusetts Small Loan Regulatory Board caps APRs at 23% for loans of $6,000 or less. Administrative fees are also capped at $20 per year. Previously, small loan companies were limited to 12% interest on outstanding credit.

Licensed lenders can also levy a delinquency charge of 5% of the outstanding balance or $5 – whichever is less. As well, if a loan remains in default after one year, licensed lenders are limited to 6% annual interest going forward.

Best Bad Credit Loans in Massachusetts 2020

Amount

$500 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Massachusetts

Not a direct lender

Amount

$100 - $10,000

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 60 Months

Licensed in Massachusetts

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Massachusetts

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Massachusetts

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Massachusetts

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Massachusetts

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Massachusetts

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Massachusetts

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Massachusetts

Not a direct lender

To learn about how to qualify for a bad credit loan, see our complete guide.

Best Personal Loans for Good Credit in Massachusetts 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Massachusetts

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

7.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in Massachusetts

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Massachusetts

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Massachusetts

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Massachusetts

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Massachusetts

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

7.99% - 35.97%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in Massachusetts

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 - 5 Years

Licensed in Massachusetts

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in Massachusetts

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in Massachusetts

Yes

For a larger selection, check out our full list of recommended lenders.

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Payday Loan Laws in Massachusetts 2020

Traditional payday loans are prohibited in Massachusetts.

However, payday lenders that comply with the 23% APR-cap can operate in the state. Massachusetts Division of Banks (DOB) states that “Payday lending is not prohibited in Massachusetts. Yet what is referred to as a ‘payday loan’ is illegal due to the high annual percentage rate charged.”

As well, “Any company or individual engaging in small-dollar lending in Massachusetts must get a license from the DOB.”

Payday Loan Laws in Massachusetts by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Massachusetts.

We haven’t found a significant difference between the payday loan laws in Massachusetts. If you are with bad credit, here are the laws in Massachusetts by country.

Payday loans remain illegal in all countries in Massachusetts.

CityAmount AllowedAPR AllowedStatus
BostonN/A23%Prohibited
WorcesterN/A23%Prohibited
SpringfieldN/A23%Prohibited
CambridgeN/A23%Prohibited
LowellN/A23%Prohibited
BrocktonN/A23%Prohibited
New BedfordN/A23%Prohibited
QuincyN/A23%Prohibited
LynnN/A23%Prohibited
Fall RiverN/A23%Prohibited
NewtonN/A23%Prohibited
SomervilleN/A23%Prohibited
LawrenceN/A23%Prohibited
FraminghamN/A23%Prohibited
HaverhillN/A23%Prohibited
WalthamN/A23%Prohibited
MaldenN/A23%Prohibited
PlymouthN/A23%Prohibited
BrooklineN/A23%Prohibited
MedfordN/A23%Prohibited
TauntonN/A23%Prohibited
Weymouth TownN/A23%Prohibited
ChicopeeN/A23%Prohibited
RevereN/A23%Prohibited
PeabodyN/A23%Prohibited
Methuen TownN/A23%Prohibited
EverettN/A23%Prohibited
ArlingtonN/A23%Prohibited
AttleboroN/A23%Prohibited
Barnstable TownN/A23%Prohibited
SalemN/A23%Prohibited
PittsfieldN/A23%Prohibited
BillericaN/A23%Prohibited
BeverlyN/A23%Prohibited
WestfieldN/A23%Prohibited
LeominsterN/A23%Prohibited
FitchburgN/A23%Prohibited
HolyokeN/A23%Prohibited
WoburnN/A23%Prohibited
ChelseaN/A23%Prohibited
MarlboroughN/A23%Prohibited
AmherstN/A23%Prohibited
Braintree TownN/A23%Prohibited
ShrewsburyN/A23%Prohibited
NatickN/A23%Prohibited
AndoverN/A23%Prohibited
Watertown TownN/A23%Prohibited
ChelmsfordN/A23%Prohibited
DartmouthN/A23%Prohibited
RandolphN/A23%Prohibited
LexingtonN/A23%Prohibited
Franklin TownN/A23%Prohibited
DracutN/A23%Prohibited
FalmouthN/A23%Prohibited
TewksburyN/A23%Prohibited
NeedhamN/A23%Prohibited
North AndoverN/A23%Prohibited
GloucesterN/A23%Prohibited
Norwood and WellesleyN/A23%Prohibited
North AttleboroughN/A23%Prohibited
MilfordN/A23%Prohibited
Agawam TownN/A23%Prohibited
West Springfield TownN/A23%Prohibited
NorthamptonN/A23%Prohibited
StoughtonN/A23%Prohibited
SaugusN/A23%Prohibited
MelroseN/A23%Prohibited
DanversN/A23%Prohibited
MiltonN/A23%Prohibited
BridgewaterN/A23%Prohibited
BurlingtonN/A23%Prohibited
WakefieldN/A23%Prohibited
BelmontN/A23%Prohibited
MarshfieldN/A23%Prohibited
DedhamN/A23%Prohibited
ReadingN/A23%Prohibited
WalpoleN/A23%Prohibited
MiddleboroughN/A23%Prohibited
EastonN/A23%Prohibited
WestfordN/A23%Prohibited
MansfieldN/A23%Prohibited
WilmingtonN/A23%Prohibited
ActonN/A23%Prohibited
YarmouthN/A23%Prohibited
HinghamN/A23%Prohibited
CantonN/A23%Prohibited
WinchesterN/A23%Prohibited
WarehamN/A23%Prohibited
StonehamN/A23%Prohibited
LudlowN/A23%Prohibited
GardnerN/A23%Prohibited
MarbleheadN/A23%Prohibited
SandwichN/A23%Prohibited
HudsonN/A23%Prohibited
BourneN/A23%Prohibited
NortonN/A23%Prohibited
ConcordN/A23%Prohibited
WestboroughN/A23%Prohibited
SudburyN/A23%Prohibited
HoldenN/A23%Prohibited
GraftonN/A23%Prohibited
ScituateN/A23%Prohibited
Winthrop TownN/A23%Prohibited
SharonN/A23%Prohibited
PembrokeN/A23%Prohibited
SomersetN/A23%Prohibited
NewburyportN/A23%Prohibited
RocklandN/A23%Prohibited
South HadleyN/A23%Prohibited
AshlandN/A23%Prohibited
FoxboroughN/A23%Prohibited
Greenfield TownN/A23%Prohibited
Amesbury TownN/A23%Prohibited
HopkintonN/A23%Prohibited
BellinghamN/A23%Prohibited
WebsterN/A23%Prohibited
Southbridge TownN/A23%Prohibited
AuburnN/A23%Prohibited
NorthbridgeN/A23%Prohibited
SwanseaN/A23%Prohibited
AbingtonN/A23%Prohibited
East LongmeadowN/A23%Prohibited
FairhavenN/A23%Prohibited
Easthampton TownN/A23%Prohibited
WestwoodN/A23%Prohibited
WestportN/A23%Prohibited
LongmeadowN/A23%Prohibited
DuxburyN/A23%Prohibited
North ReadingN/A23%Prohibited
SeekonkN/A23%Prohibited
NorthboroughN/A23%Prohibited
BelchertownN/A23%Prohibited
WhitmanN/A23%Prohibited
SwampscottN/A23%Prohibited
HollistonN/A23%Prohibited
WilbrahamN/A23%Prohibited
HanoverN/A23%Prohibited
East BridgewaterN/A23%Prohibited
BedfordN/A23%Prohibited
MashpeeN/A23%Prohibited
RaynhamN/A23%Prohibited
DennisN/A23%Prohibited
OxfordN/A23%Prohibited
UxbridgeN/A23%Prohibited
IpswichN/A23%Prohibited
ClintonN/A23%Prohibited
WaylandN/A23%Prohibited
MillburyN/A23%Prohibited
CharltonN/A23%Prohibited
KingstonN/A23%Prohibited
MedwayN/A23%Prohibited
North AdamsN/A23%Prohibited
LynnfieldN/A23%Prohibited
MedfieldN/A23%Prohibited
TyngsboroughN/A23%Prohibited
Palmer TownN/A23%Prohibited
HarwichN/A23%Prohibited
PepperellN/A23%Prohibited
RehobothN/A23%Prohibited
WestonN/A23%Prohibited
SpencerN/A23%Prohibited
NorfolkN/A23%Prohibited
WrenthamN/A23%Prohibited
AtholN/A23%Prohibited
DudleyN/A23%Prohibited
CarverN/A23%Prohibited
GrotonN/A23%Prohibited
LakevilleN/A23%Prohibited
LeicesterN/A23%Prohibited
LunenburgN/A23%Prohibited
NantucketN/A23%Prohibited
HolbrookN/A23%Prohibited
NorwellN/A23%Prohibited
WinchendonN/A23%Prohibited
HansonN/A23%Prohibited
MaynardN/A23%Prohibited
AcushnetN/A23%Prohibited
HullN/A23%Prohibited
SouthboroughN/A23%Prohibited
LittletonN/A23%Prohibited
BrewsterN/A23%Prohibited
WareN/A23%Prohibited
MiddletonN/A23%Prohibited
SouthwickN/A23%Prohibited
SturbridgeN/A23%Prohibited
TownsendN/A23%Prohibited
SuttonN/A23%Prohibited
FreetownN/A23%Prohibited
BlackstoneN/A23%Prohibited
SalisburyN/A23%Prohibited
PlainvilleN/A23%Prohibited
MonsonN/A23%Prohibited
DouglasN/A23%Prohibited
GeorgetownN/A23%Prohibited
RutlandN/A23%Prohibited
CohassetN/A23%Prohibited
MontagueN/A23%Prohibited
BoxfordN/A23%Prohibited
MillisN/A23%Prohibited
AdamsN/A23%Prohibited
TempletonN/A23%Prohibited
AyerN/A23%Prohibited
SterlingN/A23%Prohibited
LancasterN/A23%Prohibited
HamiltonN/A23%Prohibited
West BoylstonN/A23%Prohibited
UptonN/A23%Prohibited
HalifaxN/A23%Prohibited
WilliamstownN/A23%Prohibited
OrangeN/A23%Prohibited
WestminsterN/A23%Prohibited
ShirleyN/A23%Prohibited
DightonN/A23%Prohibited
RockportN/A23%Prohibited
West BridgewaterN/A23%Prohibited
StowN/A23%Prohibited
NewburyN/A23%Prohibited
Great BarringtonN/A23%Prohibited
MerrimacN/A23%Prohibited
GrovelandN/A23%Prohibited
LincolnN/A23%Prohibited
BerkleyN/A23%Prohibited
DaltonN/A23%Prohibited
HarvardN/A23%Prohibited
TopsfieldN/A23%Prohibited
GranbyN/A23%Prohibited
RowleyN/A23%Prohibited
MattapoisettN/A23%Prohibited
AshburnhamN/A23%Prohibited
ChathamN/A23%Prohibited
SouthamptonN/A23%Prohibited
MendonN/A23%Prohibited
DoverN/A23%Prohibited
HopedaleN/A23%Prohibited
OrleansN/A23%Prohibited
BoxboroughN/A23%Prohibited
LeeN/A23%Prohibited
BarreN/A23%Prohibited
RochesterN/A23%Prohibited
Manchester-by-the-SeaN/A23%Prohibited
HadleyN/A23%Prohibited
BoltonN/A23%Prohibited
WarrenN/A23%Prohibited
WenhamN/A23%Prohibited
HampdenN/A23%Prohibited
CarlisleN/A23%Prohibited
MarionN/A23%Prohibited
DeerfieldN/A23%Prohibited
LenoxN/A23%Prohibited
EasthamN/A23%Prohibited
PaxtonN/A23%Prohibited
North BrookfieldN/A23%Prohibited
Oak BluffsN/A23%Prohibited
HubbardstonN/A23%Prohibited
West Newbury and BoylstonN/A23%Prohibited
AvonN/A23%Prohibited
EdgartownN/A23%Prohibited
SherbornN/A23%Prohibited
TisburyN/A23%Prohibited
West BrookfieldN/A23%Prohibited
BrimfieldN/A23%Prohibited
EssexN/A23%Prohibited
SunderlandN/A23%Prohibited
NahantN/A23%Prohibited
WellfleetN/A23%Prohibited
PrincetonN/A23%Prohibited
BrookfieldN/A23%Prohibited
DunstableN/A23%Prohibited
HatfieldN/A23%Prohibited
MillvilleN/A23%Prohibited
AshbyN/A23%Prohibited
CheshireN/A23%Prohibited
SheffieldN/A23%Prohibited
BerlinN/A23%Prohibited
HardwickN/A23%Prohibited
LanesboroughN/A23%Prohibited

Best Auto Loans for Bad Credit in Massachusetts 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Massachusetts

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Massachusetts

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Massachusetts

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Massachusetts

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Massachusetts

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Massachusetts

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $45,000

Min Credit Score

0

APR

From 0.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $35,000

Min Credit Score

0

APR

From 1.99%

Licensed in Massachusetts

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Massachusetts

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Massachusetts

Yes

Best Auto Loans for Good Credit in Massachusetts 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Massachusetts

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Massachusetts

Yes

Amount

$5,000-$100,000

Min Credit Score

660

APR

4.99% to 9.19%

Licensed in Massachusetts

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Massachusetts

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Massachusetts

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Massachusetts

Yes

Amount

$3,000 - $100,000

Min Credit Score

650

APR

From 3.12%

Licensed in Massachusetts

Yes

Amount

$5,000 - $100,000

Min Credit Score

640

APR

From 3.54%

Licensed in Massachusetts

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Massachusetts

Yes

Amount

$5,000 - $100,000

Min Credit Score

600

APR

3.54% - 10.24%

Licensed in Massachusetts

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Massachusetts

Yes

FHA Loans in Massachusetts

Massachusetts has 14 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Berkshire County to a high of $1,472,550 for a 4-bedroom unit in Dukes County.

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Barnstable County$471,500$906,750
Berkshire County$331,760$638,100
Bristol County$460,000$884,600
Dukes County$765,600$1,472,550
Essex County$690,000$1,326,950
Franklin County$331,760$638,100
Hampden County$331,760$638,100
Hampshire County$331,760$638,100
Middlesex County$690,000$1,326,950
Nantucket County$765,600$1,472,550
Norfolk County$690,000$1,326,950
Plymouth County$690,000$1,326,950
Suffolk County$690,000$1,326,950
Worcester County$339,250$652,400

Business Loans in Massachusetts

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Massachusetts

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Massachusetts

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Massachusetts

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Massachusetts

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Massachusetts

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Massachusetts

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Massachusetts

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Massachusetts

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Massachusetts

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Massachusetts

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Massachusetts

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Massachusetts

Yes

All Licensed Credit Unions in Massachusetts

NameCitySize (Millions)Members
DIGITAL FEDERAL CREDIT UNIONMarlborough$4,231.08350504
ROCKLAND FEDERAL CREDIT UNIONRockland$1,084.81150108
HARBORONE CREDIT UNIONBrockton$1,867.07140981
METRO CREDIT UNIONChelsea$957.92138486
GREYLOCK FEDERAL CREDIT UNIONPittsfield$1,183.9970843
WORKERS’ CREDIT UNIONFitchburg$830.6168357
FIRST CITIZENS’ FEDERAL CREDIT UNIONFairhaven$561.9758085
JEANNE D’ARC CREDIT UNIONLowell$922.2157639
ST. ANNE’S OF FALL RIVER CREDIT UNIONFall River$778.0557288
WEBSTER FIRST FEDERAL CREDIT UNIONWorcester$621.1956877
LEOMINSTER CREDIT UNIONLeominster$614.4649665
MILLBURY FEDERAL CREDIT UNIONMillbury$282.2947869
CRESCENT CREDIT UNIONBrockton$405.1545959
HANSCOM FEDERAL CREDIT UNIONHanscom Afb$951.9945841
ST. MARY’S CREDIT UNIONMarlborough$593.7944856
MERRIMACK VALLEY FEDERAL CREDIT UNIONLawrence$441.1043041
RTN FEDERAL CREDIT UNIONWaltham$719.1937030
HARVARD UNIVERSITY EMPLOYEES CREDIT UNIONCambridge$384.6830688
DIRECT FEDERAL CREDIT UNIONNeedham$473.7530251
BRIDGEWATER CREDIT UNIONBridgewater$329.5429412
SHARON CREDIT UNIONSharon$431.5928840
CENTRAL ONE FEDERAL CREDIT UNIONShrewsbury$348.6228374
QUINCY CREDIT UNIONQuincy$413.5927722
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNIONCambridge$320.0627590
UMASSFIVE COLLEGE FEDERAL CREDIT UNIONHadley$350.4127365
FREEDOM CREDIT UNIONSpringfield$484.7027123
TREMONT CREDIT UNIONBraintree$164.5726102
NO. MASS. TEL WORKERS COMMUNITY CREDIT UNIONLowell$527.9225491
LIBERTY BAY CREDIT UNIONBraintree$644.7025128
I-C FEDERAL CREDIT UNIONFitchburg$440.8220860
GFA FEDERAL CREDIT UNIONGardner$345.0820053
CITY OF BOSTON CREDIT UNIONBoston$284.6119329
COMMUNITY CREDIT UNION OF LYNNLynn$134.4218657
POLISH NATIONAL CREDIT UNIONChicopee$412.3517967
FALL RIVER MUNICIPAL CREDIT UNIONFall River$223.4316554
MASS BAY CREDIT UNIONBoston$188.6016417
STCU CREDIT UNIONSpringfield$112.4916096
HOLYOKE CREDIT UNIONHolyoke$139.7715374
SOUTHBRIDGE CREDIT UNIONSouthbridge$185.8615241
ST. JEAN’S CREDIT UNIONLynn$140.8014585
NEW BEDFORD CREDIT UNIONNew Bedford$121.3014121
ALDEN CREDIT UNIONChicopee$83.4014105
SOMERSET FEDERAL CREDIT UNIONSomerset$143.5613118
MASSACHUSETTS STATE EMPLOYEES CREDIT UNIONBoston$67.3512224
TAUNTON FEDERAL CREDIT UNIONTaunton$131.9511766
MASSMUTUAL FEDERAL CREDIT UNIONSpringfield$209.6111730
MEDICAL AREA FEDERAL CREDIT UNIONBrookline$70.4411112
GREATER SPRINGFIELD CREDIT UNIONSpringfield$129.9311009
GRAFTON SUBURBAN CREDIT UNIONGrafton$122.6510867
NESC FEDERAL CREDIT UNIONMethuen$71.4910008
MEMBERS PLUS CREDIT UNIONMedford$217.929983
CAMBRIDGE PORTUGUESE CREDIT UNIONSomerville$94.869962
SOUTHERN MASS CREDIT UNIONFairhaven$191.239908
METROWEST COMMUNITY FEDERAL CREDIT UNIONFramingham$96.568757
WORCESTER CREDIT UNIONWorcester$81.108430
FIRST PRIORITY CREDIT UNIONBoston$121.928409
SHREWSBURY FEDERAL CREDIT UNIONShrewsbury$109.888393
ATHOL CREDIT UNIONAthol$80.626748
NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNIONArlington$54.726741
FRANKLIN FIRST FEDERAL CREDIT UNIONGreenfield$53.156689
RIVER WORKS CREDIT UNIONLynn$85.816643
WESTPORT FEDERAL CREDIT UNIONWestport$49.906511
SJB FEDERAL CREDIT UNIONFall River$25.026402
BROTHERHOOD CREDIT UNIONLynn$109.516203
LUSO-AMERICAN CREDIT UNIONPeabody$71.266139
LUSO FEDERAL CREDIT UNIONLudlow$155.066135
ALPHA CREDIT UNIONBoston$26.956008
BOSTON FIREFIGHTERS CREDIT UNIONBoston$173.575908
PIONEER VALLEY FEDERAL CREDIT UNIONSpringfield$38.565668
ENERGY CREDIT UNIONBoston$91.655242
HINGHAM FEDERAL CREDIT UNIONHingham$46.155231
SOUTHCOAST HEALTH SYSTEM FEDERAL CREDIT UNIONNew Bedford$42.055018
NOTRE DAME COMMUNITY FEDERAL CREDIT UNIONFall River$46.854778
PREMIER SOURCE CREDIT UNIONEast Longmeadow$37.604747
VALLEYSTONE CREDIT UNIONWilbraham$65.134721
EVERETT CREDIT UNIONEverett$46.224624
WOBURN MUNICIPAL FEDERAL CREDIT UNIONWoburn$39.263959
CHICOPEE MUNICIPAL EMPLOYEES CREDIT UNIONChicopee$45.413958
NORTHEASTERN UNIVERSITY FEDERAL CREDIT UNIONBoston$33.313948
TEWKSBURY FEDERAL CREDIT UNIONTewksbury$47.213888
ALLCOM CREDIT UNIONWorcester$56.693883
SANTO CHRISTO FEDERAL CREDIT UNIONFall River$9.673773
PLYMOUTH COUNTY TEACHERS FEDERAL CREDIT UNIONWareham$40.753633
SEAPORT CREDIT UNIONSalem$58.613390
WEST SPRINGFIELD FEDERAL CREDIT UNIONWest Springfield$25.233344
LANDMARK CREDIT UNIONNorth Adams$29.823228
STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONStoneham$26.613183
CHADWICK FEDERAL CREDIT UNIONWalpole$20.933105
GOLDMARK FEDERAL CREDIT UNIONAttleboro$27.263085
ST. MICHAELS FALL RIVER FEDERAL CREDIT UNIONFall River$29.892969
TOUCHSTONE FEDERAL CREDIT UNIONWilmington$19.162882
ACUSHNET FEDERAL CREDIT UNIONAcushnet$17.722835
BROOKLINE MUNICIPAL CREDIT UNIONBrookline$39.572834
WELLESLEY MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONWellesley$26.002746
SOMERVILLE MUNICIPAL FEDERAL CREDIT UNIONSomerville$36.822739
BERKSHIRE FEDERAL CREDIT UNIONPittsfield$13.402568
MYCOM FEDERAL CREDIT UNIONPittsfield$15.402527
W-G FEDERAL CREDIT UNIONWorcester$11.122526
COMMONWEALTH UTILITIES EMPLOYEES CREDIT UNIONMarion$43.112524
METHUEN MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONMethuen$18.232440
ANDOVER FEDERAL CREDIT UNIONAndover$21.312415
NORFOLK COMMUNITY FEDERAL CREDIT UNIONNorfolk$11.692371
HTM CREDIT UNIONHaverhill$16.552349
CAMBRIDGE TEACHERS FEDERAL CREDIT UNIONCambridge$29.672348
DELTA WYE FEDERAL CREDIT UNIONBoston$8.322321
ST. DOMINICS FEDERAL CREDIT UNIONSwansea$26.582297
M/A-COM FEDERAL CREDIT UNIONLowell$14.222289
LEOMINSTER EMPLOYEES FEDERAL CREDIT UNIONLeominster$13.682286
ST. ANNE CREDIT UNIONNew Bedford$16.572278
CREDIT UNION OF THE BERKSHIRESPittsfield$23.092264
PEABODY MUNICIPAL FEDERAL CREDIT UNIONPeabody$22.052235
INDUSTRIAL CREDIT UNIONBoston$163.342213
MALDEN CITY EMPLOYEES CREDIT UNIONMalden$12.062196
OUR LADY OF THE ANGELS FEDERAL CREDIT UNIONFall River$2.802112
WEMELCO CREDIT UNIONSpringfield$30.562090
BEVERLY MUNICIPAL FEDERAL CREDIT UNIONBeverly$10.442067
CHELSEA EMPLOYEES FEDERAL CREDIT UNIONChelsea$10.371994
RAH FEDERAL CREDIT UNIONRandolph$13.751986
REVERE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONRevere$8.691970
ST. ANTHONY OF PADUA FEDERAL CREDIT UNIONFall River$21.531958
MELROSE SCHOOL & MUNICIPAL EMPLOYEE FEDERAL CREDIT UNIONMelrose$10.841915
WORCESTER POSTAL CREDIT UNIONWorcester$10.161907
CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONCambridge$8.021906
SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNIONSomerville$26.411900
MASSACHUSETTS POSTAL EMPLOYEES CREDIT UNIONLynn$18.201885
BROCKTON POSTAL EMPLOYEES CREDIT UNIONBrockton$10.321865
HAVERHILL FIRE DEPARTMENT CREDIT UNIONHaverhill$19.081860
LYNN FIREMENS FEDERAL CREDIT UNIONLynn$12.381854
MALDEN TEACHERS FEDERAL CREDIT UNIONMalden$22.701847
ST. VINCENT HOSPITAL CREDIT UNIONWorcester$10.801804
ATTLEBORO M E FEDERAL CREDIT UNIONAttleboro$14.941764
LEXINGTON MA FEDERAL CREDIT UNIONLexington$8.401697
LOWELL FIREFIGHTERS CREDIT UNIONLowell$15.521678
GREATER SALEM EMPLOYEES FEDERAL CREDIT UNIONSalem$10.951677
C U OF PROVIDENCE SYSTEMS FEDERAL CREDIT UNIONSpringfield$6.271656
FILENE FEDERAL CREDIT UNIONBoston$19.531633
STURDY CREDIT UNIONAttleboro$7.181624
ARLINGTON MUNICIPAL FEDERAL CREDIT UNIONArlington$10.751597
600 ATLANTIC FEDERAL CREDIT UNIONBoston$22.931554
MORTON FEDERAL CREDIT UNIONTaunton$9.671550
BURLINGTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONBurlington$8.271482
WORCESTER FIRE DEPT. CREDIT UNIONWorcester$35.661438
OCEAN SPRAY EMPLOYEES FEDERAL CREDIT UNIONLakeville$11.531405
LOCAL #170 TEAMSTERS FEDERAL CREDIT UNIONWorcester$12.661389
MARBLEHEAD MUNICIPAL FEDERAL CREDIT UNIONMarblehead$7.781380
BILLERICA MUNICIPAL EMPLOYEES CREDIT UNIONBillerica$12.511336
HOUGHTON MIFFLIN HARCOURT EMPLOYEES FEDERAL CREDIT UNIONWilmington$6.591332
ST. ANTHONY OF NEW BEDFORD FEDERAL CREDIT UNIONNew Bedford$9.021329
LOUISE E. MILLS FEDERAL CREDIT UNIONMerrimac$7.951300
GARMENT WORKERS FEDERAL CREDIT UNIONFall River$2.891266
DEDHAM TOWN EMPLOYEES FEDERAL CREDIT UNIONDedham$7.051195
DANVERS MUNICIPAL FEDERAL CREDIT UNIONDanvers$7.011153
NORTH SHORE MANUFACTURERS FEDERAL CREDIT UNIONBeverly$5.441142
TAUPA LITHUANIAN FEDERAL CREDIT UNIONBoston$19.881117
NEWTON MUNICIPAL CREDIT UNIONNewton$10.891116
HOLY FAMILY HOSPITAL EMPLOYEES FEDERAL CREDIT UNIONMethuen$3.331115
LYNN POLICE CREDIT UNIONLynn$12.451077
LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONLowell$4.061061
FIRST CHOICE CREDIT UNIONLawrence$7.681021
HUDSON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONHudson$6.621013
MERRIMACK COLLEGE FEDERAL CREDIT UNIONNorth Andover$6.951013
CABOT BOSTON CREDIT UNIONBoston$7.51999
MIDDLESEX-ESSEX POSTAL EMPLOYEES FEDERAL CREDIT UNIONNorth Reading$4.93968
WORCESTER POLICE DEPARTMENT CREDIT UNIONWorcester$13.33958
WALTHAM MUNICIPAL EMPLOYEES CREDIT UNIONWaltham$7.92953
OUR LADY OF HEALTH FEDERAL CREDIT UNIONFall River$4.26923
CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNIONCambridge$9.52920
WATERTOWN MUNICIPAL CREDIT UNIONWatertown$11.47906
LYNN TEACHERS CREDIT UNIONLynn$4.04898
NORTHAMPTON V.A.F. FEDERAL CREDIT UNIONNatick$7.47885
MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONMedford$5.79869
NORWOOD TOWN EMPLOYEES FEDERAL CREDIT UNIONNorwood$3.80823
BEDFORD VA FEDERAL CREDIT UNIONBedford$3.30801
IMMACULATE CONCEPTION FALL RIVER FEDERAL CREDIT UNIONFall River$1.97762
NORTH ANDOVER MUNICIPAL FEDERAL CREDIT UNIONNorth Andover$2.35741
WAKEFIELD TOWN EMPLOYEES FEDERAL CREDIT UNIONWakefield$3.04725
READING MASS. TOWN EMPLOYEES FEDERAL CREDIT UNIONReading$6.94723
HEALTH ALLIANCE FEDERAL CREDIT UNIONSomerville$2.51690
STOUGHTON TOWN EMPLOYEES FEDERAL CREDIT UNIONStoughton$3.06659
NORTH ADAMS M E FEDERAL CREDIT UNIONNorth Adams$1.90650
LINCOLN SUDBURY TOWN EMPLOYEE FEDERAL CREDIT UNIONSudbury$5.18642
WILLIAMS COLLEGE EMPLOYEES FEDERAL CREDIT UNIONWilliamstown$1.60606
GLOUCESTER MUNICIPAL CREDIT UNIONGloucester$1.70577
WINCHESTER FEDERAL CREDIT UNIONWinchester$2.29562
M.O.S.E.S. FEDERAL CREDIT UNIONNorth Reading$1.76476
MANCHESTER FEDERAL CREDIT UNIONManchester$1.64468
NORFOLK COUNTY EMPLOYEES FEDERAL CREDIT UNIONDedham$0.89455
NEWTON TEACHERS CREDIT UNIONNewton$2.62438
BOSTON CUSTOMS FEDERAL CREDIT UNIONBoston$3.10436
FENWAL CREDIT UNIONAshland$1.81424
LYNN MUNICIPAL EMPLOYEES CREDIT UNIONLynn$2.17400
BELMONT MUNICIPAL FEDERAL CREDIT UNIONBelmont$2.86390
MESSIAH BAPTIST-JUBILEE FEDERAL CREDIT UNIONBrockton$0.60376
SYMPHONY FEDERAL CREDIT UNIONBoston$5.44370
SAVAGE ARMS EMPLOYEES CREDIT UNIONWestfield$1.13365
GORTON’S OF GLOUCESTER EMPLOYEES FEDERAL CREDIT UNIONGloucester$0.98345
NEW ENGLAND LEE FEDERAL CREDIT UNIONBoston$3.79341
SALEM ITALIAN-AMERICAN CREDIT UNIONSalem$1.12319
ARLINGTON K OF C 109 FEDERAL CREDIT UNIONArlington$0.78318
SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNIONSomerville$6.35317
W.H. NICHOLS EMPLOYEES FEDERAL CREDIT UNIONHarvard$1.09307
HOLYOKE POSTAL CREDIT UNIONHolyoke$4.22299
SPRINGFIELD STREET RAILWAY EMP. CREDIT UNIONSpringfield$1.50272
HURLBUT EMPLOYEES FEDERAL CREDIT UNIONLee$1.34221
REVERE FIREFIGHTERS CREDIT UNIONRevere$5.68190
ONE TWENTY CREDIT UNIONBoston$0.31136
LAWRENCE POSTAL EMPLOYEES CREDIT UNIONLawrence$0.45125
GLOUCESTER FIRE DEPARTMENT CREDIT UNIONGloucester$0.52102
ARTMET FEDERAL CREDIT UNIONWaltham$1.0180
PRESSERS UNION LOCAL 12 ILGWU CREDIT UNIONBoston$0.1044

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