Loans By State

Best Loans for Good and Bad Credit Oregon, Payday Loans, Auto Title Loans 2020

EPF Last Update: June 7, 2020
View All Studies

Best Personal Loans for Bad Credit in Oregon 2020

Amount

$500 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Oregon

Not a direct lender

Amount

$100 - $10,000

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 60 Months

Licensed in Oregon

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Oregon

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Oregon

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Not a direct lender

Best Good Credit Loans in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

7.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in Oregon

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

7.99% - 35.97%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in Oregon

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 - 5 Years

Licensed in Oregon

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in Oregon

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in Oregon

Yes

You can also check out our full list of recommended lenders.

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Payday Loan Laws in Oregon 2020

Maximum Loan Amount: $50,000

Minimum Loan Term: 31 days

Maximum Loan Term: 60 days

Maximum APR: 154%

Rollovers: Prohibited

Payday Loan Laws in Oregon by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oregon.

We haven’t found a significant difference between the payday loan laws in Oregon. If you are with bad credit, here are the laws in Oregon by country.

CityAmount AllowedAPR AllowedStatus
Portland$50,000154%Legal
Salem$50,000154%Legal
Eugene$50,000154%Legal
Gresham$50,000154%Legal
Hillsboro$50,000154%Legal
Beaverton$50,000154%Legal
Bend$50,000154%Legal
Medford$50,000154%Legal
Springfield$50,000154%Legal
Corvallis$50,000154%Legal
Aloha$50,000154%Legal
Albany$50,000154%Legal
Tigard$50,000154%Legal
Lake Oswego$50,000154%Legal
Keizer$50,000154%Legal
Grants Pass$50,000154%Legal
Oregon City$50,000154%Legal
McMinnville$50,000154%Legal
Redmond$50,000154%Legal
Tualatin$50,000154%Legal
West Linn$50,000154%Legal
Woodburn$50,000154%Legal
Bethany$50,000154%Legal
Forest Grove$50,000154%Legal
Wilsonville$50,000154%Legal
Newberg$50,000154%Legal
Roseburg$50,000154%Legal
Hayesville$50,000154%Legal
Klamath Falls$50,000154%Legal
Milwaukie$50,000154%Legal
Ashland$50,000154%Legal
Happy Valley$50,000154%Legal
Sherwood$50,000154%Legal
Altamont$50,000154%Legal
Central Point$50,000154%Legal
Cedar Mill$50,000154%Legal
Canby$50,000154%Legal
Hermiston$50,000154%Legal
Oak Grove$50,000154%Legal
Pendleton$50,000154%Legal
Lebanon$50,000154%Legal
Troutdale$50,000154%Legal
Coos Bay$50,000154%Legal
Four Corners$50,000154%Legal
Dallas$50,000154%Legal
The Dalles$50,000154%Legal
Oatfield$50,000154%Legal
St. Helens$50,000154%Legal
La Grande$50,000154%Legal
Cornelius$50,000154%Legal
Gladstone$50,000154%Legal
Damascus$50,000154%Legal
Oak Hills$50,000154%Legal
Ontario$50,000154%Legal
Sandy$50,000154%Legal
Newport$50,000154%Legal
Monmouth$50,000154%Legal
Cottage Grove$50,000154%Legal
Silverton$50,000154%Legal
Rockcreek$50,000154%Legal
Prineville$50,000154%Legal
Astoria$50,000154%Legal
Baker City$50,000154%Legal
North Bend$50,000154%Legal
Bull Mountain$50,000154%Legal
Independence$50,000154%Legal
Sweet Home$50,000154%Legal
Fairview$50,000154%Legal
Molalla$50,000154%Legal
Eagle Point$50,000154%Legal
White City$50,000154%Legal
Florence$50,000154%Legal
Lincoln City$50,000154%Legal
Cedar Hills$50,000154%Legal
West Haven-Sylvan$50,000154%Legal
Jennings Lodge$50,000154%Legal
Stayton$50,000154%Legal
Sutherlin$50,000154%Legal
Green$50,000154%Legal
Hood River$50,000154%Legal
West Slope$50,000154%Legal
Scappoose$50,000154%Legal
Umatilla$50,000154%Legal
Milton-Freewater$50,000154%Legal
Madras$50,000154%Legal
Garden Home-Whitford$50,000154%Legal
Seaside$50,000154%Legal
Talent$50,000154%Legal
Brookings$50,000154%Legal
Sheridan$50,000154%Legal
Junction City$50,000154%Legal
Raleigh Hills$50,000154%Legal
Deschutes River Woods$50,000154%Legal
Warrenton$50,000154%Legal
Winston$50,000154%Legal
Creswell$50,000154%Legal
Roseburg North$50,000154%Legal
Tillamook$50,000154%Legal
Veneta$50,000154%Legal
Philomath$50,000154%Legal
Mount Hood Village$50,000154%Legal
Phoenix$50,000154%Legal
Beavercreek$50,000154%Legal
Lafayette$50,000154%Legal
Tri-City$50,000154%Legal
Reedsport$50,000154%Legal
Aumsville$50,000154%Legal
Crooked River Ranch$50,000154%Legal
Wood Village$50,000154%Legal
Coquille$50,000154%Legal
King City$50,000154%Legal
Harrisburg$50,000154%Legal
Three Rivers$50,000154%Legal
Toledo$50,000154%Legal
Mount Angel$50,000154%Legal
Metzger$50,000154%Legal
Myrtle Creek$50,000154%Legal
Hubbard$50,000154%Legal
Boardman$50,000154%Legal
Warm Springs$50,000154%Legal
Estacada and Jefferson$50,000154%Legal
Oakridge$50,000154%Legal
Dundee$50,000154%Legal
Nyssa$50,000154%Legal
Bandon$50,000154%Legal
Shady Cove$50,000154%Legal

Best Auto Loans for Bad Credit in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oregon

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oregon

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oregon

Yes

Amount

$1,000 - $45,000

Min Credit Score

0

APR

From 0.99%

Licensed in Oregon

Yes

Amount

$1,000 - $35,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oregon

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oregon

Yes

Best Auto Loans for Good Credit in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oregon

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oregon

Yes

Amount

$5,000-$100,000

Min Credit Score

660

APR

4.99% to 9.19%

Licensed in Oregon

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oregon

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oregon

Yes

Amount

$3,000 - $100,000

Min Credit Score

650

APR

From 3.12%

Licensed in Oregon

Yes

Amount

$5,000 - $100,000

Min Credit Score

640

APR

From 3.54%

Licensed in Oregon

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oregon

Yes

Amount

$5,000 - $100,000

Min Credit Score

600

APR

3.54% - 10.24%

Licensed in Oregon

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oregon

Yes

FHA Loans in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Baker County to a high of $944,350 for a 4-bedroom unit in Clackamas County.

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Baker County$331,760$638,100
Benton County$402,500$774,050
Clackamas County$491,050$944,350
Clatsop County$345,000$663,450
Columbia County$491,050$944,350
Coos County$331,760$638,100
Crook County$331,760$638,100
Curry County$331,760$638,100
Deschutes County$431,250$829,350
Douglas County$331,760$638,100
Gilliam County$331,760$638,100
Grant County$331,760$638,100
Harney County$331,760$638,100
Hood River County$477,250$917,800
Jackson County$333,500$641,350
Jefferson County$331,760$638,100
Josephine County$331,760$638,100
Klamath County$331,760$638,100
Lake County$331,760$638,100
Lane County$331,760$638,100
Lincoln County$331,760$638,100
Linn County$331,760$638,100
Malheur County$331,760$638,100
Marion County$342,700$659,050
Morrow County$331,760$638,100
Multnomah County$491,050$944,350
Polk County$342,700$659,050
Sherman County$331,760$638,100
Tillamook County$331,760$638,100
Umatilla County$331,760$638,100
Union County$331,760$638,100
Wallowa County$331,760$638,100
Wasco County$331,760$638,100
Washington County$491,050$944,350
Wheeler County$331,760$638,100
Yamhill County$491,050$944,350

Business Loans in Oregon

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Oregon

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Oregon

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Oregon

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Oregon

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Oregon

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Oregon

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

All Licensed Credit Unions in Oregon

NameCitySize (Millions)Members
ONPOINT COMMUNITY CREDIT UNIONPortland$3,031.05230748
OREGON COMMUNITY CREDIT UNIONEugene$1,038.93103004
SELCO COMMUNITY CREDIT UNIONEugene$917.9880446
UNITUS COMMUNITY CREDIT UNIONPortland$851.8277052
NORTHWEST COMMUNITY CREDIT UNIONEugene$688.1172926
FIRST COMMUNITY CREDIT UNIONCoquille$709.2771660
O.S.U. FEDERAL CREDIT UNIONCorvallis$730.7369079
RIVERMARK COMMUNITY CREDIT UNIONBeaverton$532.8262122
ROGUE FEDERAL CREDIT UNIONMedford$541.5252732
ADVANTIS CREDIT UNIONPortland$864.5345874
MARION AND POLK SCHOOLS CREDIT UNIONSalem$410.3941590
CLACKAMAS COMMUNITY FEDERAL CREDIT UNIONOregon City$216.1326943
CHETCO FEDERAL CREDIT UNIONHarbor$291.9125640
OREGONIANS FEDERAL CREDIT UNIONMilwaukie$282.9824738
CENTRAL WILLAMETTE COMMUNITY CREDIT UNIONAlbany$207.8324054
MID OREGON FEDERAL CREDIT UNIONBend$149.3820943
NW PRIORITY CREDIT UNIONPortland$227.8416808
PACIFIC N W FEDERAL CREDIT UNIONPortland$132.0816583
TLC FEDERAL CREDIT UNIONTillamook$111.4116244
WAUNA FEDERAL CREDIT UNIONClatskanie$137.1916225
ST. HELENS COMMUNITY FEDERAL CREDIT UNIONSt Helens$160.0415006
PACIFIC CREST FEDERAL CREDIT UNIONKlamath Falls$124.7513026
PROVIDENCE FEDERAL CREDIT UNIONMilwaukie$111.1712907
CASCADE COMMUNITY FEDERAL CREDIT UNIONRoseburg$141.6612695
IBEW & UNITED WORKERS FEDERAL CREDIT UNIONPortland$67.0212641
LINN – CO FEDERAL CREDIT UNIONLebanon$66.3812054
CONSOLIDATED FEDERAL CREDIT UNIONPortland$169.3611192
PACIFIC CASCADE FEDERAL CREDIT UNIONEugene$88.1210814
POINT WEST CREDIT UNIONPortland$85.2110040
MALHEUR FEDERAL CREDIT UNIONOntario$76.129801
OLD WEST FEDERAL CREDIT UNIONJohn Day$116.299426
OREGON EMPLOYEES FEDERAL CREDIT UNIONSalem$94.329033
NW PREFERRED FEDERAL CREDIT UNIONTigard$110.338572
TEAMSTERS COUNCIL #37 FEDERAL CREDIT UNIONPortland$51.178158
UNITED ADVANTAGE NW FEDERAL CREDIT UNIONPortland$37.497971
FRED MEYER EMPLOYEES FEDERAL CREDIT UNIONPortland$45.907603
USAGENCIES CREDIT UNIONPortland$68.307127
FOREST PARK FEDERAL CREDIT UNIONPortland$40.286881
NORTHWEST RESOURCE FEDERAL CREDIT UNIONPortland$89.466146
KAIPERM NORTHWEST FEDERAL CREDIT UNIONPortland$58.325036
KLAMATH PUBLIC EMPLOYEES FEDERAL CREDIT UNIONKlamath Falls$30.334734
PACIFIC NORTHWEST IRONWORKERS FEDERAL CREDIT UNIONPortland$9.274683
CASTPARTS EMPLOYEES FEDERAL CREDIT UNIONPortland$42.654439
NORTHWEST ADVENTIST FEDERAL CREDIT UNIONPortland$24.714336
VALLEY CREDIT UNIONSalem$58.224311
LEGACY FEDERAL CREDIT UNIONPortland$40.424133
CUTTING EDGE FEDERAL CREDIT UNIONMilwaukie$37.523745
FOOD INDUSTRIES CREDIT UNIONEugene$25.603625
CASCADE CENTRAL CREDIT UNIONHood River$42.233597
UFCW NORTHWEST FEDERAL CREDIT UNIONPortland$23.623530
GREATER OREGON FEDERAL CREDIT UNIONBurns$35.203395
IBEW/SJ CASCADE FEDERAL CREDIT UNIONSalem$10.012952
UMATILLA COUNTY FEDERAL CREDIT UNIONPendleton$39.612875
OREGON PIONEER FEDERAL CREDIT UNIONPortland$24.332835
UNION-WALLOWA-BAKER FEDERAL CREDIT UNIONLa Grande$23.522830
PORTLAND LOCAL NO 8 FEDERAL CREDIT UNIONPortland$32.812775
BENTON COUNTY SCHOOLS CREDIT UNIONCorvallis$37.082384
LANECO FEDERAL CREDIT UNIONEugene$16.952381
REGISTER GUARD EMPLOYEES FEDERAL CREDIT UNIONSpringfield$20.502359
BI-MART FEDERAL CREDIT UNIONEugene$6.672309
SUNSET SCIENCE PARK FEDERAL CREDIT UNIONPortland$34.202136
AMERICA’S BEST COMMUNITY FEDERAL CREDIT UNIONHermiston$5.102036
EWEB EMPLOYEES FEDERAL CREDIT UNIONEugene$19.981756
COOS EDUCATORS’ FEDERAL CREDIT UNIONCoos Bay$14.081557
BLUE CROSS BLUE SHIELD FEDERAL CREDIT UNIONPortland$6.631494
SOUTH COAST ILWU FEDERAL CREDIT UNIONNorth Bend$13.911261
MCKENZIE VALLEY FEDERAL CREDIT UNIONSpringfield$3.791168
PINE CREEK FEDERAL CREDIT UNIONWeston$4.311004
PACIFIC SPRUCE FEDERAL CREDIT UNIONToledo$3.34990
RIVERGATE FEDERAL CREDIT UNIONPortland$4.30848
MACHINISTS – BOILERMAKERS FEDERAL CREDIT UNIONGladstone$4.15733
RADIO CAB CREDIT UNIONPortland$3.42373
OPC FEDERAL CREDIT UNIONDurkee$2.49357
NORTHEAST OREGON FEDERAL CREDIT UNIONElgin$0.32281
O A P A FEDERAL CREDIT UNIONPortland$0.2480

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