Loans By State

Best Loans for Good and Bad Credit Oregon, Payday Loans, Auto Title Loans 2020

EPF Last Update: June 7, 2020
View All Studies

Best Personal Loans for Bad Credit in Oregon 2020

Amount

$500 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Oregon

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in Oregon

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Oregon

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Oregon

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Not a direct lender

Best Good Credit Loans in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

7.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in Oregon

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oregon

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oregon

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

7.99% - 35.97%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in Oregon

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 - 5 Years

Licensed in Oregon

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in Oregon

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in Oregon

Yes

You can also check out our full list of recommended lenders.

Shop Around

Our Loan Calculator Will Help You!

Loan Payment Calculator

$

Or

Monthly Payments

$0

Total Principal Paid$0

Total Interest Paid$0

Want this calculator on Your Site? Get it free from us copy the code below

<iframe id="best-loans-or" name="best-loans-or" src="https://www.elitepersonalfinance.com/calculators/loan-payment-calculator-source/" allowtransparency="true" onload="this.style.height=(this.contentDocument.body.scrollHeight+45) +'px';" scrolling="no" style="width:100%;border:none;"></iframe>

Payday Loan Laws in Oregon 2020

Maximum Loan Amount: $50,000

Minimum Loan Term: 31 days

Maximum Loan Term: 60 days

Maximum APR: 154%

Rollovers: Prohibited

Payday Loan Laws in Oregon by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oregon.

We haven’t found a significant difference between the payday loan laws in Oregon. If you are with bad credit, here are the laws in Oregon by country.

City Amount Allowed APR Allowed Status
Portland $50,000 154% Legal
Salem $50,000 154% Legal
Eugene $50,000 154% Legal
Gresham $50,000 154% Legal
Hillsboro $50,000 154% Legal
Beaverton $50,000 154% Legal
Bend $50,000 154% Legal
Medford $50,000 154% Legal
Springfield $50,000 154% Legal
Corvallis $50,000 154% Legal
Aloha $50,000 154% Legal
Albany $50,000 154% Legal
Tigard $50,000 154% Legal
Lake Oswego $50,000 154% Legal
Keizer $50,000 154% Legal
Grants Pass $50,000 154% Legal
Oregon City $50,000 154% Legal
McMinnville $50,000 154% Legal
Redmond $50,000 154% Legal
Tualatin $50,000 154% Legal
West Linn $50,000 154% Legal
Woodburn $50,000 154% Legal
Bethany $50,000 154% Legal
Forest Grove $50,000 154% Legal
Wilsonville $50,000 154% Legal
Newberg $50,000 154% Legal
Roseburg $50,000 154% Legal
Hayesville $50,000 154% Legal
Klamath Falls $50,000 154% Legal
Milwaukie $50,000 154% Legal
Ashland $50,000 154% Legal
Happy Valley $50,000 154% Legal
Sherwood $50,000 154% Legal
Altamont $50,000 154% Legal
Central Point $50,000 154% Legal
Cedar Mill $50,000 154% Legal
Canby $50,000 154% Legal
Hermiston $50,000 154% Legal
Oak Grove $50,000 154% Legal
Pendleton $50,000 154% Legal
Lebanon $50,000 154% Legal
Troutdale $50,000 154% Legal
Coos Bay $50,000 154% Legal
Four Corners $50,000 154% Legal
Dallas $50,000 154% Legal
The Dalles $50,000 154% Legal
Oatfield $50,000 154% Legal
St. Helens $50,000 154% Legal
La Grande $50,000 154% Legal
Cornelius $50,000 154% Legal
Gladstone $50,000 154% Legal
Damascus $50,000 154% Legal
Oak Hills $50,000 154% Legal
Ontario $50,000 154% Legal
Sandy $50,000 154% Legal
Newport $50,000 154% Legal
Monmouth $50,000 154% Legal
Cottage Grove $50,000 154% Legal
Silverton $50,000 154% Legal
Rockcreek $50,000 154% Legal
Prineville $50,000 154% Legal
Astoria $50,000 154% Legal
Baker City $50,000 154% Legal
North Bend $50,000 154% Legal
Bull Mountain $50,000 154% Legal
Independence $50,000 154% Legal
Sweet Home $50,000 154% Legal
Fairview $50,000 154% Legal
Molalla $50,000 154% Legal
Eagle Point $50,000 154% Legal
White City $50,000 154% Legal
Florence $50,000 154% Legal
Lincoln City $50,000 154% Legal
Cedar Hills $50,000 154% Legal
West Haven-Sylvan $50,000 154% Legal
Jennings Lodge $50,000 154% Legal
Stayton $50,000 154% Legal
Sutherlin $50,000 154% Legal
Green $50,000 154% Legal
Hood River $50,000 154% Legal
West Slope $50,000 154% Legal
Scappoose $50,000 154% Legal
Umatilla $50,000 154% Legal
Milton-Freewater $50,000 154% Legal
Madras $50,000 154% Legal
Garden Home-Whitford $50,000 154% Legal
Seaside $50,000 154% Legal
Talent $50,000 154% Legal
Brookings $50,000 154% Legal
Sheridan $50,000 154% Legal
Junction City $50,000 154% Legal
Raleigh Hills $50,000 154% Legal
Deschutes River Woods $50,000 154% Legal
Warrenton $50,000 154% Legal
Winston $50,000 154% Legal
Creswell $50,000 154% Legal
Roseburg North $50,000 154% Legal
Tillamook $50,000 154% Legal
Veneta $50,000 154% Legal
Philomath $50,000 154% Legal
Mount Hood Village $50,000 154% Legal
Phoenix $50,000 154% Legal
Beavercreek $50,000 154% Legal
Lafayette $50,000 154% Legal
Tri-City $50,000 154% Legal
Reedsport $50,000 154% Legal
Aumsville $50,000 154% Legal
Crooked River Ranch $50,000 154% Legal
Wood Village $50,000 154% Legal
Coquille $50,000 154% Legal
King City $50,000 154% Legal
Harrisburg $50,000 154% Legal
Three Rivers $50,000 154% Legal
Toledo $50,000 154% Legal
Mount Angel $50,000 154% Legal
Metzger $50,000 154% Legal
Myrtle Creek $50,000 154% Legal
Hubbard $50,000 154% Legal
Boardman $50,000 154% Legal
Warm Springs $50,000 154% Legal
Estacada and Jefferson $50,000 154% Legal
Oakridge $50,000 154% Legal
Dundee $50,000 154% Legal
Nyssa $50,000 154% Legal
Bandon $50,000 154% Legal
Shady Cove $50,000 154% Legal

Best Auto Loans for Bad Credit in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oregon

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oregon

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oregon

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oregon

Yes

Amount

$1,000 - $45,000

Min Credit Score

0

APR

From 0.99%

Licensed in Oregon

Yes

Amount

$1,000 - $35,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oregon

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oregon

Yes

Best Auto Loans for Good Credit in Oregon 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oregon

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oregon

Yes

Amount

$5,000-$100,000

Min Credit Score

660

APR

4.99% to 9.19%

Licensed in Oregon

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oregon

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oregon

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oregon

Yes

Amount

$3,000 - $100,000

Min Credit Score

650

APR

From 3.12%

Licensed in Oregon

Yes

Amount

$5,000 - $100,000

Min Credit Score

640

APR

From 3.54%

Licensed in Oregon

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oregon

Yes

Amount

$5,000 - $100,000

Min Credit Score

600

APR

3.54% - 10.24%

Licensed in Oregon

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oregon

Yes

FHA Loans in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Baker County to a high of $944,350 for a 4-bedroom unit in Clackamas County.

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Baker County $331,760 $638,100
Benton County $402,500 $774,050
Clackamas County $491,050 $944,350
Clatsop County $345,000 $663,450
Columbia County $491,050 $944,350
Coos County $331,760 $638,100
Crook County $331,760 $638,100
Curry County $331,760 $638,100
Deschutes County $431,250 $829,350
Douglas County $331,760 $638,100
Gilliam County $331,760 $638,100
Grant County $331,760 $638,100
Harney County $331,760 $638,100
Hood River County $477,250 $917,800
Jackson County $333,500 $641,350
Jefferson County $331,760 $638,100
Josephine County $331,760 $638,100
Klamath County $331,760 $638,100
Lake County $331,760 $638,100
Lane County $331,760 $638,100
Lincoln County $331,760 $638,100
Linn County $331,760 $638,100
Malheur County $331,760 $638,100
Marion County $342,700 $659,050
Morrow County $331,760 $638,100
Multnomah County $491,050 $944,350
Polk County $342,700 $659,050
Sherman County $331,760 $638,100
Tillamook County $331,760 $638,100
Umatilla County $331,760 $638,100
Union County $331,760 $638,100
Wallowa County $331,760 $638,100
Wasco County $331,760 $638,100
Washington County $491,050 $944,350
Wheeler County $331,760 $638,100
Yamhill County $491,050 $944,350

Business Loans in Oregon

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Oregon

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Oregon

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Oregon

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Oregon

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Oregon

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Oregon

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Oregon

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Oregon

Yes

All Licensed Credit Unions in Oregon

Name City Size (Millions) Members
ONPOINT COMMUNITY CREDIT UNION Portland $3,031.05 230748
OREGON COMMUNITY CREDIT UNION Eugene $1,038.93 103004
SELCO COMMUNITY CREDIT UNION Eugene $917.98 80446
UNITUS COMMUNITY CREDIT UNION Portland $851.82 77052
NORTHWEST COMMUNITY CREDIT UNION Eugene $688.11 72926
FIRST COMMUNITY CREDIT UNION Coquille $709.27 71660
O.S.U. FEDERAL CREDIT UNION Corvallis $730.73 69079
RIVERMARK COMMUNITY CREDIT UNION Beaverton $532.82 62122
ROGUE FEDERAL CREDIT UNION Medford $541.52 52732
ADVANTIS CREDIT UNION Portland $864.53 45874
MARION AND POLK SCHOOLS CREDIT UNION Salem $410.39 41590
CLACKAMAS COMMUNITY FEDERAL CREDIT UNION Oregon City $216.13 26943
CHETCO FEDERAL CREDIT UNION Harbor $291.91 25640
OREGONIANS FEDERAL CREDIT UNION Milwaukie $282.98 24738
CENTRAL WILLAMETTE COMMUNITY CREDIT UNION Albany $207.83 24054
MID OREGON FEDERAL CREDIT UNION Bend $149.38 20943
NW PRIORITY CREDIT UNION Portland $227.84 16808
PACIFIC N W FEDERAL CREDIT UNION Portland $132.08 16583
TLC FEDERAL CREDIT UNION Tillamook $111.41 16244
WAUNA FEDERAL CREDIT UNION Clatskanie $137.19 16225
ST. HELENS COMMUNITY FEDERAL CREDIT UNION St Helens $160.04 15006
PACIFIC CREST FEDERAL CREDIT UNION Klamath Falls $124.75 13026
PROVIDENCE FEDERAL CREDIT UNION Milwaukie $111.17 12907
CASCADE COMMUNITY FEDERAL CREDIT UNION Roseburg $141.66 12695
IBEW & UNITED WORKERS FEDERAL CREDIT UNION Portland $67.02 12641
LINN – CO FEDERAL CREDIT UNION Lebanon $66.38 12054
CONSOLIDATED FEDERAL CREDIT UNION Portland $169.36 11192
PACIFIC CASCADE FEDERAL CREDIT UNION Eugene $88.12 10814
POINT WEST CREDIT UNION Portland $85.21 10040
MALHEUR FEDERAL CREDIT UNION Ontario $76.12 9801
OLD WEST FEDERAL CREDIT UNION John Day $116.29 9426
OREGON EMPLOYEES FEDERAL CREDIT UNION Salem $94.32 9033
NW PREFERRED FEDERAL CREDIT UNION Tigard $110.33 8572
TEAMSTERS COUNCIL #37 FEDERAL CREDIT UNION Portland $51.17 8158
UNITED ADVANTAGE NW FEDERAL CREDIT UNION Portland $37.49 7971
FRED MEYER EMPLOYEES FEDERAL CREDIT UNION Portland $45.90 7603
USAGENCIES CREDIT UNION Portland $68.30 7127
FOREST PARK FEDERAL CREDIT UNION Portland $40.28 6881
NORTHWEST RESOURCE FEDERAL CREDIT UNION Portland $89.46 6146
KAIPERM NORTHWEST FEDERAL CREDIT UNION Portland $58.32 5036
KLAMATH PUBLIC EMPLOYEES FEDERAL CREDIT UNION Klamath Falls $30.33 4734
PACIFIC NORTHWEST IRONWORKERS FEDERAL CREDIT UNION Portland $9.27 4683
CASTPARTS EMPLOYEES FEDERAL CREDIT UNION Portland $42.65 4439
NORTHWEST ADVENTIST FEDERAL CREDIT UNION Portland $24.71 4336
VALLEY CREDIT UNION Salem $58.22 4311
LEGACY FEDERAL CREDIT UNION Portland $40.42 4133
CUTTING EDGE FEDERAL CREDIT UNION Milwaukie $37.52 3745
FOOD INDUSTRIES CREDIT UNION Eugene $25.60 3625
CASCADE CENTRAL CREDIT UNION Hood River $42.23 3597
UFCW NORTHWEST FEDERAL CREDIT UNION Portland $23.62 3530
GREATER OREGON FEDERAL CREDIT UNION Burns $35.20 3395
IBEW/SJ CASCADE FEDERAL CREDIT UNION Salem $10.01 2952
UMATILLA COUNTY FEDERAL CREDIT UNION Pendleton $39.61 2875
OREGON PIONEER FEDERAL CREDIT UNION Portland $24.33 2835
UNION-WALLOWA-BAKER FEDERAL CREDIT UNION La Grande $23.52 2830
PORTLAND LOCAL NO 8 FEDERAL CREDIT UNION Portland $32.81 2775
BENTON COUNTY SCHOOLS CREDIT UNION Corvallis $37.08 2384
LANECO FEDERAL CREDIT UNION Eugene $16.95 2381
REGISTER GUARD EMPLOYEES FEDERAL CREDIT UNION Springfield $20.50 2359
BI-MART FEDERAL CREDIT UNION Eugene $6.67 2309
SUNSET SCIENCE PARK FEDERAL CREDIT UNION Portland $34.20 2136
AMERICA’S BEST COMMUNITY FEDERAL CREDIT UNION Hermiston $5.10 2036
EWEB EMPLOYEES FEDERAL CREDIT UNION Eugene $19.98 1756
COOS EDUCATORS’ FEDERAL CREDIT UNION Coos Bay $14.08 1557
BLUE CROSS BLUE SHIELD FEDERAL CREDIT UNION Portland $6.63 1494
SOUTH COAST ILWU FEDERAL CREDIT UNION North Bend $13.91 1261
MCKENZIE VALLEY FEDERAL CREDIT UNION Springfield $3.79 1168
PINE CREEK FEDERAL CREDIT UNION Weston $4.31 1004
PACIFIC SPRUCE FEDERAL CREDIT UNION Toledo $3.34 990
RIVERGATE FEDERAL CREDIT UNION Portland $4.30 848
MACHINISTS – BOILERMAKERS FEDERAL CREDIT UNION Gladstone $4.15 733
RADIO CAB CREDIT UNION Portland $3.42 373
OPC FEDERAL CREDIT UNION Durkee $2.49 357
NORTHEAST OREGON FEDERAL CREDIT UNION Elgin $0.32 281
O A P A FEDERAL CREDIT UNION Portland $0.24 80

Elite Personal Finance

Recommended Articles

Debt

Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in Vermont 2020 [sc name="loans_vermont_bad_credit"] Best Good Credit Loans in Vermont 2020 [sc name="loans_vermont_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our Loan Calculator...

Debt

Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in West Virginia 2020 [sc name="loans_west_virginia_bad_credit"] Best Good Credit Loans in West Virginia 2020 [sc name="loans_west_virginia_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our...

AS SEEN ON