Best Personal Loans for Bad and Good Credit in Wyoming, Payday Loan Laws 2021

ElitePersonalFinance
Last Update: September 4, 2021 Loans By State
Best Loans in All States

Best Personal Loans for Bad Credit in Wyoming 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in Wyoming:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in Wyoming:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in Wyoming:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in Wyoming:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in Wyoming:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Wyoming:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in Wyoming:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Wyoming:

Not a direct lender

Best Good Credit Loans in Wyoming 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Wyoming:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Wyoming:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Wyoming:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Wyoming:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Wyoming:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Wyoming:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Wyoming:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Wyoming:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Wyoming:

Yes

Payday Loan Laws in Wyoming 2021

According to the law in Wyoming, payday loans are legal but regulated.

The highest amount is not set, but the APR is set at no more than 261%.

If we compare this value to the traditional APR of payday loans that average at 400%, we will find it below. But still, it is too high so that payday lenders can do legit business.

Rollovers are not allowed.

Fees can’t exceed $30 or 20% per month.

Here you can find all licensed payday lenders.

Criminal actions are not allowed.

Do you have bad credit? Do you want to find a cheap loan and avoid payday loans? Our advanced guide on bad credit will help you a lot.

Payday Loan Laws in Wyoming by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Wyoming.

We haven’t found a significant difference between the payday loan laws in Wyoming. All loans in Wyoming are with no limit and are legal.

City: Amount Allowed: APR Allowed: Status:
Cheyenne No Limit 261% Legal
Casper No Limit 261% Legal
Gillette No Limit 261% Legal
Laramie No Limit 261% Legal
Rock Springs No Limit 261% Legal
Sheridan No Limit 261% Legal
Green River No Limit 261% Legal
Evanston No Limit 261% Legal
Riverton No Limit 261% Legal
Jackson No Limit 261% Legal
Cody No Limit 261% Legal
Rawlins No Limit 261% Legal
Lander No Limit 261% Legal
Torrington No Limit 261% Legal
Douglas No Limit 261% Legal
Powell No Limit 261% Legal
Ranchettes No Limit 261% Legal
Worland No Limit 261% Legal
Buffalo No Limit 261% Legal
Fox Farm-College No Limit 261% Legal
South Greeley No Limit 261% Legal
Mills No Limit 261% Legal
Wheatland No Limit 261% Legal
Newcastle No Limit 261% Legal

Auto Title Loans in Wyoming 2021

Auto title loans in Wyoming are allowed.

Best Auto Loans for Bad Credit in Wyoming 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Wyoming:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Wyoming:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Wyoming:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Wyoming:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Wyoming:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Wyoming:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Wyoming:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Wyoming:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Wyoming:

Yes

Best Auto Loans for Good Credit in Wyoming 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Wyoming:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Wyoming:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Wyoming:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Wyoming:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Wyoming:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Wyoming:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Wyoming:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Wyoming:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Wyoming:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Wyoming:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Wyoming:

Yes

FHA Loans in Wyoming

Wyoming has 23 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Albany County to a high of $1,472,550 for a 4-bedroom unit in Teton County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Albany County $331,760 $638,100
Big Horn County $331,760 $638,100
Campbell County $331,760 $638,100
Carbon County $331,760 $638,100
Converse County $331,760 $638,100
Crook County $331,760 $638,100
Fremont County $331,760 $638,100
Goshen County $331,760 $638,100
Hot Springs County $331,760 $638,100
Johnson County $331,760 $638,100
Laramie County $331,760 $638,100
Lincoln County $331,760 $638,100
Natrona County $331,760 $638,100
Niobrara County $331,760 $638,100
Park County $331,760 $638,100
Platte County $331,760 $638,100
Sheridan County $331,760 $638,100
Sublette County $331,760 $638,100
Sweetwater County $331,760 $638,100
Teton County $765,600 $1,472,550
Uinta County $331,760 $638,100
Washakie County $331,760 $638,100
Weston County $331,760 $638,100

Business Loans in Wyoming

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Wyoming:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Wyoming:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Wyoming:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Wyoming:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Wyoming:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Wyoming:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Wyoming:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Wyoming:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Wyoming:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Wyoming:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Wyoming:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Wyoming:

Yes

All Licensed Credit Unions in Wyoming

Name: City: Size (Millions): Members:
WARREN FEDERAL CREDIT UNION Cheyenne $399.97 39625
MERIDIAN TRUST FEDERAL CREDIT UNION Cheyenne $247.70 19941
TRONA VALLEY COMMUNITY FEDERAL CREDIT UNION Green River $139.38 17989
UNIWYO FEDERAL CREDIT UNION Laramie $220.43 16101
WYHY FEDERAL CREDIT UNION Cheyenne $170.17 12639
SUNLIGHT FEDERAL CREDIT UNION Cody $89.63 11165
CAMPCO FEDERAL CREDIT UNION Gillette $64.79 10740
RELIANT FEDERAL CREDIT UNION Casper $89.06 10624
ATLANTIC CITY FEDERAL CREDIT UNION Lander $96.01 10477
WESTERN VISTA FEDERAL CREDIT UNION Cheyenne $119.95 9877
FIRST EDUCATION FEDERAL CREDIT UNION Cheyenne $45.69 5727
LARAMIE PLAINS COMMUNITY FEDERAL CREDIT UNION Laramie $32.92 5280
RIVER-RAIL COMMUNITY FEDERAL CREDIT UNION Casper $32.08 5092
FIRST CHEYENNE FEDERAL CREDIT UNION Cheyenne $29.26 4497
A.C.P.E. FEDERAL CREDIT UNION Laramie $39.31 4287
SHERIDAN COMMUNITY FEDERAL CREDIT UNION Sheridan $31.07 4169
UNIFIED PEOPLE’S FEDERAL CREDIT UNION Cheyenne $37.88 3805
WYO CENTRAL FEDERAL CREDIT UNION Casper $26.50 3601
WESC FEDERAL CREDIT UNION Casper $23.89 2990
SWEETWATER FEDERAL CREDIT UNION Rock Springs $20.24 2829
CHEYENNE-LARAMIE COUNTY EMPLOYEES FEDERAL CREDIT UNION Cheyenne $21.00 2698
WYOCHEM FEDERAL CREDIT UNION Green River $15.19 2522
GREEN RIVER BASIN FEDERAL CREDIT UNION Green River $9.43 2210
CIT-CO FEDERAL CREDIT UNION Sheridan $11.01 1828
YELLOWSTONE FEDERAL CREDIT UNION Gardiner $4.85 1063
FAMILIES FIRST FEDERAL CREDIT UNION Casper $6.50 1024
SHYANN FEDERAL CREDIT UNION Cheyenne $7.22 962
GUERNSEY COMMUNITY FEDERAL CREDIT UNION Guernsey $2.09 443
POWELL SCHOOLS FEDERAL CREDIT UNION Archdale $1.99 336
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