Best Loans in North Dakota, Payday, Auto Title Laws of October 2024
Best Loans in All States
North Dakota does not regulate traditional installment loans.
APRs are capped at:
- 2 ½% per month on the first $250
- 2% per month on amounts > $250 but ≤ $500
- 1 ¾% per month on amounts > $500 but ≤ $750
- 1 ½% per month on amounts > $750 but ≤ $1,000
Licensed lenders can also levy a deferment charge – if the loan is deferred one or more full months – of one-twelfth of the finance charges listed above.
Best Bad Credit Loans in North Dakota of October 2024
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