Best Loans in North Dakota, Payday, Auto Title Laws of February 2024

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Last Update: November 2, 2022 Loans By State
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North Dakota does not regulate traditional installment loans.

APRs are capped at:

  • 2 ½% per month on the first $250
  • 2% per month on amounts > $250 but ≤ $500
  • 1 ¾% per month on amounts > $500 but ≤ $750
  • 1 ½% per month on amounts > $750 but ≤ $1,000

Licensed lenders can also levy a deferment charge – if the loan is deferred one or more full months – of one-twelfth of the finance charges listed above.

Best Bad Credit Loans in North Dakota of February 2024

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in North Dakota:

Yes

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in North Dakota:

Yes

Amount:

$100 - $40,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes