Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2020 - Elite Personal Finance
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Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2020

EPF Last Update: April 1, 2020
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Best Personal Loans for Bad Credit in Oklahoma 2020

Amount

$500 – $5,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Oklahoma

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in Oklahoma

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Oklahoma

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Oklahoma

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oklahoma

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oklahoma

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oklahoma

Not a direct lender

Best Good Credit Loans in Oklahoma 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in oklahoma

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

6.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in oklahoma

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in oklahoma

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in oklahoma

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

6.98% – 35.89%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in oklahoma

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 -5 Years

Licensed in oklahoma

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in oklahoma

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in oklahoma

Yes

You can also check out our full list of recommended lenders.

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Payday Loan Laws Oklahoma 2020

Maximum Loan Amount: $500

Minimum Loan Term: 12 days

Maximum Loan Term: 45 days

Maximum APR: 395%

Rollovers: Prohibited

Payday Loan Laws in Oklahoma by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oklahoma.

We haven’t found a significant difference between the payday loan laws in Oklahoma. If you are with bad credit, here are the laws in Oklahoma by country.

CityAmount AllowedAPR AllowedStatus
Oklahoma City$500395%Legal
Tulsa$500395%Legal
Norman$500395%Legal
Broken Arrow$500395%Legal
Lawton$500395%Legal
Edmond$500395%Legal
Moore$500395%Legal
Midwest City$500395%Legal
Enid$500395%Legal
Stillwater$500395%Legal
Muskogee$500395%Legal
Bartlesville$500395%Legal
Owasso$500395%Legal
Shawnee$500395%Legal
Yukon$500395%Legal
Bixby$500395%Legal
Ardmore$500395%Legal
Ponca City$500395%Legal
Duncan$500395%Legal
Del City$500395%Legal
Jenks$500395%Legal
Mustang$500395%Legal
Sapulpa$500395%Legal
Sand Springs$500395%Legal
Bethany$500395%Legal
Altus$500395%Legal
Claremore$500395%Legal
El Reno$500395%Legal
McAlester$500395%Legal
Durant$500395%Legal
Ada$500395%Legal
Tahlequah$500395%Legal
Chickasha$500395%Legal
Miami$500395%Legal
Glenpool$500395%Legal
Woodward$500395%Legal
Choctaw$500395%Legal
Elk City$500395%Legal
Okmulgee$500395%Legal
Weatherford$500395%Legal
Guymon$500395%Legal
Guthrie$500395%Legal
Warr Acres$500395%Legal
Newcastle$500395%Legal
Coweta$500395%Legal
Pryor Creek$500395%Legal
The Village$500395%Legal
Clinton$500395%Legal
Wagoner$500395%Legal
Poteau$500395%Legal
Blanchard$500395%Legal
Sallisaw$500395%Legal
Skiatook$500395%Legal
Cushing$500395%Legal
Catoosa$500395%Legal
Piedmont$500395%Legal
Seminole$500395%Legal
Tuttle$500395%Legal
Idabel$500395%Legal
Grove$500395%Legal
Blackwell$500395%Legal
Collinsville$500395%Legal
Noble$500395%Legal
Anadarko$500395%Legal
Tecumseh$500395%Legal
Purcell$500395%Legal
Pauls Valley$500395%Legal
Harrah$500395%Legal
Henryetta$500395%Legal
Holdenville$500395%Legal
Vinita$500395%Legal
Hugo$500395%Legal
Alva$500395%Legal
Lone Grove$500395%Legal
Sulphur$500395%Legal
Perry$500395%Legal
Kingfisher$500395%Legal
McLoud$500395%Legal
Sayre$500395%Legal
Marlow$500395%Legal
Verdigris$500395%Legal
Slaughterville$500395%Legal
Bristow$500395%Legal
Broken Bow$500395%Legal
Pocola$500395%Legal
Fort Gibson$500395%Legal
Spencer and Stilwell$500395%Legal
Park Hill$500395%Legal
Madill$500395%Legal
Nichols Hills$500395%Legal
Frederick$500395%Legal
Nowata$500395%Legal
Roland$500395%Legal
Hobart$500395%Legal
Pawhuska$500395%Legal
Dewey$500395%Legal
Hominy$500395%Legal
Wewoka$500395%Legal
Heavener$500395%Legal
Muldrow$500395%Legal
Hinton$500395%Legal
Okemah$500395%Legal
Checotah$500395%Legal
Mannford$500395%Legal
Cleveland$500395%Legal
Bethel Acres$500395%Legal
Chandler$500395%Legal
Tonkawa$500395%Legal
Tishomingo$500395%Legal
Atoka$500395%Legal
Elgin$500395%Legal
Jones$500395%Legal

Best Auto Loans for Bad Credit in Oklahoma 2020

Best Auto Loans for Good Credit in Oklahoma 2020

FHA Loans in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $638,100 for a 4-bedroom unit in Adair County.

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Adair County$331,760$638,100
Alfalfa County$331,760$638,100
Atoka County$331,760$638,100
Beaver County$331,760$638,100
Beckham County$331,760$638,100
Blaine County$331,760$638,100
Bryan County$331,760$638,100
Caddo County$331,760$638,100
Canadian County$331,760$638,100
Carter County$331,760$638,100
Cherokee County$331,760$638,100
Choctaw County$331,760$638,100
Cimarron County$331,760$638,100
Cleveland County$331,760$638,100
Coal County$331,760$638,100
Comanche County$331,760$638,100
Cotton County$331,760$638,100
Craig County$331,760$638,100
Creek County$331,760$638,100
Custer County$331,760$638,100
Delaware County$331,760$638,100
Dewey County$331,760$638,100
Ellis County$331,760$638,100
Garfield County$331,760$638,100
Garvin County$331,760$638,100
Grady County$331,760$638,100
Grant County$331,760$638,100
Greer County$331,760$638,100
Harmon County$331,760$638,100
Harper County$331,760$638,100
Haskell County$331,760$638,100
Hughes County$331,760$638,100
Jackson County$331,760$638,100
Jefferson County$331,760$638,100
Johnston County$331,760$638,100
Kay County$331,760$638,100
Kingfisher County$331,760$638,100
Kiowa County$331,760$638,100
Latimer County$331,760$638,100
Le Flore County$331,760$638,100
Lincoln County$331,760$638,100
Logan County$331,760$638,100
Love County$331,760$638,100
Major County$331,760$638,100
Marshall County$331,760$638,100
Mayes County$331,760$638,100
Mcclain County$331,760$638,100
Mccurtain County$331,760$638,100
Mcintosh County$331,760$638,100
Murray County$331,760$638,100
Muskogee County$331,760$638,100
Noble County$331,760$638,100
Nowata County$331,760$638,100
Okfuskee County$331,760$638,100
Oklahoma County$331,760$638,100
Okmulgee County$331,760$638,100
Osage County$331,760$638,100
Ottawa County$331,760$638,100
Pawnee County$331,760$638,100
Payne County$331,760$638,100
Pittsburg County$331,760$638,100
Pontotoc County$331,760$638,100
Pottawatomie County$331,760$638,100
Pushmataha County$331,760$638,100
Roger Mills County$331,760$638,100
Rogers County$331,760$638,100
Seminole County$331,760$638,100
Sequoyah County$331,760$638,100
Stephens County$331,760$638,100
Texas County$331,760$638,100
Tillman County$331,760$638,100
Tulsa County$331,760$638,100
Wagoner County$331,760$638,100
Washington County$331,760$638,100
Washita County$331,760$638,100
Woods County$331,760$638,100
Woodward County$331,760$638,100

Business Loans in Oklahoma

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Oklahoma

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Oklahoma

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Oklahoma

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Oklahoma

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Oklahoma

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Oklahoma

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

All Licensed Credit Unions in Oklahoma

NameCitySize (Millions)Members
TINKER FEDERAL CREDIT UNIONOklahoma City$2,647.15251441
TULSA TEACHERS CREDIT UNIONTulsa$1,105.3586478
66 FEDERAL CREDIT UNIONBartlesville$601.8257355
TULSA FEDERAL CREDIT UNIONTulsa$600.3654323
WEOKIE CREDIT UNIONPurcell$801.6351196
COMMUNICATION FEDERAL CREDIT UNIONLuther$829.1950259
FAA CREDIT UNIONOklahoma City$511.3646498
OKLAHOMA EMPLOYEES CREDIT UNIONOklahoma City$381.3140776
OKLAHOMA CENTRAL CREDIT UNIONTulsa$446.0032811
FORT SILL FEDERAL CREDIT UNIONLawton$230.0931189
ALLEGIANCE CREDIT UNIONOklahoma City$223.7426208
WESTERN SUN FEDERAL CREDIT UNIONBroken Arrow$112.3321558
RED CROWN FEDERAL CREDIT UNIONTulsa$131.1018672
ENERGY ONE FEDERAL CREDIT UNIONTulsa$191.3715669
U. S. EMPLOYEES O. C. FEDERAL CREDIT UNIONOklahoma City$120.4814851
HALLIBURTON EMPLOYEES FEDERAL CREDIT UNIONDuncan$106.8414110
UNIVERSITY & COMMUNITY FEDERAL CREDIT UNIONStillwater$85.4313753
CREDIT UNION ONE OF OKLAHOMAOklahoma City$40.3111948
MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNIONOklahoma City$118.8511920
MUSKOGEE FEDERAL CREDIT UNIONMuskogee$64.9211765
FIRST FAMILY FEDERAL CREDIT UNIONHenryetta$40.9110785
RED RIVER FEDERAL CREDIT UNIONAltus$84.6510547
THE FOCUS FEDERAL CREDIT UNIONOklahoma City$85.3410366
CHEROKEE STRIP CREDIT UNIONPonca City$86.9510292
OKLAHOMA EDUCATORS CREDIT UNIONOklahoma City$101.5410108
OKLAHOMA FEDERAL CREDIT UNIONOklahoma City$84.969113
SAINT FRANCIS EMPLOYEES FEDERAL CREDIT UNIONTulsa$35.468590
SAND SPRINGS COMMUNITY FEDERAL CREDIT UNIONSand Springs$43.787957
SOUTHWEST OKLAHOMA FEDERAL CREDIT UNIONLawton$80.837299
OU FEDERAL CREDIT UNIONNorman$50.806795
DOWELL FEDERAL CREDIT UNIONTulsa$30.106120
NEO FEDERAL CREDIT UNIONMiami$42.945605
ENCENTUS FEDERAL CREDIT UNIONTulsa$21.554869
BISON FEDERAL CREDIT UNIONShawnee$30.804742
FIRE FIGHTERS CREDIT UNIONTulsa$33.344623
COMANCHE COUNTY FEDERAL CREDIT UNIONLawton$20.514354
GOLDEN EAGLE FEDERAL CREDIT UNIONTulsa$16.104021
EL RENO R.I.L. CREDIT UNIONEl Reno$41.433958
OK MEMBERS FIRST FEDERAL CREDIT UNIONTulsa$21.073947
OKLAHOMA RE&T EMPLOYEES CREDIT UNIONOklahoma City$26.023849
TULSA POSTAL & COMMUNITY FEDERAL CREDIT UNIONTulsa$24.333713
FRATERNAL ORDER OF POLICE CREDIT UNIONTulsa$32.033666
OK FEDERAL CREDIT UNIONBartlesville$18.373556
DEPARTMENT OF PUBLIC SAFETY FEDERAL CREDIT UNIONOklahoma City$28.473378
TULSA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONTulsa$19.653006
CENTRAL OKLAHOMA FEDERAL CREDIT UNIONDavenport$33.452973
TEACHERS CREDIT UNIONOklahoma City$6.142865
EAST CENTRAL CREDIT UNIONAda$8.102506
RIVERWEST FEDERAL CREDIT UNIONTulsa$8.612384
INTEGRIS FEDERAL CREDIT UNIONOklahoma City$11.512339
HILLCREST FEDERAL CREDIT UNIONTulsa$13.772179
MCALESTER AAP FEDERAL CREDIT UNIONMcalester$14.361970
SPACE AGE TULSA FEDERAL CREDIT UNIONTulsa$14.531948
CORRECTIONAL WORKERS FEDERAL CREDIT UNIONEl Reno$10.741891
GROUP SERVICE EMPLOYEES FEDERAL CREDIT UNIONTulsa$11.801799
FIRST TULSA FEDERAL CREDIT UNIONTulsa$10.241755
MIDWEST CITY CREDIT UNIONMidwest City$9.381703
FRIENDS FEDERAL CREDIT UNIONNorman$7.251590
SSMOK EMPLOYEES FEDERAL CREDIT UNIONOklahoma City$7.421507
UNITED MEMBERS FEDERAL CREDIT UNIONTulsa$13.781366
ARBUCKLE FEDERAL CREDIT UNIONAda$8.121003
COVENANT FEDERAL CREDIT UNIONTulsa$4.75902
TRI-COUNTY FEDERAL CREDIT UNIONShawnee$2.85885
COOPERATIVE EMPLOYEES CREDIT UNIONAnadarko$7.56828
OSU INSTITUTE OF TECHNOLOGY FEDERAL CREDIT UNIONOkmulgee$4.95676
VELMA FEDERAL CREDIT UNIONVelma$1.97638
MY CHOICE FEDERAL CREDIT UNIONTulsa$2.08612
MCALESTER CREDIT UNIONMcalester$3.57575
MORNING STAR FEDERAL CREDIT UNIONTulsa$0.57499
GILT EDGE EMPLOYEES FEDERAL CREDIT UNIONNorman$2.19336
LANGSTON FEDERAL CREDIT UNIONLangston$0.15252

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