Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2020

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Last Update: November 23, 2020 Loans By State
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Best Personal Loans for Bad Credit in Oklahoma 2020

Amount

$500 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Oklahoma

Not a direct lender

Amount

$100 - $10,000

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 60 Months

Licensed in Oklahoma

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Oklahoma

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Oklahoma

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oklahoma

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Oklahoma

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Oklahoma

Not a direct lender

Best Good Credit Loans in Oklahoma 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in oklahoma

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

7.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in oklahoma

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in oklahoma

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in oklahoma

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in oklahoma

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

7.99% - 35.97%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in oklahoma

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 - 5 Years

Licensed in oklahoma

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in oklahoma

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in oklahoma

Yes

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Payday Loan Laws in Oklahoma 2020

Maximum Loan Amount: $500

Minimum Loan Term: 12 days

Maximum Loan Term: 45 days

Maximum APR: 395%

Rollovers: Prohibited

Payday Loan Laws in Oklahoma by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oklahoma.

We haven’t found a significant difference between the payday loan laws in Oklahoma. If you are with bad credit, here are the laws in Oklahoma by country.

City Amount Allowed APR Allowed Status
Oklahoma City $500 395% Legal
Tulsa $500 395% Legal
Norman $500 395% Legal
Broken Arrow $500 395% Legal
Lawton $500 395% Legal
Edmond $500 395% Legal
Moore $500 395% Legal
Midwest City $500 395% Legal
Enid $500 395% Legal
Stillwater $500 395% Legal
Muskogee $500 395% Legal
Bartlesville $500 395% Legal
Owasso $500 395% Legal
Shawnee $500 395% Legal
Yukon $500 395% Legal
Bixby $500 395% Legal
Ardmore $500 395% Legal
Ponca City $500 395% Legal
Duncan $500 395% Legal
Del City $500 395% Legal
Jenks $500 395% Legal
Mustang $500 395% Legal
Sapulpa $500 395% Legal
Sand Springs $500 395% Legal
Bethany $500 395% Legal
Altus $500 395% Legal
Claremore $500 395% Legal
El Reno $500 395% Legal
McAlester $500 395% Legal
Durant $500 395% Legal
Ada $500 395% Legal
Tahlequah $500 395% Legal
Chickasha $500 395% Legal
Miami $500 395% Legal
Glenpool $500 395% Legal
Woodward $500 395% Legal
Choctaw $500 395% Legal
Elk City $500 395% Legal
Okmulgee $500 395% Legal
Weatherford $500 395% Legal
Guymon $500 395% Legal
Guthrie $500 395% Legal
Warr Acres $500 395% Legal
Newcastle $500 395% Legal
Coweta $500 395% Legal
Pryor Creek $500 395% Legal
The Village $500 395% Legal
Clinton $500 395% Legal
Wagoner $500 395% Legal
Poteau $500 395% Legal
Blanchard $500 395% Legal
Sallisaw $500 395% Legal
Skiatook $500 395% Legal
Cushing $500 395% Legal
Catoosa $500 395% Legal
Piedmont $500 395% Legal
Seminole $500 395% Legal
Tuttle $500 395% Legal
Idabel $500 395% Legal
Grove $500 395% Legal
Blackwell $500 395% Legal
Collinsville $500 395% Legal
Noble $500 395% Legal
Anadarko $500 395% Legal
Tecumseh $500 395% Legal
Purcell $500 395% Legal
Pauls Valley $500 395% Legal
Harrah $500 395% Legal
Henryetta $500 395% Legal
Holdenville $500 395% Legal
Vinita $500 395% Legal
Hugo $500 395% Legal
Alva $500 395% Legal
Lone Grove $500 395% Legal
Sulphur $500 395% Legal
Perry $500 395% Legal
Kingfisher $500 395% Legal
McLoud $500 395% Legal
Sayre $500 395% Legal
Marlow $500 395% Legal
Verdigris $500 395% Legal
Slaughterville $500 395% Legal
Bristow $500 395% Legal
Broken Bow $500 395% Legal
Pocola $500 395% Legal
Fort Gibson $500 395% Legal
Spencer and Stilwell $500 395% Legal
Park Hill $500 395% Legal
Madill $500 395% Legal
Nichols Hills $500 395% Legal
Frederick $500 395% Legal
Nowata $500 395% Legal
Roland $500 395% Legal
Hobart $500 395% Legal
Pawhuska $500 395% Legal
Dewey $500 395% Legal
Hominy $500 395% Legal
Wewoka $500 395% Legal
Heavener $500 395% Legal
Muldrow $500 395% Legal
Hinton $500 395% Legal
Okemah $500 395% Legal
Checotah $500 395% Legal
Mannford $500 395% Legal
Cleveland $500 395% Legal
Bethel Acres $500 395% Legal
Chandler $500 395% Legal
Tonkawa $500 395% Legal
Tishomingo $500 395% Legal
Atoka $500 395% Legal
Elgin $500 395% Legal
Jones $500 395% Legal

Best Auto Loans for Bad Credit in Oklahoma 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oklahoma

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oklahoma

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oklahoma

Yes

Amount

Up to $100,000

Min Credit Score

0

APR

Vary

Licensed in Oklahoma

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oklahoma

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oklahoma

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $45,000

Min Credit Score

0

APR

From 0.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $35,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oklahoma

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oklahoma

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oklahoma

Yes

Best Auto Loans for Good Credit in Oklahoma 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Licensed in Oklahoma

Yes

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Licensed in Oklahoma

Yes

Amount

$5,000-$100,000

Min Credit Score

660

APR

4.99% to 9.19%

Licensed in Oklahoma

Yes

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Licensed in Oklahoma

Yes

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Licensed in Oklahoma

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Licensed in Oklahoma

Yes

Amount

$3,000 - $100,000

Min Credit Score

650

APR

From 3.12%

Licensed in Oklahoma

Yes

Amount

$5,000 - $100,000

Min Credit Score

640

APR

From 3.54%

Licensed in Oklahoma

Yes

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Licensed in Oklahoma

Yes

Amount

$5,000 - $100,000

Min Credit Score

600

APR

3.54% - 10.24%

Licensed in Oklahoma

Yes

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Licensed in Oklahoma

Yes

FHA Loans in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $638,100 for a 4-bedroom unit in Adair County.

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $331,760 $638,100
Alfalfa County $331,760 $638,100
Atoka County $331,760 $638,100
Beaver County $331,760 $638,100
Beckham County $331,760 $638,100
Blaine County $331,760 $638,100
Bryan County $331,760 $638,100
Caddo County $331,760 $638,100
Canadian County $331,760 $638,100
Carter County $331,760 $638,100
Cherokee County $331,760 $638,100
Choctaw County $331,760 $638,100
Cimarron County $331,760 $638,100
Cleveland County $331,760 $638,100
Coal County $331,760 $638,100
Comanche County $331,760 $638,100
Cotton County $331,760 $638,100
Craig County $331,760 $638,100
Creek County $331,760 $638,100
Custer County $331,760 $638,100
Delaware County $331,760 $638,100
Dewey County $331,760 $638,100
Ellis County $331,760 $638,100
Garfield County $331,760 $638,100
Garvin County $331,760 $638,100
Grady County $331,760 $638,100
Grant County $331,760 $638,100
Greer County $331,760 $638,100
Harmon County $331,760 $638,100
Harper County $331,760 $638,100
Haskell County $331,760 $638,100
Hughes County $331,760 $638,100
Jackson County $331,760 $638,100
Jefferson County $331,760 $638,100
Johnston County $331,760 $638,100
Kay County $331,760 $638,100
Kingfisher County $331,760 $638,100
Kiowa County $331,760 $638,100
Latimer County $331,760 $638,100
Le Flore County $331,760 $638,100
Lincoln County $331,760 $638,100
Logan County $331,760 $638,100
Love County $331,760 $638,100
Major County $331,760 $638,100
Marshall County $331,760 $638,100
Mayes County $331,760 $638,100
Mcclain County $331,760 $638,100
Mccurtain County $331,760 $638,100
Mcintosh County $331,760 $638,100
Murray County $331,760 $638,100
Muskogee County $331,760 $638,100
Noble County $331,760 $638,100
Nowata County $331,760 $638,100
Okfuskee County $331,760 $638,100
Oklahoma County $331,760 $638,100
Okmulgee County $331,760 $638,100
Osage County $331,760 $638,100
Ottawa County $331,760 $638,100
Pawnee County $331,760 $638,100
Payne County $331,760 $638,100
Pittsburg County $331,760 $638,100
Pontotoc County $331,760 $638,100
Pottawatomie County $331,760 $638,100
Pushmataha County $331,760 $638,100
Roger Mills County $331,760 $638,100
Rogers County $331,760 $638,100
Seminole County $331,760 $638,100
Sequoyah County $331,760 $638,100
Stephens County $331,760 $638,100
Texas County $331,760 $638,100
Tillman County $331,760 $638,100
Tulsa County $331,760 $638,100
Wagoner County $331,760 $638,100
Washington County $331,760 $638,100
Washita County $331,760 $638,100
Woods County $331,760 $638,100
Woodward County $331,760 $638,100

Business Loans in Oklahoma

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Oklahoma

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Oklahoma

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Oklahoma

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Oklahoma

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Oklahoma

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Oklahoma

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Oklahoma

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Oklahoma

Yes

All Licensed Credit Unions in Oklahoma

Name City Size (Millions) Members
TINKER FEDERAL CREDIT UNION Oklahoma City $2,647.15 251441
TULSA TEACHERS CREDIT UNION Tulsa $1,105.35 86478
66 FEDERAL CREDIT UNION Bartlesville $601.82 57355
TULSA FEDERAL CREDIT UNION Tulsa $600.36 54323
WEOKIE CREDIT UNION Purcell $801.63 51196
COMMUNICATION FEDERAL CREDIT UNION Luther $829.19 50259
FAA CREDIT UNION Oklahoma City $511.36 46498
OKLAHOMA EMPLOYEES CREDIT UNION Oklahoma City $381.31 40776
OKLAHOMA CENTRAL CREDIT UNION Tulsa $446.00 32811
FORT SILL FEDERAL CREDIT UNION Lawton $230.09 31189
ALLEGIANCE CREDIT UNION Oklahoma City $223.74 26208
WESTERN SUN FEDERAL CREDIT UNION Broken Arrow $112.33 21558
RED CROWN FEDERAL CREDIT UNION Tulsa $131.10 18672
ENERGY ONE FEDERAL CREDIT UNION Tulsa $191.37 15669
U. S. EMPLOYEES O. C. FEDERAL CREDIT UNION Oklahoma City $120.48 14851
HALLIBURTON EMPLOYEES FEDERAL CREDIT UNION Duncan $106.84 14110
UNIVERSITY & COMMUNITY FEDERAL CREDIT UNION Stillwater $85.43 13753
CREDIT UNION ONE OF OKLAHOMA Oklahoma City $40.31 11948
MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNION Oklahoma City $118.85 11920
MUSKOGEE FEDERAL CREDIT UNION Muskogee $64.92 11765
FIRST FAMILY FEDERAL CREDIT UNION Henryetta $40.91 10785
RED RIVER FEDERAL CREDIT UNION Altus $84.65 10547
THE FOCUS FEDERAL CREDIT UNION Oklahoma City $85.34 10366
CHEROKEE STRIP CREDIT UNION Ponca City $86.95 10292
OKLAHOMA EDUCATORS CREDIT UNION Oklahoma City $101.54 10108
OKLAHOMA FEDERAL CREDIT UNION Oklahoma City $84.96 9113
SAINT FRANCIS EMPLOYEES FEDERAL CREDIT UNION Tulsa $35.46 8590
SAND SPRINGS COMMUNITY FEDERAL CREDIT UNION Sand Springs $43.78 7957
SOUTHWEST OKLAHOMA FEDERAL CREDIT UNION Lawton $80.83 7299
OU FEDERAL CREDIT UNION Norman $50.80 6795
DOWELL FEDERAL CREDIT UNION Tulsa $30.10 6120
NEO FEDERAL CREDIT UNION Miami $42.94 5605
ENCENTUS FEDERAL CREDIT UNION Tulsa $21.55 4869
BISON FEDERAL CREDIT UNION Shawnee $30.80 4742
FIRE FIGHTERS CREDIT UNION Tulsa $33.34 4623
COMANCHE COUNTY FEDERAL CREDIT UNION Lawton $20.51 4354
GOLDEN EAGLE FEDERAL CREDIT UNION Tulsa $16.10 4021
EL RENO R.I.L. CREDIT UNION El Reno $41.43 3958
OK MEMBERS FIRST FEDERAL CREDIT UNION Tulsa $21.07 3947
OKLAHOMA RE&T EMPLOYEES CREDIT UNION Oklahoma City $26.02 3849
TULSA POSTAL & COMMUNITY FEDERAL CREDIT UNION Tulsa $24.33 3713
FRATERNAL ORDER OF POLICE CREDIT UNION Tulsa $32.03 3666
OK FEDERAL CREDIT UNION Bartlesville $18.37 3556
DEPARTMENT OF PUBLIC SAFETY FEDERAL CREDIT UNION Oklahoma City $28.47 3378
TULSA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION Tulsa $19.65 3006
CENTRAL OKLAHOMA FEDERAL CREDIT UNION Davenport $33.45 2973
TEACHERS CREDIT UNION Oklahoma City $6.14 2865
EAST CENTRAL CREDIT UNION Ada $8.10 2506
RIVERWEST FEDERAL CREDIT UNION Tulsa $8.61 2384
INTEGRIS FEDERAL CREDIT UNION Oklahoma City $11.51 2339
HILLCREST FEDERAL CREDIT UNION Tulsa $13.77 2179
MCALESTER AAP FEDERAL CREDIT UNION Mcalester $14.36 1970
SPACE AGE TULSA FEDERAL CREDIT UNION Tulsa $14.53 1948
CORRECTIONAL WORKERS FEDERAL CREDIT UNION El Reno $10.74 1891
GROUP SERVICE EMPLOYEES FEDERAL CREDIT UNION Tulsa $11.80 1799
FIRST TULSA FEDERAL CREDIT UNION Tulsa $10.24 1755
MIDWEST CITY CREDIT UNION Midwest City $9.38 1703
FRIENDS FEDERAL CREDIT UNION Norman $7.25 1590
SSMOK EMPLOYEES FEDERAL CREDIT UNION Oklahoma City $7.42 1507
UNITED MEMBERS FEDERAL CREDIT UNION Tulsa $13.78 1366
ARBUCKLE FEDERAL CREDIT UNION Ada $8.12 1003
COVENANT FEDERAL CREDIT UNION Tulsa $4.75 902
TRI-COUNTY FEDERAL CREDIT UNION Shawnee $2.85 885
COOPERATIVE EMPLOYEES CREDIT UNION Anadarko $7.56 828
OSU INSTITUTE OF TECHNOLOGY FEDERAL CREDIT UNION Okmulgee $4.95 676
VELMA FEDERAL CREDIT UNION Velma $1.97 638
MY CHOICE FEDERAL CREDIT UNION Tulsa $2.08 612
MCALESTER CREDIT UNION Mcalester $3.57 575
MORNING STAR FEDERAL CREDIT UNION Tulsa $0.57 499
GILT EDGE EMPLOYEES FEDERAL CREDIT UNION Norman $2.19 336
LANGSTON FEDERAL CREDIT UNION Langston $0.15 252
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