Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2021

ElitePersonalFinance
Last Update: September 4, 2021 Loans By State
Best Loans in All States

Best Personal Loans for Bad Credit in Oklahoma 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in Oklahoma:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in Oklahoma:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in Oklahoma:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oklahoma:

Not a direct lender

Best Good Credit Loans in Oklahoma 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Oklahoma:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Oklahoma:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Oklahoma:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Oklahoma:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Oklahoma:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Oklahoma:

Yes

Payday Loan Laws in Oklahoma 2021

Maximum Loan Amount: $500

Minimum Loan Term: 12 days

Maximum Loan Term: 45 days

Maximum APR: 395%

Rollovers: Prohibited

Payday Loan Laws in Oklahoma by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oklahoma.

We haven’t found a significant difference between the payday loan laws in Oklahoma. If you are with bad credit, here are the laws in Oklahoma by country.

City: Amount Allowed: APR Allowed: Status:
Oklahoma City $500 395% Legal
Tulsa $500 395% Legal
Norman $500 395% Legal
Broken Arrow $500 395% Legal
Lawton $500 395% Legal
Edmond $500 395% Legal
Moore $500 395% Legal
Midwest City $500 395% Legal
Enid $500 395% Legal
Stillwater $500 395% Legal
Muskogee $500 395% Legal
Bartlesville $500 395% Legal
Owasso $500 395% Legal
Shawnee $500 395% Legal
Yukon $500 395% Legal
Bixby $500 395% Legal
Ardmore $500 395% Legal
Ponca City $500 395% Legal
Duncan $500 395% Legal
Del City $500 395% Legal
Jenks $500 395% Legal
Mustang $500 395% Legal
Sapulpa $500 395% Legal
Sand Springs $500 395% Legal
Bethany $500 395% Legal
Altus $500 395% Legal
Claremore $500 395% Legal
El Reno $500 395% Legal
McAlester $500 395% Legal
Durant $500 395% Legal
Ada $500 395% Legal
Tahlequah $500 395% Legal
Chickasha $500 395% Legal
Miami $500 395% Legal
Glenpool $500 395% Legal
Woodward $500 395% Legal
Choctaw $500 395% Legal
Elk City $500 395% Legal
Okmulgee $500 395% Legal
Weatherford $500 395% Legal
Guymon $500 395% Legal
Guthrie $500 395% Legal
Warr Acres $500 395% Legal
Newcastle $500 395% Legal
Coweta $500 395% Legal
Pryor Creek $500 395% Legal
The Village $500 395% Legal
Clinton $500 395% Legal
Wagoner $500 395% Legal
Poteau $500 395% Legal
Blanchard $500 395% Legal
Sallisaw $500 395% Legal
Skiatook $500 395% Legal
Cushing $500 395% Legal
Catoosa $500 395% Legal
Piedmont $500 395% Legal
Seminole $500 395% Legal
Tuttle $500 395% Legal
Idabel $500 395% Legal
Grove $500 395% Legal
Blackwell $500 395% Legal
Collinsville $500 395% Legal
Noble $500 395% Legal
Anadarko $500 395% Legal
Tecumseh $500 395% Legal
Purcell $500 395% Legal
Pauls Valley $500 395% Legal
Harrah $500 395% Legal
Henryetta $500 395% Legal
Holdenville $500 395% Legal
Vinita $500 395% Legal
Hugo $500 395% Legal
Alva $500 395% Legal
Lone Grove $500 395% Legal
Sulphur $500 395% Legal
Perry $500 395% Legal
Kingfisher $500 395% Legal
McLoud $500 395% Legal
Sayre $500 395% Legal
Marlow $500 395% Legal
Verdigris $500 395% Legal
Slaughterville $500 395% Legal
Bristow $500 395% Legal
Broken Bow $500 395% Legal
Pocola $500 395% Legal
Fort Gibson $500 395% Legal
Spencer and Stilwell $500 395% Legal
Park Hill $500 395% Legal
Madill $500 395% Legal
Nichols Hills $500 395% Legal
Frederick $500 395% Legal
Nowata $500 395% Legal
Roland $500 395% Legal
Hobart $500 395% Legal
Pawhuska $500 395% Legal
Dewey $500 395% Legal
Hominy $500 395% Legal
Wewoka $500 395% Legal
Heavener $500 395% Legal
Muldrow $500 395% Legal
Hinton $500 395% Legal
Okemah $500 395% Legal
Checotah $500 395% Legal
Mannford $500 395% Legal
Cleveland $500 395% Legal
Bethel Acres $500 395% Legal
Chandler $500 395% Legal
Tonkawa $500 395% Legal
Tishomingo $500 395% Legal
Atoka $500 395% Legal
Elgin $500 395% Legal
Jones $500 395% Legal

Best Auto Loans for Bad Credit in Oklahoma 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oklahoma:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oklahoma:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oklahoma:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oklahoma:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Oklahoma:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Oklahoma:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oklahoma:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Oklahoma:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Oklahoma:

Yes

Best Auto Loans for Good Credit in Oklahoma 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Oklahoma:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Oklahoma:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Oklahoma:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Oklahoma:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Oklahoma:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Oklahoma:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Oklahoma:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Oklahoma:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Oklahoma:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Oklahoma:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Oklahoma:

Yes

FHA Loans in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $638,100 for a 4-bedroom unit in Adair County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Adair County $331,760 $638,100
Alfalfa County $331,760 $638,100
Atoka County $331,760 $638,100
Beaver County $331,760 $638,100
Beckham County $331,760 $638,100
Blaine County $331,760 $638,100
Bryan County $331,760 $638,100
Caddo County $331,760 $638,100
Canadian County $331,760 $638,100
Carter County $331,760 $638,100
Cherokee County $331,760 $638,100
Choctaw County $331,760 $638,100
Cimarron County $331,760 $638,100
Cleveland County $331,760 $638,100
Coal County $331,760 $638,100
Comanche County $331,760 $638,100
Cotton County $331,760 $638,100
Craig County $331,760 $638,100
Creek County $331,760 $638,100
Custer County $331,760 $638,100
Delaware County $331,760 $638,100
Dewey County $331,760 $638,100
Ellis County $331,760 $638,100
Garfield County $331,760 $638,100
Garvin County $331,760 $638,100
Grady County $331,760 $638,100
Grant County $331,760 $638,100
Greer County $331,760 $638,100
Harmon County $331,760 $638,100
Harper County $331,760 $638,100
Haskell County $331,760 $638,100
Hughes County $331,760 $638,100
Jackson County $331,760 $638,100
Jefferson County $331,760 $638,100
Johnston County $331,760 $638,100
Kay County $331,760 $638,100
Kingfisher County $331,760 $638,100
Kiowa County $331,760 $638,100
Latimer County $331,760 $638,100
Le Flore County $331,760 $638,100
Lincoln County $331,760 $638,100
Logan County $331,760 $638,100
Love County $331,760 $638,100
Major County $331,760 $638,100
Marshall County $331,760 $638,100
Mayes County $331,760 $638,100
Mcclain County $331,760 $638,100
Mccurtain County $331,760 $638,100
Mcintosh County $331,760 $638,100
Murray County $331,760 $638,100
Muskogee County $331,760 $638,100
Noble County $331,760 $638,100
Nowata County $331,760 $638,100
Okfuskee County $331,760 $638,100
Oklahoma County $331,760 $638,100
Okmulgee County $331,760 $638,100
Osage County $331,760 $638,100
Ottawa County $331,760 $638,100
Pawnee County $331,760 $638,100
Payne County $331,760 $638,100
Pittsburg County $331,760 $638,100
Pontotoc County $331,760 $638,100
Pottawatomie County $331,760 $638,100
Pushmataha County $331,760 $638,100
Roger Mills County $331,760 $638,100
Rogers County $331,760 $638,100
Seminole County $331,760 $638,100
Sequoyah County $331,760 $638,100
Stephens County $331,760 $638,100
Texas County $331,760 $638,100
Tillman County $331,760 $638,100
Tulsa County $331,760 $638,100
Wagoner County $331,760 $638,100
Washington County $331,760 $638,100
Washita County $331,760 $638,100
Woods County $331,760 $638,100
Woodward County $331,760 $638,100

Business Loans in Oklahoma

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oklahoma:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Oklahoma:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Oklahoma:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Oklahoma:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Oklahoma:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Oklahoma:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Oklahoma:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Oklahoma:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Oklahoma:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Oklahoma:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oklahoma:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oklahoma:

Yes

All Licensed Credit Unions in Oklahoma

Name: City: Size (Millions): Members:
TINKER FEDERAL CREDIT UNION Oklahoma City $2,647.15 251441
TULSA TEACHERS CREDIT UNION Tulsa $1,105.35 86478
66 FEDERAL CREDIT UNION Bartlesville $601.82 57355
TULSA FEDERAL CREDIT UNION Tulsa $600.36 54323
WEOKIE CREDIT UNION Purcell $801.63 51196
COMMUNICATION FEDERAL CREDIT UNION Luther $829.19 50259
FAA CREDIT UNION Oklahoma City $511.36 46498
OKLAHOMA EMPLOYEES CREDIT UNION Oklahoma City $381.31 40776
OKLAHOMA CENTRAL CREDIT UNION Tulsa $446.00 32811
FORT SILL FEDERAL CREDIT UNION Lawton $230.09 31189
ALLEGIANCE CREDIT UNION Oklahoma City $223.74 26208
WESTERN SUN FEDERAL CREDIT UNION Broken Arrow $112.33 21558
RED CROWN FEDERAL CREDIT UNION Tulsa $131.10 18672
ENERGY ONE FEDERAL CREDIT UNION Tulsa $191.37 15669
U. S. EMPLOYEES O. C. FEDERAL CREDIT UNION Oklahoma City $120.48 14851
HALLIBURTON EMPLOYEES FEDERAL CREDIT UNION Duncan $106.84 14110
UNIVERSITY & COMMUNITY FEDERAL CREDIT UNION Stillwater $85.43 13753
CREDIT UNION ONE OF OKLAHOMA Oklahoma City $40.31 11948
MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNION Oklahoma City $118.85 11920
MUSKOGEE FEDERAL CREDIT UNION Muskogee $64.92 11765
FIRST FAMILY FEDERAL CREDIT UNION Henryetta $40.91 10785
RED RIVER FEDERAL CREDIT UNION Altus $84.65 10547
THE FOCUS FEDERAL CREDIT UNION Oklahoma City $85.34 10366
CHEROKEE STRIP CREDIT UNION Ponca City $86.95 10292
OKLAHOMA EDUCATORS CREDIT UNION Oklahoma City $101.54 10108
OKLAHOMA FEDERAL CREDIT UNION Oklahoma City $84.96 9113
SAINT FRANCIS EMPLOYEES FEDERAL CREDIT UNION Tulsa $35.46 8590
SAND SPRINGS COMMUNITY FEDERAL CREDIT UNION Sand Springs $43.78 7957
SOUTHWEST OKLAHOMA FEDERAL CREDIT UNION Lawton $80.83 7299
OU FEDERAL CREDIT UNION Norman $50.80 6795
DOWELL FEDERAL CREDIT UNION Tulsa $30.10 6120
NEO FEDERAL CREDIT UNION Miami $42.94 5605
ENCENTUS FEDERAL CREDIT UNION Tulsa $21.55 4869
BISON FEDERAL CREDIT UNION Shawnee $30.80 4742
FIRE FIGHTERS CREDIT UNION Tulsa $33.34 4623
COMANCHE COUNTY FEDERAL CREDIT UNION Lawton $20.51 4354
GOLDEN EAGLE FEDERAL CREDIT UNION Tulsa $16.10 4021
EL RENO R.I.L. CREDIT UNION El Reno $41.43 3958
OK MEMBERS FIRST FEDERAL CREDIT UNION Tulsa $21.07 3947
OKLAHOMA RE&T EMPLOYEES CREDIT UNION Oklahoma City $26.02 3849
TULSA POSTAL & COMMUNITY FEDERAL CREDIT UNION Tulsa $24.33 3713
FRATERNAL ORDER OF POLICE CREDIT UNION Tulsa $32.03 3666
OK FEDERAL CREDIT UNION Bartlesville $18.37 3556
DEPARTMENT OF PUBLIC SAFETY FEDERAL CREDIT UNION Oklahoma City $28.47 3378
TULSA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION Tulsa $19.65 3006
CENTRAL OKLAHOMA FEDERAL CREDIT UNION Davenport $33.45 2973
TEACHERS CREDIT UNION Oklahoma City $6.14 2865
EAST CENTRAL CREDIT UNION Ada $8.10 2506
RIVERWEST FEDERAL CREDIT UNION Tulsa $8.61 2384
INTEGRIS FEDERAL CREDIT UNION Oklahoma City $11.51 2339
HILLCREST FEDERAL CREDIT UNION Tulsa $13.77 2179
MCALESTER AAP FEDERAL CREDIT UNION Mcalester $14.36 1970
SPACE AGE TULSA FEDERAL CREDIT UNION Tulsa $14.53 1948
CORRECTIONAL WORKERS FEDERAL CREDIT UNION El Reno $10.74 1891
GROUP SERVICE EMPLOYEES FEDERAL CREDIT UNION Tulsa $11.80 1799
FIRST TULSA FEDERAL CREDIT UNION Tulsa $10.24 1755
MIDWEST CITY CREDIT UNION Midwest City $9.38 1703
FRIENDS FEDERAL CREDIT UNION Norman $7.25 1590
SSMOK EMPLOYEES FEDERAL CREDIT UNION Oklahoma City $7.42 1507
UNITED MEMBERS FEDERAL CREDIT UNION Tulsa $13.78 1366
ARBUCKLE FEDERAL CREDIT UNION Ada $8.12 1003
COVENANT FEDERAL CREDIT UNION Tulsa $4.75 902
TRI-COUNTY FEDERAL CREDIT UNION Shawnee $2.85 885
COOPERATIVE EMPLOYEES CREDIT UNION Anadarko $7.56 828
OSU INSTITUTE OF TECHNOLOGY FEDERAL CREDIT UNION Okmulgee $4.95 676
VELMA FEDERAL CREDIT UNION Velma $1.97 638
MY CHOICE FEDERAL CREDIT UNION Tulsa $2.08 612
MCALESTER CREDIT UNION Mcalester $3.57 575
MORNING STAR FEDERAL CREDIT UNION Tulsa $0.57 499
GILT EDGE EMPLOYEES FEDERAL CREDIT UNION Norman $2.19 336
LANGSTON FEDERAL CREDIT UNION Langston $0.15 252
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