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Best Personal Loans for Bad Credit 2020

BadCreditLoans

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

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CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

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OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

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Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Download our complete list of all bad credit lenders 2020!

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LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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CashAdvance

$100 - $1,000

Min Credit Score: 0

APR: Vary

1 - 12 month

Time to Fund: 1 Day

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

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Best Personal Loans for Fair Credit 2020

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

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BadCreditLoans

Up to: $5,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

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CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

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Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

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LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

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Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

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PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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Best Personal Loans for Good Credit 2020

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

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Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

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Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

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PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

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LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

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Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

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Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

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Best Debt Consolidation Loans 2020

Compare All Debt Consolidation Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Compare All Debt Consolidation Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

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Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

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LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

Apply Now

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

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Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Apply Now

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

Best Auto Loans 2020

LendingTree

Up to $1 Million

APR: From 3.09%

From 1.99%

Apply Now

SuperMoney - Compare Loans to Buy Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

SuperMoney - Compare Loans to Refinance Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

My Consumers

Up to: $250

Min Credit Score: 640

APR: 2.24% - 14.99%

Apply Now

FirstChoiceAutoLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

MaxCarLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

StandardAutoFinancial for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

myAutoloan

Up to: $7,500

Min Credit Score: 500

APR: 1.99% - 24.9%

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CapitalOne

Up to: $4,000

Min Credit Score: 500

APR: 3.99% - 24.99%

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Lending Club

Up to: $5,000

Min Credit Score: 510

APR: 3.49% - 24.99%

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Carvana.com

Up to: $7,500

Min Credit Score: 0

APR: 7.99% - 14.99%

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Best Mortgage Loans 2020

Compare All Mortgage Lenders at LendingTree

Find The Best Lender

Min Credit Score: 0

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Compare All Mortgage Lenders at Credible

Find The Best Lender

Min Credit Score: 0

Apply Now

New American Funding

Min Credit Score: 700

Min Down Payment: 3%

Apply Now

Rocket Mortgage

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Quicken Loans

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Bank Of America

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Citi Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

PNC Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

Best Student Loans 2020

Compare All Student Loans at SuperMoney

Up to $300,000

Min Credit Score: 0

APR: Vary

Apply Now

Refinance Your Student Loan with Credible

Compare all student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Credible Private Student Loans

Compare all private student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Sallie Mae

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.15%

Min. Credit Score: Does not disclose

Apply Now

College Ave Student Loans

Fixed APR: 3.99 - 12.99%

Variable APR: 1.24 - 11.98%

Min. Credit Score: Mid-600s

Apply Now

Ascent

Fixed APR: 3.84 - 14.50%

Variable APR: 2.73 - 13.01%

Min. Credit Score: 540

Apply Now

Sofi

Fixed APR: 4.11 - 11.83%

Variable APR: 1.78 - 11.73%

Min. Credit Score: Does not disclose

Apply Now

Earnest

Fixed APR: 3.95 - 12.78%

Variable APR: 1.24 - 11.44%

Min. Credit Score: 650

Apply Now

Discover Student Loans

Fixed APR: 4.84 - 12.39%

Variable APR: 1.59 - 10.99%

Min. Credit Score: Does not disclose

Apply Now

Commonbond

Fixed APR: 5.45 - 9.74%

Variable APR: 3.31 - 9.29%

Min. Credit Score: 660

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Lendkey

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.76%

Min. Credit Score: 660

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Citizens One

Fixed APR: 4.25 - 11.53%

Variable APR: 1.25 - 11.01%

Min. Credit Score: Does not disclose

Apply Now

Best Business Loans 2020

Compare All Business Loans at SuperMoney

Up to $5 Millions

Min Credit Score: 0

APR: Vary

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Compare All Business Loans at LendingTree

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Apply Now

Kabbage

Up to: $250,000

Min Credit Score: 0

APR: 24% - 99%

Apply Now

Camino Financial

Up to: $100,000

Min Credit Score: 600

APR: Vary

Apply Now

Credibility Capital

Up to: $350,000

Min Credit Score: 650

APR: 10% - 25%

Apply Now

LendingClub

Up to: $300,000

Min Credit Score: 600

APR: 10% - 35.7%

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StreetShares

Up to: $150,000

Min Credit Score: 600

APR: 9% - 40%

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OnDeck

Up to: $500,000

Min Credit Score: 500

APR: 16.7% - 99.4%

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QuarterSpot

Up to: $200,000

Min Credit Score: 550

APR: 30% - 70%

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FundBox

Up to: $100,000

Min Credit Score: 0

APR: 10% - 79%

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Blue Vine

Up to: $5,000,000

Min Credit Score: 530

APR: 15% - 78%

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Best Loans By State 2020

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Compare All Credit Cards

Bad Credit

Capital One® Secured Mastercard®

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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OpenSky® Secured Visa® Credit Card

APR: 19.14%

Intro APR: N/A

Annual Fee: $35

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Discover it® Secured

APR: 24.74%

Intro APR: 10.99%

Annual Fee: $0

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Digital Federal Credit Union Visa Platinum Secured Credit Card

APR: 13.25%

Intro APR: N/A

Annual Fee: $0

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First Progress Platinum Elite

APR: 20.14%

Intro APR: N/A

Annual Fee: $29

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Green Dot Primor Classic

APR: 13.99%

Intro APR: N/A

Annual Fee: $39

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Green Dot Primor Gold

Annual Fee: $9.99%

Intro APR: N/A

Regular APR: 49%

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Milestone

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

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First Progress Platinum Select

APR: 14.24%

Intro APR: N/A

Annual Fee: $39

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Indigo® Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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First Progress Platinum Prestige

APR: 10.24%

Intro APR: N/A

Annual Fee: $49

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Indigo® Mastercard®

APR: 23.99%

Intro APR: N/A

Annual Fee: $0-$99

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Indigo® Platinum Mastercard®

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Secured

APR: 16.50%

Intro APR: N/A

Annual Fee: $39

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Fair Credit

Capital One

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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Milestone Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

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Indigo Platinum

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Journey Student Rewards

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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Indigo

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Charity Charge World

APR: 11.24%-21.24%

Intro APR: 1.99% for 6 months

Annual Fee: $0

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Indigo Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Standard

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

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Gold

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

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Good Credit

Credible

Compare All Personal Loans at One Place

$1,000 - $100,000

Min Credit Score: 0

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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LendingTree

Up to $50,000

Min Credit Score: 500

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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Citi® Double Cash

APR: 15.24% - 25.24%

Intro APR: N/A

Annual Fee: $0

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Capital One® Savor®

APR: 16.24% - 25.24%

Intro APR: N/A

Annual Fee: $0 after first year $95

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Capital One® SavorOne

APR: 14.74% - 24.74%

Intro APR: $0 for 15 months

Annual Fee: $0

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HSBC Gold

APR: Variable APR of 12.74%, 16.74% or 20.74%

Intro APR: $0 for 18 months

Annual Fee: $0

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HSBC Cash Rewards

APR: Variable APR of 14.74%, 18.74% or 24.74%

Intro APR: N/A

Annual Fee: $0

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Citi Simplicity®

APR: 15.74% - 25.74% (Variable)

Intro APR: $0 for 18 months

Annual Fee: $0

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Citi® Diamond Preferred®

APR: 14.74% - 24.74% (Variable)

Intro APR: $0 for 12 months

Annual Fee: $0

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Milestone® Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

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Indigo® Platinum

APR:23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Rewards Credit Cards

Chase Sapphire Preferred®

APR: 17.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Chase Freedom®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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Chase Freedom Unlimited®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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MBNA World Elite MasterCard

APR: 19.99%

Intro APR: $0 for 6 months

Annual Fee: $0

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Capital One® Venture®

APR: 14.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Discover it® Cash Back

APR: 13.74% - 24.74% (Variable)

Intro APR:$0 for 14 months

Annual Fee: $0

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Travel Credit Cards

Chase Sapphire Preferred

APR: N/A

Intro APR: N/A

Annual Fee: $450

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Chase Freedom Unlimited

APR: 14.24% - 23.24%

Intro APR: $0 for 15 months

Annual Fee: $0

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Citi Double Cash

APR: Variable APR of 12.99%, 17.99% or 22.99%

Intro APR: N/A

Annual Fee: $0

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Southwest Airlines Rapid

APR: N/A

Intro APR: N/A

Annual Fee: N/A

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Starwood Preferred Guest

APR: N/A

Intro APR:$0 for 12 months

Annual Fee: $95

Apply Now

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Best Loan Rates and Local Laws by State

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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