Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2020 - Elite Personal Finance
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Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2020

EPF Last Update: April 1, 2020
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Best Personal Loans for Bad Credit in West Virginia 2020

Amount

$500 – $5,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in West Virginia

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in West Virginia

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in West Virginia

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in West Virginia

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in West Virginia

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in West Virginia

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in West Virginia

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in West Virginia

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in West Virginia

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in West Virginia

Not a direct lender

Best Good Credit Loans in West Virginia 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in West Virginia

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

6.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in West Virginia

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in West Virginia

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in West Virginia

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in West Virginia

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in West Virginia

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

6.98% – 35.89%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in West Virginia

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 -5 Years

Licensed in West Virginia

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in West Virginia

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in West Virginia

Yes

You can also check out our full list of recommended lenders.

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Payday Loan Laws in West Virginia

According to the law in West Virginia, payday loans are prohibited.

Loans of up to $2,000 and up to 31% APR are allowed.

Payday Loan Laws in West Virginia by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of West Virginia.

We haven’t found a significant difference between the payday loan laws in West Virginia. If you are with bad credit, here are the laws in West Virginia by country.

CityAmount AllowedAPR AllowedStatus
Charleston$2,00031%Prohibited
Huntington$2,00031%Prohibited
Morgantown$2,00031%Prohibited
Parkersburg$2,00031%Prohibited
Wheeling$2,00031%Prohibited
Weirton$2,00031%Prohibited
Fairmont$2,00031%Prohibited
Martinsburg$2,00031%Prohibited
Beckley$2,00031%Prohibited
Clarksburg$2,00031%Prohibited
South Charleston$2,00031%Prohibited
Vienna$2,00031%Prohibited
St. Albans$2,00031%Prohibited
Bluefield$2,00031%Prohibited
Bridgeport$2,00031%Prohibited
Moundsville$2,00031%Prohibited
Oak Hill$2,00031%Prohibited
Dunbar$2,00031%Prohibited
Elkins$2,00031%Prohibited
Hurricane$2,00031%Prohibited
Nitro$2,00031%Prohibited
Charles Town$2,00031%Prohibited
Princeton$2,00031%Prohibited
Buckhannon$2,00031%Prohibited
Ranson$2,00031%Prohibited
New Martinsville$2,00031%Prohibited
Grafton$2,00031%Prohibited
Keyser$2,00031%Prohibited
Westover$2,00031%Prohibited
Barboursville$2,00031%Prohibited
Point Pleasant$2,00031%Prohibited
Weston$2,00031%Prohibited
Lewisburg$2,00031%Prohibited
Ravenswood$2,00031%Prohibited
Philippi$2,00031%Prohibited
Summersville$2,00031%Prohibited
Ripley$2,00031%Prohibited
Pleasant Valley$2,00031%Prohibited
Kenova$2,00031%Prohibited

Auto Title Loan Laws in West Virginia

Auto title loans in West Virginia are prohibited.

Best Auto Loans for Bad Credit in West Virginia 2020

Best Auto Loans for Good Credit in West Virginia 2020

FHA Loans in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Barbour County to a high of $1,472,550 for a 4-bedroom unit in Jefferson County.

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Barbour County$331,760$638,100
Berkeley County$331,760$638,100
Boone County$331,760$638,100
Braxton County$331,760$638,100
Brooke County$331,760$638,100
Cabell County$331,760$638,100
Calhoun County$331,760$638,100
Clay County$331,760$638,100
Doddridge County$331,760$638,100
Fayette County$331,760$638,100
Gilmer County$331,760$638,100
Grant County$331,760$638,100
Greenbrier County$331,760$638,100
Hampshire County$331,760$638,100
Hancock County$331,760$638,100
Hardy County$331,760$638,100
Harrison County$331,760$638,100
Jackson County$331,760$638,100
Jefferson County$765,600$1,472,550
Kanawha County$331,760$638,100
Lewis County$331,760$638,100
Lincoln County$331,760$638,100
Logan County$331,760$638,100
Marion County$331,760$638,100
Marshall County$331,760$638,100
Mason County$331,760$638,100
Mcdowell County$331,760$638,100
Mercer County$331,760$638,100
Mineral County$331,760$638,100
Mingo County$331,760$638,100
Monongalia County$331,760$638,100
Monroe County$331,760$638,100
Morgan County$331,760$638,100
Nicholas County$331,760$638,100
Ohio County$331,760$638,100
Pendleton County$331,760$638,100
Pleasants County$331,760$638,100
Pocahontas County$331,760$638,100
Preston County$331,760$638,100
Putnam County$331,760$638,100
Raleigh County$331,760$638,100
Randolph County$331,760$638,100
Ritchie County$331,760$638,100
Roane County$331,760$638,100
Summers County$331,760$638,100
Taylor County$331,760$638,100
Tucker County$331,760$638,100
Tyler County$331,760$638,100
Upshur County$331,760$638,100
Wayne County$331,760$638,100
Webster County$331,760$638,100
Wetzel County$331,760$638,100
Wirt County$331,760$638,100
Wood County$331,760$638,100
Wyoming County$331,760$638,100

Business Loans in West Virginia

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in West Virginia

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in West Virginia

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in West Virginia

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in West Virginia

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in West Virginia

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in West Virginia

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in West Virginia

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in West Virginia

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in West Virginia

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in West Virginia

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in West Virginia

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in West Virginia

Yes

All Licensed Credit Unions in West Virginia

NameCitySize (Millions)Members
FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNIONWeirton$359.2239543
FAIRMONT FEDERAL CREDIT UNIONFairmont$262.2137907
BAYER HERITAGE FEDERAL CREDIT UNIONNew Martinsville$274.6127155
WEST VIRGINIA CENTRAL CREDIT UNIONParkersburg$93.2018872
STAR USA FEDERAL CREDIT UNIONCharleston$160.9718848
WEST VIRGINIA FEDERAL CREDIT UNIONCharleston$165.7612806
PIONEER WEST VIRGINIA FEDERAL CREDIT UNIONCharleston$136.9012497
FIRST PRIORITY FEDERAL CREDIT UNIONHuntington$52.3411293
PEOPLES FEDERAL CREDIT UNIONNitro$88.4010094
THE STATE CREDIT UNIONCharleston$50.4310080
167TH TFR FEDERAL CREDIT UNIONMartinsburg$41.328655
THE UNITED FEDERAL CREDIT UNIONMorgantown$60.527218
MEMBERS CHOICE WV FEDERAL CREDIT UNIONCharleston$84.607012
ONE COMMUNITY FEDERAL CREDIT UNIONParkersburg$59.746973
UNIVERSAL FEDERAL CREDIT UNIONHuntington$62.086427
CAMC FEDERAL CREDIT UNIONCharleston$53.855730
HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNIONHuntington$31.365472
RAVENSWOOD FEDERAL CREDIT UNIONRavenswood$29.215235
WVU EMPLOYEES FEDERAL CREDIT UNIONMorgantown$25.605133
MOUNTAIN HERITAGE FEDERAL CREDIT UNIONParkersburg$27.695059
MORGANTOWN A E S FEDERAL CREDIT UNIONMorgantown$35.544976
WV UNITED FEDERAL CREDIT UNIONCharleston$26.234719
KEMBA CHARLESTON FEDERAL CREDIT UNIONDunbar$37.594592
HUNTINGTONIZED FEDERAL CREDIT UNIONHuntington$22.864306
EASTERN PANHANDLE FEDERAL CREDIT UNIONMartinsburg$13.773828
TRIVANTAGE COMMUNITY FEDERAL CREDIT UNIONHuntington$17.773787
LONG REACH FEDERAL CREDIT UNIONFriendly$34.183719
STRIP STEEL COMMUNITY FEDERAL CREDIT UNIONWeirton$40.463661
METRO COMMUNITY FEDERAL CREDIT UNIONHuntington$26.113230
WOOD COUNTY COMMUNITY FEDERAL CREDIT UNIONParkersburg$16.943228
ALLOY FEDERAL CREDIT UNIONValley$19.363156
CWV TEL FEDERAL CREDIT UNIONClarksburg$24.282983
UNION TRADES FEDERAL CREDIT UNIONParkersburg$18.802874
HARRISON COUNTY FEDERAL CREDIT UNIONNutter Fort$13.612705
HOPE FEDERAL CREDIT UNIONClarksburg$34.722691
MARTINSBURG V.A. CENTER FEDERAL CREDIT UNIONTuscarora$11.682603
NATIONAL EMPLOYEES FEDERAL CREDIT UNIONBluefield$7.822574
CHHE FEDERAL CREDIT UNIONHuntington$15.742562
MARSHALL COUNTY FEDERAL CREDIT UNIONMoundsville$10.852518
TRI-STATE FEDERAL CREDIT UNIONHuntington$10.062323
RALEIGH CO. EDUCATORS FEDERAL CREDIT UNIONBeckley$19.652265
TRI AG W VA FEDERAL CREDIT UNIONMorgantown$12.622181
CHA-TEL FEDERAL CREDIT UNIONCharleston$10.082116
TIN MILL EMPLOYEES FEDERAL CREDIT UNIONWeirton$18.411994
WEE FEDERAL CREDIT UNIONParkersburg$12.531859
RALEIGH COUNTY FEDERAL CREDIT UNIONBeckley$7.031827
WV NATIONAL GUARD FEDERAL CREDIT UNIONCharleston$32.121814
PUTNAM SCHOOL EMPLOYEES FEDERAL CREDIT UNIONEleanor$10.151766
IBEW 317 FEDERAL CREDIT UNIONHuntington$18.321649
ATLANTIC GREYHOUND FEDERAL CREDIT UNIONCharleston$5.061627
MERCER COUNTY W VA TEACHERS FEDERAL CREDIT UNIONBluefield$6.591619
C C M H FEDERAL CREDIT UNIONParkersburg$4.121607
PRESTON FEDERAL CREDIT UNIONKingwood$21.591557
HANCOCK SCHOOL EMP. FEDERAL CREDIT UNIONWeirton$14.441543
BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNIONMartinsburg$3.891493
UNITED HOSPITAL CENTER FEDERAL CREDIT UNIONBridgeport$9.281473
WILLOW ISLAND FEDERAL CREDIT UNIONSt Marys$5.661437
SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNIONSouth Charleston$19.761419
TELBEC FEDERAL CREDIT UNIONBeckley$12.011417
MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNIONFairmont$9.141403
APPALACHIAN POWER EMPLOYEES FEDERAL CREDIT UNIONHuntington$7.981299
FAYETTE FEDERAL CREDIT UNIONMt Hope$14.501211
CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNIONClarksburg$11.341176
CHARLESTON FEDERAL CREDIT UNIONCharleston$7.811171
PACE FEDERAL CREDIT UNIONHuntington$8.091148
ROMNEY FEDERAL CREDIT UNIONRomney$5.721148
WAYCOSE FEDERAL CREDIT UNIONHuntington$2.981096
WHETELCO FEDERAL CREDIT UNIONWheeling$4.661002
TWIN OAKS FEDERAL CREDIT UNIONApple Grove$5.26978
NATRIUM EMPLOYEES FEDERAL CREDIT UNION2$7.37936
OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNIONWheeling$5.42891
CITY OF CLARKSBURG FEDERAL CREDIT UNIONClarksburg$7.65874
CHARLESTON POSTAL FEDERAL CREDIT UNIONCharleston$3.60767
BLENNERHASSETT FEDERAL CREDIT UNIONVienna$6.27761
ALDERSON FCI FEDERAL CREDIT UNIONAlderson$5.12735
IBEW 141 FEDERAL CREDIT UNIONWheeling$1.91683
LOGAN COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNIONLogan$1.36645
HUNTINGTON WEST VA FIREMENS FEDERAL CREDIT UNIONHuntington$4.29632
IBEW 466 FEDERAL CREDIT UNIONCharleston$2.88613
SOUTH BERKELEY FEDERAL CREDIT UNIONMartinsburg$2.09595
MOUNTAIN VALLEY FEDERAL CREDIT UNIONNitro$6.98584
CABWAY TELCO FEDERAL CREDIT UNIONHuntington$5.02488
TEAMSTERS LOCAL 697 FEDERAL CREDIT UNIONWheeling$1.07473
IBEW 968 FEDERAL CREDIT UNIONParkersburg$5.25421
PLUMBERS & STEAMFITTERS LO 83 FEDERAL CREDIT UNIONWheeling$1.05414
RANDOLPH COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNIONElkins$1.28392
LOCAL NO. 317 I.A.F.F. CREDIT UNIONCharleston$6.57388
MINGO COUNTY EDUCATION FEDERAL CREDIT UNIONWilliamson$1.41377
BLUEFIELD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNIONBluefield$0.52363
U S EMPLOYEES FEDERAL CREDIT UNIONFairmont$0.82351
RMH FEDERAL CREDIT UNIONGlen Dale$1.04326
CITY OF FAIRMONT FEDERAL CREDIT UNIONFairmont$1.62313
STEEL CRETE EMPLOYEES FEDERAL CREDIT UNIONBeech Bottom$1.50290
MAIL POUCH FEDERAL CREDIT UNIONWheeling$1.32210
O. F. TOALSTON FEDERAL CREDIT UNIONLogan$0.31163
NOVAMONT EMP. FEDERAL CREDIT UNIONKenova$0.73162
EAGLE CAN EMPLOYEES FEDERAL CREDIT UNIONWellsburg$0.57152
WHEELING PITTSBURGH STEEL OFFICE FEDERAL CREDIT UNIONWheeling$1.72146
MONROE COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNIONPhilippi$0.44143
VALLEY BELL FEDERAL CREDIT UNIONCharleston$0.32140
W. VIRGINIA STATE CONVENTION CREDIT UNIONPlateau$0.22138
MILDRED MITCHELL-BATEMAN HOSPITAL FEDERAL CREDIT UNIONHuntington$0.05112
VALLEY BOARD FEDERAL CREDIT UNIONHarpers Ferry$0.17106
MCDOWELL COUNTY FEDERAL CREDIT UNIONNorth Elkin$0.0443

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