Best Loans In Nevada, Payday, Auto Title Laws 2020 - Elite Personal Finance
Loans By State

Best Loans In Nevada, Payday, Auto Title Laws 2020

EPF Last Update: April 1, 2020

View All Studies

Unlike many other U.S. jurisdictions, Nevada’s Installment Loan Act allows lenders and borrowers to determine their credit terms. There are no maximum loan limits or finance charges and indefinite terms can be negotiated.

However, licensed lenders are limited to charging a $20 annual fee and a $10 bad check fee.

Best Bad Credit Loans in Nevada 2020

Amount

$500 – $5,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Nevada

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in Nevada

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Nevada

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Nevada

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Nevada

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Nevada

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Nevada

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Nevada

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Nevada

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Nevada

Not a direct lender

To learn how bad credit loans differ from other types of loans, see our complete guide.

Best Personal Loans for Good Credit in Nevada 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Nevada

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

6.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in Nevada

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Nevada

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Nevada

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Nevada

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Nevada

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

6.98% – 35.89%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in Nevada

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 -5 Years

Licensed in Nevada

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in Nevada

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in Nevada

Yes

For a more comprehensive list, have a look at some of our recommended lenders.

Shop Around

Our Loan Calculator Will Help You!

Loan Payment Calculator

$

Or

Monthly Payments

$0

Total Principal Paid$0

Total Interest Paid$0

Want this calculator on Your Site? Get it free from us copy the code below

<iframe id="best-loans-nv" name="best-loans-nv" src="https://www.elitepersonalfinance.com/calculators/loan-payment-calculator-source/" allowtransparency="true" onload="this.style.height=(this.contentDocument.body.scrollHeight+45) +'px';" scrolling="no" style="width:100%;border:none;"></iframe>

Payday Loans in Nevada

Maximum Loan Amount: No limit

Minimum Loan Term: Not specified

Maximum Loan Term: 35 days

Maximum Fee: 25% of a borrower’s gross monthly income

Maximum APR: Averages 652%

Rollovers: Allowed

Loan Limit: No limit

Payday loans are legal in Nevada.

However, similar to the installment loan regulations above, the Deferred Deposit Act places very few restrictions on licensed lenders. Finance charges are determined by the lender and the borrower, though loan proceeds cannot exceed 25% of a borrower’s gross monthly income. Terms are capped at 35 days and rollovers are allowed as long as the lender does “not grant a grace period for the purpose of artificially increasing the amount which a customer would otherwise qualify to borrow.”

Payday Loan Laws in Nevada by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Nevada.

We haven’t found a significant difference between the payday loan laws in Nevada. If you are with bad credit, here are the laws in Nevada by country.

CityAmount AllowedAPR AllowedStatus
Las Vegas25% of Monthly Gross IncomeNo LimitLegal
Henderson25% of Monthly Gross IncomeNo LimitLegal
Reno25% of Monthly Gross IncomeNo LimitLegal
North Las Vegas25% of Monthly Gross IncomeNo LimitLegal
Paradise25% of Monthly Gross IncomeNo LimitLegal
Spring Valley25% of Monthly Gross IncomeNo LimitLegal
Sunrise Manor25% of Monthly Gross IncomeNo LimitLegal
Enterprise25% of Monthly Gross IncomeNo LimitLegal
Sparks25% of Monthly Gross IncomeNo LimitLegal
Carson City25% of Monthly Gross IncomeNo LimitLegal
Whitney25% of Monthly Gross IncomeNo LimitLegal
Pahrump25% of Monthly Gross IncomeNo LimitLegal
Winchester25% of Monthly Gross IncomeNo LimitLegal
Summerlin South25% of Monthly Gross IncomeNo LimitLegal
Sun Valley25% of Monthly Gross IncomeNo LimitLegal
Elko25% of Monthly Gross IncomeNo LimitLegal
Fernley25% of Monthly Gross IncomeNo LimitLegal
Mesquite25% of Monthly Gross IncomeNo LimitLegal
Spanish Springs25% of Monthly Gross IncomeNo LimitLegal
Boulder City25% of Monthly Gross IncomeNo LimitLegal
Spring Creek25% of Monthly Gross IncomeNo LimitLegal
Gardnerville Ranchos25% of Monthly Gross IncomeNo LimitLegal
Dayton25% of Monthly Gross IncomeNo LimitLegal
Cold Springs25% of Monthly Gross IncomeNo LimitLegal
Incline Village25% of Monthly Gross IncomeNo LimitLegal
Fallon25% of Monthly Gross IncomeNo LimitLegal
Winnemucca25% of Monthly Gross IncomeNo LimitLegal
Laughlin25% of Monthly Gross IncomeNo LimitLegal
Moapa Valley25% of Monthly Gross IncomeNo LimitLegal
Gardnerville25% of Monthly Gross IncomeNo LimitLegal
Johnson Lane25% of Monthly Gross IncomeNo LimitLegal
Indian Hills25% of Monthly Gross IncomeNo LimitLegal
Lemmon Valley25% of Monthly Gross IncomeNo LimitLegal
Silver Springs25% of Monthly Gross IncomeNo LimitLegal
West Wendover25% of Monthly Gross IncomeNo LimitLegal
Ely25% of Monthly Gross IncomeNo LimitLegal
Nellis AFB25% of Monthly Gross IncomeNo LimitLegal
Battle Mountain25% of Monthly Gross IncomeNo LimitLegal
Minden25% of Monthly Gross IncomeNo LimitLegal
Yerington25% of Monthly Gross IncomeNo LimitLegal

Best Auto Loans for Bad Credit in Nevada 2020

Best Auto Loans for Good Credit in Nevada 2020

FHA Loans in Nevada

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Carson City$361,100$694,400
Churchill County$331,760$638,100
Clark County$345,000$663,450
Douglas County$460,000$884,600
Elko County$331,760$638,100
Esmeralda County$331,760$638,100
Eureka County$331,760$638,100
Humboldt County$331,760$638,100
Lander County$331,760$638,100
Lincoln County$331,760$638,100
Lyon County$331,760$638,100
Mineral County$331,760$638,100
Nye County$331,760$638,100
Pershing County$331,760$638,100
Storey County$437,000$840,400
Washoe County$437,000$840,400
White Pine County$331,760$638,100

Business Loans in Nevada

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in Nevada

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in Nevada

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in Nevada

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in Nevada

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in Nevada

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in Nevada

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in Nevada

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in Nevada

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in Nevada

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in Nevada

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in Nevada

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in Nevada

Yes

All Licensed Credit Unions in Nevada

NameCitySize (Millions)Members
ONE NEVADA CREDIT UNIONLas Vegas$682.6677274
SILVER STATE SCHOOLS FAMILY CREDIT UNIONLas Vegas$653.5360117
GREATER NEVADA CREDIT UNIONCarson City$444.7447886
CLARK COUNTY CREDIT UNIONLas Vegas$480.8433409
WESTSTAR CREDIT UNIONLas Vegas$133.7123734
BOULDER DAM CREDIT UNIONBoulder City$459.1521404
PLUS CREDIT UNIONLas Vegas$85.2515903
GREAT BASIN FEDERAL CREDIT UNIONReno$103.3714845
ELKO FEDERAL CREDIT UNIONElko$109.3912041
FINANCIAL HORIZONS CREDIT UNIONHawthorne$135.479684
FRONTIER FINANCIAL CREDIT UNIONReno$71.518153
MOAPA VALLEY FEDERAL CREDIT UNIONOverton$64.416808
SIERRA PACIFIC FEDERAL CREDIT UNIONReno$75.035384
SONEPCO FEDERAL CREDIT UNIONLas Vegas$54.384818
RENO CITY EMPLOYEES FEDERAL CREDIT UNIONReno$30.462604
S W G FEDERAL CREDIT UNIONLas Vegas$19.062555
CHURCHILL COUNTY FEDERAL CREDIT UNIONFallon$44.072334
SPARKS CITY EMPLOYEES FEDERAL CREDIT UNIONSparks$13.341930
PAHRANAGAT VALLEY FEDERAL CREDIT UNIONAlamo$18.231868
STAGE EMPLOYEES FEDERAL CREDIT UNIONLas Vegas$13.581222
LAS VEGAS UP EMPLOYEES FEDERAL CREDIT UNIONLas Vegas$4.521013
E. W. NO. 401 CREDIT UNIONReno$7.90757
WHITE PINE COUNTY SCHOOL EMP FEDERAL CREDIT UNIONEly$1.11353

Elite Personal Finance

Recommended Articles

Debt

Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in Vermont 2020 [sc name="loans_vermont_bad_credit"] Best Good Credit Loans in Vermont 2020 [sc name="loans_vermont_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our Loan Calculator...

Debt

Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in West Virginia 2020 [sc name="loans_west_virginia_bad_credit"] Best Good Credit Loans in West Virginia 2020 [sc name="loans_west_virginia_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our...

AS SEEN ON