Best Loans In Montana, Payday, Auto Title Laws 2020 - Elite Personal Finance
loader
Loans By State

Best Loans In Montana, Payday, Auto Title Laws 2020

EPF Last Update: January 21, 2020
View All Studies

Montana’s Consumer Loan Act requires licensed lenders to cap installment loan APRs at 36%. Deferral and delinquency charges are capped at 5% of the outstanding balance, up to a maximum of $50. Bad check fees are also capped at $25.

When it comes to the amount of financing, Montana does not regulate the amount of credit extended to borrowers. Finalized terms are determined by the lender and the borrower. Similarly, banks, building and loan associations, savings and loan association, trust companies, and credit unions are exempt from the above regulations. Individuals who issue less than four consumer loans per year are also exempt.

Best Bad Credit Loans In Montana

Amount

$500 – $5,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in Montana

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in Montana

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in Montana

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in Montana

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Montana

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Montana

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Montana

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Montana

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in Montana

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Montana

Not a direct lender

Lender:Min Credit Score:Loan Amount:APR:Licensed in Montana:
BadCreditLoans0$500 – $5,0005.99% – 35.99%Not a direct lender
CashUSA0$500 – $5,0005.99% – 35.99%Not a direct lender
Opploans0$1,000 – $4,00099% – 199%Yes
PersonalLoans580$1,000 – $35,0005.99% – 35.99%Not a direct lender

If you need help selecting a bad credit loan, see our complete guide.

Best Personal Loans for Good Credit In Montana

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Montana

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

6.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in Montana

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in Montana

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in Montana

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in Montana

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in Montana

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

6.98% – 35.89%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in Montana

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 -5 Years

Licensed in Montana

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in Montana

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in Montana

Yes

Lender:Min Credit Score:Loan Amount:APR:Licensed in Montana:
Prosper640$2,000 – $40,0006.95% – 35.99%Yes
Payoff640$5,000 – $35,0005.99% – 24.99%Yes
PersonalLoans580$1,000 – $35,0005.99% – 35.99%Not a direct lender
LendingTree500$1,000 – $35,0003.99% – 35.99%Yes

To browse through some other great companies, see our full list of recommended lenders. And if you want to compare loans side-by-side, try SuperMoney. It’s a great place to search for a loan.

Shop Around

Our Loan Calculator Will Help You!

Loan Payment Calculator

$

Or

Monthly Payments

$0

Total Principal Paid$0

Total Interest Paid$0

Want this calculator on Your Site? Get it free from us copy the code below

 

Payday Loans in Montana

Maximum Loan Amount: $300

Minimum Loan Term: 14 days

Maximum Loan Term: 31 days

Maximum Fee: $1.39 per $100 borrowed (2-week term)

Maximum APR: 36%

Rollovers: Prohibited

Loan Limit: Not specified

Payday loans are legal in Montana.

Regulated by the Deferred Deposit Loan Act, licensed lenders are required to offer payday loan borrowers a minimum of $50 up to a maximum of $300. Also, if a borrower changes his or her mind and returns the proceeds in-full within one-day, finance charges are voided.

Payday loan APRs are capped at 36%, while non-sufficient funds (NSF) fees are capped at $30. As well, the minimum loan term is 14 days, while the maximum loan term is 31 days. Rollovers and extensions are also prohibited.

Elite Personal Finance

Recommended Articles

Debt

Best Loans for Good and Bad Credit Oregon, Payday Loans, Auto Title Loans 2020

EPF January 18, 2020

View All Studies [toc] Best Personal Loans for Bad Credit In Oregon 2020 Best Good Credit Loans In Oregon 2020 Payday Loan Laws Oregon 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...

Debt

Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2020

EPF January 18, 2020

View All Studies [toc] Best Personal Loans for Bad Credit In Oklahoma 2020 Best Good Credit Loans In Oklahoma 2020 Payday Loan Laws Oklahoma 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...

Privacy & Security

Privacy and Security

Elite Personal Finance takes your privacy very seriously.

We always use a secure and up-to-date SSL certificate to provide a private connection to our site.

Learn more

We have a very transparent privacy policy.

Learn more

We help you to be safe online by writing guides on safety, security and identity theft.

Learn more

In addition, we collect only minimum and necessary personal details on our site. In brief, visiting our site is ultimately safe and secure. However, we have to say that no one can be 100% secure online.

AS SEEN ON