Best Loans In New York, Payday, Auto Title Laws 2020 - Elite Personal Finance
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Best Loans In New York, Payday, Auto Title Laws 2020

EPF Last Update: April 1, 2020

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Article 9 of New York’s Licensed Lenders Law limits personal installment loans to $25,000. Finance charges are set by Title 5 of New York’s General Obligations Law, which caps installment loan APRs at 6%. Licensed lenders can also levy a delinquency fee – after the loan is more than 10 days past due – of 5% of the outstanding balance.

Best Bad Credit Loans in New York 2020

Amount

$500 – $5,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

3 – 36 Months

Licensed in New York

Not a direct lender

Amount

$100 - $2,500

Min Credit Score

0

APR

Vary by State

Approval

< 1 Day

Terms

1 - 36 Months

Licensed in New York

Yes

Amount

$1,000 – $5,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

9 – 36 Months

Licensed in New York

Yes

Amount

$100 – $1,000

Min Credit Score

0

APR

Vary By State

Approval

< 1 Day

Terms

7 – 30 Days

Licensed in New York

Yes

Amount

$1,000 – $10,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in New York

Not a direct lender

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in New York

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in New York

Yes

Amount

$1,000 – $100,000

Min Credit Score

500

APR

5.34% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in New York

Yes

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

< 1 Day

Terms

12 - 120 months

Licensed in New York

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in New York

Not a direct lender

For the ins-and-outs of how bad credit loans work , see our comprehensive guide.

Best Personal Loans for Good Credit in New York 2020

Amount

$1,000 - $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in New York

Yes

Amount

$2,000 - $40,000

Min Credit Score

640

APR

6.95% - 35.99%

Approval

1 - 3 Days

Terms

36 - 60 months

Licensed in New York

Yes

Amount

$1,000 – $100,000

Min Credit Score

0

APR

4.99 - 35.99%

Approval

1 Day

Terms

12 - 120 months

Licensed in New York

Yes

Amount

$1,000 – $35,000

Min Credit Score

580

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

90 Days – 72 Months

Licensed in New York

Yes

Amount

$1,000 – $50,000

Min Credit Score

500

APR

3.99% – 35.99%

Approval

< 1 Day

Terms

1 – 5 Years

Licensed in New York

Yes

Amount

$1,000 – $35,000

Min Credit Score

0

APR

5.99% – 35.99%

Approval

< 1 Day

Terms

2 – 5 Years

Licensed in New York

Yes

Amount

$1,000 – $50,000

Min Credit Score

600

APR

6.98% – 35.89%

Approval

< 1 Day

Terms

3 - 5 Years

Licensed in New York

Yes

Amount

$5,000 – $35,000

Min Credit Score

640

APR

5.99% – 24.99%

Approval

1 – 7 Days

Terms

2 -5 Years

Licensed in New York

Yes

Amount

$2,500-$35,000

Min Credit Score

660

APR

6.99-24.99%

Approval

1 Day

Terms

24 - 84 Months

Licensed in New York

Yes

Amount

$7,500 - $40,000

Min Credit Score

680

APR

6 - 15%

Approval

1 - 7 Days

Terms

36 - 84 months

Licensed in New York

Yes

For a wider array of options, see our complete list of recommended lenders.

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Payday Loans in New York

Payday loans are illegal in New York.

The state imposes a 25% APR-cap on ‘small loans’, while New York’s Department of Financial Services says, “It is a violation of New York State law to make payday loans in-person, by telephone, or over the Internet. It is also illegal for a debt collector to collect, or attempt to collect, on a payday loan in New York State.”

Payday Loan Laws in New York by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of New York.

CityAmount AllowedAPR AllowedStatus
New YorkN/A25%Prohibited
HempsteadN/A25%Prohibited
BrookhavenN/A25%Prohibited
IslipN/A25%Prohibited
Oyster BayN/A25%Prohibited
BuffaloN/A25%Prohibited
North HempsteadN/A25%Prohibited
BabylonN/A25%Prohibited
RochesterN/A25%Prohibited
HuntingtonN/A25%Prohibited
YonkersN/A25%Prohibited
SyracuseN/A25%Prohibited
RamapoN/A25%Prohibited
AmherstN/A25%Prohibited
SmithtownN/A25%Prohibited
AlbanyN/A25%Prohibited
GreeceN/A25%Prohibited
GreenburghN/A25%Prohibited
CheektowagaN/A25%Prohibited
ClarkstownN/A25%Prohibited
ColonieN/A25%Prohibited
New RochelleN/A25%Prohibited
Tonawanda townN/A25%Prohibited
Mount VernonN/A25%Prohibited
SchenectadyN/A25%Prohibited
UticaN/A25%Prohibited
ClayN/A25%Prohibited
HamburgN/A25%Prohibited
White PlainsN/A25%Prohibited
SouthamptonN/A25%Prohibited
Hempstead villageN/A25%Prohibited
UnionN/A25%Prohibited
IrondequoitN/A25%Prohibited
OrangetownN/A25%Prohibited
TroyN/A25%Prohibited
Niagara FallsN/A25%Prohibited
Rye townN/A25%Prohibited
PerintonN/A25%Prohibited
Binghamton cityN/A25%Prohibited
West SenecaN/A25%Prohibited
Mount PleasantN/A25%Prohibited
Poughkeepsie townN/A25%Prohibited
WebsterN/A25%Prohibited
HenriettaN/A25%Prohibited
FreeportN/A25%Prohibited
LancasterN/A25%Prohibited
CortlandtN/A25%Prohibited
OssiningN/A25%Prohibited
Valley StreamN/A25%Prohibited
PenfieldN/A25%Prohibited
HaverstrawN/A25%Prohibited
Clifton ParkN/A25%Prohibited
YorktownN/A25%Prohibited
Brighton townN/A25%Prohibited
GuilderlandN/A25%Prohibited
BethlehemN/A25%Prohibited
CarmelN/A25%Prohibited
RiverheadN/A25%Prohibited
Long BeachN/A25%Prohibited
EastchesterN/A25%Prohibited
SalinaN/A25%Prohibited
RomeN/A25%Prohibited
Spring ValleyN/A25%Prohibited
ClarenceN/A25%Prohibited
ManliusN/A25%Prohibited
WarwickN/A25%Prohibited
CiceroN/A25%Prohibited
Newburgh townN/A25%Prohibited
North TonawandaN/A25%Prohibited
Ithaca cityN/A25%Prohibited
PoughkeepsieN/A25%Prohibited
JamestownN/A25%Prohibited
MamaroneckN/A25%Prohibited
Orchard ParkN/A25%Prohibited
RotterdamN/A25%Prohibited
Port ChesterN/A25%Prohibited
GlenvilleN/A25%Prohibited
PittsfordN/A25%Prohibited
East FishkillN/A25%Prohibited
WallkillN/A25%Prohibited
ChiliN/A25%Prohibited
GatesN/A25%Prohibited
NewburghN/A25%Prohibited
VestalN/A25%Prohibited
HarrisonN/A25%Prohibited
Saratoga SpringsN/A25%Prohibited
Elmira cityN/A25%Prohibited
Middletown cityN/A25%Prohibited
QueensburyN/A25%Prohibited
Glen CoveN/A25%Prohibited
LindenhurstN/A25%Prohibited
New WindsorN/A25%Prohibited
AuburnN/A25%Prohibited
WappingerN/A25%Prohibited
Watertown cityN/A25%Prohibited
De WittN/A25%Prohibited
Ossining villageN/A25%Prohibited
Rockville CentreN/A25%Prohibited
CamillusN/A25%Prohibited
PeekskillN/A25%Prohibited
HalfmoonN/A25%Prohibited
Palm TreeN/A25%Prohibited
MontgomeryN/A25%Prohibited
Kiryas JoelN/A25%Prohibited
FishkillN/A25%Prohibited
Kingston cityN/A25%Prohibited
OnondagaN/A25%Prohibited
LysanderN/A25%Prohibited
Garden CityN/A25%Prohibited
NiskayunaN/A25%Prohibited
SoutholdN/A25%Prohibited
East HamptonN/A25%Prohibited
New HartfordN/A25%Prohibited
Le RayN/A25%Prohibited
SomersN/A25%Prohibited
Hyde ParkN/A25%Prohibited
Grand IslandN/A25%Prohibited
LockportN/A25%Prohibited
Lockport townN/A25%Prohibited
OgdenN/A25%Prohibited
IthacaN/A25%Prohibited
MonroeN/A25%Prohibited
LynbrookN/A25%Prohibited
Plattsburgh cityN/A25%Prohibited
HorseheadsN/A25%Prohibited
Mamaroneck villageN/A25%Prohibited
MiltonN/A25%Prohibited
MineolaN/A25%Prohibited
SaugertiesN/A25%Prohibited
OwegoN/A25%Prohibited
CortlandN/A25%Prohibited
WhitestownN/A25%Prohibited
SoutheastN/A25%Prohibited
WheatfieldN/A25%Prohibited
New CastleN/A25%Prohibited
AmsterdamN/A25%Prohibited
LackawannaN/A25%Prohibited
BedfordN/A25%Prohibited
ScarsdaleN/A25%Prohibited
Blooming GroveN/A25%Prohibited
Oswego cityN/A25%Prohibited
Massapequa ParkN/A25%Prohibited
WiltonN/A25%Prohibited
GeddesN/A25%Prohibited
CohoesN/A25%Prohibited
East GreenbushN/A25%Prohibited
Floral ParkN/A25%Prohibited
EvansN/A25%Prohibited
LewistonN/A25%Prohibited
RyeN/A25%Prohibited
ParmaN/A25%Prohibited
PotsdamN/A25%Prohibited
MaltaN/A25%Prohibited
La GrangeN/A25%Prohibited
Stony PointN/A25%Prohibited
WestburyN/A25%Prohibited
MoreauN/A25%Prohibited
SullivanN/A25%Prohibited
KenmoreN/A25%Prohibited
DepewN/A25%Prohibited
ThompsonN/A25%Prohibited
GloversvilleN/A25%Prohibited
TonawandaN/A25%Prohibited
VictorN/A25%Prohibited
BataviaN/A25%Prohibited
DrydenN/A25%Prohibited
Johnson CityN/A25%Prohibited
BeekmanN/A25%Prohibited
Glens FallsN/A25%Prohibited
MaloneN/A25%Prohibited
BeaconN/A25%Prohibited
PomfretN/A25%Prohibited
New PaltzN/A25%Prohibited
SwedenN/A25%Prohibited
ShawangunkN/A25%Prohibited
GoshenN/A25%Prohibited
OneontaN/A25%Prohibited
OleanN/A25%Prohibited
AuroraN/A25%Prohibited
ArcadiaN/A25%Prohibited
Van BurenN/A25%Prohibited
KentN/A25%Prohibited
SchodackN/A25%Prohibited
FarmingtonN/A25%Prohibited
WawarsingN/A25%Prohibited
GenevaN/A25%Prohibited
FallsburgN/A25%Prohibited
EndicottN/A25%Prohibited
German FlattsN/A25%Prohibited
BrunswickN/A25%Prohibited
LewisboroN/A25%Prohibited
PelhamN/A25%Prohibited
KingsburyN/A25%Prohibited
CornwallN/A25%Prohibited
PatchogueN/A25%Prohibited
UlsterN/A25%Prohibited
MassenaN/A25%Prohibited
HighlandsN/A25%Prohibited
North CastleN/A25%Prohibited
North GreenbushN/A25%Prohibited
Babylon villageN/A25%Prohibited
Haverstraw villageN/A25%Prohibited
BathN/A25%Prohibited
ChesterN/A25%Prohibited
Dunkirk cityN/A25%Prohibited
PattersonN/A25%Prohibited
PlattsburghN/A25%Prohibited
ElmaN/A25%Prohibited
Putnam ValleyN/A25%Prohibited
WoodburyN/A25%Prohibited
MamakatingN/A25%Prohibited
TarrytownN/A25%Prohibited
Fulton cityN/A25%Prohibited
CatskillN/A25%Prohibited
LansingN/A25%Prohibited
Red HookN/A25%Prohibited
CantonN/A25%Prohibited
Lake GroveN/A25%Prohibited
Dobbs FerryN/A25%Prohibited
OneidaN/A25%Prohibited
SuffernN/A25%Prohibited
Canandaigua townN/A25%Prohibited
Mount KiscoN/A25%Prohibited
ChenangoN/A25%Prohibited
Corning cityN/A25%Prohibited
BallstonN/A25%Prohibited
OgdensburgN/A25%Prohibited
Woodbury villageN/A25%Prohibited
GeneseoN/A25%Prohibited
FredoniaN/A25%Prohibited
LloydN/A25%Prohibited
CanandaiguaN/A25%Prohibited
SouthportN/A25%Prohibited
West HaverstrawN/A25%Prohibited
PlattekillN/A25%Prohibited
Great NeckN/A25%Prohibited
Lancaster villageN/A25%Prohibited
Sleepy HollowN/A25%Prohibited
KirklandN/A25%Prohibited
WatervlietN/A25%Prohibited
Massena villageN/A25%Prohibited
OntarioN/A25%Prohibited
AldenN/A25%Prohibited
New Hyde ParkN/A25%Prohibited
HerkimerN/A25%Prohibited
East RockawayN/A25%Prohibited
PhilipstownN/A25%Prohibited
Pleasant ValleyN/A25%Prohibited
Hamburg villageN/A25%Prohibited
Rye BrookN/A25%Prohibited
AmityvilleN/A25%Prohibited
MarcyN/A25%Prohibited
NewfaneN/A25%Prohibited
LibertyN/A25%Prohibited
ManchesterN/A25%Prohibited
RensselaerN/A25%Prohibited
Potsdam villageN/A25%Prohibited
HastingsN/A25%Prohibited
WalworthN/A25%Prohibited
MendonN/A25%Prohibited
CrawfordN/A25%Prohibited
HamlinN/A25%Prohibited
MacedonN/A25%Prohibited
NewarkN/A25%Prohibited
LenoxN/A25%Prohibited
FarmingdaleN/A25%Prohibited
EsopusN/A25%Prohibited
AirmontN/A25%Prohibited
Seneca FallsN/A25%Prohibited
New ScotlandN/A25%Prohibited
MarlboroughN/A25%Prohibited
StillwaterN/A25%Prohibited
NewsteadN/A25%Prohibited
Port JervisN/A25%Prohibited
Monroe villageN/A25%Prohibited
BartonN/A25%Prohibited
CoxsackieN/A25%Prohibited
MalverneN/A25%Prohibited
ConcordN/A25%Prohibited
WaterfordN/A25%Prohibited
Sand LakeN/A25%Prohibited
EllicottN/A25%Prohibited
DoverN/A25%Prohibited
KinderhookN/A25%Prohibited
BrockportN/A25%Prohibited
ErwinN/A25%Prohibited
HornellN/A25%Prohibited
JohnstownN/A25%Prohibited
North ElbaN/A25%Prohibited
PawlingN/A25%Prohibited
Albion townN/A25%Prohibited
SchroeppelN/A25%Prohibited
CortlandvilleN/A25%Prohibited
Croton-on-HudsonN/A25%Prohibited
New SquareN/A25%Prohibited
SodusN/A25%Prohibited
Geneseo villageN/A25%Prohibited
NiagaraN/A25%Prohibited
Chestnut RidgeN/A25%Prohibited
BostonN/A25%Prohibited
Hastings-on-HudsonN/A25%Prohibited
Port JeffersonN/A25%Prohibited
OswegoN/A25%Prohibited
IlionN/A25%Prohibited
Colonie villageN/A25%Prohibited
RhinebeckN/A25%Prohibited
GreenfieldN/A25%Prohibited
DeerparkN/A25%Prohibited
ScotiaN/A25%Prohibited
Briarcliff ManorN/A25%Prohibited
Big FlatsN/A25%Prohibited
AlleganyN/A25%Prohibited
EdenN/A25%Prohibited
PalmyraN/A25%Prohibited
SchaghticokeN/A25%Prohibited
LivoniaN/A25%Prohibited
BaldwinsvilleN/A25%Prohibited
RoyaltonN/A25%Prohibited
WaterlooN/A25%Prohibited
FrankfortN/A25%Prohibited
Le RoyN/A25%Prohibited
CoeymansN/A25%Prohibited
NorthportN/A25%Prohibited
Johnstown townN/A25%Prohibited
Williston Park and PompeyN/A25%Prohibited
BustiN/A25%Prohibited
WawayandaN/A25%Prohibited
AtticaN/A25%Prohibited
PleasantvilleN/A25%Prohibited
Rochester townN/A25%Prohibited
SkaneatelesN/A25%Prohibited
NyackN/A25%Prohibited
New Paltz villageN/A25%Prohibited
Hudson FallsN/A25%Prohibited
East HillsN/A25%Prohibited
ClarksonN/A25%Prohibited
WellsvilleN/A25%Prohibited
GouverneurN/A25%Prohibited
CazenoviaN/A25%Prohibited
Great Neck PlazaN/A25%Prohibited
PeruN/A25%Prohibited
Pelham villageN/A25%Prohibited
AvonN/A25%Prohibited
PhelpsN/A25%Prohibited
Herkimer villageN/A25%Prohibited
MiloN/A25%Prohibited
Batavia townN/A25%Prohibited
HoosickN/A25%Prohibited
NorwichN/A25%Prohibited
Mount HopeN/A25%Prohibited
Warwick villageN/A25%Prohibited
WilliamsonN/A25%Prohibited
North SyracuseN/A25%Prohibited
HanoverN/A25%Prohibited
WaldenN/A25%Prohibited
BayvilleN/A25%Prohibited
ElmiraN/A25%Prohibited
CedarhurstN/A25%Prohibited
PendletonN/A25%Prohibited
ManorhavenN/A25%Prohibited
ScribaN/A25%Prohibited
East RochesterN/A25%Prohibited
PorterN/A25%Prohibited
GranbyN/A25%Prohibited
TuckahoeN/A25%Prohibited
IrvingtonN/A25%Prohibited
Lawrence villageN/A25%Prohibited
Collins and HamiltonN/A25%Prohibited
Horseheads villageN/A25%Prohibited
GranvilleN/A25%Prohibited
Canton village and DuanesburgN/A25%Prohibited
MonticelloN/A25%Prohibited
RidgewayN/A25%Prohibited
CorinthN/A25%Prohibited
CairoN/A25%Prohibited
LeeN/A25%Prohibited
FentonN/A25%Prohibited
BronxvilleN/A25%Prohibited
SolvayN/A25%Prohibited
CobleskillN/A25%Prohibited
HudsonN/A25%Prohibited
CorningN/A25%Prohibited
HomerN/A25%Prohibited
MayfieldN/A25%Prohibited
VeronaN/A25%Prohibited
BrownvilleN/A25%Prohibited
East AuroraN/A25%Prohibited
Fort EdwardN/A25%Prohibited
WilnaN/A25%Prohibited
HurleyN/A25%Prohibited
MarcellusN/A25%Prohibited
LarchmontN/A25%Prohibited
WestmorelandN/A25%Prohibited
Fort AnnN/A25%Prohibited
WindsorN/A25%Prohibited
Amsterdam townN/A25%Prohibited
GrotonN/A25%Prohibited
RosendaleN/A25%Prohibited
Hilton and Wesley HillsN/A25%Prohibited
WilsonN/A25%Prohibited
MedinaN/A25%Prohibited
Tupper LakeN/A25%Prohibited
WoodstockN/A25%Prohibited
CambriaN/A25%Prohibited
ClaverackN/A25%Prohibited
ElbridgeN/A25%Prohibited
VolneyN/A25%Prohibited
WashingtonvilleN/A25%Prohibited
SaratogaN/A25%Prohibited
Malone villageN/A25%Prohibited
PittstownN/A25%Prohibited
Wappingers FallsN/A25%Prohibited
ChamplainN/A25%Prohibited
North HillsN/A25%Prohibited
KirkwoodN/A25%Prohibited
GardinerN/A25%Prohibited
RichlandN/A25%Prohibited
RigaN/A25%Prohibited
Pelham ManorN/A25%Prohibited
HarrietstownN/A25%Prohibited
Bath villageN/A25%Prohibited
Webster villageN/A25%Prohibited
SalamancaN/A25%Prohibited
Saranac LakeN/A25%Prohibited
MarbletownN/A25%Prohibited
HamptonburghN/A25%Prohibited
SidneyN/A25%Prohibited
BeekmantownN/A25%Prohibited
LyonsN/A25%Prohibited
Ballston SpaN/A25%Prohibited
Albion villageN/A25%Prohibited
ViennaN/A25%Prohibited
VernonN/A25%Prohibited
MarillaN/A25%Prohibited
New Hempstead and Goshen villageN/A25%Prohibited
FairportN/A25%Prohibited
North DansvilleN/A25%Prohibited
WilliamsvilleN/A25%Prohibited
ConklinN/A25%Prohibited
GreeneN/A25%Prohibited
WaltonN/A25%Prohibited
NewfieldN/A25%Prohibited
MaineN/A25%Prohibited
Kings PointN/A25%Prohibited
Pound RidgeN/A25%Prohibited
GhentN/A25%Prohibited
KaserN/A25%Prohibited
North SalemN/A25%Prohibited
BroadalbinN/A25%Prohibited
MechanicvilleN/A25%Prohibited
NorthumberlandN/A25%Prohibited
Dickinson townN/A25%Prohibited
Schuyler FallsN/A25%Prohibited
AdamsN/A25%Prohibited
ShelbyN/A25%Prohibited
MexicoN/A25%Prohibited
CandorN/A25%Prohibited
ColesvilleN/A25%Prohibited
AlfredN/A25%Prohibited
Sea CliffN/A25%Prohibited
Oneonta townN/A25%Prohibited
ElmsfordN/A25%Prohibited
UlyssesN/A25%Prohibited
ClaytonN/A25%Prohibited
Waterloo villageN/A25%Prohibited
Delhi and HectorN/A25%Prohibited
ChittenangoN/A25%Prohibited
WarsawN/A25%Prohibited
LowvilleN/A25%Prohibited
TiconderogaN/A25%Prohibited
ConstantiaN/A25%Prohibited
CamdenN/A25%Prohibited
LaFayetteN/A25%Prohibited
GreenwichN/A25%Prohibited
Penn YanN/A25%Prohibited
Island ParkN/A25%Prohibited
BinghamtonN/A25%Prohibited
Flower HillN/A25%Prohibited
NassauN/A25%Prohibited
EatonN/A25%Prohibited
MurrayN/A25%Prohibited
Old Westbury and TiogaN/A25%Prohibited
Little Falls cityN/A25%Prohibited
WheatlandN/A25%Prohibited
WestfieldN/A25%Prohibited
Greenville townN/A25%Prohibited
PortlandN/A25%Prohibited
WatertownN/A25%Prohibited
HannibalN/A25%Prohibited
MoriahN/A25%Prohibited
WashingtonN/A25%Prohibited
DannemoraN/A25%Prohibited
MarionN/A25%Prohibited
MontebelloN/A25%Prohibited
Union ValeN/A25%Prohibited
CanastotaN/A25%Prohibited
Dansville villageN/A25%Prohibited
TrentonN/A25%Prohibited
Cobleskill villageN/A25%Prohibited
Norfolk and Montgomery villageN/A25%Prohibited
ArdsleyN/A25%Prohibited
Manlius villageN/A25%Prohibited
BoonvilleN/A25%Prohibited
Poestenkill and MinisinkN/A25%Prohibited
ChampionN/A25%Prohibited
Wellsville villageN/A25%Prohibited
JerusalemN/A25%Prohibited
PerryN/A25%Prohibited
ElleryN/A25%Prohibited
ChautauquaN/A25%Prohibited
OswegatchieN/A25%Prohibited
Mount MorrisN/A25%Prohibited
BrutusN/A25%Prohibited
Alfred villageN/A25%Prohibited
Springville and OliveN/A25%Prohibited
ParisN/A25%Prohibited
RomulusN/A25%Prohibited
AmeniaN/A25%Prohibited
GorhamN/A25%Prohibited
Clinton townN/A25%Prohibited
Le Roy villageN/A25%Prohibited
Waverly villageN/A25%Prohibited
UnadillaN/A25%Prohibited
PembrokeN/A25%Prohibited
GreenportN/A25%Prohibited
ChazyN/A25%Prohibited
CharltonN/A25%Prohibited
MindenN/A25%Prohibited
West MonroeN/A25%Prohibited
CaledoniaN/A25%Prohibited
GalenN/A25%Prohibited
Bethel and Liberty villageN/A25%Prohibited
WolcottN/A25%Prohibited
FayettevilleN/A25%Prohibited
LimaN/A25%Prohibited
DeerfieldN/A25%Prohibited
ArcadeN/A25%Prohibited
LisbonN/A25%Prohibited
EllenvilleN/A25%Prohibited
AlexandriaN/A25%Prohibited
HornellsvilleN/A25%Prohibited
Elmira HeightsN/A25%Prohibited
HartlandN/A25%Prohibited
WarrensburgN/A25%Prohibited
Sidney villageN/A25%Prohibited
Chester villageN/A25%Prohibited
WaylandN/A25%Prohibited
WhitehallN/A25%Prohibited
Dannemora village and AthensN/A25%Prohibited
MenandsN/A25%Prohibited
ChathamN/A25%Prohibited
SaranacN/A25%Prohibited
DixN/A25%Prohibited
SherburneN/A25%Prohibited
Saugerties villageN/A25%Prohibited
Catskill villageN/A25%Prohibited
Hamilton villageN/A25%Prohibited
FayetteN/A25%Prohibited
Owego village and Highland FallsN/A25%Prohibited
Norwich townN/A25%Prohibited
Sandy CreekN/A25%Prohibited
FloydN/A25%Prohibited
YorkshireN/A25%Prohibited
Newark ValleyN/A25%Prohibited
OtsegoN/A25%Prohibited
StanfordN/A25%Prohibited
OxfordN/A25%Prohibited
MohawkN/A25%Prohibited
Gouverneur villageN/A25%Prohibited
HopewellN/A25%Prohibited
Cayuga HeightsN/A25%Prohibited
Tupper Lake villageN/A25%Prohibited
ArgyleN/A25%Prohibited
OwascoN/A25%Prohibited
Lloyd HarborN/A25%Prohibited
WhitesboroN/A25%Prohibited
MuttontownN/A25%Prohibited
RocklandN/A25%Prohibited
Spencerport and StockholmN/A25%Prohibited
CanajoharieN/A25%Prohibited
GreenvilleN/A25%Prohibited
Portville and South Glens FallsN/A25%Prohibited
Perry villageN/A25%Prohibited
MooersN/A25%Prohibited
SloanN/A25%Prohibited
PalermoN/A25%Prohibited
East BloomfieldN/A25%Prohibited
Brookville and MiddleburghN/A25%Prohibited
EnfieldN/A25%Prohibited
MiddletownN/A25%Prohibited
Lansing villageN/A25%Prohibited
GalwayN/A25%Prohibited
TuxedoN/A25%Prohibited
LivingstonN/A25%Prohibited
South NyackN/A25%Prohibited
ClarendonN/A25%Prohibited
North CollinsN/A25%Prohibited
PerthN/A25%Prohibited
CopakeN/A25%Prohibited
MoraviaN/A25%Prohibited
Rush and MinoaN/A25%Prohibited
Carthage and StarkeyN/A25%Prohibited
SennettN/A25%Prohibited
EllisburgN/A25%Prohibited
HounsfieldN/A25%Prohibited
Lake GeorgeN/A25%Prohibited
DanbyN/A25%Prohibited
NeversinkN/A25%Prohibited
Hoosick FallsN/A25%Prohibited
Carroll and Palmyra villageN/A25%Prohibited
New York MillsN/A25%Prohibited
MaybrookN/A25%Prohibited
HollandN/A25%Prohibited
CarolineN/A25%Prohibited
SchuylerN/A25%Prohibited
WesterloN/A25%Prohibited
IslandiaN/A25%Prohibited
Fort Edward villageN/A25%Prohibited
White Creek and ColdenN/A25%Prohibited
Warsaw villageN/A25%Prohibited
CampbellN/A25%Prohibited
Groveland and Chester townN/A25%Prohibited
YorkN/A25%Prohibited
Lake LuzerneN/A25%Prohibited
CanisteoN/A25%Prohibited
RichmondN/A25%Prohibited
New BaltimoreN/A25%Prohibited
Southampton villageN/A25%Prohibited
Avon villageN/A25%Prohibited
BenningtonN/A25%Prohibited
VeteranN/A25%Prohibited
PalatineN/A25%Prohibited
RavenaN/A25%Prohibited
Lowville villageN/A25%Prohibited
GainesN/A25%Prohibited
Geneva townN/A25%Prohibited
ManheimN/A25%Prohibited
Port Washington NorthN/A25%Prohibited
BainbridgeN/A25%Prohibited
Attica villageN/A25%Prohibited
Delhi villageN/A25%Prohibited
Walton villageN/A25%Prohibited
Orchard Park villageN/A25%Prohibited
South Blooming GroveN/A25%Prohibited
CubaN/A25%Prohibited
Homer villageN/A25%Prohibited
Oakfield and SloatsburgN/A25%Prohibited
Lake SuccessN/A25%Prohibited
Greenwood LakeN/A25%Prohibited
LouisvilleN/A25%Prohibited
Au SableN/A25%Prohibited
Brightwaters and DarienN/A25%Prohibited
CroghanN/A25%Prohibited
HancockN/A25%Prohibited
PameliaN/A25%Prohibited
SterlingN/A25%Prohibited
Sherrill and RutlandN/A25%Prohibited
SchoharieN/A25%Prohibited
WalesN/A25%Prohibited

Best Auto Loans for Bad Credit in New York 2020

Best Auto Loans for Good Credit in New York 2020

FHA Loans in New York

New York has 62 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Albany County to a high of $1,472,550 for a 4-bedroom unit in Bronx County.

CountySingle Unit Limit (lowest)Four-Plex Limit (highest)
Albany County$331,760$638,100
Allegany County$331,760$638,100
Bronx County$765,600$1,472,550
Broome County$331,760$638,100
Cattaraugus County$331,760$638,100
Cayuga County$331,760$638,100
Chautauqua County$331,760$638,100
Chemung County$331,760$638,100
Chenango County$331,760$638,100
Clinton County$331,760$638,100
Columbia County$331,760$638,100
Cortland County$331,760$638,100
Delaware County$331,760$638,100
Dutchess County$356,500$685,550
Erie County$331,760$638,100
Essex County$331,760$638,100
Franklin County$331,760$638,100
Fulton County$331,760$638,100
Genesee County$331,760$638,100
Greene County$331,760$638,100
Hamilton County$331,760$638,100
Herkimer County$331,760$638,100
Jefferson County$331,760$638,100
Kings County$765,600$1,472,550
Lewis County$331,760$638,100
Livingston County$331,760$638,100
Madison County$331,760$638,100
Monroe County$331,760$638,100
Montgomery County$331,760$638,100
Nassau County$765,600$1,472,550
New York County$765,600$1,472,550
Niagara County$331,760$638,100
Oneida County$331,760$638,100
Onondaga County$331,760$638,100
Ontario County$331,760$638,100
Orange County$356,500$685,550
Orleans County$331,760$638,100
Oswego County$331,760$638,100
Otsego County$331,760$638,100
Putnam County$765,600$1,472,550
Queens County$765,600$1,472,550
Rensselaer County$331,760$638,100
Richmond County$765,600$1,472,550
Rockland County$765,600$1,472,550
Saratoga County$331,760$638,100
Schenectady County$331,760$638,100
Schoharie County$331,760$638,100
Schuyler County$331,760$638,100
Seneca County$331,760$638,100
St. Lawrence County$331,760$638,100
Steuben County$331,760$638,100
Suffolk County$765,600$1,472,550
Sullivan County$331,760$638,100
Tioga County$331,760$638,100
Tompkins County$331,760$638,100
Ulster County$331,760$638,100
Warren County$331,760$638,100
Washington County$331,760$638,100
Wayne County$331,760$638,100
Westchester County$765,600$1,472,550
Wyoming County$331,760$638,100
Yates County$331,760$638,100

Business Loans in New York

Amount

Up to $10,000,000

APR

Vary

Min Credit Score

0

Licensed in New York

Yes

Amount

$5,000 - $500,000

APR

9.77% - 35.98%

Min Credit Score

600

Licensed in New York

Yes

Amount

$5,000 - $500,000

APR

5.99% – 35.99%

Min Credit Score

500

Licensed in New York

Yes

Amount

Up to $250,000

APR

24% – 99%

Min Credit Score

560

Licensed in New York

Yes

Amount

Up to $350,000

APR

9.28 - 10.52%

Min Credit Score

650

Licensed in New York

Yes

Amount

Up to $350,000

APR

10.00 - 25.00%

Min Credit Score

680

Licensed in New York

Yes

Amount

$75,000 - $5,000,000

APR

5.50 - 8.25%

Min Credit Score

650

Licensed in New York

Yes

Amount

Up to $500,000

APR

12.18 - 36.00%

Min Credit Score

660

Licensed in New York

Yes

Amount

Up to $500,000

APR

9.00 - 99.00%

Min Credit Score

600

Licensed in New York

Yes

Amount

Up to $5,000,000

APR

15.00 - 78.00%

Min Credit Score

600

Licensed in New York

Yes

Amount

Up to $1,000,000

APR

Vary

Min Credit Score

0

Licensed in New York

Yes

Amount

$6,000 to $250,000

APR

Vary

Min Credit Score

0

Licensed in New York

Yes

All Licensed Credit Unions in New York

NameCitySize (Millions)Members
MUNICIPAL CREDIT UNIONNew York$1,657.08327607
ESL FEDERAL CREDIT UNIONRochester$4,181.44303437
HUDSON VALLEY FEDERAL CREDIT UNIONPoughkeepsie$3,352.42253080
STATE EMPLOYEES FEDERAL CREDIT UNIONAlbany$2,316.12220587
TEACHERS FEDERAL CREDIT UNIONSmithtown$4,200.73218866
BETHPAGE FEDERAL CREDIT UNIONBethpage$4,505.10196149
VISIONS FEDERAL CREDIT UNIONEndicott$3,040.70169814
NASSAU EDUCATORS FEDERAL CREDIT UNIONWestbury$1,765.47146392
AMERICU CREDIT UNIONRome$1,006.37111267
EMPOWER FEDERAL CREDIT UNIONSyracuse$1,032.36105937
UNITED NATIONS FEDERAL CREDIT UNIONQueens$3,529.8194758
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNIONAlbany$906.1388437
CORNING FEDERAL CREDIT UNIONCorning$897.5980038
POLISH & SLAVIC FEDERAL CREDIT UNIONBrooklyn$1,434.7674965
THE SUMMIT FEDERAL CREDIT UNIONRochester$663.3874221
CFCU COMMUNITY CREDIT UNIONIthaca$800.8658962
MID-HUDSON VALLEY FEDERAL CREDIT UNIONKingston$731.3357931
SUFFOLK FEDERAL CREDIT UNIONMedford$878.7454077
QUORUM FEDERAL CREDIT UNIONHarrison$694.1448397
SIDNEY FEDERAL CREDIT UNIONSidney$337.9947038
USALLIANCE FEDERAL CREDIT UNIONRye$758.4446515
SUNMARK FEDERAL CREDIT UNIONLatham$363.5445082
CORNERSTONE COMMUNITY FEDERAL CREDIT UNIONLockport$297.6844985
SEA COMM FEDERAL CREDIT UNIONMassena$429.4938788
PEOPLE’S ALLIANCE FEDERAL CREDIT UNIONHauppauge$218.2538355
RELIANT COMMUNITY FEDERAL CREDIT UNIONSodus$325.8036560
SERVU FEDERAL CREDIT UNIONPainted Post$215.0134238
FIRST SOURCE FEDERAL CREDIT UNIONNew Hartford$312.4732161
FIRST HERITAGE FEDERAL CREDIT UNIONPainted Post$365.3830159
1199 SEIU FEDERAL CREDIT UNIONNew York$51.4230084
FIRST NEW YORK FEDERAL CREDIT UNIONAlbany$240.9528834
NASSAU FINANCIAL FEDERAL CREDIT UNIONWestbury$374.5627958
ISLAND FEDERAL CREDIT UNIONHauppauge$792.8025244
NORTHERN FEDERAL CREDIT UNIONWatertown$174.1925025
MELROSE CREDIT UNIONQueens$1,632.0423823
G.P.O. FEDERAL CREDIT UNIONNew Hartford$172.9923169
HUDSON HERITAGE FEDERAL CREDIT UNIONMiddletown$240.8821747
PITTSFORD FEDERAL CREDIT UNIONMendon$324.9320808
HUDSON RIVER COMMUNITY CREDIT UNIONCorinth$161.6020343
ACCESS FEDERAL CREDIT UNIONClinton$128.0820119
ACTORS FEDERAL CREDIT UNIONNew York$153.2320098
OLEAN AREA FEDERAL CREDIT UNIONOlean$208.9419980
ADVANTAGE FEDERAL CREDIT UNIONRochester$165.4019062
TEG FEDERAL CREDIT UNIONPoughkeepsie$177.9017917
NORTH SHORE LIJ HEALTH SYSTEM FEDERAL CREDIT UNIONJericho$96.9317866
SPERRY ASSOCIATES FEDERAL CREDIT UNIONNew Hyde Park$307.1117343
UKRAINIAN FEDERAL CREDIT UNIONRochester$141.3915963
BUFFALO METROPOLITAN FEDERAL CREDIT UNIONBuffalo$76.6615798
GREATER WOODLAWN FEDERAL CREDIT UNIONBuffalo$100.0115263
GHS FEDERAL CREDIT UNIONBinghamton$129.7415256
FINGER LAKES FEDERAL CREDIT UNIONGeneva$84.1614860
N C P D FEDERAL CREDIT UNIONPlainview$597.7914823
TONAWANDA VALLEY FEDERAL CREDIT UNIONBatavia$67.8314653
SECNY FEDERAL CREDIT UNIONSyracuse$131.1614416
SELF RELIANCE NY FEDERAL CREDIT UNIONNew York$836.1114306
NIAGARA’S CHOICE FEDERAL CREDIT UNIONNiagara Falls$73.6413885
DANNEMORA FEDERAL CREDIT UNIONDannemora$119.3413310
NEA FEDERAL CREDIT UNIONBardonia$70.1312441
FAMILY FIRST OF NY FEDERAL CREDIT UNIONRochester$121.9811569
HORIZONS FEDERAL CREDIT UNIONBinghamton$95.6511471
TCT FEDERAL CREDIT UNIONBallston Spa$127.4411441
OCEANSIDE CHRISTOPHER FEDERAL CREDIT UNIONOceanside$250.3311266
PALISADES FEDERAL CREDIT UNIONPearl River$153.7210860
SAINT LAWRENCE FEDERAL CREDIT UNIONOgdensburg$92.6210712
FULTON COUNTY FEDERAL CREDIT UNIONGloversville$64.7610628
WESTERN DIVISION FEDERAL CREDIT UNIONWilliamsville$122.8210386
SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNIONLakewood$54.5210244
AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNIONRockville Centre$92.4910185
GREATER CHAUTAUQUA FEDERAL CREDIT UNIONFalconer$48.159841
TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNIONBaldwin$108.259656
NIAGARA COUNTY’S FEDERAL CREDIT UNIONLockport$45.019623
CORE FEDERAL CREDIT UNIONEast Syracuse$76.259592
ULSTER FEDERAL CREDIT UNIONKingston$94.019543
ALTERNATIVES FEDERAL CREDIT UNIONIthaca$72.989381
TICONDEROGA FEDERAL CREDIT UNIONTiconderoga$79.329322
MOOG EMPLOYEES FEDERAL CREDIT UNIONEast Aurora$137.239162
BRIDGEWAY FEDERAL CREDIT UNIONPoughkeepsie$72.849018
INNER LAKES FEDERAL CREDIT UNIONWestfield$56.318939
GENESEE VALLEY FEDERAL CREDIT UNIONGeneseo$54.068753
BUFFALO COMMUNITY FEDERAL CREDIT UNIONBuffalo$64.738719
QSIDE FEDERAL CREDIT UNIONFlushing$47.558582
ADIRONDACK REGIONAL FEDERAL CREDIT UNIONTupper Lake$35.927783
A C M G FEDERAL CREDIT UNIONSolvay$50.407720
GREATER NIAGARA FEDERAL CREDIT UNIONNiagara Falls$33.837616
FINANCIAL TRUST FEDERAL CREDIT UNIONCheektowaga$44.197557
BAY RIDGE FEDERAL CREDIT UNIONBrooklyn$152.407504
FOCAL POINT FEDERAL CREDIT UNIONSyracuse$49.117289
OSWEGO COUNTY FEDERAL CREDIT UNIONOswego$44.067248
EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNIONHartsdale$43.117224
N Y TEAM FEDERAL CREDIT UNIONHicksville$29.917143
AUBURN COMMUNITY FEDERAL CREDIT UNIONAuburn$66.227106
UKRAINIAN NATIONAL FEDERAL CREDIT UNIONNew York$137.346949
WESTERN NEW YORK FEDERAL CREDIT UNIONWest Seneca$31.526921
SUMA YONKERS FEDERAL CREDIT UNIONYonkers$257.296904
BROOKLYN COOPERATIVE FEDERAL CREDIT UNIONBrooklyn$14.256895
EASTERN NEW YORK FEDERAL CREDIT UNIONNapanoch$50.466841
GREAT ERIE FEDERAL CREDIT UNIONOrchard Park$59.766705
SCHOOL SYSTEMS FEDERAL CREDIT UNIONTroy$65.826651
UFIRST FEDERAL CREDIT UNIONPlattsburgh$53.486548
COUNTRYSIDE FEDERAL CREDIT UNIONSyracuse$131.566521
NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNIONNew York$76.386517
TONAWANDA COMMUNITY FEDERAL CREDIT UNIONBuffalo$23.356147
JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNIONJamestown$39.016095
ROCKLAND EMPLOYEES FEDERAL CREDIT UNIONSpring Valley$28.266077
COMMUNITY RESOURCE FEDERAL CREDIT UNIONLatham$64.926049
LOWER EAST SIDE PEOPLE’S FEDERAL CREDIT UNIONNew York$32.066040
HUDSON RIVER TEACHERS FEDERAL CREDIT UNIONMohegan Lake$41.066009
ELEKTRA FEDERAL CREDIT UNIONMineola$27.626002
CROSSROADS COMMUNITY FEDERAL CREDIT UNIONCheektowaga$38.115963
RIVERSIDE FEDERAL CREDIT UNIONBuffalo$59.165945
SYRACUSE FIRE DEPARTMENT EMPLOYEES FEDERAL CREDIT UNIONSyracuse$67.315867
REMINGTON FEDERAL CREDIT UNIONIlion$44.225661
BUFFALO SERVICE CREDIT UNIONBuffalo$40.565639
GREATER METRO FEDERAL CREDIT UNIONQueens$90.565628
PROGRESSIVE CREDIT UNIONNew York$578.075619
ERIE METRO FEDERAL CREDIT UNIONBuffalo$19.195387
TRANSIT FEDERAL CREDIT UNIONQueens$16.925380
ONTARIO SHORES FEDERAL CREDIT UNIONNewfane$49.715371
MERIDIA COMMUNITY FEDERAL CREDIT UNIONHamburg$43.995348
ST. PIUS X CHURCH FEDERAL CREDIT UNIONRochester$58.445337
SARATOGA’S COMMUNITY FEDERAL CREDIT UNIONSaratoga Springs$40.265270
ROCHESTER & MONROE CO EMP FEDERAL CREDIT UNIONRochester$24.375264
ALCO FEDERAL CREDIT UNIONWellsville$20.584889
COMPASS FEDERAL CREDIT UNIONOswego$29.224879
BUFFALO FIRE DEPARTMENT FEDERAL CREDIT UNIONBuffalo$18.014862
NORTH FRANKLIN FEDERAL CREDIT UNIONMalone$36.644842
PRICE CHOPPER EMPLOYEES FEDERAL CREDIT UNIONSchenectady$21.714784
BETHEX FEDERAL CREDIT UNIONBronx$27.104691
LEATHERSTOCKING REGION FEDERAL CREDIT UNIONCooperstown$36.014684
LEXINGTON AVENUE FEDERAL CREDIT UNIONRochester$15.394680
COLUMBIA GREENE FEDERAL CREDIT UNIONHudson$24.234678
BOULEVARD FEDERAL CREDIT UNIONBuffalo$29.034674
TRIBORO POSTAL FEDERAL CREDIT UNIONNew York$119.214541
FAIRPORT FEDERAL CREDIT UNIONFairport$32.184526
MEDISYS EMPLOYEES FEDERAL CREDIT UNIONQueens$25.424507
M. C. T. FEDERAL CREDIT UNIONAmsterdam$43.384427
HEALTH EMPLOYEES FEDERAL CREDIT UNIONAlbany$26.584425
CWA LONG ISLAND FEDERAL CREDIT UNIONRonkonkoma$16.074421
C C S E FEDERAL CREDIT UNIONSalamanca$27.594381
LOCAL 804 FEDERAL CREDIT UNIONLong Island City$22.734370
AFFINITY ONE FEDERAL CREDIT UNIONJamestown$29.944170
ERIE COUNTY EMPLOYEES CREDIT UNIONBuffalo$20.084092
MPO FEDERAL CREDIT UNIONMiddletown$26.364045
MORTON R. LANE STATE UNIV FEDERAL CREDIT UNIONBuffalo$32.674037
MONEY FEDERAL CREDIT UNIONSyracuse$47.724027
PARKS HERITAGE FEDERAL CREDIT UNIONGlens Falls$21.404005
V.A.C.EMPLOYEES FEDERAL CREDIT UNIONBath$22.763995
AMHERST FEDERAL CREDIT UNIONWilliamsville$26.123986
SUNY FREDONIA FEDERAL CREDIT UNIONFredonia$19.213985
KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNIONNew York$28.643983
PEPSICO EMPLOYEES FEDERAL CREDIT UNIONHarrison$36.073978
EDUCATION AFFILIATES FEDERAL CREDIT UNIONMineola$43.443909
CHEN-DEL-O FEDERAL CREDIT UNIONFranklin$22.653853
UNION SETTLEMENT FEDERAL CREDIT UNIONNew York$7.643759
NEIGHBORHOOD TRUST FEDERAL CREDIT UNIONNew York$8.443752
LANCASTER – DEPEW FEDERAL CREDIT UNIONDepew$33.563744
WINTHROP-UNIVERSITY HOSPITAL EMPLOY FEDERAL CREDIT UNIONMineola$25.873732
SPENCERPORT FEDERAL CREDIT UNIONSpencerport$22.503711
LIVERPOOL CENTRAL SCHOOL FEDERAL CREDIT UNIONLiverpool$34.933643
SOLUTIONS FEDERAL CREDIT UNIONElmira$18.933638
ACADEMIC FEDERAL CREDIT UNIONPleasantville$46.873596
SOUTH TOWNS COMMUNITY FEDERAL CREDIT UNIONLackawanna$13.363588
VAN CORTLANDT COOPERATIVE FEDERAL CREDIT UNIONBronx$75.413526
U. H. S. EMPLOYEES FEDERAL CREDIT UNIONJohnson City$14.173512
KENMORE N. Y. TEACHERS FEDERAL CREDIT UNIONBuffalo$29.453487
ST. JOSEPHS PARISH BUFFALO FEDERAL CREDIT UNIONBuffalo$26.663454
PORT WASHINGTON FEDERAL CREDIT UNIONPort Washington$25.293383
NEW YORK METRO FEDERAL CREDIT UNIONNew York$14.253320
SYRACUSE COOPERATIVE FEDERAL CREDIT UNIONSyracuse$19.343320
LONG ISLAND COMMUNITY FEDERAL CREDIT UNIONPort Jefferson$18.913289
ROME TEACHERS FEDERAL CREDIT UNIONRome$28.033270
TWIN RIVERS FEDERAL CREDIT UNIONMassena$24.983259
CONSUMERS FEDERAL CREDIT UNIONBrooklyn$49.613183
YONKERS TEACHERS FEDERAL CREDIT UNIONYonkers$50.383168
NEW YORK UNIVERSITY FEDERAL CREDIT UNIONNew York$14.513063
MOHAWK VALLEY FEDERAL CREDIT UNIONUtica$24.503060
CANANDAIGUA FEDERAL CREDIT UNIONCanandaigua$23.203010
LOMTO FEDERAL CREDIT UNIONWoodside$224.592981
LAKE SHORE FEDERAL CREDIT UNIONAngola$11.292945
MONTAUK CREDIT UNIONNew York$129.992926
FINGER LAKES HEALTH CARE FEDERAL CREDIT UNIONElmira$20.232918
OSWEGO TEACHERS EMPLOYEES FEDERAL CREDIT UNIONOswego$25.792916
STEWART’S FEDERAL CREDIT UNIONSchuylerville$7.802846
PORT CHESTER TEACHERS FEDERAL CREDIT UNIONRye Brook$28.762841
GENESEE CO-OP FEDERAL CREDIT UNIONRochester$11.792820
SAKS FIFTH AVENUE ENTERPRISES FEDERAL CREDIT UNIONNew York$4.732811
SWEET HOME FEDERAL CREDIT UNIONBuffalo$22.252765
TRI-LAKES FEDERAL CREDIT UNIONSaranac Lake$11.892750
BRITISH AIRWAYS EMPLOYEES FEDERAL CREDIT UNIONQueens$23.062741
NIAGARA-WHEATFIELD FEDERAL CREDIT UNIONSanborn$15.172724
COBBLESTONE COUNTRY FEDERAL CREDIT UNIONAlbion$6.432717
TRANSFIGURATION PARISH FEDERAL CREDIT UNIONBrooklyn$5.832692
HOOSICK FEDERAL CREDIT UNIONHoosick Falls$16.922691
WESTAR FEDERAL CREDIT UNIONCamillus$21.342675
CLARENCE COMMUNITY & SCHOOLS FEDERAL CREDIT UNIONClarence$14.622655
WEBSTER FEDERAL CREDIT UNIONWebster$12.212609
GOWANDA AREA FEDERAL CREDIT UNIONGowanda$14.522573
BUFFALO CONRAIL FEDERAL CREDIT UNIONCheektowaga$34.802558
NIAGARA REGIONAL FEDERAL CREDIT UNIONNorth Tonawanda$22.802557
UTICA GAS & ELECTRIC EMP FEDERAL CREDIT UNIONNew Hartford$51.782556
NIAGARA FALLS A F FEDERAL CREDIT UNIONNiagara Falls$11.512525
NYM FEDERAL CREDIT UNIONBrooklyn$12.432519
UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNIONUtica$33.302507
ENTERTAINMENT INDUSTRIES FEDERAL CREDIT UNIONNew York$13.912411
ST. JOHNS BUFFALO FEDERAL CREDIT UNIONBuffalo$3.782400
MATTEAWAN FEDERAL CREDIT UNIONBeacon$23.872382
GATES CHILI FEDERAL CREDIT UNIONRochester$19.312380
DUNLOP EMPLOYEES FEDERAL CREDIT UNIONBuffalo$16.542323
CROUSE FEDERAL CREDIT UNIONSyracuse$13.352313
REDIFORM NIAGARA FALLS NY FEDERAL CREDIT UNIONNiagara Falls$6.522303
NBC (N.Y.) EMPLOYEES FEDERAL CREDIT UNIONNew York$30.642273
ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNIONRochester$12.612270
WILLIAMSVILLE FEDERAL CREDIT UNIONAmherst$11.402254
LONG ISLAND STATE EMPLOYEES FEDERAL CREDIT UNIONHauppauge$11.012232
THE HEART CENTER FEDERAL CREDIT UNIONRoslyn$15.202207
ALLEGANY COUNTY SCHOOLS FEDERAL CREDIT UNIONFillmore$10.872203
NORTH ROCKLAND EDUCATIONAL FEDERAL CREDIT UNIONStony Point$13.722190
ONEIDA COUNTY FEDERAL CREDIT UNIONUtica$10.782190
ED-MED FEDERAL CREDIT UNIONOgdensburg$19.082188
NORTHEASTERN ENGINEERS FEDERAL CREDIT UNIONQueens$64.432185
COOPERS CAVE FEDERAL CREDIT UNIONGlens Falls$12.072167
DIVISION 726 FEDERAL CREDIT UNIONStaten Island$9.192127
UFCW LOCAL 342 FEDERAL CREDIT UNIONMineola$5.402115
EVER $ GREEN FEDERAL CREDIT UNIONHenrietta$23.442079
STATE CS EMPLOYEES FEDERAL CREDIT UNIONWatertown$16.272077
ATT-WYO CORRECTIONAL EMPLOYEES FEDERAL CREDIT UNIONAttica$12.512056
CENTRAL HUDSON EMPLOYEES FEDERAL CREDIT UNIONPoughkeepsie$45.302056
BRANCH 6000 NALC CREDIT UNIONAmityville$8.462013
EMPIRE STATE CREDIT UNIONSpring Valley$7.651970
WESTSIDE COMMUNITY FEDERAL CREDIT UNIONChurchville$11.801966
INTERNATIONAL AIRLINE EMPLOYEES FEDERAL CREDIT UNION (IAEFCU)Queens$32.771957
OLEAN TEACHERS’ AND POSTAL FEDERAL CREDIT UNIONOlean$14.481949
PERU CENTRAL SCHOOL FEDERAL CREDIT UNIONPeru$14.351935
LYELL FEDERAL CREDIT UNIONRochester$18.271922
BUFFALO POLICE FEDERAL CREDIT UNIONBuffalo$7.021888
MILLARD FILLMORE HOSPITAL FEDERAL CREDIT UNIONBuffalo$4.781881
LE ROY FEDERAL CREDIT UNIONLe Roy$8.891868
FASNY FEDERAL CREDIT UNIONAlbany$12.861858
SYRACUSE POSTAL FEDERAL CREDIT UNIONSyracuse$10.011827
GREECE COMMUNITY FEDERAL CREDIT UNIONRochester$7.731826
DISTRICT #6 FEDERAL CREDIT UNIONHornell$15.831818
LONG ISLAND REALTORS FEDERAL CREDIT UNIONWest Babylon$10.941815
SISTER’S HOSPITAL EMPLOYEES FEDERAL CREDIT UNIONBuffalo$5.921808
TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNIONNew York$4.901800
ROME FEDERAL CREDIT UNIONRome$15.511770
UNITED NEIGHBORS FEDERAL CREDIT UNIONDeferiet$5.211769
ALLIANCE NIAGARA FEDERAL CREDIT UNIONSanborn$13.651765
OSWEGO HERITAGE FEDERAL CREDIT UNIONFulton$11.481740
CHOB FEDERAL CREDIT UNIONBuffalo$5.761731
GREAT MEADOW FEDERAL CREDIT UNIONGranville$15.551718
CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNIONLittle Valley$8.671667
WESTFIELD AREA FEDERAL CREDIT UNIONWestfield$3.121638
CVPH EMPLOYEES FEDERAL CREDIT UNIONPlattsburgh$5.871585
GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNIONBrooklyn$8.611575
ST. JOHN UNITED FEDERAL CREDIT UNIONBuffalo$1.311569
ALLEGANY COMMUNITY FEDERAL CREDIT UNIONAllegany$10.921567
AFGM ENTERPRISES FEDERAL CREDIT UNIONCheektowaga$10.701564
IRONDEQUOIT FEDERAL CREDIT UNIONRochester$5.721541
NIAGARA FALLS MEM. MED. CENTER FEDERAL CREDIT UNIONNiagara Falls$3.911536
MSBA EMPLOYEES FEDERAL CREDIT UNIONRockville Centre$8.081535
BUFFALO COOPERATIVE FEDERAL CREDIT UNIONBuffalo$5.221497
UMICO FEDERAL CREDIT UNIONNew Hartford$6.981482
NIAGARA FALLS TEACHERS FEDERAL CREDIT UNIONNiagara Falls$9.951447
O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNIONMonroe$14.461434
NORWICH TELOPS FEDERAL CREDIT UNIONNorwich$6.601429
EMPIRE BR 36 NATL ASSOC OF LE CARR CREDIT UNIONNew York$4.821424
BROCKPORT FEDERAL CREDIT UNIONBrockport$7.171374
LOCAL 41 I.B.E.W. FEDERAL CREDIT UNIONOrchard Park$8.751346
GP COMMUNITY FEDERAL CREDIT UNIONPlattsburgh$4.841331
RPI EMPLOYEES FEDERAL CREDIT UNIONTroy$4.371326
LOCKPORT SCHOOLS FEDERAL CREDIT UNIONLockport$10.061309
CONCORD FEDERAL CREDIT UNIONBrooklyn$8.101298
SING SING EMPLOYEES FEDERAL CREDIT UNIONOssining$4.461282
BHA RESIDENTS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNIONBinghamton$0.391265
STATE UNIVERSITY OF NY GENESEO FEDERAL CREDIT UNIONGeneseo$5.261265
WIT FEDERAL CREDIT UNIONRochester$7.841262
U H D FEDERAL CREDIT UNIONBuffalo$8.671257
MEDICAL EMPLOYEES OF STATEN ISLAND FEDERAL CREDIT UNIONStaten Island$3.141245
ALBANY FIREMENS FEDERAL CREDIT UNIONAlbany$13.081243
OUR LADY OF VICTORY INSTITUTIONS FEDERAL CREDIT UNIONLackawanna$4.671228
NEW YORK STATE EMPLOYEES FEDERAL CREDIT UNIONNew York$2.391222
TOMPKINS EMPLOYEES FEDERAL CREDIT UNIONIthaca$5.211208
65 FAMILY FEDERAL CREDIT UNIONNew York$3.151202
LUFTHANSA EMP. FEDERAL CREDIT UNIONEast Meadow$101.751200
TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNIONCheektowaga$13.681185
HORNELL ERIE FEDERAL CREDIT UNIONHornell$5.571174
CAYUGA COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNIONAuburn$5.671156
NFTA EMPLOYEES FEDERAL CREDIT UNIONBuffalo$2.881154
IRS BUFFALO FEDERAL CREDIT UNIONBuffalo$4.301152
SPECIAL METALS FEDERAL CREDIT UNIONNew Hartford$11.771151
MARYVALE SCHOOLS FEDERAL CREDIT UNIONCheektowaga$7.951150
MOHAWK PROGRESSIVE FEDERAL CREDIT UNIONSchenectady$9.311145
CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNIONCheektowaga$10.671135
ENCOMPASS NIAGARA CREDIT UNIONNiagara Falls$11.161134
FRONTIER CENTRAL FEDERAL CREDIT UNIONHamburg$5.271132
GRAND ISLAND COMMUNITY FEDERAL CREDIT UNIONGrand Island$10.321130
UNITEHERE FEDERAL CREDIT UNIONNew York$1.401129
PORT WASHINGTON TEACHERS FEDERAL CREDIT UNIONPort Washington$11.931117
MAMTA FEDERAL CREDIT UNIONLarchmont$11.131108
CITY OF SCHENECTADY EMPLOYEES FEDERAL CREDIT UNIONSchenectady$4.221102
LINTON FEDERAL CREDIT UNIONTonawanda$6.521071
CROUSE HINDS EMPLOYEES FEDERAL CREDIT UNIONSyracuse$5.131063
LEWISTON PORTER FEDERAL CREDIT UNIONYoungstown$8.501059
SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNIONSchenectady$4.271018
UPSTATE TELCO FEDERAL CREDIT UNIONGloversville$4.991012
CO-OPERATIVE FEDERAL CREDIT UNIONWoodridge$13.30980
BYKOTA FEDERAL CREDIT UNIONBrooklyn$1.56969
JAMESTOWN POST OFFICE EMPLOYEES CREDIT UNIONJamestown$4.94940
NIAGARA FALLS PENN CENTRAL EMPL CREDIT UNIONNiagara Falls$5.01918
B.T.A. FEDERAL CREDIT UNIONRochester$3.09917
TRI-COUNTY FEDERAL CREDIT UNIONDelevan$3.59877
HOLBROOK COMMUNITY FEDERAL CREDIT UNIONHolbrook$0.96873
KOLMAR N Y EMPLOYEES FEDERAL CREDIT UNIONPort Jervis$1.93864
RADIO, TELEVISION AND COMMUNICATION FEDERAL CREDIT UNIONNew York$5.28831
EMPIRT 207 FEDERAL CREDIT UNIONNew York$4.11818
NORTHERN CHAUTAUQUA FEDERAL CREDIT UNIONSilver Creek$3.71798
STRATTON AIR NATIONAL GUARD FEDERAL CREDIT UNIONScotia$0.88766
NORTON-TROY EMPLOYEES CREDIT UNIONWatervliet$9.47764
EAST RIVER DEVELOPMENT ALLIANCE FEDERAL CREDIT UNIONQueens$0.51749
CATARACT CITY FEDERAL CREDIT UNIONNiagara Falls$4.17734
WATERTOWN POSTAL FEDERAL CREDIT UNIONWatertown$7.59732
PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNIONPlattsburgh$5.68712
MOUNT ST. MARY’S HOSPITAL FEDERAL CREDIT UNIONLewiston$1.88707
WORKMENS CIRCLE FEDERAL CREDIT UNIONBuffalo$3.12666
DUNKIRK SCHOOL EMPLOYEES FEDERAL CREDIT UNIONDunkirk$4.78661
MONTROSE VA HOSPITAL FEDERAL CREDIT UNIONMontrose$1.74640
NIAGARA MOHAWK POWER MOHAWK DIV. FEDERAL CREDIT UNIONGloversville$8.96633
U S COURT HOUSE SDNY FEDERAL CREDIT UNIONHuntington Station$3.54626
GRS EMPLOYEES FEDERAL CREDIT UNIONRochester$2.41621
CADETS FEDERAL CREDIT UNIONBuffalo$8.52613
DIRECTORS CHOICE CREDIT UNIONAlbany$6.04609
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNIONUtica$6.22603
YONKERS POSTAL EMPLOYEES CREDIT UNIONYonkers$7.10578
ALBION SCHOOL EMPLOYEES FEDERAL CREDIT UNIONAlbion$2.40575
NIAGARA MOHAWK PWR COR TROY E FEDERAL CREDIT UNIONTroy$4.04575
I R E B FEDERAL CREDIT UNIONBrooklyn$4.27572
NIAGARA FRONTIER FEDERAL EMPLOYEES CREDIT UNIONNiagara Falls$2.76570
LONG BEACH TEACHERS FEDERAL CREDIT UNIONLong Beach$4.54560
OLEAN TILE EMPLOYEES FEDERAL CREDIT UNIONOlean$0.84557
B E T FEDERAL CREDIT UNIONBronxville$6.56556
GREAT NECK SCHOOL EMPLOYEES FEDERAL CREDIT UNIONNorth New Hyde Park$3.32534
COXSACKIE CORRECTIONAL EMP. FEDERAL CREDIT UNIONCoxsackie$3.11532
TROY FEDERAL CREDIT UNIONTroy$2.78532
UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNIONCheektowaga$2.28530
NEW COVENANT DOMINION FEDERAL CREDIT UNIONBronx$0.24527
SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNIONCheektowaga$1.95524
N M P NORTHERN AREA FEDERAL CREDIT UNIONSouth Glens Falls$3.99512
I C S FEDERAL CREDIT UNIONElma$1.39495
ROCHESTER POLISH FEDERAL CREDIT UNIONRochester$7.45487
GRIFFITH INSTITUTE EMPLOYEES FEDERAL CREDIT UNIONSpringville$2.20483
HENRIETTA FEDERAL CREDIT UNIONRochester$3.70469
LAST FEDERAL CREDIT UNIONQueens$0.18430
AMNH EMPLOYEES FEDERAL CREDIT UNIONNew York$0.76420
HARRISON TEACHERS FEDERAL CREDIT UNIONHarrison$2.65420
INTER-AMERICAN FEDERAL CREDIT UNIONBrooklyn$1.02417
SCOTT A. T. O. FEDERAL CREDIT UNIONLancaster$1.63411
ST. PHILIP’S CHURCH FEDERAL CREDIT UNIONNew York$1.73410
CONSUMERS UNION EMPLOYEES FEDERAL CREDIT UNIONYonkers$5.80408
GREATER CENTENNIAL FEDERAL CREDIT UNIONMt Vernon$0.32395
PENN SOUTH COOPERATIVE FEDERAL CREDIT UNIONNew York$2.48389
CHURCH OF THE MASTER FEDERAL CREDIT UNIONNew York$0.93386
ITALO-AMERICAN FEDERAL CREDIT UNIONGlendale$10.36382
ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNIONNew York$0.98377
BUFFALO & ERIE CNTY PUB LIBRARY EMP FEDERAL CREDIT UNIONBuffalo$1.20365
SPC BROOKLYN FEDERAL CREDIT UNIONBrooklyn$0.39365
WARDEN CAPTREE FEDERAL CREDIT UNIONBrooklyn$0.82360
STS PETER & PAUL FEDERAL CREDIT UNIONBrooklyn$1.99352
BEREA FEDERAL CREDIT UNIONBrooklyn$0.11350
SCF WESTCHESTER N. Y. EMPLOYEES FEDERAL CREDIT UNIONWhite Plains$1.36345
S.M.S.D. FEDERAL CREDIT UNIONBuffalo$1.73343
LONG ISLAND CITY POSTAL EMPLOYEES FEDERAL CREDIT UNIONQueens$4.18336
B.S. AND C.P. HOSPITALS EMPLOYEES FEDERAL CREDIT UNIONBronx$0.92329
MOUNT VERNON NY POSTAL EMPLOYEES FEDERAL CREDIT UNIONMt Vernon$2.30327
NIAGARA FALLS POLICEMENS FEDERAL CREDIT UNIONNiagara Falls$0.88325
ALBANY CITY LODGE K OF P 540 FEDERAL CREDIT UNIONAlbany$2.22320
PCH FEDERAL CREDIT UNIONCarmel$1.67320
FIDELIS FEDERAL CREDIT UNIONNew York$0.38319
UNION BAPTIST GREENBURGH FEDERAL CREDIT UNIONWhite Plains$0.36303
VARICK MEMORIAL FEDERAL CREDIT UNIONUniondale$0.40291
EL BARRIO FEDERAL CREDIT UNIONNew York$1.15277
AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNIONAkron$0.73275
LATVIAN FEDERAL CREDIT UNIONMelville$5.16270
HOPES EMPLOYEES FEDERAL CREDIT UNIONJamestown$0.56267
PAUL QUINN FEDERAL CREDIT UNIONQueens$0.43263
ST. MARTIN’S FEDERAL CREDIT UNIONNew York$0.27259
CORNERSTONE BAPTIST CHURCH FEDERAL CREDIT UNIONBrooklyn$0.15254
BECCO BUFFALO FEDERAL CREDIT UNIONBuffalo$1.38253
GOUVERNEUR SCHOOLS FEDERAL CREDIT UNIONGouverneur$1.06249
MONOFRAX EMPLOYEES FEDERAL CREDIT UNIONFalconer$0.91232
NEWSPAPER EMPLOYEES CREDIT UNIONLatham$0.95224
FIRST BAPTIST CHURCH FEDERAL CREDIT UNIONEast Elmhurst$0.38217
ELECTCHESTER FEDERAL CREDIT UNIONFlushing$0.56213
LOVE GOSPEL ASSEMBLY FEDERAL CREDIT UNIONBronx$0.14208
US WEATHER BUREAU NY FEDERAL CREDIT UNIONBohemia$2.09207
BETHEL A M E FEDERAL CREDIT UNIONBuffalo$0.25205
ALL SOULS FEDERAL CREDIT UNIONNew York$0.28202
SAINT JOHN A M E FEDERAL CREDIT UNIONNiagara Falls$0.31200
BRIDGE STREET AWME CHURCH FEDERAL CREDIT UNIONBrooklyn$0.58197
UNIVERSITY SETTLEMENT FEDERAL CREDIT UNIONNew York$0.71192
BEULAH FEDERAL CREDIT UNIONBrooklyn$0.14186
THE URBAN STREET BISCUIT WKRS FEDERAL CREDIT UNIONBuffalo$1.41185
GOOD COUNSEL FEDERAL CREDIT UNIONBrooklyn$0.54181
WHITE PLAINS P O EMPLOYEES FEDERAL CREDIT UNIONWhite Plains$1.56180
POSTAL EMPLOYEES OF TROY, N.Y. FEDERAL CREDIT UNIONTroy$1.68178
DELMAR O C F FEDERAL CREDIT UNIONCoxsackie$1.08174
GRACE CONGREGATIONAL CHURCH FEDERAL CREDIT UNIONNew York$0.24165
PROJECTOR FEDERAL CREDIT UNIONMelville$0.88164
ESQUIRE-GOODFELLOWSHIP FEDERAL CREDIT UNIONBrooklyn$0.46160
N R P O EMPLOYEES FEDERAL CREDIT UNIONNew Rochelle$0.86160
TRANSFIGURATION MANHATTAN FEDERAL CREDIT UNIONNew York$0.12159
UNCLE SAM FEDERAL CREDIT UNIONTroy$0.52154
R.C.S. FEDERAL CREDIT UNIONRandolph$0.52141
UNION CONGREGATIONAL FEDERAL CREDIT UNIONNew York$0.40139
S I EMPLOYEES FEDERAL CREDIT UNIONSaratoga Springs$0.36138
ST. MARKS FEDERAL CREDIT UNIONNew York$0.26138
FIRST FRONTIER FEDERAL CREDIT UNIONLynbrook$0.33134
N.U.L. FEDERAL CREDIT UNIONNew York$0.40133
COHOES CITY EMPLOYEES FEDERAL CREDIT UNIONCohoes$0.76127
IRISH AIR LINES FEDERAL CREDIT UNIONJericho$0.47120
COMPANION-BRIGHAM PARK FEDERAL CREDIT UNIONBrooklyn$0.57119
EPIPHANY FEDERAL CREDIT UNIONBrooklyn$0.30119
ST. AUGUSTINE PRESBYTERIAN FEDERAL CREDIT UNIONBronx$0.12114
SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNIONNew York$0.29103
FAR ROCKAWAY POSTAL FEDERAL CREDIT UNIONQueens$0.69100
CIRCOLO CAMPOBELLO DI LICATA FEDERAL CREDIT UNIONBuffalo$0.3089
QUEENS CLUSTER FEDERAL CREDIT UNIONQueens$0.0780
BOOTSTRAP, (C/O COMMONWEALTH OF PR) FEDERAL CREDIT UNIONNew York$0.9752
PRINCE FEDERAL CREDIT UNIONBrooklyn$0.0951

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