Loans

Category: Loans

Credit

Disadvantages of Credit Unions That You Didn’t Know

EPF March 26, 2020

Credit unions have a numerous of advantages against banks and online lenders. Be sure of that. Whether you are looking for a loan or other type of service like investment

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Credit

How Predatory Lenders Manipulate the Terminology

EPF March 16, 2020

Predatory lenders make a lot of money from people with their super high interest rates. According to our study, payday loan APR average at 400% and many people get into

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Credit

Bad Credit Loans vs Short Term Loans vs Payday Loans

EPF March 15, 2020

Typically when people are with bad credit, they get payday loans, that are a type of short term loans. And they think that these things are same. Why? Lack of

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Credit

The Danger of No Income Verification Loans

EPF March 9, 2020

When a licensed companies give you a loan, they typically verify your whole financial situation like credit score, income, debt to income ratio and so on. In many states they

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Credit

How a Soft Inquiry Can Lead to Loan Disapproval?

EPF February 18, 2020

A soft inquiry technically doesn’t affect your credit report. It’s something like only checking your credit report without officially applying for a loan. It’s like you only ask could you

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Credit

What Is a Payroll Advance?

EPF January 24, 2020

There are unexpected situations that we go through that can leave you stuck especially if you have no money to solve them. Some financial institutions have the initiative in place

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Credit

Here is What You Should Know About Balloon Payment For Loans

EPF January 18, 2020

Some loans come with a balloon payment, loans such as mortgages, and commercial ones. You must understand the structure of your loan as well as what happens when the payment

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Credit

Cap On the High Interest Rate Loans Will Soon Be Affecting The Whole Country

EPF December 7, 2019

A vast number of Americans live paycheck to paycheck; this can only mean that they are almost always financially pinched. Therefore, they cannot bear the cost of emergency and everyday

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Credit

Payday Loan Alternatives from Credit Unions

EPF December 3, 2019

You have bad credit, you don't have high income, probably you already have existing payday loans, but you again don't have enough money and you plan to get another payday

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Credit

What to Do When Student Loan Grace Period Ends

EPF November 26, 2019

You finished college, graduated, but you have one massive burden on your shoulders - student loans. If you have student loans, then you probably know about the loan grace period

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