Loans

Category: Loans

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Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for

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Credit

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

Elite Personal Finance team conducted a study to determine the average credit card interest rates among different card types. From our findings we created a study below to help you understand

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Credit

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders

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Credit

Best Short Term Loans for Bad Credit are NOT Payday Loans!

EPF December 7, 2018

When people look for short-term loans, and especially if they have a bad credit score, they often end up with payday loans. The reason why is how payday loans (which

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Credit

Best Short Term Loans 2019

EPF December 7, 2018

Short term loans are smaller amounts of money people borrow and usually need to repay fast, in a few months or even weeks. For that reason, they can be quite

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Credit

Average Student Loan Debt in America 2019

EPF December 7, 2018

A student loan is another debt that has overburdened the economic status of America.  This is because the debt has ballooned with over 300% since 2004, as the new students

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Credit

Average Credit Score in America 2019

EPF December 6, 2018

Let's start with the big news! Finally, the average credit score is over 700! Yes! The average credit score in America, 2019 is 704, according to the official issuer -

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Credit

Best Personal Holiday Loans for Good and Bad Credit 2019

EPF December 4, 2018

People looking for holiday loans are an easy target for predatory payday lenders. 'Holiday loans' simply means nothing! It’s only a blatant advertisement that lenders use to attract more customers.

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Credit

UltraFICO Score 2019 Hacks That Will Boost Your Credit

EPF December 3, 2018

UltraFICO Score 2019 is a new saving-oriented scoring model that will benefit millions of Americans who always love to have some money on their hands. Before, it was about the

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Credit

Best Personal Debt Consolidation Loans for Bad Credit 2019

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender

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