Category: Credit Report

Credit

What Is the Impact of Personal Loans on Your Credit Score?

EPF August 9, 2018

From time to time, everyone needs a financial infusion. Getting a personal loan is a good way to get quick cash for various purposes. An unsecured personal loan can help

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Credit

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping

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Credit

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you

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Credit

How to Avoid Scam Loans with a “Less Than Perfect” Credit Score?

EPF April 1, 2018

In everyone’s life there comes a bad financial moment. It can be due to some unexpected costs, temporary job loss or something else. In such moments, people start looking for

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Credit

How Do Risk-Based Pricing Affect Your APR

EPF March 30, 2018

Assume that your brother asks you $ 5.000 to buy a new machine for his small business. You know him pretty well, you know his credit history and you believe

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Credit

Best Personal Loans for Fair Credit Score 2018 – Elite Personal Finance

EPF March 8, 2018

Here is what FICO score range looks like: Excellent(800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) Different credit

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Credit

How to Get a Personal Loan if You Have a Really Bad Credit Score?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good

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Credit

How to Recover Financially from the Holidays ?

EPF December 22, 2017

As the holidays come and go, you may notice that your wallet feels thinner than usual or that you're up to your neck in bills. Although the holidays can be

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Credit

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone

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Credit

Equifax Now Offer Free Credit Freeze!

EPF September 18, 2017

After the recent massive Equifax data breach, many people started to panic and lose faith in the safety of credit bureaus. As you already know, more than 143 million Americans'

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