Category: Credit Report

Credit

There is Only One Legit Way to Boost Your Credit Score Fast

EPF July 25, 2020

And here it is. Go to AnnualCreditReport.com, request your credit score from all credit bureaus, and review it for errors. So obvious, so easy and super effective! Why? According to

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Credit

Credit Report Changes in 2020 Could Hurt Your FICO Score

EPF July 8, 2020

FICO 10 T includes another round of changes to how FICO calculates your credit score. It focuses primarily on debt levels during the past two years. If your total debt

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Credit

How to Avoid Ruining Your Credit During Natural Disaster

EPF September 13, 2019

When a natural disaster strikes – like what we just witnessed with Hurricane Dorian – you’re often burdened with several unplanned expenses. And depending on the extent of the storm,

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Credit

How to Increase Your FICO Score

EPF August 2, 2019

If you have bad credit, you know how difficult it is to navigate. Whether you’re purchasing your first home or borrowing for your next car, bad credit can severely limit

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Credit

How to Maintain Your Credit During a Divorce

EPF July 4, 2019

When you go through a divorce, it’s tough on everyone. And the last thing on your mind is how it will affect your credit. But, the decisions you make –

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Credit

Best Unsecured Personal Loans for Bad Credit 2020

EPF April 9, 2019

When burdened with bad credit, it can feel like viable lending options are few and far between. Payday loans? Car title loans? Secured personal loans? Pretty much your only options,

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Credit

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect. Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers

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Credit

Best Ways in Which You Can Find Your Credit Score Recovery

EPF April 4, 2019

You need to continually check your credit reports from the three agencies – Experian, TransUnion, and Equifax – so that you are aware of the reason for the drop in

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Credit

Best Car Title Loan Alternatives for Bad Credit 2020

EPF April 3, 2019

We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like

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Credit

Why Can’t You Buy a House Despite an Extremely Good Credit Score?

EPF January 25, 2019

I have an excellent credit score yet I don’t qualify for a mortgage loan? This is crazy, you probably say that to yourself. Well, nowadays, credit scores are in use

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