All of you who are familiar with Elite Personal Finance know very well that we love to write long and advanced guides. This time, however, we will be very quick.
How many ways to prevent identity theft do you know? Have you heard of our 100 Ways to Prevent Identity Theft? Actually, there are more than 100 … How about our advanced Identity Theft SafeGuard? Both of these are great for people who want to learn and be educated about these topics.
There are numerous things that you can do to prevent identity theft. However, not all of them are equally effective. That being said, we came up with a great, or should we say, the best tactic that will significantly decrease the risk of identity theft.
Without further ado, we present you:
The Master Plan to Prevent Identity Theft
It is a really simple and probably the most effective strategy that you will find online. Everyone in our expert team agreed on that.
Now, let’s get started:
- Get a Copy of Your Credit Report at AnnualCreditReport and Review It For Unauthorized Items !
- Get Identity Theft Protection (I will give you many great free options later in this guide) !
- Post Fraud Alert on Your Credit File !
- Post Credit Freeze on Your Credit File !
And that’s it.
It’s very easy, totally free (or very affordable) and super effective!!!
Now, let’s discuss these points one by one quickly:
1) Get a Copy of Your Credit Report at AnnualCreditReport and Review It For Unauthorized Items
AnnualCreditReport is free! Here, once a year people can get free credit report. For those unfamiliar with AnnualCreditReport, it is enough to say that this is the only site authorized by the Government that gives you free credit report.
Apply now! Then check for any unauthorized items on it. If you have any difficulties with that, you can read: What is Credit Report and How to Read Your Credit Report.
2) Get identity Theft Protection
Many people will tell you that identity theft protection companies won’t help you.
However, they play an important role in identity theft protection process. It is true that they can’t fully prevent identity theft. In most cases they will only alert you after this has already happened.
Still, this does not mean that you shouldn’t use them. Most of the negative comments come from people who understand that they are not free of charge. The truth is that most of them charge for their services, but there are also some companies who offer their services completely free of charge. Why not register at one of the totally free identity theft protection companies today?
Here is a quick review of the top free companies in US. No catch here! They are totally free. Of course, they have some disadvantages against paid products, but they still offer reliable credit monitoring. One of the most common disadvantage is that they offer only one bureau credit monitoring. And of course, they have fewer features.
On the other hand, if you want, you can also buy some of them. Here we have listed the top paid companies in US. The choice is all yours. Before you buy a plan, we invite you to read what exactly is included there. We reviewed the best identity theft protection companies here.
3) Fraud Alert
This is a great and super effective method that you can use right now! It’s totally free. If you have a fraud alert, creditors are required to verify your identity. That way, it won’t be easy for someone to open an account using your name. Here you can find everything about fraud alert.
4) Credit Freeze
If you do this, no one will be able to open accounts using your name. It will give you very advanced protection. The disadvantage of doing this is that you won’t be able to apply for credit cards and similar things. Here you can learn more about credit freeze. Credit freeze is very affordable and in some cases even free. Learn about credit freeze fees here.
This was the Master Plan to Prevent Identity Theft!
Very easy and super effective. You should do it right now!
But there is still one question that remains unanswered: Is this enough to prevent identity theft?
Unfortunately, the answer is no. There is no way to fully prevent identity theft. Still, there are many things that you can do to lower the chances. So, the main point of this Master Plan would be: Educate Yourself.
Here is what we have for You!
100 Tips to Prevent Identity Theft – the most comprehensive list on the planet!
Read More About Identity Theft Here – we work everyday to provide you with the highest quality information on identity theft.
Identity Theft SafeGuard – The most comprehensive guide on how to prevent identity theft, written by Elite Personal Finance expert team!
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