Category: Credit Cards

Credit

How to Qualify for Any Credit Card, Even if You Don’t Meet The Qualification Requirements?

EPF March 10, 2020

According to our study, the average number of credit cards that Americans have increased from 2.5 to 4. And the trend show same – constant increase. People are load with

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Credit

How a Lost of Only $1 Can Lead to More than $1,000 in Loses, if You Don’t Manage Your Credit Cards Correctly?

EPF February 27, 2020

Having multiple credit cards has a lot of advantages, but also a lot of disadvantages. The advantages are: You have money on the side. You don't pay any interest, in

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Credit

When You Shouldn’t Pay More Than a Minimum on Your Credit Card, Even if You Have Money?

EPF February 20, 2020

If you’ve spent some amount of your credit card the best advice would be one of these: Pay the debt as soon as possible, so you stop paying interest fees.

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Credit

In Just One Year, Americans Have Increased The Average Number of Credit Cards by 60%

EPF January 16, 2020

Americans in the last year registered a 60% increase in the number of average credit cards making the figure jump from 2.5 in 2019 to 4 in 2020. These figures

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Credit

Reasons That Can Lead to Your Account Closure by The Credit Card Issuer and Why You Should Care

EPF December 3, 2019

Whenever you own several credit cards, it becomes normal for you to go for weeks or even months without using one of the cards. At first, this may seem harmless,

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Credit

3 Credit Card Mistakes to Avoid

EPF August 23, 2019

With American credit card debt continuing to rise – surpassing the highs we saw during the 2008 financial crisis – more citizens are relying on debt to finance their lifestyle.

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Credit

How to Buy Without a Credit Card

EPF July 23, 2019

Studies show that nearly 80% of adults own at least one credit card. And considering access to credit is one of the most controversial issues facing borrowers, the Federal Reserve’s

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Credit

Best Cash Advance Alternatives for Bad Credit 2020

EPF May 30, 2019

Are you considering a cash advance on your credit card? It’s not the best option ... Cash advances have high APRs and come with high upfront fees. To administer a

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Credit

Is My Credit Card Issuer Charging Hidden Foreign Transaction Fees?

EPF May 18, 2019

Whether you’re surfing the beach of your favorite tropical locale or you’re surfing the web from the comfort of your own home, credit card issuers – like Bank of America,

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Credit

Average Number of Credit Cards Per Person 2020

EPF April 30, 2019

View All Studies [toc] ElitePersonalFinance conducted a study on average numbers of credit cards per person. We found that people have on average 4 credit cards. Last year, this number

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