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Category: Credit Cards

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How To Get By Without A Credit Card

EPF July 23, 2019

Studies show that nearly 80% of adults own at least one credit card. And considering access to credit is one of the most controversial issues facing borrowers, the Federal Reserve’s

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Credit

Best Cash Advance Alternatives for Bad Credit 2019

EPF May 30, 2019

Are you considering a cash advance on your credit card? It’s not the best option ... Cash advances have high APRs and come with high upfront fees. To administer a

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Credit

Is My Credit Card Issuer Charging Hidden Foreign Transaction Fees?

EPF May 18, 2019

Whether you’re surfing the beach of your favorite tropical locale or you’re surfing the web from the comfort of your own home, credit card issuers – like Bank of America,

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Credit

Average Number of Credit Cards Per Person 2019

EPF April 30, 2019

View All Studies [toc] As credit card debt across the United States continues to rise and currently sits at 799 billion – in 2018 – the average number of credit

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Credit

Should I Consolidate My Credit Card Debt With A Personal Loan?

EPF April 25, 2019

With U.S. credit card debt currently sitting at 799 billion, the figure has surpassed the highs we saw during the 2008 financial crisis. And with borrowers increased appetite for credit

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Credit

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect.   Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score

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Credit

5 Ways in Which You Can Use Credit Cards to Make Incredible Rewards While Running A Business

EPF February 8, 2019

There are many ways to get great cash-rewards cards in your business. However, it can be hard to get the most out of your business credit card rewards. If only

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Credit

Ways In Which America’s Overspending Custom is Affecting the Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not

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Credit

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

View All Studies   [toc] As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering

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Credit

Average Student Loan Debt in America 2019

EPF December 7, 2018

View All Studies   [toc] As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over

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