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ElitePersonalFinance

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Smart Financial Decisions and Save a Lot of Money Now.

Our experts review the best financial products for you. We can help you find the best credit cards, loans, credit reports, and ect.

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Find personal finance topics that are the most relevant to you.

Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report.
  • Learn where to find the best credit monitoring and identity theft protection services (some are totally free).
  • Learn how to improve your credit score.
  • Learn your biggest mistakes that lower your credit score.
LEARN MORE

30 Ways to Increase Credit Score in 2021

  • EPF

Understand How Credit Report Works

  • EPF

Understand FICO Scores

  • EPF

How to Get a Totally Free FICO Score in 2021

  • EPF

How to Read Your Credit Report

  • EPF

Best Credit Report Sites for 2021

  • EPF
Credit Cards

Find the Best Credit Card for You

Americans lose millions every day due to bad credit card deals.

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit 2021

  • EPF

Best Credit Cards for Fair Credit 2021

  • EPF

Best Rewards Credit Cards 2021

  • EPF

Best Travel Credit Cards 2021

  • EPF

Best Cashback Credit Cards 2021

  • EPF
Loans

Compare the Best Loans

Whether you have good or bad credit, you can get a personal loan.

ElitePersonalFinance lists the best lenders for 2021.

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Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't tell you which exact loan is the best for you. Review all of your options before getting a loan.

Avoid Loan Scams

There are a lot of scam loan companies. Some loans are technically legit but very expensive. We still recommend that you avoid them. These are high-APR loans like payday and auto title loans. Read our guide on finding a cheaper loan even if you are with bad credit.

Wait for Offers and Apply for the Best

After applying for many loans, compare offers, and pick the best for you.



Best Personal Loans by Type

ElitePersonalFinance has the largest list of all loans by categories.

Best Personal Loans for Bad Credit 2021

  • EPF

Best Personal Loans for Fair Credit 2021

  • EPF

Best Personal Loans for Good Credit 2021

  • EPF

Best Personal Loans for No Credit 2021

  • EPF

Best Debt Consolidation Loans 2021

  • EPF

Best Personal Debt Consolidation Loans for Bad Credit 2021

  • EPF

Best Payday Loan Alternatives for Bad Credit 2021

  • EPF

Best Personal Loan for Low Income 2021

  • EPF

Best Small Business Loans for 2021

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more flexible. People with bad credit can get a personal loan.


  • Avoid predatory loans! Avoid payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

Best Direct Lenders for Bad Credit 2021

ElitePersonalFinance
June 15, 2021

Many people searching for loans prefer direct lenders. The main reason is that they think that their loans will be cheaper. Does it always true? Can I get approved from a direct lender if I'm with bad credit? Where to...

Loans

Can I Get 0 Interest Personal Loan?

ElitePersonalFinance
June 12, 2021

The short answer to this question is yes, you can, but there are catches. No one gives money for nothing, that is a fact! And even if some companies appear to do so, there are always some things that won't...

Loans

How to Get $10,000 to $100,000 Big Money Personal Loan in 2021?

ElitePersonalFinance
June 15, 2021

There shouldn't be a problem to qualify for a $1,000 or $5,000 unsecured personal loan in 2021, even if you are with bad credit. But if you are looking for large unsecured personal loans like $10k, $25k, or up to...

Loan Reviews

VergeCredit Review 2021

ElitePersonalFinance
June 12, 2021

VergeCredit is a new alternative payday lender, working to become one of the top companies. Compared to the top companies, we can say that VergeCredit offers we will find that the company offers relatively good terms. But what are alternative...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.