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ElitePersonalFinance

Millions of People Come Here for Financial Advice.

Our Expertly Written Guides Can Help You Make
Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report

Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score
Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit

  • EPF

Best Credit Cards for Fair Credit

  • EPF

Rewards

  • EPF

Travel

  • EPF

Cashback

  • EPF
Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

ElitePersonalFinance lists the best lenders for 2020. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

  • EPF

Best Personal Loans for Fair Credit

  • EPF

Best Personal Loans for No Credit

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

Unique Ways to Qualify for Extremely Cheap Personal Loan Interest Rate, Even if You are With Bad Credit

EPF August 1, 2020

When you plan to use money that are not your, you will be paying interests. But no one want to pay high interest rates. In this article we will give you advanced information on how to find the cheapest personal...

Credit Report

There is Only One Legit Way to Boost Your Credit Score Fast

EPF July 25, 2020

And here it is. Go to AnnualCreditReport.com, request your credit score from all credit bureaus, and review it for errors. So obvious, so easy and super effective! Why? According to many studies, about 30% of credit reports have errors on...

Loans

10 Hacks To Help You Get A Personal Loan, Even With Bad Credit in 2020

EPF July 16, 2020

When you need a loan, having bad credit can reduce your choices significantly. While it's more difficult to get a loan when you have credit issues, it isn't impossible. First Things First Before you start looking for a lender, check...

Loans

One Way That Banks Use to Make More Money from Your Loan

EPF July 13, 2020

Lending is a profitable business. There are many ways that lenders use to make more money from your loan. Today we are going to discuss one unique way that not most of the people know. It’s not only about banks....

Loans

Best Mortgage Loan Rates 2020

EPF July 8, 2020

People can save thousands on mortgage in 2020. Here are the average mortgage rates: Shop Around Our loan calculator will help you! [wbcr_php_snippet id="7136"] Want this calculator on Your Site? Get it free from us copy the code below <div...

Credit Report

Credit Report Changes in 2020 Could Hurt Your FICO Score

EPF July 8, 2020

FICO 10 T includes another round of changes to how FICO calculates your credit score. It focuses primarily on debt levels during the past two years. If your total debt during the past 24 months is on the upswing or...

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Save Money

The Best Way to Make a Lot of Money as a Freelancer and Always Love What You are Doing

EPF July 4, 2020

Work from the comfort of your home and make money. Make a lot of money free and easy. Become a freelancer, complete projects and get paid. Sounds great! Many people like this idea. In fact freelancing work is something that...

Loans

When Payday Loans are Cheaper than Personal Loans?

EPF June 22, 2020

People who visit our site regularly, know that we are not big fans of payday loans. In fact we recommend them only at end case. This means that you should try all other options before getting a payday loan. Payday...

Loans

How to Motivate Yourself to Avoid Payday Loans

EPF June 18, 2020

You didn’t plan very well your spending and now suddenly you end up with empty pocket. And you go and get a payday loan, without thinking of the consequences. You are not alone. This happen to many people. At the...

Apps

5 Must-Have Financial Apps in 2020

EPF June 15, 2020

Nowadays, instead of managing our money with bank passbooks, we have access to incredible financial apps and technology that makes this process much easier. These personal finance apps are linked to bank accounts, providing us with clear insight into our...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.