ElitePersonalFinance
  • Credit

    Rankings

    • Best Credit Report Site 2023
    • Best Credit Monitoring Services Reviews 2023
    • Best Identity Theft Protection Reviews 2023
    • Review of 3 Best Free Credit Monitoring Companies

    Guides

    • 30 Ways to Increase Credit Score 2023
    • How Credit Report Works
    • How to Choose the Right Credit Report Site for Your Needs
    • Credit Utilization and Debt-to-Income Ratio
    • What Is FICO Score
    • How to Get a Totally Free FICO Score
    • How to Read Your Credit Report
    • How Long Do Negative Items Stay on My Credit Report?
    • Credit Report Factors That Are More Important to Lenders Than Your Credit Score
    • Understand Everything You Need to Know About Credit Monitoring Services
    • Credit Bureau Contact Information

    Top Picks

  • Credit Cards

    Rankings

    • Best Credit Cards for Bad Credit 2023
    • Best Credit Cards for Fair Credit 2023
    • Best Rewards Credit Cards 2023
    • Best Cashback Credit Cards 2023
    • Best Travel Credit Cards 2023
    • Best Secured Credit Cards 2023
    • Best Credit Cards for Bad Credit with No Deposit
    • Best Store Credit Cards 2023
    • Best 0% APR + Balance Transfer Credit Cards – Up to 6% Cashback
    • Best Secured Credit Cards That Convert to Unsecured
    • Best Bank Account Bonuses 2023

    Guides

    • The Truth About Credit Card Fraud
    • How Many Credit Cards Should You Have?
    • The Guide to Choosing the Right Business Credit Card
    • How to Manage Your Credit Cards While in Debt
    • Tips for College Students to Get the Best Credit Card Offers

    Top Picks

  • Loans

    Loan Rankings By Credit Score

    • Best Personal Loans for Bad Credit 2023
    • Best Personal Loans for Fair Credit 2023
    • Best Personal Loans for Good Credit 2023
    • Best Personal Loans for No Credit 2023

    Loan Rankings By Type

    • 7 Easy Bad Credit Loans from Top Lenders That Say YES!
    • Best Debt Consolidation Loans 2023
    • Best Debt Consolidation Loans for Bad Credit 2023
    • Best Installment Loans 2023
    • Best Installment Loans for Bad Credit 2023
    • Best Payday Loan Alternatives for Bad Credit 2023
    • Best Short-Term Loans 2023
    • Best Short-Term Loans for Bad Credit 2023
    • Best Personal Loans for Low Income 2023
    • Best Small Business Loans 2023

    Guides

    • How to Find Legit Loans
    • How to Get The Best APR
    • How to Avoid Payday Loans
    • How to Get Personal Loan If You Have Really Bad Credit
    • How to Get Personal Loan for Bad Credit Easily and Quickly
    • Payday Loan Alternatives from Credit Unions

    Best Loans by State

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    • Loans in New Jersey 2023
    • Loans in New Mexico 2023
    • Loans in New York 2023
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  • Scholarship
    • The Comprehensive Guide to College Scholarships 2023
    • How to Avoid Scholarship Scams 2023
    • Best Scholarship Websites 2023
    • ElitePersonalFinance Scholarship
  • Money
    • More Ways to Make Money
    • More Ways to Save Money
    • The Complete Guide to Making $100,000 a Year Writing Online
    • The Freelancer’s Complete Guide to Online Identity Safety
    • How to Save a Lot of Money on Every Online Purchase – 10% – 75%! Read …
  • Identity Theft

    Guides

    • Identity Theft Safeguard – Advanced Guide from ElitePersonalFinance
    • The Master Plan to Prevent Identity Theft
    • 100 Ways to Prevent Identity Theft
    • What is Identity Theft
    • What is Credit Freeze
    • Credit Freeze Laws by State
    • What is Fraud Alert
    • Types of Identity Theft
    • How to Protect my SSN
    • What is Credit Monitoring and Can it Help me Prevent Identity Theft?
    • Features of Identity Theft Protection Companies
    • How to Recover from Identity Theft
    • Identity Theft Victim Rights
    • The Truth About Credit Card Fraud
    • Phishing
    • Vishing
    • Smishing
    • ATM Skimmers
    • Medical Identity Theft
    • Synthetic Identity Theft
    • Criminal Identity Theft
    • Business Identity Theft
    • Payday Loan Identity Theft

    Rankings

    • Best Identity Theft Protection Reviews 2023
    • Best Identity Theft Protection Plans for Children 2023
    • Best Identity Theft Protection Plans for Families 2023
    • Best Credit Report Site 2023
    • Best Credit Monitoring Services Reviews 2023
    • Review of 3 Best Free Credit Monitoring Companies

    Reviews

    • IdentityForce
    • IdentityGuard
    • CreditSesame
    • MyFico
    • LifeLock
    • Quizzle
    • ID Shield
    • PrivacyGuard
    • AllClearID
    • Experian ProtectMyID
    • Trusted ID
    • WalletHub
    • IdentityProtect
    • LifeLock vs IdentityGuard
  • Safety
    • Safest Places to Live in Alabama 2023
    • Safest Places to Live in Alaska 2023
    • Safest Places to Live in Arizona 2023
    • Safest Places to Live in Arkansas 2023
    • Safest Places to Live in California 2023
    • Safest Places to Live in Colorado 2023
    • Safest Places to Live in Connecticut 2023
    • Safest Places to Live in Delaware 2023
    • Safest Places to Live in Florida 2023
    • Safest Places to Live in Georgia 2023
    • Safest Places to Live in Hawaii 2023
    • Safest Places to Live in Idaho 2023
    • Safest Places to Live in Illinois 2023
    • Safest Places to Live in Indiana 2023
    • Safest Places to Live in Iowa 2023
    • Safest Places to Live in Kansas 2023
    • Safest Places to Live in Kentucky 2023
    • Safest Places to Live in Louisiana 2023
    • Safest Places to Live in Maine 2023
    • Safest Places to Live in Maryland 2023
    • Safest Places to Live in Massachusetts 2023
    • Safest Places to Live in Michigan 2023
    • Safest Places to Live in Minnesota 2023
    • Safest Places to Live in Mississippi 2023
    • Safest Places to Live in Missouri 2023
    • Safest Places to Live in Montana 2023
    • Safest Places to Live in Nebraska 2023
    • Safest Places to Live in Nevada 2023
    • Safest Places to Live in New Hampshire 2023
    • Safest Places to Live in New Jersey 2023
    • Safest Places to Live in New Mexico 2023
    • Safest Places to Live in New York 2023
    • Safest Places to Live in North Carolina 2023
    • Safest Places to Live in North Dakota 2023
    • Safest Places to Live in Ohio 2023
    • Safest Places to Live in Oklahoma 2023
    • Safest Places to Live in Oregon 2023
    • Safest Places to Live in Pennsylvania 2023
    • Safest Places to Live in Rhode Island 2023
    • Safest Places to Live in South Carolina 2023
    • Safest Places to Live in South Dakota 2023
    • Safest Places to Live in Tennessee 2023
    • Safest Places to Live in Texas 2023
    • Safest Places to Live in Utah 2023
    • Safest Places to Live in Vermont 2023
    • Safest Places to Live in Virginia 2023
    • Safest Places to Live in Washington 2023
    • Safest Places to Live in West Virginia 2023
    • Safest Places to Live in Wisconsin 2023
    • Safest Places to Live in Wyoming 2023
    • Best Places to Raise a Family in Arizona 2023
    • Best Places to Raise a Family in California 2023
    • Best Places to Raise a Family in Colorado 2023
    • Best Places to Raise a Family in Massachusetts 2023
    • Best Places to Raise a Family in North Carolina 2023
    • Best Places to Raise a Family in Ohio 2023
    • Best Places to Raise a Family in Oklahoma 2023
    • Best Places to Raise a Family in Pennsylvania 2023
    • Best Places to Raise a Family in Texas 2023
    • Best Places to Raise a Family in Washington 2023
    • Best Places to Live in The US 2023
    • Best Places to Raise a Family 2023
    • Best Places to Raise a Child in The US 2023
    • Best College Towns in The US 2023
    • Safest States in the US by Identity Theft 2023
    • Safest US States By Fraud and Scams 2023
    • The Safest And Least Safe US Cities By Identity Theft 2023
    • Safest And Least Safe US Cities By Fraud and Scams 2023
  • Tools
    • Auto Loan Calculator
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  • Studies
    • Average Credit Card Debt in America 2023
    • Average Credit Score in America 2023
    • Average Student Loan Debt in America 2023
    • Average Credit Card Interest Rates and APR 2023
    • Average Personal Loan Debt Amount in America 2023
    • Average Savings Account Interest Rates 2023
    • Average Checking Account Interest Rates 2023
    • Average Bank Interest Rates 2023
    • Best High-Yield Savings Accounts Online 2023
    • Average U.S. Mortgage Rates 2023
    • Average Household Budget in America 2023
    • Average Number of Credit Cards Per Person 2023
    • Average Credit Card Annual Fees 2023
    • Cities with the Most (and Least) Student Loan Debt 2023
    • Average Insurance Cost: Car, Home, Renters, Health 2023
    • Average Life Insurance Cost 2023
    • Safest States in the US by Identity Theft 2023
    • Safest US States By Fraud and Scams 2023
    • The Safest And Least Safe US Cities By Identity Theft 2023
    • Safest And Least Safe US Cities By Fraud and Scams 2023
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  • Marketplace
    Auto Loans

    Compare personal loan rates. Borrow up to $50,000 without collateral.

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    Consolidate your loans in one. Pay less. Rebuild Credit. Up to $100,000. Rates start at 3%.

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