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Our experts review the best financial products for you. We can help you find the best credit cards, loans, credit reports, and ect.


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Find personal finance topics that are the most relevant to you.

Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report.
  • Learn where to find the best credit monitoring and identity theft protection services (some are totally free).
  • Learn how to improve your credit score.
  • Learn your biggest mistakes that lower your credit score.

30 Ways to Increase Credit Score in 2021

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Understand How Credit Report Works

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Understand FICO Scores

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How to Get a Totally Free FICO Score in 2021

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How to Read Your Credit Report

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Best Credit Report Sites for 2021

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Credit Cards

Find the Best Credit Card for You

Americans lose millions every day due to bad credit card deals.

Picking the right credit card can help you save a lot of money.


Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

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Best Credit Cards for Bad Credit 2021

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Best Credit Cards for Fair Credit 2021

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Best Rewards Credit Cards 2021

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Best Travel Credit Cards 2021

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Best Cashback Credit Cards 2021

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Compare the Best Loans

Whether you have good or bad credit, you can get a personal loan.

ElitePersonalFinance lists the best lenders for 2021.


Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't tell you which exact loan is the best for you. Review all of your options before getting a loan.

Avoid Loan Scams

There are a lot of scam loan companies. Some loans are technically legit but very expensive. We still recommend that you avoid them. These are high-APR loans like payday and auto title loans. Read our guide on finding a cheaper loan even if you are with bad credit.

Wait for Offers and Apply for the Best

After applying for many loans, compare offers, and pick the best for you.

Best Personal Loans by Type

ElitePersonalFinance has the largest list of all loans by categories.

Best Personal Loans for Bad Credit 2021

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Best Personal Loans for Fair Credit 2021

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Best Personal Loans for Good Credit 2021

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Best Personal Loans for No Credit 2021

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Best Debt Consolidation Loans 2021

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Best Personal Debt Consolidation Loans for Bad Credit 2021

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Best Payday Loan Alternatives for Bad Credit 2021

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Best Personal Loan for Low Income 2021

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Best Small Business Loans for 2021

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Best Personal Loans Tips from EPF

  • The loan market is becoming more flexible. People with bad credit can get a personal loan.

  • Avoid predatory loans! Avoid payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.

  • Always work on your credit score to get a better APR on your loans and save more money.


Latest Blog Posts

Loan Reviews

VergeCredit Review 2021

March 31, 2021

VergeCredit is a new alternative payday lender, working to become one of the top companies. Compared to the top companies, we can say that VergeCredit offers we will find that the company offers relatively good terms. But what are alternative...


Best “Buy Now Pay Later” Companies with No Credit Check and Instant Approval 2021

March 30, 2021

Buy Now Pay Later Companies is a new and high-growing type of lending, offering people to get goods and pay for them later. It definitely looks like a great option for many of us, but this also hides dangers for...


Best Buy Now Pay Later Apps and Sites 2021

March 22, 2021

Buy Now Pay Later is a growing business. Most of you have heard of them. BNPL, Shop Now Pay Later Sites, Get Now Pay Later Apps, POS Financing - all of these means the same. You pay for goods now...


Average Personal Loan Debt Amount in America 2021

April 3, 2021

View All Studies [toc] How much is the average personal loan amount in America in 2021? How the Covid affected American loans at all? Our credit card study found that the American credit card debt rise is finally over. Now, let's...

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ElitePersonalFinance reviews and compares only the best financial products from the top companies.