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- Learn how to get a free credit report
- Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
- Learn how to always improve your credit score
- Learn the biggest mistakes that lower your credit score
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Did you know that Americans lose millions of dollars every day due to bad credit card deals?
Picking the right credit card can help you save a lot of money.LET US HELP
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Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.
ElitePersonalFinance lists the best lenders for 2020. But first, let us give you the most important information you need to know before applying for a loan.LET US HELP
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Best Personal Loans by Category
Based on your needs, our team of experts has prepared the best loan for each category.
Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
A soft inquiry technically doesn’t affect your credit report. It’s something like only checking your credit report without officially applying for a loan. It’s like you only ask could you be approved for a loan. A hard inquiry means that...
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View All Studies [toc] Best Personal Loans for Bad Credit In Oregon 2020 Best Good Credit Loans In Oregon 2020 Payday Loan Laws Oregon 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...
View All Studies [toc] Best Personal Loans for Bad Credit In Oklahoma 2020 Best Good Credit Loans In Oklahoma 2020 Payday Loan Laws Oklahoma 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...
Some loans come with a balloon payment, loans such as mortgages, and commercial ones. You must understand the structure of your loan as well as what happens when the payment of a balloon is due so that you can avoid...
Average Number of Credit Cards Americans in the last year registered a 60% increase in the number of average credit cards making the figure jump from 2.5 in 2019 to 4 in 2020. These figures indicate the increase in the...
The Christmas festivities come with a lot to do. Virtually all the activities call for the use of money, from buying gifts, purchasing homes, and so much more as a way of celebrating a feat. As the new year sets...
For many taxpayers, 2020 is going to be a new year; there's a projected increase in the standard deduction. This knowledge is key to how you shall spend; it's crucial that you are aware that the increase is minimal before...
Every time that your kid continues to grow, as a parent, your responsibility towards them increases, at least until they are adults. The moment your child steps into his/her teenage years, you should start training them to become adults. When...