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Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.LET US HELP
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Based on your needs, our team of experts has prepared the best loan for each category.
Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
A vast number of Americans live paycheck to paycheck; this can only mean that they are almost always financially pinched. Therefore, they cannot bear the cost of emergency and everyday expenses such as paying necessary bills and buying groceries. Because...
You have bad credit, you don't have high income, probably you already have existing payday loans, but you again don't have enough money and you plan to get another payday loan. If you are with bad credit, banks won't approve...
Whenever you own several credit cards, it becomes normal for you to go for weeks or even months without using one of the cards. At first, this may seem harmless, thanks to the fact that you have other cards to...
Are you a travel enthusiast? Well, you should know how important it is for you to have a reliable wallet that keeps all of your essential belongings, such as passports, cards, and cash safe and organized so that you drop...
You finished college, graduated, but you have one massive burden on your shoulders - student loans. If you have student loans, then you probably know about the loan grace period too. The student loan grace period allows you to go...
For them that have graduated from college recently, the nearing month of December comes with some harsh reality. The federal student loans, which account for a significant percentage of student debt, have about six-months of rest period following graduation. After...
Chapter 4712 of the Ohio Credit Services Organization Act mandates a $5,000 minimum for installment loans issued within the state. APRs cannot exceed 28% and licensed lenders must offer repayment terms of more than one year. Specifically, the act states:...
View All Studies [toc] North Dakota does not regulate traditional installment loans. However, its Money Brokers Act requires licensed lenders to cap loans at $1,000 and terms at 24 ½ months. APRs are capped at: 2 ½% per month on...
View All Studies [toc] Article 15 of North Carolina’s Consumer Finance Act requires licensed lenders to cap installment loans at $15,000. The minimum loan term is 12 months, while the maximum loan term is 96 months. Licensed lenders can levy...
View All Studies [toc] Article 9 of New York’s Licensed Lenders Law limits personal installment loans to $25,000. Finance charges are set by Title 5 of New York’s General Obligations Law, which caps installment loan APRs at 6%. Licensed lenders...