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ElitePersonalFinance

Millions of People Come Here for Financial Advice.

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Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report

Credit Report

Learn Everything About Your Credit Score

Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

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Best Credit Cards for Bad Credit

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Best Credit Cards for Fair Credit

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Rewards

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Travel

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Cashback

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Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

ElitePersonalFinance lists the best lenders for 2020. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

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Best Personal Loans for Fair Credit

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Best Personal Loans for No Credit

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Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Video

How to Get The Best Personal Loan for Bad Credit Score Today in 2020 [Explained!]

EPF October 15, 2020

Watch Our Latest Video on Bad Credit Loans on Youtube and Please Like us! I’m Angus from ElitePersonalFinance. Today I’m gonna talk to you about how to get a loan if you are unfortunate enough to have a bad credit...

Loans

Over 70% of The People with Payday Loans Could Qualify for Refinance

EPF September 29, 2020

You are with relatively low credit. You don’t have enough money. You’ve heard that you can’t get a personal loan. And you go and get a payday loan. A common scenario… You are not the only one who do this...

Loans

Can Alternative Payday Loans Save Those with Really Bad Credit Score?

EPF September 9, 2020

Do you know that even if you are with really really really bad credit, payday loans are NOT the last option for you to get a loan? No no, don’t go with payday loans! Payday loans are very expensive, lead...

Loans

Unique Ways to Qualify for Extremely Cheap Personal Loan Interest Rate, Even if You are With Bad Credit

EPF August 1, 2020

When you plan to use money that is not yours, you will be paying interest. But no one wants to pay high interest rates. In this article, we will give you advanced information on how to find the cheapest personal...

Credit Report

There is Only One Legit Way to Boost Your Credit Score Fast

EPF July 25, 2020

And here it is. Go to AnnualCreditReport.com, request your credit score from all credit bureaus, and review it for errors. So obvious, so easy, and super effective! Why? According to many studies, about 30% of credit reports have errors on...

Loans

10 Hacks To Help You Get A Personal Loan, Even With Bad Credit in 2020

EPF July 16, 2020

When you need a loan, having bad credit can reduce your choices significantly. While it's more difficult to get a loan when you have credit issues, it isn't impossible.   Watch Our Latest Video on Bad Credit Loans at Youtube...

Loans

One Way That Banks Use to Make More Money from Your Loan

EPF July 13, 2020

Lending is a profitable business. There are many ways that lenders use to make more money from your loan. Today we are going to discuss one unique way that not most of the people don't know. It’s not only about...

Loans

Best Mortgage Loan Rates 2020

EPF July 8, 2020

People can save thousands on the mortgage in 2020. Here are the average mortgage rates: [sc name="loans_shop_around"]

Credit Report

Credit Report Changes in 2020 Could Hurt Your FICO Score

EPF July 8, 2020

FICO 10 T includes another round of changes to how FICO calculates your credit score. It focuses primarily on debt levels during the past two years. If your total debt during the past 24 months is on the upswing or...

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The Best Way to Make a Lot of Money as a Freelancer and Always Love What You are Doing

EPF July 4, 2020

Work from the comfort of your home and make money. Make a lot of money free and easy. Become a freelancer, complete projects, and get paid. Sounds great! Many people like this idea. In fact, freelancing work is something that...

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ElitePersonalFinance reviews and compares only the best financial products from the top companies.