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Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report
Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score
LEARN MORE

30 Ways to Increase Credit Score in 2020

  • EPF

Understand How Credit Report Works

  • EPF

Understand FICO Scores

  • EPF

How to Get a Totally Free FICO Score

  • EPF

How to Read Your Credit Report

  • EPF

Best Credit Report Sites for 2020

  • EPF
Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit

  • EPF

Best Credit Cards for Fair Credit

  • EPF

Rewards

  • EPF

Travel

  • EPF

Cashback

  • EPF
Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

ElitePersonalFinance lists the best lenders for 2020. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

  • EPF

Best Personal Loans for Fair Credit

  • EPF

Best Personal Loans for No Credit

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

Disadvantages of Credit Unions That You Didn’t Know

EPF March 26, 2020

Credit unions have a numerous of advantages against banks and online lenders. Be sure of that. Whether you are looking for a loan or other type of service like investment products, most of the credit unions beat banks and online...

Loans

How Predatory Lenders Manipulate the Terminology

EPF March 16, 2020

Predatory lenders make a lot of money from people with their super high interest rates. According to our study, payday loan APR average at 400% and many people get into debt cycle. Auto title loans APR average at 300% and...

Loans

Bad Credit Loans vs Short Term Loans vs Payday Loans

EPF March 15, 2020

Typically when people are with bad credit, they get payday loans, that are a type of short term loans. And they think that these things are same. Why? Lack of knowledge on this topic and; Manipulating of the terminology. Yes!...

Save Money

How to Save a Lot of Money on Every Online Purchase – 10% – 75%! Read …

EPF March 11, 2020

Most of you know about things like cashback, rebate sites, credit card points, and so on. All of these are types of loyalty programs for regular customers. They work great and many people use them! However in this article, we...

Credit Cards

How to Qualify for Any Credit Card, Even if You Don’t Meet the Requirements?

EPF March 10, 2020

According to our study, the average number of credit cards that Americans have increased from 2.5 to 4. And the trend show same – constant increase. People are load with so many promotions, bonuses, offers and they get card after...

Loans

The Danger of No Income Verification Loans

EPF March 9, 2020

When a licensed companies give you a loan, they typically verify your whole financial situation like credit score, income, debt to income ratio and so on. In many states they are even required by law to perform this check. Your...

Loans By State

Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in Vermont 2020 [sc name="loans_vermont_bad_credit"] Best Good Credit Loans in Vermont 2020 [sc name="loans_vermont_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our Loan Calculator...

Loans By State

Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in West Virginia 2020 [sc name="loans_west_virginia_bad_credit"] Best Good Credit Loans in West Virginia 2020 [sc name="loans_west_virginia_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our...

Loans By State

Best Personal Loans for Bad and Good Credit in Wyoming, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in Wyoming 2020 [sc name="loans_wyoming_bad_credit"] Best Good Credit Loans in Wyoming 2020 [sc name="loans_wyoming_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our Loan Calculator...

Loans By State

Best Personal Loans for Bad and Good Credit in Wisconsin, Payday Loan Laws 2020

EPF March 7, 2020

View All Studies [toc] Best Personal Loans for Bad Credit in Wisconsin 2020 [sc name="loans_wisconsin_bad_credit"] Best Good Credit Loans in Wisconsin 2020 [sc name="loans_wisconsin_good_credit"] You can also check out our full list of recommended lenders. Shop Around Our Loan Calculator...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.