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Smart Financial Decisions and Save a Lot of Money Now.
Our experts review the best financial products for you. We can help you find the best credit cards, loans, credit reports, and ect.
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Find personal finance topics that are the most relevant to you.
Learn Everything About Your Credit Score
- Learn how to get a free credit report.
- Learn where to find the best credit monitoring and identity theft protection services (some are totally free).
- Learn how to improve your credit score.
- Learn your biggest mistakes that lower your credit score.
Find the Best Credit Card for You
Americans lose millions every day due to bad credit card deals.
Picking the right credit card can help you save a lot of money.
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Compare the Best Loans
Whether you have good or bad credit, you can get a personal loan.
ElitePersonalFinance lists the best lenders for 2021.
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Shop Around
Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't tell you which exact loan is the best for you. Review all of your options before getting a loan.
Avoid Loan Scams
There are a lot of scam loan companies. Some loans are technically legit but very expensive. We still recommend that you avoid them. These are high-APR loans like payday and auto title loans. Read our guide on finding a cheaper loan even if you are with bad credit.
Wait for Offers and Apply for the Best
After applying for many loans, compare offers, and pick the best for you.
Best Personal Loans by Type
ElitePersonalFinance has the largest list of all loans by categories.
Best Personal Loans Tips from EPF
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The loan market is becoming more flexible. People with bad credit can get a personal loan.
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Avoid predatory loans! Avoid payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
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Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
Best Direct Lenders for Bad Credit 2021
Many people searching for loans prefer direct lenders. The main reason is that they think that their loans will be cheaper. Does it always true? Can I get approved from a direct lender if I'm with bad credit? Where to...
Can I Get 0 Interest Personal Loan?
The short answer to this question is yes, you can, but there are catches. No one gives money for nothing, that is a fact! And even if some companies appear to do so, there are always some things that won't...
How to Get $10,000 to $100,000 Big Money Personal Loan in 2021?
There shouldn't be a problem to qualify for a $1,000 or $5,000 unsecured personal loan in 2021, even if you are with bad credit. But if you are looking for large unsecured personal loans like $10k, $25k, or up to...
VergeCredit Review 2021
VergeCredit is a new alternative payday lender, working to become one of the top companies. Compared to the top companies, we can say that VergeCredit offers we will find that the company offers relatively good terms. But what are alternative...
