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Did you know that Americans lose millions of dollars every day due to bad credit card deals?
Picking the right credit card can help you save a lot of money.LET US HELP
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Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.
Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.LET US HELP
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Based on your needs, our team of experts has prepared the best loan for each category.
Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
In life, perception is reality. It isn’t always fair. And it isn’t always right. Remember when you were a teenager? The way you dressed, the way you styled your hair, the music you listened to: all of these characteristics were...
When you apply for a loan, what’s the first thing that comes to mind? Who’s the best lender? How much can I borrow? Where can I get the lowest APR? These are all important questions. And while it’s always an...
With total U.S. student loan debt surpassing the 1.4 trillion mark, borrowers have become even more reliant on debt to finance their education. And with plans available from both public and private lenders, loans usually end up spread across multiple...
What exactly is point-of-sale (POS) financing? Well, instead of pulling out your credit card the next time you purchase an item in-store or online, POS financing allows you to choose an installment loan – right from the checkout. As Fintech...
Whether it’s the latest-and-greatest laptop you’ve been eyeing online, or the washer and dryer combination in the flyer of your local big-box store, you’ll notice retailers are adopting a new financing platform to make these big-ticket items more attainable. Point-of-sale...
We posted a guide describing How To Use Multiple Bank Accounts To Save Money. The piece outlined how switching from traditional bank accounts to no-fee checking and high-yield savings accounts allows you to keep more of your money. However, to...
While consolidating all of your finances within one bank may seem like an easy solution, you’ll find that many of its products often lag the competition. Examples include low interest rates for savings accounts and CDs as well as high...
Are you considering a cash advance on your credit card? It’s not the best option ... Cash advances have high APRs and come with high upfront fees. To administer a cash advance, your credit card issuer will charge you an...
As one of the most popular banking institutions in the United States, Bank of America offers certificates of deposit (CD) that can help you save for retirement or generate some cash for your next vacation. But, relative to the competition,...
What exactly are loan companies like OppLoans, LendUp, RiseCredit, NetCredit? How do they work? Are they legit? We get questions like this all the time. With their recent rise in popularity, we’ve received plenty of inquiries regarding whether borrowers can...