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Smart Financial Decisions and Save a Lot of Money Now.

Our experts review the best financial products for you. We can help you find the best credit cards, loans, credit reports, etc.


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Find personal finance topics that are the most relevant to you.

Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report.
  • Learn where to find the best credit monitoring and identity theft protection services (some are totally free).
  • Learn how to improve your credit score.
  • Learn your biggest mistakes that lower your credit score.
Credit Cards

Find the Best Credit Card for You

Americans lose millions every day due to bad credit card deals.

Picking the right credit card can help you save a lot of money.


Find Your Best Credit Card by Category


Compare the Best Loans

Whether you have good or bad credit, you can get a personal loan.

ElitePersonalFinance lists the best lenders for 2024.


Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't tell you which exact loan is the best for you. Review all of your options before getting a loan.

Avoid Loan Scams

There are a lot of scam loan companies. Some loans are technically legit but very expensive. We still recommend that you avoid them. These are high-APR loans like payday and auto title loans. Read our guide on finding a cheaper loan even if you are with bad credit.

Wait for Offers and Apply for the Best

After applying for many loans, compare offers, and pick the best for you.

Best Personal Loans by Type

ElitePersonalFinance has the largest list of all loans by category.

Best Personal Loans Tips from EPF

  • The loan market is becoming more flexible. People with bad credit can get a personal loan.

  • Avoid predatory loans! Avoid payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.

  • Always work on your credit score to get a better APR on your loans and save more money.

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.