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Did you know that Americans lose millions of dollars every day due to bad credit card deals?
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Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.
Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.LET US HELP
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Based on your needs, our team of experts has prepared the best loan for each category.
Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
View All Studies [toc] As we move closer toward the first half of 2019, average U.S. mortgage rates continue to sit near historic lows. While the average 30-year FRM and the average 15-year FRM displayed a slight uptick over the...
View All Studies [toc] With interest rates currently stuck in neutral, the search for yield among investors has become even more difficult. And while capital market participants have to endure increased volatility to earn a higher return, we have a...
Both the current administration and Congress are weighing options on outcome of changes on the student loans. Private companies will have more control over the new changes. The changes will also affect how the repayment of loans and pardons will...
When burdened with bad credit, it can feel like viable lending options are few and far between. Payday loans? Car title loans? Secured personal loans? Pretty much your only options, right? Well, we’re here to tell you there are alternatives....
With 2019 already in full-swing, changes to credit reporting are starting to take effect. Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers – recently added new metrics to help analyze the...
Ever hear of the Five C’s of Credit? Character. Capacity. Capital. Collateral. Conditions. These metrics analyze things like your credit score, debt-to-income ratio (DTI) and asset-base – which in the eyes of lenders, gauge your ability to repay the loan....
You need to continually check your credit reports from the three agencies – Experian, TransUnion, and Equifax – so that you are aware of the reason for the drop in your credit score. You can access information from these three...
When bills are piling up, it can feel like a struggle just to stay above water. The stress. The worry. Where can you turn? When choosing a path that’s right for you, we strongly recommend you avoid payday loans. While...
In the US, fraudulent calls are not in tax seasons. On the Tax Day of 2018, for instance, there were 143 million instances of negative robocalls, that is according to Transaction Network Services. Each passing year, as the April which...
We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like a car title loan is your only option. At ElitePersonalFinance,...