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Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report
Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score
LEARN MORE

30 Ways to Increase Credit Score in 2020

  • EPF

Understand How Credit Report Works

  • EPF

Understand FICO Scores

  • EPF

How to Get a Totally Free FICO Score

  • EPF

How to Read Your Credit Report

  • EPF

Best Credit Report Sites for 2020

  • EPF
Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit

  • EPF

Best Credit Cards for Fair Credit

  • EPF

Rewards

  • EPF

Travel

  • EPF

Cashback

  • EPF
Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

ElitePersonalFinance lists the best lenders for 2020. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

  • EPF

Best Personal Loans for Fair Credit

  • EPF

Best Personal Loans for No Credit

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

How a Soft Inquiry Can Lead to Loan Disapproval?

EPF February 18, 2020

A soft inquiry technically doesn’t affect your credit report. It’s something like only checking your credit report without officially applying for a loan. It’s like you only ask could you be approved for a loan. A hard inquiry means that...

Business Loans

How to Use Personal Credit Cards to Start a Business

EPF February 6, 2020

Credit cards remain one of the go-to resources for cash-strapped small business owners. Why? Credit cards are one of the easiest financing resources to qualify for. In this article, we are going to teach you how to use personal credit...

Loans

What Is a Payroll Advance?

EPF January 24, 2020

There are unexpected situations that we go through that can leave you stuck especially if you have no money to solve them. Some financial institutions have the initiative in place that avails payroll advance services in a bid to help...

Loans By State

Best Loans for Good and Bad Credit Oregon, Payday Loans, Auto Title Loans 2020

EPF January 18, 2020

View All Studies [toc] Best Personal Loans for Bad Credit In Oregon 2020 Best Good Credit Loans In Oregon 2020 Payday Loan Laws Oregon 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...

Loans By State

Best Personal Loans for Good and Bad Credit, Payday, Auto Title Laws Oklahoma 2020

EPF January 18, 2020

View All Studies [toc] Best Personal Loans for Bad Credit In Oklahoma 2020 Best Good Credit Loans In Oklahoma 2020 Payday Loan Laws Oklahoma 2020 Maximum Loan Amount: $500 Minimum Loan Term: 12 days Maximum Loan Term: 45 days Maximum APR:...

Loans

Here is What You Should Know About Balloon Payment For Loans

EPF January 18, 2020

Some loans come with a balloon payment, loans such as mortgages, and commercial ones. You must understand the structure of your loan as well as what happens when the payment of a balloon is due so that you can avoid...

Financial News

In Just One Year, Americans Have Increased The Average Number of Credit Cards By 60%

EPF January 16, 2020

Average Number of Credit Cards Americans in the last year registered a 60% increase in the number of average credit cards making the figure jump from 2.5 in 2019 to 4 in 2020. These figures indicate the increase in the...

Save Money

Saving Guide 2020

EPF January 16, 2020

The Christmas festivities come with a lot to do. Virtually all the activities call for the use of money, from buying gifts, purchasing homes, and so much more as a way of celebrating a feat.  As the new year sets...

Financial News

There’s a Rise in the Standard Deduction in 2020. Here’s what you Have to Know

EPF January 9, 2020

For many taxpayers, 2020 is going to be a new year; there's a projected increase in the standard deduction. This knowledge is key to how you shall spend; it's crucial that you are aware that the increase is minimal before...

College Students

Financial Conversation You Have to Have With Your Teen Before College

EPF January 3, 2020

Every time that your kid continues to grow, as a parent, your responsibility towards them increases, at least until they are adults. The moment your child steps into his/her teenage years, you should start training them to become adults. When...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.