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ElitePersonalFinance

Millions of People Come Here for Financial Advice.

Our Expertly Written Guides Can Help You Make
Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Learn Everything About Your Credit Score

Learn how to get a free credit report
Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
Learn how to always improve your credit score
Learn the biggest mistakes that lower your credit score

LEARN MORE

30 Ways to Increase Credit Score in 2018

Understand How Credit Report Works

Understand FICO Scores

How to Get a Totally Free FICO Score

How to Read Your Credit Report

Best Credit Report Sites for 2018

LEARN MORE ABOUT CREDIT REPORT

Credit Card

Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

Best Credit Cards for Bad Credit

Best Credit Cards for Fair Credit

Rewards

Travel

Cashback

Loans

Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.

Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

Best Personal Loans for Fair Credit

Best Personal Loans for No Credit

Best Personal Loans Tips from EPF

The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.

Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.

Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans By State

Best Loans In Kansas, Payday, Auto Title Laws 2019

EPF October 20, 2019

View All Studies [toc] According to Chapter 16a-2-401 of Kansas’ Uniform Consumer Credit Code, closed-end installment loans – excluding mortgages – have APR-caps of 36% for loans of $860 or less and 21% for loans greater than $860. The maximum...

Financial News

The Mid 30s Consumers Have the Highest Average Student Loan Debt

EPF October 15, 2019

Every year, thousands of college students graduate across the United States. They leave school hoping to use their degrees to advance their careers and better their lives. One thing stands in their way, though - Student loans. Many American youths...

Loans

Best Personal Loans India 2019

EPF October 13, 2019

ElitePersonalFinance carefully have reviewed the loan market of personal loans in India. What we can say is that there are a lot of scam there. There are so many companies scamming people with high interest. The best places to get...

Loans By State

Best Loans In Iowa, Payday, Auto Title Laws 2019

EPF October 13, 2019

View All Studies [toc] According to Chapter 536 of Iowa’s Code of Commerce, regulated loans are capped at $25,000. Allowable finance charges include: 3% per month on balances ≤ $150 2% per month on balances > $150 but ≤ $300...

Financial News

Millenials Own The Fastest-Growing Personal Loan Debt

EPF October 12, 2019

Millennial (individuals born between 1981 and 1996) make up the most considerable portion of the consumer group in the United States of America. They are the first generation to grow up with technology (teenagers have access to cellphones and the...

Loans By State

Best Loans In Indiana, Payday, Auto Title Laws 2019

EPF October 6, 2019

View All Studies [toc] According to Indiana’s Uniform Consumer Credit Code, supervised lenders can levy the following finance charges for installment loans: 36% per year on the first $2,000 21% per year on amounts > $2,000 but ≤ $4000 15%...

Financial News

The FAFSA Mistakes that can Impact Negatively on your Financial Aid

EPF October 2, 2019

It's less than 48 hours until the official application of college financial aid. October 1st is the first day for college students to start applying for grants and other financial aid for the academic year 2020-21 through the Free Application...

Insurance

Cheap Car Insurance India 2019

EPF September 29, 2019

Are you looking for cheap car insurance in India? If so read on ... because we have found something very interesting. In fact shocking!!! People from India overpay on car insurance many times. After receiving many questions from people from...

Loans

Best Mortgage Rates for Home Loan Hong Kong 2019

EPF September 29, 2019

Are you looking to buy a house in Hong Kong? Or you want to refinance your home loan? Or you are looking for the best mortgage rates in Hong Kong. Read on. ElitePersonalFinance did a significant research on all loan...

Financial News

Cost Of Family Health Insurance Coverage Reaches All-Time High

EPF September 28, 2019

Through its annual Employer Health Benefits Survey, researchers at the Kaiser Family Foundation (KFF) found that the average cost of family health insurance coverage reached a record $20,576 – up 5% year-over-year. The 2019 survey included responses from 2,012 private...

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