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Our experts review the best financial products for you. We can help you find the best credit cards, loans, credit reports, and ect.
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Find personal finance topics that are the most relevant to you.
Learn Everything About Your Credit Score
- Learn how to get a free credit report.
- Learn where to find the best credit monitoring and identity theft protection services (some are totally free).
- Learn how to improve your credit score.
- Learn your biggest mistakes that lower your credit score.
Find the Best Credit Card for You
Americans lose millions every day due to bad credit card deals.
Picking the right credit card can help you save a lot of money.
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Compare the Best Loans
Whether you have good or bad credit, you can get a personal loan.
ElitePersonalFinance lists the best lenders for 2021.
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Shop Around
Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't tell you which exact loan is the best for you. Review all of your options before getting a loan.
Avoid Loan Scams
There are a lot of scam loan companies. Some loans are technically legit but very expensive. We still recommend that you avoid them. These are high-APR loans like payday and auto title loans. Read our guide on finding a cheaper loan even if you are with bad credit.
Wait for Offers and Apply for the Best
After applying for many loans, compare offers, and pick the best for you.
Best Personal Loans by Type
ElitePersonalFinance has the largest list of all loans by categories.
Best Personal Loans Tips from EPF
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The loan market is becoming more flexible. People with bad credit can get a personal loan.
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Avoid predatory loans! Avoid payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
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Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
Credit Card Debt Drops for The First Time in 8 Years
Despite the current recession, consumers have paid off more than $73 billion in credit card debt during 2020. This is the first time overall credit card debt has decreased since 2013. Since 2014, all debt (mortgage balances, auto loans, personal...
Average FICO Score Hits Record High in 2021
Lockdowns across the country prevented many people from eating out in restaurants, shopping in malls, retail stores, and vacation. This could be a contributing factor to the uptick in FICO credit scores. With less opportunity to spend discretionary funds, many...
FICO® 10 Score Changes: What You Have to Know About The New FICO® 10 Scores
The FICO® Score 10 suite of updates could cause millions of consumers to see their FICO scores drop. This is the biggest update to the scoring model since 2014 when Fair Isaac Corp. released FICO® Score 9. FICO® 10 uses...
Joe Biden’s Student Loan Debt Forgiveness Plan Will Cancel up to $50,000 per Student
Joe Biden plans to offer relief to student loan borrowers. At this time, Americans carry $1.5 trillion in student loan debt. Changes Ahead for PSLF: Department of Ed Currently Denies 98% of Pubic Service Loan Forgiveness Applicants According to the...
