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Smart Financial Decisions and Save a Lot of Money Now.

Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.

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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report
Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score
LEARN MORE

30 Ways to Increase Credit Score in 2018

  • EPF

Understand How Credit Report Works

  • EPF

Understand FICO Scores

  • EPF

How to Get a Totally Free FICO Score

  • EPF

How to Read Your Credit Report

  • EPF

Best Credit Report Sites for 2018

  • EPF
Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.

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Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

  • EPF

Best Credit Cards for Bad Credit

  • EPF

Best Credit Cards for Fair Credit

  • EPF

Rewards

  • EPF

Travel

  • EPF

Cashback

  • EPF
Loans
Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.

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Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.



Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

  • EPF

Best Personal Loans for Fair Credit

  • EPF

Best Personal Loans for No Credit

  • EPF

Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.


  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.


  • Always work on your credit score to get a better APR on your loans and save more money.

Blog

Latest Blog Posts

Loans

Best Personal Debt Consolidation Loans for Bad Credit 2018

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender issues a single personal loan that you use to pay...

Loans

Best Debt Consolidation Loans 2018

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender issues a single personal loan that you use to pay...

Loans

Best Installment Loans for Bad Credit Online 2018

EPF November 2, 2018

An installment loan is one that is paid in fixed monthly payments. People often misunderstand terms personal loans and installment loans. It’s true that all personal loans are paid in installments, but these are different things. An online personal loan...

Loans

Best Installment Loans 2018

EPF November 2, 2018

An online installment loan is one that is paid in fixed monthly payments. People often misunderstand terms personal loans and installment loans. It’s true that all personal loans are paid in installments, but these two are different things. An online...

Loans

Best Payday Loans Alternatives for Bad Credit 2018

EPF November 2, 2018

When it comes to bad credit, people often end up getting payday loans. Do you know that there is a totally new type of loan companies called alternative payday loans? Many people don’t even know about them and skip them...

Loans

Best Personal Loan for Low Income 2018

EPF October 26, 2018

People with a low income have to be careful with loans. If you have a low income, there is a risk of not paying the loan on time, which can lead to problems like late fees, bankruptcy, marks on your...

Loans

List of BBB Accredited Online Loan Companies Even for Bad Credit

EPF October 26, 2018

Looking for BBB accredited loan companies is a great strategy. BBB accreditation is not a necessary factor but it is an advantage. If a company has a good reputation on BBB, this means you will get a more transparent contract...

Loans

Best Personal Loans for Good and Excellent Credit 2018

EPF October 26, 2018

The best personal loans for good and excellent credit come with an APR of 5% - 10%. If you have a great credit score, the lending market is open to you! Loans are available up to $100,000. However it is...

Loans

Loan Application Not Approved – What Should you do Next?

EPF October 16, 2018

Having your loan application rejected can be embarrassing and demoralizing especially when this is your only hope for getting financing. If you have received a loan rejection, do not beat yourself up; this may be an opportunity for you to...

Credit Cards

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that people lose millions with credit cards. The purpose of this...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.