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Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.LET US HELP
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Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
When it’s time to leave the workforce behind, many retirees worry about not having enough income to sustain their lifestyle. Enter life insurance. As an effective retirement planning tool, life insurance can provide a financial cushion when you and your...
If you’re considering a life insurance policy, take your time, and don’t dive into the water head first. Many insurance agents try and sell you on the benefits of ‘complete coverage,’ but these plans are usually the most expensive and...
When travelling abroad or across the United States, you usually have the option to buy your ticket with cash or miles. However, a study by Bankrate.com found that 31% of card holders don’t end up redeeming their flight rewards. Surprising,...
View All Studies [toc] In the Golden State, non-bank lenders made $347.2 billion in loans in 2017. Nearly 50% ranged between $2,500 and $10,000 and carried an APR of 100% or more. Focus on that $2,500 figure. The California Finance...
Getting your finances in order can seem like a daunting task. Budgeting. Saving. Investing. Most people would rather go to the dentist than come up with a financial plan! But, by peeling back the layers and taking a cold hard...
When looking for your first home, the search can be a stressful endeavour. With so many homes on the market, it’s hard to figure out which one is right for you, and more importantly, which one you can afford. But,...
When Apple first announced it was launching its very own credit card, loyalists and skeptics took notice. Designed with simplicity, transparency and privacy in mind, the credit card was meant to help consumers lead a healthier financial lifestyle. And with...
If you’re considering an installment payday loan, don’t waste your time! They’re extremely expensive and come with average APRs of 400%. Moreover, if you fall behind on your payments, you run the risk of falling into a vicious debt cycle.Remember,...
When you go through a divorce, it’s tough on everyone. And the last thing on your mind is how it will affect your credit. But, the decisions you make – before and after a divorce – will play a crucial...
Over the last few weeks, new developments have occurred in the world of personal finance. We consolidated the most important ones to help keep you up-to-date. Citibank Is Eliminating Several Of Its Credit Card Perks We’ll start with Citibank’s Price...