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Best Personal Loans Tips from EPF
The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.
Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.
Always work on your credit score to get a better APR on your loans and save more money.
Latest Blog Posts
View All Studies [toc] According to Chapter 16a-2-401 of Kansas’ Uniform Consumer Credit Code, closed-end installment loans – excluding mortgages – have APR-caps of 36% for loans of $860 or less and 21% for loans greater than $860. The maximum...
Every year, thousands of college students graduate across the United States. They leave school hoping to use their degrees to advance their careers and better their lives. One thing stands in their way, though - Student loans. Many American youths...
ElitePersonalFinance carefully have reviewed the loan market of personal loans in India. What we can say is that there are a lot of scam there. There are so many companies scamming people with high interest. The best places to get...
View All Studies [toc] According to Chapter 536 of Iowa’s Code of Commerce, regulated loans are capped at $25,000. Allowable finance charges include: 3% per month on balances ≤ $150 2% per month on balances > $150 but ≤ $300...
Millennial (individuals born between 1981 and 1996) make up the most considerable portion of the consumer group in the United States of America. They are the first generation to grow up with technology (teenagers have access to cellphones and the...
View All Studies [toc] According to Indiana’s Uniform Consumer Credit Code, supervised lenders can levy the following finance charges for installment loans: 36% per year on the first $2,000 21% per year on amounts > $2,000 but ≤ $4000 15%...
It's less than 48 hours until the official application of college financial aid. October 1st is the first day for college students to start applying for grants and other financial aid for the academic year 2020-21 through the Free Application...
Are you looking for cheap car insurance in India? If so read on ... because we have found something very interesting. In fact shocking!!! People from India overpay on car insurance many times. After receiving many questions from people from...
Are you looking to buy a house in Hong Kong? Or you want to refinance your home loan? Or you are looking for the best mortgage rates in Hong Kong. Read on. ElitePersonalFinance did a significant research on all loan...
Through its annual Employer Health Benefits Survey, researchers at the Kaiser Family Foundation (KFF) found that the average cost of family health insurance coverage reached a record $20,576 – up 5% year-over-year. The 2019 survey included responses from 2,012 private...