Best Auto Loan Rates for Bad Credit 2020

Having a bad credit doesn’t prevent you from getting an auto loan. The problem is that you will pay more. If you are with good credit score, auto loan rates starts at 1.99%. If you are with bad credit, it wouldn’t be possible to qualify for this rate.

If you already have an auto loan and want to refinance it with cheaper one, the best strategy is to always work on your credit score and apply for new auto loans every few months. That way you always can find better options.

ElitePersonalFinance found the cheapest auto loans for bad credit.

Shopping around waste a lot of time. That is why we at ElitePersonalFinance recommend that you use auto loan comparison sites. Once you apply you will instantly get quotes from multiple lenders. The best auto loan comparison sites are SuperMoney and Credible.

Amount

$1,000 - $100,000

Min Credit Score

0

APR

From 1.99%

Amount

$1,000 - $100,000

Min Credit Score

500

APR

From 3.09%

Amount

$250 - $500,000

Min Credit Score

640

APR

2.99% - 21.99%

Amount

$8,000 - $100,000

Min Credit Score

500

APR

2.74% - 27%

Amount

$7,500 - $50,000

Min Credit Score

500

APR

From 3.39%

Amount

$1,000 - $100,000

Min Credit Score

0

APR

3.90% - 27.90%

Amount

$5,000 – $55,000

Min Credit Score

510

APR

3.99% - 24.99%

Amount

$1,500 - $20,000

Min Credit Score

0

APR

18.00% - 35.99%

Amount

$1,000 - $45,000

Min Credit Score

0

APR

From 0.99%

Amount

$1,000 - $35,000

Min Credit Score

0

APR

From 1.99%