Best Loans That Help You Avoid Auto Title Loans of July 2025

ElitePersonalFinance

Last Update: May 16, 2025 •

ElitePersonalFinance strongly recommends that you stay away from auto title loans because:

Auto title loans are predatory.
Their APR average at 300%.
They often lead people into a debt cycle.
Many people risk their collateral.

And !!!

There are many more options available, even for those with really bad credit.

Here they are:

Best Auto Title Alternatives of July 2025. There are cheaper options.

Best Debt Consolidation Loans for Bad Credit of July 2025. Try them if you already have many loans and you are with bad credit.

Best Alternative Payday Loans of July 2025. Try them if you can’t get approved for regular payday loans.

Best Loans for Really Bad Credit of July 2025. Try them if you are with really bad credit.

MoneyMutual

Amount:

$200 - $5,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

1 - 72 Months

ZippyLoan

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

1 - 72 Months

VivaLoan

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

1 - 60 Months

OneMainFinancial

2489 Reviews

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18% - 35.99%

Approval:

1 Day

Terms:

2 - 5 Years

MarinerFinance

1101 Reviews

Apply Now

Amount:

$1,000 - $25,000

Min. Credit Score:

600

APR:

18.99% - 35.99%

Approval:

1 - 3 Days

Terms:

1 - 5 Years

FirstTech

Amount:

$500-$50,000

APR:

10.0% - 18.0% Unsecured & 3% - 18% Secured

Loans:

Secured and Unsecured Personal Loans
Unsecured Personal Line of Credit
Certificate Secured Loans
Savings Secured Loans
Credit Cards

NavyFederal

1019 Reviews

Amount:

$250 - $50,000

Min. Credit Score:

0

APR:

7.49% - 18%

Approval:

1 - 7 Days

Terms:

1 - 60 Months

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