Best Credit Cards for Fair Credit of December 2024

ElitePersonalFinance
Last Update: November 18, 2024
Credit card:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Intro APR:

N/A

Regular APR:

14.99%-29.99% APR

Best for:

Best for Cash back + flexibility

Learn More:
Credit card:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$39

Intro APR:

N/A

Regular APR:

29.99% Variable APR

Best for:

Best for Flat-rate cash back

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Intro APR:

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Regular APR:

17.49%-26.49% Variable APR

Best for:

Best for Rewards for college students

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Credit card:
EPF Rating:

3.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Intro APR:

N/A

Regular APR:

29.99% Variable APR

Best for:

Best for Simplicity

Learn More:
Credit card:
EPF Rating:

3.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Intro APR:

N/A

Regular APR:

29.49%-34.49% Variable APR

Best for:

Best for Cash back earned with select merchants

Learn More:
Credit card:
EPF Rating:

4.4/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Intro APR:

N/A

Regular APR:

26.99%-29.99% Variable APR

Best for:

Best for Prequalification + up to 1.5% cash back

Learn More:
Credit card:
EPF Rating:

3.4/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$39 (waived for the first year if you sign up for autopay before your first statement)

Intro APR:

N/A

Regular APR:

23.74%-35.24% Variable APR

Best for:

Best for Help for 'less than perfect credit

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