Best Bank Account Bonuses, Offers, Promotions April 2019 - Elite Personal Finance
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Best Bank Account Bonuses, Offers, Promotions April 2019

EPF Last Update: March 27, 2019

Each time we go shopping, we look for a discount or a sale. Be it a grocery shop, a restaurant or a shoe store, we take into account the well-known value-for-money aspect, but we also compare different prices and want to make a bargain, even if only for fun. It is only natural that we constantly try to cut our expenses and increase our income in every possible way.

However, if we are creative enough, we can find some brilliant ways to earn more money by depositing it in a bank and even spending it. Many banks try to attract new customers and keep the existing ones by offering a series of bonuses and promotions. And they succeed, mainly because there are some amazing offers that no one in their right mind could ignore.

Elite Personal Finance team analyzed many banks’ promotions and comprised a list of the best offers for 2019. We arranged them from the highest to the lowest regardless limitations that some of them might have, such as specific location, group, age, etc.

Note: From time to time, we will have to update the list because some offers will expire. If we fail to do so in a timely manner, feel free to inform us about the latest changes and we will update the information immediately.

 

Best Bank Promotions – April 2019

 

Chase Referral Bonus – up to $500

See offer here.

This bonus is a little different than others on this list because you earn money for referring your friends to bank with Chase.

First, you need to invite your friends to open accounts with Chase. When they open a new Chase Total Checking and/or a new Chase Savings account with qualifying activities by April 15, 2019, each of them can earn up to $350 (see this offer below).

You get $50 for each friend who opens a checking or savings account, and you can get a maximum of 10 bonuses per year.

The offer expires on April 15, 2019.

Chase Total Business Checking ‒ $300 Bonus

See offer here.

Are you a business owner who needs a new account? Then this offer may be exactly what you are looking for.

You will qualify for the bonus when you open a new Chase Total Business Checking account and deposit at least $1,000 within 20 business days. Then, you should maintain the balance for 60 days and complete a minimum of 5 qualifying transactions (checks paid, debit card purchases, and qualifying deposits) during the same period.

When you meet all of the criteria, you will receive the $300 bonus within 10 business days.

The offer expires on April 9, 2019.

Chase Premier Plus Checking ‒ $300 Bonus

See offer here.

In order to qualify for this $300 bonus, you need to open a new Chase Premier Plus Checking account and make a minimum of $25 initial deposit within 60 days. Also, you need to make a direct deposit (electronic transfer for government benefits, pension, or paycheck) to the account. Once you complete all of the steps, you will receive the $300 bonus in your account within 10 business days.

You can apply by using the link we provided. Alternatively, you can enter your email on the linked page and you will receive a coupon that you should take to your nearest Chase branch.

This account has a $25 monthly fee which is waived if you manage to keep an average daily balance of $15,000 between all your Chase accounts (checking, savings and other balances) or set up automatic payments to your Chase mortgage.

The offer expires on April 15, 2019.

 

Chase Total Checking ‒ $200 Bonus

See offer here.

This offer can earn you less money than some other offers from the same bank, but it is definitely worth mentioning. To qualify for the $200 bonus, open a new Chase Total Checking account with at least $25 initial deposit and make a qualifying direct deposit within 60 days of opening the account. You should receive the bonus within 10 business days.

There is a $12 monthly fee, but you can waive it if you either make direct deposits of at least $500, keep $1,500 minimum daily balance, keep average daily balance of at least $5,000 in qualifying linked deposits or investments, or pay at least $25 in qualifying checking-related services or fees.

You can combine this offer with Chase Savings to earn $350.

If you want to apply, you have two options: apply online using the link we provided or enter your email on the same page and take the coupon to your local Chase branch.

The offer expires on April 15, 2019.

 

Chase Savings ‒ $150 Bonus

See offer here.

To earn this $150 bonus, open a new Chase Savings account, make a deposit of minimum $10,000 within 10 business days, and maintain at least a $10,000 balance for 90 days after making the deposit. When you meet all the requirements, you will receive the $150 bonus within 10 business days.

You can combine this offer with Chase Total Checking to earn $350.

If you want to apply, you have two options: apply online using the link we provided or enter your email on the same page and take the coupon to your local Chase branch.

This offer expires on April 15, 2019.

 

Chase Total Checking + Chase Savings – up to $350 Bonus

See offer here.

When you open Chase Total Checking and Chase Savings accounts, you will get $200 cash into your checking account and $150 cash into your savings account.

You don’t need to have a minimum balance on Chase Total Checking, but you have to make at least one direct deposit or debit/credit card transfer. If you want to get the full bonus, you should fund your new Chase Savings account with a minimum of $10,000 within 20 business days and maintain the balance for 90 days. Once you meet the requirements, you will receive your bonus within 10 business days.

Chase Total Checking has a $12 monthly fee, while the service fee for Chase Savings is $5 a month. However, both fees can be waived, the former if you maintain at least $1,500 daily balance and the latter if you maintain a $300 minimum daily balance.

You have two options to apply: online, using the link we provided or by entering your email on the same page and taking the coupon to your local Chase branch.

This offer expires on April 15, 2019.

 

Chase College Checking ‒ $100 Bonus

See offer here.

If you are a college student, you will like this promotion. When you open a new Chase College Checking account, make an initial deposit of at least $25, enroll in paperless statements, and complete a minimum of 10 qualifying transactions within 60 days of account opening. Upon meeting all the requirements, you will receive the bonus within 10 business days.

You can apply by using the link we provided. Alternatively, you can enter your email on the linked page and you will receive a coupon that you should take to your nearest Chase branch.

This offer expires on April 16, 2019.

 

BMO Harris ‒ up to $250 Cash Bonus

See offer here.

To earn this bonus, you need to be a Bank At Work or Group Banking Services customer at BMO Harris.

Open a new personal checking account and meet the direct deposit requirements to earn $100. You will get another $50 when you open a Statement Savings account and deposit a minimum of $1,000 in new money.

Add another $50 by opening a new BMO Harris Health Savings account and an additional $50 when you sign up for eStatements. Once you complete all requirements, you should receive your bonuses between 90 and 120 days of either opening the account or meeting the requirements.

 

Capital One 360 ‒ up to $150 Cash Bonus

See offer here.

To qualify for this bonus, you need to make a combo.

  • Open a new Capital One 360 Checking account with at least $250 initial deposit. Then, make a minimum of 3 debit card purchases or person-to-person payments (or any combination of the two) within 45 days of opening the account. This should qualify you for a $25 bonus which will be deposited into your account after 50 days.
  • Next, you should open a new Capital One 360 Money Market account. When you deposit $250 to $9,999, you will get a bonus of $25, But if you deposit at least $10,000, a $100 bonus will be automatically deposited into your account.
  • Finally, open a new Capital One 360 Savings account and make an initial deposit of at least $250 to receive a $25 bonus automatically.

You can also open one or two accounts and meet their requirements to earn less than $150. However, to earn all $150, you need to open all three accounts and meet all the listed criteria.

 

SunTrust Advantage Checking ‒ $750 Bonus

See offer here.

This is one of the two the most generous offers on our list.

When you open a new SunTrust Advantage Checking account, bring in $100,000 in total new balances within 30 days of opening the account, and maintain these balances for a minimum of 90 days of opening the account, you will receive a $750 bonus.

Also, you need to deposit at least $100 within 14 days of account opening, complete at least $3,000 in direct deposits within 60 days of account opening, and make a minimum of 10 debit card purchases within 60 days of account opening.

The offer expires on April 30, 2019.

 

SunTrust Advantage Checking ‒ $500 Bonus

See offer here.

When you open a new SunTrust Advantage Checking account, bring in $25,000 in total new balances within 30 days of opening the account, and maintain these balances for a minimum of 90 days of opening the account, you will receive a $500 bonus.

Also, you need to deposit at least $100 within 14 days of account opening, complete at least $3,000 in direct deposits within 60 days of account opening, and make a minimum of 10 debit card purchases within 60 days of account opening.

The offer expires on April 30, 2019.

 

SunTrust Advantage Checking ‒ $250 Bonus

See offer here.

When you open a new SunTrust Advantage Checking account, you have taken the first step toward winning a $250 bonus.

However, you also need to deposit at least $100 within 14 days of account opening, complete at least $3,000 in direct deposits within 60 days of account opening, and make a minimum of 10 debit card purchases within 60 days of account opening.

The offer expires on April 30, 2019.

 

Discover Cashback Checking ‒ up to $360 Annual Cash Back

See offer here.

To earn this annual bonus, you need to open a new Cashback Checking account and make purchases with your debit card. When you open the account, deposit as much money as you want and then use your debit card for daily purchases. This allows you to earn 1% cash back on up to $3,000 per month in qualifying purchases or up to $36,000 a year.

However, it is important to note that cash-like payments such as P2P payments and ATM withdrawals do not qualify for the bonus.

 

 

Elements Financial – $200 Cash Bonus

See offer here.

To qualify for the $200 bonus, you need to open a new Elements Financial High Interest Checking account. When applying, enter promo code CHECK200, set up a recurring monthly direct deposit of at least $500 within 60 days of opening the account and keep the account open for a minimum of 6 months. If you already have an Elements Financial checking or Health Savings account, you are not eligible for this bonus.

In addition to the $200 cash bonus, you will also get a great checking yield: 2.00% APY on balances up to $20,000 in any statement cycle during which you manage to maintain at least a $100 daily balance and make 15 qualifying transactions.

TD Premier Checking – $300 Bonus

See offer here.
You will get a $300 cash bonus if you open a TD Bank Premier Checking Account, set up direct deposit and receive at least $2,500 in direct deposits within 60 days of opening the account. Only U.S. residents can apply for this offer, and the application needs to be completed online. A monthly service fee is $25, but it can be waived if you keep your daily balance at $2,500 or more.

Make sure you read the offer terms in detail as it is not available in all states.

TD Convenience Checking – $150 Bonus

See offer here.

Another offer by TD: You will get a $150 cash bonus if you open a TD Bank Convenience Checking account and receive at least $500 in direct deposits within 60 days of opening the account. Only US residents can apply for this offer, and you need to apply for it online.
A monthly service fee is $15, but it can be waived if you keep your daily balance at minimum $100.

Make sure you read the offer terms in detail as it is not available in all states.

MemoryBank – $100 Cash Bonus

See offer here.

To earn the $100 cash bonus, open a MemoryBank EarnMore checking account with no maintenance fees or ongoing monthly balance requirements. In order to qualify for the bonus, you need to include promo code TA2018 in your application. Also, you have to deposit a minimum of $50 and make 3 or more ACH deposits of at least $200 within 3 statement cycles.

You will get the bonus in your account right after the statement cycle in which you completed the bonus requirements ends. Also, you will earn 1.6% APY on balances up to $250,000.

Charles Schwab – $100 Bonus

See offer here.
If you open a new account with Charles Schwab, a $100 cash bonus will be paid to your account within 30 days. There is no minimum deposit, but you may have to pay a monthly maintenance fee.

Apply on the linked page or via telephone by calling 1-800-398-8640 and mentioning the promo code REFER.

Regions Bank – up to $100 Bonus

See offer here.

First, open a new checking account at Regions Bank. Then, open a Lifegreen Savings account and place at least a $50 opening deposit. After that, you need to set up a recurring monthly transfer of at least $10 from the newly opened Regions Checking to the Lifegreen Savings account and complete a minimum of 12 monthly transfers. You will receive a 1% savings bonus on each account opening anniversary date based on your average monthly balance on your account for the previous 12 months. This way, you will get up to $100 bonus on each anniversary of opening the account.

Brightpeak Financial – Up to $100 Cash Bonus

See offer here.

Open a new Emergency Savings Share account to earn up to $100 cash bonus. When you open the account, make at least $1 initial deposit, set up a qualifying direct deposit and start the savings. Every time you reach a predetermined milestone, you will receive a cash reward. When you save at least $50 per month, you will receive $10 after three months or $15 after 6 months. Then, after one year, you will receive a $25 bonus and $50 after 2 years.

Note that this promotion is not available to people living in AR, GA, NV and OK.

Citizens Bank – $1,000 College Savings Bonus

See offer here.
If you are thinking about saving money for your child’s college tuition, this is the perfect option for you. You need to open a CollegeSaver savings account (an interest-bearing account) before your child turns twelve. Also, you have to save the monthly minimum amount every year and you will get a $1,000 bonus for your child’s 18th birthday. Also, you can open the account before your child’s twelfth birthday, which will only increase your savings.

BankDirect – AAdvantage Miles

See offer here.

To earn 1,000 American Airlines AAdvantage miles, you just have to open a BankDirect Mileage Checking account.

For initiating direct deposit, you will get additional 10,000 miles (5,000 miles when you use BankDirect bill pay service for one year and 5,000 for making at least 12 transactions with your BankDirect Visa debit CheckCard totaling $500 or more every month for 6 consecutive statement cycles). Finally, when you refer a friend, you will get additional 1,000 miles. Check all the instructions and guidelines on their website as there are other ways to earn miles as well.

CIT Bank Premier Savings

See offer here.

This offer is quite different than the rest of our list, and that’s why we saved it for the very end.

Even though this offer has no sign-up bonus, CIT Bank’s Premier High Yield Savings account offers an attractive APY on all balances under $250,000 (1.55%) and more than $100,000 (1.30%). This rate is among the highest at the moment. To qualify, you will need to make at least $100 opening deposit within 30 days of opening the account.

Elite Personal Finance

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