Best Bank Account Bonuses, Offers, Promotions September 2021

ElitePersonalFinance
Last Update: September 1, 2021 Credit Card Reviews Credit Cards Loan Reviews

Each time we go shopping, we look for a discount or a sale. Be it a grocery shop, a restaurant, or a shoe store, we consider the well-known value-for-money aspect, but we also compare different prices and want to make a bargain, even if only for fun. It is only natural that we constantly try to cut our expenses and increase our income in every possible way.

However, if we are creative enough, we can find some brilliant ways to earn more money by depositing it in a bank and even spending it. Many banks try to attract new customers and keep the existing ones by offering many bonuses and promotions. And they succeed, mainly because there are some amazing offers that no one in their right mind could ignore.

ElitePersonalFinance analyzed many banks’ promotions and comprised a list of the best offers for 2021. We arranged them from the highest to the lowest regardless of some limitations, such as specific location, group, age, etc.

Note: We will have to update the list from time to time because some offers will expire. Please inform us about the latest changes and update the information immediately if we fail to do so.

Best Bank Promotions September 2021

BMO Harris ‒ up to $250 Cash Bonus

See the offer here.

To earn this bonus, you need to be a Bank At Work or Group Banking Services customer at BMO Harris.

Open a new personal checking account and meet the direct deposit requirements to earn $100. You will get another $50 when you open a Statement Savings account and deposit a minimum of $1,000 in new money.

Add another $50 by opening a new BMO Harris Health Savings account and an additional $50 when you sign up for eStatements. Once you complete all requirements, you should receive your bonuses between 90 and 120 days of opening the account or meeting the requirements.

Capital One 360 ‒ up to $150 Cash Bonus

See the offer here.

To qualify for this bonus, you need to make a combo.

  • Open a new Capital One 360 Checking account with at least a $250 initial deposit. Then, make a minimum of 3 debit card purchases or person-to-person payments (or any combination of the two) within 45 days of opening the account. This should qualify you for a $25 bonus, which will be deposited into your account after 50 days.
  • Next, you should open a new Capital One 360 Money Market account. When you deposit $250 to $9,999, you will get a bonus of $25, But if you deposit at least $10,000, a $100 bonus will be automatically deposited into your account.
  • Finally, open a new Capital One 360 Savings account and make an initial deposit of at least $250 to receive a $25 bonus automatically.

You can also open one or two accounts and meet their requirements to earn less than $150. However, to earn all $150, you need to open all three accounts and meet all the listed criteria.

Discover Cashback Checking ‒ up to $360 Annual Cash Back

See the offer here.

You need to open a new Cashback Checking account and purchase your debit card to earn this annual bonus. When you open the account, deposit as much money as you want and then use your debit card for daily purchases. This allows you to earn 1% cashback on up to $3,000 per month in qualifying purchases or up to $36,000 a year.

However, it is important to note that cash-like payments such as P2P and ATM withdrawals do not qualify for the bonus.

Elements Financial – $200 Cash Bonus

See the offer here.

To qualify for the $200 bonus, you need to open a new Elements Financial High-Interest Checking account. When applying, enter promo code CHECK200, set up a recurring monthly direct deposit of at least $500 within 60 days of opening the account, and keep the account open for a minimum of 6 months. If you already have an Elements Financial checking or Health Savings account, you cannot be eligible for this bonus.

In addition to the $200 cash bonus, you will also get a great checking yield: 2.00% APY on balances up to $20,000 in any statement cycle during which you manage to maintain at least a $100 daily balance and make 15 qualifying transactions.

TD Premier Checking – $300 Bonus

See the offer here.

You will get a $300 cash bonus if you open a TD Bank Premier Checking Account, set up a direct deposit, and receive at least $2,500 in direct deposits within 60 days of opening the account. Only U.S. residents can apply for this offer, and the application needs to be completed online. A monthly service fee is $25, but it can be waived if you keep your daily balance at $2,500 or more.

Make sure you read the offer terms in detail as it is not available in all states.

TD Convenience Checking – $150 Bonus

See the offer here.

Another offer by TD: You will get a $150 cash bonus if you open a TD Bank Convenience Checking account and receive at least $500 in direct deposits within 60 days of opening the account. Only US residents can apply for this offer, and you need to apply for it online.

A monthly service fee is $15, but it can be waived if you keep your daily balance at a minimum of $100.

Make sure you read the offer terms in detail as it is not available in all states.

MemoryBank – $100 Cash Bonus

See the offer here.

To earn the $100 cash bonus, open a MemoryBank EarnMore checking account with no maintenance fees or ongoing monthly balance requirements. To qualify for the bonus, you need to include promo code TA2018 in your application. You have to deposit a minimum of $50 and make 3 or more ACH deposits of at least $200 within 3 statement cycles.

You will get the bonus in your account right after the statement cycle you completed the bonus requirements end. Also, you will earn 1.6% APY on balances up to $250,000.

Charles Schwab – $100 Bonus

See the offer here.

If you open a new account with Charles Schwab, a $100 cash bonus will be paid to your account within 30 days. There is no minimum deposit, but you may have to pay a monthly maintenance fee.

Apply on the linked page or via telephone by calling 1-800-398-8640 and mentioning the promo code REFER.

Regions Bank – up to $100 Bonus

See the offer here.

First, open a new checking account at Regions Bank. Then, open a Lifegreen Savings account and place at least a $50 opening deposit. After that, you need to set up a recurring monthly transfer of at least $10 from the newly opened Regions Checking to the Lifegreen Savings account and complete a minimum of 12 monthly transfers. You will receive a 1% savings bonus on each account opening anniversary date based on your average monthly balance on your account for the previous 12 months. This way, you will get up to a $100 bonus on each anniversary of opening the account.

Citizens Bank – $1,000 College Savings Bonus

See the offer here.

If you are thinking about saving money for your child’s college tuition, this is the perfect option for you. You need to open a CollegeSaver savings account (an interest-bearing account) before your child turns twelve. You have to save the monthly minimum amount every year and get a $1,000 bonus for your child’s 18th birthday. You can also open the account before your child’s twelfth birthday, which will only increase your savings.

CIT Bank Premier Savings

See the offer here.

This offer is quite different from the rest of our list, which is why we saved it for the very end.

Even though this offer has no sign-up bonus, CIT Bank’s Premier High Yield Savings account offers an attractive APY on all balances under $250,000 (1.55%) and more than $100,000 (1.30%). This rate is among the highest at the moment. To qualify, you will need to make at least a $100 opening deposit within 30 days of opening the account.

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