Best Auto Title Loan Alternatives for Bad Credit of September 2021

ElitePersonalFinance
Last Update: August 10, 2021

ElitePersonalFinancehighly recommends that you stay away from auto title loans because:

    Auto title loans are predatory.

    Their APR average at 300%.

    They often lead people into a debt cycle.

    People put their collateral at risk.

And !!!

    There are many more options available, even for people with really bad credit. Here is what we recommend:

Here is what we recommend:

    Apply for a personal loan. Many people with bad credit think that they have no chance to get approved, but they are wrong. Go to our list of personal loans for bad credit and apply with all of them. Try, you lose nothing. You should also read our guide on bad credit loans.

    Try loan comparison sites. EvenFinancial and SuperMoney are the best of them. Register with them, and they will match you with all lenders in their networks. They work with all big lenders in America. It’s 100% free.

    Try secured or cosigner loans.

    Try alternative payday loans. You should also read our guide on alternative payday loans.

    Wait and work on your credit score, if that is possible. Review your credit report for errors. Many credit reports contain errors. If you find some, report them instantly, and your credit score will boost in less than a month.

    Banks don’t approve people with bad credit, don’t waste time. However, credit unions approve people with bad credit? Their APR is capped at 18%, which is not bad at all. Some credit unions have a payday loan alternative of up to 28%. Review our list of credit unions >>

    Ask for a cash advance from your workplace.

    Ask someone to help you.

    Try loan apps. Review our list of loan apps>>

ElitePersonalFinance found the best auto title loan alternatives in 2021!

2489 Reviews
Amount:

$750 - $5,000

Min. Credit Score:

350

APR:

17% - 30%

Approval:

1 - 7 Days

Terms:

1 - 12 Months

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

1 - 60 Months

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

1 - 60 Months

2489 Reviews
Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18% - 35.99%

Approval:

1 Day

Terms:

2 - 5 Years

1101 Reviews
Amount:

$1,000 - $25,000

Min. Credit Score:

600

APR:

18.99% - 35.99%

Approval:

1 - 3 Days

Terms:

1 - 5 Years

Amount:

$500-$50,000

APR:

10.0% - 18.0% Unsecured & 3% - 18% Secured

Loans:
  • Secured and Unsecured Personal Loans

  • Unsecured Personal Line of Credit

  • Certificate Secured Loans

  • Savings Secured Loans

  • Credit Cards