Best Bonus Offer Credit Cards of December 2024

ElitePersonalFinance
Last Update: November 18, 2024
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

1x-5x Points

Intro offer:

60,000 points

Best for:

Best for Chase Ultimate Rewards® points

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

2% Cashback

Intro offer:

$200

Best for:

Best for Flat-rate cash back

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

1x-10x Points

Intro offer:

70,000 points

Best for:

Best for 3X in multiple categories

Learn More:
Credit card:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

2x-5x Miles

Intro offer:

75,000 miles

Best for:

Best for Capital One Miles

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro annual fee for the first year, then $95.

Rewards rate:

1%-6% Cashback

Intro offer:

$250

Best for:

Best for Families & households

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Quarterly categories + cash bonus

Learn More:
Credit card:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Wide selection of categories

Learn More:
Credit card:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Automatic 5% rewards

Learn More:
Credit card:
EPF Rating:

4.6/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$325

Rewards rate:

1x-4x Points

Intro offer:

60,000 points

Best for:

Best for American Express Membership Rewards

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

Cashback Match™

Best for:

Best for American Express Membership Rewards

Learn More:
Credit card:
EPF Rating:

4.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-3% Cashback

Intro offer:

$200

Best for:

Best for Adjustable 3% categories

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro for the first year, then $95

Rewards rate:

1.5%-6% Cashback

Intro offer:

$250

Best for:

Best for Big-box shoppers

Learn More:
Credit card:
EPF Rating:

4.6/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1.5%-5% Cashback

Intro offer:

$200

Best for:

Best for Big-box shoppers

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$150

Rewards rate:

3x-12x Points

Intro offer:

165,000 points

Best for:

Best for Hilton Hotels

Learn More:
Credit card:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1x-3x Points

Intro offer:

20,000 points

Best for:

Best for No-annual-fee travel points

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro for the first year, then $99

Rewards rate:

1x-2x Miles

Intro offer:

50,000 miles

Best for:

Best for American Airlines

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

1x-3x Miles

Intro offer:

60,000 miles

Best for:

Best for Alaska Airlines

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$99

Rewards rate:

1x-26x Points

Intro offer:

140,000 points

Best for:

Best for IHG Hotels

Learn More:
Credit card:
EPF Rating:

4.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

2x-17x Points

Intro offer:

125,000 points

Best for:

Best for Marriott Bonvoy Hotels

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro for the first year, then $95

Rewards rate:

1x-2x Miles

Intro offer:

60,000 miles

Best for:

Best for United Airlines

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$95

Rewards rate:

1x-9x Points

Intro offer:

Up to 60,000 Points

Best for:

Best for United Airlines

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$650

Rewards rate:

1x-3x Miles

Intro offer:

70,000 miles

Best for:

Best for Delta Air Lines

Learn More:
Credit card:
EPF Rating:

4.2/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$149

Rewards rate:

1x-3x Points

Intro offer:

$400 Credit + 40,000 Points

Best for:

Best for Southwest Airlines

Learn More: