Best CD Rates of December 2024

ElitePersonalFinance
Last Update: November 12, 2024
Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$1,000

Federally insured by NCUA

APY:

1-year APY 4.25%

3-year APY 3.65%

5-year APY 3.65%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$1,500

Member FDIC

APY:

1-year APY 4.30%

3-year APY 3.50%

5-year APY 3.50%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$0

Member FDIC

APY:

1-year APY 4.20%

3-year APY 3.90%

5-year APY 4.00%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$0

Member FDIC

APY:

1-year APY 4.30%

3-year APY 3.90%

5-year APY 4.00%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.8/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$500

Member FDIC

APY:

1-year APY 4.10%

3-year APY 3.65%

5-year APY 3.60%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.1/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$2,500

Member FDIC

APY:

1-year APY 4.10%

3-year APY 3.60%

5-year APY 3.75%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.4/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$1,000

Member FDIC

APY:

1-year APY 4.30%

3-year APY 4.00%

5-year APY 3.85%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

3.9/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$1,000

Member FDIC

APY:

1-year APY 4.42%

3-year APY 3.77%

5-year APY 3.67%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$0

Member FDIC

APY:

1-year APY 4.10%

3-year APY 3.50%

5-year APY 3.50%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$1,000

Member FDIC

APY:

1-year APY 4.30%

3-year APY 3.85%

5-year APY 3.65%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

4.0/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$0

Member FDIC

APY:

1-year APY 4.10%

3-year APY 3.60%

5-year APY 3.50%

Best for:

Best for CD Rates

Learn More:
Bank/Institution:
EPF Rating:

3.8/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

Minimum deposit:

$0

Member FDIC

APY:

1-year APY 4.25%

3-year APY 3.60%

5-year APY 3.50%

Best for:

Best for CD Rates

Learn More: