Best Cash Back Credit Cards of December 2024

ElitePersonalFinance
Last Update: November 18, 2024
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

2% Cashback

Intro offer:

$200

Best for:

Best for Flat-rate cash back

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro annual fee for the first year, then $95.

Rewards rate:

1%-6% Cashback

Intro offer:

$250

Best for:

Best for Families & households

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Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1.5%-5% Cashback

Intro offer:

Up to $300

Best for:

Best for All-around cash back

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Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

Cashback Match™

Best for:

Best for Quarterly categories + matching bonus

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Credit card:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Wide selection of categories

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-8% Cashback

Intro offer:

$250

Best for:

Best for Going out & staying in

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-3% Cashback

Intro offer:

$200

Best for:

Best for Popular 3% categories

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0 intro for the first year, then $95

Rewards rate:

1.5%-6% Cashback

Intro offer:

$250

Best for:

Best for Big box shoppers

Learn More:
Credit card:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Quarterly categories + cash bonus

Learn More:
Credit card:
EPF Rating:

4.9/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Simplicity + high rate

Learn More:
Credit card:
EPF Rating:

4.0/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-3% Cashback

Intro offer:

$200

Best for:

Best for Adjustable 3% categories

Learn More:
Credit card:
EPF Rating:

4.6/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1.5% Cashback

Intro offer:

$200

Best for:

Best for Simplicity + relationship rewards

Learn More:
Credit card:
EPF Rating:

4.6/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1.5%-5% Cashback

Intro offer:

$200

Best for:

Best for Simplicity + 0% APR offer

Learn More:
Credit card:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

2% Cashback

Intro offer:

None

Best for:

Best for High rate + hassle-free redemption

Learn More:
Credit card:
EPF Rating:

4.7/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Automatic 5% rewards

Learn More:
Credit card:
EPF Rating:

4.6/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1%-5% Cashback

Intro offer:

$200

Best for:

Best for Amazon Prime shoppers

Learn More:
Credit card:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

No Fees*

Rewards rate:

1%-3% Cashback

Intro offer:

N/A

Best for:

Best for Apple Pay users

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Credit card:
EPF Rating:

4.3/5

ElitePersonalFinance Rating

ElitePersonalFinance's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

Annual fee:

$0

Rewards rate:

1.5%-3% Cashback

Intro offer:

N/A

Best for:

Best for Regular PayPal users

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