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Last Update: December 22, 2020
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Min Credit Score: 650

APR: 10% - 25%

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LendingClub

Up to: $300,000

Min Credit Score: 600

APR: 10% - 35.7%

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StreetShares

Up to: $150,000

Min Credit Score: 600

APR: 9% - 40%

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OnDeck

Up to: $500,000

Min Credit Score: 500

APR: 16.7% - 99.4%

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QuarterSpot

Up to: $200,000

Min Credit Score: 550

APR: 30% - 70%

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FundBox

Up to: $100,000

Min Credit Score: 0

APR: 10% - 79%

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Blue Vine

Up to: $5,000,000

Min Credit Score: 530

APR: 15% - 78%

Apply Now

Best Loans By State 2020

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Compare All Credit Cards

Bad Credit

Capital One® Secured Mastercard®

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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OpenSky® Secured Visa® Credit Card

APR: 19.14%

Intro APR: N/A

Annual Fee: $35

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Discover it® Secured

APR: 24.74%

Intro APR: 10.99%

Annual Fee: $0

Apply Now

Digital Federal Credit Union Visa Platinum Secured Credit Card

APR: 13.25%

Intro APR: N/A

Annual Fee: $0

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First Progress Platinum Elite

APR: 20.14%

Intro APR: N/A

Annual Fee: $29

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Green Dot Primor Classic

APR: 13.99%

Intro APR: N/A

Annual Fee: $39

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Green Dot Primor Gold

Annual Fee: $9.99%

Intro APR: N/A

Regular APR: 49%

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Milestone

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

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First Progress Platinum Select

APR: 14.24%

Intro APR: N/A

Annual Fee: $39

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Indigo® Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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First Progress Platinum Prestige

APR: 10.24%

Intro APR: N/A

Annual Fee: $49

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Indigo® Mastercard®

APR: 23.99%

Intro APR: N/A

Annual Fee: $0-$99

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Indigo® Platinum Mastercard®

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Secured

APR: 16.50%

Intro APR: N/A

Annual Fee: $39

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Fair Credit

Capital One

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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Milestone Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

Indigo Platinum

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Journey Student Rewards

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

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Indigo

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Charity Charge World

APR: 11.24%-21.24%

Intro APR: 1.99% for 6 months

Annual Fee: $0

Apply Now

Indigo Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Standard

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

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Gold

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

Apply Now

Good Credit

Credible

Compare All Personal Loans at One Place

$1,000 - $100,000

Min Credit Score: 0

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

LendingTree

Up to $50,000

Min Credit Score: 500

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Citi® Double Cash

APR: 15.24% - 25.24%

Intro APR: N/A

Annual Fee: $0

Apply Now

Capital One® Savor®

APR: 16.24% - 25.24%

Intro APR: N/A

Annual Fee: $0 after first year $95

Apply Now

Capital One® SavorOne

APR: 14.74% - 24.74%

Intro APR: $0 for 15 months

Annual Fee: $0

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HSBC Gold

APR: Variable APR of 12.74%, 16.74% or 20.74%

Intro APR: $0 for 18 months

Annual Fee: $0

Apply Now

HSBC Cash Rewards

APR: Variable APR of 14.74%, 18.74% or 24.74%

Intro APR: N/A

Annual Fee: $0

Apply Now

Citi Simplicity®

APR: 15.74% - 25.74% (Variable)

Intro APR: $0 for 18 months

Annual Fee: $0

Apply Now

Citi® Diamond Preferred®

APR: 14.74% - 24.74% (Variable)

Intro APR: $0 for 12 months

Annual Fee: $0

Apply Now

Milestone® Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

Indigo® Platinum

APR:23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Rewards Credit Cards

Chase Sapphire Preferred®

APR: 17.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Chase Freedom®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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Chase Freedom Unlimited®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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MBNA World Elite MasterCard

APR: 19.99%

Intro APR: $0 for 6 months

Annual Fee: $0

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Capital One® Venture®

APR: 14.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Discover it® Cash Back

APR: 13.74% - 24.74% (Variable)

Intro APR:$0 for 14 months

Annual Fee: $0

Apply Now

Travel Credit Cards

Chase Sapphire Preferred

APR: N/A

Intro APR: N/A

Annual Fee: $450

Apply Now

Chase Freedom Unlimited

APR: 14.24% - 23.24%

Intro APR: $0 for 15 months

Annual Fee: $0

Apply Now

Citi Double Cash

APR: Variable APR of 12.99%, 17.99% or 22.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Southwest Airlines Rapid

APR: N/A

Intro APR: N/A

Annual Fee: N/A

Apply Now

Starwood Preferred Guest

APR: N/A

Intro APR:$0 for 12 months

Annual Fee: $95

Apply Now

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Best Loan Rates and Local Laws by State

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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