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Credit and Loan

Identity Theft and Scam Trends in 2019

EPF February 15, 2019
Credit

Ways In Which America’s Overspending Custom is Affecting the Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not less than $100 each month. Slightly more than 50% also admitted inability to cover in full their credit card bills

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Credit

Mindless Ways in Which People Waste Money and How to Avoid Them in 2019

EPF January 30, 2019

Living without money is hard. And the same is said for saving. Even though some spending habits are apparent, you still find one or two ways of wasting the resources.  Do you know that your money spending habits can leave you bankrupt? Avoid wasteful spending! Below are the tips to

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Credit

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

Elite Personal Finance team conducted a study to determine the average credit card interest rates among different card types. From our findings we created a study below to help you understand the typical interest rates for the card, this guide shall also help you compare your currents or potential APR with

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Credit

Top 9 Tips to Buying a Home Despite Having a Student Loan Debt

EPF January 26, 2019

Every American want’s to buy a house. However, it may be a hurdle for those with outstanding student loan debt. However 83% of those having student loan debt count it among the factors making it hard for them to acquire a house. Whether fresh from college or not, you must

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Credit

Whats New About The Roth IRA in 2019

EPF January 25, 2019

If you are contributing to a Roth IRA as part of your investment portfolio, we have some important news for you. Changes are coming to the Roth rules in 2019 including new income caps and contribution limits. Incorporate the new information into your retirement planning to optimize your financial gains.

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Credit

Answers

Why Can’t You Buy a House Despite an Extremely Good Credit Score?

EPF January 25, 2019

I have an excellent credit score yet I don’t qualify for a mortgage loan? This is crazy, you probably say that to yourself. Well, nowadays, credit scores are in use increasingly in different avenues. Like most states, auto insurance companies rely heavily on credit scores to determine premiums. Other companies like Credit Karma offer free …

Credit Report

Ways Your High Credit Score Affects Your Finances

EPF January 3, 2019

Among the several things that affect your financial health, credit score has a great significance. This is because; lenders use it to determine your economic welfare ranging from whether you qualify for loans, interest rates, to credit cards rewards. However, managing a credit score rating of above 700 implies that you have worked extra-harder in …

Credit Report

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders may reject the client’s offer, while others might accept but placing some rules of adding different interest rates and credit limits on their loan. Have …

Credit Report

Ways to Boost Your Credit Score Over the Holiday Season

EPF December 22, 2018

Do you know the importance of your credit score? Would you like to see how the holiday season adds value to your credit score? Do not worry, since this content will provide a step by step guide on how festive seasons can boost your credit score. Remember, credit score do not in any way affect …

Credit Cards

Average Credit Score in America 2019

EPF December 6, 2018

Let’s start with the big news! Finally, the average credit score is over 700! Yes! The average credit score in America, 2019 is 704, according to the official issuer – MyFICO! Elite Personal Finance conducted a study on the average credit score in America in 2019. We analyzed the data from many official sources in depth, …

Credit Report

UltraFICO Score 2019 Hacks That Will Boost Your Credit

EPF December 3, 2018

UltraFICO Score 2019 is a new saving-oriented scoring model that will benefit millions of Americans who always love to have some money on their hands. Before, it was about the money that you have in your saving accounts. Now it’s also about boosting your FICO score! Are you planning to buy a property or make …

Credit Report

Best Personal Loans for Good and Excellent Credit 2019

EPF October 26, 2018

The best personal loans for good and excellent credit come with an APR of 5% – 10%. If you have a great credit score, the lending market is open to you! Loans are available up to $100,000. However it is not only about the APR and the amount. People also have to consider things like …

Credit Report

This Is the Contact Information of Credit Bureaus

EPF August 29, 2018

You might want to contact one of the credit bureaus for a number of reasons, and they don’t always have to be negative. You may need to dispute a negative item or request a credit freeze, but you can also ask them for a credit report to check where your score stands at. As the …

Credit Card Reviews

Credit Cards That Offer Free FICO Score

EPF August 24, 2018

Knowing your credit score is incredibly important, just like knowing how healthy you are. And nowadays, there is no reason not to know your credit score. In the past, only lenders could know consumers’ credit scores. But now, you can find out your score on multiple websites or with your credit card. As the matter …

Credit Report

What Is the Impact of Personal Loans on Your Credit Score?

EPF August 9, 2018

From time to time, everyone needs a financial infusion. Getting a personal loan is a good way to get quick cash for various purposes. An unsecured personal loan can help you accomplish some of your financial goals without placing collateral or sharing a specific purpose with your lender. But then you think of debt, you …

Credit Freeze vs Fraud Alert vs Monitoring
Credit Report

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping that it will be enough to protect them from hackers and fraudsters. But the real truth is that this method is not too effective. On …

Credit Cards

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you see an advertising of that nice car that you were dreaming on being yours. Then, you contact an online program and apply for an auto …

Credit Cards

Business Loans

5 Ways in Which You Can Use Credit Cards to Make Incredible Rewards While Running A Business

EPF February 8, 2019

There are many ways to get great cash-rewards cards in your business. However, it can be hard to get the most out of your business credit card rewards. If only you manage those rewards carefully, you put yourself in a position to reinforce your business. Make it a habit of transacting with credit cards and …

Credit Cards

Ways In Which America’s Overspending Custom is Affecting the Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not less than $100 each month. Slightly more than 50% also admitted inability to cover in full their credit card bills every month. Despite all these, …

Credit Cards

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

Elite Personal Finance team conducted a study to determine the average credit card interest rates among different card types. From our findings we created a study below to help you understand the typical interest rates for the card, this guide shall also help you compare your currents or potential APR with the national population. Our data …

College Students

Average Student Loan Debt in America 2019

EPF December 7, 2018

A student loan is another debt that has overburdened the economic status of America.  This is because the debt has ballooned with over 300% since 2004, as the new students enrol and the older ones graduate from universities and colleges. For example, the average student loan debt for 2017 graduates was $39,400 which is almost …

Credit Cards

Average Credit Score in America 2019

EPF December 6, 2018

Let’s start with the big news! Finally, the average credit score is over 700! Yes! The average credit score in America, 2019 is 704, according to the official issuer – MyFICO! Elite Personal Finance conducted a study on the average credit score in America in 2019. We analyzed the data from many official sources in depth, …

Credit Cards

Average Credit Card Debt in America 2019

EPF December 5, 2018

Elite Personal Finance conducted a study on the average credit card debt in America in 2019. We have analyzed the data from the U.S. Census Bureau, the Federal Reserve and other official sources in depth, which resulted in a detailed and advanced statistics on the average credit card debt in America 2019. Elite Personal Finance has the …

Credit Cards

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that people lose millions with credit cards. The purpose of this guide is to help you get the most out of your reward programs. Remember that …

Stack of Plastic Credit Cards
Credit Cards

When is a 0% Balance Transfer a Good Option?

EPF September 27, 2018

You’ve probably heard a lot of confusing stories about why you should or should not consider a 0% bank transfer on credit cards. This guide will clear the air on the subject and teach you the tricks to making the most out of this opportunity. Here is what we will cover. What is a 0% …

Credit Cards

The Most Effective Ways To Rack Up Air Miles

EPF September 7, 2018

Air miles are a simple concept that can still prove difficult for some to wrap their heads around. Fortunately, the truth is that air miles are only as complex as you make them. All that matters is what you want to get out of them.   Here, we will just go over the basics of …

Business Loans

Best Small Business Loans for 2019

EPF August 30, 2018

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best rates?  If you are asking yourself these questions, you came to the right place.  Elite Personal Finance is the web’s most trusted source of information …

Credit Card Reviews

Credit Cards That Offer Free FICO Score

EPF August 24, 2018

Knowing your credit score is incredibly important, just like knowing how healthy you are. And nowadays, there is no reason not to know your credit score. In the past, only lenders could know consumers’ credit scores. But now, you can find out your score on multiple websites or with your credit card. As the matter …

Credit Cards

Debit vs Credit Cards: The differences and benefits of using credit cards responsibly

EPF August 15, 2018

Debit and credit cards are very similar looking. Both have a logo of a major credit card network like Visa or Mastercard, and both permit the purchase of goods or services. However, there are quite a few differences that may influence which card you’ll pull out when you make your next buy. Debit Cards Debit …

Loan

College Students

Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for students loan to help your education process is encouraged; usually, this comes at an expense that you must face and solve in the next stage …

Credit Cards

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

Elite Personal Finance team conducted a study to determine the average credit card interest rates among different card types. From our findings we created a study below to help you understand the typical interest rates for the card, this guide shall also help you compare your currents or potential APR with the national population. Our data …

Credit Report

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders may reject the client’s offer, while others might accept but placing some rules of adding different interest rates and credit limits on their loan. Have …

Loan Reviews

Best Short Term Loans for Bad Credit are NOT Payday Loans!

EPF December 7, 2018

When people look for short-term loans, and especially if they have a bad credit score, they often end up with payday loans. The reason why is how payday loans (which are the worst kind if you ask us) promote their business. It usually sounds like this: short-term loans, fast cash, no credit required. Those are …

Loan Reviews

Best Short Term Loans 2019

EPF December 7, 2018

Short term loans are smaller amounts of money people borrow and usually need to repay fast, in a few months or even weeks. For that reason, they can be quite tricky, as people tend to take them when they find themselves in a compromised position, with no way out. It is generally a much better …

College Students

Average Student Loan Debt in America 2019

EPF December 7, 2018

A student loan is another debt that has overburdened the economic status of America.  This is because the debt has ballooned with over 300% since 2004, as the new students enrol and the older ones graduate from universities and colleges. For example, the average student loan debt for 2017 graduates was $39,400 which is almost …

Credit Cards

Average Credit Score in America 2019

EPF December 6, 2018

Let’s start with the big news! Finally, the average credit score is over 700! Yes! The average credit score in America, 2019 is 704, according to the official issuer – MyFICO! Elite Personal Finance conducted a study on the average credit score in America in 2019. We analyzed the data from many official sources in depth, …

Loans

Best Personal Holiday Loans for Good and Bad Credit 2019

EPF December 4, 2018

People looking for holiday loans are an easy target for predatory payday lenders. ‘Holiday loans’ simply means nothing! It’s only a blatant advertisement that lenders use to attract more customers. We at ElitePersonalFinance have reviewed many similar sites and found that most of them are actually payday loans offering quick cash, which means they give …

Credit Report

UltraFICO Score 2019 Hacks That Will Boost Your Credit

EPF December 3, 2018

UltraFICO Score 2019 is a new saving-oriented scoring model that will benefit millions of Americans who always love to have some money on their hands. Before, it was about the money that you have in your saving accounts. Now it’s also about boosting your FICO score! Are you planning to buy a property or make …

Debt

Best Personal Debt Consolidation Loans for Bad Credit 2019

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender issues a single personal loan that you use to pay off other debts, such as balances on high-interest credit cards. You’ll pay fixed, monthly installments …

Debt

Best Debt Consolidation Loans 2019

EPF November 5, 2018

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate. With a debt consolidation loan, a lender issues a single personal loan that you use to pay off other debts, such as balances on high-interest credit cards. You’ll pay fixed, monthly installments …

Loan Reviews

Best Installment Loans for Bad Credit Online 2019

EPF November 2, 2018

An installment loan is one that is paid in fixed monthly payments. People often misunderstand terms personal loans and installment loans. It’s true that all personal loans are paid in installments, but these are different things. An online personal loan by definition is one that is up to $100,000 and an APR of 5.99% to …

College Student

College Students

Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for students loan to help your education process is encouraged; usually, this comes at an expense that you must face and solve in the next stage …

Answers

Top 9 Tips to Buying a Home Despite Having a Student Loan Debt

EPF January 26, 2019

Every American want’s to buy a house. However, it may be a hurdle for those with outstanding student loan debt. However 83% of those having student loan debt count it among the factors making it hard for them to acquire a house. Whether fresh from college or not, you must not be carried into thinking …

College Students

Average Student Loan Debt in America 2019

EPF December 7, 2018

A student loan is another debt that has overburdened the economic status of America.  This is because the debt has ballooned with over 300% since 2004, as the new students enrol and the older ones graduate from universities and colleges. For example, the average student loan debt for 2017 graduates was $39,400 which is almost …

College Students

Best Ways to Save Money as a College Freshman

EPF August 28, 2018

It is that time of year again – the beginning of a new school year. But this time, something is different – your child is going to college. Congratulations! You have done a great job raising your kid and now they are ready to start a new milestone in their life. And even though you …

College Students

Should I Get a Credit Card in a College?

EPF July 23, 2018

So, you’ve finally crossed the 18-year threshold into adulthood and you’re working toward completing a college degree. At long last, you can now legally get your very first credit card – but is it wise to make this decision while you’re still in school? This is a question that pretty much every college student asks …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

College Students

Pros and Cons of Student Loans, Grants and Scholarships (and a List of The 10 Best)

EPF April 13, 2018

Imagine that you are a grad school owner. You offer only one class with 10 attendees. Now, let’s say that 7 of those students cannot pay your class right now so they asked your brother (a banker) for a student loan. By the end of the course, they will pay him back. What happens if …

College Students

Best College Towns in The US 2019

EPF August 16, 2017

Contents 1 RANKING CRITERIA 2 BEST COLLEGE TOWNS 2019 2.1 Pullman, WA 2.2 Amherst, MA 2.3 West Lafayette, IN 2.4 Bristol, RI 2.5 Slippery Rock, PA 2.6 Princeton, NJ 2.7 Highland Heights, KY 2.8 Winona, MN 2.9 Edinboro, PA 2.10 Grand Rapids, MI 2.11 Durham, NH 2.12 Irvine, CA 2.13 Orono, ME 2.14 Charleston, IL 2.15 Millersville, PA “What is the best place for my little child to go to college?” This …

College Students

How to Get a Student Loan for a College This Season 2019

EPF August 8, 2017

  Due to the increasing competition in the job market, young people are constantly under pressure to have the edge over their peers. One of the most obvious ways to become an employer’s first choice is to get higher education. Colleges have been a staple of young people’s education for centuries, and their importance nowadays …

LendUp Financing Loans
College Students

How Federal Student Loans Differ From Private Student Loans?

EPF July 5, 2017

Do You Need a Loan to Pay For Career School or College? If you are in the market for a student loan, there are two types of loans which may be available for you. One is the federal student system, which is funded by the federal government, and the other is a private student loan …

College Students

How to Solve Student Loan Problems?

EPF May 4, 2017

Are student loans another bubble yet to burst that will crash the US economy? It might seem that way as the total debt is $1.4 Trillion and the average class of 2016 graduate owing $37,172. However, hope isn’t lost and there are potential ways to mitigate this 800-pound gorilla. I believe that there are ideas that everybody …

College Students

Student Loan Solution – Reviews of The Best Programs Available

EPF April 28, 2017

Does paying off your student loans seem daunting? I can imagine, as the average graduate owes $37,172 and total student debt approaches $1.3 Trillion. Fortunately, there are many ways to repay your student loans including programs available to help borrowers. These programs can vary depending on your degree, but the most common programs are income based and include IBR, PAYE, …

Identity theft

Identity Theft

Identity Theft and Scam Trends in 2019

EPF February 15, 2019

In the years 2017 and 2018, the U.S. citizens experienced plenty of serious data breaches which traumatized a large chunk of the population. According to the Identity Theft Resource Center, 1,632 cases of data breaches were reported in the United States in 2017 and 1,244 cases in 2018. As much as the number recorded in …

Fraud

The Ultimate Guide of Online Dating Safety – Tips on How to Protect Yourself?

EPF November 28, 2018

With people turning to the Internet to find everything they need, it’s no surprise that 8% of adult Americans meet their match through online dating websites. If that’s the case, currently millions of Americans have already found the love of their life by meeting through a screen. Why Do People Date Online? Online dating is …

Credit Card Reviews

How the New Medicare Cards will Help Prevent Identity Theft ?

EPF July 10, 2018

Medicare is making some changes in 2018 that will help protect your identity and keep providing you will proper health benefits. The biggest change will be the new Medicare ID cards. Seniors new to Medicare are usually shocked to see that their Medicare Identification number is the same as their social security number. Especially when …

Credit Freeze vs Fraud Alert vs Monitoring
Credit Report

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping that it will be enough to protect them from hackers and fraudsters. But the real truth is that this method is not too effective. On …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

Credit Cards

New Technologies That Improve Credit Card Security

EPF May 7, 2018

We can all see and feel that technology is improving at the speed of light. Sometimes it develops so fast that we simply can’t keep up with it. New technologies are emerging each day, but hackers are becoming smarter too, so there is a need for even more advanced solutions which will keep us safe …

Fraud

What You Should Know About Tax Identity Theft in 2019

EPF January 26, 2018

Tax identity theft is one of the most devastating as well as evasive forms of identity theft. It can go unnoticed until the IRS notifies victims that there is something wrong with their tax return. What is Tax Identity Theft Tax identity theft occurs when a person illegally files a tax return under another person’s …

Credit Cards

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened an account in your name. This should be a free service. Unfortunately, moments like this are when ‘scammy’ monitoring services are advertised, so …

Credit Cards

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more about the breach and how to remedy your finances, then this the right place for you. What actually happened More than 143 million Americans’ …

Fraud

Safest And Least Safe US Cities By Fraud and Scams 2019

EPF July 20, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were almost 2.7 million complaints in the U.S., according to the data from the Federal Trade Commission 2017 Report. US consumers paid $905 million in fraud losses in 2017, while the average sum …

Fraud

The Safest And Least Safe US Cities By Identity Theft 2019

EPF July 17, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were 371,061 identity theft complaints in the U.S., according to the data from the Federal Trade Commission 2017 Report. For this reason, Elite Personal Finance analyzed the identity theft risk by cities. METHODOLOGY …

Fraud

Safest US States By Fraud and Scams 2019

EPF July 17, 2017

Residents in some states are more vulnerable to fraud and scams, according to a review of federal data by Elite Personal Finance. There were around 2.7 million complaints in the U.S. in 2017, according to the data from the Federal Trade Commission report. According to the Consumer Sentinel Network, U.S. consumers paid $905 million in …

Money Making Guides

millionaire
College Students

Tips to Make More Money with Freelancing

EPF April 5, 2017

Make some extra money with freelancing Almost everybody wants to supplement their income and make some extra cash. Freelancing on the internet seems like a good way to do it, but it is not as simple as it sounds. There is a lot of research and work to do before you can brand yourself as …

Fraud

List of The Best Bitcoin and Altcoin Platform Exchanges in 2019

EPF March 11, 2017

The Bitcoin world has evolved wonderfully since Silk Road and the MtGox fiasco. Things are now taken seriously, there’s around $10 billion invested into Bitcoin and over a billion of this is put into altcoins like Ethereum, Litecoin, and over 100’s more! The altcoin market itself has grown excessively — going from being worth $60 …

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Make Money

How Discounts and Special Offers Can Work For Your Business?

EPF December 8, 2016

Have you ever been attracted to certain companies by offers and discounts? Every day in the market place we are besieged by special pricing offers which range from simple discounts, buy-one-get-one-free promotions to package deal purchases, loyalty schemes, and more. These promotional activities have been proved to work very well. If your business is going …

Money Order Fraud and Scams to Lookout For
Fraud

Here’s How to Use Money Orders Safely

EPF July 30, 2016

Money orders are by far not the most popular money tool today but they can be very useful in a variety of circumstances. Whether you need to send a long distance secure payment to reserve a Craigslist sale or provide a relative some emergency cash, money orders are still very useful in a world dominated …

Credit Cards

6 Simple Tips to Get More From Your Reward Credit Cards

EPF July 19, 2016

Reward cards are a great way to get more from your credit card, but they are a financial minefield, combining risk and reward, and not always in equal measures. The goal is to find a card that is more reward and less risk, and to make sure that you use it properly. So, read on …

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Make Money

Could Ethereum Make the ‘Decentralized Upwork’ Happen?

EPF July 16, 2016

Working online as a freelancer imposes many risks. Your identity could easily get stolen, your hours and pay aren’t guaranteed, and sometimes the simplest change could put you out of a job. But the online freelancer industry is a lucrative one, and it’s taking off like a rising tide. Upwork (a merge of oDesk and …

Make Money

The Beginner’s Guide to Profit from Bitcoin and Altcoins

EPF July 13, 2016

Bitcoin is now bigger than ever. We’re in 2016 and the Bitcoin price is $674.62 USD (as of writing this) and things are only looking up in the mid-to-long term. That is because the Bitcoin technology has been proven to be unbreakable, which has eliminated the naysayers. And now big investors and even everyday people …

best freelancer writing sites to make money online
College Students

Best Paying Sites with Daily Work for Writers

EPF June 23, 2016

The best freelance writers earn $5,000 to $15,000 a month or their hard work. Many earn in the $2,500 to $5,000 per month range without struggling too much. However, these earnings are only possible if you know where to get the right clients.  Since we have some expert freelance writers that contribute to Elite Personal Finance, …

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College Students

The Complete Guide to Making $100,000 a Year Writing Online

EPF May 29, 2016

Quit wasting your time doing paid surveys. You will make a dollar or two a day. If you want to get paid fairly for your time, start doing some writing tasks. These will award you anywhere from $5 to $50 an hour depending on your skill level. In fact, you could make $100,000 a year …

online identity theft prevention
Identity Theft

The Freelancer’s Full Guide to Online Identity Safety

EPF May 28, 2016

The online freelancing industry is growing at a rapid pace. Much of this is due to the fast growth of Upwork, a company that merged with eLance while operating under the oDesk brand. Upwork’s goal is to transform their annual revenue (the amount their freelancers bring in) from $1 billion to $10 billion in six years. …

Make Money

Why Your Business is Not Making Enough Despite Your Marketing Efforts?

EPF May 30, 2015

Coming up with a business idea and plan may times be frustrating. It may even be more frustrating when this business fails to make enough returns. One may have put up a marketing strategy that would publicize the business but the outcome turns out to be discouraging. Marketing may be an expensive venture so it …

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Make Money

“The Golden Rules” of Rampant Financial Success

EPF May 29, 2015

The concept of being financially successful and stable is envied by every Tom, Dick and Harry. This is exactly why people work day in day out in whatever field that they are in in order to achieve this coveted goal. We can almost say that money makes the world go round because without money you …

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