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Average U.S. Mortgage Rates 2019

EPF April 22, 2019
Credit

Unique Factors Assessed by Lenders to Determine Credit Risk

EPF April 5, 2019

Ever hear of the Five C’s of Credit? Character. Capacity. Capital. Collateral. Conditions. These metrics analyze things like your credit score, debt-to-income ratio (DTI) and asset-base – which in the eyes of lenders, gauge your ability to repay the loan. But it doesn’t stop there. Did you know that lenders

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Credit

Best Ways in Which You Can Find Your Credit Score Recovery

EPF April 4, 2019

You need to continually check your credit reports from the three agencies – Experian, TransUnion, and Equifax – so that you are aware of the reason for the drop in your credit score. You can access information from these three agencies at AnnualCreditReport.com. Each of these three agencies avails one

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Credit

How to Avoid Hidden Payday Loan Fees

EPF April 4, 2019

When bills are piling up, it can feel like a struggle just to stay above water. The stress. The worry. Where can you turn? When choosing a path that’s right for you, we strongly recommend you avoid payday loans. While they seem great on the surface, they come with both

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Credit

How the Retired Can Steer of Tax Scams

EPF April 3, 2019

In the US, fraudulent calls are not in tax seasons. On the Tax Day of 2018, for instance, there were  143 million instances of negative robocalls, that is according to Transaction Network Services. Each passing year, as the April which is the deadline for filing tax returns approaches, there is

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Credit

Best Car Title Loan Alternatives for Bad Credit 2019

EPF April 3, 2019

We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like a car title loan is your only option. At ElitePersonalFinance, we highly recommend you avoid them. Now, before we explain

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Credit

Credit Report

Best Unsecured Personal Loans for Bad Credit 2019

EPF April 9, 2019

When burdened with bad credit, it can feel like viable lending options are few and far between. Payday loans? Car title loans? Secured personal loans? Pretty much your only options, right? Well, we’re here to tell you there are alternatives. Many reputable lenders offer unsecured personal loans to those with bad credit, ranging between APR …

Credit Cards

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect.   Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers – recently added new metrics to help analyze the overall creditworthiness of borrowers. From utility and cable bills to checking and money market accounts, …

Credit Report

Best Ways in Which You Can Find Your Credit Score Recovery

EPF April 4, 2019

You need to continually check your credit reports from the three agencies – Experian, TransUnion, and Equifax – so that you are aware of the reason for the drop in your credit score. You can access information from these three agencies at AnnualCreditReport.com. Each of these three agencies avails one free access to your reports …

Credit Report

Best Car Title Loan Alternatives for Bad Credit 2019

EPF April 3, 2019

We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like a car title loan is your only option. At ElitePersonalFinance, we highly recommend you avoid them. Now, before we explain why, what exactly is a …

Answers

Why Can’t You Buy a House Despite an Extremely Good Credit Score?

EPF January 25, 2019

I have an excellent credit score yet I don’t qualify for a mortgage loan? This is crazy, you probably say that to yourself. Well, nowadays, credit scores are in use increasingly in different avenues. Like most states, auto insurance companies rely heavily on credit scores to determine premiums. Other companies like Credit Karma offer free …

Credit Report

Ways Your High Credit Score Affects Your Finances

EPF January 3, 2019

Among the several things that affect your financial health, credit score has a great significance. This is because; lenders use it to determine your economic welfare ranging from whether you qualify for loans, interest rates, to credit cards rewards. However, managing a credit score rating of above 700 implies that you have worked extra-harder in …

Credit Report

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders may reject the client’s offer, while others might accept but placing some rules of adding different interest rates and credit limits on their loan. Have …

Credit Report

Ways to Boost Your Credit Score Over the Holiday Season

EPF December 22, 2018

Do you know the importance of your credit score? Would you like to see how the holiday season adds value to your credit score? Do not worry, since this content will provide a step by step guide on how festive seasons can boost your credit score. Remember, credit score do not in any way affect …

Credit Cards

Average Credit Score in America 2019

EPF December 6, 2018

View All Studies   Let’s start with the big news. The average FICO Score currently hits a 704, which is strongly considered a good credit scope. According to the official issuer – the Fair Isaac Corporation (FICO) – the average FICO Score in America continued an eight-year ascension before reaching an all-time high in September, …

Credit Report

UltraFICO Score 2019 Hacks That Will Boost Your Credit

EPF December 3, 2018

UltraFICO Score 2019 is a new saving-oriented scoring model that will benefit millions of Americans who always love to have some money on their hands. Before, it was about the money that you have in your saving accounts. Now it’s also about boosting your FICO score! Are you planning to buy a property or make …

Credit Report

Best Personal Loans for Good and Excellent Credit 2019

EPF October 26, 2018

The best personal loans for good and excellent credit come with an APR of 5% – 10%. If you have a great credit score, the lending market is open to you! Loans are available up to $100,000. However it is not only about the APR and the amount. People also have to consider things like …

Credit Report

This Is the Contact Information of Credit Bureaus

EPF August 29, 2018

You might want to contact one of the credit bureaus for a number of reasons, and they don’t always have to be negative. You may need to dispute a negative item or request a credit freeze, but you can also ask them for a credit report to check where your score stands at. As the …

Credit Cards

Credit Cards

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect.   Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers – recently added new metrics to help analyze the overall creditworthiness of borrowers. From utility and cable bills to checking and money market accounts, …

Business Loans

5 Ways in Which You Can Use Credit Cards to Make Incredible Rewards While Running A Business

EPF February 8, 2019

There are many ways to get great cash-rewards cards in your business. However, it can be hard to get the most out of your business credit card rewards. If only you manage those rewards carefully, you put yourself in a position to reinforce your business. Make it a habit of transacting with credit cards and …

Credit Cards

Ways In Which America’s Overspending Custom is Affecting the Credit Card Debt

EPF February 1, 2019

These two, overspending and credit card debts are hard to separate, from the findings in our January 2019 survey, up to 70% of people who took interviewed overspent by not less than $100 each month. Slightly more than 50% also admitted inability to cover in full their credit card bills every month. Despite all these, …

Credit Cards

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

View All Studies   As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering most credit card options use a variable interest rate structure, it’s easy to see the direct correlation. Citing the latest data from the US Federal Reserve …

College Students

Average Student Loan Debt in America 2019

EPF December 7, 2018

View All Studies   As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over 1.4 trillion, student indebtedness and access to affordable education is at the center of American economic and political discourse.   Period: Total Outstanding Student Loan Debt …

Credit Cards

Average Credit Score in America 2019

EPF December 6, 2018

View All Studies   Let’s start with the big news. The average FICO Score currently hits a 704, which is strongly considered a good credit scope. According to the official issuer – the Fair Isaac Corporation (FICO) – the average FICO Score in America continued an eight-year ascension before reaching an all-time high in September, …

Credit Cards

Average Credit Card Debt in America 2019

EPF December 5, 2018

View All Studies As American credit card debt continues to skyrocket, the numbers paint a troubling portrait. Currently sitting at 799 billion, US credit card debt has been on a seven-year ascension, surpassing the highs we saw during the 2008 financial crisis. Using data from the latest December, 2018 Experian: State of Credit Cards study …

Credit Cards

The Complete Guide on Credit Card Reward Programs

EPF October 15, 2018

People can make a lot of money with credit card reward programs. Finding the right for you will definitely make you save and make much more. Many studies prove that people lose millions with credit cards. The purpose of this guide is to help you get the most out of your reward programs. Remember that …

Stack of Plastic Credit Cards
Credit Cards

When is a 0% Balance Transfer a Good Option?

EPF September 27, 2018

You’ve probably heard a lot of confusing stories about why you should or should not consider a 0% bank transfer on credit cards. This guide will clear the air on the subject and teach you the tricks to making the most out of this opportunity. Here is what we will cover. What is a 0% …

Credit Cards

The Most Effective Ways To Rack Up Air Miles

EPF September 7, 2018

Air miles are a simple concept that can still prove difficult for some to wrap their heads around. Fortunately, the truth is that air miles are only as complex as you make them. All that matters is what you want to get out of them.   Here, we will just go over the basics of …

Business Loans

Best Small Business Loans for 2019

EPF August 30, 2018

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best rates?  If you are asking yourself these questions, you came to the right place.  Elite Personal Finance is the web’s most trusted source of information …

Credit Card Reviews

Credit Cards That Offer Free FICO Score

EPF August 24, 2018

Knowing your credit score is incredibly important, just like knowing how healthy you are. And nowadays, there is no reason not to know your credit score. In the past, only lenders could know consumers’ credit scores. But now, you can find out your score on multiple websites or with your credit card. As the matter …

Loan

Credit Report

Best Unsecured Personal Loans for Bad Credit 2019

EPF April 9, 2019

When burdened with bad credit, it can feel like viable lending options are few and far between. Payday loans? Car title loans? Secured personal loans? Pretty much your only options, right? Well, we’re here to tell you there are alternatives. Many reputable lenders offer unsecured personal loans to those with bad credit, ranging between APR …

Credit Cards

Credit Report Changes in 2019

EPF April 6, 2019

With 2019 already in full-swing, changes to credit reporting are starting to take effect.   Experian and the Fair Isaac Corporation (FICO) – two of the most trusted credit score providers – recently added new metrics to help analyze the overall creditworthiness of borrowers. From utility and cable bills to checking and money market accounts, …

Loans

Unique Factors Assessed by Lenders to Determine Credit Risk

EPF April 5, 2019

Ever hear of the Five C’s of Credit? Character. Capacity. Capital. Collateral. Conditions. These metrics analyze things like your credit score, debt-to-income ratio (DTI) and asset-base – which in the eyes of lenders, gauge your ability to repay the loan. But it doesn’t stop there. Did you know that lenders often analyze unique – and …

Loans

How to Avoid Hidden Payday Loan Fees

EPF April 4, 2019

When bills are piling up, it can feel like a struggle just to stay above water. The stress. The worry. Where can you turn? When choosing a path that’s right for you, we strongly recommend you avoid payday loans. While they seem great on the surface, they come with both extremely high annual APRs and …

Credit Report

Best Car Title Loan Alternatives for Bad Credit 2019

EPF April 3, 2019

We’ve all been there before. Whether it’s an unexpected crisis, or finding the means to pay next week’s rent – when you have bad credit – it can feel like a car title loan is your only option. At ElitePersonalFinance, we highly recommend you avoid them. Now, before we explain why, what exactly is a …

College Students

Ways of Paying Your Student Loans Faster In 2019

EPF March 19, 2019

Graduating from college is often a thrilling moment in the life of a graduate. A new start in the next level is a fantastic feeling- getting a new job and starting a life of their own. After getting into the real world, however, there is often that time of uncertainty as it involves paying off …

College Students

Default On Student Loans

EPF March 1, 2019

Student loans are beneficent in advancing educational investment. But unemployment, debts, the high cost of living and health, life may seem to be harsh and devastating. Because of the highly conflicting priorities, student loans are the first to be forgone for another critical bill. Defaulting a couple of payments is a breach of a loan …

College Students

You’re Cut Out for Paying Off Student Loan?

EPF February 21, 2019

Paying off student loan debt is like a foray beyond the north wall; venturing into the territory of the wildlings where an evil eye gazes at you, where the danger can strike from all four corners. Err…. for those who are not the staunch proponents of GOT and couldn’t get the analogy, here is the …

College Students

Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for students loan to help your education process is encouraged; usually, this comes at an expense that you must face and solve in the next stage …

Credit Cards

Average Credit Card Interest Rates (APR) 2019

EPF January 30, 2019

View All Studies   As the Federal Reserve became less and less accommodative over the last few years, average credit card interest rates continued to move higher. And considering most credit card options use a variable interest rate structure, it’s easy to see the direct correlation. Citing the latest data from the US Federal Reserve …

Credit Report

Main Factors That Lenders Use to Determine Your Loan

EPF December 23, 2018

When applying for a loan, lenders have to determine the ability and the solvency of their clients. The question might be hard since every individual determines the worthiness differently. Lenders may reject the client’s offer, while others might accept but placing some rules of adding different interest rates and credit limits on their loan. Have …

Loan Reviews

Best Short Term Loans for Bad Credit are NOT Payday Loans!

EPF December 7, 2018

When people look for short-term loans, and especially if they have a bad credit score, they often end up with payday loans. The reason why is how payday loans (which are the worst kind if you ask us) promote their business. It usually sounds like this: short-term loans, fast cash, no credit required. Those are …

College Student

College Students

Changes that are Likely to Occur to Federal Student Loan Legislation in 2019

EPF April 18, 2019

Both the current administration and Congress are weighing options on outcome of changes on the student loans. Private companies will have more control over the new changes. The changes will also affect how the repayment of loans and pardons will work for the lenders. What are the current regulations for student loans? Federal laws govern …

College Students

Ways of Paying Your Student Loans Faster In 2019

EPF March 19, 2019

Graduating from college is often a thrilling moment in the life of a graduate. A new start in the next level is a fantastic feeling- getting a new job and starting a life of their own. After getting into the real world, however, there is often that time of uncertainty as it involves paying off …

College Students

Expected Bold Student Loan Reforms In 2019

EPF March 16, 2019

With the American presidential elections almost here and more than before, there’s one topic that will top headlines-student loan debt. The debt currently stands at more than $1.5 trillion, and without doubt, it will be among top issues of discussion by the contestants on the campaign trail. Studies show that over 40 million Americans owe …

College Students

Default On Student Loans

EPF March 1, 2019

Student loans are beneficent in advancing educational investment. But unemployment, debts, the high cost of living and health, life may seem to be harsh and devastating. Because of the highly conflicting priorities, student loans are the first to be forgone for another critical bill. Defaulting a couple of payments is a breach of a loan …

College Students

You’re Cut Out for Paying Off Student Loan?

EPF February 21, 2019

Paying off student loan debt is like a foray beyond the north wall; venturing into the territory of the wildlings where an evil eye gazes at you, where the danger can strike from all four corners. Err…. for those who are not the staunch proponents of GOT and couldn’t get the analogy, here is the …

College Students

Pros and Cons of Private Student Loans

EPF February 6, 2019

Education is crucial to all and occasionally used by society to determine people’s livelihood. That’s why you find the majority running for student loans to facilitate their learning. Applying for students loan to help your education process is encouraged; usually, this comes at an expense that you must face and solve in the next stage …

Answers

Top 9 Tips to Buying a Home Despite Having a Student Loan Debt

EPF January 26, 2019

Every American want’s to buy a house. However, it may be a hurdle for those with outstanding student loan debt. However 83% of those having student loan debt count it among the factors making it hard for them to acquire a house. Whether fresh from college or not, you must not be carried into thinking …

College Students

Average Student Loan Debt in America 2019

EPF December 7, 2018

View All Studies   As the cost of post-secondary education continues to rise, student loan debt across the United States continues to rise with it. Currently sitting at over 1.4 trillion, student indebtedness and access to affordable education is at the center of American economic and political discourse.   Period: Total Outstanding Student Loan Debt …

College Students

Best Ways to Save Money as a College Freshman

EPF August 28, 2018

It is that time of year again – the beginning of a new school year. But this time, something is different – your child is going to college. Congratulations! You have done a great job raising your kid and now they are ready to start a new milestone in their life. And even though you …

College Students

Should I Get a Credit Card in a College?

EPF July 23, 2018

So, you’ve finally crossed the 18-year threshold into adulthood and you’re working toward completing a college degree. At long last, you can now legally get your very first credit card – but is it wise to make this decision while you’re still in school? This is a question that pretty much every college student asks …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

College Students

Pros and Cons of Student Loans, Grants and Scholarships (and a List of The 10 Best)

EPF April 13, 2018

Imagine that you are a grad school owner. You offer only one class with 10 attendees. Now, let’s say that 7 of those students cannot pay your class right now so they asked your brother (a banker) for a student loan. By the end of the course, they will pay him back. What happens if …

Identity theft

Identity Theft

IRS Tax Fraud and ID Theft

EPF February 19, 2019

  How does Tax Identity Theft Fraud Occur? In modern society, crime is part and parcel of daily trends. Many individuals and companies have lost a fortune, in cybersecurity crimes. Tax identity theft is a rampant activity today. It’s almost unnoticeable, yet the victims suffer a significant burden. Here’s how it happens; a criminal uses …

Identity Theft

Identity Theft and Scam Trends in 2019

EPF February 15, 2019

In the years 2017 and 2018, the U.S. citizens experienced plenty of serious data breaches which traumatized a large chunk of the population. According to the Identity Theft Resource Center, 1,632 cases of data breaches were reported in the United States in 2017 and 1,244 cases in 2018. As much as the number recorded in …

Fraud

The Ultimate Guide of Online Dating Safety – Tips on How to Protect Yourself?

EPF November 28, 2018

With people turning to the Internet to find everything they need, it’s no surprise that 8% of adult Americans meet their match through online dating websites. If that’s the case, currently millions of Americans have already found the love of their life by meeting through a screen. Why Do People Date Online? Online dating is …

Credit Card Reviews

How the New Medicare Cards will Help Prevent Identity Theft ?

EPF July 10, 2018

Medicare is making some changes in 2018 that will help protect your identity and keep providing you will proper health benefits. The biggest change will be the new Medicare ID cards. Seniors new to Medicare are usually shocked to see that their Medicare Identification number is the same as their social security number. Especially when …

Credit Freeze vs Fraud Alert vs Monitoring
Credit Report

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping that it will be enough to protect them from hackers and fraudsters. But the real truth is that this method is not too effective. On …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

Credit Cards

New Technologies That Improve Credit Card Security

EPF May 7, 2018

We can all see and feel that technology is improving at the speed of light. Sometimes it develops so fast that we simply can’t keep up with it. New technologies are emerging each day, but hackers are becoming smarter too, so there is a need for even more advanced solutions which will keep us safe …

Fraud

What You Should Know About Tax Identity Theft in 2019

EPF January 26, 2018

Tax identity theft is one of the most devastating as well as evasive forms of identity theft. It can go unnoticed until the IRS notifies victims that there is something wrong with their tax return. What is Tax Identity Theft Tax identity theft occurs when a person illegally files a tax return under another person’s …

Credit Cards

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened an account in your name. This should be a free service. Unfortunately, moments like this are when ‘scammy’ monitoring services are advertised, so …

Credit Cards

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more about the breach and how to remedy your finances, then this the right place for you. What actually happened More than 143 million Americans’ …

Fraud

Safest And Least Safe US Cities By Fraud and Scams 2019

EPF July 20, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were almost 2.7 million complaints in the U.S., according to the data from the Federal Trade Commission 2017 Report. US consumers paid $905 million in fraud losses in 2017, while the average sum …

Fraud

The Safest And Least Safe US Cities By Identity Theft 2019

EPF July 17, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were 371,061 identity theft complaints in the U.S., according to the data from the Federal Trade Commission 2017 Report. For this reason, Elite Personal Finance analyzed the identity theft risk by cities. METHODOLOGY …

Money Making Guides

Make Money

Average Bank Interest Rates 2019

EPF March 23, 2019

View All Studies   Citing the latest data from the Federal Deposit Insurance Corporation (FDIC) – for the week of March 18, 2019 – national average bank interest rates have shown a slight uptick since February. While average interest rates for checking accounts have remained constant, savings accounts and money market instruments both displayed a …

Make Money

Average Checking Account Interest Rates 2019

EPF March 22, 2019

View All Studies   Citing the latest data from the Federal Deposit Insurance Corporation (FDIC) – for the week of March 18, 2019 – national average checking account interest rates currently sit at 0.06%.   Deposit Product: National Average Interest Rate: Checking Account 0.06%   Applicable to non-jumbo deposits – less than $100,000 – average …

Make Money

You Can Invest Your Tax Refund Instead of Spending It, Here’s How

EPF March 7, 2019

It’s a time of the year where Millions of Americans have started getting their tax refund checks. Just like it will have similar effects on you, these refunds are proving too hot to stay in everyone’s pockets. Bookings for vacations are doubling in numbers; some people are buying their “dream” TV screens, tattoo artists are …

Make Money

Average Savings Account Interest Rates 2019

EPF February 21, 2019

View All Studies     Looking for the best place to invest your money? With so many products and options available, savers are often left spinning trying to figure out which one is right for them. But don’t worry, at Elite Personal Finance – we have your back. Average Savings Account Interest Rates 2019: Statistics …

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College Students

Tips to Make More Money with Freelancing

EPF April 5, 2017

Make some extra money with freelancing Almost everybody wants to supplement their income and make some extra cash. Freelancing on the internet seems like a good way to do it, but it is not as simple as it sounds. There is a lot of research and work to do before you can brand yourself as …

Fraud

List of The Best Bitcoin and Altcoin Platform Exchanges in 2019

EPF March 11, 2017

The Bitcoin world has evolved wonderfully since Silk Road and the MtGox fiasco. Things are now taken seriously, there’s around $10 billion invested into Bitcoin and over a billion of this is put into altcoins like Ethereum, Litecoin, and over 100’s more! The altcoin market itself has grown excessively — going from being worth $60 …

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Make Money

How Discounts and Special Offers Can Work For Your Business?

EPF December 8, 2016

Have you ever been attracted to certain companies by offers and discounts? Every day in the market place we are besieged by special pricing offers which range from simple discounts, buy-one-get-one-free promotions to package deal purchases, loyalty schemes, and more. These promotional activities have been proved to work very well. If your business is going …

Money Order Fraud and Scams to Lookout For
Fraud

Here’s How to Use Money Orders Safely

EPF July 30, 2016

Money orders are by far not the most popular money tool today but they can be very useful in a variety of circumstances. Whether you need to send a long distance secure payment to reserve a Craigslist sale or provide a relative some emergency cash, money orders are still very useful in a world dominated …

Credit Cards

6 Simple Tips to Get More From Your Reward Credit Cards

EPF July 19, 2016

Reward cards are a great way to get more from your credit card, but they are a financial minefield, combining risk and reward, and not always in equal measures. The goal is to find a card that is more reward and less risk, and to make sure that you use it properly. So, read on …

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Make Money

Could Ethereum Make the ‘Decentralized Upwork’ Happen?

EPF July 16, 2016

Working online as a freelancer imposes many risks. Your identity could easily get stolen, your hours and pay aren’t guaranteed, and sometimes the simplest change could put you out of a job. But the online freelancer industry is a lucrative one, and it’s taking off like a rising tide. Upwork (a merge of oDesk and …

Make Money

The Beginner’s Guide to Profit from Bitcoin and Altcoins

EPF July 13, 2016

Bitcoin is now bigger than ever. We’re in 2016 and the Bitcoin price is $674.62 USD (as of writing this) and things are only looking up in the mid-to-long term. That is because the Bitcoin technology has been proven to be unbreakable, which has eliminated the naysayers. And now big investors and even everyday people …

best freelancer writing sites to make money online
College Students

Best Paying Sites with Daily Work for Writers

EPF June 23, 2016

The best freelance writers earn $5,000 to $15,000 a month or their hard work. Many earn in the $2,500 to $5,000 per month range without struggling too much. However, these earnings are only possible if you know where to get the right clients.  Since we have some expert freelance writers that contribute to Elite Personal Finance, …

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