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Your Wallet on Vacation

EPF August 16, 2018
Credit

What Is the Impact of Personal Loans on Your Credit Score?

EPF July 26, 2018

From time to time, everyone needs a financial infusion. Getting a personal loan is a good way to get quick cash for various purposes. An unsecured personal loan can help you accomplish some of your financial goals without placing collateral or sharing a specific purpose with your lender. But then

Read The Article >>
Credit

The Do's and Dont's of Carrying a Balance on a Credit Card

EPF July 26, 2018

When it comes to paying our credit card bills each month, we all have different habits – some of us always pay our full balance before interest gets charged, and some of us carry a balance onto the next month. Carrying a balance isn’t necessarily a bad thing, it just

Read The Article >>
Credit

Should I Get a Credit Card in a College?

EPF July 26, 2018

So, you’ve finally crossed the 18-year threshold into adulthood and you’re working toward completing a college degree. At long last, you can now legally get your very first credit card – but is it wise to make this decision while you’re still in school? This is a question that pretty

Read The Article >>
Stack of Plastic Credit Cards
Credit

Credit Card Mistakes to Avoid so You Can Save More Money

EPF July 26, 2018

Many people always make mistakes on how they use their credit cards. And lose money. Here are few ways you can use to save money. Paying after your monthly due date Making your credit card payment late has more than one consequence. With modern technology, including calendar alerts and scheduling

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Credit

Is Debt Consolidation Right for Me?

EPF July 26, 2018

For those of us with that owe money to multiple sources, like more than one high-interest credit card, debt consolidation is a way to better organize your monthly bills – and potentially get a lower combined interest rate. It’s one method of dealing with too much debt, but it’s not

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Credit

Credit Report

What Is the Impact of Personal Loans on Your Credit Score?

EPF August 9, 2018

From time to time, everyone needs a financial infusion. Getting a personal loan is a good way to get quick cash for various purposes. An unsecured personal loan can help you accomplish some of your financial goals without placing collateral or sharing a specific purpose with your lender. But then you think of debt, you …

Credit Freeze vs Fraud Alert vs Monitoring
Credit Report

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping that it will be enough to protect them from hackers and fraudsters. But the real truth is that this method is not too effective. On …

Credit Cards

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you see an advertising of that nice car that you were dreaming on being yours. Then, you contact an online program and apply for an auto …

Credit Report

How to Avoid Scam Loans with a “Less Than Perfect” Credit Score?

EPF April 1, 2018

In everyone’s life there comes a bad financial moment. It can be due to some unexpected costs, temporary job loss or something else. In such moments, people start looking for ways to get some fast cash, including getting loans. But in a hurry, most of you can make big mistakes because there are many scams …

Credit Report

How Do Risk-Based Pricing Affect Your APR

EPF March 30, 2018

Assume that your brother asks you $ 5.000 to buy a new machine for his small business. You know him pretty well, you know his credit history and you believe that his business is doing well so far. Suppose now that it is not your brother anymore, but a friend from college. You have not …

Credit Report

Best Personal Loans for Fair Credit Score 2018 – Elite Personal Finance

EPF March 8, 2018

Here is what FICO score range looks like: Excellent(800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) Different credit score means different things for lenders, but if you have between 580 and 669 points, most of the lenders will consider you have a fair …

Credit Report

How to Get a Personal Loan if You Have a Really Bad Credit Score?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) However, just because you have bad credit doesn’t mean that …

Credit Report

How to Recover Financially from the Holidays ?

EPF December 22, 2017

As the holidays come and go, you may notice that your wallet feels thinner than usual or that you’re up to your neck in bills. Although the holidays can be a joyful time, they can also put a damper on your finances. This post-holiday finance distress can be something you try to run away from, …

Credit Cards

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened an account in your name. This should be a free service. Unfortunately, moments like this are when ‘scammy’ monitoring services are advertised, so …

Credit Report

Equifax Now Offer Free Credit Freeze!

EPF September 18, 2017

After the recent massive Equifax data breach, many people started to panic and lose faith in the safety of credit bureaus. As you already know, more than 143 million Americans’ personal information got potentially compromised during the breach that was discovered on July 29 this year. It is only natural that the victims of the …

Credit Cards

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more about the breach and how to remedy your finances, then this the right place for you. What actually happened More than 143 million Americans’ …

online identity protection guide
College Students

How Medical Debt Can Ruin Your Credit Score

EPF January 31, 2017

The most common debt. Research by the Consumer Financial Protection Bureau has indicated that a tremendously large number of collection notices on credit reports are the result of outstanding medical debt. Medical debt poses a risk to everyone, young and old and whether you have health insurance or not. It is estimated that about 65% …

Credit Cards

Credit Cards

Debit vs Credit Cards: The differences and benefits of using credit cards responsibly

EPF August 15, 2018

Debit and credit cards are very similar looking. Both have a logo of a major credit card network like Visa or Mastercard, and both permit the purchase of goods or services. However, there are quite a few differences that may influence which card you’ll pull out when you make your next buy. Debit Cards Debit …

Credit Cards

The Do’s and Dont’s of Carrying a Balance on a Credit Card

EPF July 23, 2018

When it comes to paying our credit card bills each month, we all have different habits – some of us always pay our full balance before interest gets charged, and some of us carry a balance onto the next month. Carrying a balance isn’t necessarily a bad thing, it just depends on your individual financial …

College Students

Should I Get a Credit Card in a College?

EPF July 23, 2018

So, you’ve finally crossed the 18-year threshold into adulthood and you’re working toward completing a college degree. At long last, you can now legally get your very first credit card – but is it wise to make this decision while you’re still in school? This is a question that pretty much every college student asks …

Stack of Plastic Credit Cards
Credit Cards

Credit Card Mistakes to Avoid so You Can Save More Money

EPF July 21, 2018

Many people always make mistakes on how they use their credit cards. And lose money. Here are few ways you can use to save money. Paying after your monthly due date Making your credit card payment late has more than one consequence. With modern technology, including calendar alerts and scheduling automatic payments, there are very …

Credit Card Reviews

How the New Medicare Cards will Help Prevent Identity Theft ?

EPF July 10, 2018

Medicare is making some changes in 2018 that will help protect your identity and keep providing you will proper health benefits. The biggest change will be the new Medicare ID cards. Seniors new to Medicare are usually shocked to see that their Medicare Identification number is the same as their social security number. Especially when …

The Best Business Credit Cards for Small Business Owners
Credit Cards

Will Credit Card Price Protection Continue to Exist?

EPF May 25, 2018

Not only is lending market becoming more flexible, but the entire financial market is becoming more competitive. With so many different companies, banks and lenders, the necessity to find a way to attract more customers has become a norm for everyone in the business. Among others, credit card companies are always looking for new ways …

Best Cashback Reward Credit Cards
Credit Cards

What Is the Actual Difference Between Credit and Charge Cards?

EPF May 18, 2018

A card is a card, right? Just a piece of plastic that you use, a convenient payment method which has been used for years and years. It is so easy to take your card and pay for what you have just bought without thinking about the type of card you are using. However, if you …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

Credit Cards

New Technologies That Improve Credit Card Security

EPF May 7, 2018

We can all see and feel that technology is improving at the speed of light. Sometimes it develops so fast that we simply can’t keep up with it. New technologies are emerging each day, but hackers are becoming smarter too, so there is a need for even more advanced solutions which will keep us safe …

Credit Cards

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you see an advertising of that nice car that you were dreaming on being yours. Then, you contact an online program and apply for an auto …

Credit Cards

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened an account in your name. This should be a free service. Unfortunately, moments like this are when ‘scammy’ monitoring services are advertised, so …

Credit Cards

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more about the breach and how to remedy your finances, then this the right place for you. What actually happened More than 143 million Americans’ …

Loan

Credit Report

What Is the Impact of Personal Loans on Your Credit Score?

EPF August 9, 2018

From time to time, everyone needs a financial infusion. Getting a personal loan is a good way to get quick cash for various purposes. An unsecured personal loan can help you accomplish some of your financial goals without placing collateral or sharing a specific purpose with your lender. But then you think of debt, you …

Loan Reviews

Best Personal Loans With No Credit History 2018

EPF May 3, 2018

You might be thinking that getting a loan with no credit is nearly impossible. You know that big credit institutions, such as banks, will give you a hard time applying for a loan. But there are still several alternatives for getting a loan with no credit besides banks. You can find loans up to $40,000 …

Debt

How to Recover Financially after Buying a House

EPF April 25, 2018

You just made the biggest purchase of your life. You’re excited, but a little panicked. How can you recover financially? Buying your new home most likely drained your bank account, so how do you get your finances under control after such a large investment?  We’re here to help. We compiled a list of financial tips …

College Students

Pros and Cons of Student Loans, Grants and Scholarships (and a List of The 10 Best)

EPF April 13, 2018

Imagine that you are a grad school owner. You offer only one class with 10 attendees. Now, let’s say that 7 of those students cannot pay your class right now so they asked your brother (a banker) for a student loan. By the end of the course, they will pay him back. What happens if …

Credit Cards

The Biggest Credit Inquiries And How To Get Rid Of Them

EPF April 11, 2018

You’ve recently gotten a raise! How exciting is that? You deserve more, right? So, you contact your bank institution and request for a credit limit increase. After a while, you see an advertising of that nice car that you were dreaming on being yours. Then, you contact an online program and apply for an auto …

Loans

Secured Personal Loans vs Auto Title Loans – Which Are Predatory?

EPF April 7, 2018

Secured personal loans and auto title loans are very similar. In fact, auto title loans are considered to be a type of secured personal loans. But in reality, they are totally different! In fact, one can be a great option for some people. The other option is predatory. Secured Personal Loans. Most people define personal …

Credit Report

How to Avoid Scam Loans with a “Less Than Perfect” Credit Score?

EPF April 1, 2018

In everyone’s life there comes a bad financial moment. It can be due to some unexpected costs, temporary job loss or something else. In such moments, people start looking for ways to get some fast cash, including getting loans. But in a hurry, most of you can make big mistakes because there are many scams …

Credit Report

How Do Risk-Based Pricing Affect Your APR

EPF March 30, 2018

Assume that your brother asks you $ 5.000 to buy a new machine for his small business. You know him pretty well, you know his credit history and you believe that his business is doing well so far. Suppose now that it is not your brother anymore, but a friend from college. You have not …

Loan Reviews

7 Easy Bad Credit Loans from Top Lenders That Say YES!

EPF March 16, 2018

If you need fast cash and you have bad credit, then your options are limited. In this case, most people end up getting payday loans with a super high APR. And if they don’t pay it on time, they end up in a debt cycle. The number of companies offering personal loans on reliable rates …

Loans

The Flexibility of Lending Market is Growing in 2018

EPF March 9, 2018

You need some money to cover unexpected costs. This is something that happens to everyone. You search for a loan online, find some great offers and then you get the following answer: ‘We are sorry, but your credit score is 10 points lower than our minimum requirement. You can get a payday loan with an …

Credit Report

Best Personal Loans for Fair Credit Score 2018 – Elite Personal Finance

EPF March 8, 2018

Here is what FICO score range looks like: Excellent(800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) Different credit score means different things for lenders, but if you have between 580 and 669 points, most of the lenders will consider you have a fair …

Credit Report

How to Get a Personal Loan if You Have a Really Bad Credit Score?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) However, just because you have bad credit doesn’t mean that …

College Student

College Students

Should I Get a Credit Card in a College?

EPF July 23, 2018

So, you’ve finally crossed the 18-year threshold into adulthood and you’re working toward completing a college degree. At long last, you can now legally get your very first credit card – but is it wise to make this decision while you’re still in school? This is a question that pretty much every college student asks …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

College Students

Pros and Cons of Student Loans, Grants and Scholarships (and a List of The 10 Best)

EPF April 13, 2018

Imagine that you are a grad school owner. You offer only one class with 10 attendees. Now, let’s say that 7 of those students cannot pay your class right now so they asked your brother (a banker) for a student loan. By the end of the course, they will pay him back. What happens if …

College Students

Best College Towns in The US 2017

EPF August 16, 2017

“What is the best place for my little child to go to college?” This is a question that bothers so many parents in the US nowadays. After having saved enough money for your child’s higher education, you are probably going to think of the best college for them. However, apart from the quality of education …

College Students

How to Get a Student Loan for a College This Season 2018

EPF August 8, 2017

  Due to the increasing competition in the job market, young people are constantly under pressure to have the edge over their peers. One of the most obvious ways to become an employer’s first choice is to get higher education. Colleges have been a staple of young people’s education for centuries, and their importance nowadays …

LendUp Financing Loans
College Students

How Federal Student Loans Differ From Private Student Loans?

EPF July 5, 2017

Do You Need a Loan to Pay For Career School or College? If you are in the market for a student loan, there are two types of loans which may be available for you. One is the federal student system, which is funded by the federal government, and the other is a private student loan …

College Students

How to Solve Student Loan Problems?

EPF May 4, 2017

Are student loans another bubble yet to burst that will crash the US economy? It might seem that way as the total debt is $1.4 Trillion and the average class of 2016 graduate owing $37,172. However, hope isn’t lost and there are potential ways to mitigate this 800-pound gorilla. I believe that there are ideas that everybody …

College Students

Student Loan Solution – Reviews of The Best Programs Available

EPF April 28, 2017

Does paying off your student loans seem daunting? I can imagine, as the average graduate owes $37,172 and total student debt approaches $1.3 Trillion. Fortunately, there are many ways to repay your student loans including programs available to help borrowers. These programs can vary depending on your degree, but the most common programs are income based and include IBR, PAYE, …

Peer Lending Reviewed
Business Loans

How to Get The Best Annual Percentage Rates (APR) When Applying For a Loan?

EPF April 12, 2017

 What is the APR? Annual percentage rate, or APR, is the term used for the interest rate calculated for an entire year, rather than a monthly charge on a personal loan, credit card, vehicle loan etc. The finance provider averages this amount over the full term of the loan, so that you know at the …

millionaire
College Students

Tips to Make More Money with Freelancing

EPF April 5, 2017

Make some extra money with freelancing Almost everybody wants to supplement their income and make some extra cash. Freelancing on the internet seems like a good way to do it, but it is not as simple as it sounds. There is a lot of research and work to do before you can brand yourself as …

College Students

Useful Tax Refunds Tips for College Students

EPF March 13, 2017

It is not free money Sometimes tax refund can feel like free money – manna from heaven! However, students should remember that it was their money which was paid to the IRS in the first place. For that reason, it is advisable that careful consideration be given as to how you spend the refund. If …

online identity protection guide
College Students

How Medical Debt Can Ruin Your Credit Score

EPF January 31, 2017

The most common debt. Research by the Consumer Financial Protection Bureau has indicated that a tremendously large number of collection notices on credit reports are the result of outstanding medical debt. Medical debt poses a risk to everyone, young and old and whether you have health insurance or not. It is estimated that about 65% …

Identity theft

Credit Card Reviews

How the New Medicare Cards will Help Prevent Identity Theft ?

EPF July 10, 2018

Medicare is making some changes in 2018 that will help protect your identity and keep providing you will proper health benefits. The biggest change will be the new Medicare ID cards. Seniors new to Medicare are usually shocked to see that their Medicare Identification number is the same as their social security number. Especially when …

Credit Freeze vs Fraud Alert vs Monitoring
Credit Report

Credit Freeze Is About to Become Free

EPF June 8, 2018

Identity theft and cybercrime are putting more and more people in danger, especially residents of the US. For this reason, most people opt for a free credit monitoring service hoping that it will be enough to protect them from hackers and fraudsters. But the real truth is that this method is not too effective. On …

College Students

Advanced Tips to Keep Your Credit Card Information Secure

EPF May 12, 2018

Technology is booming, now more than ever. Consequently, fraud and data breach are booming too. With improved technology, hackers are getting smarter and credit card information is becoming more vulnerable. In 2017 alone, the Identity Resource Center reported a total of 1,579 data breaches, which compromised more than 174 million records. This is 45 percent …

Credit Cards

New Technologies That Improve Credit Card Security

EPF May 7, 2018

We can all see and feel that technology is improving at the speed of light. Sometimes it develops so fast that we simply can’t keep up with it. New technologies are emerging each day, but hackers are becoming smarter too, so there is a need for even more advanced solutions which will keep us safe …

Fraud

What You Should Know About Tax Identity Theft in 2018

EPF January 26, 2018

Tax identity theft is one of the most devastating as well as evasive forms of identity theft. It can go unnoticed until the IRS notifies victims that there is something wrong with their tax return. What is Tax Identity Theft Tax identity theft occurs when a person illegally files a tax return under another person’s …

Credit Cards

14 Experts Answer – “What Can People Do After the Equifax Breach and How to Prevent Identity Theft?”

EPF September 27, 2017

    WalletHub, Jill Gonzalez The first step to take after the Equifax breach is to sign up for a 24/7 credit monitoring so you can find out right away if someone has opened an account in your name. This should be a free service. Unfortunately, moments like this are when ‘scammy’ monitoring services are advertised, so …

Credit Report

Equifax Now Offer Free Credit Freeze!

EPF September 18, 2017

After the recent massive Equifax data breach, many people started to panic and lose faith in the safety of credit bureaus. As you already know, more than 143 million Americans’ personal information got potentially compromised during the breach that was discovered on July 29 this year. It is only natural that the victims of the …

Credit Cards

What to Do After Equifax Breach – The Ultimate Guide

EPF September 14, 2017

  Even if you are not one of the Equifax customers, you must have heard of the big data breach that has recently happened. If you want to find out more about the breach and how to remedy your finances, then this the right place for you. What actually happened More than 143 million Americans’ …

Fraud

IRS Issues Urgent Warning to Beware IRS FBI Themed Ransomware Scam

EPF September 9, 2017

You must have heard or read it so many times, again and again on many websites and blogs: Beware of cybercrime. And indeed, you should be extremely careful when it comes to this type of crime. Hackers and fraudsters are very smart and innovative, always finding new ways to steal your identity or hack your …

Fraud

Safest And Least Safe US Cities By Fraud and Scams 2017

EPF July 20, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were 3,050,374 complaints in the U.S., data from the Federal Trade Commission in 2016. US consumers paid $744 million in fraud complaints in 2016, while the average sum paid was $450. You wouldn’t …

Fraud

The Safest And Least Safe US Cities By Identity Theft 2017

EPF July 17, 2017

Residents in some cities are more vulnerable to identity theft, according to a review of federal data by Elite Personal Finance. There were 399,225 identity theft complaints in the U.S., data from the Federal Trade Commission in 2016. For this reason, Elite Personal Finance analyzed the identity theft risk by cities.   METHODOLOGY & RANKING …

Fraud

Safest US States By Fraud and Scams 2017

EPF July 17, 2017

Residents in some states are more vulnerable to identity theft, fraud and scams according to a review of federal data by Elite Personal Finance.  There were 3,050,374 complaints in the U.S., data from the Federal Trade Commission in 2016.   Total Numbers of Companies   Total Numbers of Complains by Crime Types   Here is what …

Money Making Guides

Credit Report

Best Personal Loans for Fair Credit Score 2018 – Elite Personal Finance

EPF March 8, 2018

Here is what FICO score range looks like: Excellent(800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) Different credit score means different things for lenders, but if you have between 580 and 669 points, most of the lenders will consider you have a fair …

Credit Report

How to Get a Personal Loan if You Have a Really Bad Credit Score?

EPF March 7, 2018

If you have a FICO score between 300 and 579, then lenders consider you have bad credit. FICO credit score rating looks like this: Excellent (800 to 850) Very Good (740 to 799) Good (670 to 739) Fair (580 to 669) Bad (300 to 579) However, just because you have bad credit doesn’t mean that …

millionaire
College Students

Tips to Make More Money with Freelancing

EPF April 5, 2017

Make some extra money with freelancing Almost everybody wants to supplement their income and make some extra cash. Freelancing on the internet seems like a good way to do it, but it is not as simple as it sounds. There is a lot of research and work to do before you can brand yourself as …

Fraud

List of The Best Bitcoin and Altcoin Platform Exchanges in 2018

EPF March 11, 2017

The Bitcoin world has evolved wonderfully since Silk Road and the MtGox fiasco. Things are now taken seriously, there’s around $10 billion invested into Bitcoin and over a billion of this is put into altcoins like Ethereum, Litecoin, and over 100’s more! The altcoin market itself has grown excessively — going from being worth $60 …

My BJs Perks Plus MasterCard
Make Money

How Discounts and Special Offers Can Work For Your Business?

EPF December 8, 2016

Have you ever been attracted to certain companies by offers and discounts? Every day in the market place we are besieged by special pricing offers which range from simple discounts, buy-one-get-one-free promotions to package deal purchases, loyalty schemes, and more. These promotional activities have been proved to work very well. If your business is going …

Money Order Fraud and Scams to Lookout For
Fraud

Here’s How to Use Money Orders Safely

EPF July 30, 2016

Money orders are by far not the most popular money tool today but they can be very useful in a variety of circumstances. Whether you need to send a long distance secure payment to reserve a Craigslist sale or provide a relative some emergency cash, money orders are still very useful in a world dominated …

Credit Cards

6 Simple Tips to Get More From Your Reward Credit Cards

EPF July 19, 2016

Reward cards are a great way to get more from your credit card, but they are a financial minefield, combining risk and reward, and not always in equal measures. The goal is to find a card that is more reward and less risk, and to make sure that you use it properly. So, read on …

Upwork Logo
College Students

Could Ethereum Make the ‘Decentralized Upwork’ Happen?

EPF July 16, 2016

Working online as a freelancer imposes many risks. Your identity could easily get stolen, your hours and pay aren’t guaranteed, and sometimes the simplest change could put you out of a job. But the online freelancer industry is a lucrative one, and it’s taking off like a rising tide. Upwork (a merge of oDesk and …

Make Money

The Beginner’s Guide to Profit from Bitcoin and Altcoins

EPF July 13, 2016

Bitcoin is now bigger than ever. We’re in 2016 and the Bitcoin price is $674.62 USD (as of writing this) and things are only looking up in the mid-to-long term. That is because the Bitcoin technology has been proven to be unbreakable, which has eliminated the naysayers. And now big investors and even everyday people …

best freelancer writing sites to make money online
College Students

Best Paying Sites with Daily Work for Writers

EPF June 23, 2016

The best freelance writers earn $5,000 to $15,000 a month or their hard work. Many earn in the $2,500 to $5,000 per month range without struggling too much. However, these earnings are only possible if you know where to get the right clients.  Since we have some expert freelance writers that contribute to Elite Personal Finance, …

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College Students

The Complete Guide to Making $100,000 a Year Writing Online

EPF May 29, 2016

Quit wasting your time doing paid surveys. You will make a dollar or two a day. If you want to get paid fairly for your time, start doing some writing tasks. These will award you anywhere from $5 to $50 an hour depending on your skill level. In fact, you could make $100,000 a year …

online identity theft prevention
Identity Theft

The Freelancer’s Full Guide to Online Identity Safety

EPF May 28, 2016

The online freelancing industry is growing at a rapid pace. Much of this is due to the fast growth of Upwork, a company that merged with eLance while operating under the oDesk brand. Upwork’s goal is to transform their annual revenue (the amount their freelancers bring in) from $1 billion to $10 billion in six years. …

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