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Our experts review millions of financial products and pick the best ones for you. We help you find the best credit cards, loans, identity theft protection companies and much more.


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Find personal finance topics which are the most relevant for you. With more than a decade of experience, we’ve got everything you need in one place.

Credit Report
Credit Report

Learn Everything About Your Credit Score

  • Learn how to get a free credit report
  • Learn where to find the best credit monitoring and identity theft protection services (some of them are totally free)
  • Learn how to always improve your credit score
  • Learn the biggest mistakes that lower your credit score

30 Ways to Increase Credit Score in 2018

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Understand How Credit Report Works

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Understand FICO Scores

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How to Get a Totally Free FICO Score

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How to Read Your Credit Report

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Best Credit Report Sites for 2018

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Credit Card
Credit Report

Find the Best Credit Card for You

Did you know that Americans lose millions of dollars every day due to bad credit card deals?

Picking the right credit card can help you save a lot of money.


Find Your Best Credit Card by Category

Huge Signup Bonuses (Up To $500)

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Best Credit Cards for Bad Credit

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Best Credit Cards for Fair Credit

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Credit Report

Compare the Best Loans

Whether you have good, bad or fair credit, you can get personal loans if you look in the right place.

Elite Personal Finance lists the best lenders for 2018. But first, let us give you the most important information you need to know before applying for a loan.


Find Your Best Credit Card by Category

Shop Around

Comparing loans from multiple lenders can help you find which loan is the best for you. Even the top financial experts can't say with certainty what exact loans are the best for you. Review all of your options before getting the loan.

Avoid Loan Scams

There are a lot of scam loan companies. Also, there are loans that are technically not scams, but we still recommend you to avoid them. These are loans with high APR like payday and auto title loans. Read our guide on finding legit loans.

Wait for Offers and Apply for the Best

After applying for legit loans, you need to pick the best offers.

Best Personal Loans by Category

Based on your needs, our team of experts has prepared the best loan for each category.

Best Personal Loans for Bad Credit

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Best Personal Loans for Fair Credit

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Best Personal Loans for No Credit

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Best Personal Loans Tips from EPF

  • The loan market is becoming more and more flexible, so even people with bad credit can get a personal loan.

  • Avoid predatory loans like payday and auto title loans. Now people have a much better chance to get a personal loan than a few years ago.

  • Always work on your credit score to get a better APR on your loans and save more money.


Latest Blog Posts


I Want to Get a 3 – Month Payday Loan, What Are My Best Options? – Your Question Answered by Elite Personal Finance

EPF September 19, 2018

Many people often ask us about the best options to get short-term loans of about 3 to 12 months. Based on extensive customer feedback, we found out that most of these people actually end up getting payday loans… You need...

Loan Reviews

Upstart Review 2018 – Great Personal Loans Even for People with Insufficient Credit History

EPF September 14, 2018

  Upstart offer personal loans even for people with insufficient credit history. They are one of the biggest names in personal loans. Here is what we can say about their target. People with FICO score at least 620. People with...

Credit Cards

The Most Effective Ways To Rack Up Air Miles

EPF September 7, 2018

Air miles are a simple concept that can still prove difficult for some to wrap their heads around. Fortunately, the truth is that air miles are only as complex as you make them. All that matters is what you want...

Loan Reviews

Best Small Business Loans for 2018

EPF August 30, 2018

So you have a small business and you need some capital?  Will you get approved for a small business loan?  What are the best options, and who offers the best rates?  If you are asking yourself these questions, you came...

Credit Report

This Is the Contact Information of Credit Bureaus

EPF August 29, 2018

You might want to contact one of the credit bureaus for a number of reasons, and they don’t always have to be negative. You may need to dispute a negative item or request a credit freeze, but you can also...

College Students

Best Ways to Save Money as a College Freshman

EPF August 28, 2018

It is that time of year again – the beginning of a new school year. But this time, something is different – your child is going to college. Congratulations! You have done a great job raising your kid and now...

Credit Card Reviews

These Are the Credit Cards That Offer Free FICO Score

EPF August 24, 2018

Knowing your credit score is incredibly important, just like knowing how healthy you are. And nowadays, there is no reason not to know your credit score. In the past, only lenders could know consumers’ credit scores. But now, you can...

Save Money

How to Financially Recover After Vacation

EPF August 23, 2018

  You just got back from your two-week vacation. You are telling your friends and family how wonderful it was: the water was crystal clear, the sky bright blue and you enjoyed every single minute you spent on the beach....


Your Wallet on Vacation

EPF August 16, 2018

There are two types of people: those who pack their things two days before going on vacation and those who do it two hours before leaving their home. However, all of us have things that we always carry in our...

Credit Cards

Debit vs Credit Cards: The differences and benefits of using credit cards responsibly

EPF August 15, 2018

Debit and credit cards are very similar looking. Both have a logo of a major credit card network like Visa or Mastercard, and both permit the purchase of goods or services. However, there are quite a few differences that may...

Trusted Companies

ElitePersonalFinance reviews and compares only the best financial products from the top companies.