Best Local Credit Unions in Tennessee of October 2026

BadCreditLoans

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Download our complete list of all bad credit lenders 2020!

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

CashAdvance

$100 - $1,000

Min Credit Score: 0

APR: Vary

1 - 12 month

Time to Fund: 1 Day

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

BadCreditLoans

Up to: $5,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Compare All Debt Consolidation Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Compare All Debt Consolidation Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

LendingTree

Up to $1 Million

APR: From 3.09%

From 1.99%

SuperMoney - Compare Loans to Buy Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

SuperMoney - Compare Loans to Refinance Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

My Consumers

Up to: $250

Min Credit Score: 640

APR: 2.24% - 14.99%

FirstChoiceAutoLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

MaxCarLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

StandardAutoFinancial for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

myAutoloan

Up to: $7,500

Min Credit Score: 500

APR: 1.99% - 24.9%

CapitalOne

Up to: $4,000

Min Credit Score: 500

APR: 3.99% - 24.99%

Lending Club

Up to: $5,000

Min Credit Score: 510

APR: 3.49% - 24.99%

Carvana.com

Up to: $7,500

Min Credit Score: 0

APR: 7.99% - 14.99%

Compare All Mortgage Lenders at LendingTree

Find The Best Lender

Min Credit Score: 0

Compare All Mortgage Lenders at Credible

Find The Best Lender

Min Credit Score: 0

New American Funding

Min Credit Score: 700

Min Down Payment: 3%

Rocket Mortgage

Min Credit Score: 620

Min Down Payment: 3%

Quicken Loans

Min Credit Score: 620

Min Down Payment: 3%

Bank Of America

Min Credit Score: 620

Min Down Payment: 3%

Citi Bank

Min Credit Score: 0

Min Down Payment: 3%

PNC Bank

Min Credit Score: 0

Min Down Payment: 3%

Compare All Student Loans at SuperMoney

Up to $300,000

Min Credit Score: 0

APR: Vary

Refinance Your Student Loan with Credible

Compare all student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Credible Private Student Loans

Compare all private student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Sallie Mae

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.15%

Min. Credit Score: Does not disclose

College Ave Student Loans

Fixed APR: 3.99 - 12.99%

Variable APR: 1.24 - 11.98%

Min. Credit Score: Mid-600s

Ascent

Fixed APR: 3.84 - 14.50%

Variable APR: 2.73 - 13.01%

Min. Credit Score: 540

Sofi

Fixed APR: 4.11 - 11.83%

Variable APR: 1.78 - 11.73%

Min. Credit Score: Does not disclose

Earnest

Fixed APR: 3.95 - 12.78%

Variable APR: 1.24 - 11.44%

Min. Credit Score: 650

Discover Student Loans

Fixed APR: 4.84 - 12.39%

Variable APR: 1.59 - 10.99%

Min. Credit Score: Does not disclose

Commonbond

Fixed APR: 5.45 - 9.74%

Variable APR: 3.31 - 9.29%

Min. Credit Score: 660

Lendkey

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.76%

Min. Credit Score: 660

Citizens One

Fixed APR: 4.25 - 11.53%

Variable APR: 1.25 - 11.01%

Min. Credit Score: Does not disclose

Compare All Business Loans at SuperMoney

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Compare All Business Loans at LendingTree

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Kabbage

Up to: $250,000

Min Credit Score: 0

APR: 24% - 99%

Camino Financial

Up to: $100,000

Min Credit Score: 600

APR: Vary

Credibility Capital

Up to: $350,000

Min Credit Score: 650

APR: 10% - 25%

LendingClub

Up to: $300,000

Min Credit Score: 600

APR: 10% - 35.7%

StreetShares

Up to: $150,000

Min Credit Score: 600

APR: 9% - 40%

OnDeck

Up to: $500,000

Min Credit Score: 500

APR: 16.7% - 99.4%

QuarterSpot

Up to: $200,000

Min Credit Score: 550

APR: 30% - 70%

FundBox

Up to: $100,000

Min Credit Score: 0

APR: 10% - 79%

Blue Vine

Up to: $5,000,000

Min Credit Score: 530

APR: 15% - 78%