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Last Update: February 12, 2020
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Best Personal Loans for Bad Credit 2020

BadCreditLoans

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

Apply Now

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

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OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

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Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Download our complete list of all bad credit lenders 2020!

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LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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CashAdvance

$100 - $1,000

Min Credit Score: 0

APR: Vary

1 - 12 month

Time to Fund: 1 Day

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

Best Personal Loans for Fair Credit 2020

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

BadCreditLoans

Up to: $5,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

Apply Now

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

Apply Now

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

Apply Now

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

Best Personal Loans for Good Credit 2020

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

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PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

Apply Now

SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

Apply Now

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

Apply Now

Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Apply Now

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

Best Debt Consolidation Loans 2020

Compare All Debt Consolidation Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

Compare All Debt Consolidation Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Apply Now

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

Apply Now

SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

Apply Now

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

Apply Now

Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Apply Now

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

Best Auto Loans 2020

LendingTree

Up to $1 Million

APR: From 3.09%

From 1.99%

Apply Now

SuperMoney - Compare Loans to Buy Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

SuperMoney - Compare Loans to Refinance Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

My Consumers

Up to: $250

Min Credit Score: 640

APR: 2.24% - 14.99%

Apply Now

FirstChoiceAutoLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

MaxCarLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

StandardAutoFinancial for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

myAutoloan

Up to: $7,500

Min Credit Score: 500

APR: 1.99% - 24.9%

Apply Now

CapitalOne

Up to: $4,000

Min Credit Score: 500

APR: 3.99% - 24.99%

Apply Now

Lending Club

Up to: $5,000

Min Credit Score: 510

APR: 3.49% - 24.99%

Apply Now

Carvana.com

Up to: $7,500

Min Credit Score: 0

APR: 7.99% - 14.99%

Apply Now

Best Mortgage Loans 2020

Compare All Mortgage Lenders at LendingTree

Find The Best Lender

Min Credit Score: 0

Apply Now

Compare All Mortgage Lenders at Credible

Find The Best Lender

Min Credit Score: 0

Apply Now

New American Funding

Min Credit Score: 700

Min Down Payment: 3%

Apply Now

Rocket Mortgage

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Quicken Loans

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Bank Of America

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Citi Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

PNC Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

Best Student Loans 2020

Compare All Student Loans at SuperMoney

Up to $300,000

Min Credit Score: 0

APR: Vary

Apply Now

Refinance Your Student Loan with Credible

Compare all student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Credible Private Student Loans

Compare all private student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Sallie Mae

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.15%

Min. Credit Score: Does not disclose

Apply Now

College Ave Student Loans

Fixed APR: 3.99 - 12.99%

Variable APR: 1.24 - 11.98%

Min. Credit Score: Mid-600s

Apply Now

Ascent

Fixed APR: 3.84 - 14.50%

Variable APR: 2.73 - 13.01%

Min. Credit Score: 540

Apply Now

Sofi

Fixed APR: 4.11 - 11.83%

Variable APR: 1.78 - 11.73%

Min. Credit Score: Does not disclose

Apply Now

Earnest

Fixed APR: 3.95 - 12.78%

Variable APR: 1.24 - 11.44%

Min. Credit Score: 650

Apply Now

Discover Student Loans

Fixed APR: 4.84 - 12.39%

Variable APR: 1.59 - 10.99%

Min. Credit Score: Does not disclose

Apply Now

Commonbond

Fixed APR: 5.45 - 9.74%

Variable APR: 3.31 - 9.29%

Min. Credit Score: 660

Apply Now

Lendkey

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.76%

Min. Credit Score: 660

Apply Now

Citizens One

Fixed APR: 4.25 - 11.53%

Variable APR: 1.25 - 11.01%

Min. Credit Score: Does not disclose

Apply Now

Best Business Loans 2020

Compare All Business Loans at SuperMoney

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Apply Now

Compare All Business Loans at LendingTree

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Apply Now

Kabbage

Up to: $250,000

Min Credit Score: 0

APR: 24% - 99%

Apply Now

Camino Financial

Up to: $100,000

Min Credit Score: 600

APR: Vary

Apply Now

Credibility Capital

Up to: $350,000

Min Credit Score: 650

APR: 10% - 25%

Apply Now

LendingClub

Up to: $300,000

Min Credit Score: 600

APR: 10% - 35.7%

Apply Now

StreetShares

Up to: $150,000

Min Credit Score: 600

APR: 9% - 40%

Apply Now

OnDeck

Up to: $500,000

Min Credit Score: 500

APR: 16.7% - 99.4%

Apply Now

QuarterSpot

Up to: $200,000

Min Credit Score: 550

APR: 30% - 70%

Apply Now

FundBox

Up to: $100,000

Min Credit Score: 0

APR: 10% - 79%

Apply Now

Blue Vine

Up to: $5,000,000

Min Credit Score: 530

APR: 15% - 78%

Apply Now

Best Loans By State 2020

Best Loans is Alabama Best Loans is Alaska Best Loans is Arizona Best Loans is Arkansas Best Loans is California Best Loans is Colorado Best Loans is Connecticut Best Loans is Delaware Best Loans is Florida Best Loans is Georgia Best Loans is Hawaii Best Loans is Idaho Best Loans is Illinois Best Loans is Indiana Best Loans is Iowa Best Loans is Kansas Best Loans is Kentucky Best Loans is Maine Best Loans is Maryland Best Loans is Massachusetts Best Loans is Minnesota Best Loans is Missouri Best Loans is Michigan Best Loans is Mississippi Best Loans is Montana Best Loans is Louisiana Best Loans is Nebraska Best Loans is Nevada Best Loans is New Hampshire Best Loans is New Jersey Best Loans is New York Best Loans is New Mexico Best Loans is North Dakota Best Loans is North Carolina Best Loans is Ohio Best Loans is Oklahoma Best Loans is Oregon Best Loans is Pennsylvania Best Loans is Rhode Island Best Loans is South Carolina Best Loans is South Dakota Best Loans is Tennessee Best Loans is Texas Best Loans is Utah Best Loans is Vermont Best Loans is Virginia Best Loans is Washington Best Loans is Wisconsin Best Loans is West Virginia Best Loans is Wyoming
Compare All Credit Cards

Bad Credit

Capital One® Secured Mastercard®

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

OpenSky® Secured Visa® Credit Card

APR: 19.14%

Intro APR: N/A

Annual Fee: $35

Apply Now

Discover it® Secured

APR: 24.74%

Intro APR: 10.99%

Annual Fee: $0

Apply Now

Digital Federal Credit Union Visa Platinum Secured Credit Card

APR: 13.25%

Intro APR: N/A

Annual Fee: $0

Apply Now

First Progress Platinum Elite

APR: 20.14%

Intro APR: N/A

Annual Fee: $29

Apply Now

Green Dot Primor Classic

APR: 13.99%

Intro APR: N/A

Annual Fee: $39

Apply Now

Green Dot Primor Gold

Annual Fee: $9.99%

Intro APR: N/A

Regular APR: 49%

Apply Now

Milestone

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

First Progress Platinum Select

APR: 14.24%

Intro APR: N/A

Annual Fee: $39

Apply Now

Indigo® Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

First Progress Platinum Prestige

APR: 10.24%

Intro APR: N/A

Annual Fee: $49

Apply Now

Indigo® Mastercard®

APR: 23.99%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Indigo® Platinum Mastercard®

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Secured

APR: 16.50%

Intro APR: N/A

Annual Fee: $39

Apply Now

Fair Credit

Capital One

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Milestone Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

Indigo Platinum

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Journey Student Rewards

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Indigo

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Charity Charge World

APR: 11.24%-21.24%

Intro APR: 1.99% for 6 months

Annual Fee: $0

Apply Now

Indigo Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Standard

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

Apply Now

Gold

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

Apply Now

Good Credit

Credible

Compare All Personal Loans at One Place

$1,000 - $100,000

Min Credit Score: 0

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

LendingTree

Up to $50,000

Min Credit Score: 500

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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Citi® Double Cash

APR: 15.24% - 25.24%

Intro APR: N/A

Annual Fee: $0

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Capital One® Savor®

APR: 16.24% - 25.24%

Intro APR: N/A

Annual Fee: $0 after first year $95

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Capital One® SavorOne

APR: 14.74% - 24.74%

Intro APR: $0 for 15 months

Annual Fee: $0

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HSBC Gold

APR: Variable APR of 12.74%, 16.74% or 20.74%

Intro APR: $0 for 18 months

Annual Fee: $0

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HSBC Cash Rewards

APR: Variable APR of 14.74%, 18.74% or 24.74%

Intro APR: N/A

Annual Fee: $0

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Citi Simplicity®

APR: 15.74% - 25.74% (Variable)

Intro APR: $0 for 18 months

Annual Fee: $0

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Citi® Diamond Preferred®

APR: 14.74% - 24.74% (Variable)

Intro APR: $0 for 12 months

Annual Fee: $0

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Milestone® Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

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Indigo® Platinum

APR:23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Rewards Credit Cards

Chase Sapphire Preferred®

APR: 17.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Chase Freedom®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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Chase Freedom Unlimited®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

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MBNA World Elite MasterCard

APR: 19.99%

Intro APR: $0 for 6 months

Annual Fee: $0

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Capital One® Venture®

APR: 14.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

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Discover it® Cash Back

APR: 13.74% - 24.74% (Variable)

Intro APR:$0 for 14 months

Annual Fee: $0

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Travel Credit Cards

Chase Sapphire Preferred

APR: N/A

Intro APR: N/A

Annual Fee: $450

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Chase Freedom Unlimited

APR: 14.24% - 23.24%

Intro APR: $0 for 15 months

Annual Fee: $0

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Citi Double Cash

APR: Variable APR of 12.99%, 17.99% or 22.99%

Intro APR: N/A

Annual Fee: $0

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Southwest Airlines Rapid

APR: N/A

Intro APR: N/A

Annual Fee: N/A

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Starwood Preferred Guest

APR: N/A

Intro APR:$0 for 12 months

Annual Fee: $95

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