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Best Personal Loans for Bad Credit 2020

BadCreditLoans

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

Apply Now

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

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OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

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Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Download our complete list of all bad credit lenders 2020!

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LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

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QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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CashAdvance

$100 - $1,000

Min Credit Score: 0

APR: Vary

1 - 12 month

Time to Fund: 1 Day

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

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Best Personal Loans for Fair Credit 2020

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

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Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

BadCreditLoans

Up to: $5,000

Min Credit Score: 0

APR: 5.99% - 35.99%

3 - 36 month

Time to Fund: 1 Day

Apply Now

CashUSA

$1,000 – $10,000

Min Credit Score: 0

APR: 5.99% - 35.99%

24 - 60 months

Time to Fund: 1 Day

Apply Now

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

OppLoans

$1,000 – $5,000

Min Credit Score: 0

APR: 99% - 199%

9 - 36 months

Time to Fund: 1 Day

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LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

MarketLoans

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

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SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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QuickLoanPlace

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

AdvanceLoan

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

FastLoans

$100 - $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

InstallmentLoanSOS

$100 - $2,500

Min Credit Score: 0

APR: 5.99% - 35.99%

1 - 120 month

Time to Fund: 1 Day

Apply Now

Best Personal Loans for Good Credit 2020

Compare All Personal Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

Compare All Personal Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

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Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

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PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

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SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

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LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

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Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Apply Now

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

Best Debt Consolidation Loans 2020

Compare All Debt Consolidation Loans at SuperMoney

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

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Compare All Debt Consolidation Loans at Credible

$100 - $100,000

Min Credit Score: 0

APR: 3.99% - 35.99%

Apply Now

PayOff

$5,000 – $35,000

Min Credit Score: 640

APR: 5.99% – 24.99%

24 - 60 months

Time to Fund: 1 - 7 Days

Apply Now

Upgrade

$1,000 – $50,000

Min Credit Score: 600

APR: 7.99% - 35.97%

36 - 60 months

Time to Fund: 1 Day

Apply Now

LendJetFunds

$100 – $10,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LoanServiceUSA

$100 – $40,000

Min Credit Score: 0

APR: Vary

1 – 60 Months

Time to Fund: < 1 Day

Apply Now

LendingTree

$1,000 – $50,000

Min Credit Score: 500

APR: 3.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

Personal Loans

$1,000 – $35,000

Min Credit Score: 580

APR: 5.99% - 35.99%

36 - 72 month

Time to Fund: 1 Day

Apply Now

Prosper

$2,000 - $40,000

Min Credit Score: 640

APR: 7.95% – 35.99%

36 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

SignatureLoans

$1,000 – $35,000

Min Credit Score: 0

APR: 5.99% - 35.99%

2 - 5 Years

Time to Fund: 1 Day

Apply Now

SoFi

$5,000 - $100,000

Min Credit Score: 680

APR: 5.99% - 16.19%

24 - 84 months

Time to Fund: 1 - 7 Days

Apply Now

LaurelRoad

$1,000 - $45,000

Min Credit Score: 660

APR: 8.01% - 22.56%

36 - 60 months

Time to Fund: 1 - 5 Days

Apply Now

Discover

$2,500 - $35,000

Min Credit Score: 660

APR: 6.99% - 24.99%

36 - 84 month

Time to Fund: 1 - 7 Days

Apply Now

Freedom Plus

$7,500 - $40,000

Min Credit Score: 620

APR: 7.99% - 29.99%

24 - 60 months

Time to Fund: 1 - 3 Days

Apply Now

Best Auto Loans 2020

LendingTree

Up to $1 Million

APR: From 3.09%

From 1.99%

Apply Now

SuperMoney - Compare Loans to Buy Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

SuperMoney - Compare Loans to Refinance Car

$1,000 - $100,000

Min Credit Score: 0

From 1.99%

Apply Now

My Consumers

Up to: $250

Min Credit Score: 640

APR: 2.24% - 14.99%

Apply Now

FirstChoiceAutoLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

MaxCarLoan for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

StandardAutoFinancial for Bad Credit

Up to $100,000

Min Credit Score: 0

APR: Vary

Apply Now

myAutoloan

Up to: $7,500

Min Credit Score: 500

APR: 1.99% - 24.9%

Apply Now

CapitalOne

Up to: $4,000

Min Credit Score: 500

APR: 3.99% - 24.99%

Apply Now

Lending Club

Up to: $5,000

Min Credit Score: 510

APR: 3.49% - 24.99%

Apply Now

Carvana.com

Up to: $7,500

Min Credit Score: 0

APR: 7.99% - 14.99%

Apply Now

Best Mortgage Loans 2020

Compare All Mortgage Lenders at LendingTree

Find The Best Lender

Min Credit Score: 0

Apply Now

Compare All Mortgage Lenders at Credible

Find The Best Lender

Min Credit Score: 0

Apply Now

New American Funding

Min Credit Score: 700

Min Down Payment: 3%

Apply Now

Rocket Mortgage

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Quicken Loans

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Bank Of America

Min Credit Score: 620

Min Down Payment: 3%

Apply Now

Citi Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

PNC Bank

Min Credit Score: 0

Min Down Payment: 3%

Apply Now

Best Student Loans 2020

Compare All Student Loans at SuperMoney

Up to $300,000

Min Credit Score: 0

APR: Vary

Apply Now

Refinance Your Student Loan with Credible

Compare all student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Credible Private Student Loans

Compare all private student loans at one place.

Credible will pay you $200 if you find a better rate somewhere else!

As low as 1.29%

Apply Now

Sallie Mae

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.15%

Min. Credit Score: Does not disclose

Apply Now

College Ave Student Loans

Fixed APR: 3.99 - 12.99%

Variable APR: 1.24 - 11.98%

Min. Credit Score: Mid-600s

Apply Now

Ascent

Fixed APR: 3.84 - 14.50%

Variable APR: 2.73 - 13.01%

Min. Credit Score: 540

Apply Now

Sofi

Fixed APR: 4.11 - 11.83%

Variable APR: 1.78 - 11.73%

Min. Credit Score: Does not disclose

Apply Now

Earnest

Fixed APR: 3.95 - 12.78%

Variable APR: 1.24 - 11.44%

Min. Credit Score: 650

Apply Now

Discover Student Loans

Fixed APR: 4.84 - 12.39%

Variable APR: 1.59 - 10.99%

Min. Credit Score: Does not disclose

Apply Now

Commonbond

Fixed APR: 5.45 - 9.74%

Variable APR: 3.31 - 9.29%

Min. Credit Score: 660

Apply Now

Lendkey

Fixed APR: 4.25 - 12.35%

Variable APR: 1.25 - 11.76%

Min. Credit Score: 660

Apply Now

Citizens One

Fixed APR: 4.25 - 11.53%

Variable APR: 1.25 - 11.01%

Min. Credit Score: Does not disclose

Apply Now

Best Business Loans 2020

Compare All Business Loans at SuperMoney

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Apply Now

Compare All Business Loans at LendingTree

Up to $5 Millions

Min Credit Score: 0

APR: Vary

Apply Now

Kabbage

Up to: $250,000

Min Credit Score: 0

APR: 24% - 99%

Apply Now

Camino Financial

Up to: $100,000

Min Credit Score: 600

APR: Vary

Apply Now

Credibility Capital

Up to: $350,000

Min Credit Score: 650

APR: 10% - 25%

Apply Now

LendingClub

Up to: $300,000

Min Credit Score: 600

APR: 10% - 35.7%

Apply Now

StreetShares

Up to: $150,000

Min Credit Score: 600

APR: 9% - 40%

Apply Now

OnDeck

Up to: $500,000

Min Credit Score: 500

APR: 16.7% - 99.4%

Apply Now

QuarterSpot

Up to: $200,000

Min Credit Score: 550

APR: 30% - 70%

Apply Now

FundBox

Up to: $100,000

Min Credit Score: 0

APR: 10% - 79%

Apply Now

Blue Vine

Up to: $5,000,000

Min Credit Score: 530

APR: 15% - 78%

Apply Now

Best Loans By State 2020

Best Loans is Alabama

Best Loans is Alaska

Best Loans is Arizona

Best Loans is Arkansas

Best Loans is California

Best Loans is Colorado

Best Loans is Connecticut

Best Loans is Delaware

Best Loans is Florida

Best Loans is Georgia

Best Loans is Hawaii

Best Loans is Idaho

Best Loans is Illinois

Best Loans is Indiana

Best Loans is Iowa

Best Loans is Kansas

Best Loans is Kentucky

Best Loans is Maine

Best Loans is Maryland

Best Loans is Massachusetts

Best Loans is Minnesota

Best Loans is Missouri

Best Loans is Michigan

Best Loans is Mississippi

Best Loans is Montana

Best Loans is Louisiana

Best Loans is Nebraska

Best Loans is Nevada

Best Loans is New Hampshire

Best Loans is New Jersey

Best Loans is New York

Best Loans is New Mexico

Best Loans is North Dakota

Best Loans is North Carolina

Best Loans is Ohio

Best Loans is Oklahoma

Best Loans is Oregon

Best Loans is Pennsylvania

Best Loans is Rhode Island

Best Loans is South Carolina

Best Loans is South Dakota

Best Loans is Tennessee

Best Loans is Texas

Best Loans is Utah

Best Loans is Vermont

Best Loans is Virginia

Best Loans is Washington

Best Loans is Wisconsin

Best Loans is West Virginia

Best Loans is Wyoming

Compare All Credit Cards

Bad Credit

Capital OneÂ® Secured MastercardÂ®

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

OpenSkyÂ® Secured VisaÂ® Credit Card

APR: 19.14%

Intro APR: N/A

Annual Fee: $35

Apply Now

Discover itÂ® Secured

APR: 24.74%

Intro APR: 10.99%

Annual Fee: $0

Apply Now

Digital Federal Credit Union Visa Platinum Secured Credit Card

APR: 13.25%

Intro APR: N/A

Annual Fee: $0

Apply Now

First Progress Platinum Elite

APR: 20.14%

Intro APR: N/A

Annual Fee: $29

Apply Now

Green Dot Primor Classic

APR: 13.99%

Intro APR: N/A

Annual Fee: $39

Apply Now

Green Dot Primor Gold

Annual Fee: $9.99%

Intro APR: N/A

Regular APR: 49%

Apply Now

Milestone

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

First Progress Platinum Select

APR: 14.24%

Intro APR: N/A

Annual Fee: $39

Apply Now

IndigoÂ® Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

First Progress Platinum Prestige

APR: 10.24%

Intro APR: N/A

Annual Fee: $49

Apply Now

IndigoÂ® MastercardÂ®

APR: 23.99%

Intro APR: N/A

Annual Fee: $0-$99

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IndigoÂ® Platinum MastercardÂ®

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

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Secured

APR: 16.50%

Intro APR: N/A

Annual Fee: $39

Apply Now

Fair Credit

Capital One

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Milestone Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

Indigo Platinum

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Journey Student Rewards

APR: 24.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Indigo

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Charity Charge World

APR: 11.24%-21.24%

Intro APR: 1.99% for 6 months

Annual Fee: $0

Apply Now

Indigo Unsecured

APR: 23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Standard

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

Apply Now

Gold

APR: After 6 months 10.9%-16.9%

Intro APR: 0% for 6 months

Annual Fee: N/A

Apply Now

Good Credit

Credible

Compare All Personal Loans at One Place

$1,000 - $100,000

Min Credit Score: 0

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

LendingTree

Up to $50,000

Min Credit Score: 500

APR: 5.99% - 35.99%

12 - 60 months

Time to Fund: 1 Day

Apply Now

CitiÂ® Double Cash

APR: 15.24% - 25.24%

Intro APR: N/A

Annual Fee: $0

Apply Now

Capital OneÂ® SavorÂ®

APR: 16.24% - 25.24%

Intro APR: N/A

Annual Fee: $0 after first year $95

Apply Now

Capital OneÂ® SavorOne

APR: 14.74% - 24.74%

Intro APR: $0 for 15 months

Annual Fee: $0

Apply Now

HSBC Gold

APR: Variable APR of 12.74%, 16.74% or 20.74%

Intro APR: $0 for 18 months

Annual Fee: $0

Apply Now

HSBC Cash Rewards

APR: Variable APR of 14.74%, 18.74% or 24.74%

Intro APR: N/A

Annual Fee: $0

Apply Now

Citi SimplicityÂ®

APR: 15.74% - 25.74% (Variable)

Intro APR: $0 for 18 months

Annual Fee: $0

Apply Now

CitiÂ® Diamond PreferredÂ®

APR: 14.74% - 24.74% (Variable)

Intro APR: $0 for 12 months

Annual Fee: $0

Apply Now

MilestoneÂ® Gold

APR: 23.90%

Intro APR: N/A

Annual Fee: $35-$99

Apply Now

IndigoÂ® Platinum

APR:23.90%

Intro APR: N/A

Annual Fee: $0-$99

Apply Now

Rewards Credit Cards

Chase Sapphire PreferredÂ®

APR: 17.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

Apply Now

Chase FreedomÂ®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

Apply Now

Chase Freedom UnlimitedÂ®

APR: 16.74% - 25.49% (Variable)

Intro APR: $0 for 15 months

Annual Fee: $0

Apply Now

MBNA World Elite MasterCard

APR: 19.99%

Intro APR: $0 for 6 months

Annual Fee: $0

Apply Now

Capital OneÂ® VentureÂ®

APR: 14.74% - 24.74% (Variable)

Intro APR: N/A

Annual Fee: $0

Apply Now

Discover itÂ® Cash Back

APR: 13.74% - 24.74% (Variable)

Intro APR:$0 for 14 months

Annual Fee: $0

Apply Now

Travel Credit Cards

Chase Sapphire Preferred

APR: N/A

Intro APR: N/A

Annual Fee: $450

Apply Now

Chase Freedom Unlimited

APR: 14.24% - 23.24%

Intro APR: $0 for 15 months

Annual Fee: $0

Apply Now

Citi Double Cash

APR: Variable APR of 12.99%, 17.99% or 22.99%

Intro APR: N/A

Annual Fee: $0

Apply Now

Southwest Airlines Rapid

APR: N/A

Intro APR: N/A

Annual Fee: N/A

Apply Now

Starwood Preferred Guest

APR: N/A

Intro APR:$0 for 12 months

Annual Fee: $95

Apply Now

ElitePersonalFinance Provide Correct and Always Up to Date Studies!

Average Credit Card Debt in America 2026 Average Credit Score in America 2026 Average Student Loan Debt in America 2026 Average Credit Card Interest Rates and APR 2026 Average Personal Loan Debt Amount in America 2026 Average Savings Account Interest Rates 2026 Average Checking Account Interest Rates 2026 Average Bank Interest Rates 2026 Best High-Yield Savings Accounts Online 2026 Average U.S. Mortgage Rates 2026 Average Household Budget in America 2026 Average Number of Credit Cards Per Person 2026 Average Credit Card Annual Fees 2026 Cities with the Most (and Least) Student Loan Debt 2026 Average Insurance Cost: Car, Home, Renters, Health 2026 Average Life Insurance Cost 2026 Safest States in the US by Identity Theft 2026 Safest US States By Fraud and Scams 2026 The Safest And Least Safe US Cities By Identity Theft 2026 Safest And Least Safe US Cities By Fraud and Scams 2026

Best Loan Rates and Local Laws by State

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
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Texas
Utah
Vermont
Virginia
Washington
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Wyoming

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