$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
Best Loans in California, Payday, Auto Title Laws of August 2026
ElitePersonalFinance
•
Loans By State •
Last Update: August 18, 2026
Best Loans in All States
ElitePersonalFinance Marketplace
$100 - $40,000
CS: 0 • 5.99% - 35.99%
$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
$100 - $20,000
CS: 0 • 5.99% - 35.99%
$200 - $5,000
CS: 0 • 5.99% - 35.99%
In the Golden State, non-bank lenders made $347.2 billion in loans in 2017. Nearly 50% ranged between $2,500 and $10,000 and carried an APR of 100% or more.
Focus on that $2,500 figure.
The California Finance Lenders Law allows companies to charge whatever interest rate they want on installment loans of at least $2,500. Because of this, many California borrowers receive very high APRs and end up falling into a vicious debt trap. And what about payday loans? They’re legal in California. But, because they’re not installment loans, state law allows a maximum APR of 460% and limits borrowing amounts to $300.
With such a wide range of lending regulations, finding a reliable loan in California with an affordable APR is more difficult than ever. But don’t worry! We researched, so you don’t have to! We’ll show you where to find the best loans in California – regardless of your credit score.
Now, if you have really bad credit, you’ll likely qualify for an APR of 20% or more. But, because personal loan providers in California cap their APRs at 35.99%, their options are reasonable. APRs can reach triple-digits if you’re forced to settle for an alternative payday loan, but most lenders cap their APRs at 200%.
Best Bad Credit Loans in California of August 2026
California state law requires lenders to cap installment loan interest rates at roughly 30% for all amounts below $2,500. For loans of $2,500 or more, lenders can charge any rate they prefer. For car title loans – which require you to put up your car as collateral – the law requires a minimum loan amount of $2,500. Any amount below $2,500 is prohibited. Interest rates are capped at 36%, as long as the loan doesn’t exceed $4,999.
Here are the best personal loans that we recommend for bad credit. Try them, and they will help you avoid a payday loan APR of 400%.
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
If you have a problem getting a loan, please read our complete guide on bad credit loans.
When you opt for a good credit loan, products are usually in compliance with California law. Nearly all of the lenders on our list are licensed through the California Department of Business Oversight (DBO).
Best Personal Loans for Good Credit in California of August 2026
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
Payday Loan Laws in California of August 2026
Maximum Loan Amount: $300
Minimum Loan Term: Not specified
Maximum Loan Term: 31 days
Maximum Fee: 15% of the loan or $45
Maximum APR: 460%
Rollovers: Prohibited
Loan Limit: You can only have one payday loan at a time
Like we mentioned above, payday loans are legal in California. Loans are capped at $300, but because payday loans are not installment loans, lenders can charge APRs of up to 460%.
So what other state laws must payday lenders abide by?
Well, they need to monitor your credit history because borrowers are only allowed one payday loan at a time. Also, financing charges cannot exceed $45 or 15% of the loan’s value. Regulators also prevent payday debt traps by banning rollovers. If you fall behind on your payment or can’t repay the loan, the lender can’t force you to refinance. Payday lenders are also not allowed to charge prepayment fees, but they can charge a $15 non-sufficient funds fee if your checking account balance is short.
Non-sufficient funds fees are a major headache for borrowers. Not only will the payday lender charge you the fee, but your bank will also hit you with an overdraft fee. The Consumer Financial Protection Bureau (CFPB) found that 20,000 bank account holders who took out payday loans ended up paying an average of $97 in overdraft and non-sufficient funds fees. The amount is almost three times the $34 incurred by the average American.
Starting in July 2019, California state law will also require ‘full-payment tests.’ Here, lenders need to reasonably assess a borrower’s ability to pay before offering a payday loan. This includes assessing a borrower’s income and living expenses. The law will also require a ‘debit account cut-off.’ Because payday lenders are extremely aggressive at recouping their funds, the new law limits lenders to your checking account’s two debits. After that, the lender needs your permission to proceed.
Remember, at their core, payday loans are extremely predatory. That’s why we don’t recommend them. Across all states, APRs average 400%, and states that allow rollovers see borrowers fall into terrible debt cycles. Interest charges end up accumulating so quickly that a $1,000 payday loan ends up costing over $3,000. Trust us. Payday loans do more harm than good. And if you stick to the companies above, your finances will be better off.
The Problem with Payday Loans
Because California prohibits payday loan rollovers, borrowers are less likely to fall into a debt cycle. And because it’s illegal to take out multiple payday loans at once, you further decrease your risk.
Despite all of that, we still don’t recommend payday loans. They’re extremely expensive, and today’s lending market offers much better alternatives.
According to a recent study by the DBO:
- Payday loans in California have an average APR of 372%.
- The average amount borrowed is $251.
- It takes an average of 17 days to repay the funds.
- The average borrower takes out 6.4 payday loans per year.
- Senior citizens are the primary users of payday loans.
- To avoid class-action lawsuits, 28% of payday lenders put legal clauses in their contracts.
If you come across an unlicensed payday lender or one whose practices don’t comply with California state law, you can file a complaint through the DBO. Submitting the complaint online ensures faster processing. However, you can also download the form and mail it to them directly. A second option is to file a complaint through the CFPB. The entire process is done online, and most complaints receive a response within 15 days.
What if I Don’t Qualify for a Loan?
If you’ve exhausted all of your resources and still can’t obtain a loan, today’s digital economy offers ways to supplement your income and get you through the rough patch. You can moonlight as an Uber driver, spend an afternoon taking paid surveys, or find online work through one of several freelancing websites. For tips on the best free and easy ways to make money, see our detailed guide.
How to Spot a Crooked Payday Lender?
To determine whether or not a payday lender is legit, look out for these warnings signs:
- If the lender doesn’t display its state license and list all fees at its location, it will likely operate illegally.
- If the lender offers rollovers, it’s operating illegally. California state law does not allow rollovers.
- If the lender asks you to sign a contract in a different language, it’s illegal. In California, lenders are required to write up contracts in the language the borrower speaks fluently.
- If the lender offer loans over $300 or the APR exceeds 460%, it’s operating illegally.
- If the lender offers you several payday loans at once, it’s operating illegally. California state law limits borrowers to one payday loan at a time.
You can contact the California Department of Business Oversight (DBO) at 1-866-275-2677 for further information and make sure the lender is registered in the state. You can also visit the DBO.
Payday Loan Laws in California by Country of August 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of California.
We haven’t found a significant difference between the payday loan laws in California. All loan laws remain the same in California.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Los Angeles | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Diego | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Jose | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Francisco | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fresno | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sacramento | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Long Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oakland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bakersfield | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Anaheim | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Ana | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Riverside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Stockton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Chula Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Irvine | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fremont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Bernardino | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Modesto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Clarita | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fontana | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oxnard | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Moreno Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Huntington Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Glendale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Rosa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Cucamonga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oceanside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Garden Grove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ontario | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Elk Grove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Corona | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lancaster | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hayward | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palmdale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Salinas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pomona | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sunnyvale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Escondido | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Torrance | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pasadena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orange | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fullerton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Roseville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Visalia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Concord | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Thousand Oaks | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Clara | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Simi Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Victorville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vallejo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Berkeley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Los Angeles | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Monte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fairfield | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carlsbad | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Costa Mesa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Downey | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Temecula | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Murrieta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Antioch | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Inglewood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Buenaventura (Ventura) | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Richmond | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Covina | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Clovis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Daly City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Norwalk | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Maria | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Burbank city | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Mateo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Jurupa Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Cajon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rialto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arden-Arcade | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vacaville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Compton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mission Viejo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Gate | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Marcos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hesperia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carson | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Monica | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Chico | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Westminster | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Redding | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Barbara | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Leandro | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Livermore | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tracy | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Menifee | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Indio | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Chino | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hawthorne | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Citrus Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Whittier | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Newport Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Redwood City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alhambra | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hemet | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Forest | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Buena Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Merced | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mountain View city | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pleasanton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lakewood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tustin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Napa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Chino Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alameda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bellflower | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Milpitas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Manteca | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Folsom | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Upland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Perris | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Baldwin Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Ramon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Union City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Apple Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Turlock | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Cordova | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lynwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Redlands | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pittsburg | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Walnut Creek | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Davis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yorba Linda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Redondo Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Camarillo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South San Francisco | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palo Alto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yuba City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Laguna Niguel | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Clemente | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lodi | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carmichael | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Madera | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Cruz | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Florence-Graham | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Elsinore | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pico Rivera | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Castro Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rocklin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Montebello | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tulare | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Encinitas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Habra | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Eastvale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:National City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Monterey Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Petaluma | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cupertino | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Brentwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Whittier | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gardena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Porterville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Mesa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Dublin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Woodland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Rafael | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Huntington Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arcadia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santee | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Diamond Bar | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fountain Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hanford | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gilroy | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Novato | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hacienda Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Highland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Paramount | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rosemead | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Colton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cathedral City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Watsonville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yucaipa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Sacramento | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Delano | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palm Desert | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Placentia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Glendora | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Aliso Viejo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rowland Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cerritos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Poway | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Azusa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Florin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Mirada | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Highlands | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cypress | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Santa Margarita | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Covina | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ceres | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palm Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Jacinto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Antelope | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Luis Obispo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lincoln | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Newark | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Dorado Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Beaumont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Altadena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Coachella | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Danville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Centro | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Morgan Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lompoc | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Bruno | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rohnert Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bell Gardens | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Campbell | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Brea | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Palos Verdes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Quinta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oakley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Puente | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Gabriel | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Calexico | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Culver City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pacifica | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Montclair | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Stanton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Banos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Martinez | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hollister | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Presa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Monrovia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Hollywood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Moorpark | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Wildomar | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Temple City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Claremont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Juan Capistrano | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bell | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Manhattan Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pleasant Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orangevale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oildale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Beverly Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Dimas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Seaside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Dana Point | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Menlo Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:French Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Foster City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Foothill Farms | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Westmont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Adelanto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fallbrook | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lawndale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Verne | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Paso de Robles (Paso Robles) | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Spring Valley CDP | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Laguna Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fair Oaks | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Banning | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Gatos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Saratoga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Pablo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Goleta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Altos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orcutt | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Burlingame | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ladera Ranch | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Paula | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Carlos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Atascadero | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Walnut | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Palo Alto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Suisun City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Atwater | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ridgecrest | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Monterey | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Desert Hot Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vineyard | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Benicia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Isla Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Maywood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Windsor | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Imperial Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Whittier-Los Nietos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Belmont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Eureka | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lemon Grove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Temescal Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Wasco | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Norco | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Paradise town | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Twentynine Palms | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lafayette | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Brawley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Pasadena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lemoore | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Galt | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Soledad | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Reedley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Lorenzo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hercules | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Valinda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Cerrito city | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bay Point | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sanger | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Tustin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Selma | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Fernando | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Seal Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Riverbank | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Loma Linda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Calabasas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cudahy | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Dinuba | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Barstow | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ashland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Puente Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Coronado | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rosemont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Laguna Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Winter Gardens | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Rancho Dominguez | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Millbrae | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oakdale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lakeside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Carson | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Granite Bay | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Willowbrook | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Corcoran | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Port Hueneme | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Lake Tahoe | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Patterson and Bloomington | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Duarte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Marina | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yucca Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lathrop | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lennox | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho San Diego | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arvin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South El Monte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Hemet | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Agoura Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lomita | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South San Jose Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Cañada Flintridge | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:American Canyon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ramona | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rosamond | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mead Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cameron Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Dixon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Albany | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hermosa Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Casa de Oro-Mount Helix | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Prunedale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Blythe | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Crescenta-Montrose | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orinda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Stevenson Ranch | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Linda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pinole | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oroville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Shafter | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Castaic | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Chowchilla | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Mirage | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arcata | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arroyo Grande | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Fe Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bostonia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Nipomo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Moraga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Live Oak | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Woodcrest | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Greenfield city | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Imperial | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vincent | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Valle Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Segundo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Artesia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rosedale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Rancho Dominguez | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:McKinleyville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Coalinga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cherryland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Truckee | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Osos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Laguna Woods | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Walnut Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Discovery Bay | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ukiah | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East San Gabriel | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Avocado Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Parkway | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Palma | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Stanford | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mountain House | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fillmore | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pacific Grove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Phelan | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rio Linda | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ripon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Clearlake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alamo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alpine | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lamont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Susanville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Parlier | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Coto de Caza | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Salida | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kerman | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Fair Oaks | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:McFarland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hawaiian Gardens | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mill Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Red Bluff | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lemon Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Livingston | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Sobrante CDP | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Auburn | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:King City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Sobrante | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oak Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Muscoy | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Auburn | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:California City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carpinteria | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Grover Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palos Verdes Estates | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sun Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Solana Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bonita | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Big Bear City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Olivehurst | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Marino | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lindsay | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lakeland Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Commerce | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Grass Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Avenal | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Malibu | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tehachapi | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Half Moon Bay | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Magalia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Anselmo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Grand Terrace | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Larkspur | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Marysville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fortuna | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Diamond Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Clayton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Scotts Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kingsburg | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Healdsburg | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alum Rock | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Winton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Delhi | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Emeryville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Alamitos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:View Park-Windsor Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Signal Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Los Angeles | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Camp Pendleton South | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Home Gardens | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hillsborough | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mendota | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Piedmont | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tamalpais-Homestead Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rossmoor | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Newman | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Canyon Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sonoma | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sierra Madre | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Soquel | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Placerville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Riviera | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Citrus | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Farmersville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Garden Acres | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Morro Bay | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Exeter | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rodeo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Whittier | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Diego Country Estates | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fairview | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Anderson | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Quartz Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Shasta Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Capitola | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Del Aire | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Madera Acres | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Corte Madera | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Blackhawk | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mentone | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Country Club | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rio del Mar | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Marina del Rey | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Arrowhead | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Charter Oak | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oak Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orange Cove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Golden Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Crestline | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Taft | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Good Hope | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tiburon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fort Irwin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Valley Center | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bonadelle Ranchos-Madera Ranchos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Larkfield-Wikiup | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Waterford | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cloverdale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Earlimart | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:August | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Calimesa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South San Gabriel | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Live Oak city | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rio Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Montecito | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Athens | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Los Altos Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Westlake Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gonzales | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Midway City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Firebaugh | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rolling Hills Estates | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pismo Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alondra Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mammoth Lakes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Templeton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Camp Pendleton North | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Boyes Hot Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vandenberg Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Thousand Palms | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cherry Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Spring Valley Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oceano | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sebastopol | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Woodlake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Piñon Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fairfax | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ojai | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yreka | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Corning | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gold River | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Escalon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cotati | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Calipatria | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Topanga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Orosi | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ione | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:University of California-Davis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hughson | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oroville East | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Plumas Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Guadalupe | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Homeland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Franklin CDP | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fort Bragg | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Alta Sierra | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Monrovia Island | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Interlaken | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Atherton and Acton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mecca | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sausalito | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Winters | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ladera Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ben Lomond | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lemoore Station | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Calaveras | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Nuevo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Huron | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Martin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Joshua Tree | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Desert Palms | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kentfield | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mira Monte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pollock Pines | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Mathews | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lucas Valley-Marinwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bermuda Dunes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Loomis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Thermalito | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Castroville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Crescent City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Porterville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gridley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Rio | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Contra Costa Centre | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Saranap | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Holtville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fowler | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Foothills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pleasure Point | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fruitridge Pocket | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Keyes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:St. Helena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hidden Valley Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Willows | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Eucalyptus Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Pasadena | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Silver Lakes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Villa Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Modesto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Colusa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Las Flores | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Durham | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hilmar-Irwin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mayflower Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Elverta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Granada | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Aptos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Gustine and Cutler | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Strawberry | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Greenacres | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Solvang | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cambria | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Yosemite Lakes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Twin Lakes | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Salton City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rancho Murieta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Palermo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Woodside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Old Fig Garden | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:El Cerrito | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bear Valley Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lucerne Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kensington | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tara Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Jamul | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:La Habra Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bret Harte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Indian Wells | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Wilton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Myrtletown | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Broadmoor | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Calistoga | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Dos Palos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Burbank | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Big Bear Lake | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Williams | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Wildwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Denair | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Buellton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mayfair | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Garnet | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Highgrove | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Needles | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Willits | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake San Marcos | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lakeport | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sonora | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Guerneville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Venetia | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lincoln Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oak View | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Boulder Creek | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Fetters Hot Springs-Agua Caliente | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Jackson | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Brisbane | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Heber | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Emerald Lake Hills and Portola Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Highlands-Baywood Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bonsall | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Sunnyside | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Planada | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mather | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Ynez | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ford City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pacheco | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Del Mar | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Copperopolis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Running Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carmel Valley Village | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Phoenix Lake and Wrightwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Humboldt Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mountain View Acres | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Richmond | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mojave | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Harbison Canyon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ivanhoe | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Del Monte Forest | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:McSwain and Lake of the Pines | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:West Menlo Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bystrom | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Morada | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North El Monte | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Joaquin | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Clearlake Riviera | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vine Hill | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lenwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Woodbridge and Shingle Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:French Camp | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Carmel-by-the-Sea | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Angels | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Felton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Burney | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Moss Beach | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Camino Tassajara | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mission Hills and Pixley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Armona | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Esparto | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bishop | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Avalon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Las Lomas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Wheatland | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Agua Dulce | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Freedom | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Brooktrails | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Forestville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Empire | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kennedy | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Arbuckle | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Riverdale and Stallion Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Reliez Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hoopa | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pajaro | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Greenfield | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Meiners Oaks | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mono Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Auburn Lake Trails | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Monte Sereno | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Campo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Meadow Vista | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake Isabella | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Squaw Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Day Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Valley Springs | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oakhurst, Angwin, and El Verano | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tarpey Village and Lockeford | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Hidden Meadows | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rio Dell | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Vandenberg AFB | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cabazon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Casa Conejo | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Loyola | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Oakdale | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Desert Edge | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Kelseyville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Goshen | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Terra Bella | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cottonwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Mount Shasta | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Lake California | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Morongo Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Weaverville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Tipton | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:East Richmond Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Seacliff | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:South Oroville | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Santa Rosa Valley | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Marin City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Anza | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Pine Hills | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:North Lakeport | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Coronita | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Nevada City | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Rollingwood | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Crockett and Cambrian Park | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Loma Rica | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Andreas | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Ridgemark | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:San Antonio Heights | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Meadowbrook | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Cutten | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Montalvin Manor | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Oasis | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
| City:Bonny Doon | Amount Allowed:$300 | APR Allowed:460% | Status:Legal |
Car Title Loans in California of August 2026
Like payday loans, car title loans are extremely predatory. Average APRs come in at 300%, and the product is actually illegal in many states. However, car title loans do have the green light in California. Regulators require a minimum loan amount of $2,500, and interest rates cannot exceed 36% as long as the loan is less than $4,999. If you miss a payment, the law allows lenders to seize your car as soon as the next day. The lender does not have to provide any prior notice or contact you beforehand either. Moreover, the lender does not have to inform authorities about repossessing your car. They only have to inform them after that the seizure has taken place.
Because of this, we recommend extreme caution with car title loans. Be sure you can repay the proceeds fully and on time because the consequences will be severe if you don’t.
Alternative Payday Loans in California of August 2026
Alternative loans are a great option when you don’t qualify for a personal loan but avoid a high APR payday loan. Alternative loans have APRs that exceed 35.99% but are usually capped at 200%. For more information, see our detailed guide.
Because alternative loans are installment loans, interest rate figures need to comply with California state law. However, because APRs include fees and other charges, lenders can keep financing costs within the allowable limit.
Example.
The alternative lender is licensed in California and details examples of its financing costs. A $3,925 loan – repaid over 26 bi-weekly payments – incurs a finance charge of $4,737. The figure implies an APR of 162.49%.
Similarly, LendUp is another alternative lender that’s licensed in California.
The company offers single-payment loans and installment loans. For single-payment loans, you can borrow anywhere from $100 to $255, with repayment terms of 7 to 30 days. Because single-payment loans are not labeled as payday loans, APRs can range between 214.13% and 917.71%. You can borrow anywhere from $100 to $100,000 with repayment terms of up to 6 months. There are examples on their site showing APRs ranging from 31.99% to 70.06%.
Best Auto Loans for Bad Credit in California of August 2026
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
Best Auto Loans for Good Credit in California of August 2026
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
Credit Unions in California of August 2026
| Name: | APR: | Amount: |
|---|---|---|
| Name:Los Angeles Federal Credit Union | APR:12% – 18% | Amount:$5,000 |
| Name:Federal Employees West Federal Credit Union | APR:10,90% – 18% | Amount:$8,000 |
| Name:Los Angeles Police Federal Credit Union | APR:9.95% – 17.55% | Amount:$100,000 |
Los Angeles Federal Credit Union
Offering personal loans of up to $5,000 with APRs that range from 12% to 18%, Los Angeles Federal Credit Union is a great place to obtain a hometown loan. Repayment terms extend up to 60 months, and loans are unsecured, so no collateral is required. The company requires a minimum credit score of 600, and there are no hidden fees. Moreover, the credit union has local branches in Cerritos, Culver City, El Monte, Gardena, Glendale, Downtown LA, and Van Nuys.
Federal Employees West Federal Credit Union
While it doesn’t disclose its minimum credit score, you can borrow anywhere from $200 to $8,000, and APRs range from 10.90% to 18%. Also, repayment terms extend up to 48 months, and there are no hidden fees or prepayment penalties. Moreover, the company also offers a great secured loan alternative. If you deposit funds in a savings account, you borrow up to 90% of the proceeds, and your APR will only be 2% above your savings rate. The secured option also has no minimum credit score requirement. For more information, you can visit its local branch at 611 W. 6th Street, Suite 875, Los Angeles, CA 90017.
Los Angeles Police Federal Credit Union
Like Federal Employees West, the LA Police Federal Credit Union doesn’t disclose its minimum credit score. However, loan APRs range from 9.95% to 17.55%, and you can borrow up to $100,000. The company has several branches throughout California, located in Santa Monica, Los Angeles, El Segundo, Vernon, etc.
All Licensed Credit Unions in California of August 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:THE GOLDEN 1 CREDIT UNION | City:Sacramento | Size (Millions):$7,508.95 | Members:603849 |
| Name:SCHOOLSFIRST FEDERAL CREDIT UNION | City:Santa Ana | Size (Millions):$8,849.06 | Members:504166 |
| Name:FIRST TECHNOLOGY FEDERAL CREDIT UNION | City:Palo Alto | Size (Millions):$5,134.91 | Members:342683 |
| Name:PATELCO CREDIT UNION | City:Pleasanton | Size (Millions):$3,612.14 | Members:271614 |
| Name:KINECTA FEDERAL CREDIT UNION | City:Manhattan Beach | Size (Millions):$3,115.83 | Members:236734 |
| Name:SAN DIEGO COUNTY CREDIT UNION | City:San Diego | Size (Millions):$5,460.19 | Members:225362 |
| Name:WESCOM CENTRAL CREDIT UNION | City:Pasadena | Size (Millions):$2,440.43 | Members:225216 |
| Name:REDWOOD CREDIT UNION | City:Santa Rosa | Size (Millions):$1,928.50 | Members:210689 |
| Name:EDUCATIONAL EMPLOYEES CREDIT UNION | City:Fresno | Size (Millions):$1,902.93 | Members:197883 |
| Name:KERN SCHOOLS FEDERAL CREDIT UNION | City:Bakersfield | Size (Millions):$1,232.86 | Members:191641 |
| Name:TRAVIS CREDIT UNION | City:Vacaville | Size (Millions):$1,920.13 | Members:177076 |
| Name:SAFE CREDIT UNION | City:North Highlands | Size (Millions):$1,789.73 | Members:155596 |
| Name:MISSION FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$2,174.92 | Members:153708 |
| Name:WESTERN FEDERAL CREDIT UNION | City:Manhattan Beach | Size (Millions):$1,663.07 | Members:152931 |
| Name:ARROWHEAD CENTRAL CREDIT UNION | City:San Bernardino | Size (Millions):$660.10 | Members:119139 |
| Name:CALIFORNIA COAST CREDIT UNION | City:San Diego | Size (Millions):$1,633.08 | Members:117207 |
| Name:LBS FINANCIAL CREDIT UNION | City:Long Beach | Size (Millions):$1,023.88 | Members:112201 |
| Name:SCHOOLS FINANCIAL CREDIT UNION | City:Sacramento | Size (Millions):$1,326.83 | Members:111859 |
| Name:LOCKHEED FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$3,199.00 | Members:107380 |
| Name:PARTNERS FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$1,026.14 | Members:96898 |
| Name:ALTURA CREDIT UNION | City:Riverside | Size (Millions):$642.97 | Members:95990 |
| Name:PROVIDENT CREDIT UNION | City:Redwood City | Size (Millions):$1,516.22 | Members:95516 |
| Name:STAR ONE CREDIT UNION | City:Sunnyvale | Size (Millions):$5,931.89 | Members:88852 |
| Name:MERIWEST CREDIT UNION | City:San Jose | Size (Millions):$1,066.30 | Members:83076 |
| Name:NORTH ISLAND FINANCIAL CREDIT UNION | City:San Diego | Size (Millions):$1,057.44 | Members:82730 |
| Name:ORANGE COUNTY’S CREDIT UNION | City:Santa Ana | Size (Millions):$988.86 | Members:80461 |
| Name:NUVISION FEDERAL CREDIT UNION | City:Huntington Beach | Size (Millions):$1,163.30 | Members:76698 |
| Name:OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION | City:Livermore | Size (Millions):$777.84 | Members:76640 |
| Name:PACIFIC MARINE CREDIT UNION | City:Oceanside | Size (Millions):$612.01 | Members:74677 |
| Name:CHEVRON FEDERAL CREDIT UNION | City:Oakland | Size (Millions):$1,741.43 | Members:74414 |
| Name:TECHNOLOGY CREDIT UNION | City:San Jose | Size (Millions):$1,559.27 | Members:72343 |
| Name:SAN MATEO CREDIT UNION | City:Redwood City | Size (Millions):$649.14 | Members:70546 |
| Name:CALIFORNIA CREDIT UNION | City:Glendale | Size (Millions):$1,042.70 | Members:69057 |
| Name:FIRST FINANCIAL CREDIT UNION | City:West Covina | Size (Millions):$447.92 | Members:68867 |
| Name:PREMIER AMERICA CREDIT UNION | City:Chatsworth | Size (Millions):$1,315.02 | Members:64181 |
| Name:FIRST ENTERTAINMENT CREDIT UNION | City:Los Angeles | Size (Millions):$920.65 | Members:61507 |
| Name:COASTHILLS FEDERAL CREDIT UNION | City:Lompoc | Size (Millions):$633.31 | Members:60377 |
| Name:PACIFIC SERVICE CREDIT UNION | City:Walnut Creek | Size (Millions):$1,062.38 | Members:59882 |
| Name:SIERRA CENTRAL CREDIT UNION | City:Yuba City | Size (Millions):$617.25 | Members:59199 |
| Name:XCEED FINANCIAL FEDERAL CREDIT UNION | City:El Segundo | Size (Millions):$756.15 | Members:59059 |
| Name:FIRST CITY CREDIT UNION | City:Los Angeles | Size (Millions):$463.41 | Members:58194 |
| Name:USC CREDIT UNION | City:Los Angeles | Size (Millions):$349.16 | Members:57975 |
| Name:HONDA FEDERAL CREDIT UNION | City:Torrance | Size (Millions):$564.07 | Members:57436 |
| Name:VALLEY FIRST CREDIT UNION | City:Modesto | Size (Millions):$383.01 | Members:54717 |
| Name:BAY FEDERAL CREDIT UNION | City:Capitola | Size (Millions):$650.94 | Members:54589 |
| Name:VENTURA COUNTY CREDIT UNION | City:Ventura | Size (Millions):$566.92 | Members:54459 |
| Name:COAST CENTRAL CREDIT UNION | City:Eureka | Size (Millions):$929.60 | Members:53890 |
| Name:AMERICAN FIRST CREDIT UNION | City:La Habra | Size (Millions):$513.60 | Members:53161 |
| Name:FINANCIAL PARTNERS CREDIT UNION | City:Downey | Size (Millions):$740.37 | Members:50149 |
| Name:NORTHROP GRUMMAN FEDERAL CREDIT UNION | City:Gardena | Size (Millions):$879.32 | Members:49642 |
| Name:LOS ANGELES FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$724.27 | Members:49554 |
| Name:STANFORD FEDERAL CREDIT UNION | City:Palo Alto | Size (Millions):$1,365.51 | Members:49030 |
| Name:ALTAONE FEDERAL CREDIT UNION | City:Ridgecrest | Size (Millions):$538.97 | Members:48139 |
| Name:POINT LOMA CREDIT UNION | City:San Diego | Size (Millions):$440.36 | Members:48097 |
| Name:FRESNO COUNTY FEDERAL CREDIT UNION | City:Fresno | Size (Millions):$443.16 | Members:47154 |
| Name:UNIVERSITY & STATE EMPLOYEES CREDIT UNION | City:San Diego | Size (Millions):$729.88 | Members:47066 |
| Name:SUN COMMUNITY FEDERAL CREDIT UNION | City:El Centro | Size (Millions):$270.80 | Members:46423 |
| Name:1ST UNITED SERVICES CREDIT UNION | City:Pleasanton | Size (Millions):$795.24 | Members:46332 |
| Name:SANTA CLARA COUNTY FEDERAL CREDIT UNION | City:San Jose | Size (Millions):$490.13 | Members:44052 |
| Name:SAFE 1 CREDIT UNION | City:Bakersfield | Size (Millions):$330.80 | Members:43433 |
| Name:LOS ANGELES POLICE FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$742.39 | Members:43317 |
| Name:CREDIT UNION OF SOUTHERN CALIFORNIA | City:Whittier | Size (Millions):$552.23 | Members:42868 |
| Name:SOUTHLAND CREDIT UNION | City:Downey | Size (Millions):$486.23 | Members:42243 |
| Name:VONS EMPLOYEES FEDERAL CREDIT UNION | City:El Monte | Size (Millions):$370.86 | Members:41814 |
| Name:FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$582.93 | Members:41344 |
| Name:F & A FEDERAL CREDIT UNION | City:Monterey Park | Size (Millions):$1,169.56 | Members:41070 |
| Name:SCE FEDERAL CREDIT UNION | City:El Monte | Size (Millions):$502.67 | Members:40485 |
| Name:KEYPOINT CREDIT UNION | City:Santa Clara | Size (Millions):$751.92 | Members:39798 |
| Name:ALLIANCE CREDIT UNION | City:San Jose | Size (Millions):$345.72 | Members:39156 |
| Name:TELESIS COMMUNITY CREDIT UNION | City:Chatsworth | Size (Millions):$318.31 | Members:37659 |
| Name:SAN FRANCISCO FIRE CREDIT UNION | City:San Francisco | Size (Millions):$741.03 | Members:36331 |
| Name:WATER AND POWER COMMUNITY CREDIT UNION | City:Los Angeles | Size (Millions):$464.69 | Members:36167 |
| Name:MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION (MSEFCU) | City:Merced | Size (Millions):$368.34 | Members:35628 |
| Name:LA FINANCIAL FEDERAL CREDIT UNION | City:Pasadena | Size (Millions):$347.90 | Members:35349 |
| Name:COMMONWEALTH CENTRAL CREDIT UNION | City:San Jose | Size (Millions):$339.00 | Members:35004 |
| Name:TUCOEMAS FEDERAL CREDIT UNION | City:Visalia | Size (Millions):$199.04 | Members:34624 |
| Name:UNIVERSITY CREDIT UNION | City:Los Angeles | Size (Millions):$440.17 | Members:34075 |
| Name:SESLOC FEDERAL CREDIT UNION | City:San Luis Obispo | Size (Millions):$539.25 | Members:33413 |
| Name:FINANCIAL CENTER CREDIT UNION | City:Stockton | Size (Millions):$326.53 | Members:32018 |
| Name:VISTERRA CREDIT UNION | City:Moreno Valley | Size (Millions):$329.78 | Members:31999 |
| Name:S.F. POLICE CREDIT UNION | City:San Francisco | Size (Millions):$695.07 | Members:31224 |
| Name:MOCSE FEDERAL CREDIT UNION | City:Modesto | Size (Millions):$189.42 | Members:30571 |
| Name:AMERICA’S CHRISTIAN CREDIT UNION | City:Glendora | Size (Millions):$250.24 | Members:30569 |
| Name:SAN FRANCISCO FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$791.16 | Members:30360 |
| Name:CALTECH EMPLOYEES FEDERAL CREDIT UNION | City:La Canada | Size (Millions):$1,122.74 | Members:30248 |
| Name:PRIORITY ONE CREDIT UNION | City:South Pasadena | Size (Millions):$153.46 | Members:29655 |
| Name:CHRISTIAN COMMUNITY CREDIT UNION | City:San Dimas | Size (Millions):$521.87 | Members:29530 |
| Name:LOS ANGELES FIREMEN’S CREDIT UNION | City:Los Angeles | Size (Millions):$816.21 | Members:29226 |
| Name:SKYONE FEDERAL CREDIT UNION | City:Hawthorne | Size (Millions):$341.29 | Members:28264 |
| Name:CONTRA COSTA FEDERAL CREDIT UNION | City:Martinez | Size (Millions):$592.31 | Members:27451 |
| Name:AFTRA-SAG FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$202.05 | Members:26894 |
| Name:SACRAMENTO CREDIT UNION | City:Sacramento | Size (Millions):$340.47 | Members:24924 |
| Name:SAFEAMERICA CREDIT UNION | City:Pleasanton | Size (Millions):$282.47 | Members:24147 |
| Name:UNCLE CREDIT UNION | City:Livermore | Size (Millions):$239.70 | Members:23964 |
| Name:CABRILLO CREDIT UNION | City:San Diego | Size (Millions):$185.04 | Members:23341 |
| Name:SCHOOLS FEDERAL CREDIT UNION | City:Compton | Size (Millions):$107.22 | Members:22286 |
| Name:PACIFIC OAKS FEDERAL CREDIT UNION | City:Camarillo | Size (Millions):$276.80 | Members:21828 |
| Name:KERN FEDERAL CREDIT UNION | City:Bakersfield | Size (Millions):$205.68 | Members:21827 |
| Name:CENTRAL STATE CREDIT UNION | City:Stockton | Size (Millions):$145.73 | Members:21083 |
| Name:EAGLE COMMUNITY CREDIT UNION | City:Lake Forest | Size (Millions):$201.02 | Members:20253 |
| Name:CBC FEDERAL CREDIT UNION | City:Oxnard | Size (Millions):$373.06 | Members:20126 |
| Name:FOOTHILL FEDERAL CREDIT UNION | City:Arcadia | Size (Millions):$270.24 | Members:19730 |
| Name:EDWARDS FEDERAL CREDIT UNION | City:Edwards Afb | Size (Millions):$143.50 | Members:19185 |
| Name:MONTEREY CREDIT UNION | City:Monterey | Size (Millions):$186.82 | Members:18691 |
| Name:FIRST U.S. COMMUNITY CREDIT UNION | City:Sacramento | Size (Millions):$240.23 | Members:18626 |
| Name:UNION YES FEDERAL CREDIT UNION | City:Orange | Size (Millions):$54.14 | Members:18171 |
| Name:E-CENTRAL CREDIT UNION | City:Pasadena | Size (Millions):$166.69 | Members:17473 |
| Name:MEMBERS 1ST CREDIT UNION | City:Redding | Size (Millions):$96.18 | Members:17057 |
| Name:HERITAGE COMMUNITY CREDIT UNION | City:Rancho Cordova | Size (Millions):$197.75 | Members:16767 |
| Name:MENDO LAKE CREDIT UNION | City:Ukiah | Size (Millions):$117.09 | Members:16444 |
| Name:CHAFFEY FEDERAL CREDIT UNION | City:Ontario | Size (Millions):$98.39 | Members:16229 |
| Name:YOLO FEDERAL CREDIT UNION | City:Woodland | Size (Millions):$192.97 | Members:16212 |
| Name:SAN DIEGO METROPOLITAN CREDIT UNION | City:San Diego | Size (Millions):$248.17 | Members:15825 |
| Name:BURBANK CITY FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$238.05 | Members:15532 |
| Name:POPA FEDERAL CREDIT UNION | City:Cerritos | Size (Millions):$163.65 | Members:15405 |
| Name:FISCAL CREDIT UNION | City:Glendale | Size (Millions):$134.25 | Members:15024 |
| Name:SEA WEST COAST GUARD FEDERAL CREDIT UNION | City:Oakland | Size (Millions):$333.46 | Members:14996 |
| Name:ALL VALLEY FEDERAL CREDIT UNION | City:Lancaster | Size (Millions):$95.05 | Members:14701 |
| Name:PACIFIC POSTAL CREDIT UNION | City:San Jose | Size (Millions):$188.00 | Members:14618 |
| Name:I.L.W.U. CREDIT UNION | City:Los Angeles | Size (Millions):$118.67 | Members:14502 |
| Name:UNITED LOCAL CREDIT UNION | City:Fresno | Size (Millions):$109.11 | Members:14088 |
| Name:NATIONAL 1ST CREDIT UNION | City:Santa Clara | Size (Millions):$200.08 | Members:13898 |
| Name:CAHP CREDIT UNION | City:Sacramento | Size (Millions):$112.88 | Members:13786 |
| Name:CALIFORNIA BEAR CREDIT UNION | City:Los Angeles | Size (Millions):$107.32 | Members:13619 |
| Name:BAY CITIES CREDIT UNION | City:Hayward | Size (Millions):$62.70 | Members:13528 |
| Name:CHEVRON VALLEY CREDIT UNION | City:Bakersfield | Size (Millions):$118.19 | Members:13395 |
| Name:PACIFIC COMMUNITY CREDIT UNION | City:Fullerton | Size (Millions):$186.48 | Members:13301 |
| Name:COMMUNITY FIRST CREDIT UNION | City:Santa Rosa | Size (Millions):$130.05 | Members:13142 |
| Name:DOWNEY FEDERAL CREDIT UNION | City:Downey | Size (Millions):$168.61 | Members:13109 |
| Name:FIRST IMPERIAL CREDIT UNION | City:El Centro | Size (Millions):$67.65 | Members:13017 |
| Name:SOUTH WESTERN FEDERAL CREDIT UNION | City:La Habra | Size (Millions):$141.80 | Members:12937 |
| Name:ALTA VISTA CREDIT UNION | City:San Bernardino | Size (Millions):$142.17 | Members:12871 |
| Name:EVANGELICAL CHRISTIAN CREDIT UNION | City:Brea | Size (Millions):$1,145.67 | Members:12605 |
| Name:FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION | City:Hanford | Size (Millions):$103.13 | Members:12464 |
| Name:SPECTRUM FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$175.81 | Members:12401 |
| Name:CAMINO FEDERAL CREDIT UNION | City:Montebello | Size (Millions):$112.91 | Members:12274 |
| Name:UME FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$137.12 | Members:12079 |
| Name:COOPERATIVE CENTER FEDERAL CREDIT UNION | City:Berkeley | Size (Millions):$94.61 | Members:12016 |
| Name:CLEARPATH FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$82.43 | Members:11998 |
| Name:SAN JOSE CREDIT UNION | City:San Jose | Size (Millions):$138.06 | Members:11885 |
| Name:GLENDALE AREA SCHOOLS FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$316.94 | Members:11725 |
| Name:SANTA BARBARA TEACHERS FEDERAL CREDIT UNION | City:Santa Barbara | Size (Millions):$183.13 | Members:11614 |
| Name:PASADENA FEDERAL CREDIT UNION | City:Pasadena | Size (Millions):$134.67 | Members:11390 |
| Name:CENTRAL COAST FEDERAL CREDIT UNION | City:Seaside | Size (Millions):$114.73 | Members:11308 |
| Name:SOLANO FIRST FEDERAL CREDIT UNION | City:Fairfield | Size (Millions):$106.43 | Members:11281 |
| Name:MATADORS COMMUNITY CREDIT UNION | City:Los Angeles | Size (Millions):$129.45 | Members:11233 |
| Name:PREMIER COMMUNITY CREDIT UNION | City:Stockton | Size (Millions):$117.81 | Members:11104 |
| Name:RANCHO FEDERAL CREDIT UNION | City:Downey | Size (Millions):$76.65 | Members:10983 |
| Name:MERCO CREDIT UNION | City:Merced | Size (Millions):$76.74 | Members:10975 |
| Name:TULARE COUNTY FEDERAL CREDIT UNION | City:Tulare | Size (Millions):$71.51 | Members:10928 |
| Name:AEROSPACE FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$339.71 | Members:10718 |
| Name:CAREPOINT FEDERAL CREDIT UNION | City:Anaheim | Size (Millions):$42.58 | Members:10623 |
| Name:HARBOR FEDERAL CREDIT UNION | City:Carson | Size (Millions):$94.76 | Members:10622 |
| Name:JACOM CREDIT UNION | City:Los Angeles | Size (Millions):$83.52 | Members:10502 |
| Name:SAFEWAY LOS ANGELES FEDERAL CREDIT UNION | City:Norwalk | Size (Millions):$54.48 | Members:10241 |
| Name:PASADENA SERVICE FEDERAL CREDIT UNION | City:Pasadena | Size (Millions):$100.55 | Members:10070 |
| Name:SANTA CRUZ COMMUNITY CREDIT UNION | City:Santa Cruz | Size (Millions):$96.47 | Members:9992 |
| Name:LA LOMA FEDERAL CREDIT UNION | City:Bryn Mawr | Size (Millions):$65.98 | Members:9683 |
| Name:KINGS FEDERAL CREDIT UNION | City:Hanford | Size (Millions):$81.15 | Members:9282 |
| Name:SAN BERNARDINO SCHOOL EMPLOYEES FEDERAL CREDIT UNION | City:San Bernardino | Size (Millions):$60.47 | Members:9115 |
| Name:FIRST CALIFORNIA FEDERAL CREDIT UNION | City:Fresno | Size (Millions):$71.80 | Members:9063 |
| Name:PACIFIC RESOURCE CREDIT UNION | City:Los Angeles | Size (Millions):$95.17 | Members:9051 |
| Name:CALCOM FEDERAL CREDIT UNION | City:Torrance | Size (Millions):$56.11 | Members:8878 |
| Name:BUTTE FEDERAL CREDIT UNION | City:Biggs | Size (Millions):$31.60 | Members:8707 |
| Name:STATE CENTER CREDIT UNION | City:Fresno | Size (Millions):$73.21 | Members:8624 |
| Name:LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION | City:Long Beach | Size (Millions):$335.41 | Members:8556 |
| Name:SOUTHERN CALIFORNIA POSTAL CREDIT UNION | City:Long Beach | Size (Millions):$73.20 | Members:8400 |
| Name:MIRAMAR FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$177.38 | Members:8339 |
| Name:SMW 104 FEDERAL CREDIT UNION | City:San Leandro | Size (Millions):$84.31 | Members:8102 |
| Name:SEA AIR FEDERAL CREDIT UNION | City:Seal Beach | Size (Millions):$149.91 | Members:7896 |
| Name:PACIFIC TRANSPORTATION FEDERAL CREDIT UNION | City:Gardena | Size (Millions):$64.57 | Members:7883 |
| Name:PRINTING INDUSTRIES CREDIT UNION | City:Riverside | Size (Millions):$23.96 | Members:7587 |
| Name:PARSONS FEDERAL CREDIT UNION | City:Pasadena | Size (Millions):$243.58 | Members:7554 |
| Name:SANTA ANA FEDERAL CREDIT UNION | City:Santa Ana | Size (Millions):$59.14 | Members:7432 |
| Name:ALLIED HEALTHCARE FEDERAL CREDIT UNION | City:Newport Beach | Size (Millions):$65.42 | Members:7401 |
| Name:BIG VALLEY FEDERAL CREDIT UNION | City:Sacramento | Size (Millions):$57.65 | Members:7392 |
| Name:MUSICIANS’ INTERGUILD CREDIT UNION | City:Los Angeles | Size (Millions):$81.50 | Members:7361 |
| Name:CALIFORNIA COMMUNITY CREDIT UNION | City:Sacramento | Size (Millions):$47.44 | Members:7304 |
| Name:CD FEDERAL CREDIT UNION | City:Concord | Size (Millions):$76.19 | Members:7299 |
| Name:SOUTH BAY CREDIT UNION | City:Redondo Beach | Size (Millions):$73.87 | Members:7166 |
| Name:ONTARIO MONTCLAIR SCHOOLS FEDERAL CREDIT UNION | City:Ontario | Size (Millions):$80.00 | Members:7084 |
| Name:COUNTY SCHOOLS FEDERAL CREDIT UNION | City:Ventura | Size (Millions):$49.91 | Members:7000 |
| Name:TYCO FEDERAL CREDIT UNION | City:Redwood City | Size (Millions):$103.04 | Members:6937 |
| Name:U.P.S. EMPLOYEES FEDERAL CREDIT UNION | City:Ontario | Size (Millions):$29.17 | Members:6778 |
| Name:TORRANCE COMMUNITY FEDERAL CREDIT UNION | City:Torrance | Size (Millions):$100.14 | Members:6777 |
| Name:SISKIYOU CENTRAL CU CREDIT UNION | City:Yreka | Size (Millions):$50.72 | Members:6753 |
| Name:UNITED METHODIST FEDERAL CREDIT UNION | City:Montclair | Size (Millions):$77.58 | Members:6601 |
| Name:HEALTH ASSOCIATES FEDERAL CREDIT UNION | City:Orange | Size (Millions):$46.29 | Members:6532 |
| Name:VALLEY OAK CREDIT UNION | City:Three Rivers | Size (Millions):$47.14 | Members:6426 |
| Name:SD MEDICAL FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$71.15 | Members:6270 |
| Name:ROLLING F CREDIT UNION | City:Turlock | Size (Millions):$40.51 | Members:6263 |
| Name:MOKELUMNE FEDERAL CREDIT UNION | City:Lodi | Size (Millions):$46.60 | Members:6196 |
| Name:UNIVERSAL CITY STUDIOS CREDIT UNION | City:North Hollywood | Size (Millions):$64.13 | Members:6149 |
| Name:NIKKEI CREDIT UNION | City:Gardena | Size (Millions):$70.08 | Members:6096 |
| Name:PROSPECTORS FCU FEDERAL CREDIT UNION | City:Diamond Bar | Size (Millions):$59.09 | Members:5804 |
| Name:SAN JOAQUIN POWER EMPLOYEES CREDIT UNION | City:Fresno | Size (Millions):$120.19 | Members:5772 |
| Name:SILVERADO CREDIT UNION | City:Angwin | Size (Millions):$43.25 | Members:5756 |
| Name:SANTA BARBARA COUNTY FEDERAL CREDIT UNION | City:Santa Barbara | Size (Millions):$39.13 | Members:5702 |
| Name:INLAND EMPIRE CREDIT UNION | City:Pomona | Size (Millions):$37.76 | Members:5699 |
| Name:20TH CENTURY FOX FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$45.60 | Members:5620 |
| Name:MID-CITIES FINANCIAL CREDIT UNION | City:Compton | Size (Millions):$23.34 | Members:5600 |
| Name:AUTO CLUB FEDERAL CREDIT UNION | City:Cerritos | Size (Millions):$25.82 | Members:5481 |
| Name:LASSEN COUNTY FEDERAL CREDIT UNION | City:Susanville | Size (Millions):$59.82 | Members:5458 |
| Name:PATRIOTS FEDERAL CREDIT UNION | City:Aliso Viejo | Size (Millions):$84.40 | Members:5295 |
| Name:PARISHIONERS FEDERAL CREDIT UNION | City:Torrance | Size (Millions):$37.87 | Members:5284 |
| Name:CALIFORNIA AGRIBUSINESS CREDIT UNION | City:Buena Park | Size (Millions):$29.55 | Members:5247 |
| Name:OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$32.04 | Members:5116 |
| Name:PARADISE VALLEY FEDERAL CREDIT UNION | City:National City | Size (Millions):$76.02 | Members:5110 |
| Name:A M FEDERAL CREDIT UNION | City:Gardena | Size (Millions):$20.48 | Members:5019 |
| Name:VA DESERT PACIFIC FEDERAL CREDIT UNION | City:Long Beach | Size (Millions):$57.17 | Members:4952 |
| Name:CAL STATE L.A. FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$43.12 | Members:4945 |
| Name:COMMUNITY C.U. OF SO. HUMBOLDT CREDIT UNION | City:Garberville | Size (Millions):$55.23 | Members:4923 |
| Name:TECHNICOLOR FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$38.36 | Members:4882 |
| Name:BOPTI FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$53.64 | Members:4861 |
| Name:KAIPERM FEDERAL CREDIT UNION | City:Walnut Creek | Size (Millions):$61.99 | Members:4805 |
| Name:FORT BRAGG COMMUNITY FEDERAL CREDIT UNION | City:Fort Bragg | Size (Millions):$29.39 | Members:4650 |
| Name:CALIFORNIA PACIFIC FEDERAL CREDIT UNION | City:Concord | Size (Millions):$41.03 | Members:4600 |
| Name:NBC UNIVERSAL EMPLOYEES FEDERAL CREDIT UNION | City:Burbank | Size (Millions):$62.55 | Members:4591 |
| Name:GROSSMONT SCHOOLS FEDERAL CREDIT UNION | City:El Cajon | Size (Millions):$87.41 | Members:4558 |
| Name:MARIN COUNTY FEDERAL CREDIT UNION | City:San Rafael | Size (Millions):$56.22 | Members:4482 |
| Name:MCKESSON EMPLOYEES FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$24.63 | Members:4410 |
| Name:WESTERN HEALTHCARE FEDERAL CREDIT UNION | City:Concord | Size (Millions):$31.18 | Members:4348 |
| Name:GOLDEN WEST CITIES FEDERAL CREDIT UNION | City:Garden Grove | Size (Millions):$38.79 | Members:4280 |
| Name:CALIFORNIA STATE & FED EMP #20 CREDIT UNION | City:Eureka | Size (Millions):$123.31 | Members:4263 |
| Name:OCEAN CREST FEDERAL CREDIT UNION | City:Signal Hill | Size (Millions):$34.60 | Members:4202 |
| Name:MONTEREY COUNTY EMPLOYEES CREDIT UNION | City:Salinas | Size (Millions):$29.89 | Members:4187 |
| Name:NORTH COUNTY CREDIT UNION | City:San Diego | Size (Millions):$56.04 | Members:4128 |
| Name:49’ER FEDERAL CREDIT UNION | City:Placerville | Size (Millions):$44.46 | Members:4127 |
| Name:NORTH ORANGE COUNTY CREDIT UNION | City:Fullerton | Size (Millions):$60.62 | Members:4109 |
| Name:KAIPERM NORTH BAY FEDERAL CREDIT UNION | City:Vallejo | Size (Millions):$33.58 | Members:4074 |
| Name:DESERT VALLEYS FEDERAL CREDIT UNION | City:Ridgecrest | Size (Millions):$21.26 | Members:3932 |
| Name:RAFE FEDERAL CREDIT UNION | City:Riverside | Size (Millions):$20.83 | Members:3927 |
| Name:UNITED HEALTH CREDIT UNION | City:Burlingame | Size (Millions):$48.39 | Members:3922 |
| Name:ORGANIZED LABOR CREDIT UNION | City:Modesto | Size (Millions):$16.58 | Members:3892 |
| Name:SHELL WESTERN STATES FEDERAL CREDIT UNION | City:Martinez | Size (Millions):$81.89 | Members:3883 |
| Name:MISSION CITY FEDERAL CREDIT UNION | City:Santa Clara | Size (Millions):$73.18 | Members:3874 |
| Name:INTERSTATE FEDERAL CREDIT UNION | City:Anaheim | Size (Millions):$22.20 | Members:3839 |
| Name:GLENDALE FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$63.87 | Members:3790 |
| Name:SRI FEDERAL CREDIT UNION | City:Menlo Park | Size (Millions):$68.61 | Members:3786 |
| Name:CEDARS-SINAI FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$17.80 | Members:3745 |
| Name:1ST VALLEY CREDIT UNION | City:San Bernardino | Size (Millions):$33.82 | Members:3722 |
| Name:INLAND VALLEY FEDERAL CREDIT UNION | City:Fontana | Size (Millions):$36.66 | Members:3669 |
| Name:CAPSTONE FEDERAL CREDIT UNION | City:Aliso Viejo | Size (Millions):$36.53 | Members:3626 |
| Name:POLAM FEDERAL CREDIT UNION | City:Redwood City | Size (Millions):$60.90 | Members:3586 |
| Name:STAR HARBOR FEDERAL CREDIT UNION | City:Compton | Size (Millions):$14.44 | Members:3579 |
| Name:SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$78.67 | Members:3558 |
| Name:C B S EMPLOYEES FEDERAL CREDIT UNION | City:Studio City | Size (Millions):$18.57 | Members:3557 |
| Name:CALIFORNIA ADVENTIST FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$43.01 | Members:3547 |
| Name:MY CREDIT UNION | City:Redwood City | Size (Millions):$34.95 | Members:3539 |
| Name:UNITED CATHOLICS FEDERAL CREDIT UNION | City:West Covina | Size (Millions):$28.11 | Members:3538 |
| Name:SANTA MONICA CITY EMPLOYEES FEDERAL CREDIT UNION | City:Santa Monica | Size (Millions):$27.35 | Members:3529 |
| Name:ALAMEDA CREDIT UNION | City:Alameda | Size (Millions):$36.06 | Members:3481 |
| Name:FRESNO POLICE DEPARTMENT CREDIT UNION | City:Fresno | Size (Millions):$43.95 | Members:3476 |
| Name:MEDIA CITY COMMUNITY CREDIT UNION | City:Burbank | Size (Millions):$33.84 | Members:3459 |
| Name:L. A. ELECTRICAL WORKERS CREDIT UN. CREDIT UNION | City:Pasadena | Size (Millions):$47.16 | Members:3368 |
| Name:DIABLO VALLEY FEDERAL CREDIT UNION | City:Concord | Size (Millions):$32.79 | Members:3352 |
| Name:EL MONTE COMMUNITY CREDIT UNION | City:El Monte | Size (Millions):$19.63 | Members:3313 |
| Name:LONG BEACH FIREMEN S CREDIT UNION | City:Long Beach | Size (Millions):$156.88 | Members:3268 |
| Name:DELTA SCHOOLS FEDERAL CREDIT UNION | City:Antioch | Size (Millions):$29.27 | Members:3263 |
| Name:SAN GABRIEL VALLEY POSTAL CREDIT UNION | City:Covina | Size (Millions):$15.12 | Members:3198 |
| Name:MATTEL FEDERAL CREDIT UNION | City:El Segundo | Size (Millions):$25.88 | Members:3160 |
| Name:S.T.A.R. COMMUNITY CREDIT UNION | City:Chico | Size (Millions):$33.90 | Members:3131 |
| Name:P.V.H.M.C. FEDERAL CREDIT UNION | City:Pomona | Size (Millions):$8.98 | Members:3090 |
| Name:COAST-TEL FEDERAL CREDIT UNION | City:Salinas | Size (Millions):$14.70 | Members:3081 |
| Name:CORRECTIONS FEDERAL CREDIT UNION | City:Soledad | Size (Millions):$15.17 | Members:3080 |
| Name:AMERICAN FEDERAL CREDIT UNION | City:Mission Hills | Size (Millions):$16.57 | Members:3075 |
| Name:MWD FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$42.00 | Members:3049 |
| Name:ILWU – FSC FEDERAL CREDIT UNION | City:Oakland | Size (Millions):$22.36 | Members:3031 |
| Name:HARBOR AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION | City:Lomita | Size (Millions):$17.96 | Members:3026 |
| Name:SONOMA COUNTY GRANGE CREDIT UNION | City:Santa Rosa | Size (Millions):$35.69 | Members:2988 |
| Name:EAGLE CREDIT UNION | City:Lodi | Size (Millions):$20.49 | Members:2975 |
| Name:GOLDEN VALLEY FEDERAL CREDIT UNION | City:Manteca | Size (Millions):$23.39 | Members:2967 |
| Name:CAL POLY FEDERAL CREDIT UNION | City:Pomona | Size (Millions):$11.26 | Members:2938 |
| Name:HUNTINGTON BEACH CTY EMPLOYEES CREDIT UNION | City:Huntington Beach | Size (Millions):$44.32 | Members:2934 |
| Name:FINANCIAL BENEFITS CREDIT UNION | City:Alameda | Size (Millions):$19.22 | Members:2861 |
| Name:GREATER VALLEY CREDIT UNION | City:Fresno | Size (Millions):$32.00 | Members:2853 |
| Name:UNITED FINANCIAL CREDIT UNION | City:Whittier | Size (Millions):$39.87 | Members:2830 |
| Name:ESCONDIDO FEDERAL CREDIT UNION | City:Escondido | Size (Millions):$32.47 | Members:2827 |
| Name:BOURNS EMPLOYEES FEDERAL CREDIT UNION | City:Riverside | Size (Millions):$36.58 | Members:2817 |
| Name:SIERRA POINT CREDIT UNION | City:South San Francisco | Size (Millions):$27.38 | Members:2808 |
| Name:L.A. HEALTHCARE FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$12.83 | Members:2788 |
| Name:SANTA CRUZ COUNTY EMPLOYEES CREDIT UNION | City:Santa Cruz | Size (Millions):$24.95 | Members:2765 |
| Name:HANIN FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$21.35 | Members:2749 |
| Name:ALLIED TRADES CREDIT UNION | City:Stockton | Size (Millions):$21.17 | Members:2669 |
| Name:BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION | City:Bakersfield | Size (Millions):$28.15 | Members:2582 |
| Name:MENLO SURVEY FEDERAL CREDIT UNION | City:Menlo Park | Size (Millions):$53.78 | Members:2567 |
| Name:SEQUOIA FEDERAL CREDIT UNION | City:Redwood City | Size (Millions):$25.68 | Members:2469 |
| Name:MODESTO’S FIRST FEDERAL CREDIT UNION | City:Modesto | Size (Millions):$31.64 | Members:2458 |
| Name:WHITTIER MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | City:Whittier | Size (Millions):$19.03 | Members:2454 |
| Name:POLAM FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$48.90 | Members:2411 |
| Name:FRESNO FIRE DEPARTMENT CREDIT UNION | City:Fresno | Size (Millions):$32.73 | Members:2410 |
| Name:EPISCOPAL COMMUNITY FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$5.12 | Members:2404 |
| Name:FEDONE FEDERAL CREDIT UNION | City:Laguna Niguel | Size (Millions):$19.27 | Members:2368 |
| Name:SO VAL TEL FEDERAL CREDIT UNION | City:Fresno | Size (Millions):$14.78 | Members:2361 |
| Name:UTILITY DISTRICT CREDIT UNION | City:Oakland | Size (Millions):$27.08 | Members:2331 |
| Name:DOW GREAT WESTERN CREDIT UNION | City:Antioch | Size (Millions):$38.44 | Members:2306 |
| Name:FEDERAL EMPLOYEES WEST FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$11.92 | Members:2302 |
| Name:UNION PACIFIC CALIFORNIA EMP FEDERAL CREDIT UNION | City:Los Alamitos | Size (Millions):$8.48 | Members:2284 |
| Name:CHABOT FEDERAL CREDIT UNION | City:Dublin | Size (Millions):$68.21 | Members:2232 |
| Name:ONTARIO PUBLIC EMPLOYEES FEDERAL CREDIT UNION (OPEFCU) | City:Ontario | Size (Millions):$16.08 | Members:2214 |
| Name:FIRESTONE FINANCIAL SERVICES CREDIT UNION | City:Anaheim | Size (Millions):$16.60 | Members:2132 |
| Name:SUN-PACIFIC FEDERAL CREDIT UNION | City:Richmond | Size (Millions):$19.85 | Members:2117 |
| Name:WESTSIDE EMPLOYEES FEDERAL CREDIT UNION | City:Santa Monica | Size (Millions):$11.44 | Members:2093 |
| Name:SLO CREDIT UNION | City:San Luis Obispo | Size (Millions):$32.24 | Members:2072 |
| Name:VISION ONE CREDIT UNION | City:Sacramento | Size (Millions):$51.42 | Members:2050 |
| Name:UNITED WORKERS FEDERAL CREDIT UNION | City:Castro Valley | Size (Millions):$6.87 | Members:2033 |
| Name:S.F. BAY AREA EDUCATORS CREDIT UNION | City:San Francisco | Size (Millions):$19.82 | Members:2015 |
| Name:IBEW MEMBERS + CREDIT UNION | City:Martinez | Size (Millions):$18.05 | Members:2007 |
| Name:MOORE WEST FEDERAL CREDIT UNION | City:San Leandro | Size (Millions):$20.66 | Members:1996 |
| Name:HAMILTON FEDERAL CREDIT UNION | City:Novato | Size (Millions):$25.16 | Members:1973 |
| Name:C R C FEDERAL CREDIT UNION | City:Norco | Size (Millions):$7.99 | Members:1952 |
| Name:PACIFIC FEDERAL CREDIT UNION | City:Pomona | Size (Millions):$19.50 | Members:1928 |
| Name:FONTANA FEDERAL CREDIT UNION | City:Fontana | Size (Millions):$11.30 | Members:1902 |
| Name:ANTIOCH COMMUNITY FEDERAL CREDIT UNION | City:Antioch | Size (Millions):$24.27 | Members:1888 |
| Name:CULVER CITY EMPLOYEES FEDERAL CREDIT UNION | City:Culver City | Size (Millions):$21.54 | Members:1886 |
| Name:SUNNYVALE FEDERAL CREDIT UNION | City:Sunnyvale | Size (Millions):$18.05 | Members:1875 |
| Name:COMUNIDAD LATINA FEDERAL CREDIT UNION | City:Santa Ana | Size (Millions):$3.03 | Members:1849 |
| Name:INLAND FEDERAL CREDIT UNION | City:El Cajon | Size (Millions):$10.73 | Members:1849 |
| Name:PROSPERITY FEDERAL CREDIT UNION | City:Compton | Size (Millions):$10.86 | Members:1847 |
| Name:SONOMA FEDERAL CREDIT UNION | City:Santa Rosa | Size (Millions):$20.22 | Members:1811 |
| Name:WESTERN VALLEY FEDERAL CREDIT UNION | City:Roseville | Size (Millions):$10.91 | Members:1796 |
| Name:BAKERY EMPLOYEES CREDIT UNION | City:Montebello | Size (Millions):$6.87 | Members:1781 |
| Name:FAMILY FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$8.74 | Members:1775 |
| Name:BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION | City:Beverly Hills | Size (Millions):$17.42 | Members:1765 |
| Name:NORTHERN REDWOOD FEDERAL CREDIT UNION | City:Arcata | Size (Millions):$18.01 | Members:1750 |
| Name:LUTHERAN CREDIT UNION OF AMERICA | City:Brea | Size (Millions):$28.25 | Members:1748 |
| Name:BAY MEDIA FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$13.21 | Members:1738 |
| Name:DESERT COMMUNITIES FEDERAL CREDIT UNION | City:Needles | Size (Millions):$18.41 | Members:1727 |
| Name:NORTHEAST COMMUNITY FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$11.46 | Members:1708 |
| Name:EAST BAY POSTAL CREDIT UNION | City:Oakland | Size (Millions):$8.69 | Members:1678 |
| Name:FAMILY 1 FEDERAL CREDIT UNION | City:Placentia | Size (Millions):$24.25 | Members:1675 |
| Name:BARSTOW RAILWAY EMPLOYEES CREDIT UNION | City:Barstow | Size (Millions):$10.08 | Members:1660 |
| Name:CALIFORNIA CENTER CREDIT UNION | City:Ontario | Size (Millions):$8.28 | Members:1649 |
| Name:FAIRVIEW EMPLOYEES FEDERAL CREDIT UNION | City:Costa Mesa | Size (Millions):$12.77 | Members:1625 |
| Name:L. A. MISSION FEDERAL CREDIT UNION | City:San Fernando | Size (Millions):$5.84 | Members:1600 |
| Name:PALM SPRINGS FEDERAL CREDIT UNION | City:Palm Springs | Size (Millions):$13.24 | Members:1584 |
| Name:SEQUOIA HOSPITAL EMPLOYEES FEDERAL CREDIT UNION | City:Redwood City | Size (Millions):$13.77 | Members:1573 |
| Name:ESPEECO FEDERAL CREDIT UNION | City:Bakersfield | Size (Millions):$8.13 | Members:1532 |
| Name:MC CLATCHY EMPLOYEES CREDIT UNION | City:Sacramento | Size (Millions):$17.31 | Members:1510 |
| Name:MATSON EMPLOYEES FEDERAL CREDIT UNION | City:Oakland | Size (Millions):$34.66 | Members:1413 |
| Name:CALIFORNIA LITHUANIAN CREDIT UNION | City:Santa Monica | Size (Millions):$81.56 | Members:1406 |
| Name:EL CAMINO HOSPITAL FEDERAL CREDIT UNION | City:Mountain View | Size (Millions):$8.00 | Members:1354 |
| Name:COLTON FEDERAL CREDIT UNION | City:Colton | Size (Millions):$6.47 | Members:1329 |
| Name:NEWPORT BEACH CITY EMPLOYEES FEDERAL CREDIT UNION | City:Newport Beach | Size (Millions):$10.37 | Members:1314 |
| Name:HEALTH CARE PROFESSIONALS OF NAPA FEDERAL CREDIT UNION | City:Napa | Size (Millions):$5.56 | Members:1234 |
| Name:CITY OF DOWNEY FEDERAL CREDIT UNION | City:Downey | Size (Millions):$7.96 | Members:1228 |
| Name:VICTOR VALLEY FEDERAL CREDIT UNION | City:Victorville | Size (Millions):$9.98 | Members:1228 |
| Name:WATSONVILLE HOSPITAL FEDERAL CREDIT UNION | City:Watsonville | Size (Millions):$10.73 | Members:1220 |
| Name:AIRCO FEDERAL CREDIT UNION | City:Glendale | Size (Millions):$12.92 | Members:1175 |
| Name:S F RECREATION & PARKS FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$14.53 | Members:1162 |
| Name:ATCHISON VILLAGE CREDIT UNION | City:Richmond | Size (Millions):$6.67 | Members:1160 |
| Name:UNITED ASSOCIATION CREDIT UNION | City:Concord | Size (Millions):$5.06 | Members:1154 |
| Name:ATD FEDERAL CREDIT UNION | City:San Jose | Size (Millions):$16.94 | Members:1115 |
| Name:ELECTRIC FEDERAL CREDIT UNION | City:San Jose | Size (Millions):$10.70 | Members:1112 |
| Name:C & H SUGAR EMPLOYEES FEDERAL CREDIT UNION | City:Crockett | Size (Millions):$11.33 | Members:1106 |
| Name:U S ENGINEERS L. A. FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$8.71 | Members:1099 |
| Name:SAN FRANCISCO LEE FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$12.34 | Members:1096 |
| Name:SANTA MARIA ASSOCIATED EMPLOYEES FEDERAL CREDIT UNION | City:Santa Maria | Size (Millions):$3.59 | Members:1045 |
| Name:EL CAJON FEDERAL CREDIT UNION | City:El Cajon | Size (Millions):$12.16 | Members:1040 |
| Name:NORTH HOLLYWOOD FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$4.70 | Members:1017 |
| Name:SOUTHLAND SAVINGS FEDERAL CREDIT UNION | City:Buena Park | Size (Millions):$8.58 | Members:1000 |
| Name:PRINTING OFFICE EMPLOYEES CREDIT UNION | City:Covina | Size (Millions):$4.59 | Members:992 |
| Name:SAN MATEO CITY EMPLOYEES FEDERAL CREDIT UNION | City:San Mateo | Size (Millions):$31.00 | Members:992 |
| Name:FRESNO GRANGERS FEDERAL CREDIT UNION | City:Fresno | Size (Millions):$13.25 | Members:981 |
| Name:PITTSBURG EMPLOYEES FEDERAL CREDIT UNION | City:Pittsburg | Size (Millions):$7.20 | Members:980 |
| Name:I.C.E. FEDERAL CREDIT UNION | City:Inglewood | Size (Millions):$3.58 | Members:970 |
| Name:SUNKIST EMPLOYEES FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$5.40 | Members:954 |
| Name:ST. AGNES HOSPITAL FEDERAL CREDIT UNION | City:Fresno | Size (Millions):$4.70 | Members:950 |
| Name:SONY SAN DIEGO EMPLOYEES FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$6.78 | Members:942 |
| Name:DELUXE LABORATORIES FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$9.78 | Members:933 |
| Name:PACOIMA DEVELOPMENT FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$4.11 | Members:889 |
| Name:POMONA POSTAL FEDERAL CREDIT UNION (PPFCU) | City:Pomona | Size (Millions):$4.25 | Members:869 |
| Name:ARCADIA CITY FEDERAL CREDIT UNION | City:Arcadia | Size (Millions):$5.60 | Members:867 |
| Name:LIMONEIRA FEDERAL CREDIT UNION | City:Santa Paula | Size (Millions):$4.56 | Members:842 |
| Name:S F MUNICIPAL RAILWAY EMP FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$6.28 | Members:815 |
| Name:REDLANDS CITY EMPLOYEES FEDERAL CREDIT UNION | City:Redlands | Size (Millions):$9.45 | Members:812 |
| Name:RARIN FEDERAL CREDIT UNION | City:Stockton | Size (Millions):$4.88 | Members:726 |
| Name:CITY OF UKIAH EMPLOYEES CREDIT UNION | City:Ukiah | Size (Millions):$4.10 | Members:703 |
| Name:COLUMBUS CLUB FEDERAL CREDIT UNION | City:San Fernando | Size (Millions):$8.05 | Members:690 |
| Name:DENOCOS FEDERAL CREDIT UNION | City:Crescent City | Size (Millions):$5.80 | Members:634 |
| Name:STATE EMPLOYEES #84 CREDIT UNION | City:Manteca | Size (Millions):$1.62 | Members:634 |
| Name:HIGH SIERRA CREDIT UNION | City:Bishop | Size (Millions):$11.38 | Members:626 |
| Name:LITHUANIAN CREDIT UNION | City:Los Angeles | Size (Millions):$6.94 | Members:623 |
| Name:MONROVIA CITY EMPLOYEES FEDERAL CREDIT UNION | City:Monrovia | Size (Millions):$3.64 | Members:618 |
| Name:UNITED AMERICA WEST FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$3.80 | Members:617 |
| Name:BAKERSFIELD COMMUNITY FEDERAL CREDIT UNION | City:Bakersfield | Size (Millions):$2.93 | Members:588 |
| Name:CHULA VISTA CITY EMPLOYEES FEDERAL CREDIT UNION | City:Chula Vista | Size (Millions):$2.38 | Members:548 |
| Name:PEPSI COLA FEDERAL CREDIT UNION | City:Buena Park | Size (Millions):$0.75 | Members:547 |
| Name:SOUTH SAN FRANCISCO CITY EMP FEDERAL CREDIT UNION | City:Menlo Park | Size (Millions):$4.02 | Members:528 |
| Name:FAITH BASED FEDERAL CREDIT UNION | City:Oceanside | Size (Millions):$1.11 | Members:515 |
| Name:DELANCEY STREET FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$0.37 | Members:512 |
| Name:CHERRY EMPLOYEES FEDERAL CREDIT UNION | City:Santa Ana | Size (Millions):$4.31 | Members:496 |
| Name:AZUSA CITY EMPLOYEES FEDERAL CREDIT UNION | City:Azusa | Size (Millions):$2.46 | Members:474 |
| Name:PACIFICA-COASTSIDE CREDIT UNION | City:Pacifica | Size (Millions):$1.44 | Members:462 |
| Name:KETEMA FEDERAL CREDIT UNION | City:El Cajon | Size (Millions):$1.58 | Members:454 |
| Name:UNION OIL SANTA FE SPRINGS EM FEDERAL CREDIT UNION | City:Brea | Size (Millions):$5.75 | Members:446 |
| Name:WESTERN STATES REGIONAL FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.71 | Members:432 |
| Name:MT. SLOVER FEDERAL CREDIT UNION | City:Colton | Size (Millions):$2.26 | Members:431 |
| Name:MERCED MUNICIPAL EMPLOYEES CREDIT UNION | City:Merced | Size (Millions):$2.09 | Members:423 |
| Name:COMPTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | City:Compton | Size (Millions):$1.13 | Members:409 |
| Name:SAN BERNARDINO COMM. COL. DIS. EMP FEDERAL CREDIT UNION | City:San Bernardino | Size (Millions):$2.82 | Members:409 |
| Name:L M C C EMPLOYEES FEDERAL CREDIT UNION | City:La Mesa | Size (Millions):$3.08 | Members:408 |
| Name:TEHACHAPI FEDERAL CREDIT UNION | City:Tehachapi | Size (Millions):$2.17 | Members:408 |
| Name:DAIJO FEDERAL CREDIT UNION | City:Orange | Size (Millions):$2.60 | Members:394 |
| Name:U.S.B. EMPLOYEES FEDERAL CREDIT UNION | City:Wilmington | Size (Millions):$2.59 | Members:362 |
| Name:SAN FERNANDO VALLEY JAPANESE CREDIT UNION | City:Los Angeles | Size (Millions):$1.18 | Members:328 |
| Name:CALVARY BAPTIST OF PACOIMA FEDERAL CREDIT UNION | City:San Fernando | Size (Millions):$0.19 | Members:321 |
| Name:JONES METHODIST CHURCH CREDIT UNION | City:San Francisco | Size (Millions):$0.55 | Members:313 |
| Name:ANGELUS CAN EMPLOYEES FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$1.65 | Members:309 |
| Name:BETHEL A.M.E. SAN FRANCISCO FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$0.58 | Members:297 |
| Name:FOUNTAIN VALLEY CREDIT UNION | City:Fountain Valley | Size (Millions):$2.37 | Members:292 |
| Name:SAN DIEGO JACL FEDERAL CREDIT UNION | City:San Diego | Size (Millions):$0.81 | Members:283 |
| Name:SAN FRANCISCO B P R FEDERAL CREDIT UNION | City:San Francisco | Size (Millions):$1.63 | Members:271 |
| Name:MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION | City:Mojave | Size (Millions):$1.99 | Members:270 |
| Name:NORTHERN CALIFORNIA LATVIAN CREDIT UNION | City:San Francisco | Size (Millions):$1.89 | Members:244 |
| Name:LOS ANGELES LEE FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.64 | Members:213 |
| Name:CANOGA POSTAL FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.98 | Members:201 |
| Name:K.C.NO. 3601 FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.79 | Members:164 |
| Name:MARYKNOLL OF L A FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.99 | Members:158 |
| Name:TAYLOR MEMORIAL UNITED METHODIST FEDERAL CREDIT UNION | City:Oakland | Size (Millions):$0.14 | Members:155 |
| Name:GUIDANCE CHURCH OF RELIGIOUS SCIENC FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.19 | Members:151 |
| Name:ZION HILL BAPTIST CHURCH FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.25 | Members:146 |
| Name:PEOPLES IND CHURCH FEDERAL CREDIT UNION | City:Los Angeles | Size (Millions):$0.09 | Members:127 |
Student Loans in California of August 2026
If you’re heading off to university, the best approach is to apply for a Federal Student Loan through the U.S. Department of Education. We recommend federal student loans because they offer debt forgiveness to borrowers who demonstrate significant financial need. For more information on the type of plans available and how they work, see our detailed guide.
However, you also have access to generous state-level programs that can decrease or even eliminate your tuition payments for residents in California.
University of California (UC) Blue and Gold Opportunity Plan
Designed specifically for the University of California (UC) attendants, the Blue and Gold Opportunity plan allows eligible undergraduates to have their tuition covered by student aid. To qualify, your family must have an annual income of less than $80,000, and you must submit your application no later than March 2nd of each year.
The Blue and Gold Opportunity Plan is open to:
- Residents of California.
- Undergraduate students in their first 4 years of attendance (first 2 years for transfer students).
- Students enrolled in at least 6 classes (at least half-time).
- Students who maintain compliance with UC’s academic standards.
- Students whose family has an annual income of less than $80,000.
California Middle Class Scholarship (MCS)
The MCS will cover anywhere from 10% to 40% of your tuition if your family’s annual income is less than $177,000. The grants are available to attendants of the University of California (UC) and California State (CSU) campuses.
To qualify, you must:
- Be a California resident.
- Attend UC or a CSU.
- Be a U.S. citizen, permanent resident, or have AB 540* student status.
- Meet academic requirements.
- Not be in default of any other student loan.
If approved, you can receive an MCS grant each year for the entire four years of your undergraduate degree.
California DREAM Act
Designed specifically for undocumented students, the California DREAM Act provides financial aid to any public college attendant in California.
You can apply if:
- You’re an undocumented student.
- You have a valid or expired DACA.
- You’re a U Visa holder.
- You currently have Temporary Protected Status (TPS).
Federal Housing Administration (FHA) Loans in California of August 2026
FHA loans are tailored to middle and low-income borrowers. They require a small down payment – roughly 3.5% – and borrowers with low credit scores are more likely to be approved. However, you usually need a credit score of 580 or more to qualify. If your credit score ranges from 500 to 579, you can still qualify, but your down payment will jump to at least 10%.
In California, state law regulates FHA loans by county and home size – meaning 1-bedroom homes qualify for a lower amount, while 4-bedroom homes qualify for higher amounts.
Here are the figures by county:
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Alameda County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Alpine County | Single Unit Limit (lowest):$463,450 | Four-Plex Limit (highest):$891,250 |
| County:Amador County | Single Unit Limit (lowest):$355,350 | Four-Plex Limit (highest):$683,350 |
| County:Butte County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Calaveras County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Colusa County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Contra Costa County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Del Norte County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:El Dorado County | Single Unit Limit (lowest):$569,250 | Four-Plex Limit (highest):$1,094,700 |
| County:Fresno County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Glenn County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Humboldt County | Single Unit Limit (lowest):$345,000 | Four-Plex Limit (highest):$663,450 |
| County:Imperial County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Inyo County | Single Unit Limit (lowest):$373,750 | Four-Plex Limit (highest):$718,750 |
| County:Kern County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Kings County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lake County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lassen County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Los Angeles County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Madera County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marin County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Mariposa County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mendocino County | Single Unit Limit (lowest):$409,400 | Four-Plex Limit (highest):$787,300 |
| County:Merced County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Modoc County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mono County | Single Unit Limit (lowest):$529,000 | Four-Plex Limit (highest):$1,017,300 |
| County:Monterey County | Single Unit Limit (lowest):$672,750 | Four-Plex Limit (highest):$1,293,750 |
| County:Napa County | Single Unit Limit (lowest):$764,750 | Four-Plex Limit (highest):$1,470,700 |
| County:Nevada County | Single Unit Limit (lowest):$486,450 | Four-Plex Limit (highest):$935,500 |
| County:Orange County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Placer County | Single Unit Limit (lowest):$569,250 | Four-Plex Limit (highest):$1,094,700 |
| County:Plumas County | Single Unit Limit (lowest):$336,950 | Four-Plex Limit (highest):$648,000 |
| County:Riverside County | Single Unit Limit (lowest):$442,750 | Four-Plex Limit (highest):$851,450 |
| County:Sacramento County | Single Unit Limit (lowest):$569,250 | Four-Plex Limit (highest):$1,094,700 |
| County:San Benito County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:San Bernardino County | Single Unit Limit (lowest):$442,750 | Four-Plex Limit (highest):$851,450 |
| County:San Diego County | Single Unit Limit (lowest):$701,500 | Four-Plex Limit (highest):$1,349,050 |
| County:San Francisco County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:San Joaquin County | Single Unit Limit (lowest):$448,500 | Four-Plex Limit (highest):$862,500 |
| County:San Luis Obispo County | Single Unit Limit (lowest):$690,000 | Four-Plex Limit (highest):$1,326,950 |
| County:San Mateo County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Santa Barbara County | Single Unit Limit (lowest):$653,200 | Four-Plex Limit (highest):$1,256,150 |
| County:Santa Clara County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Santa Cruz County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Shasta County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sierra County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Siskiyou County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Solano County | Single Unit Limit (lowest):$506,000 | Four-Plex Limit (highest):$973,100 |
| County:Sonoma County | Single Unit Limit (lowest):$704,950 | Four-Plex Limit (highest):$1,355,700 |
| County:Stanislaus County | Single Unit Limit (lowest):$365,700 | Four-Plex Limit (highest):$703,250 |
| County:Sutter County | Single Unit Limit (lowest):$345,000 | Four-Plex Limit (highest):$663,450 |
| County:Tehama County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Trinity County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Tulare County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Tuolumne County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ventura County | Single Unit Limit (lowest):$713,000 | Four-Plex Limit (highest):$1,371,150 |
| County:Yolo County | Single Unit Limit (lowest):$569,250 | Four-Plex Limit (highest):$1,094,700 |
| County:Yuba County | Single Unit Limit (lowest):$345,000 | Four-Plex Limit (highest):$663,450 |
As you can see, the smallest loan amount is $314,827, which is the legal limit in 19 counties. The largest loan amount of $1,397,400 is the legal limit in 11 counties.
Business Loans in California of August 2026
If you need a business loan, some great online lenders offer extremely competitive APRs:
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
As well, there are unique lending programs only available in the state of California. If you don’t qualify for the options above or prefer to deal with a local lender, the programs below offer great alternatives.
California Small Business Loan Guarantee Program
Organized by the Small Business Finance Center (SBFC) of California, the program partners with seven financial institutions. The SBFC guarantees 80% to 95% of each loan, making its seven partner lenders more willing to provide financing.
To qualify:
- You need to run a small business that has 750 employees or less.
- You need to meet specific lender requirements.
- You must be a for-profit business or eligible non-profit.
If approved, you can borrow up to $20 million, and repayment terms range from seven years and up.
Valley Economic Development Center (VEDC) Small Business Loans
With VEDC loans, you have three options to choose from:
- VEDC Standard Loans allow you to borrow anywhere from $50,000 to $500,000 and have interest rates as low as 8%. Repayment terms range from six to 60 months, and loan origination fees usually range from 2% to 3%.
- VEDC Microloans range from $2,500 to $50,000 and have the same repayment terms as above. However, interest rates are as low as 7.5%, and loan origination fees range from 3% to 5%.
- VEDC Microenterprise Loans range from $500 to $2,500, and you can repay the funds in as little as six months or upwards of two years. Interest rates are as low as 8.5%, and loan origination fees range from $25 to $50.
Accion Rapid Loan
While Accion offers loans across the country, its Accion Rapid Loan is only available in California. However, your business needs to reside in Imperial, Riverside, San Diego, or San Bernardino to qualify. You can borrow anywhere from $300 to $8,000 and repay the funds in three years or less. Interest rates range from 14% to 18%, but a 1% discount is offered to military personnel. As well, you need a minimum credit score of 550 to qualify.
How to Avoid Debt Cycle
When bills are piling up, taking out a loan can seem like your only option. However, if you’re not careful, the process can quickly get out of hand. You end up trying to service several loans that continue to compound with interest.
If you’re struggling and not sure where to turn, consider contacting a credit counselor. They can advise you on how to reduce your debt load and work with creditors to find an amicable solution. Many are available through non-profit organizations, and you can find help through the National Foundation for Credit Counseling.
Through the CFPB’s website, you can also find information on developing a debt management plan and avoiding upfront fees when working with debt settlement companies.
Conclusion
With so many regulations to protect consumers, The Golden State is a great jurisdiction to obtain an affordable loan. And while its payday loan regulations have exploitable loopholes, the state of California is still miles ahead of others when it comes to ensuring fair and honest borrowing. Despite that, California’s car title loan statutes need plenty of work. If you miss one payment, lenders have the legal right to seize your car as early as the next day. Moreover, the lender does not have to contact you or give prior notice. With so many other great laws in place, it’s strange why this one is still on the books. For student loans, though, California sets the standard. Government grants limit you to public colleges and universities. Still, California’s debt forgiveness and subsidy programs for low-income families make it one of the most affordable states in the country to attend university.
