$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
Best Loans in Kansas, Payday, Auto Title Laws of August 2026
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Loans By State •
Last Update: August 18, 2026
Best Loans in All States
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$100 - $40,000
CS: 0 • 5.99% - 35.99%
$1,000 - $100,000
CS: 0 • 5.94% - 35.99%
$100 - $20,000
CS: 0 • 5.99% - 35.99%
$200 - $5,000
CS: 0 • 5.99% - 35.99%
According to Chapter 16a-2-401 of Kansas’ Uniform Consumer Credit Code, closed-end installment loans – excluding mortgages – have APR-caps of 36% for loans of up to $860 or less and 21% for loans greater than $860. The maximum loan amount is $25,000, and prepaid finance charges are limited to 2% of the outstanding balance or $100.
Licensed lenders can also levy a delinquency charge – after the loan is 10 days past due – of 5% of the outstanding balance or $25, whichever is less. However, the charge can only be administered once, regardless of how long the loan defaults.
Other allowable charges include:
- Fees and taxes.
- Insurance costs.
- A bad check charge of no more than $30.
Best Bad Credit Loans in Kansas of August 2026
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*OppLoans only offers lines of credit in Kansas.
If you’re struggling to find the right lender, read our complete guide on bad credit loans.
Best Personal Loans for Good Credit in Kansas of August 2026
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Payday Loan Laws in Kansas of August 2026
Maximum Loan Amount: $500
Minimum Loan Term: 7 days
Maximum Loan Term: 30 days
Maximum Fee: $15% of the outstanding balance
Maximum APR: Averages 391%
Rollovers: Prohibited
Loan Limit: You can only have two payday loans at a time
Payday loans are legal in Kansas.
Chapter 16a-2-404 requires licensed lenders to cap loan amounts at $500, and finance charges cannot exceed 15% of the amount advanced. Borrowers are limited to two payday loans at a time. Licensed lenders are prohibited from making three payday loans to the same borrower within a 30-calendar-day period.
Licensed lenders are also required to keep track of each loan transaction and document the following information:
- The name, address, and telephone number of each borrower.
- The date the loan is made and the date the loan is due.
As well, finalized loan documents must include – in no less than 10-point boldface font – the following disclosure:
- NOTICE TO BORROWER: KANSAS LAW PROHIBITS THIS LENDER AND THEIR RELATED INTEREST FROM HAVING MORE THAN TWO LOANS OUTSTANDING TO YOU AT ANY ONE TIME. A LENDER CANNOT DIVIDE THE AMOUNT YOU WANT TO BORROW INTO MULTIPLE LOANS IN ORDER TO INCREASE THE FEES YOU PAY.
Payday Loan Laws in Kansas by Country of August 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of Kansas.
We haven’t found a significant difference between the payday loan laws in Kansas. If you are with bad credit, here are the laws in Kansas by country.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Wichita | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Overland Park | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Kansas City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Olathe | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Topeka | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Lawrence | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Shawnee | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Manhattan | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Lenexa | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Salina | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Hutchinson | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Leavenworth | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Leawood | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Dodge City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Garden City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Emporia | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Derby | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Junction City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Prairie Village | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Gardner | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Hays | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Pittsburg | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Liberal | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Newton | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Great Bend | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:McPherson | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:El Dorado | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Andover | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Ottawa | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Winfield | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Arkansas City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Lansing | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Haysville | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Merriam | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Atchison | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Parsons | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Coffeyville | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Mission | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Augusta | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Chanute | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Independence | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Park City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Wellington | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Fort Scott | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Bonner Springs | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Bel Aire | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Fort Riley | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Roeland Park | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Pratt | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Valley Center | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Eudora | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Abilene | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Spring Hill | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:De Soto | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Mulvane | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Basehor | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Ulysses | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Paola | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Colby | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Iola | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Concordia | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Tonganoxie | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Wamego | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Maize | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Baldwin City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Goodland | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Edwardsville | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Russell | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Louisburg | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Goddard | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Osawatomie | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Clay Center | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Hugoton | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Rose Hill | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Baxter Springs | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Beloit | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Scott City | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Fairway | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Larned | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Hesston | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Lyons | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Mission Hills | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Frontenac | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Lindsborg | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Marysville | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Holton | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Garnett | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Hiawatha | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Oaklawn-Sunview | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Columbus | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
| City:Ellsworth | Amount Allowed:$500 | APR Allowed:391% | Status:Legal |
Car Title Loans in Kansas of August 2026
Car title loans are legal in Kansas.
Loans are characterized as ‘open-end lines of credit,’ so there is no maximum loan amount or maximum APR. However, terms are capped at 30 days.
Alternative Payday Loans in Kansas of August 2026
As an alternative lender licensed in Kansas, OppLoans offers lines of credit to consumers across the state.
Typical terms are:
- Origination Fee: 2% of the loan amount.
- APR: Approximately 160%.
- Minimum Payment: 4% for monthly loan payments and 9% for bi-weekly or semi-monthly loan payments.
- Late Payment Charge: No more than 5% of the unpaid balance of the minimum payment.
Credit Unions in Kansas of August 2026
| Name: | APR: | Amount: |
|---|---|---|
| Name:Credit Union of America | APR:6.99%+ | Amount:$2,500+ |
| Name:Mazuma Credit Union | APR:10.44%+ | Amount:Up to $40,000 |
Credit Union of America
At Credit Union of America, you have four unsecured loan options to choose from:
- Signature Loans are organized in two tiers. For loans of less than $2,500, APRs are as low as 9.00%, and terms extend up to 36 months. For loans of over $2,500, APRs are as low as 8.50%, and terms also extend up to 36 months.
- Guaranteed Teacher Loans are designed for full-time teachers in Kansas. To qualify, you need to show a copy of your full-time teaching contract, status as an educator in Kansas, and allow payroll deductions for loan repayments. You can borrow up to $1,500, terms extend up to 12 months, and APRs are as low as 6.99%. However, the rate includes a 5.00% discount for using a CUA checking account with direct deposit; members are only allowed one loan at a time.
- Healthcare Professional Loans allow you to borrow up to $1,500, and APRs are as low as 6.99%. Terms extend up to 12 months.
- Laptop Loans are designed specifically for students. You can borrow up to $2,500, and terms extend up to 24 months. APRs are as low as 0.00%, but a co-signer is required for borrowers under 18. To qualify, you need to show a valid student ID, proof of purchase and approved credit. As well, laptop loans are limited to one per member.
Credit Union of America operates 14 branches across Kansas, located in Wichita, Derby, Goddard, Hutchinson, etc.
Mazuma Credit Union
Mazuma Credit Union offers personal loans of up to $40,000. APRs are as low as 10.44%, and terms extend up to 60 months. The non-profit credit union also has a simple, no-hassle application process, and loans can be used for nearly any reason.
Mazuma Credit Union operates 2 branches in Kansas, with locations in Overland Park and Olathe.
Best Auto Loans for Bad Credit in Kansas of August 2026
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Best Auto Loans for Good Credit in Kansas of August 2026
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All Licensed Credit Unions in Kansas of August 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:MERITRUST CREDIT UNION | City:Wichita | Size (Millions):$760.04 | Members:75970 |
| Name:MAINSTREET CREDIT UNION | City:Lenexa | Size (Millions):$300.96 | Members:57702 |
| Name:GOLDEN PLAINS CREDIT UNION | City:Garden City | Size (Millions):$373.95 | Members:52540 |
| Name:CREDIT UNION OF AMERICA | City:Wichita | Size (Millions):$394.26 | Members:38650 |
| Name:QUEST CREDIT UNION | City:Topeka | Size (Millions):$258.14 | Members:32148 |
| Name:ENVISTA CREDIT UNION | City:Topeka | Size (Millions):$221.37 | Members:32127 |
| Name:MID AMERICAN CREDIT UNION | City:Wichita | Size (Millions):$167.67 | Members:25185 |
| Name:CREDIT UNION OF DODGE CITY | City:Dodge City | Size (Millions):$61.13 | Members:19652 |
| Name:EDUCATIONAL CREDIT UNION | City:Topeka | Size (Millions):$153.83 | Members:19588 |
| Name:HUTCHINSON CREDIT UNION | City:Hutchinson | Size (Millions):$178.14 | Members:17165 |
| Name:CESSNA EMPLOYEES CREDIT UNION | City:Wichita | Size (Millions):$208.50 | Members:14655 |
| Name:KANSAS TEACHERS COMMUNITY CREDIT UNION | City:Pittsburg | Size (Millions):$67.60 | Members:12042 |
| Name:WHITE EAGLE CREDIT UNION | City:Augusta | Size (Millions):$72.98 | Members:11664 |
| Name:FRONTIER COMMUNITY CREDIT UNION | City:Leavenworth | Size (Millions):$103.64 | Members:11492 |
| Name:MIDWEST REGIONAL CREDIT UNION | City:Kansas City | Size (Millions):$54.01 | Members:10367 |
| Name:CENTRAL STAR CREDIT UNION | City:Wichita | Size (Millions):$69.05 | Members:9345 |
| Name:KANSAS STATE UNIVERSITY FEDERAL CREDIT UNION | City:Manhattan | Size (Millions):$53.25 | Members:8560 |
| Name:WICHITA FEDERAL CREDIT UNION | City:Wichita | Size (Millions):$75.47 | Members:8327 |
| Name:FIRST CHOICE CREDIT UNION | City:Wichita | Size (Millions):$69.23 | Members:8290 |
| Name:FARMWAY CREDIT UNION | City:Beloit | Size (Millions):$75.57 | Members:7995 |
| Name:CENTRAL KANSAS CREDIT UNION | City:Hutchinson | Size (Millions):$32.66 | Members:7951 |
| Name:TECU CREDIT UNION | City:Wichita | Size (Millions):$63.40 | Members:7915 |
| Name:ARK VALLEY CREDIT UNION | City:Arkansas City | Size (Millions):$30.66 | Members:7740 |
| Name:CAMPUS CREDIT UNION | City:Wichita | Size (Millions):$24.77 | Members:5081 |
| Name:B&V CREDIT UNION | City:Overland Park | Size (Millions):$58.97 | Members:4854 |
| Name:MEDICAL COMMUNITY CREDIT UNION | City:Wichita | Size (Millions):$17.96 | Members:4800 |
| Name:EMPORIA STATE FEDERAL CREDIT UNION | City:Emporia | Size (Millions):$51.99 | Members:4667 |
| Name:DILLON CREDIT UNION | City:Hutchinson | Size (Millions):$34.33 | Members:4620 |
| Name:MID-KANSAS CREDIT UNION | City:Moundridge | Size (Millions):$49.94 | Members:4548 |
| Name:EQUISHARE CREDIT UNION | City:Wichita | Size (Millions):$25.54 | Members:4249 |
| Name:CATHOLIC FAMILY FEDERAL CREDIT UNION | City:Wichita | Size (Millions):$25.53 | Members:4234 |
| Name:NEW CENTURY CREDIT UNION | City:Topeka | Size (Millions):$19.51 | Members:3889 |
| Name:FREEDOM 1ST FEDERAL CREDIT UNION | City:Mcconnell Afb | Size (Millions):$31.71 | Members:3846 |
| Name:CO-OPERATIVE CREDIT UNION | City:Coffeyville | Size (Millions):$21.45 | Members:3592 |
| Name:PANHANDLE FEDERAL CREDIT UNION | City:Wellington | Size (Millions):$42.63 | Members:3505 |
| Name:K.U.M.C. CREDIT UNION | City:Kansas City | Size (Millions):$24.56 | Members:3441 |
| Name:CREDIT UNION OF EMPORIA | City:Emporia | Size (Millions):$16.68 | Members:3411 |
| Name:KANSAS BLUE CROSS-BLUE SHIELD CREDIT UNION | City:Topeka | Size (Millions):$28.84 | Members:3198 |
| Name:MCPHERSON CO-OP CREDIT UNION | City:Cummings | Size (Millions):$31.27 | Members:2979 |
| Name:UNITED NORTHWEST FEDERAL CREDIT UNION | City:Norton | Size (Millions):$35.04 | Members:2555 |
| Name:KC FAIRFAX FEDERAL CREDIT UNION | City:Kansas City | Size (Millions):$9.92 | Members:2522 |
| Name:SM FEDERAL CREDIT UNION | City:Mission | Size (Millions):$58.97 | Members:2353 |
| Name:U S P L K EMPLOYEES FEDERAL CREDIT UNION | City:Leavenworth | Size (Millions):$35.16 | Members:2306 |
| Name:PARSONS PITTSBURG CREDIT UNION | City:Parsons | Size (Millions):$12.11 | Members:2278 |
| Name:HUTCHINSON GOVERNMENT EMPLOYEES CREDIT UNION | City:South Hutchinson | Size (Millions):$18.68 | Members:2213 |
| Name:RELIANCE CREDIT UNION | City:Kansas City | Size (Millions):$18.76 | Members:2165 |
| Name:SUNFLOWER U P FEDERAL CREDIT UNION | City:Marysville | Size (Millions):$4.48 | Members:1989 |
| Name:AREA CREDIT UNION | City:Kansas City | Size (Millions):$7.11 | Members:1890 |
| Name:K C K FIREMEN & POLICE CREDIT UNION | City:Kansas City | Size (Millions):$9.89 | Members:1881 |
| Name:GARDEN CITY TEACHERS FEDERAL CREDIT UNION | City:Garden City | Size (Millions):$11.26 | Members:1823 |
| Name:SALINA INTERPAROCHIAL CREDIT UNION | City:Salina | Size (Millions):$17.40 | Members:1758 |
| Name:CREDIT UNION OF LEAVENWORTH COUNTY | City:Lansing | Size (Millions):$6.45 | Members:1736 |
| Name:UAW MO-KAN FEDERAL CREDIT UNION | City:Kansas City | Size (Millions):$5.74 | Members:1719 |
| Name:BLUESTEM COMMUNITY CREDIT UNION | City:El Dorado | Size (Millions):$9.96 | Members:1694 |
| Name:ARGENTINE SANTA FE INDUSTRIES CREDIT UNION | City:Kansas City | Size (Millions):$19.28 | Members:1673 |
| Name:TOPEKA CITY EMPLOYEES CREDIT UNION | City:Topeka | Size (Millions):$9.00 | Members:1381 |
| Name:BELL CREDIT UNION | City:Hutchinson | Size (Millions):$9.33 | Members:1342 |
| Name:FARMERS CREDIT UNION | City:Hays | Size (Millions):$13.65 | Members:1335 |
| Name:CROSSROADS CREDIT UNION | City:Goessel | Size (Millions):$8.78 | Members:1299 |
| Name:VETERANS ADMINISTRATION CREDIT UNION | City:Wichita | Size (Millions):$5.15 | Members:1245 |
| Name:TOPEKA POLICE CREDIT UNION | City:Topeka | Size (Millions):$6.76 | Members:1198 |
| Name:TOPEKA POST OFFICE CREDIT UNION | City:Topeka | Size (Millions):$6.21 | Members:1171 |
| Name:JAYHAWK FEDERAL CREDIT UNION | City:Lawrence | Size (Millions):$2.25 | Members:1164 |
| Name:WESLEY MEDICAL CREDIT UNION | City:Wichita | Size (Millions):$5.35 | Members:1132 |
| Name:C & R CREDIT UNION | City:Clay Center | Size (Millions):$3.20 | Members:1050 |
| Name:TOPEKA FIREMEN’S CREDIT UNION | City:Topeka | Size (Millions):$8.50 | Members:985 |
| Name:HEALTH CARE EMPLOYEES CREDIT UNION | City:Kansas City | Size (Millions):$2.84 | Members:978 |
| Name:UNITED CREDIT UNION | City:Ness City | Size (Millions):$8.10 | Members:947 |
| Name:BRADKEN CREDIT UNION | City:Atchison | Size (Millions):$7.69 | Members:931 |
| Name:KANSAS CITY P&G EMPLOYEES CREDIT UNION | City:Kansas City | Size (Millions):$4.35 | Members:920 |
| Name:PEOPLES CHOICE CREDIT UNION | City:Coffeyville | Size (Millions):$6.67 | Members:914 |
| Name:EMPLOYMENT SECURITY EMPLOYEES CREDIT UNION | City:Topeka | Size (Millions):$1.77 | Members:860 |
| Name:BELL-GOVERNMENT CREDIT UNION | City:Dodge City | Size (Millions):$5.55 | Members:828 |
| Name:RIVER CITIES COMMUNITY CREDIT UNION | City:Atchison | Size (Millions):$2.13 | Members:802 |
| Name:MORTON CREDIT UNION | City:South Hutchinson | Size (Millions):$3.33 | Members:801 |
| Name:SALINA MUNICIPAL CREDIT UNION | City:Salina | Size (Millions):$1.96 | Members:798 |
| Name:CHRIST THE KING PARISH FEDERAL CREDIT UNION | City:Kansas City | Size (Millions):$2.05 | Members:754 |
| Name:ELLSWORTH FEDERAL CREDIT UNION | City:Ellsworth | Size (Millions):$3.12 | Members:751 |
| Name:BONNER SPRINGS FEDERAL CREDIT UNION | City:Bonner Springs | Size (Millions):$1.81 | Members:689 |
| Name:SALINE COUNTY TEACHERS CREDIT UNION | City:Salina | Size (Millions):$2.76 | Members:669 |
| Name:KANSAS AIR GUARD CREDIT UNION | City:Topeka | Size (Millions):$5.34 | Members:659 |
| Name:HUTCHINSON POSTAL & COMMUNITY CREDIT UNION | City:Hutchinson | Size (Millions):$3.52 | Members:649 |
| Name:WAKARUSA VALLEY CREDIT UNION | City:Lawrence | Size (Millions):$3.26 | Members:636 |
| Name:ELLIS CREDIT UNION | City:Ellis | Size (Millions):$5.56 | Members:611 |
| Name:EAGLE FEDERAL CREDIT UNION | City:Atchison | Size (Millions):$1.62 | Members:551 |
| Name:ARK CITY TEACHERS CREDIT UNION | City:Arkansas City | Size (Millions):$3.51 | Members:527 |
| Name:TRI-COUNTY CREDIT UNION | City:Grinnell | Size (Millions):$2.85 | Members:521 |
| Name:ENTERPRISE CREDIT UNION | City:Enterprise | Size (Millions):$1.81 | Members:515 |
| Name:VICTORIA COMMUNITY CREDIT UNION | City:Victoria | Size (Millions):$0.64 | Members:440 |
| Name:W. N. M. H. CREDIT UNION | City:Winfield | Size (Millions):$1.13 | Members:433 |
| Name:SALINA RAILROAD CREDIT UNION | City:Salina | Size (Millions):$0.56 | Members:429 |
| Name:BP ULYSSES FEDERAL CREDIT UNION | City:Ulysses | Size (Millions):$1.69 | Members:359 |
| Name:UNIVERSAL CREDIT UNION | City:Independence | Size (Millions):$0.91 | Members:293 |
| Name:HUTCHINSON NEWS CREDIT UNION | City:Hutchinson | Size (Millions):$1.60 | Members:277 |
| Name:QUINDARO HOMES FEDERAL CREDIT UNION | City:Kansas City | Size (Millions):$1.28 | Members:270 |
| Name:MID PLAINS CREDIT UNION | City:Glasco | Size (Millions):$0.90 | Members:218 |
| Name:KAN COLO CREDIT UNION | City:Hoisington | Size (Millions):$0.68 | Members:167 |
| Name:HOLY NAME CREDIT UNION | City:Coffeyville | Size (Millions):$0.48 | Members:166 |
| Name:SUNFLOWER FEDERAL CREDIT UNION | City:Wichita | Size (Millions):$0.44 | Members:149 |
| Name:CATHOLICS UNITED CREDIT UNION | City:Hutchinson | Size (Millions):$0.17 | Members:114 |
| Name:NORWESCO CREDIT UNION | City:St Francis | Size (Millions):$0.24 | Members:97 |
Student Loans In Kansas of August 2026
Kansas Comprehensive Grant
The Kansas Comprehensive Grant is a needs-based scholarship, open to students who enroll full-time at one of Kansas’ 18 private colleges/universities, 6 state universities, or Washburn University.
To qualify, you must submit a FAFSA application and list at least one of the eligible institutions. One in three students is granted funding, with awards ranging from $200 to $3,500 for those attending private institutions and $100 to $1,500 for those attending public institutions.
Federal Housing Administration (FHA) Loans in Kansas of August 2026
There are 105 counties in Kansas where residents can apply for FHA loans. The lowest loan amount of $314,827 is available in 100 counties, while the highest loan amount of $648,000 is available in 5 counties.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Allen County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Anderson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Atchison County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Barber County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Barton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bourbon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Brown County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Butler County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Chase County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Chautauqua County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cherokee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cheyenne County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clark County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clay County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cloud County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Coffey County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Comanche County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cowley County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Crawford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Decatur County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Dickinson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Doniphan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Douglas County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Edwards County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Elk County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ellis County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ellsworth County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Finney County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Franklin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Geary County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gove County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Graham County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Grant County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gray County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Greeley County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Greenwood County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hamilton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Harper County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Harvey County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Haskell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hodgeman County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jackson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jefferson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jewell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Johnson County | Single Unit Limit (lowest):$351,900 | Four-Plex Limit (highest):$676,750 |
| County:Kearny County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Kingman County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Kiowa County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Labette County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lane County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Leavenworth County | Single Unit Limit (lowest):$351,900 | Four-Plex Limit (highest):$676,750 |
| County:Lincoln County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Linn County | Single Unit Limit (lowest):$351,900 | Four-Plex Limit (highest):$676,750 |
| County:Logan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lyon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marion County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marshall County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mcpherson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Meade County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Miami County | Single Unit Limit (lowest):$351,900 | Four-Plex Limit (highest):$676,750 |
| County:Mitchell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Montgomery County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Morris County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Morton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Nemaha County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Neosho County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ness County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Norton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Osage County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Osborne County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ottawa County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pawnee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Phillips County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pottawatomie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pratt County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rawlins County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Reno County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Republic County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rice County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Riley County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rooks County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rush County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Russell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Saline County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Scott County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sedgwick County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Seward County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Shawnee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sheridan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sherman County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Smith County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stafford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stanton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stevens County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sumner County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Thomas County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Trego County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wabaunsee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wallace County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Washington County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wichita County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wilson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Woodson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wyandotte County | Single Unit Limit (lowest):$351,900 | Four-Plex Limit (highest):$676,750 |
Business Loans in Kansas of August 2026
If you need a business loan today, the online lenders below offer fast and convenient services:
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However, if you prefer to consult with a lender located in Kansas, consider Strategic Capital:
Strategic Capital
Founded in 2014, Strategic Capital is headquartered in Kansas and offers financing solutions for nearly every business need.
- Term Loans allow you to borrow up to $1 million, with APRs as low as 5.49%. Terms range from 1 to 5 years, and funding normally arrives in 4 to 7 business days. To qualify, you must be in business for at least 2 years, generate at least $20,000 in monthly revenue, and have a credit score of at least 650.
- Lines of Credit allow you to borrow up to $250,000 and APRs are as low as 7.99%. Terms range from 6 to 18 months, and funds usually arrive in 2 to 3 business days. To qualify, you must be in business for at least 6 months, generate at least $20,000 in monthly revenue, and have a personal credit score of at least 620.
- A Business Cash Advance allows you to borrow up to $1 million, with finance charges of $0.12 to $0.45 per dollar borrowed. Terms range from 3 to 18 months, and funds are available in 1 business day. To qualify, you must be in business for at least 6 months, generate at least $10,000 in monthly revenue, and have a personal credit score of at least 500.
- Invoice Factoring Loans allow you to borrow up to $5 million, and finance charges start at $0.25% per week. Terms extend up to 120 days (or more), and funds are available in 5 to 10 business days. To qualify, you must be in business for at least 6 months, generate at least $40,000 in monthly revenue, and have a credit score of at least 530.
Conclusion
In Kansas, the Uniform Consumer Credit Code requires licensed lenders to cap installment loan APRs at 36% for loans of up to $860 and 21% for loans greater than $860. Payday loans are legal in the state, with amounts capped at $500 and APRs averaging 391%. And while car title loans are also legal in Kansas, there is no maximum loan amount or maximum APR. As ‘open-end lines of credit,’ these terms are determined by the borrower and the lender.
