Best Loans in Mississippi, Payday, Auto Title Laws of September 2026

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Last Update: September 1, 2026

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Mississippi’s Small Loan Regulatory Law doesn’t limit the amount of financing that can be extended to borrowers. However, finance charges for installment loans are regulated:

For the first $1,000 borrowed, the maximum finance charge is 36%.
For amounts > $1,000 but ≤ $2,500, the maximum finance charge is 33%.
For amounts > $2,500 but ≤ $5,000, the maximum finance charge is 24%.
For amounts > $5,000, the maximum finance charge is 14%.

As an alternative to the APRs listed above – for loans of $25,000 or more – licensed lenders can charge 18% on the entire balance.

Closing fees are also regulated:

For loans ≤ $10,000, licensed lenders can charge 4% of the amount borrowed or $25, whichever is greater.
For loans > $10,000, licensed lenders can charge a maximum of $500.

Licensed lenders can also levy a late payment fee of $5 or 4% of the unpaid balance – whichever is greater.

Best Bad Credit Loans in Mississippi of September 2026

ZippyLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in Mississippi:

Yes

Get started

Upstart

Apply Now

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in Mississippi:

Yes

Get started

LifeLoans

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Mississippi:

Yes

Get started

VivaLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Mississippi:

Yes

Get started

NextDayPersonalLoan

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Mississippi:

Yes

Get started

FundsJoy

Apply Now

Amount:

$200 - $5,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Mississippi:

Yes

Get started

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in Mississippi:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in Mississippi:

Yes

Get started

To learn more about bad credit loans, see our complete guide.

Best Personal Loans for Good Credit in Mississippi of September 2026

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Mississippi:

Yes

Get started

Prosper

Apply Now

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Mississippi:

Yes

Get started

Credible

Apply Now

Amount:

$1,000 – $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Mississippi:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Mississippi:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Mississippi:

Yes

Get started

Upgrade

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Mississippi:

Yes

Get started

PayOff

Apply Now

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Mississippi:

Yes

Get started

Discover

Apply Now

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Mississippi:

Yes

Get started

Freedomplus

Apply Now

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Mississippi:

Yes

Get started

Payday Loan Laws in Mississippi of September 2026

Maximum Loan Amount: $500

Minimum Loan Term: Not specified

Maximum Loan Term: 30 days

Maximum Fee: $21.95 per $100 (loans > $250)

Maximum APR: Averages 521%

Rollovers: Prohibited

Loan Limit: No limit, but the total balance cannot exceed $500

Payday loans are legal in Mississippi.

The state’s Check Cashers Act requires licensed lenders to cap loan amounts at $500. Terms are structured where payday loans of $250 or less have a maximum term of 30 days. For loans over $250 – but less than or equal to $500 – the minimum term is 28 days, while the maximum term remains 30 days.

Borrowers can take out as many payday loans as they want. However, the total balance cannot exceed $500. Rollovers are also prohibited.

Finance charges are:

For loans ≤ $250, the maximum finance charge is $20 per $100 borrowed.
For loans > $250 but ≤ $500, the maximum finance charge is $21.95 per $100 borrowed.

Payday Loan Laws in Mississippi by Country of September 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of Mississippi.

We haven’t found a significant difference between the payday loan laws in Mississippi. If you are with bad credit, here are the laws in Mississippi by country.

You can see that all countries in Mississippi limit their payday loans to $500 and cap them at 521%.

City:	Amount Allowed:	APR Allowed:	Status:
City:Jackson	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Gulfport	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Southaven	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Hattiesburg	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Biloxi	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Meridian	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Tupelo	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Olive Branch	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Greenville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Horn Lake	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Pearl	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Madison	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Clinton	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Starkville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Columbus	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Ridgeland	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Brandon	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Oxford	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Vicksburg	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Pascagoula	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Laurel	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Gautier	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Ocean Springs	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Clarksdale	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Hernando	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Long Beach	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Natchez	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Corinth	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Greenwood	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:D’Iberville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Moss Point	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:McComb	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Grenada	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Bay St. Louis	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Canton	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Brookhaven	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Cleveland	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Byram	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Picayune	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Yazoo City	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:West Point	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Petal	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Indianola	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Flowood	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Booneville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:New Albany	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Gulf Hills	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:St. Martin	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Diamondhead	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Senatobia	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Holly Springs	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Batesville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Philadelphia	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Richland	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Amory	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Kosciusko	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Latimer	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Waveland	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Gulf Park Estates	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Louisville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Columbia	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Pontotoc	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:West Hattiesburg	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Pass Christian	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Forest	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Aberdeen	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Ripley	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Vancleave	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Saltillo	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Waynesboro	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Crystal Springs	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Carthage	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Ellisville	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Wiggins	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:University	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Tutwiler	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Florence	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Winona	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Magee	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Pearl River	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Mississippi State	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Leland	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Fulton	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Hazlehurst	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:New Hope	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Morton	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Beechwood	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Houston	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Water Valley	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Newton	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Verona	Amount Allowed:$500	APR Allowed:521%	Status:Legal
City:Lucedale	Amount Allowed:$500	APR Allowed:521%	Status:Legal

Best Auto Loans for Bad Credit in Mississippi of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Mississippi:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Mississippi:

Yes

Get started

StandardAutoFinancial

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Mississippi:

Yes

Get started

MaxCarLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Mississippi:

Yes

Get started

FirstChoiceAutoLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Mississippi:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Mississippi:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Mississippi:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Mississippi:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Mississippi:

Yes

Get started

CarsDirect

Apply Now

Amount:

$1,000 - $45,000

Min. Credit Score:

APR:

From 0.99%

Licensed in Mississippi:

Yes

Get started

Auto Credit Express

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Mississippi:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Mississippi:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Mississippi:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Mississippi:

Yes

Get started

Best Auto Loans for Good Credit in Mississippi of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Mississippi:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Mississippi:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Mississippi:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Mississippi:

Yes

Get started

Lightstream

Apply Now

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Mississippi:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Mississippi:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Mississippi:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Mississippi:

Yes

Get started

Usbank

Apply Now

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Mississippi:

Yes

Get started

Bank Of America

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Mississippi:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Mississippi:

Yes

Get started

Clearlane

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Mississippi:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Mississippi:

Yes

Get started

FHA Loans in Mississippi of September 2026

Mississippi has 82 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $638,100 for a 4-bedroom unit in Adams County.

County:	Single Unit Limit (lowest):	Four-Plex Limit (highest):
County:Adams County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Alcorn County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Amite County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Attala County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Benton County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Bolivar County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Calhoun County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Carroll County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Chickasaw County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Choctaw County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Claiborne County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Clarke County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Clay County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Coahoma County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Copiah County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Covington County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Desoto County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Forrest County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Franklin County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:George County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Greene County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Grenada County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Hancock County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Harrison County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Hinds County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Holmes County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Humphreys County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Issaquena County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Itawamba County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jackson County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jasper County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jefferson County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jefferson Davis County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jones County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Kemper County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lafayette County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lamar County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lauderdale County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lawrence County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Leake County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lee County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Leflore County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lincoln County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lowndes County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Madison County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Marion County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Marshall County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Monroe County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Montgomery County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Neshoba County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Newton County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Noxubee County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Oktibbeha County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Panola County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pearl River County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Perry County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pike County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pontotoc County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Prentiss County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Quitman County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Rankin County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Scott County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Sharkey County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Simpson County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Smith County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Stone County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Sunflower County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Tallahatchie County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Tate County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Tippah County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Tishomingo County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Tunica County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Union County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Walthall County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Warren County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Washington County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Wayne County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Webster County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Wilkinson County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Winston County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Yalobusha County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Yazoo County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100

Business Loans in Mississippi of September 2026

SuperMoney - Compare Business Loans

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Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

Licensed in Mississippi:

Yes

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LendingClub

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Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Mississippi:

Yes

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LendingTree

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Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Mississippi:

Yes

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Kabbage

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Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Mississippi:

Yes

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SmartBiz SBA Loans

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Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Mississippi:

Yes

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CredibilityCapital

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Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Mississippi:

Yes

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Live Oak Bank

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Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Mississippi:

Yes

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Funding Circle

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Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Mississippi:

Yes

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OnDeck

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Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Mississippi:

Yes

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BlueVine

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Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Mississippi:

Yes

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CaminoFinancial

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Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

Licensed in Mississippi:

Yes

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TheLoanExchange

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Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

Licensed in Mississippi:

Yes

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All Licensed Credit Unions in Mississippi of September 2026

Name:	City:	Size (Millions):	Members:
Name:KEESLER FEDERAL CREDIT UNION	City:Biloxi	Size (Millions):$1,963.51	Members:187866
Name:NAVIGATOR CU CREDIT UNION	City:Pascagoula	Size (Millions):$246.56	Members:37505
Name:HOPE FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$140.27	Members:25699
Name:CENTRAL SUNBELT FEDERAL CREDIT UNION	City:Laurel	Size (Millions):$177.12	Members:24058
Name:MUTUAL CREDIT UNION	City:Vicksburg	Size (Millions):$157.78	Members:19304
Name:MAGNOLIA FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$113.08	Members:17358
Name:MEMBERS EXCHANGE CREDIT UNION	City:Jackson	Size (Millions):$70.18	Members:15379
Name:STATEWIDE FEDERAL CREDIT UNION	City:Flowood	Size (Millions):$85.16	Members:14925
Name:TRIANGLE FEDERAL CREDIT UNION	City:Columbus	Size (Millions):$57.82	Members:12980
Name:MISSISSIPPI FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$79.98	Members:12572
Name:JACKSON AREA FEDERAL CREDIT UNION (JAFCU)	City:Jackson	Size (Millions):$52.93	Members:12481
Name:GULF COAST COMMUNITY FEDERAL CREDIT UNION	City:Gulfport	Size (Millions):$66.72	Members:9315
Name:1ST MISSISSIPPI FEDERAL CREDIT UNION	City:Meridian	Size (Millions):$53.56	Members:8570
Name:MISSISSIPPI TELCO FEDERAL CREDIT UNION	City:Pearl	Size (Millions):$155.77	Members:7951
Name:MERIDIAN MUTUAL FEDERAL CREDIT UNION	City:Meridian	Size (Millions):$29.58	Members:6944
Name:MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION	City:Jackson	Size (Millions):$17.46	Members:6281
Name:UNIVERSITY OF SOUTHERN MISSISSIPPI FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$22.79	Members:5584
Name:SINGING RIVER FEDERAL CREDIT UNION	City:Moss Point	Size (Millions):$152.98	Members:4960
Name:BRIGHTVIEW FEDERAL CREDIT UNION	City:Ridgeland	Size (Millions):$28.10	Members:4821
Name:HOSPITAL SYSTEM CREDIT UNION	City:Pascagoula	Size (Millions):$24.28	Members:4753
Name:MUNA FEDERAL CREDIT UNION	City:Meridian	Size (Millions):$24.90	Members:4717
Name:FIRST NESHOBA FEDERAL CREDIT UNION	City:Philadelphia	Size (Millions):$12.65	Members:4500
Name:MISSISSIPPI POSTAL EMPLOYEES FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$59.31	Members:4084
Name:N. MISSISSIPPI HEALTH SERVICES EMP. FEDERAL CREDIT UNION	City:Tupelo	Size (Millions):$10.95	Members:3387
Name:HARRISON COUNTY P O E FEDERAL CREDIT UNION	City:Gulfport	Size (Millions):$5.91	Members:3278
Name:FERGUSON FEDERAL CREDIT UNION	City:Monticello	Size (Millions):$55.19	Members:3222
Name:OLD SOUTH FEDERAL CREDIT UNION	City:Natchez	Size (Millions):$17.60	Members:3204
Name:NEW HORIZONS CREDIT UNION	City:West Point	Size (Millions):$7.57	Members:2790
Name:MCCOMB FEDERAL CREDIT UNION	City:Mccomb	Size (Millions):$9.29	Members:2782
Name:MISSISSIPPI DHS FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$6.69	Members:2716
Name:CAMP SHELBY FEDERAL CREDIT UNION	City:Shelby	Size (Millions):$15.29	Members:2296
Name:MBHS FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$7.56	Members:2152
Name:COLUMBUS MUNICIPAL CREDIT UNION	City:Columbus	Size (Millions):$9.50	Members:2064
Name:CREDIT UNION SOUTH	City:Biloxi	Size (Millions):$7.20	Members:2043
Name:HEALTHPLUS FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$6.51	Members:2031
Name:EPA CREDIT UNION	City:Ridgeland	Size (Millions):$17.12	Members:2023
Name:EAST CENTRAL MISSISSIPPI CREDIT UNION	City:Newton	Size (Millions):$4.92	Members:2002
Name:VICKSWOOD CREDIT UNION	City:Vicksburg	Size (Millions):$9.90	Members:1993
Name:MID DELTA CREDIT UNION	City:Indianola	Size (Millions):$1.44	Members:1984
Name:PINE BELT FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$8.67	Members:1967
Name:MISSISSIPPI HIGHWAY SAFTY PAT FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$10.75	Members:1868
Name:CHOCTAW FEDERAL CREDIT UNION	City:Choctaw	Size (Millions):$1.95	Members:1834
Name:MEMORIAL FEDERAL CREDIT UNION	City:Gulfport	Size (Millions):$8.90	Members:1813
Name:MISSISSIPPI NATIONAL GUARD FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$13.25	Members:1726
Name:SHELBY/BOLIVAR COUNTY FEDERAL CREDIT UNION	City:Boyle	Size (Millions):$2.24	Members:1687
Name:ELEVATOR CREDIT UNION	City:Olive Branch	Size (Millions):$11.56	Members:1635
Name:DELTA CREDIT UNION	City:Greenville	Size (Millions):$5.06	Members:1598
Name:BENCHSMART FEDERAL CREDIT UNION	City:Yazoo City	Size (Millions):$10.41	Members:1587
Name:BILOXI TEACHERS FEDERAL CREDIT UNION	City:Biloxi	Size (Millions):$8.81	Members:1574
Name:WESLEY HEALTH SYSTEMS FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$2.61	Members:1518
Name:MISSISSIPPI FARM BUREAU EMPLOYEES CREDIT UNION	City:Jackson	Size (Millions):$12.11	Members:1456
Name:VICKSBURG RAILROAD CREDIT UNION	City:Vicksburg	Size (Millions):$12.73	Members:1443
Name:MISSISSIPPI DEPT.OF TRANSPORTATION FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$4.77	Members:1401
Name:MEMBERS 1ST COMMUNITY FEDERAL CREDIT UNION	City:Columbus	Size (Millions):$2.63	Members:1387
Name:MERIDIAN MISSISSIPPI ANG FEDERAL CREDIT UNION	City:Meridian	Size (Millions):$14.88	Members:1369
Name:MISSISSIPPI CENTRAL FEDERAL CREDIT UNION	City:Morton	Size (Millions):$2.48	Members:1276
Name:HATTIESBURG-LAUREL FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$8.56	Members:1157
Name:COASTAL CREDIT UNION	City:Biloxi	Size (Millions):$7.02	Members:1083
Name:TWIN STATES FEDERAL CREDIT UNION	City:Columbus	Size (Millions):$4.34	Members:1052
Name:B & W MISS. EMPLOYEES FEDERAL CREDIT UNION	City:West Point	Size (Millions):$7.36	Members:949
Name:TOMBIGBEE FEDERAL CREDIT UNION	City:Amory	Size (Millions):$6.30	Members:878
Name:AMPOT FEDERAL CREDIT UNION	City:Hamilton	Size (Millions):$8.23	Members:856
Name:NORTHEAST MISSISSIPPI FEDERAL CREDIT UNION	City:Amory	Size (Millions):$3.20	Members:847
Name:M S T C FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$3.52	Members:843
Name:ELLISVILLE STATE SCHOOL EMPLOYEES CREDIT UNION	City:Ellisville	Size (Millions):$2.23	Members:793
Name:POSTAL CREDIT UNION	City:Meridian	Size (Millions):$6.20	Members:633
Name:FORREST-PETAL EDUCATIONAL FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$1.19	Members:628
Name:JUNIOR COLLEGE FEDERAL CREDIT UNION	City:Perkinston	Size (Millions):$1.73	Members:609
Name:VALLEY GAS EMPLOYEES CREDIT UNION	City:Jackson	Size (Millions):$8.17	Members:609
Name:MUW EMPLOYEES FEDERAL CREDIT UNION	City:Columbus	Size (Millions):$3.23	Members:607
Name:NATCHEZ-ADAMS EDUCATORS CREDIT UNION	City:Natchez	Size (Millions):$1.65	Members:591
Name:TREASURY EMPLOYEES FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$8.42	Members:582
Name:COPIAH – LINCOLN EDUCATORS FEDERAL CREDIT UNION	City:Wesson	Size (Millions):$1.07	Members:567
Name:CITIZENS CHOICE FEDERAL CREDIT UNION	City:Natchez	Size (Millions):$1.03	Members:522
Name:JACKSON ACCO CREDIT UNION	City:Jackson	Size (Millions):$2.78	Members:451
Name:FORREST COUNTY TEACHERS FEDERAL CREDIT UNION	City:Hattiesburg	Size (Millions):$0.29	Members:450
Name:PEARL MUNICIPAL CREDIT UNION	City:Pearl	Size (Millions):$0.84	Members:436
Name:MILLER TRANSPORTERS FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$3.42	Members:433
Name:ISSAQUENA COUNTY FEDERAL CREDIT UNION	City:Mayersville	Size (Millions):$1.10	Members:426
Name:T.P.C. EMPLOYEES FEDERAL CREDIT UNION	City:Tupelo	Size (Millions):$0.59	Members:421
Name:CANADIAN NATIONAL RAILWAY EMPLOYEES FEDERAL CREDIT UNION	City:Terry	Size (Millions):$3.08	Members:407
Name:UNITED METHODIST OF MISSISSIPPI FEDERAL CREDIT UNION	City:Booneville	Size (Millions):$1.13	Members:359
Name:MISSISSIPPI COLLEGE EMPLOYEES CREDIT UNION	City:Clinton	Size (Millions):$2.36	Members:278
Name:PIKE COUNTY TEACHERS FEDERAL CREDIT UNION	City:Mccomb	Size (Millions):$0.94	Members:261
Name:CENTRAL MISSISSIPPI FEDERAL CREDIT UNION	City:Winona	Size (Millions):$0.43	Members:258
Name:GRENADA LAKE MEDICAL CENTER EMPLS FEDERAL CREDIT UNION	City:Grenada	Size (Millions):$0.18	Members:220
Name:JPFCE FEDERAL CREDIT UNION	City:Jackson	Size (Millions):$1.33	Members:183
Name:STEPHENS-ADAMSON EMPLOYEES CREDIT UNION	City:Clarksdale	Size (Millions):$0.15	Members:41