New Hampshire’s Small Loan Statute requires licensed lenders to cap installment loans at $10,000. APRs are capped at 36% and include allowable annual charges – of $100 – for application and membership fees. After the loan is at least 10 days past due, delinquency charges of 5% are applied to the unpaid balance.
Best Bad Credit Loans in New Hampshire of September 2026
ZippyLoan
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Licensed in New Hampshire:
Yes
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Upstart
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Licensed in New Hampshire:
Yes
|
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LifeLoans
|
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|
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Licensed in New Hampshire:
Yes
|
|
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VivaLoan
|
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Licensed in New Hampshire:
Yes
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NextDayPersonalLoan
|
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Licensed in New Hampshire:
Yes
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FundsJoy
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Licensed in New Hampshire:
Yes
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SuperMoney
|
Amount:
$1,000 - $100,000
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Licensed in New Hampshire:
Yes
|
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PersonalLoans
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Terms:
90 Days - 72 Months
|
Licensed in New Hampshire:
Yes
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If you’re confused about which lender is right for you, our guide on bad credit loans can help clarify things.
Best Personal Loans for Good Credit in New Hampshire of September 2026
SuperMoney
|
Amount:
$1,000 - $100,000
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Licensed in New Hampshire:
Yes
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Prosper
|
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Licensed in New Hampshire:
Yes
|
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Credible
|
Amount:
$1,000 – $100,000
|
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Licensed in New Hampshire:
Yes
|
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PersonalLoans
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Terms:
90 Days – 72 Months
|
Licensed in New Hampshire:
Yes
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LendingTree
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Licensed in New Hampshire:
Yes
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Upgrade
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Licensed in New Hampshire:
Yes
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PayOff
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Licensed in New Hampshire:
Yes
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Discover
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Licensed in New Hampshire:
Yes
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Freedomplus
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Licensed in New Hampshire:
Yes
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Payday Loan Laws in New Hampshire of September 2026
Maximum Loan Amount: $500
Minimum Loan Term: 7 days
Maximum Loan Term: 30 days
Maximum Fee: $1.38 per $100 borrowed (2-week term)
Maximum APR: 36%
Rollovers: Prohibited
Loan Limit: You can only have one payday loan at a time
Payday loans are legal in New Hampshire.
However, licensed lenders are subject to the same 36% APR cap listed above. Loan amounts are capped at $500, and the minimum loan term is 7 days, while the maximum loan term is 30 days. Rollovers are prohibited, and licensed lenders cannot extend credit to a borrower who already has an outstanding payday loan or a borrower who had one outstanding within the previous 60 days.
New Hampshire’s legislation also gives borrowers the right to return the loan proceeds within one business day and not incur any finance charges. Licensed lenders are also required to post – at each storefront – a schedule of interest charges using examples of a $300 payday loan taken out over 14 days and 30 days.
Payday Loan Laws in New Hampshire by Country of September 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of New Hampshire.
We haven’t found a significant difference between the payday loan laws in New Hampshire. In the state of New Hampshire, payday loans are legit but remain regulated in all countries.
| City: |
Amount Allowed: |
APR Allowed: |
Status: |
| City:Manchester |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Nashua |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Concord |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Derry |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Dover |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Rochester |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Salem |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Merrimack |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Londonderry |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hudson |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Keene |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Bedford |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Portsmouth |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Goffstown |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Durham |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Laconia |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Milford |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hampton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Exeter |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Windham |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hooksett |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Lebanon |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Pelham |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Claremont |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Somersworth |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hanover |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Amherst |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Raymond |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Berlin |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Conway |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Newmarket |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Weare |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Barrington |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Seabrook |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hampstead |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Franklin |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Litchfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hollis |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Bow |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Plaistow |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Stratham |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Belmont |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Swanzey |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Pembroke |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Gilford |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Epping |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Atkinson |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Farmington |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Plymouth |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Peterborough |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Newport |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Meredith |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Sandown |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Wolfeboro |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Kingston |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Rindge |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hillsborough |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Littleton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Hopkinton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:New Boston |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Loudon |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Rye |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Auburn |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Jaffrey |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Brookline and Alton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:New Ipswich |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Chester |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Charlestown |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Wakefield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Nottingham |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Henniker |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Newton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Northfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Epsom |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Brentwood |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Fremont |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Milton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Barnstead |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Haverhill |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Enfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Danville |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:New London |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Deerfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:North Hampton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Lee |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Allenstown |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Northwood |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Ossipee |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Winchester |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Pittsfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Strafford |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Moultonborough |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Boscawen |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Greenland |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Candia |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Canaan and Hinsdale |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Walpole |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Gilmanton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Wilton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Chesterfield |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Tilton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Sunapee |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Campton |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Lancaster |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
| City:Bristol |
Amount Allowed:$500 |
APR Allowed:36% |
Status:Legal |
Best Auto Loans for Bad Credit in New Hampshire of September 2026
SuperMoney - Compare Loans to Buy Car
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
SuperMoney - Compare Loans to Refinance Car
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
StandardAutoFinancial
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
MaxCarLoan
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
FirstChoiceAutoLoan
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
MyAutoLoan
|
Amount:
$8,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingTree
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Consumers
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
OneMainFinancial
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
CarsDirect
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Auto Credit Express
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
CapitalOne
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingClub
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Carvana
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Best Auto Loans for Good Credit in New Hampshire of September 2026
SuperMoney - Compare Loans to Buy Car
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
SuperMoney - Compare Loans to Refinance Car
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingTree
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Consumers
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Lightstream
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
CapitalOne
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
MyAutoLoan
|
Amount:
$8,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Carvana
|
Amount:
$1,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Usbank
|
Amount:
$3,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Bank Of America
|
Amount:
$5,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingClub
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Clearlane
|
Amount:
$5,000 - $100,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
OneMainFinancial
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
FHA Loans in New Hampshire of September 2026
New Hampshire has 10 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Belknap County to a high of $1,326,950 for a 4-bedroom unit in Rockingham County.
| County: |
Single Unit Limit (lowest): |
Four-Plex Limit (highest): |
| County:Belknap County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Carroll County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Cheshire County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Coos County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Grafton County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Hillsborough County |
Single Unit Limit (lowest):$339,250 |
Four-Plex Limit (highest):$652,400 |
| County:Merrimack County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
| County:Rockingham County |
Single Unit Limit (lowest):$690,000 |
Four-Plex Limit (highest):$1,326,950 |
| County:Strafford County |
Single Unit Limit (lowest):$690,000 |
Four-Plex Limit (highest):$1,326,950 |
| County:Sullivan County |
Single Unit Limit (lowest):$331,760 |
Four-Plex Limit (highest):$638,100 |
Business Loans in New Hampshire of September 2026
SuperMoney - Compare Business Loans
|
Amount:
Up to $10,000,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingClub
|
Amount:
$5,000 - $500,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
LendingTree
|
Amount:
$5,000 - $500,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Kabbage
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
SmartBiz SBA Loans
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
CredibilityCapital
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Live Oak Bank
|
Amount:
$75,000 - $5,000,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
Funding Circle
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
OnDeck
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
BlueVine
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
CaminoFinancial
|
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
TheLoanExchange
|
Amount:
$6,000 to $250,000
|
|
|
Licensed in New Hampshire:
Yes
|
|
|
All Licensed Credit Unions in New Hampshire of September 2026
| Name: |
City: |
Size (Millions): |
Members: |
| Name:SERVICE CREDIT UNION |
City:Portsmouth |
Size (Millions):$1,979.08 |
Members:161055 |
| Name:ST. MARY’S BANK CREDIT UNION |
City:Manchester |
Size (Millions):$717.70 |
Members:80854 |
| Name:NORTHEAST CREDIT UNION |
City:Portsmouth |
Size (Millions):$695.83 |
Members:72437 |
| Name:TRIANGLE CREDIT UNION |
City:Nashua |
Size (Millions):$486.32 |
Members:39844 |
| Name:BELLWETHER COMMUNITY CREDIT UNION |
City:Manchester |
Size (Millions):$353.00 |
Members:28165 |
| Name:GRANITE STATE CREDIT UNION |
City:Manchester |
Size (Millions):$289.95 |
Members:27240 |
| Name:NEW HAMPSHIRE FEDERAL CREDIT UNION |
City:Concord |
Size (Millions):$234.36 |
Members:20729 |
| Name:HOLY ROSARY CREDIT UNION |
City:Rochester |
Size (Millions):$173.06 |
Members:17179 |
| Name:WOODLANDS CREDIT UNION |
City:Berlin |
Size (Millions):$106.80 |
Members:16343 |
| Name:MEMBERS FIRST CREDIT UNION OF N.H. |
City:Manchester |
Size (Millions):$130.96 |
Members:13096 |
| Name:GUARDIAN ANGELS CREDIT UNION |
City:Berlin |
Size (Millions):$39.77 |
Members:4594 |
| Name:NEW HAMPSHIRE POSTAL CREDIT UNION |
City:Manchester |
Size (Millions):$36.39 |
Members:4509 |
| Name:CHESHIRE COUNTY FEDERAL CREDIT UNION |
City:Keene |
Size (Millions):$13.31 |
Members:3096 |
| Name:PRECISION FEDERAL CREDIT UNION |
City:Keene |
Size (Millions):$14.64 |
Members:2426 |
| Name:N.H. COMMUNITY FEDERAL CREDIT UNION |
City:Claremont |
Size (Millions):$7.66 |
Members:2265 |
| Name:N G M EMPLOYEES FEDERAL CREDIT UNION |
City:Keene |
Size (Millions):$4.33 |
Members:1455 |
| Name:FREUDENBERG-NOK EMPLOYEES CREDIT UNION |
City:Bristol |
Size (Millions):$2.02 |
Members:1229 |
| Name:CHESHIRE HEALTH FEDERAL CREDIT UNION |
City:Keene |
Size (Millions):$3.22 |
Members:1166 |
| Name:ST. JOSEPH HOSPITAL EMPLOYEES’S CREDIT UNION |
City:Nashua |
Size (Millions):$5.96 |
Members:1116 |
| Name:TIMKEN AEROSPACE FEDERAL CREDIT UNION |
City:Lebanon |
Size (Millions):$6.78 |
Members:972 |
| Name:GROPACO FEDERAL CREDIT UNION |
City:Northumberland |
Size (Millions):$1.00 |
Members:479 |
