Article 15 of North Carolina’s Consumer Finance Act requires licensed lenders to cap installment loans at $15,000. The minimum loan term is 12 months, while the maximum loan term is 96 months. Licensed lenders can levy a non-sufficient funds fee (NSF) of $25 for loans of $2,500 or less or charge a fee of 1% of the amount financed for loans greater than $2,500 – up to a maximum of $40.
Allowable finance charges for loans of $10,000 or less are:
- 30% per year on the first $4,000
- 24% per year on amounts > 4,000 but ≤ 8,000
- 18% per year on amounts > 8,000 but ≤ 10,000
For loans over $10,000, the maximum APR is 18% per year.
Licensed lenders can also levy a delinquency charge – after the loan is at least 10 days past due – $15. If borrowers return the loan proceeds in full within three business days, they will not incur any finance charges.
Best Bad Credit Loans in North Carolina of September 2026
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See our comprehensive guide for an in-depth breakdown of everything you need to know about bad credit loans.
Best Personal Loans for Good Credit in North Carolina of September 2026
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Payday Loan Laws in North Carolina of September 2026
Traditional payday loans are illegal in North Carolina. All lenders are required to follow the installment loan regulations listed above – which means loans must have a minimum term of at least 12 months, and APRs cannot exceed 30% for loans of $4,000 or less.
Payday Loan Laws in North Carolina by Country of September 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of North Carolina.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Charlotte | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Raleigh | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Greensboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Durham | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Winston-Salem | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Fayetteville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Cary | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wilmington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:High Point | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Greenville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Asheville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Concord | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Gastonia | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Jacksonville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Chapel Hill | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rocky Mount | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Huntersville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Burlington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wilson | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Apex | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kannapolis | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hickory | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wake Forest | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Indian Trail | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mooresville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Goldsboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Monroe | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Salisbury | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Holly Springs | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Matthews | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:New Bern | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Sanford | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Garner | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Cornelius | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Thomasville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Statesville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mint Hill | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Fuquay-Varina | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Asheboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Morrisville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kernersville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Carrboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lumberton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kinston | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Havelock | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Clayton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Shelby | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Clemmons | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Leland | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lexington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Boone | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lenoir | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Elizabeth City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Morganton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Albemarle | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Murraysville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Pinehurst | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hope Mills | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mount Holly | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Harrisburg | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Laurinburg | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Stallings | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mebane and Knightdale | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Eden | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Henderson | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Roanoke Rapids | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Graham | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Waxhaw | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Piney Green | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Reidsville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hendersonville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Southern Pines | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lewisville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Newton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Davidson | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Spring Lake | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Smithfield | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Belmont | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Archdale | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Tarboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Summerfield | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Elon | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kings Mountain | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lincolnton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Weddington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Myrtle Grove | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mount Airy | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Waynesville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Washington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Dunn | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Winterville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Morehead City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:St. Stephens | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kings Grant | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rockingham | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Oxford | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wesley Chapel | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Pineville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Clinton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Conover | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Roxboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lake Norman of Catawba | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Black Mountain | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Siler City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Fletcher | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Marion | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Porters Neck | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Brevard | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Butner | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Ogden | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Half Moon | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Oak Island | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Etowah | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Aberdeen | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mills River | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Forest City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hillsborough | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kill Devil Hills | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Gibsonville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rolesville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:King | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Oak Ridge | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wendell | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Unionville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Trinity | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Selma | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Woodfin | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hamlet | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Silver Lake | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Marvin | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Carolina Beach | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Cullowhee | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Cherryville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Boiling Spring Lakes | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hampstead | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:James City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Nashville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Whiteville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Bessemer City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Angier | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Williamston | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Stokesdale | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wadesboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wrightsboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mocksville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Zebulon | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Sawmills | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:St. James | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Ayden | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Walkertown | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:East Flat Rock | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Erwin | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Long View | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Royal Pines | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Raeford and Ahoskie | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Midway | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Pleasant Garden | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Archer Lodge | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Edenton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mount Olive | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Farmville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Bayshore | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Dallas | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Granite Falls | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Newport | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Boiling Springs | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Creedmoor | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Valdese | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Seven Lakes | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Beaufort | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Cramerton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Swannanoa | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Welcome | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Canton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Spindale | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:North Wilkesboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Elkin | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:China Grove | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Westport | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Randleman | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Pittsboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Trent Woods | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wingate and Brices Creek | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Burgaw | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Bethlehem | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rutherfordton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Jamestown | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Tabor City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Shallotte | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Gamewell | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Carolina Shores | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Franklin | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wallace | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Tyro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Weaverville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mountain Home | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Sunset Beach | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lake Park | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Elroy | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Moyock | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mountain View | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Hudson | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Fairview town | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Emerald Isle | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Eastover | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Forest Oaks | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Northchase | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Benson | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Stanley | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rockfish | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lowell | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Dana and Southport | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Ranlo | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Plymouth | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Elizabethtown | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Windsor | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lillington | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wilkesboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Midland | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Louisburg | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Kitty Hawk | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Red Springs | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Red Oak | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Maiden | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:River Road | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Locust | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Troy | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Flat Rock village | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Mar-Mac | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:East Rockingham | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Surf City | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Spencer | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Whispering Pines | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Polkton | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Denver | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Swansboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Rural Hall | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Warsaw | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Landis | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Murfreesboro | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:River Bend | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lake Junaluska | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Pembroke | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Lowesville | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Wallburg | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
| City:Glen Raven | Amount Allowed:N/A | APR Allowed:36% | Status:Prohibited |
Best Auto Loans for Bad Credit in North Carolina of September 2026
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Best Auto Loans for Good Credit in North Carolina of September 2026
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FHA Loans in North Carolina of September 2026
North Carolina has 100 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Alamance County to a high of $1,472,550 for a 4-bedroom unit in Pasquotank County.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Alamance County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Alexander County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Alleghany County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Anson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ashe County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Avery County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Beaufort County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bertie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bladen County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Brunswick County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Buncombe County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Burke County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cabarrus County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Caldwell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Camden County | Single Unit Limit (lowest):$458,850 | Four-Plex Limit (highest):$882,400 |
| County:Carteret County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Caswell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Catawba County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Chatham County | Single Unit Limit (lowest):$414,000 | Four-Plex Limit (highest):$796,150 |
| County:Cherokee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Chowan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clay County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cleveland County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Columbus County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Craven County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cumberland County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Currituck County | Single Unit Limit (lowest):$458,850 | Four-Plex Limit (highest):$882,400 |
| County:Dare County | Single Unit Limit (lowest):$391,000 | Four-Plex Limit (highest):$751,900 |
| County:Davidson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Davie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Duplin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Durham County | Single Unit Limit (lowest):$414,000 | Four-Plex Limit (highest):$796,150 |
| County:Edgecombe County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Forsyth County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Franklin County | Single Unit Limit (lowest):$353,050 | Four-Plex Limit (highest):$678,950 |
| County:Gaston County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gates County | Single Unit Limit (lowest):$458,850 | Four-Plex Limit (highest):$882,400 |
| County:Graham County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Granville County | Single Unit Limit (lowest):$414,000 | Four-Plex Limit (highest):$796,150 |
| County:Greene County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Guilford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Halifax County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Harnett County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Haywood County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Henderson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hertford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hoke County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hyde County | Single Unit Limit (lowest):$483,000 | Four-Plex Limit (highest):$928,850 |
| County:Iredell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jackson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Johnston County | Single Unit Limit (lowest):$353,050 | Four-Plex Limit (highest):$678,950 |
| County:Jones County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lenoir County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lincoln County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Macon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Madison County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Martin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mcdowell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mecklenburg County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mitchell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Montgomery County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Moore County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Nash County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:New Hanover County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Northampton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Onslow County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Orange County | Single Unit Limit (lowest):$414,000 | Four-Plex Limit (highest):$796,150 |
| County:Pamlico County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pasquotank County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Pender County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Perquimans County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Person County | Single Unit Limit (lowest):$414,000 | Four-Plex Limit (highest):$796,150 |
| County:Pitt County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Polk County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Randolph County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Richmond County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Robeson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rockingham County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rowan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rutherford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sampson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Scotland County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stanly County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stokes County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Surry County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Swain County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Transylvania County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Tyrrell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Union County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Vance County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wake County | Single Unit Limit (lowest):$353,050 | Four-Plex Limit (highest):$678,950 |
| County:Warren County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Washington County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Watauga County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wayne County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wilkes County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wilson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Yadkin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Yancey County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
Business Loans in North Carolina of September 2026
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All Licensed Credit Unions in North Carolina of September 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:STATE EMPLOYEES’ CREDIT UNION | City:Raleigh | Size (Millions):$23,695.26 | Members:1723570 |
| Name:LOCAL GOVERNMENT FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$1,151.34 | Members:206196 |
| Name:COASTAL FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$2,014.04 | Members:191988 |
| Name:TRULIANT FEDERAL CREDIT UNION | City:Winston-Salem | Size (Millions):$1,494.54 | Members:184921 |
| Name:MARINE FEDERAL CREDIT UNION | City:Jacksonville | Size (Millions):$689.38 | Members:107262 |
| Name:ALLEGACY FEDERAL CREDIT UNION | City:Winston-Salem | Size (Millions):$908.10 | Members:105201 |
| Name:LATINO COMMUNITY CREDIT UNION | City:Durham | Size (Millions):$106.12 | Members:53223 |
| Name:FORT BRAGG FEDERAL CREDIT UNION | City:Fayetteville | Size (Millions):$386.68 | Members:50447 |
| Name:MEMBERS CREDIT UNION | City:Winston-Salem | Size (Millions):$228.88 | Members:49869 |
| Name:SELF-HELP FEDERAL CREDIT UNION | City:Durham | Size (Millions):$399.40 | Members:49858 |
| Name:PIEDMONT ADVANTAGE CREDIT UNION | City:Winston-Salem | Size (Millions):$214.39 | Members:42421 |
| Name:SELF-HELP CREDIT UNION | City:Durham | Size (Millions):$564.96 | Members:38578 |
| Name:FIRST FLIGHT FEDERAL CREDIT UNION | City:Cary | Size (Millions):$148.09 | Members:36345 |
| Name:CHARLOTTE METRO FEDERAL CREDIT UNION | City:Charlotte | Size (Millions):$267.36 | Members:34224 |
| Name:CAROLINAS TELCO FEDERAL CREDIT UNION | City:Charlotte | Size (Millions):$354.28 | Members:34050 |
| Name:SUMMIT CREDIT UNION | City:Greensboro | Size (Millions):$134.41 | Members:23362 |
| Name:PREMIER FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$128.23 | Members:23142 |
| Name:CHAMPION CREDIT UNION | City:Canton | Size (Millions):$156.70 | Members:21111 |
| Name:MOUNTAIN CREDIT UNION | City:Waynesville | Size (Millions):$129.45 | Members:18645 |
| Name:DUKE UNIVERSITY FEDERAL CREDIT UNION | City:Durham | Size (Millions):$97.68 | Members:16408 |
| Name:TELCO COMMUNITY CREDIT UNION | City:Asheville | Size (Millions):$84.86 | Members:16337 |
| Name:R T P FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$103.82 | Members:12665 |
| Name:FREEDOM FEDERAL CREDIT UNION | City:Rocky Mt | Size (Millions):$50.91 | Members:12516 |
| Name:BRAGG MUTUAL FEDERAL CREDIT UNION | City:Fayetteville | Size (Millions):$48.05 | Members:11495 |
| Name:UNITED SERVICES CREDIT UNION | City:Asheville | Size (Millions):$56.16 | Members:11019 |
| Name:FIRST LEGACY COMMUNITY CREDIT UNION | City:Charlotte | Size (Millions):$49.22 | Members:10681 |
| Name:LION’S SHARE FEDERAL CREDIT UNION | City:Salisbury | Size (Millions):$30.45 | Members:10256 |
| Name:WINSTON SALEM CITY EMP FEDERAL CREDIT UNION | City:Winston-Salem | Size (Millions):$63.01 | Members:9712 |
| Name:RIEGELWOOD FEDERAL CREDIT UNION | City:Riegelwood | Size (Millions):$94.29 | Members:9599 |
| Name:WELCOME FEDERAL CREDIT UNION | City:Morrisville | Size (Millions):$86.56 | Members:9361 |
| Name:TELCO CREDIT UNION | City:Tarboro | Size (Millions):$56.21 | Members:9219 |
| Name:GENERATIONS COMMUNITY CREDIT UNION | City:Durham | Size (Millions):$23.21 | Members:9000 |
| Name:CAROLINA POSTAL CREDIT UNION | City:Charlotte | Size (Millions):$78.06 | Members:8942 |
| Name:CAROLINA COOPERATIVE FEDERAL CREDIT UNION | City:Charlotte | Size (Millions):$41.54 | Members:8637 |
| Name:AMERICAN PARTNERS FEDERAL CREDIT UNION | City:Reidsville | Size (Millions):$46.35 | Members:8093 |
| Name:VISION FINANCIAL FEDERAL CREDIT UNION | City:Durham | Size (Millions):$38.88 | Members:8042 |
| Name:HANESBRANDS CREDIT UNION | City:Winston-Salem | Size (Millions):$53.85 | Members:7905 |
| Name:NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION | City:Goldsboro | Size (Millions):$54.51 | Members:7713 |
| Name:GREATER PIEDMONT CREDIT UNION | City:Durham | Size (Millions):$14.79 | Members:7304 |
| Name:ECUSTA CREDIT UNION | City:Pisgah Forest | Size (Millions):$48.94 | Members:7243 |
| Name:ELECTEL COOPERATIVE FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$38.27 | Members:7228 |
| Name:WEYCO COMMUNITY CREDIT UNION | City:Plymouth | Size (Millions):$77.85 | Members:7064 |
| Name:ACCLAIM FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$29.29 | Members:6503 |
| Name:GREATER KINSTON CREDIT UNION | City:Kinston | Size (Millions):$16.83 | Members:6062 |
| Name:GREENSBORO MUNICIPAL FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$42.00 | Members:5867 |
| Name:SOUTHERN SELECT COMMUNITY CREDIT UNION | City:Kannapolis | Size (Millions):$34.33 | Members:5842 |
| Name:GREENSBORO HEALTH CARE CREDIT UNION | City:Greensboro | Size (Millions):$28.20 | Members:5009 |
| Name:LORILLARD FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$32.94 | Members:4849 |
| Name:WNC COMMUNITY CU CREDIT UNION | City:Waynesville | Size (Millions):$67.54 | Members:4595 |
| Name:SHUFORD FEDERAL CREDIT UNION | City:Hickory | Size (Millions):$23.91 | Members:4345 |
| Name:BLUE FLAME CREDIT UNION | City:Charlotte | Size (Millions):$37.64 | Members:3880 |
| Name:CAROLINA FEDERAL CREDIT UNION | City:Cherryville | Size (Millions):$31.74 | Members:3815 |
| Name:CORNING CABLE SYSTEMS CREDIT UNION | City:Hickory | Size (Millions):$32.46 | Members:3678 |
| Name:CHARLOTTE FIRE DEPARTMENT CREDIT UNION | City:Charlotte | Size (Millions):$50.05 | Members:3391 |
| Name:MCDOWELL CORNERSTONE CREDIT UNION | City:Marion | Size (Millions):$23.30 | Members:3196 |
| Name:COMM-SCOPE CREDIT UNION | City:Catawba | Size (Millions):$25.23 | Members:3191 |
| Name:CITY OF RALEIGH EMPLOYEES CREDIT UNION | City:Raleigh | Size (Millions):$25.18 | Members:3062 |
| Name:OTEEN V. A. FEDERAL CREDIT UNION | City:Asheville | Size (Millions):$24.90 | Members:3044 |
| Name:HAMLET FEDERAL CREDIT UNION | City:Hamlet | Size (Millions):$15.19 | Members:2983 |
| Name:BCBSNC CREDIT UNION | City:Durham | Size (Millions):$12.96 | Members:2884 |
| Name:GREENSBORO POSTAL CREDIT UNION | City:Greensboro | Size (Millions):$24.63 | Members:2852 |
| Name:TEAM AND WHEEL FEDERAL CREDIT UNION | City:Winston-Salem | Size (Millions):$11.32 | Members:2706 |
| Name:OXFORD CREDIT UNION | City:Oxford | Size (Millions):$17.45 | Members:2621 |
| Name:EAST COAST CREDIT UNION | City:Wilmington | Size (Millions):$8.75 | Members:2445 |
| Name:I-R EMPLOYEES FEDERAL CREDIT UNION | City:Mocksville | Size (Millions):$10.61 | Members:2372 |
| Name:EMERGENCY RESPONDERS CREDIT UNION | City:Winston-Salem | Size (Millions):$15.73 | Members:2145 |
| Name:GUCO CREDIT UNION | City:Greenville | Size (Millions):$12.62 | Members:1917 |
| Name:HANOVER FEDERAL CREDIT UNION | City:Wilmington | Size (Millions):$6.90 | Members:1881 |
| Name:HICKORY SPRINGS FEDERAL CREDIT UNION | City:Hickory | Size (Millions):$4.12 | Members:1803 |
| Name:FIRST CAROLINA PEOPLE’S CREDIT UNION | City:Goldsboro | Size (Millions):$19.93 | Members:1733 |
| Name:FAYETTEVILLE POSTAL CREDIT UNION | City:Fayetteville | Size (Millions):$6.65 | Members:1606 |
| Name:B I P FEDERAL CREDIT UNION | City:Lenoir | Size (Millions):$5.39 | Members:1408 |
| Name:CENTURY EMPLOYEES’ SAVINGS FUND CREDIT UNION | City:Hickory | Size (Millions):$8.49 | Members:1397 |
| Name:PIEDMONT CREDIT UNION | City:Statesville | Size (Millions):$4.30 | Members:1377 |
| Name:NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$5.15 | Members:1375 |
| Name:INTERNAL REVENUE EMPLOYEES FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$26.04 | Members:1346 |
| Name:ARCADE CREDIT UNION | City:Asheville | Size (Millions):$7.04 | Members:1343 |
| Name:ALLVAC SAVINGS AND CREDIT UNION | City:Monroe | Size (Millions):$6.50 | Members:1336 |
| Name:TCP CREDIT UNION | City:Rural Hall | Size (Millions):$14.00 | Members:1320 |
| Name:SHEPHERD’S FEDERAL CREDIT UNION | City:Charlotte | Size (Millions):$0.63 | Members:1317 |
| Name:PUROLATOR EMPLOYEES FEDERAL CREDIT UNION | City:Fayetteville | Size (Millions):$3.26 | Members:1207 |
| Name:LINCOLN NATIONAL FEDERAL CREDIT UNION | City:Greensboro | Size (Millions):$19.69 | Members:1153 |
| Name:V.A.M.C. FAYETTEVILLE FEDERAL CREDIT UNION | City:Fayetteville | Size (Millions):$1.96 | Members:965 |
| Name:LITHIUM FEDERAL CREDIT UNION | City:Bessemer City | Size (Millions):$6.07 | Members:942 |
| Name:BAPTIST EMPLOYEES CREDIT UNION | City:Cary | Size (Millions):$4.01 | Members:901 |
| Name:ASHEVILLE POSTAL CREDIT UNION | City:Asheville | Size (Millions):$4.29 | Members:746 |
| Name:CONBRACO CREDIT UNION | City:Matthews | Size (Millions):$3.70 | Members:721 |
| Name:ELIZABETH CITY COAST GUARD EMPLOYEE CREDIT UNION | City:Elizabeth City | Size (Millions):$3.23 | Members:698 |
| Name:TEXAS GULF CAROLINA EMP CREDIT UNION | City:Aurora | Size (Millions):$2.95 | Members:680 |
| Name:YALE SECURITY INC. FEDERAL CREDIT UNION | City:Monroe | Size (Millions):$1.86 | Members:652 |
| Name:CABISCO FEDERAL CREDIT UNION | City:Elon | Size (Millions):$2.25 | Members:642 |
| Name:UNITED CHEMI-CON MANUFACTURING EMP. CREDIT UNION | City:Lansing | Size (Millions):$5.96 | Members:628 |
| Name:DILL FEDERAL CREDIT UNION | City:Roxboro | Size (Millions):$1.21 | Members:377 |
| Name:MOUNT VERNON BAPTIST CHURCH CREDIT UNION | City:Durham | Size (Millions):$0.22 | Members:295 |
| Name:SHAW UNIVERSITY FEDERAL CREDIT UNION | City:Raleigh | Size (Millions):$0.78 | Members:140 |










































