Best Personal Loans South Carolina, Bad Credit Payday Loan Laws of September 2026

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Last Update: September 1, 2026

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Best Personal Loans for Bad Credit in South Carolina of September 2026

ZippyLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in South Carolina:

Yes

Get started

Upstart

Apply Now

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in South Carolina:

Yes

Get started

LifeLoans

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in South Carolina:

Yes

Get started

VivaLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in South Carolina:

Yes

Get started

NextDayPersonalLoan

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in South Carolina:

Yes

Get started

FundsJoy

Apply Now

Amount:

$200 - $5,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in South Carolina:

Yes

Get started

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in South Carolina:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in South Carolina:

Yes

Get started

Best Good Credit Loans in South Carolina of September 2026

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in South Carolina:

Yes

Get started

Prosper

Apply Now

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in South Carolina:

Yes

Get started

Credible

Apply Now

Amount:

$1,000 – $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in South Carolina:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in South Carolina:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in South Carolina:

Yes

Get started

Upgrade

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in South Carolina:

Yes

Get started

PayOff

Apply Now

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in South Carolina:

Yes

Get started

Discover

Apply Now

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in South Carolina:

Yes

Get started

Freedomplus

Apply Now

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in South Carolina:

Yes

Get started

Payday Loan Laws in South Carolina of September 2026

According to the law in South Carolina, payday loans are legit but regulated. In South Carolina, payday loans are legally called deferred presentment services.

At this time, the law allows lenders to charge up to 391% APR to those with bad credit. This makes the allowed loans in South Carolina very expensive. The risk of the debt cycle is high.

That’s why the law put some prevention to that:

The amount can’t exceed $550.
The highest loan terms can’t exceed 31 days.
The law doesn’t allow rollovers.
Rates can’t exceed 15%.
The law requires a written contract signed by both a borrower and a lender. The lender should carefully disclose the loan terms, including the lender’s name, the date of the transaction, amount, and all rates and fees. This still works as a prevention measure because, in many cases, people are forced to sign the contract online without having time to read it carefully.

We at ElitePersonalFinance consider payday loans predatory. We highly recommend that people avoid them. Many of our studies prove that people get payday loans mainly because of manipulation and lack of knowledge on that topic.

The lending market is much more flexible, and people with very low credit scores qualify for personal loans, which are capped at 35,99% – much better than traditional payday loans that average at 400% APR.

For this reason, we have created the most advanced guide on bad credit loans. We will show you how you can get much cheaper loans, even if you have bad credit. We highly recommend that you read the guide carefully.

Payday Loan Laws in South Carolina by Country of September 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of South Carolina.

City:	Amount Allowed:	APR Allowed:	Status:
City:Charleston	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Columbia	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:North Charleston	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Mount Pleasant	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Rock Hill	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Greenville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Summerville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Goose Creek	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Sumter	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Hilton Head Island	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Florence	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Spartanburg	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Myrtle Beach	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Aiken	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Greer	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Anderson	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Mauldin	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Socastee	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Greenwood	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Hanahan	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Conway	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:North Augusta	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Taylors	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:St. Andrews	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Simpsonville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lexington	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Wade Hampton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Easley	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Bluffton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Five Forks	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:West Columbia	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Clemson	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Fort Mill	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:North Myrtle Beach	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Seven Oaks	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Red Hill	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Ladson	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Gantt	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Berea	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Dentsville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Cayce	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Beaufort	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Orangeburg	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Parker	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lake Wylie	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Gaffney	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Port Royal	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Irmo	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:James Island	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Oak Grove	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Forest Acres	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Newberry	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Moncks Corner	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Garden City	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Tega Cay	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Woodfield	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Red Bank	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Little River	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Murrells Inlet	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Boiling Springs	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lancaster	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Powdersville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Georgetown	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Laurens	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Sans Souci	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Fountain Inn	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Clinton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lugoff	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Bennettsville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Seneca	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Burton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:York	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Union	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Sangaree	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Hartsville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Welcome	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Centerville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Camden	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lake City	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Marion	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Valley Falls	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Laurel Bay	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Dillon	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lake Murray of Richland	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Piedmont	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Homeland Park	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Darlington	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Clover	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Hardeeville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Cheraw	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Forestbrook	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Walterboro	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Chester	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Batesburg-Leesville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Central	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Hollywood	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Abbeville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Travelers Rest	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Belvedere	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Edgefield	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Brookdale	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Barnwell	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Mullins	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Isle of Palms	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Clearwater	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Surfside Beach	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Belton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Walhalla	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:India Hook	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Newport	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Woodruff	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Williamston	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Arcadia	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Manning	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Ridgeland	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Dalzell	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Northlake	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Saxon	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Honea Path	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Southern Shops	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Saluda	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Elgin	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Dunean	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Lyman	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Graniteville	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Duncan	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Golden Grove	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Bamberg	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Winnsboro	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Cherryvale	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Liberty	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Pendleton	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Pickens	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Blythewood	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Bishopville and Kingstree	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Allendale	Amount Allowed:$550	APR Allowed:391%	Status:Legal
City:Denmark	Amount Allowed:$550	APR Allowed:391%	Status:Legal

Auto Title Loans in South Carolina of September 2026

In South Carolina, car title loans are legit but with loopholes.

Loans over $600 are not subject to small-loan limits.

Best Auto Loans for Bad Credit in South Carolina of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in South Carolina:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in South Carolina:

Yes

Get started

StandardAutoFinancial

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in South Carolina:

Yes

Get started

MaxCarLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in South Carolina:

Yes

Get started

FirstChoiceAutoLoan

Apply Now

Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in South Carolina:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in South Carolina:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in South Carolina:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in South Carolina:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in South Carolina:

Yes

Get started

CarsDirect

Apply Now

Amount:

$1,000 - $45,000

Min. Credit Score:

APR:

From 0.99%

Licensed in South Carolina:

Yes

Get started

Auto Credit Express

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

APR:

From 1.99%

Licensed in South Carolina:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in South Carolina:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in South Carolina:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in South Carolina:

Yes

Get started

Best Auto Loans for Good Credit in South Carolina of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in South Carolina:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in South Carolina:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in South Carolina:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in South Carolina:

Yes

Get started

Lightstream

Apply Now

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in South Carolina:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in South Carolina:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in South Carolina:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in South Carolina:

Yes

Get started

Usbank

Apply Now

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in South Carolina:

Yes

Get started

Bank Of America

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in South Carolina:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in South Carolina:

Yes

Get started

Clearlane

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in South Carolina:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in South Carolina:

Yes

Get started

FHA Loans in South Carolina of September 2026

South Carolina has 46 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Abbeville County to a high of $751,900 for a 4-bedroom unit in Berkeley County.

County:	Single Unit Limit (lowest):	Four-Plex Limit (highest):
County:Abbeville County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Aiken County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Allendale County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Anderson County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Bamberg County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Barnwell County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Beaufort County	Single Unit Limit (lowest):$350,750	Four-Plex Limit (highest):$674,500
County:Berkeley County	Single Unit Limit (lowest):$391,000	Four-Plex Limit (highest):$751,900
County:Calhoun County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Charleston County	Single Unit Limit (lowest):$391,000	Four-Plex Limit (highest):$751,900
County:Cherokee County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Chester County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Chesterfield County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Clarendon County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Colleton County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Darlington County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Dillon County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Dorchester County	Single Unit Limit (lowest):$391,000	Four-Plex Limit (highest):$751,900
County:Edgefield County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Fairfield County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Florence County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Georgetown County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Greenville County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Greenwood County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Hampton County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Horry County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Jasper County	Single Unit Limit (lowest):$350,750	Four-Plex Limit (highest):$674,500
County:Kershaw County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lancaster County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Laurens County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lee County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lexington County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Marion County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Marlboro County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Mccormick County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Newberry County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Oconee County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Orangeburg County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pickens County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Richland County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Saluda County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Spartanburg County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Sumter County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Union County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Williamsburg County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:York County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100

Business Loans in South Carolina of September 2026

SuperMoney - Compare Business Loans

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Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

Licensed in South Carolina:

Yes

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LendingClub

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Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in South Carolina:

Yes

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LendingTree

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Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in South Carolina:

Yes

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Kabbage

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Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in South Carolina:

Yes

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SmartBiz SBA Loans

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Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in South Carolina:

Yes

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CredibilityCapital

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Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in South Carolina:

Yes

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Live Oak Bank

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Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in South Carolina:

Yes

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Funding Circle

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Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in South Carolina:

Yes

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OnDeck

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Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in South Carolina:

Yes

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BlueVine

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Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in South Carolina:

Yes

Get started

CaminoFinancial

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Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

Licensed in South Carolina:

Yes

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TheLoanExchange

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Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

Licensed in South Carolina:

Yes

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All Licensed Credit Unions in South Carolina of September 2026

Name:	City:	Size (Millions):	Members:
Name:FOUNDERS FEDERAL CREDIT UNION	City:Lancaster	Size (Millions):$1,609.23	Members:187269
Name:SOUTH CAROLINA FEDERAL CREDIT UNION	City:North Charleston	Size (Millions):$1,267.64	Members:154223
Name:SAFE FEDERAL CREDIT UNION	City:Sumter	Size (Millions):$762.86	Members:101379
Name:SRP FEDERAL CREDIT UNION	City:North Augusta	Size (Millions):$589.87	Members:100198
Name:ALLSOUTH FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$643.30	Members:96983
Name:S. C. STATE FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$520.13	Members:71039
Name:CPM FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$257.94	Members:70043
Name:SHARONVIEW FEDERAL CREDIT UNION	City:Fort Mill	Size (Millions):$961.32	Members:63471
Name:PALMETTO CITIZENS FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$508.47	Members:51166
Name:FAMILY TRUST FEDERAL CREDIT UNION	City:Rock Hill	Size (Millions):$270.50	Members:44262
Name:HERITAGE TRUST FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$443.02	Members:42269
Name:S. C. TELCO FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$215.37	Members:38790
Name:CAROLINA TRUST FEDERAL CREDIT UNION	City:Myrtle Beach	Size (Millions):$162.36	Members:32694
Name:GREENVILLE FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$135.22	Members:21739
Name:SPC CREDIT UNION	City:Hartsville	Size (Millions):$116.08	Members:20545
Name:ANDERSON FEDERAL CREDIT UNION	City:Anderson	Size (Millions):$79.28	Members:14983
Name:MTC FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$122.40	Members:14971
Name:CAROLINA FOOTHILLS FEDERAL CREDIT UNION	City:Spartanburg	Size (Millions):$76.25	Members:13440
Name:MAY PLANT CREDIT UNION	City:Lugoff	Size (Millions):$94.67	Members:13345
Name:ARROWPOINTE FEDERAL CREDIT UNION	City:Catawba	Size (Millions):$112.45	Members:13212
Name:CAROLINA COLLEGIATE FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$73.90	Members:13109
Name:PALMETTO HEALTH CREDIT UNION	City:Columbia	Size (Millions):$57.35	Members:12337
Name:GEORGETOWN KRAFT CREDIT UNION	City:Georgetown	Size (Millions):$72.87	Members:11940
Name:G.H.S. FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$33.82	Members:10397
Name:GREENVILLE HERITAGE FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$56.51	Members:10055
Name:PEE DEE FEDERAL CREDIT UNION	City:Florence	Size (Millions):$21.52	Members:8989
Name:HEALTH FACILITIES FEDERAL CREDIT UNION	City:Florence	Size (Millions):$22.39	Members:8480
Name:SECURED ADVANTAGE FEDERAL CREDIT UNION	City:Simpsonville	Size (Millions):$77.82	Members:7631
Name:CHARLESTON AREA FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$48.19	Members:7347
Name:SANTEE COOPER CREDIT UNION	City:Moncks Corner	Size (Millions):$39.59	Members:7051
Name:SPARTANBURG REGIONAL FEDERAL CREDIT UNION	City:Spartanburg	Size (Millions):$31.54	Members:6782
Name:UPSTATE FEDERAL CREDIT UNION	City:Anderson	Size (Millions):$28.41	Members:6768
Name:SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$57.23	Members:6614
Name:SOUTHEAST FEDERAL CREDIT UNION	City:Ware Shoals	Size (Millions):$41.26	Members:6408
Name:NUCOR EMPLOYEE’S CREDIT UNION	City:Florence	Size (Millions):$28.01	Members:6080
Name:DIXIES FEDERAL CREDIT UNION	City:Darlington	Size (Millions):$40.19	Members:6024
Name:GREENWOOD MUNICIPAL FEDERAL CREDIT UNION	City:Greenwood	Size (Millions):$30.58	Members:5762
Name:PALMETTO FIRST FEDERAL CREDIT UNION	City:Florence	Size (Millions):$33.83	Members:5389
Name:NEIGHBORS UNITED CREDIT UNION	City:Greenwood	Size (Millions):$36.18	Members:4306
Name:PICKENS FEDERAL CREDIT UNION	City:Pickens	Size (Millions):$16.68	Members:4151
Name:GREENVILLE GAS TURBINE EMPLOYEES FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$22.19	Members:3322
Name:EDISTO FEDERAL CREDIT UNION	City:Orangeburg	Size (Millions):$22.22	Members:3319
Name:ANMED HEALTH FEDERAL CREDIT UNION	City:Anderson	Size (Millions):$11.76	Members:3258
Name:1ST PATRIOTS FEDERAL CREDIT UNION	City:Rock Hill	Size (Millions):$29.53	Members:3119
Name:SELF MEMORIAL HOSPITAL FEDERAL CREDIT UNION	City:Greenwood	Size (Millions):$11.28	Members:3059
Name:S.C. MEMBERSFIRST FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$12.70	Members:3025
Name:PALMETTO TRUST FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$18.83	Members:2861
Name:SPARTAN FEDERAL CREDIT UNION	City:Spartanburg	Size (Millions):$10.47	Members:2770
Name:LAKELANDS FEDERAL CREDIT UNION	City:Greenwood	Size (Millions):$10.44	Members:2632
Name:1ST COOPERATIVE FEDERAL CREDIT UNION	City:Cayce	Size (Millions):$12.38	Members:2565
Name:BERKELEY COMMUNITY FEDERAL CREDIT UNION	City:Moncks Corner	Size (Millions):$8.71	Members:2326
Name:GREATER ABBEVILLE FEDERAL CREDIT UNION	City:Abbeville	Size (Millions):$11.45	Members:2279
Name:ST FRANCIS FEDERAL CREDIT UNION	City:Greenville	Size (Millions):$6.64	Members:2214
Name:TRMC EMPLOYEES CREDIT UNION	City:Orangeburg	Size (Millions):$3.04	Members:1949
Name:SOUTH CAROLINA METHODIST CONF CREDIT UNION	City:Columbia	Size (Millions):$5.94	Members:1788
Name:FLORENCE DUPONT EMPLOYEES FEDERAL CREDIT UNION	City:Florence	Size (Millions):$23.51	Members:1735
Name:CLINTON FEDERAL CREDIT UNION	City:Clinton	Size (Millions):$5.88	Members:1665
Name:AGFIRST FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$10.12	Members:1640
Name:BROOKLAND FEDERAL CREDIT UNION	City:West Columbia	Size (Millions):$3.55	Members:1634
Name:ABBEVILLE SEABOARD FEDERAL CREDIT UNION	City:Abbeville	Size (Millions):$6.09	Members:1518
Name:COLUMBIA POST OFFICE CREDIT UNION	City:Columbia	Size (Millions):$29.94	Members:1450
Name:S C I FEDERAL CREDIT UNION	City:Florence	Size (Millions):$14.73	Members:1414
Name:EMERALD CREDIT ASSOCIATION FEDERAL CREDIT UNION	City:Greenwood	Size (Millions):$4.80	Members:1355
Name:BEECH ISLAND CREDIT UNION	City:Beech Island	Size (Millions):$7.25	Members:1193
Name:CHARLESTON COUNTY TEACHERS FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$1.42	Members:931
Name:SUMTER CITY CREDIT UNION	City:Sumter	Size (Millions):$2.93	Members:881
Name:SPARTANBURG CITY EMPLOYEES CREDIT UNION	City:Spartanburg	Size (Millions):$4.06	Members:815
Name:SANGAMO-OCONEE EMPLOYEES FEDERAL CREDIT UNION	City:Carlisle	Size (Millions):$3.44	Members:729
Name:S. C. H. D. DIST #7 FEDERAL CREDIT UNION	City:Orangeburg	Size (Millions):$2.32	Members:636
Name:ANDERSON SC CITY EMPLOYEES FEDERAL CREDIT UNION	City:Anderson	Size (Millions):$1.63	Members:456
Name:C O FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$1.44	Members:431
Name:V A R O NO. 319 FEDERAL CREDIT UNION	City:Columbia	Size (Millions):$1.48	Members:308
Name:SIXTH POSTAL CREDIT UNION	City:Florence	Size (Millions):$1.40	Members:302
Name:TRINITY BAPTIST CHURCH FEDERAL CREDIT UNION	City:Florence	Size (Millions):$2.74	Members:266
Name:CHARLESTON POSTAL COOPERATIVE FEDERAL CREDIT UNION	City:Charleston	Size (Millions):$1.39	Members:210