$100 - $100,000
CS: 0 • 5.96% - 35.99%
Best Personal Loans in Illinois, Bad Credit Loans, Payday, Auto Title Laws of September 2026
ElitePersonalFinance
•
Loans By State •
Last Update: September 1, 2026
Best Loans in All States
ElitePersonalFinance Marketplace
$100 - $40,000
CS: 0 • 5.99% - 35.99%
$100 - $100,000
CS: 0 • 5.96% - 35.99%
$100 - $20,000
CS: 0 • 5.99% - 35.99%
$100 - $5,000
CS: 0 • 5.99% - 35.99%
For installment loans of $4,001 to $40,000, Illinois’ Consumer Installment Loan Act requires licensed lenders to cap APRs at 36%. Terms are capped at 181 months, and loans must be fully amortizing – repayable over weekly, bi-weekly, semi-monthly, or monthly installments. However, the rate cap does not apply to car title loans or ‘small consumer loans.’
For installment loans of $1,500 or less, APRs are capped at 99%. And for installment loans of $1,501 to $4,000, licensed lenders can levy an acquisition charge of up to $100. Monthly handling charges can also reach upwards of $69 for loans of $1,500.01 to $1,600. For loans of $3,900.01 to $4,000, monthly handling charges can reach upwards of $124. Like the above, the total APR cannot exceed 99%.
For loans of over $4,000, licensed lenders can also levy a 5% delinquency charge on unpaid balances over $200. For unpaid balances of $200 or less, a $10 maximum is applied. A 10-day grace period is also required before licensed lenders can administer the charge, and only one fee can be issued per loan.
Loans can also be classified as ‘deferred.’ If both the lender and the borrower agree beforehand, payment dates can be postponed. However, the monthly deferment charge cannot exceed the interest rate levied during the previous months.
Best Bad Credit Loans in Illinois of September 2026
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
If you’re struggling to get approved, see our complete guide on bad credit loans.
Best Personal Loans for Good Credit in Illinois of September 2026
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
||||||||
|
Payday Loan Laws in Illinois of September 2026
Maximum Loan Amount: Less than $1,000 or 25% of your gross monthly income
Minimum Loan Term: 13 days
Maximum Loan Term: 120 days
Maximum Fee: $15.50 per $100 borrowed
Maximum APR: Typically 404%
Rollovers: Prohibited
Loan Limit: You can only have two payday loans at a time
Payday loans are legal in Illinois.
However, the Payday Loan Reform Act requires licensed lenders to cap loans at the lessor of $1,000 or 25% of a borrower’s gross monthly income. Finance charges cannot exceed $15.50 per $100 borrowed, and lenders cannot issue loans to borrowers who already have two outstanding payday loans. Rollovers are also prohibited.
Payday Loan Laws in Illinois by Country of September 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of Illinois.
We haven’t found a significant difference between the payday loan laws in Illinois. If you are with bad credit, here are the laws in Illinois by country.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Chicago | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Aurora | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Joliet | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rockford | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Naperville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Springfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Peoria | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Elgin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Waukegan | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Champaign | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Cicero | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bloomington | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Arlington Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Evanston | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Schaumburg | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bolingbrook | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Decatur | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Palatine | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Skokie | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Orland Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Des Plaines | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Tinley Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oak Lawn | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Berwyn | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mount Prospect | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Normal | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wheaton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oak Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hoffman Estates | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Downers Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glenview | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Elmhurst | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lombard | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Plainfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:DeKalb | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Urbana | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Moline | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Belleville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Buffalo Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bartlett | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Quincy | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Streamwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Crystal Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carol Stream | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Romeoville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wheeling | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rock Island | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hanover Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carpentersville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Park Ridge | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Addison | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Calumet City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oswego | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glendale Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Woodridge | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Northbrook | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pekin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Elk Grove Village | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:St. Charles | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mundelein | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Danville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Galesburg | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Gurnee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Algonquin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Chicago Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:North Chicago | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Highland Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Niles | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:O’Fallon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Granite City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Burbank | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake in the Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lansing | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glen Ellyn | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oak Forest | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Round Lake Beach | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wilmette | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:West Chicago | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Alton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:McHenry | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:East St. Louis | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Huntley | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Batavia | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Vernon Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:New Lenox | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Kankakee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carbondale | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Belvidere | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Melrose Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lockport | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Woodstock | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Westmont | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Edwardsville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Collinsville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Elmwood Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Harvey | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Homer Glen | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Freeport | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Zion | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Loves Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Maywood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lisle | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Morton Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rolling Meadows | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Dolton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Machesney Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:East Peoria | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Roselle | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Blue Island | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Elgin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bloomingdale | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Darien | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Villa Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Holland | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Geneva | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Park Forest | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:East Moline | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Grayslake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mokena | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Charleston | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Libertyville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Crest Hill | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Zurich | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Evergreen Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Homewood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bourbonnais | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Matteson | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Forest | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Montgomery | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Alsip | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Yorkville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bellwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Deerfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Jacksonville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Brookfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Frankfort | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Ottawa | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Round Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bensenville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Franklin Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Macomb | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Cary | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sycamore | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Godfrey | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hinsdale | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:North Aurora | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Marion | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mattoon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Palos Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Shorewood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lemont | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Country Club Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Morton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Westchester | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Washington | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bridgeview | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fairview Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Prospect Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:La Grange | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Dixon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bradley | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Norridge | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sterling | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mount Vernon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Midlothian | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lindenhurst | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Antioch | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Cahokia | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Chicago Ridge | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Forest Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hickory Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Morris | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Swansea | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wood Dale | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Canton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wauconda | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lincoln | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hazel Crest | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Richton Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Beach Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:La Grange Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Warrenville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Shiloh | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Western Springs | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rantoul | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Justice | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Herrin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glen Carbon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Streator | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Riverdale | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Channahon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Effingham | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Markham | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Kewanee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lincolnwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Centralia | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Chatham | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Palos Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Winnetka | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Northlake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pontiac | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Plano | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Schiller Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Campton Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Summit | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Minooka | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:River Forest | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Taylorville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Crestwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Burr Ridge | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Worth | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fox Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Roscoe | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lyons | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sauk Village | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Columbia | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Troy | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Barrington | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Waterloo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wood River | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:River Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Highland | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Peru | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Gages Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Winfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sugar Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Steger | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Flossmoor | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lynwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bethalto | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:LaSalle | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Harvard | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rochelle | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Monmouth | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Boulder Hill | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Itasca | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Harrisburg | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glencoe | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rock Falls | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Riverside | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Olney | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Glenwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Villa | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Clarendon Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Savoy | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Manteno | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Frankfort Square | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Willowbrook village | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Harwood Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Calumet Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Paris | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Chester | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mahomet | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Crete | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Marengo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Jerseyville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oak Brook | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hillside | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Round Lake Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Island Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hawthorn Woods | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mascoutah | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Long Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Maryville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Murphysboro | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:West Frankfort | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Broadview | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Beloit | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Manhattan | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Inverness | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Gilberts | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rockton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Princeton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sandwich | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Robinson | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Silvis | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:West Dundee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lincolnshire | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Park City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pingree Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Orland Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Clinton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:University Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Salem | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mount Carmel | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mendota | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Litchfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Benton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Vandalia | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hillsboro | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:North Riverside | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Winthrop Harbor | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Stickney | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Greenville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Geneseo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Johnsburg | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Bartonville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Braidwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Posen | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Metropolis | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lakemoor | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Chillicothe | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Eureka | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:East Alton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Countryside | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Mount Zion | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wilmington city | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Peoria Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Beardstown | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hampshire | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carterville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Elburn | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Du Quoin | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Monticello | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Spring Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pontoon Beach | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Willow Springs | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Bluff | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carlinville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Northfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Creve Coeur | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pana | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pinckneyville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Coal City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Highwood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Spring Valley | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Grandwood Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hoopeston | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Watseka | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Berkeley | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Monee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Marseilles | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Milan | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fairfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Barrington | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Centreville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Olympia Fields | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Staunton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Robbins | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Colona | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Stone Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carmi | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Palos Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fox River Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Genoa | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Candlewick Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Barrington | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Flora | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Auburn | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Poplar Grove | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Volo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:West Peoria | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Tuscola | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sullivan | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lake Holiday | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Shelbyville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Breese | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sherman | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:St. Joseph | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lawrenceville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sparta | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Beecher | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pittsfield | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rosemont | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hometown | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Peotone | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Paxton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lebanon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Freeburg | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Eldorado | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Anna | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wonder Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Burnham | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Dwight | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Chicago Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rosewood Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Cortland | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Caseyville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Kildeer | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Smithton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Washington Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Barrington Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Millstadt | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Dupo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Morrison | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Green Oaks | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Metamora | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Indian Head Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Lakewood | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Madison | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Rochester | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oregon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Oglesby | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Deer Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Dixmoor | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Hainesville and Riverwoods | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Coal Valley | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Byron | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fairbury | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Wadsworth | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Le Roy | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Red Bud | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Aledo | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Virden | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Johnston City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Germantown Hills | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Abingdon | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Riverton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Winnebago | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Long Lake | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Marshall | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Galena | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Gibson City | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sleepy Hollow | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Georgetown city | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Fulton | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Westville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Carlyle | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:New Baden | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Pistakee Highlands | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Havana | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Round Lake Heights | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Ingalls Park | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:South Jacksonville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Sumner | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:East Dundee | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Heyworth | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Momence | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Nashville | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Tolono | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
| City:Gillespie | Amount Allowed:$1,000 | APR Allowed:404% | Status:Legal |
Car Title Loans in Illinois of September 2026
Car title loans are legal in Illinois, and APRs can reach upwards of 300%.
However, in 2009, the Illinois Department of Financial and Professional Regulation (IDFPR) safeguards were put in place to protect borrowers from predatory lenders.
The revisions state:
- Loans cannot exceed $4,000, and monthly payments cannot exceed 50% of a borrower’s gross monthly income.
- Title loans must be repayable in equal installments.
- A statewide database must approve all title loans.
- Loans cannot be offered to borrowers who had a title loan outstanding in the preceding 15 days.
- Before agreeing, lenders must provide an IDFPR-created pamphlet – which includes an IDFPR-sponsored telephone number for questions and complaints – outlining the availability of debt management services and the borrower’s rights and responsibilities.
- Any notice of delinquency or default must include the IDFPR hotline telephone number.
- A title loan may be refinanced only when the principal has been reduced (by the borrower or lender or both) by at least 20%, and the principal on the new loan cannot exceed the total outstanding balance of the refinanced loan.
- If repossession occurs, the lender must allow the borrower to make the car available at a reasonably convenient place, date, and time and allow the borrower to remove any personal belongings without additional charge.
- Lenders cannot repossess a car and lease it back to the borrower.
- When making a title loan, lenders cannot secure any property other than the vehicle.
Alternative Payday Loans in Illinois of September 2026
As a ‘small consumer loan’ provider licensed in Illinois, OppLoans complies with regulations by capping loans at $4,000 and APRs at 99%. You can borrow as little as $500, and terms range from 9 to 18 months.
If you’re denied a personal loan, OppLoans is a great fallback option.
Best Auto Loans for Bad Credit in Illinois of September 2026
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
Best Auto Loans for Good Credit in Illinois of September 2026
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
Credit Unions in Illinois of September 2026
| Name: | APR: | Amount: |
|---|---|---|
| Name:Alliant Credit Union | APR:6.49% – 10.49% | Amount:$1,000 – $50,000 |
| Name:Citizens Equity First Credit Union (CEFCU) | APR:9.24%+ | Amount:$1,000+ |
Alliant Credit Union
At Alliant Credit Union, whether it’s debt consolidation, home expenses, or unexpected emergencies, loans can be used for nearly any reason. No collateral is required, and funds are typically deposited the same day.
Loans range from $1,000 to $50,000 with terms of 1 to 5 years. APRs vary by term but will be 0.4% higher if you don’t sign up for automatic payments. However, Alliant charges zero loan origination fees, and there are no prepayment penalties.
Typical APRs are structured like this:
- 12 Months: 6.49%
- 24 Months: 7.49%
- 48 Months: 9.49%
- 60 Months: 10.49%
To learn more, you can contact Alliant by telephone or email. You can also visit its headquarters in Chicago.
Citizens Equity First Credit Union (CEFCU)
At Citizens Equity First Credit Union (CEFCU), loans start at $1,000, and you have four options to choose from:
- Single-Payment Notes are balloon-payment loans, with 1 payment made at the end of the term. Unsecured loans have APRs of 12.75%. Secured loans have APRs of 10.25%, and loans secured with a CEFCU savings account have APRs of 3.50%. You can also opt for 3, 6, or 12-month terms.
- Personal Unsecured Loans have APRs of 9.24% but can vary based on amount and credit quality. Terms extend up to 48 months.
- Personal Share Secured Loans have APRs of 3.50% for terms of 36 months or less and 3.75% for terms of 37 to 48 months. A CEFCU savings account is required as collateral.
- Personal Secured Loans require a different asset as collateral. However, APRs are not directly listed. Terms extend up to 60 months.
CEFCU operates 22 member centers across Illinois, located in Peoria, Bloomington, Springfield, Lincoln, etc.
All Licensed Credit Unions in Illinois of September 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:CITIZENS EQUITY FIRST CREDIT UNION | City:Peoria | Size (Millions):$4,591.06 | Members:285834 |
| Name:ALLIANT CREDIT UNION | City:Chicago | Size (Millions):$8,235.54 | Members:276424 |
| Name:BAXTER CREDIT UNION | City:Vernon Hills | Size (Millions):$1,580.22 | Members:147694 |
| Name:STATE FARM FEDERAL CREDIT UNION | City:Bloomington | Size (Millions):$3,673.61 | Members:130731 |
| Name:I. H. MISSISSIPPI VALLEY CREDIT UNION | City:Moline | Size (Millions):$841.41 | Members:105179 |
| Name:SCOTT CREDIT UNION | City:Collinsville | Size (Millions):$793.72 | Members:94161 |
| Name:CREDIT UNION 1 | City:Rantoul | Size (Millions):$644.40 | Members:79712 |
| Name:CORPORATE AMERICA FAMILY CREDIT UNION | City:Elgin | Size (Millions):$556.17 | Members:65942 |
| Name:CONSUMERS COOPERATIVE CREDIT UNION | City:Waukegan | Size (Millions):$568.11 | Members:55558 |
| Name:1ST MIDAMERICA CREDIT UNION | City:Bethalto | Size (Millions):$474.46 | Members:43411 |
| Name:GREAT LAKES CREDIT UNION | City:North Chicago | Size (Millions):$543.94 | Members:41605 |
| Name:UNIVERSITY OF ILLINOIS EMPS CREDIT UNION | City:Champaign | Size (Millions):$263.81 | Members:40521 |
| Name:MOTOROLA EMP. CREDIT UNION | City:Schaumburg | Size (Millions):$802.26 | Members:38860 |
| Name:GCS FEDERAL CREDIT UNION | City:Granite City | Size (Millions):$297.70 | Members:38752 |
| Name:DHCU COMMUNITY CREDIT UNION | City:Moline | Size (Millions):$443.75 | Members:38211 |
| Name:HEALTHCARE ASSOCIATES CREDIT UNION | City:Naperville | Size (Millions):$236.88 | Members:35821 |
| Name:R.I.A. FEDERAL CREDIT UNION | City:Rock Island | Size (Millions):$333.73 | Members:35514 |
| Name:ABBOTT LABORATORIES CREDIT UNION | City:Gurnee | Size (Millions):$586.73 | Members:33199 |
| Name:DUPAGE CREDIT UNION | City:Naperville | Size (Millions):$271.60 | Members:31806 |
| Name:SIU CREDIT UNION | City:Carbondale | Size (Millions):$230.92 | Members:28826 |
| Name:ABRI CREDIT UNION | City:Romeoville | Size (Millions):$290.73 | Members:27579 |
| Name:DECATUR EARTHMOVER CREDIT UNION | City:Forsyth | Size (Millions):$247.18 | Members:26767 |
| Name:HEARTLAND CREDIT UNION | City:Springfield | Size (Millions):$208.64 | Members:26007 |
| Name:DEERE EMPLOYEES CREDIT UNION | City:Moline | Size (Millions):$515.46 | Members:25878 |
| Name:FIRST NORTHERN CREDIT UNION | City:Chicago | Size (Millions):$289.44 | Members:24327 |
| Name:EARTHMOVER CREDIT UNION | City:Aurora | Size (Millions):$213.13 | Members:24223 |
| Name:LAND OF LINCOLN CREDIT UNION | City:Decatur | Size (Millions):$158.20 | Members:23238 |
| Name:FINANCIAL PLUS CREDIT UNION | City:Ottawa | Size (Millions):$192.55 | Members:22984 |
| Name:SELFRELIANCE UKRAINIAN AMERICAN FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$424.27 | Members:22482 |
| Name:NUMARK CREDIT UNION | City:Joliet | Size (Millions):$163.50 | Members:21827 |
| Name:CHICAGO PATROLMEN’S FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$356.27 | Members:21750 |
| Name:STREATOR ONIZED CREDIT UNION | City:Streator | Size (Millions):$162.57 | Members:21120 |
| Name:UNITED CREDIT UNION | City:Chicago | Size (Millions):$145.39 | Members:19046 |
| Name:MEMBERS ALLIANCE CREDIT UNION | City:Rockford | Size (Millions):$140.84 | Members:17955 |
| Name:ILLIANA FINANCIAL CREDIT UNION | City:Calumet City | Size (Millions):$181.03 | Members:17838 |
| Name:KANE COUNTY TEACHERS CREDIT UNION | City:Elgin | Size (Millions):$166.91 | Members:17430 |
| Name:CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION | City:Chicago | Size (Millions):$31.87 | Members:17165 |
| Name:COMMUNITY TRUST CREDIT UNION | City:Gurnee | Size (Millions):$181.90 | Members:15473 |
| Name:SHELL COMMUNITY FEDERAL CREDIT UNION | City:Wood River | Size (Millions):$100.35 | Members:15033 |
| Name:IAA CREDIT UNION | City:Bloomington | Size (Millions):$175.56 | Members:14275 |
| Name:CENTRAL CREDIT UNION OF ILLINOIS | City:Bellwood | Size (Millions):$79.43 | Members:13845 |
| Name:ROCK VALLEY FEDERAL CREDIT UNION | City:Loves Park | Size (Millions):$75.47 | Members:13184 |
| Name:CORNERSTONE CREDIT UNION | City:Freeport | Size (Millions):$98.80 | Members:13176 |
| Name:LACLEDE COMMUNITY CREDIT UNION | City:Alton | Size (Millions):$64.28 | Members:12758 |
| Name:ILLINOIS COMMUNITY CREDIT UNION | City:Sycamore | Size (Millions):$83.72 | Members:12734 |
| Name:CATHOLIC & COMMUNITY CREDIT UNION | City:Shiloh | Size (Millions):$102.04 | Members:12218 |
| Name:STALEY EMPLOYEES CREDIT UNION | City:Decatur | Size (Millions):$107.98 | Members:12182 |
| Name:MEADOWS CREDIT UNION | City:Arlington Heights | Size (Millions):$116.15 | Members:12037 |
| Name:HAWTHORNE CREDIT UNION | City:Naperville | Size (Millions):$120.39 | Members:11096 |
| Name:PREMIER CREDIT UNION | City:Palatine | Size (Millions):$150.34 | Members:10826 |
| Name:REDBRAND CREDIT UNION | City:Bartonville | Size (Millions):$50.09 | Members:10441 |
| Name:U. S. EMPLOYEES CREDIT UNION | City:Chicago | Size (Millions):$76.90 | Members:10173 |
| Name:ISU CREDIT UNION | City:Normal | Size (Millions):$83.37 | Members:9968 |
| Name:OAK TRUST CREDIT UNION | City:Naperville | Size (Millions):$64.15 | Members:9833 |
| Name:COMMONWEALTH CREDIT UNION | City:Bourbonnais | Size (Millions):$62.18 | Members:9722 |
| Name:LANDMARK CREDIT UNION | City:Danville | Size (Millions):$57.11 | Members:9496 |
| Name:FIRST ILLINOIS CREDIT UNION | City:Danville | Size (Millions):$39.11 | Members:9439 |
| Name:MEMBERS CHOICE CREDIT UNION | City:Peoria | Size (Millions):$110.50 | Members:9263 |
| Name:ILLINOIS STATE POLICE FEDERAL CREDIT UNION | City:Springfield | Size (Millions):$79.46 | Members:9077 |
| Name:FIRST FINANCIAL CREDIT UNION | City:Skokie | Size (Millions):$58.38 | Members:8761 |
| Name:U.S.A. ONE NATIONAL CREDIT UNION | City:Matteson | Size (Millions):$39.51 | Members:8075 |
| Name:ACCESS CREDIT UNION | City:Broadview | Size (Millions):$62.01 | Members:8014 |
| Name:SOUTH DIVISION CREDIT UNION | City:Evergreen Park | Size (Millions):$55.46 | Members:7712 |
| Name:NORTHSTAR CREDIT UNION | City:Warrenville | Size (Millions):$75.99 | Members:7599 |
| Name:UNITED COMMUNITY CREDIT UNION | City:Quincy | Size (Millions):$51.35 | Members:7528 |
| Name:MIDWEST OPERATING ENGINEERS CREDIT UNION | City:Countryside | Size (Millions):$43.73 | Members:7486 |
| Name:SANGAMON SCHOOLS CREDIT UNION | City:Springfield | Size (Millions):$45.61 | Members:7406 |
| Name:MID-ILLINI CREDIT UNION | City:Bloomington | Size (Millions):$44.76 | Members:7163 |
| Name:NEW CENTURY FEDERAL CREDIT UNION | City:Joliet | Size (Millions):$49.70 | Members:7135 |
| Name:ACME CONTINENTAL CREDIT UNION | City:Riverdale | Size (Millions):$44.63 | Members:6946 |
| Name:SHERWIN WILLIAMS EMP. CREDIT UNION | City:South Holland | Size (Millions):$30.75 | Members:6561 |
| Name:PRAIRIELAND FEDERAL CREDIT UNION | City:Normal | Size (Millions):$52.26 | Members:6511 |
| Name:MCHENRY COUNTY FEDERAL CREDIT UNION | City:Crystal Lake | Size (Millions):$38.58 | Members:6256 |
| Name:TAYLORVILLE COMMUNITY CREDIT UNION | City:Taylorville | Size (Millions):$35.69 | Members:5813 |
| Name:MORRIS COMMUNITY CREDIT UNION | City:Morris | Size (Millions):$29.94 | Members:5511 |
| Name:ALTONIZED COMMUNITY FEDERAL CREDIT UNION | City:Alton | Size (Millions):$32.77 | Members:5455 |
| Name:BLACKHAWK AREA CREDIT UNION | City:Savanna | Size (Millions):$30.33 | Members:5299 |
| Name:AIR LINE PILOTS ASSOCIATION FEDERAL CREDIT UNION | City:Burr Ridge | Size (Millions):$179.67 | Members:5216 |
| Name:MEMBERS FIRST CREDIT UNION | City:Quincy | Size (Millions):$36.93 | Members:5201 |
| Name:MAROON FINANCIAL CREDIT UNION | City:Chicago | Size (Millions):$30.88 | Members:5191 |
| Name:LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION | City:Maywood | Size (Millions):$43.64 | Members:5183 |
| Name:GALE CREDIT UNION | City:Galesburg | Size (Millions):$25.01 | Members:4823 |
| Name:PLANITES CREDIT UNION | City:Chicago | Size (Millions):$28.73 | Members:4822 |
| Name:CHICAGOLAND ELECTRICAL INDUSTRY CREDIT UNION | City:Willow Springs | Size (Millions):$17.81 | Members:4710 |
| Name:SELECT EMPLOYEES CREDIT UNION | City:Sterling | Size (Millions):$32.29 | Members:4703 |
| Name:HEIGHTS AUTO WORKERS CREDIT UNION | City:Chicago Heights | Size (Millions):$33.39 | Members:4696 |
| Name:GAS AND ELECTRIC CREDIT UNION | City:Rock Island | Size (Millions):$57.99 | Members:4664 |
| Name:ROCKFORD BELL CREDIT UNION | City:Loves Park | Size (Millions):$28.27 | Members:4664 |
| Name:CHICAGO FIREFIGHTER’S CREDIT UNION | City:Chicago | Size (Millions):$43.70 | Members:4653 |
| Name:UTILITY EMPLOYEES CREDIT UNION | City:Decatur | Size (Millions):$35.94 | Members:4624 |
| Name:CHICAGO POST OFFICE EMPLOYEES CREDIT UNION | City:Chicago | Size (Millions):$16.74 | Members:4534 |
| Name:LEYDEN CREDIT UNION | City:Franklin Park | Size (Millions):$69.28 | Members:4443 |
| Name:EDUCATION PERSONNEL FEDERAL CREDIT UNION | City:Danville | Size (Millions):$39.95 | Members:4358 |
| Name:FIELDSTONE CREDIT UNION | City:Bradley | Size (Millions):$35.44 | Members:4346 |
| Name:CENTRAL ILLINOIS CREDIT UNION | City:Champaign | Size (Millions):$13.49 | Members:4253 |
| Name:NILES TOWNSHIP SCHOOLS CREDIT UNION | City:Morton Grove | Size (Millions):$83.60 | Members:4235 |
| Name:BELL WEST COMMUNITY CREDIT UNION | City:Oak Lawn | Size (Millions):$25.13 | Members:4193 |
| Name:NEW TRIER FEDERAL CREDIT UNION | City:Kenilworth | Size (Millions):$26.16 | Members:4061 |
| Name:RIVERSIDE COMMUNITY CREDIT UNION | City:Kankakee | Size (Millions):$26.05 | Members:3909 |
| Name:GALESBURG BURLINGTON CREDIT UNION | City:Galesburg | Size (Millions):$44.57 | Members:3869 |
| Name:A.A.E.C. CREDIT UNION | City:Arlington Heights | Size (Millions):$62.43 | Members:3768 |
| Name:77TH STREET DEPOT FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$15.76 | Members:3726 |
| Name:NORTH SIDE COMMUNITY FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$11.92 | Members:3476 |
| Name:STREATOR COMMUNITY CREDIT UNION | City:Streator | Size (Millions):$22.00 | Members:3458 |
| Name:ADM CREDIT UNION | City:Decatur | Size (Millions):$16.45 | Members:3402 |
| Name:ILLINOIS VALLEY CREDIT UNION | City:Peru | Size (Millions):$25.04 | Members:3329 |
| Name:COMMUNITY PLUS FEDERAL CREDIT UNION | City:Rantoul | Size (Millions):$14.30 | Members:3285 |
| Name:WINNEBAGO COUNTY SCHOOLS CREDIT UNION | City:Rockford | Size (Millions):$15.01 | Members:3179 |
| Name:SDC EMPLOYEES CREDIT UNION | City:Kankakee | Size (Millions):$13.33 | Members:3162 |
| Name:GREAT RIVER COMMUNITY CREDIT UNION | City:Quincy | Size (Millions):$17.40 | Members:3129 |
| Name:ARCHER HEIGHTS CREDIT UNION | City:Chicago | Size (Millions):$13.32 | Members:3093 |
| Name:CARLE EMPLOYEES FEDERAL CREDIT UNION | City:Urbana | Size (Millions):$12.28 | Members:3024 |
| Name:AREA EDUCATIONAL CREDIT UNION | City:Mattoon | Size (Millions):$23.39 | Members:3004 |
| Name:METRO FEDERAL CREDIT UNION | City:Arlington Heights | Size (Millions):$34.52 | Members:2953 |
| Name:WESTERN ILLINOIS CREDIT UNION | City:Macomb | Size (Millions):$14.59 | Members:2913 |
| Name:AMBRAW FEDERAL CREDIT UNION | City:Lawrenceville | Size (Millions):$9.25 | Members:2908 |
| Name:TEE-PAK CREDIT UNION | City:Danville | Size (Millions):$16.34 | Members:2887 |
| Name:ROCKFORD MUNICIPAL EMPLOYES CREDIT UNION | City:Rockford | Size (Millions):$16.28 | Members:2825 |
| Name:NORTHWEST COMMUNITY CREDIT UNION | City:Morton Grove | Size (Millions):$64.08 | Members:2792 |
| Name:FOX VALLEY CREDIT UNION | City:Aurora | Size (Millions):$19.00 | Members:2753 |
| Name:MOLINE MUNICIPAL CREDIT UNION | City:Moline | Size (Millions):$27.87 | Members:2751 |
| Name:DUPAGE COUNTY EMPLOYEES CREDIT UNION | City:Wheaton | Size (Millions):$13.75 | Members:2713 |
| Name:HARVARD COMMUNITY CREDIT UNION | City:Harvard | Size (Millions):$12.35 | Members:2702 |
| Name:NIU EMPLOYEES FEDERAL CREDIT UNION | City:Dekalb | Size (Millions):$14.97 | Members:2684 |
| Name:ADVANTAGE ONE CREDIT UNION | City:Morrison | Size (Millions):$17.98 | Members:2680 |
| Name:KONE EMPLOYEES CREDIT UNION | City:Moline | Size (Millions):$19.13 | Members:2654 |
| Name:GENERATIONS CREDIT UNION | City:Rockford | Size (Millions):$15.58 | Members:2643 |
| Name:CANALS & TRAILS CREDIT UNION | City:Lockport | Size (Millions):$18.59 | Members:2633 |
| Name:CHICAGO FIREMANS ASSOC CREDIT UNION | City:Chicago | Size (Millions):$14.98 | Members:2615 |
| Name:SALT CREEK CREDIT UNION | City:Hinsdale | Size (Millions):$9.34 | Members:2604 |
| Name:ST. JAMES HOSPITAL EMPLOYEES FEDERAL CREDIT UNION | City:Chicago Heights | Size (Millions):$9.59 | Members:2574 |
| Name:SYNERGY PARTNERS CREDIT UNION | City:Chicago | Size (Millions):$13.30 | Members:2569 |
| Name:BENSENVILLE COMMUNITY CREDIT UNION | City:Bensenville | Size (Millions):$18.20 | Members:2540 |
| Name:RIVER TO RIVER CREDIT UNION | City:Vienna | Size (Millions):$14.02 | Members:2511 |
| Name:SIUE CREDIT UNION | City:Edwardsville | Size (Millions):$17.63 | Members:2480 |
| Name:B.A.E. CREDIT UNION | City:Barrington | Size (Millions):$36.61 | Members:2468 |
| Name:BLOOMINGTON MUNICIPAL CREDIT UNION | City:Bloomington | Size (Millions):$20.03 | Members:2456 |
| Name:PEOPLES ENERGY CREDIT UNION | City:Chicago | Size (Millions):$35.32 | Members:2445 |
| Name:ROCKFORD POSTAL EMPLOYEES CREDIT UNION | City:Loves Park | Size (Millions):$16.74 | Members:2441 |
| Name:SANGAMO CHAPTER CREDIT UNION | City:Springfield | Size (Millions):$10.26 | Members:2432 |
| Name:DECATUR MEDICAL DENTAL CREDIT UNION | City:Decatur | Size (Millions):$12.29 | Members:2419 |
| Name:NORTH SIDE L FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$9.06 | Members:2411 |
| Name:KASKASKIA VALLEY CREDIT UNION | City:Centralia | Size (Millions):$8.11 | Members:2349 |
| Name:MWRD EMPLOYEES CREDIT UNION | City:Chicago | Size (Millions):$26.14 | Members:2344 |
| Name:OPERATING ENGINEERS LOCAL #148 CREDIT UNION | City:Granite City | Size (Millions):$18.67 | Members:2315 |
| Name:CHICAGO AREA OFFICE FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$14.01 | Members:2298 |
| Name:SERVICES CREDIT UNION | City:Naperville | Size (Millions):$0.22 | Members:2288 |
| Name:ENCORE FEDERAL CREDIT UNION | City:Des Plaines | Size (Millions):$39.27 | Members:2260 |
| Name:VAMCO CREDIT UNION | City:Des Plaines | Size (Millions):$13.91 | Members:2253 |
| Name:SPRINGFIELD CITY EMPLOYEES CREDIT UNION | City:Springfield | Size (Millions):$9.36 | Members:2100 |
| Name:THREE RIVERS CREDIT UNION | City:Mt Carmel | Size (Millions):$12.06 | Members:2092 |
| Name:BLAW-KNOX CREDIT UNION | City:Mattoon | Size (Millions):$7.39 | Members:2076 |
| Name:PROCESSORS-INDUSTRIAL COMMUNITY CREDIT UNION | City:Granite City | Size (Millions):$9.21 | Members:2072 |
| Name:NEW HORIZON CREDIT UNION | City:Danville | Size (Millions):$10.64 | Members:2059 |
| Name:TAZEWELL COUNTY SCHOOL EMPLOYEES CREDIT UNION | City:Pekin | Size (Millions):$26.38 | Members:2037 |
| Name:SOUTHERN ILLINOIS AREA CREDIT UNION | City:Swansea | Size (Millions):$8.14 | Members:2020 |
| Name:IEC FEDERAL CREDIT UNION | City:Springfield | Size (Millions):$12.85 | Members:2002 |
| Name:BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION | City:Cicero | Size (Millions):$6.62 | Members:1941 |
| Name:COGNIS CREDIT UNION | City:Kankakee | Size (Millions):$12.48 | Members:1936 |
| Name:NORTHWEST MUNICIPAL FEDERAL CREDIT UNION | City:Des Plaines | Size (Millions):$23.27 | Members:1901 |
| Name:GLENVIEW CREDIT UNION | City:Glenview | Size (Millions):$13.82 | Members:1884 |
| Name:METROPOLITAN L FEDERAL CREDIT UNION | City:Oak Park | Size (Millions):$6.42 | Members:1853 |
| Name:BAKELITE OTTAWA PLASTICS CREDIT UNION | City:Ottawa | Size (Millions):$10.63 | Members:1845 |
| Name:SWEDISH AMERICAN FEDERAL CREDIT UNION | City:Rockford | Size (Millions):$4.70 | Members:1810 |
| Name:FINANCIAL PARTNERS CREDIT UNION | City:Springfield | Size (Millions):$8.21 | Members:1790 |
| Name:LIMITS DEPOT FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$10.14 | Members:1781 |
| Name:ALLSTEEL CREDIT UNION | City:Oswego | Size (Millions):$18.95 | Members:1769 |
| Name:BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION | City:Bloomington | Size (Millions):$18.86 | Members:1767 |
| Name:SOURCEONE CREDIT UNION | City:Chicago | Size (Millions):$12.84 | Members:1766 |
| Name:SERVICE PLUS CREDIT UNION | City:Moline | Size (Millions):$20.47 | Members:1747 |
| Name:TRIANGLE CREDIT UNION | City:Palos Heights | Size (Millions):$16.34 | Members:1743 |
| Name:DANVILLE BELL CREDIT UNION | City:Danville | Size (Millions):$11.86 | Members:1734 |
| Name:FLOSSMOOR CREDIT UNION | City:Homewood | Size (Millions):$7.24 | Members:1710 |
| Name:SOUTHWEST CHICAGO CHAPTER CREDIT UNION | City:Chicago | Size (Millions):$18.02 | Members:1685 |
| Name:WESTERN ILLINOIS SCHOOL EMPLOYEES CREDIT UNION | City:Quincy | Size (Millions):$18.36 | Members:1622 |
| Name:MACON CO SCHOOL EMPLOYEES FEDERAL CREDIT UNION | City:Decatur | Size (Millions):$7.72 | Members:1597 |
| Name:CHAMPAIGN COUNTY SCHOOL EMPLOYEES CREDIT UNION | City:Champaign | Size (Millions):$9.99 | Members:1594 |
| Name:AURORA POLICEMEN CREDIT UNION | City:Aurora | Size (Millions):$10.77 | Members:1561 |
| Name:ST. ANTHONY HOSPITAL EMPLOYEE FEDERAL CREDIT UNION | City:Rockford | Size (Millions):$3.58 | Members:1559 |
| Name:WRIGLEY ASSOCIATES CREDIT UNION | City:Yorkville | Size (Millions):$14.03 | Members:1534 |
| Name:SCHOOL DISTRICT 40 EMPLOYEES CREDIT UNION | City:Moline | Size (Millions):$14.49 | Members:1533 |
| Name:KEMBA PEORIA CREDIT UNION | City:Peoria | Size (Millions):$7.44 | Members:1522 |
| Name:PANDUIT EMPLOYEES CREDIT UNION | City:Tinley Park | Size (Millions):$8.69 | Members:1517 |
| Name:SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$3.07 | Members:1500 |
| Name:GENERAL MILLS EMPLOYEES CREDIT UNION | City:Lansing | Size (Millions):$13.65 | Members:1484 |
| Name:CBI FEDERAL CREDIT UNION | City:Plainfield | Size (Millions):$16.54 | Members:1471 |
| Name:VALLEY BELL CREDIT UNION | City:Elgin | Size (Millions):$13.34 | Members:1456 |
| Name:ARMSTRONG PREFERRED MEMBERS FEDERAL CREDIT UNION | City:Bourbonnais | Size (Millions):$5.21 | Members:1445 |
| Name:FUNERAL SERVICE CREDIT UNION | City:Springfield | Size (Millions):$8.35 | Members:1445 |
| Name:DANVILLE CONSOLIDATED CREDIT UNION | City:Danville | Size (Millions):$6.42 | Members:1442 |
| Name:UNITED METHODIST MINISTRIES CREDIT UNION | City:Bloomington | Size (Millions):$4.17 | Members:1435 |
| Name:MATERNITY B.V.M. CREDIT UNION | City:Bourbonnais | Size (Millions):$10.27 | Members:1426 |
| Name:C & NW PROVISO CREDIT UNION | City:Northlake | Size (Millions):$2.46 | Members:1404 |
| Name:PEORIA POSTAL EMPLOYEES CREDIT UNION | City:Peoria | Size (Millions):$10.75 | Members:1399 |
| Name:LITTLE COMPANY OF MARY EMPLOY CREDIT UNION | City:Evergreen Park | Size (Millions):$4.81 | Members:1388 |
| Name:DIAL CREDIT UNION | City:Montgomery | Size (Millions):$8.65 | Members:1360 |
| Name:MOLEX EMPLOYEES FEDERAL CREDIT UNION | City:Lisle | Size (Millions):$6.43 | Members:1355 |
| Name:MOTOR COACH EMP. CREDIT UNION | City:East St Louis | Size (Millions):$1.98 | Members:1346 |
| Name:EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION | City:Evergreen Park | Size (Millions):$11.68 | Members:1326 |
| Name:PHONE-CO. CREDIT UNION | City:Chicago | Size (Millions):$8.07 | Members:1313 |
| Name:JEFF-CO SCHOOLS FEDERAL CREDIT UNION | City:Mt Vernon | Size (Millions):$6.80 | Members:1283 |
| Name:ROUTE 1 CREDIT UNION | City:Paris | Size (Millions):$4.58 | Members:1266 |
| Name:PEORIA CITY EMPLOYEES CREDIT UNION | City:Peoria | Size (Millions):$4.70 | Members:1261 |
| Name:S J H EMPLOYEES FEDERAL CREDIT UNION | City:Springfield | Size (Millions):$1.77 | Members:1200 |
| Name:KANKAKEE TERMINAL BELT CREDIT UNION | City:Kankakee | Size (Millions):$4.24 | Members:1189 |
| Name:SOUTHEASTERN ELECTRIC EMPLOYEES CREDIT UNION | City:Harrisburg | Size (Millions):$7.24 | Members:1187 |
| Name:OTTAWA HIWAY CREDIT UNION | City:Ottawa | Size (Millions):$8.02 | Members:1181 |
| Name:PONTIAC DWIGHT PRISON EMPLOYS CREDIT UNION | City:Pontiac | Size (Millions):$5.00 | Members:1163 |
| Name:MORRISON COMMUNITY FEDERAL CREDIT UNION | City:Morrison | Size (Millions):$4.95 | Members:1162 |
| Name:OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION | City:Oak Lawn | Size (Millions):$3.60 | Members:1161 |
| Name:D’PUC CREDIT UNION | City:Chicago | Size (Millions):$3.82 | Members:1102 |
| Name:PARIS HI-WAY CREDIT UNION | City:Paris | Size (Millions):$7.61 | Members:1077 |
| Name:CHICAGO FIRE OFFICERS’ ASSOCIATION CREDIT UNION | City:Chicago | Size (Millions):$8.34 | Members:1076 |
| Name:EFFINGHAM HIGHWAY CREDIT UNION | City:Effingham | Size (Millions):$4.75 | Members:1070 |
| Name:TRINITY U.C.C. FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$3.17 | Members:1068 |
| Name:C T A S S & U FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$11.17 | Members:1047 |
| Name:IRSE CREDIT UNION | City:Springfield | Size (Millions):$8.67 | Members:1044 |
| Name:A.S.H. EMPLOYEES CREDIT UNION | City:Anna | Size (Millions):$4.04 | Members:1040 |
| Name:COMMUNITY HEALTHCARE CREDIT UNION | City:Urbana | Size (Millions):$3.88 | Members:1037 |
| Name:MURRAY EMPLOYEES CREDIT UNION | City:Centralia | Size (Millions):$5.56 | Members:1035 |
| Name:CARBONDALE HIGHWAY CREDIT UNION | City:Carbondale | Size (Millions):$4.71 | Members:1027 |
| Name:KANKAKEE FEDERATION OF TEACHERS CREDIT UNION | City:Kankakee | Size (Millions):$7.07 | Members:1025 |
| Name:PEORIA BELL CREDIT UNION | City:Peoria | Size (Millions):$9.60 | Members:1024 |
| Name:QUAD CITIES POSTAL CREDIT UNION | City:Moline | Size (Millions):$6.28 | Members:1020 |
| Name:SCHOOL DISTRICT 218 EMPLOYEES FEDERAL CREDIT UNION | City:Oak Lawn | Size (Millions):$12.23 | Members:1012 |
| Name:DEKALB COUNTY CREDIT UNION | City:Dekalb | Size (Millions):$6.55 | Members:1009 |
| Name:BEVERLY BUS GARAGE FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$3.89 | Members:1006 |
| Name:HOMETOWN CREDIT UNION | City:Quincy | Size (Millions):$7.42 | Members:1002 |
| Name:CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$7.47 | Members:966 |
| Name:LAUHOFF EMPLOYEES CREDIT UNION | City:Danville | Size (Millions):$5.72 | Members:966 |
| Name:SCHOOL DISTRICT #9 CREDIT UNION | City:Granite City | Size (Millions):$6.17 | Members:966 |
| Name:HOMEWOOD FEDERAL CREDIT UNION | City:Homewood | Size (Millions):$3.53 | Members:955 |
| Name:ELGIN MENTAL HEALTH CENTER CREDIT UNION | City:Elgin | Size (Millions):$7.70 | Members:921 |
| Name:THORNTON TOWNSHIP HIGH SCHOOLS CREDIT UNION | City:South Holland | Size (Millions):$9.09 | Members:917 |
| Name:CHAMPAIGN MUNICIPAL EMPLOYEES CREDIT UNION | City:Champaign | Size (Millions):$4.81 | Members:907 |
| Name:DECATUR POSTAL CREDIT UNION | City:Decatur | Size (Millions):$10.57 | Members:907 |
| Name:STATE EMPLOYEES CREDIT UNION | City:Alton | Size (Millions):$5.77 | Members:902 |
| Name:FIRST SECURITY CREDIT UNION | City:Lincolnwood | Size (Millions):$4.36 | Members:894 |
| Name:ELECTRIC ENERGY INC EMPLOYEES CREDIT UNION | City:Metropolis | Size (Millions):$2.42 | Members:881 |
| Name:MILLEDGEVILLE COMMUNITY CREDIT UNION | City:Milledgeville | Size (Millions):$4.35 | Members:876 |
| Name:BRANCH 825 N.A.L.C. CREDIT UNION | City:Oak Brook | Size (Millions):$2.14 | Members:823 |
| Name:QUINCY POSTAL EMPLOYEES CREDIT UNION | City:Quincy | Size (Millions):$2.55 | Members:791 |
| Name:KANKAKEE COUNTY FEDERAL EMP FEDERAL CREDIT UNION | City:Kankakee | Size (Millions):$4.87 | Members:787 |
| Name:WESTERN SPRINGS FEDERAL CREDIT UNION | City:Western Springs | Size (Millions):$3.18 | Members:787 |
| Name:KEDZIE AVENUE DEPOT FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$3.47 | Members:777 |
| Name:JOLIET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | City:Joliet | Size (Millions):$6.04 | Members:771 |
| Name:DEL MONTE EASTERN REGION EMPLOYEES FEDERAL CREDIT UNION | City:Rochelle | Size (Millions):$2.58 | Members:764 |
| Name:ELECTRICAL WORKERS CREDIT UNION | City:Collinsville | Size (Millions):$2.52 | Members:763 |
| Name:A.C. JAACKS CREDIT UNION | City:Calumet City | Size (Millions):$3.43 | Members:759 |
| Name:UPWA, DISTRICT #1 AREA 5 CREDIT UNION | City:Chicago | Size (Millions):$0.83 | Members:754 |
| Name:PEORIA JOURNAL STAR CREDIT UNION | City:Peoria | Size (Millions):$2.59 | Members:751 |
| Name:ALDERSGATE FEDERAL CREDIT UNION | City:Marion | Size (Millions):$3.18 | Members:749 |
| Name:74TH STREET DEPOT FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$8.07 | Members:743 |
| Name:AMERICAN NICKELOID EMPLOYEES CREDIT UNION | City:Lasalle | Size (Millions):$10.05 | Members:743 |
| Name:PARISH MEMBERS CREDIT UNION | City:Metamora | Size (Millions):$3.67 | Members:736 |
| Name:DECATUR STANOLIND CREDIT UNION | City:Decatur | Size (Millions):$4.49 | Members:718 |
| Name:CSX CHICAGO TERMINAL CREDIT UNION | City:Calumet City | Size (Millions):$6.52 | Members:712 |
| Name:URBANA MUNICIPAL EMPLOYES CREDIT UNION | City:Urbana | Size (Millions):$2.61 | Members:706 |
| Name:CTA – C AND M FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$1.76 | Members:705 |
| Name:ROMEOVILLE COMMUNITY CREDIT UNION | City:Romeoville | Size (Millions):$3.27 | Members:701 |
| Name:R I D FEDERAL CREDIT UNION | City:Rock Island | Size (Millions):$3.86 | Members:691 |
| Name:WILLIAMSON COUNTY CATHOLIC CREDIT UNION | City:Herrin | Size (Millions):$1.65 | Members:673 |
| Name:C. T. COMMUNITY CREDIT UNION | City:Fairmont City | Size (Millions):$1.80 | Members:664 |
| Name:MADCO CREDIT UNION | City:Edwardsville | Size (Millions):$1.37 | Members:662 |
| Name:MERCER CREDIT UNION | City:Aledo | Size (Millions):$2.51 | Members:653 |
| Name:PEORIA HIWAY CREDIT UNION | City:Peoria | Size (Millions):$2.27 | Members:648 |
| Name:B.E.A. CREDIT UNION | City:Bethalto | Size (Millions):$4.10 | Members:642 |
| Name:I.B.E.W. LOCAL #146 CREDIT UNION | City:Decatur | Size (Millions):$3.18 | Members:626 |
| Name:NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION | City:Normal | Size (Millions):$3.41 | Members:604 |
| Name:HERSHEY ROBINSON EMPLOYEES CREDIT UNION | City:Robinson | Size (Millions):$3.09 | Members:600 |
| Name:C T A F C FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$1.08 | Members:580 |
| Name:ETHICON SUTURE CREDIT UNION | City:Chicago | Size (Millions):$0.86 | Members:573 |
| Name:HAULPAK FEDERAL CREDIT UNION | City:Peoria | Size (Millions):$2.49 | Members:566 |
| Name:BLOOM TOWNSHIP HIGH SCHOOL CREDIT UNION | City:Chicago Heights | Size (Millions):$2.99 | Members:559 |
| Name:ALTON BELL COMMUNITY CREDIT UNION | City:Alton | Size (Millions):$2.84 | Members:558 |
| Name:QUINCY MUNICIPAL CREDIT UNION | City:Quincy | Size (Millions):$3.40 | Members:557 |
| Name:CTA SOUTH FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.96 | Members:556 |
| Name:AURORA POSTAL EMPLOYEES CREDIT UNION | City:Aurora | Size (Millions):$1.97 | Members:535 |
| Name:A M CASTLE EMPLOYEES FEDERAL CREDIT UNION | City:Franklin Park | Size (Millions):$1.86 | Members:529 |
| Name:AURORA FIREFIGHTERS’ CREDIT UNION | City:Aurora | Size (Millions):$1.82 | Members:514 |
| Name:CF INDUSTRIES INC. EMPLOYEES FEDERAL CREDIT UNION | City:Deerfield | Size (Millions):$2.11 | Members:511 |
| Name:JOLIET FIREFIGHTERS CREDIT UNION | City:Joliet | Size (Millions):$4.59 | Members:505 |
| Name:SALEM SCHOOL SYSTEM CREDIT UNION | City:Salem | Size (Millions):$2.24 | Members:499 |
| Name:M.W.P.H. GRAND LODGE OF ILLINOIS FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.45 | Members:494 |
| Name:CHAMPAIGN POSTAL CREDIT UNION | City:Champaign | Size (Millions):$1.93 | Members:486 |
| Name:COLLEGE AND UNIVERSITY CREDIT UNION | City:Chicago | Size (Millions):$1.37 | Members:480 |
| Name:CANAAN CREDIT UNION | City:Urbana | Size (Millions):$0.13 | Members:475 |
| Name:ALTON & SOUTHERN RAILROAD EMP FEDERAL CREDIT UNION | City:East St Louis | Size (Millions):$1.17 | Members:451 |
| Name:SILGAN WHITE CAP CREDIT UNION | City:Downers Grove | Size (Millions):$2.64 | Members:450 |
| Name:ST. MARK CREDIT UNION | City:Chicago | Size (Millions):$0.78 | Members:437 |
| Name:FELLOWSHIP BAPTIST CHURCH CREDIT UNION | City:Chicago | Size (Millions):$0.97 | Members:435 |
| Name:TINLEY FOREST EMPLOYEES CREDIT UNION | City:Oak Forest | Size (Millions):$2.62 | Members:435 |
| Name:SCHOOL DISTRICTS 162/163 EMPLOYEES FEDERAL CREDIT UNION | City:Park Forest | Size (Millions):$1.82 | Members:434 |
| Name:PEORIA U S EMPLOYEES FEDERAL CREDIT UNION | City:Peoria | Size (Millions):$2.28 | Members:426 |
| Name:S M H FEDERAL CREDIT UNION | City:Peru | Size (Millions):$0.78 | Members:422 |
| Name:TAZEWELL COUNTY GOVERNMENT EMP CREDIT UNION | City:Pekin | Size (Millions):$1.79 | Members:419 |
| Name:TAYLORVILLE SCHOOL EMPLOYEES CREDIT UNION | City:Taylorville | Size (Millions):$1.94 | Members:410 |
| Name:PARK MANOR CHRISTIAN CHURCH CREDIT UNION | City:Chicago | Size (Millions):$1.01 | Members:403 |
| Name:I W U FEDERAL CREDIT UNION | City:Bloomington | Size (Millions):$3.16 | Members:400 |
| Name:UTILITY EMP LASALLE SERV AREA CREDIT UNION | City:Lasalle | Size (Millions):$1.79 | Members:376 |
| Name:COMPACTION AMERICA FEDERAL CREDIT UNION | City:Kewanee | Size (Millions):$3.00 | Members:375 |
| Name:PEORIA FIRE FIGHTERS CREDIT UNION | City:Peoria | Size (Millions):$3.98 | Members:375 |
| Name:PEOPLE’S COMMUNITY CREDIT UNION | City:Lasalle | Size (Millions):$1.38 | Members:373 |
| Name:DECATUR POLICEMEN CREDIT UNION | City:Decatur | Size (Millions):$3.98 | Members:364 |
| Name:DISTRICT 123 FEDERAL CREDIT UNION | City:Oak Lawn | Size (Millions):$3.34 | Members:358 |
| Name:SORENG EMPLOYEES CREDIT UNION | City:Carol Stream | Size (Millions):$1.24 | Members:358 |
| Name:SPRINGFIELD FIREFIGHTERS CREDIT UNION | City:Springfield | Size (Millions):$3.51 | Members:356 |
| Name:HEALTH CARE ASSOCIATIONS FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$1.58 | Members:355 |
| Name:REAVIS – STICKNEY CREDIT UNION | City:Burbank | Size (Millions):$0.97 | Members:339 |
| Name:EGYPTIAN CREDIT UNION | City:Collinsville | Size (Millions):$1.80 | Members:332 |
| Name:URBANA POSTAL CREDIT UNION | City:Urbana | Size (Millions):$1.01 | Members:328 |
| Name:N.I.C.E. FEDERAL CREDIT UNION | City:St Charles | Size (Millions):$1.40 | Members:323 |
| Name:WAUKEGAN MUNICIPAL EMPLOYEES CREDIT UNION | City:Waukegan | Size (Millions):$0.89 | Members:322 |
| Name:UNITED CATHOLIC CREDIT UNION | City:Granite City | Size (Millions):$1.14 | Members:319 |
| Name:CPT CREDIT UNION | City:Des Plaines | Size (Millions):$0.96 | Members:312 |
| Name:IBEW LOCAL B-649 CREDIT UNION | City:Alton | Size (Millions):$2.02 | Members:312 |
| Name:ALTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | City:Alton | Size (Millions):$0.58 | Members:309 |
| Name:MENARD CREDIT UNION | City:Chester | Size (Millions):$0.36 | Members:300 |
| Name:CLIFFORD-JACOBS EMPLOYEES CREDIT UNION | City:Champaign | Size (Millions):$2.29 | Members:279 |
| Name:MT. ZION CREDIT UNION | City:Zion | Size (Millions):$0.21 | Members:270 |
| Name:CARUS EMPLOYEES CREDIT UNION | City:Peru | Size (Millions):$0.51 | Members:269 |
| Name:HOLY FAMILY OGLESBY FEDERAL CREDIT UNION | City:Oglesby | Size (Millions):$0.51 | Members:260 |
| Name:ELECTROPOWER CREDIT UNION | City:East St Louis | Size (Millions):$0.63 | Members:254 |
| Name:ELECTROGAS CREDIT UNION | City:Alton | Size (Millions):$1.25 | Members:247 |
| Name:GIDEON FEDERAL CREDIT UNION | City:Waukegan | Size (Millions):$0.22 | Members:245 |
| Name:BEREAN CREDIT UNION | City:Chicago | Size (Millions):$0.10 | Members:236 |
| Name:ST. HELENA PARISH CREDIT UNION | City:Chicago | Size (Millions):$0.08 | Members:228 |
| Name:COMMUNITY FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.13 | Members:224 |
| Name:ISRAEL METHCOMM FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.99 | Members:220 |
| Name:COMMANDING OFFICERS AND SERGEANTS CREDIT UNION | City:Chicago | Size (Millions):$0.36 | Members:216 |
| Name:SHILOH BAPTIST FEDERAL CREDIT UNION | City:Waukegan | Size (Millions):$0.33 | Members:208 |
| Name:MARION MEMORIAL HOSPITAL CREDIT UNION | City:Marion | Size (Millions):$0.18 | Members:207 |
| Name:CASEYVILLE TOWNSHIP COMMUNITY CREDIT UNION | City:Fairview Heights | Size (Millions):$0.56 | Members:205 |
| Name:BALL ELGIN FEDERAL CREDIT UNION | City:Elgin | Size (Millions):$0.99 | Members:201 |
| Name:CERROBRASS CREDIT UNION | City:East St Louis | Size (Millions):$0.54 | Members:189 |
| Name:UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.27 | Members:189 |
| Name:EVANSTON FIREMENS CREDIT UNION | City:Evanston | Size (Millions):$1.68 | Members:183 |
| Name:PERU MUNICIPAL CREDIT UNION | City:Peru | Size (Millions):$0.37 | Members:177 |
| Name:ST. JUDE CREDIT UNION | City:Chicago | Size (Millions):$0.55 | Members:176 |
| Name:ST. GREGORY PARISH CREDIT UNION | City:Chicago | Size (Millions):$0.36 | Members:173 |
| Name:FEDERAL LIFE EMPLOYEES CREDIT UNION | City:Riverwoods | Size (Millions):$0.96 | Members:168 |
| Name:IMPERIAL CREDIT UNION | City:Springfield | Size (Millions):$0.03 | Members:167 |
| Name:ANTIOCH MB FEDERAL CREDIT UNION | City:Decatur | Size (Millions):$0.16 | Members:166 |
| Name:PILGRIM BAPTIST CREDIT UNION | City:Chicago | Size (Millions):$0.39 | Members:165 |
| Name:FREEPORT CITY EMPLOYEES CREDIT UNION | City:Freeport | Size (Millions):$0.54 | Members:160 |
| Name:SHILOH ENGLEWOOD FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.22 | Members:160 |
| Name:ST. ELIZABETH’S CREDIT UNION | City:Chicago | Size (Millions):$0.18 | Members:160 |
| Name:CHICAGO HEIGHTS STEEL CREDIT UNION | City:Chicago Heights | Size (Millions):$0.91 | Members:152 |
| Name:MEA CREDIT UNION | City:Monticello | Size (Millions):$0.25 | Members:144 |
| Name:WIN-HOOD CO-OP CREDIT UNION | City:Chicago | Size (Millions):$2.01 | Members:142 |
| Name:BETHEL A.M.E. CHURCH CREDIT UNION | City:Chicago | Size (Millions):$0.07 | Members:141 |
| Name:ROCKFORD NEWSPAPERS CREDIT UNION | City:Rockford | Size (Millions):$0.35 | Members:141 |
| Name:RESURRECTION LUTHERAN FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.22 | Members:140 |
| Name:ST. MARTIN DE PORRES PARISH FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.24 | Members:139 |
| Name:COSMOPOLITAN FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.20 | Members:138 |
| Name:NAIL WORKERS CREDIT UNION | City:Spring Valley | Size (Millions):$0.54 | Members:127 |
| Name:MCMILLEN MASTER CREDIT UNION | City:Gibson City | Size (Millions):$0.31 | Members:123 |
| Name:GREATER INSTITUTIONAL A.M.E. CHURCH CREDIT UNION | City:Chicago | Size (Millions):$0.08 | Members:113 |
| Name:METRO FELLOWSHIP FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.13 | Members:109 |
| Name:GOOD SHEPHERD CREDIT UNION | City:Chicago | Size (Millions):$0.06 | Members:108 |
| Name:DIXON CITY EMPLOYEES FEDERAL CREDIT UNION | City:Dixon | Size (Millions):$0.29 | Members:102 |
| Name:NYC EMPLOYEES CREDIT UNION | City:Harrisburg | Size (Millions):$0.12 | Members:98 |
| Name:WATER COMPANY EMPLOYEES CREDIT UNION | City:Collinsville | Size (Millions):$0.22 | Members:96 |
| Name:HANNA EMPLOYEES CREDIT UNION | City:Libertyville | Size (Millions):$0.19 | Members:83 |
| Name:BAGUMBAYAN CREDIT UNION | City:Chicago | Size (Millions):$0.04 | Members:73 |
| Name:MONUMENTAL CREDIT UNION | City:Chicago | Size (Millions):$0.05 | Members:68 |
| Name:D-B EMPLOYEES CREDIT UNION | City:Marion | Size (Millions):$0.29 | Members:47 |
| Name:CHICAGO FAUCET FEDERAL CREDIT UNION | City:Des Plaines | Size (Millions):$0.29 | Members:46 |
| Name:AECO FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.28 | Members:34 |
| Name:CHICAGO LEE FEDERAL CREDIT UNION | City:Chicago | Size (Millions):$0.00 | Members:1 |
Student Loans in Illinois of September 2026
Monetary Award Program (MAP)
The Monetary Award Program (MAP) is a grant that offers to fund students who attend approved Illinois colleges and universities. When applying, you don’t need to submit your high school test scores, and awards are available to adults and non-traditional students. Also, amounts are determined by its MAP formula, and the neediest students usually receive the most funding.
To qualify:
- You must be a U.S. citizen or eligible non-citizen and be an Illinois resident.
- You must be enrolled for at least 3 credit hours per term at an approved institution.
- You must not already have a bachelor’s degree.
- You must not default on a previous student loan or owe a state or federal grant refund.
- You must not have used the equivalent of 135 MAP Paid Credit Hours or more.
Federal Housing Administration (FHA) Loans in Illinois of September 2026
Across Illinois, there are 102 counties where you can apply for an FHA loan. The lowest loan amount of $314,827 is available in 91 counties, while the highest loan amount of $707,700 is available in 9 counties.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Adams County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Alexander County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bond County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Boone County | Single Unit Limit (lowest):$339,250 | Four-Plex Limit (highest):$652,400 |
| County:Brown County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Bureau County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Calhoun County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Carroll County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cass County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Champaign County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Christian County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clark County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clay County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Clinton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Coles County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cook County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Crawford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Cumberland County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:De Witt County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Dekalb County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Douglas County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Dupage County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Edgar County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Edwards County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Effingham County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Fayette County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Franklin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Fulton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Gallatin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Greene County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Grundy County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Hamilton County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hancock County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hardin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Henderson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Henry County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Iroquois County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jackson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jasper County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jefferson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jersey County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Jo Daviess County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Johnson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Kane County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Kankakee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Kendall County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Knox County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lake County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Lasalle County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lawrence County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lee County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Livingston County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Logan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Macon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Macoupin County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Madison County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marion County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Marshall County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mason County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Massac County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mcdonough County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mchenry County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Mclean County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Menard County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Mercer County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Monroe County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Montgomery County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Morgan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Moultrie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Ogle County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Peoria County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Perry County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Piatt County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pike County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pope County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Pulaski County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Putnam County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Randolph County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Richland County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Rock Island County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Saline County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sangamon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Schuyler County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Scott County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Shelby County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:St. Clair County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stark County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Stephenson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Tazewell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Union County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Vermilion County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wabash County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Warren County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Washington County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Wayne County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:White County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Whiteside County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Will County | Single Unit Limit (lowest):$368,000 | Four-Plex Limit (highest):$707,700 |
| County:Williamson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Winnebago County | Single Unit Limit (lowest):$339,250 | Four-Plex Limit (highest):$652,400 |
| County:Woodford County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
Business Loans in Illinois of September 2026
If you’re looking to expand your business, the online lenders below offer reliable service and competitive rates.
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
||||||
|
However, for a local alternative in Illinois, consider:
Accion Chicago is a non-profit lender that offers customized capital solutions and business training to entrepreneurs in Illinois. You can borrow up to $100,000 with repayment terms of up to 10 years. APRs are fixed, and eligible businesses include service, retail, wholesale, and manufacturing. However, non-profit organizations and businesses involved in real estate development, exporting, multi-level marketing, adult entertainment, and lending are not eligible.
You can visit the Accion Chicago office at 1436 W. Randolph St. Suite 300 Chicago, IL 60607. You can also call them at (312) 275-3000 or email them at info@accionchicago.org.
Conclusion
For installment loans in Illinois, the state adopts a tiered interest rate structure. For loans of $4,000 or less, APRs are capped at 99%. For loans of $4,001 to $40,000, APRs are capped at 36%. However, the APR caps exclude car title and payday loans, with 300% and 400% APRs, respectively. About amounts, payday loans are capped at $1,000 or 25% of your gross monthly income. For car title loans, amounts are capped at $4,000, as long as monthly payments do not exceed 50% of your gross monthly income. Rollovers are prohibited for payday loans while refinancing for car title loans is only allowed after reduced principal by at least 20%. Moreover, the new loan amount cannot exceed the total outstanding balance of the original loan.
