Best Personal Loans for Bad and Good Credit Washington, Payday Loans Laws and Auto Title Loans Laws of September 2026

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Last Update: September 1, 2026

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Best Personal Loans for Bad Credit in Washington of September 2026

ZippyLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in Washington:

Yes

Get started

Upstart

Apply Now

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in Washington:

Yes

Get started

LifeLoans

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Washington:

Yes

Get started

VivaLoan

Apply Now

Amount:

$100 - $15,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Washington:

Yes

Get started

NextDayPersonalLoan

Apply Now

Amount:

$100 - $40,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Washington:

Yes

Get started

FundsJoy

Apply Now

Amount:

$200 - $5,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Washington:

Yes

Get started

SuperMoney

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Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in Washington:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in Washington:

Yes

Get started

Best Good Credit Loans in Washington of September 2026

SuperMoney

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Washington:

Yes

Get started

Prosper

Apply Now

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Washington:

Yes

Get started

Credible

Apply Now

Amount:

$1,000 – $100,000

Min. Credit Score:

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Washington:

Yes

Get started

PersonalLoans

Apply Now

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Washington:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Washington:

Yes

Get started

Upgrade

Apply Now

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Washington:

Yes

Get started

PayOff

Apply Now

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Washington:

Yes

Get started

Discover

Apply Now

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Washington:

Yes

Get started

Freedomplus

Apply Now

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Washington:

Yes

Get started

Payday Loan Laws in Washington of September 2026

According to the law in the state of Washington, payday loans are legal but regulated.

The allowed APR is up to 391%.

The allowed amount should not exceed $700, or 30% of the gross monthly income.

That’s actually a tricky part of the law that should prevent many people from getting into a debt cycle.

Why?

Let’s explain this part.

What is Debt Cycle?

The debt cycle occurs when people can’t pay their loans on time. In these cases, lenders charge them only an interest fee that doesn’t lower the loan’s principal amount. The process is known as a rollover or debt cycle. This process can continue for a long period of time if the law does not regulate it.

According to the Washington laws, rollovers are prohibited.

Now back on … $700 or 30% of the gross monthly income.

Why is this a prevention measurement against a debt cycle?

Before we answer this question, we have to answer another question.

When People Actually Get into Debt Cycle?

When do they get big loans?

When do they get loans with high APR?

When do they get loans with many hidden fees?

NO!

Typically people get into a debt cycle when they don’t have money to pay their loans.

Because, even if you get too big loans, even if your APR is too high, in case you have money, you’d pay it?

But in case you have no money … you can’t pay anything!

The fact that the Washington law has set this rule means that lenders must verify their customers’ income. That is something that payday lenders skip. Yes, payday lenders typically skip verifying the credit score and the income of their customers. Lenders know very well that their clients don’t have great credit scores and income.

But when people get more than they can pay, they get into the debt cycle one day.

The debt cycle is a serious problem that can hurt people’s credit scores and financial situation.

We at ElitePersonalFinance believe that the law in Washington is tricky in this part.

It’s like the law tell us:

Do you want to get an expensive loan?

Do you want to pay high interest?

You are with bad credit?

OK!

Go and get it!

But before that prove that you can pay it!

In this document, you can find many interesting stats that prove that the Washington law prevents payday loans.

Additional details about payday loans in Washington

Fees per amount of $100 for a period of two weeks cannot exceed $15.
An amount of up to $500 comes with up to 15% fees.
An amount between $500 to $700 comes with up to 10% fees.
The law prohibits rollovers, renewals, extensions.
Criminal actions are not allowed.

Do you know that payday loans are not your last option? Do you know that the lending market is significantly improved, and many people with bad credit can get cheap personal loans? We explain that in our advanced guide on bad credit loans.

Payday Loan Laws in Washington by Country of September 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of Washington.

We haven’t found a significant difference between the payday loan laws in Washington.

City:	Amount Allowed:	APR Allowed:	Status:
City:Seattle	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Spokane	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Tacoma	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Vancouver	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bellevue	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Kent	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Everett	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Renton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Federal Way	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Spokane Valley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Yakima	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Kirkland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bellingham	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Kennewick	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Auburn	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Pasco	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Marysville	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sammamish	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Redmond	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lakewood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:South Hill	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Shoreline	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Richland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Burien	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Olympia	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lacey	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bothell	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Edmonds	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Puyallup	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bremerton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lynnwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Parkland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Longview	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Issaquah	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mount Vernon	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Wenatchee	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Pullman	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:University Place	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Walla Walla	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Spanaway	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Stevens	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Des Moines	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:SeaTac	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Graham	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Maple Valley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mercer Island	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bainbridge Island	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Cottage Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Orchards	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Frederickson	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Oak Harbor	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Moses Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Camas	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Kenmore	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Tumwater	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Silver Firs	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Union Hill-Novelty Hill	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Eastmont	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:North Lynnwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mill Creek East	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Salmon Creek	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mukilteo	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mountlake Terrace	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Silverdale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Hazel Dell	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Covington	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bonney Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bothell West	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Tukwila	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mill Creek	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Martha Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Battle Ground	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ellensburg	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Port Angeles	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fairwood CDP	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Arlington	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Five Corners	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Monroe	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bryn Mawr-Skyway	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Centralia	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Anacortes	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sunnyside	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Camano	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Aberdeen	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:White Center	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Washougal	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:West Richland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Elk Plain	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lynden	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lakeland South	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:East Wenatchee	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Port Orchard	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ferndale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Forest Park	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Snoqualmie	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Artondale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fort Lewis	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lakeland North	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Tapps	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Prairie Ridge	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Maltby	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Minnehaha	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Woodinville	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Kelso	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Cheney	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Enumclaw	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:East Renton Highlands	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sedro-Woolley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Newcastle	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Morton-Berrydale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Grandview	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bothell East	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Edgewood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Stickney	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Poulsbo	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Vashon	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Shelton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fife	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sumner	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Snohomish	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Port Townsend	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Gig Harbor and Liberty Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:DuPont	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Alderwood Manor	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Midland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:College Place	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Birch Bay	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Picnic Point	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Toppenish	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Yelm	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Burlington	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mount Vista	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fairwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Hoquiam	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Summit	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Felida	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Airway Heights	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Terrace Heights	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ephrata	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sudden Valley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Othello	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Shore	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Waller	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Duvall	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Selah	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Orting	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Summit View	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Milton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Quincy	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Chehalis	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Clarkston	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Hobart	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ridgefield	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Pacific	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sequim	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Stanwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Barberton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Clover Creek	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mead	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:North Bend	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Brier	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fircrest	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Parkwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Normandy Park	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Tanglewilde	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Otis Orchards-East Farms	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Clarkston Heights-Vineland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Wollochet	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bangor Base	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Steilacoom	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Union Gap	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:West Clarkston-Highland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Prosser	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Country Homes	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Finley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Tracyton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Woodland	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Woods Creek	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:West Side Highway	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ocean Shores	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:North Fort Lewis	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Connell	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Manchester	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:East Port Orchard	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Cavalero	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Blaine	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Maplewood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Wapato	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sultan	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Hockinson	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Chain Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Medical Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Omak	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Colville	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Town and Country	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Buckley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mattawa	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Rosedale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Belfair	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Black Diamond	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Venersborg	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Wauna	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Suquamish	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Larch Way	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Prairie Heights	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Esperance	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Moses Lake North	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Chelan	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Peaceful Valley	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Deer Park	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Moxee	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Clearview	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Montesano	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bunk Foss	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Goodwin	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Key Center	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Sunnyslope	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Longbranch	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Bethel	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Forks	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Boulevard Park	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Mirrormont	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Marietta-Alderwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fox Island	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Granger	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Maple Heights-Lake Desire	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Longview Heights	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Granite Falls	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Port Hadlock-Irondale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Three Lakes	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Indianola	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Canyon Creek	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Cassidy	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Goldendale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Ahtanum	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Hansville	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Erlands Point-Kitsap Lake	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Burbank	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Port Angeles East	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Benton City	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Clyde Hill	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Alderton	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:McChord AFB	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Medina	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Lake Holm	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Elma	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Rochester	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:North Yelm	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Algona	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Grand Mound	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:La Center	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Navy Yard City	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Meadowdale	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Cashmere	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Zillah and Fairchild AFB	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:High Bridge	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Central Park	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Fobes Hill	Amount Allowed:$700	APR Allowed:391%	Status:Legal
City:Canterwood	Amount Allowed:$700	APR Allowed:391%	Status:Legal

Auto Title Loans in Washington of September 2026

Auto title loans in Washington are not allowed.

Best Auto Loans for Bad Credit in Washington of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Washington:

Yes

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SuperMoney - Compare Loans to Refinance Car

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Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Washington:

Yes

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StandardAutoFinancial

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Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Washington:

Yes

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MaxCarLoan

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Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Washington:

Yes

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FirstChoiceAutoLoan

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Amount:

Up to $100,000

Min. Credit Score:

APR:

Vary

Licensed in Washington:

Yes

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MyAutoLoan

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Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Washington:

Yes

Get started

LendingTree

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Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Washington:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Washington:

Yes

Get started

OneMainFinancial

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Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Washington:

Yes

Get started

CarsDirect

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Amount:

$1,000 - $45,000

Min. Credit Score:

APR:

From 0.99%

Licensed in Washington:

Yes

Get started

Auto Credit Express

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Amount:

$1,000 - $35,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Washington:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Washington:

Yes

Get started

LendingClub

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Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Washington:

Yes

Get started

Carvana

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Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Washington:

Yes

Get started

Best Auto Loans for Good Credit in Washington of September 2026

SuperMoney - Compare Loans to Buy Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Washington:

Yes

Get started

SuperMoney - Compare Loans to Refinance Car

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

From 1.99%

Licensed in Washington:

Yes

Get started

LendingTree

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Washington:

Yes

Get started

Consumers

Apply Now

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Washington:

Yes

Get started

Lightstream

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Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Washington:

Yes

Get started

CapitalOne

Apply Now

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Washington:

Yes

Get started

MyAutoLoan

Apply Now

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Washington:

Yes

Get started

Carvana

Apply Now

Amount:

$1,000 - $100,000

Min. Credit Score:

APR:

3.90% - 27.90%

Licensed in Washington:

Yes

Get started

Usbank

Apply Now

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Washington:

Yes

Get started

Bank Of America

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Washington:

Yes

Get started

LendingClub

Apply Now

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Washington:

Yes

Get started

Clearlane

Apply Now

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Washington:

Yes

Get started

OneMainFinancial

Apply Now

Amount:

$1,500 - $20,000

Min. Credit Score:

APR:

18.00% - 35.99%

Licensed in Washington:

Yes

Get started

FHA Loans in Washington of September 2026

Washington has 39 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $1,426,450 for a 4-bedroom unit in King County.

County:	Single Unit Limit (lowest):	Four-Plex Limit (highest):
County:Adams County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Asotin County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Benton County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Chelan County	Single Unit Limit (lowest):$345,000	Four-Plex Limit (highest):$663,450
County:Clallam County	Single Unit Limit (lowest):$384,100	Four-Plex Limit (highest):$738,650
County:Clark County	Single Unit Limit (lowest):$491,050	Four-Plex Limit (highest):$944,350
County:Columbia County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Cowlitz County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Douglas County	Single Unit Limit (lowest):$345,000	Four-Plex Limit (highest):$663,450
County:Ferry County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Franklin County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Garfield County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Grant County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Grays Harbor County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Island County	Single Unit Limit (lowest):$393,300	Four-Plex Limit (highest):$756,350
County:Jefferson County	Single Unit Limit (lowest):$351,900	Four-Plex Limit (highest):$676,750
County:King County	Single Unit Limit (lowest):$741,750	Four-Plex Limit (highest):$1,426,450
County:Kitsap County	Single Unit Limit (lowest):$395,600	Four-Plex Limit (highest):$760,750
County:Kittitas County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Klickitat County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lewis County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Lincoln County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Mason County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Okanogan County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pacific County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pend Oreille County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Pierce County	Single Unit Limit (lowest):$741,750	Four-Plex Limit (highest):$1,426,450
County:San Juan County	Single Unit Limit (lowest):$497,950	Four-Plex Limit (highest):$957,600
County:Skagit County	Single Unit Limit (lowest):$373,750	Four-Plex Limit (highest):$718,750
County:Skamania County	Single Unit Limit (lowest):$491,050	Four-Plex Limit (highest):$944,350
County:Snohomish County	Single Unit Limit (lowest):$741,750	Four-Plex Limit (highest):$1,426,450
County:Spokane County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Stevens County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Thurston County	Single Unit Limit (lowest):$370,300	Four-Plex Limit (highest):$712,100
County:Wahkiakum County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Walla Walla County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Whatcom County	Single Unit Limit (lowest):$411,700	Four-Plex Limit (highest):$791,750
County:Whitman County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100
County:Yakima County	Single Unit Limit (lowest):$331,760	Four-Plex Limit (highest):$638,100