$100 - $100,000
CS: 0 • 5.96% - 35.99%
Best Personal Loans for Bad and Good Credit in Wyoming, Payday Loan Laws of September 2026
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Last Update: September 1, 2026
Best Loans in All States
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$100 - $40,000
CS: 0 • 5.99% - 35.99%
$100 - $100,000
CS: 0 • 5.96% - 35.99%
$100 - $20,000
CS: 0 • 5.99% - 35.99%
$100 - $5,000
CS: 0 • 5.99% - 35.99%
Best Personal Loans for Bad Credit in Wyoming of September 2026
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Best Good Credit Loans in Wyoming of September 2026
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Payday Loan Laws in Wyoming of September 2026
According to the law in Wyoming, payday loans are legal but regulated.
The highest amount is not set, but the APR is set at no more than 261%.
If we compare this value to the traditional APR of payday loans that average at 400%, we will find it below. But still, it is too high so that payday lenders can do legit business.
Rollovers are not allowed.
Fees can’t exceed $30 or 20% per month.
Here you can find all licensed payday lenders.
Criminal actions are not allowed.
Do you have bad credit? Do you want to find a cheap loan and avoid payday loans? Our advanced guide on bad credit will help you a lot.
Payday Loan Laws in Wyoming by Country of September 2026
ElitePersonalFinance analysis of payday loan laws by countries in the State of Wyoming.
We haven’t found a significant difference between the payday loan laws in Wyoming. All loans in Wyoming are with no limit and are legal.
| City: | Amount Allowed: | APR Allowed: | Status: |
|---|---|---|---|
| City:Cheyenne | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Casper | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Gillette | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Laramie | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Rock Springs | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Sheridan | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Green River | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Evanston | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Riverton | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Jackson | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Cody | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Rawlins | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Lander | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Torrington | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Douglas | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Powell | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Ranchettes | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Worland | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Buffalo | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Fox Farm-College | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:South Greeley | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Mills | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Wheatland | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
| City:Newcastle | Amount Allowed:No Limit | APR Allowed:261% | Status:Legal |
Auto Title Loans in Wyoming of September 2026
Auto title loans in Wyoming are allowed.
Best Auto Loans for Bad Credit in Wyoming of September 2026
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Best Auto Loans for Good Credit in Wyoming of September 2026
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FHA Loans in Wyoming of September 2026
Wyoming has 23 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Albany County to a high of $1,472,550 for a 4-bedroom unit in Teton County.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
|---|---|---|
| County:Albany County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Big Horn County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Campbell County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Carbon County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Converse County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Crook County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Fremont County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Goshen County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Hot Springs County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Johnson County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Laramie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Lincoln County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Natrona County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Niobrara County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Park County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Platte County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sheridan County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sublette County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Sweetwater County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Teton County | Single Unit Limit (lowest):$765,600 | Four-Plex Limit (highest):$1,472,550 |
| County:Uinta County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Washakie County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
| County:Weston County | Single Unit Limit (lowest):$331,760 | Four-Plex Limit (highest):$638,100 |
Business Loans in Wyoming of September 2026
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All Licensed Credit Unions in Wyoming of September 2026
| Name: | City: | Size (Millions): | Members: |
|---|---|---|---|
| Name:WARREN FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$399.97 | Members:39625 |
| Name:MERIDIAN TRUST FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$247.70 | Members:19941 |
| Name:TRONA VALLEY COMMUNITY FEDERAL CREDIT UNION | City:Green River | Size (Millions):$139.38 | Members:17989 |
| Name:UNIWYO FEDERAL CREDIT UNION | City:Laramie | Size (Millions):$220.43 | Members:16101 |
| Name:WYHY FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$170.17 | Members:12639 |
| Name:SUNLIGHT FEDERAL CREDIT UNION | City:Cody | Size (Millions):$89.63 | Members:11165 |
| Name:CAMPCO FEDERAL CREDIT UNION | City:Gillette | Size (Millions):$64.79 | Members:10740 |
| Name:RELIANT FEDERAL CREDIT UNION | City:Casper | Size (Millions):$89.06 | Members:10624 |
| Name:ATLANTIC CITY FEDERAL CREDIT UNION | City:Lander | Size (Millions):$96.01 | Members:10477 |
| Name:WESTERN VISTA FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$119.95 | Members:9877 |
| Name:FIRST EDUCATION FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$45.69 | Members:5727 |
| Name:LARAMIE PLAINS COMMUNITY FEDERAL CREDIT UNION | City:Laramie | Size (Millions):$32.92 | Members:5280 |
| Name:RIVER-RAIL COMMUNITY FEDERAL CREDIT UNION | City:Casper | Size (Millions):$32.08 | Members:5092 |
| Name:FIRST CHEYENNE FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$29.26 | Members:4497 |
| Name:A.C.P.E. FEDERAL CREDIT UNION | City:Laramie | Size (Millions):$39.31 | Members:4287 |
| Name:SHERIDAN COMMUNITY FEDERAL CREDIT UNION | City:Sheridan | Size (Millions):$31.07 | Members:4169 |
| Name:UNIFIED PEOPLE’S FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$37.88 | Members:3805 |
| Name:WYO CENTRAL FEDERAL CREDIT UNION | City:Casper | Size (Millions):$26.50 | Members:3601 |
| Name:WESC FEDERAL CREDIT UNION | City:Casper | Size (Millions):$23.89 | Members:2990 |
| Name:SWEETWATER FEDERAL CREDIT UNION | City:Rock Springs | Size (Millions):$20.24 | Members:2829 |
| Name:CHEYENNE-LARAMIE COUNTY EMPLOYEES FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$21.00 | Members:2698 |
| Name:WYOCHEM FEDERAL CREDIT UNION | City:Green River | Size (Millions):$15.19 | Members:2522 |
| Name:GREEN RIVER BASIN FEDERAL CREDIT UNION | City:Green River | Size (Millions):$9.43 | Members:2210 |
| Name:CIT-CO FEDERAL CREDIT UNION | City:Sheridan | Size (Millions):$11.01 | Members:1828 |
| Name:YELLOWSTONE FEDERAL CREDIT UNION | City:Gardiner | Size (Millions):$4.85 | Members:1063 |
| Name:FAMILIES FIRST FEDERAL CREDIT UNION | City:Casper | Size (Millions):$6.50 | Members:1024 |
| Name:SHYANN FEDERAL CREDIT UNION | City:Cheyenne | Size (Millions):$7.22 | Members:962 |
| Name:GUERNSEY COMMUNITY FEDERAL CREDIT UNION | City:Guernsey | Size (Millions):$2.09 | Members:443 |
| Name:POWELL SCHOOLS FEDERAL CREDIT UNION | City:Archdale | Size (Millions):$1.99 | Members:336 |
